Banks - Regional Stocks
Banks - Regional: Credicorp Ltd. owns the largest revenue base; Nu Holdings Ltd. has the fastest current growth.
How has Banks - Regional moved against S&P 500?
The line below covers up to 5.2 years and opens on the 5Y view; the buttons cut it shorter. Over the most recent two of them this industry is 14% ahead of S&P 500. Earnings across its companies grew 15% on average over the last four reported quarters. It has been ahead of S&P 500 on a rolling three-month view for 4 weeks running.
RS ↑4w · 259/271 >200d (−2) · 188/272 lead (+152) · EPS 212/263↑
Both lines start at 200 in the same week, so the distance between them is the whole story: the industry line is an equal-weighted index of its 272 companies. The bars underneath are trailing 12-month earnings per share, one bar per reported quarter, each member rebased to 100 at the start and the industry taking the median — so a price line pulling away from flat bars is a re-rating, not earnings. A bar turns red when that figure is lower than the quarter before. Rules are fixed and applied identically everywhere on this site: ahead by 5% or more over three months, or behind by 20% or more over a year while earnings grew 20% or more. Hover any point to read both values and the gap. This is a description of what the numbers did, not advice.
Is Banks - Regional outperforming S&P 500?
Banks - Regional has outperformed S&P 500 by 9.2% over the last 52 weeks. Over 13 weeks the gap is a lead of 6.7%. 14 of 18 covered companies currently beat the S&P 500 on Mansfield relative strength, so leadership inside the sector is broad. Credicorp Ltd. is the strongest against the sector itself at +9.8%.
Sector metric: — as of latest available · unclassified · direction unavailable.
The central tension: the companies with the most scale are not necessarily the companies creating the most change.
Start with scale. Then earnings trajectory. Then business quality. Only after those three agree should price leadership carry much weight.
Bottom line
Banks - Regional has outperformed S&P 500 by 9.2% over 52 weeks and 6.7% over 13 weeks. 14 of 18 covered companies beat the S&P 500 on Mansfield relative strength, while 12 of 18 beat the sector itself. Credicorp Ltd. leads with income of $23,002 million, based on 3 of 18 comparable companies through Mar 2026.
4-Factor Sector Score
An additive sector-relative research score. The four displayed point contributions always equal the total: Growth & earnings (35), Capital efficiency (25), Valuation (20), and Relative strength (20). Missing or stale evidence is absorbed inside the affected factor, never applied as a hidden adjustment.
How this score is built, and what the marks mean
Missing observations are not scored as bad. Their missing weight lowers confidence and pulls the final score toward neutral. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step curve the sector itself is placed on — basing, turning, breaking out, leader, fading, asleep — read from how many weeks running it has led S&P 500 and whether that lead is widening or shrinking. It describes where the PRICE stands, not the earnings trajectory and not a recommendation, and it is left blank for a company whose weekly history is too short or too stale to read.
| Company | Score | Price stage | Growth & earnings/35 | Capital efficiency/25 | Valuation/20 | Relative strength/20 |
|---|---|---|---|---|---|---|
| 1Credicorp Ltd.BAP | 61.2/100Mixed-positive evidence62% evidence | BREAKING OUT | 25.5/35 Income 23.6% · PAT 25.2% 55% evidence | 13.7/25 ROA — · ROE 5.5% · GNPA — 34% evidence | 5.7/20 P/BV 2.35× · P/BV÷ROE 0.43 70% evidence | 16.3/20 RS sector 9.8% · RS bench 12.4% · 1Y 57.4%4 of 12 weeks ahead 100% evidence |
| Exact sum: 25.5 + 13.7 + 5.7 + 16.3 = 61.2 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 2Pinnacle Financial Partners, Inc.PNFP | 51.9/100Thin evidence · provisional51% evidence | TURNING | 21.6/35 Income 21.7% · PAT 48.7% 29% evidence | 11.0/25 ROA — · ROE 2.6% · GNPA — 26% evidence | 7.2/20 P/BV 1.06× · P/BV÷ROE 0.41 70% evidence | 12.1/20 RS sector 0.3% · RS bench 3% · 1Y 21.3%2 of 12 weeks ahead 100% evidence |
