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Western New England Bancorp share price today

Western New England Bancorp, Inc. · WNEB · Financials · Banks - Regional · price as of the 4 November 2026 close, updated every trading day · results updated weekly · All US stock lists

Western New England Bancorp share price: $14.05 at the close on 4 November 2026, +19.5% in a year.

Getting betterBusiness trend from the last 12 quarters
$14.05Price +19.5% in a year
1.1×P/BV higher than 89% of the last 1 year
$21.2 MRevenue (Jun 2026) −2.4% on a year ago
$3.6 MProfit (Jun 2026) −21.6% on a year ago
17.0%Net margin −4.2 points on a year ago
8%ROE FY25
0.72%ROA latest

Western New England Bancorp, Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer.

Biggest thing to watch: the P/BV is higher than 89% of its own history, so the multiple has already done part of the work.

The price has been between phases, and the P/BV is higher than 89% of its own last 1 year. Over the last four quarters, results have been deteriorating, with profit −21.6% on a year earlier, with the net margin at 17.0%. What will decide it: the next one or two quarters of results.

What is the Western New England Bancorp share price today?

Western New England Bancorp, Inc.'s share price was $14.05 at the close on 4 November 2026. That is 3.0% above its average price over the last 200 trading days. In the last 52 weeks it traded between $12 and $15, and at that close it sat 80% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). The phase helps read everything below.

Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 2 weeks in a row.

Nov 2026: $14.05, 3.0% above its 200-day average.

  • Price $14.05
  • 50-day avg $13.76
  • 200-day avg $13.64
Nov 2026: $14.05, 3.0% above its 200-day average.
WeekPrice50-day avg200-day avg
11 Jul 2025$9.77––
18 Jul 2025$9.98––
25 Jul 2025$11.32––
1 Aug 2025$10.34––
8 Aug 2025$11.07––
15 Aug 2025$11.65––
22 Aug 2025$12.37––
29 Aug 2025$12.54––
5 Sep 2025$12.44––
12 Sep 2025$12.20––
19 Sep 2025$12.61$11.50–
26 Sep 2025$12.22$11.74–
3 Oct 2025$11.74$11.86–
10 Oct 2025$11.08$11.90–
17 Oct 2025$10.86$11.93–
24 Oct 2025$11.42$11.91–
31 Oct 2025$11.37$11.86–
7 Nov 2025$11.76$11.78–
14 Nov 2025$11.79$11.72–
21 Nov 2025$12.01$11.66–
28 Nov 2025$12.24$11.66–
5 Dec 2025$12.65$11.69–
12 Dec 2025$13.15$11.79–
19 Dec 2025$13.25$11.96–
26 Dec 2025$12.82$12.09–
2 Jan 2026$12.35$12.22–
9 Jan 2026$12.73$12.34–
16 Jan 2026$13.00$12.49–
23 Jan 2026$12.75$12.59–
30 Jan 2026$13.43$12.73–
6 Feb 2026$14.32$12.96–
13 Feb 2026$14.05$13.13–
20 Feb 2026$13.85$13.23–
27 Feb 2026$12.85$13.24–
6 Mar 2026$12.48$13.19–
13 Mar 2026$12.75$13.18–
20 Mar 2026$12.44$13.19–
27 Mar 2026$12.82$13.19–
2 Apr 2026$13.07$13.19–
10 Apr 2026$13.96$13.25–
17 Apr 2026$14.07$13.27–
24 Apr 2026$13.86$13.24$12.35
1 May 2026$14.08$13.25$12.46
8 May 2026$13.97$13.31$12.55
15 May 2026$13.15$13.36$12.60
22 May 2026$13.39$13.44$12.67
29 May 2026$13.27$13.50$12.71
5 Jun 2026$13.34$13.54$12.75
12 Jun 2026$13.68$13.61$12.78
18 Jun 2026$13.68$13.63$12.80
26 Jun 2026$14.48$13.65$12.85
2 Jul 2026$14.47$13.69$12.89
10 Jul 2026$13.94$13.71$12.94
17 Jul 2026$14.63$13.76$12.99
24 Jul 2026$14.25$13.82$13.06
31 Jul 2026$12.93$13.85$13.12
7 Aug 2026$13.72$13.87$13.18
14 Aug 2026$13.86$13.95$13.24
21 Aug 2026$13.76$13.99$13.31
28 Aug 2026$13.72$14.02$13.36
4 Sep 2026$13.89$14.00$13.41
11 Sep 2026$13.77$13.93$13.45
18 Sep 2026$13.88$13.90$13.49
25 Sep 2026$13.97$13.85$13.52
2 Oct 2026$13.93$13.79$13.54
9 Oct 2026$13.51$13.77$13.55
16 Oct 2026$13.57$13.78$13.57
23 Oct 2026$13.88$13.75$13.60
30 Oct 2026$13.97$13.75$13.63
4 Nov 2026$14.05$13.76$13.64
Weekly closing price ($) with its 50-day and 200-day averages. 1-year window.