| Exact sum: 21.6 + 11 + 7.2 + 12.1 = 51.9 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 3Nu Holdings Ltd.NU | 44.0/100Mixed-negative evidence62% evidence | ASLEEP | 26.6/35 Income 34.5% · PAT 48.2% 55% evidence | 13.2/25 ROA — · ROE 8.2% · GNPA — 34% evidence | 3.0/20 P/BV 5.55× · P/BV÷ROE 0.68 70% evidence | 1.2/20 RS sector -16.9% · RS bench -14.7% · 1Y 16.5%0 of 12 weeks ahead 100% evidence |
| Exact sum: 26.6 + 13.2 + 3 + 1.2 = 44 · Decision use: Acceleration candidate, not a confirmed leader: earnings are strong but sector-relative strength is -16.9% and the one-year return is 16.5%. Do not upgrade until sector-relative strength is above zero and another reported period confirms growth. | ||||||
| 4NatWest Group plcNWG | 55.4/100Thin evidence · provisional44% evidence | TURNING | 17.7/35 Income — · PAT — 3% evidence | 13.2/25 ROA — · ROE 3.9% · GNPA — 34% evidence | 8.6/20 P/BV 1.21× · P/BV÷ROE 0.31 70% evidence | 15.9/20 RS sector 3.8% · RS bench 6.5% · 1Y 34.9%5 of 12 weeks ahead 100% evidence |
| Exact sum: 17.7 + 13.2 + 8.6 + 15.9 = 55.4 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 5M&T Bank CorporationMTB | 53.4/100Thin evidence · provisional46% evidence | TURNING | 17.9/35 Income — · PAT — 10% evidence | 11.5/25 ROA — · ROE 2.9% · GNPA — 34% evidence | 6.1/20 P/BV 1.25× · P/BV÷ROE 0.43 70% evidence | 17.9/20 RS sector 5.1% · RS bench 7.7% · 1Y 35.2%5 of 12 weeks ahead 100% evidence |
| Exact sum: 17.9 + 11.5 + 6.1 + 17.9 = 53.4 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 6U.S. BancorpUSB | 52.6/100Thin evidence · provisional46% evidence | BREAKING OUT | 17.6/35 Income — · PAT — 10% evidence | 12.8/25 ROA — · ROE 3.4% · GNPA — 34% evidence | 6.7/20 P/BV 1.39× · P/BV÷ROE 0.41 70% evidence | 15.5/20 RS sector 4.8% · RS bench 7.4% · 1Y 43.2%4 of 12 weeks ahead 100% evidence |
| Exact sum: 17.6 + 12.8 + 6.7 + 15.5 = 52.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 7Lloyds Banking Group plcLYG | 52.2/100Thin evidence · provisional46% evidence | TURNING | 17.2/35 Income — · PAT — 10% evidence | 12.4/25 ROA — · ROE 3.3% · GNPA — 34% evidence | 6.6/20 P/BV 1.36× · P/BV÷ROE 0.41 70% evidence | 16.0/20 RS sector 5.3% · RS bench 7.9% · 1Y 42.3%3 of 12 weeks ahead 100% evidence |
| Exact sum: 17.2 + 12.4 + 6.6 + 16 = 52.2 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 8The PNC Financial Services Group, Inc.PNC | 51.2/100Thin evidence · provisional46% evidence | BREAKING OUT | 17.9/35 Income — · PAT — 10% evidence | 12.8/25 ROA — · ROE 3.4% · GNPA — 34% evidence | 5.3/20 P/BV 1.54× · P/BV÷ROE 0.45 70% evidence | 15.2/20 RS sector 3.9% · RS bench 6.5% · 1Y 33.9%6 of 12 weeks ahead 100% evidence |
| Exact sum: 17.9 + 12.8 + 5.3 + 15.2 = 51.2 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 9First Citizens BancShares, Inc.FCNCA | 48.6/100Thin evidence · provisional46% evidence | TURNING | 17.9/35 Income — · PAT — 10% evidence | 12.0/25 ROA — · ROE 3% · GNPA — 34% evidence | 8.0/20 P/BV 1.1× · P/BV÷ROE 0.37 70% evidence | 10.7/20 RS sector -0.4% · RS bench 2.3% · 1Y 23.2%4 of 12 weeks ahead 100% evidence |
| Exact sum: 17.9 + 12 + 8 + 10.7 = 48.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 10Citizens Financial Group, Inc.CFG | 47.7/100Thin evidence · provisional46% evidence | TURNING | 18.3/35 Income — · PAT — 10% evidence | 9.6/25 ROA — · ROE 2.3% · GNPA — 34% evidence | 4.4/20 P/BV 1.13× · P/BV÷ROE 0.49 70% evidence | 15.4/20 RS sector 8% · RS bench 10.6% · 1Y 55.8%6 of 12 weeks ahead 100% evidence |
| Exact sum: 18.3 + 9.6 + 4.4 + 15.4 = 47.7 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 11Fifth Third BancorpFITB | 47.0/100Thin evidence · provisional46% evidence | BREAKING OUT | 16.4/35 Income — · PAT — 10% evidence | 11.5/25 ROA — · ROE 2.9% · GNPA — 34% evidence | 3.8/20 P/BV 1.48× · P/BV÷ROE 0.51 70% evidence | 15.3/20 RS sector 4.4% · RS bench 7% · 1Y 38.7%7 of 12 weeks ahead 100% evidence |
| Exact sum: 16.4 + 11.5 + 3.8 + 15.3 = 47 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 12Regions Financial CorporationRF | 45.6/100Thin evidence · provisional46% evidence | BREAKING OUT | 16.6/35 Income — · PAT — 10% evidence | 12.0/25 ROA — · ROE 3% · GNPA — 34% evidence | 5.1/20 P/BV 1.37× · P/BV÷ROE 0.46 70% evidence | 11.9/20 RS sector 1.6% · RS bench 4.3% · 1Y 28.2%5 of 12 weeks ahead 100% evidence |
| Exact sum: 16.6 + 12 + 5.1 + 11.9 = 45.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 13East West Bancorp, Inc.EWBC | 44.4/100Thin evidence · provisional46% evidence | BREAKING OUT | 17.2/35 Income — · PAT — 10% evidence | 13.4/25 ROA — · ROE 4.2% · GNPA — 34% evidence | 4.9/20 P/BV 1.91× · P/BV÷ROE 0.46 70% evidence | 8.9/20 RS sector 1.9% · RS bench 4.6% · 1Y 34.6%6 of 12 weeks ahead 100% evidence |
| Exact sum: 17.2 + 13.4 + 4.9 + 8.9 = 44.4 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 14Deutsche Bank AktiengesellschaftDB | 42.0/100Thin evidence · provisional46% evidence | TURNING | 17.2/35 Income — · PAT — 10% evidence | 10.0/25 ROA — · ROE 2.4% · GNPA — 34% evidence | 8.4/20 P/BV 0.83× · P/BV÷ROE 0.35 70% evidence | 6.4/20 RS sector -6.3% · RS bench -3.7% · 1Y 3.3%5 of 12 weeks ahead 100% evidence |
| Exact sum: 17.2 + 10 + 8.4 + 6.4 = 42 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 15Webster Financial CorporationWBS | 40.6/100Thin evidence · provisional46% evidence | TURNING | 15.9/35 Income — · PAT — 10% evidence | 11.0/25 ROA — · ROE 2.7% · GNPA — 34% evidence | 4.9/20 P/BV 1.31× · P/BV÷ROE 0.48 70% evidence | 8.8/20 RS sector 2.1% · RS bench 4.7% · 1Y 39.6%0 of 12 weeks ahead 100% evidence |
| Exact sum: 15.9 + 11 + 4.9 + 8.8 = 40.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 16Huntington Bancshares IncorporatedHBAN | 39.1/100Thin evidence · provisional46% evidence | TURNING | 16.7/35 Income — · PAT — 10% evidence | 11.0/25 ROA — · ROE 2.7% · GNPA — 34% evidence | 7.5/20 P/BV 1.1× · P/BV÷ROE 0.41 70% evidence | 3.9/20 RS sector -9.1% · RS bench -6.7% · 1Y 9.1%0 of 12 weeks ahead 100% evidence |
| Exact sum: 16.7 + 11 + 7.5 + 3.9 = 39.1 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 17Truist Financial CorporationTFC | 39.0/100Thin evidence · provisional46% evidence | TURNING | 18.3/35 Income — · PAT — 10% evidence | 9.2/25 ROA — · ROE 2.4% · GNPA — 34% evidence | 7.7/20 P/BV 0.97× · P/BV÷ROE 0.4 70% evidence | 3.8/20 RS sector -4.5% · RS bench -2.1% · 1Y 22.3%1 of 12 weeks ahead 100% evidence |
| Exact sum: 18.3 + 9.2 + 7.7 + 3.8 = 39 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 18KeyCorpKEY | 36.0/100Thin evidence · provisional46% evidence | TURNING | 16.9/35 Income — · PAT — 10% evidence | 9.7/25 ROA — · ROE 2.6% · GNPA — 34% evidence | 4.7/20 P/BV 1.26× · P/BV÷ROE 0.49 70% evidence | 4.7/20 RS sector -1.2% · RS bench 1.3% · 1Y 31.2%1 of 12 weeks ahead 100% evidence |
| Exact sum: 16.9 + 9.7 + 4.7 + 4.7 = 36 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
Market action
Credicorp Ltd. has the strongest one-year price move in Banks - Regional at +57.4%. It also leads on Mansfield relative strength against the S&P 500 at +12.4%. 14 of 18 covered companies are above zero on that measure. Every line covers 314 weekly closes through 2026-08-04.
Every company, the sector's own index and S&P 500 all start level on the left edge of the window, so only the distance between the lines counts — the highest line has risen the most since then, and the chart at the top of this page is drawn the same way. It opens on one year; the buttons beside it stretch that to three or five.
How far ahead of or behind S&P 500 each company has been running, measured against its own recent average of that comparison, so the flat line at zero IS S&P 500: above it the company is beating the market, below it the market is beating the company. It opens on one year.
The same measure taken against Banks - Regional itself instead of the whole market, so the flat line at zero is the sector: above it the company is beating its own peers, which is the sharper test of the two. It opens on one year.
Income Scale & Growth Durability
Credicorp Ltd. has the highest Income among the 18 Banks - Regional companies compared here, at $23,002 million. Nu Holdings Ltd. is next at $7,594 million. Nu Holdings Ltd. has the highest Income growth at 34.5%, so level and change sit with different companies. 3 of 18 companies report a comparable reading, the latest through Mar 2026.
What the numbers say: Credicorp Ltd. is the scale leader at $23,002 million, 202.9% ahead of Nu Holdings Ltd.. Nu Holdings Ltd.'s growth is 34.5% from a $7,594 million base, with 19 reported observations in the 20-quarter window. Treat the growth leader as an acceleration candidate, not as equally proven scale.