Week by week since 2025: did it beat the S&P 500 over the past 13 weeks?

Ahead in 28 of 57 weeks

Week by week since 2025: did it beat the S&P 500 over the past 13 weeks?
Week13-week return vs S&P 500
11 Jul 2025no S&P 500 reading
18 Jul 2025no S&P 500 reading
25 Jul 2025no S&P 500 reading
1 Aug 2025no S&P 500 reading
8 Aug 2025no S&P 500 reading
15 Aug 2025no S&P 500 reading
22 Aug 2025no S&P 500 reading
29 Aug 2025no S&P 500 reading
5 Sep 2025no S&P 500 reading
12 Sep 2025no S&P 500 reading
19 Sep 2025no S&P 500 reading
26 Sep 2025no S&P 500 reading
3 Oct 2025no S&P 500 reading
10 Oct 2025+8.7%
17 Oct 2025+3.0%
24 Oct 2025−5.4%
31 Oct 2025+0.3%
7 Nov 2025+0.9%
14 Nov 2025−3.2%
21 Nov 2025−5.0%
28 Nov 2025−8.3%
5 Dec 2025−4.3%
12 Dec 2025+4.1%
19 Dec 2025+2.5%
26 Dec 2025+0.6%
2 Jan 2026+3.1%
9 Jan 2026+8.6%
16 Jan 2026+15.6%
23 Jan 2026+9.9%
30 Jan 2026+16.7%
6 Feb 2026+18.8%
13 Feb 2026+17.7%
20 Feb 2026+10.7%
27 Feb 2026+4.6%
6 Mar 2026+0.6%
13 Mar 2026−0.2%
20 Mar 2026−1.4%
27 Mar 2026+8.1%
2 Apr 2026+9.8%
10 Apr 2026+11.8%
17 Apr 2026+5.6%
24 Apr 2026+5.1%
1 May 2026+0.7%
8 May 2026−9.2%
15 May 2026−14.8%
22 May 2026−11.5%
29 May 2026−7.0%
5 Jun 2026−2.8%
12 Jun 2026−4.7%
18 Jun 2026−5.2%
26 Jun 2026−2.0%
2 Jul 2026−2.9%
10 Jul 2026−11.3%
17 Jul 2026−0.7%
24 Jul 2026−0.7%
31 Jul 2026−11.8%
7 Aug 2026−6.6%
14 Aug 2026+0.4%
21 Aug 2026+0.1%
28 Aug 2026+1.7%
4 Sep 2026−0.3%
11 Sep 2026−2.4%
18 Sep 2026−0.5%
25 Sep 2026−9.3%
2 Oct 2026−7.1%
9 Oct 2026−6.2%
16 Oct 2026−9.9%
23 Oct 2026−5.4%
30 Oct 2026+6.9%
4 Nov 2026+3.2%
Each bar is one week, from 2025 to now (57 weeks with a reading). Green means the stock's return over the previous 13 weeks beat the S&P 500; red means it trailed. The colour is strongest at a gap of 25 percentage points or more. A gap means there is no reading for that week.

Over the last 1 year the share price moved +44% while the S&P 500 moved +23%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

What dividend does Western New England Bancorp pay?

Western New England Bancorp, Inc. paid $0.28 per share over the last four reported quarters. The most recent declaration was $0.07 for Jun 2026. At today's price of $14.05 that is a yield of 1.99%, based on dividends already paid, not a forecast.

A dividend is cash paid out for each share. The 12-month total is the four most recent quarters added together.

Dividend per share each quarter: latest $0.07 (Jun 2026)

  • Dividend per share $0.07
Dividend per share each quarter: latest $0.07 (Jun 2026)
QuarterDividend per share
Sep 2023$0.07
Dec 2023$0.07
Mar 2024$0.07
Jun 2024$0.07
Sep 2024$0.07
Dec 2024$0.07
Mar 2025$0.07
Jun 2025$0.07
Sep 2025$0.07
Dec 2025$0.07
Mar 2026$0.07
Jun 2026$0.07
Declared dividend per share, $ a share, each reported quarter. 12 quarters on file.

Which stock lists is Western New England Bancorp on?

Western New England Bancorp is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list.

Is Western New England Bancorp profitable?