Investor read: Credicorp Ltd. is the scale benchmark; Nu Holdings Ltd. is the acceleration watch. Promote the challenger only if growth persists and converts into margin and returns.
This conclusion weakens if: Credicorp Ltd.'s growth falls below Nu Holdings Ltd.'s for two consecutive comparable reports while operating margin also compresses.
On every company-comparison chart on this page: solid lines show level, dotted lines show change when “Both” is selected, and a missing report breaks the line rather than being invented.
All-company data · latest reported quarter
In every all-company table on this page, each figure is the company’s latest single reported quarter. The rankings above them use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.
| Company | Income | Income growth | Reported |
|---|---|---|---|
| Deutsche Bank Aktiengesellschaft DB | $8.2B | 1.2% | Jun 2026 |
| U.S. Bancorp USB | $6.7B | 4.6% | Jun 2026 |
| Credicorp Ltd. BAP | $6.4B | 27% | Mar 2026 |
| The PNC Financial Services Group, Inc. PNC | $6.0B | 14% | Jun 2026 |
| Lloyds Banking Group plc LYG | $4.9B | 12% | Jun 2026 |
| Truist Financial Corporation TFC | $4.7B | 5.2% | Jun 2026 |
| Huntington Bancshares Incorporated HBAN | $4.3B | 33% | Jun 2026 |
| NatWest Group plc NWG | $4.1B | — | Jun 2026 |
| Fifth Third Bancorp FITB | $2.6B | 33% | Jun 2026 |
| M&T Bank Corporation MTB | $2.3B | 5.7% | Jun 2026 |
| First Citizens BancShares, Inc. FCNCA | $2.2B | 4.5% | Jun 2026 |
| Citizens Financial Group, Inc. CFG | $2.0B | 14% | Jun 2026 |
| Nu Holdings Ltd. NU | $2.0B | 44% | Mar 2026 |
| KeyCorp KEY | $1.8B | 12% | Jun 2026 |
| Regions Financial Corporation RF | $1.8B | 7.4% | Jun 2026 |
| East West Bancorp, Inc. EWBC | $738M | 15% | Jun 2026 |
| Webster Financial Corporation WBS | $580M | 8.4% | Jun 2026 |
| Pinnacle Financial Partners, Inc. PNFP | $513M | 17% | Sep 2025 |
Full 20-quarter history · every available company
Income · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Credicorp Ltd. · BAP
Deutsche Bank Aktiengesellschaft · DB
Fifth Third Bancorp · FITB
Huntington Bancshares Incorporated · HBAN
Lloyds Banking Group plc · LYG
M&T Bank Corporation · MTB
NatWest Group plc · NWG
Nu Holdings Ltd. · NU
The PNC Financial Services Group, Inc. · PNC
Truist Financial Corporation · TFC
U.S. Bancorp · USB
Income growth · reported quarter history
Showing the 12 largest of 17 companies with a series here. The remaining 5 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Citizens Financial Group, Inc. · CFG
Credicorp Ltd. · BAP
Deutsche Bank Aktiengesellschaft · DB
Fifth Third Bancorp · FITB
Huntington Bancshares Incorporated · HBAN
Lloyds Banking Group plc · LYG
M&T Bank Corporation · MTB
Nu Holdings Ltd. · NU
Regions Financial Corporation · RF
The PNC Financial Services Group, Inc. · PNC
Truist Financial Corporation · TFC
U.S. Bancorp · USB
Profit Scale & Acceleration
Credicorp Ltd. has the highest Net profit among the 18 Banks - Regional companies compared here, at $7,378 million. Nu Holdings Ltd. is next at $3,186 million. Pinnacle Financial Partners, Inc. has the highest Profit growth at 48.7%, so level and change sit with different companies. 3 of 18 companies report a comparable reading, the latest through Mar 2026.
What the numbers say: Credicorp Ltd. leads with $7,378 million of TTM profit, 131.6% above Nu Holdings Ltd.. Pinnacle Financial Partners, Inc. shows 48.7% growth from a $623 million profit base. Compare the size of the base and persistence before ranking acceleration above profit scale.
Investor read: Credicorp Ltd. sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current profit growth signal.
All-company data · latest reported quarter
| Company | Net profit | Profit growth | Reported |
|---|---|---|---|
| Deutsche Bank Aktiengesellschaft DB | $2.2B | 8.1% | Jun 2026 |
| Credicorp Ltd. BAP | $2.1B | 16% | Mar 2026 |
| U.S. Bancorp USB | $2.0B | 14% | Jun 2026 |
| The PNC Financial Services Group, Inc. PNC | $1.8B | 18% | Jun 2026 |
| Lloyds Banking Group plc LYG | $1.6B | 37% | Jun 2026 |
| NatWest Group plc NWG | $1.5B | — | Jun 2026 |
| Truist Financial Corporation TFC | $1.5B | 17% | Jun 2026 |
| Nu Holdings Ltd. NU | $871M | 56% | Mar 2026 |
| M&T Bank Corporation MTB | $664M | 14% | Jun 2026 |
| Regions Financial Corporation RF | $559M | 14% | Jun 2026 |
| First Citizens BancShares, Inc. FCNCA | $534M | 11% | Jun 2026 |
| Huntington Bancshares Incorporated HBAN | $527M | -0.8% | Jun 2026 |
| KeyCorp KEY | $522M | 29% | Jun 2026 |
| Citizens Financial Group, Inc. CFG | $517M | 39% | Jun 2026 |
| East West Bancorp, Inc. EWBC | $358M | 23% | Jun 2026 |
| Webster Financial Corporation WBS | $246M | 8.4% | Jun 2026 |
| Pinnacle Financial Partners, Inc. PNFP | $173M | 18% | Sep 2025 |
| Fifth Third Bancorp FITB | $165M | -68% | Jun 2026 |
Full 20-quarter history · every available company
Net profit · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Citizens Financial Group, Inc. · CFG
Credicorp Ltd. · BAP
Deutsche Bank Aktiengesellschaft · DB
Fifth Third Bancorp · FITB
Huntington Bancshares Incorporated · HBAN
Lloyds Banking Group plc · LYG
M&T Bank Corporation · MTB
NatWest Group plc · NWG
Nu Holdings Ltd. · NU
The PNC Financial Services Group, Inc. · PNC
Truist Financial Corporation · TFC
U.S. Bancorp · USB
Profit growth · reported quarter history
Showing the 12 largest of 17 companies with a series here. The remaining 5 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Citizens Financial Group, Inc. · CFG
Credicorp Ltd. · BAP
Deutsche Bank Aktiengesellschaft · DB
Fifth Third Bancorp · FITB
Huntington Bancshares Incorporated · HBAN
Lloyds Banking Group plc · LYG
M&T Bank Corporation · MTB
Nu Holdings Ltd. · NU
Regions Financial Corporation · RF
The PNC Financial Services Group, Inc. · PNC
Truist Financial Corporation · TFC
U.S. Bancorp · USB
Funding Base & Its Composition
Deutsche Bank Aktiengesellschaft has the highest Deposits among the 18 Banks - Regional companies compared here, at $698,187 million. U.S. Bancorp is next at $532,066 million. The same company also holds the highest Borrowings, at $111,635 million. 18 of 18 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: Deutsche Bank Aktiengesellschaft leads both deposits at $698,187 million and borrowings at $111,635 million.
Investor read: Deutsche Bank Aktiengesellschaft sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current borrowings signal.
All-company data · latest reported quarter
| Company | Deposits | Borrowings | Reported |
|---|---|---|---|
| Deutsche Bank Aktiengesellschaft DB | $698.2B | $111.6B | Jun 2026 |
| U.S. Bancorp USB | $532.1B | $58.7B | Jun 2026 |
| Lloyds Banking Group plc LYG | $500.9B | $102.3B | Jun 2026 |
| NatWest Group plc NWG | $498.6B | $6.6B | Jun 2026 |
| The PNC Financial Services Group, Inc. PNC | $449.8B | $42.5B | Jun 2026 |
| Truist Financial Corporation TFC | $409.4B | $43.0B | Jun 2026 |
| Fifth Third Bancorp FITB | $234.1B | $17.6B | Jun 2026 |
| Huntington Bancshares Incorporated HBAN | $222.5B | $18.7B | Jun 2026 |
| Citizens Financial Group, Inc. CFG | $185.6B | $15.2B | Jun 2026 |
| Credicorp Ltd. BAP | $178.6B | $14.8B | Mar 2026 |
| First Citizens BancShares, Inc. FCNCA | $173.4B | $32.0B | Jun 2026 |
| M&T Bank Corporation MTB | $168.9B | $13.6B | Jun 2026 |
| KeyCorp KEY | $153.1B | $11.0B | Jun 2026 |
| Regions Financial Corporation RF | $130.7B | $4.6B | Jun 2026 |
| Webster Financial Corporation WBS | $70.3B | $737M | Jun 2026 |
| East West Bancorp, Inc. EWBC | $70.1B | $35M | Jun 2026 |
| Pinnacle Financial Partners, Inc. PNFP | $45.7B | $426M | Sep 2025 |
| Nu Holdings Ltd. NU | $42.4B | $4.5B | Mar 2026 |
Full 20-quarter history · every available company
Deposits · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Citizens Financial Group, Inc. · CFG
Credicorp Ltd. · BAP
Deutsche Bank Aktiengesellschaft · DB
Fifth Third Bancorp · FITB
Huntington Bancshares Incorporated · HBAN
Lloyds Banking Group plc · LYG
M&T Bank Corporation · MTB
NatWest Group plc · NWG
Nu Holdings Ltd. · NU
The PNC Financial Services Group, Inc. · PNC
Truist Financial Corporation · TFC
U.S. Bancorp · USB
Borrowings · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Citizens Financial Group, Inc. · CFG
Credicorp Ltd. · BAP
Deutsche Bank Aktiengesellschaft · DB
Fifth Third Bancorp · FITB
Huntington Bancshares Incorporated · HBAN
Lloyds Banking Group plc · LYG
M&T Bank Corporation · MTB
NatWest Group plc · NWG
Nu Holdings Ltd. · NU
The PNC Financial Services Group, Inc. · PNC
Truist Financial Corporation · TFC
U.S. Bancorp · USB
Return On Assets
No company in this Banks - Regional comparison reports ROA on a comparable basis, so there is nothing to rank here — 0 of 18 companies have a usable current reading. The section is shown rather than removed so an unavailable metric is not mistaken for one that was quietly left out. Filings were read through Jun 2026.
ROE — Leaders & Improvers
Nu Holdings Ltd. has the highest ROE among the 18 Banks - Regional companies compared here, at 8.2%. Credicorp Ltd. is next at 5.5%. The same company also holds the highest ROE change, at +1 percentage points. 18 of 18 companies report a comparable reading, the latest through Mar 2026.
What the numbers say: Nu Holdings Ltd. leads both roe at 8.2% and roe change at +1 percentage points.
Investor read: Nu Holdings Ltd. sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current roe change signal.
All-company data · latest reported quarter
| Company | ROE | ROE change | Reported |
|---|---|---|---|
| Nu Holdings Ltd. NU | 8.2% | +1.0 pp | Mar 2026 |
| Credicorp Ltd. BAP | 5.5% | +0.3 pp | Mar 2026 |
| East West Bancorp, Inc. EWBC | 4.2% | +0.2 pp | Jun 2026 |
| NatWest Group plc NWG | 3.9% | +0.5 pp | Jun 2026 |
| The PNC Financial Services Group, Inc. PNC | 3.4% | +0.4 pp | Jun 2026 |
| U.S. Bancorp USB | 3.4% | +0.3 pp | Jun 2026 |
| Lloyds Banking Group plc LYG | 3.3% | +0.2 pp | Jun 2026 |
| Regions Financial Corporation RF | 3.0% | −0.1 pp | Jun 2026 |
| First Citizens BancShares, Inc. FCNCA | 3.0% | +0.4 pp | Jun 2026 |
| Fifth Third Bancorp FITB | 2.9% | −0.2 pp | Jun 2026 |
| M&T Bank Corporation MTB | 2.9% | +0.4 pp | Jun 2026 |
| Huntington Bancshares Incorporated HBAN | 2.7% | 0.0 pp | Jun 2026 |
| Webster Financial Corporation WBS | 2.7% | −5.8 pp | Jun 2026 |
| KeyCorp KEY | 2.6% | +0.1 pp | Jun 2026 |
| Pinnacle Financial Partners, Inc. PNFP | 2.6% | +0.2 pp | Sep 2025 |
| Deutsche Bank Aktiengesellschaft DB | 2.4% | +0.2 pp | Jun 2026 |
| Truist Financial Corporation TFC | 2.4% | +0.5 pp | Jun 2026 |
| Citizens Financial Group, Inc. CFG | 2.3% | +0.5 pp | Jun 2026 |
Full 20-quarter history · every available company
ROE · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Citizens Financial Group, Inc. · CFG
Credicorp Ltd. · BAP
Deutsche Bank Aktiengesellschaft · DB
Fifth Third Bancorp · FITB
Huntington Bancshares Incorporated · HBAN
Lloyds Banking Group plc · LYG
M&T Bank Corporation · MTB
NatWest Group plc · NWG
Nu Holdings Ltd. · NU
The PNC Financial Services Group, Inc. · PNC
Truist Financial Corporation · TFC
U.S. Bancorp · USB
ROE change · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Citizens Financial Group, Inc. · CFG
Credicorp Ltd. · BAP
Deutsche Bank Aktiengesellschaft · DB
Fifth Third Bancorp · FITB
Huntington Bancshares Incorporated · HBAN
Lloyds Banking Group plc · LYG
M&T Bank Corporation · MTB
NatWest Group plc · NWG
Nu Holdings Ltd. · NU
The PNC Financial Services Group, Inc. · PNC
Truist Financial Corporation · TFC
U.S. Bancorp · USB
Gross NPA — Leaders & Improvers
No company in this Banks - Regional comparison reports gross NPA on a comparable basis, so there is nothing to rank here — 0 of 18 companies have a usable current reading. The section is shown rather than removed so an unavailable metric is not mistaken for one that was quietly left out. Filings were read through Jun 2026.
Valuation Against Growth & Quality
NatWest Group plc has the lowest P/BV ÷ ROE among the 18 Banks - Regional companies compared here, at 0.31×. Deutsche Bank Aktiengesellschaft is next at 0.35×. Deutsche Bank Aktiengesellschaft has the lowest P/BV at 0.83×, so level and change sit with different companies. 18 of 18 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: NatWest Group plc has the lowest comparable P/BV ÷ ROE at 0.31×, 11.4% below Deutsche Bank Aktiengesellschaft. Only 18 of 18 companies have earnings and growth steady enough for the ratio to mean anything, so no broad “cheapest stock” conclusion is defensible unless the current multiple, own-history position and growth durability agree.
Investor read: Treat valuation as permission to investigate, never as a standalone reason to buy.
This conclusion weakens if: The next two comparable reports reverse the current p/bv signal.
All-company data · latest reported quarter
| Company | P/BV ÷ ROE | P/BV | Reported |
|---|---|---|---|
| Nu Holdings Ltd. NU | 0.7 | 5.6 | Mar 2026 |
| Fifth Third Bancorp FITB | 0.5 | 1.5 | Jun 2026 |
| Citizens Financial Group, Inc. CFG | 0.5 | 1.1 | Jun 2026 |
| KeyCorp KEY | 0.5 | 1.3 | Jun 2026 |
| Webster Financial Corporation WBS | 0.5 | 1.3 | Jun 2026 |
| Regions Financial Corporation RF | 0.5 | 1.4 | Jun 2026 |
| East West Bancorp, Inc. EWBC | 0.5 | 1.9 | Jun 2026 |
| The PNC Financial Services Group, Inc. PNC | 0.5 | 1.5 | Jun 2026 |
| M&T Bank Corporation MTB | 0.4 | 1.3 | Jun 2026 |
| Credicorp Ltd. BAP | 0.4 | 2.4 | Mar 2026 |
| U.S. Bancorp USB | 0.4 | 1.4 | Jun 2026 |
| Lloyds Banking Group plc LYG | 0.4 | 1.4 | Jun 2026 |
| Huntington Bancshares Incorporated HBAN | 0.4 | 1.1 | Jun 2026 |
| Pinnacle Financial Partners, Inc. PNFP | 0.4 | 1.1 | Sep 2025 |
| Truist Financial Corporation TFC | 0.4 | 1.0 | Jun 2026 |
| First Citizens BancShares, Inc. FCNCA | 0.4 | 1.1 | Jun 2026 |
| Deutsche Bank Aktiengesellschaft DB | 0.4 | 0.8 | Jun 2026 |
| NatWest Group plc NWG | 0.3 | 1.2 | Jun 2026 |
Full 20-quarter history · every available company
P/BV ÷ ROE · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Citizens Financial Group, Inc. · CFG
Credicorp Ltd. · BAP
Deutsche Bank Aktiengesellschaft · DB
Fifth Third Bancorp · FITB
Huntington Bancshares Incorporated · HBAN
Lloyds Banking Group plc · LYG
M&T Bank Corporation · MTB
NatWest Group plc · NWG
Nu Holdings Ltd. · NU
The PNC Financial Services Group, Inc. · PNC
Truist Financial Corporation · TFC
U.S. Bancorp · USB
P/BV · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Citizens Financial Group, Inc. · CFG
Credicorp Ltd. · BAP
Deutsche Bank Aktiengesellschaft · DB
Fifth Third Bancorp · FITB
Huntington Bancshares Incorporated · HBAN
Lloyds Banking Group plc · LYG
M&T Bank Corporation · MTB
NatWest Group plc · NWG
Nu Holdings Ltd. · NU
The PNC Financial Services Group, Inc. · PNC
Truist Financial Corporation · TFC
U.S. Bancorp · USB
What can make this comparison misleading?
This Banks - Regional comparison names 7 specific ways its own evidence can mislead, all listed below. 1 of the 18 companies reports on an older date than the sector's freshest reporters, so its rank is marked stale. 2 of the 7 ranked sections have fewer than three usable current readings.
Keep these limits visible
- A high growth rate can be a low-base artefact. The page keeps level and change separate for that reason.
- A high ROE can be manufactured with leverage. Read it beside ROA and asset quality.
- The 4-Factor Sector Score ranks research priority, not portfolio action. Management quality, catalysts and risks need equally fresh evidence before capital is deployed.
- An “all companies” line chart preserves completeness, but rank changes should be checked against reporting dates before drawing a conclusion.
- 1 company has an older fundamental reporting date than the sector’s freshest reporters; its rank carries a stale marker.
- Banks and lenders are not forced through operating-margin or ROCE comparisons; missing lender-specific fields remain visibly missing.
- Thin comparisons: Return on assets, Asset quality have fewer than three usable current readings.
How was this comparison built?
This comparison is built from the reported filings of 18 Banks - Regional companies, normalized to a common $ scale and a shared quarter axis of up to 20 quarters each. Fundamentals run through Jun 2026 and market data through 2026-08-04. A second data feed fills gaps only after identity and scale reconciliation, and missing observations are never interpolated.
Banks - Regional company comparison FAQs
These 22 answers restate the Banks - Regional comparison above in question form. Every one is computed from the same 18 companies and the same reported filings as the rankings and charts, current through Jun 2026. Price and relative-strength answers run through 2026-08-04. Nothing here is estimated, and none of it is a recommendation.
Is the Banks - Regional sector outperforming S&P 500?
Banks - Regional has outperformed S&P 500 by 9.2% over 52 weeks and 6.7% over 13 weeks. 14 of 18 covered companies beat the S&P 500 on Mansfield relative strength, while 12 of 18 beat the sector itself.
Which Banks - Regional company is largest by income?
Credicorp Ltd. leads with income of $23,002 million, based on 3 of 18 comparable companies through Mar 2026.
Which Banks - Regional company is growing fastest?
Nu Holdings Ltd. has the fastest current income growth at 34.5%, across 3 of 18 comparable companies.
Which Banks - Regional company has the strongest 4-Factor Sector Score?
Credicorp Ltd. ranks first at 61.2/100 with 61.7% evidence confidence. The score prioritizes research; it is not a buy recommendation.
Which Banks - Regional company has the largest deposit base?
Deutsche Bank Aktiengesellschaft has the largest reported deposit base at $698,187 million. Bank borrowings are operating funding, not industrial leverage.
Which Banks - Regional company has the lowest comparable P/BV-to-ROE?
NatWest Group plc has the lowest comparable P/BV ÷ ROE at 0.31, among 18 of 18 companies whose earnings and growth are steady enough for the ratio to mean anything.
How much history does this Banks - Regional comparison include?
The page compares up to 20 reported quarters per company for fundamentals, returns and valuation, ending Jun 2026. Missing observations remain blank rather than being estimated.
How is the 4-Factor Sector Score calculated?
The four visible contributions add directly: growth and earnings up to 35 points, capital efficiency up to 25, valuation up to 20, and relative strength up to 20. Missing or stale evidence moves only the affected contribution toward neutral.
Which Banks - Regional company is the biggest?
Credicorp Ltd. is the largest, with trailing-twelve-month income of $23,002 million, ahead of Nu Holdings Ltd. at $7,594 million. That covers 3 of 18 companies with comparable reporting through Mar 2026.
Which Banks - Regional company makes the most profit?
Credicorp Ltd. earns the most, at $7,378 million of trailing-twelve-month net profit, from 3 of 18 comparable companies. Pinnacle Financial Partners, Inc. has the fastest profit growth at 48.7%, though growth off a small or recovering profit base overstates how much has actually changed.
Which Banks - Regional stock is the cheapest?
On price-to-book divided by return on equity — where a LOWER number is cheaper — NatWest Group plc screens cheapest at 0.31×. Only 18 of 18 companies have earnings and growth steady enough for the ratio to mean anything, so this is not a sector-wide "cheapest stock" verdict. Cheap on a multiple is a reason to investigate, never a reason to buy on its own.
Which Banks - Regional lender has the largest funding base?
Deutsche Bank Aktiengesellschaft has the largest reported deposit base at $698,187 million. For lenders, deposits and borrowings are operating inputs rather than leverage, so they are read against asset quality and returns instead of as debt.
Is the Banks - Regional sector beating the market?
Banks - Regional has outperformed S&P 500 by 9.2% over the last 52 weeks and 6.7% over 13 weeks, measured on an equal-weight index of its current members. Inside the sector, 14 of 18 covered companies are beating the market on their own. Sector strength does not transfer evenly to every stock in it.
Which Banks - Regional stock has the strongest price momentum?
Credicorp Ltd. has the strongest relative strength against S&P 500. Relative strength answers last, after growth, quality and valuation: price can move well before the fundamentals confirm it, and sometimes without them confirming at all.
Which Banks - Regional company scores highest for research priority?
Credicorp Ltd. scores 61.2 out of 100 with 61.7% evidence confidence, from 25.5 points on growth and earnings, 13.7 on capital efficiency, 5.7 on valuation and 16.3 on relative strength. This ranks what deserves work next. It is not a buy recommendation, and management quality, catalysts and risk still need separate research.
How many Banks - Regional companies does this comparison cover, and over what period?
It compares 18 listed companies over up to 20 reported quarters of fundamentals, ending Jun 2026, plus weekly price and relative-strength history. Membership is the full sector list — nothing is dropped for having thin data.
What is the total market cap of the Banks - Regional sector?
The 18 Banks - Regional companies on this page carry $885,205 million of combined market value. The PNC Financial Services Group, Inc. is the largest at $101,520 million, about 11% of the sector's total on its own. Market value moves with price, so this reading is dated 2026-08-04.
What is the Banks - Regional sector's P/B ratio?
The median price-to-book ratio across the 18 Banks - Regional companies on this page is 1.3×, measured on the 18 that report a comparable figure. A sector-level history for this multiple is not held here, so this is a cross-section of today, not a comparison with the sector’s own past. Figures are as of 2026-08-04.
How is the Banks - Regional sector performing?
14 of the 18 covered Banks - Regional companies are beating S&P 500 on Mansfield relative strength. The sector itself is 9.2% ahead of S&P 500 over 52 weeks on an equal-weight index of its current members. Readings are as of 2026-08-04.
How many Banks - Regional stocks are listed in the US?
This comparison covers 18 listed Banks - Regional companies in the US, each above the size floor the site applies. The full ranked list is on this page, with reported fundamentals through Jun 2026. Membership is the full industry list — nothing is dropped for having thin data.
Why are some values on this page blank?
A blank means that company did not report a comparable figure for that period, so nothing is shown. Missing observations are never interpolated, carried forward, or replaced with a similar-looking accounting line, and a company with missing evidence has its research score pulled toward neutral rather than being scored as bad.
Is this investment advice?
No. Every figure here is a deterministic calculation from reported company filings and market data, published for research. It contains no recommendation to buy or sell any security, does not account for your circumstances, and is not a substitute for advice from a licensed adviser.