Western New England Bancorp, Inc. earned $3.6 M of net profit in the Jun 2026 quarter, −21.6% on the same quarter a year earlier. Full-year FY25 profit was $15.3 M. Over 4 years profit has grown −10.4% a year on average. That is 17.0% of the quarter's revenue. The same quarter a year earlier earned $4.6 M.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

For the full year, FY25 profit was $15.3 M (+30.9% on the year before).

FY25 profit $15.3 M (+30.9% on the year before), −10.4% a year over 4 years

  • Net profit $15.3 M
FY25 profit $15.3 M (+30.9% on the year before), −10.4% a year over 4 years
QuarterNet profit
FY21$23.7 M
FY22$25.9 M
FY23$15.1 M
FY24$11.7 M
FY25$15.3 M

Growth on a year earlier

  • Growth on a year earlier 30.9%
Growth on a year earlier
QuarterGrowth on a year earlier
FY21–
FY229.2%
FY23−41.8%
FY24−22.6%
FY2530.9%
Top: net profit each year, $ M. Below: growth on the year before, %. 5-year window. A grey bar is lower than the year before.

Jun 2026: $3.6 M (−21.6% on a year earlier)

  • Net profit (quarterly) $3.6 M
Jun 2026: $3.6 M (−21.6% on a year earlier)
QuarterNet profit (quarterly)
Sep 2023$4.5 M
Dec 2023$2.5 M
Mar 2024$3.0 M
Jun 2024$3.5 M
Sep 2024$1.9 M
Dec 2024$3.3 M
Mar 2025$2.3 M
Jun 2025$4.6 M
Sep 2025$3.2 M
Dec 2025$5.2 M
Mar 2026$4.8 M
Jun 2026$3.6 M

Growth on a year earlier

  • Growth on a year earlier −21.6%
Growth on a year earlier
QuarterGrowth on a year earlier
Sep 2023−25.2%
Dec 2023−72.2%
Mar 2024−44.2%
Jun 202427.1%
Sep 2024−57.6%
Dec 202430.9%
Mar 2025−22.2%
Jun 202530.7%
Sep 202566.3%
Dec 202558.4%
Mar 2026107.4%
Jun 2026−21.6%
Top: net profit each quarter, $ M. Below: growth on the same quarter a year earlier, %. Last 12 quarters. A grey bar is lower than the quarter before.

Why profit moved: revenue changed −2.4% on a year earlier and the margin moved −4.2 percentage points. Sales did the work while the margin got thinner.

On average over the last four quarters, profit changed +52.6% and revenue +13.6%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit.

How much revenue does Western New England Bancorp make, and is it growing?

Western New England Bancorp, Inc. reported $21.2 M of income in the Jun 2026 quarter, −2.4% on the same quarter a year earlier. Over 4 years it has grown −1.1% a year on average. The last full year, FY25, came in at $82.3 M. The last four reported quarters add to $85.8 M.

For a bank, revenue is everything it earns: interest on its loans plus fees from its businesses.

FY25 revenue was $82.3 M, +12.1% on the year before.

FY25 revenue $82.3 M (+12.1% on the year before), −1.1% a year over 4 years

  • Revenue $82.3 M
FY25 revenue $82.3 M (+12.1% on the year before), −1.1% a year over 4 years
QuarterRevenue
FY21$86.1 M
FY22$89.1 M
FY23$78.3 M
FY24$73.4 M
FY25$82.3 M

Growth on a year earlier

  • Growth on a year earlier 12.1%
Growth on a year earlier
QuarterGrowth on a year earlier
FY21–
FY223.4%
FY23−12.1%
FY24−6.3%
FY2512.1%
Top: revenue each year, $ M. Below: growth on the year before, %. 5-year window. A grey bar is lower than the year before.

Jun 2026: $21.2 M (−2.4% on a year earlier)

  • Revenue (quarterly) $21.2 M
Jun 2026: $21.2 M (−2.4% on a year earlier)
QuarterRevenue (quarterly)
Sep 2023$18.9 M
Dec 2023$18.4 M
Mar 2024$18.6 M
Jun 2024$18.6 M
Sep 2024$16.9 M
Dec 2024$19.3 M
Mar 2025$18.2 M
Jun 2025$21.7 M
Sep 2025$20.0 M
Dec 2025$22.5 M
Mar 2026$22.2 M
Jun 2026$21.2 M

Growth on a year earlier

  • Growth on a year earlier −2.4%
Growth on a year earlier
QuarterGrowth on a year earlier
Sep 2023−15%
Dec 2023−21.9%
Mar 2024−15.1%
Jun 2024−2.9%
Sep 2024−10.3%
Dec 20244.8%
Mar 2025−2.3%
Jun 202516.5%
Sep 202518%
Dec 202516.6%
Mar 202622.2%
Jun 2026−2.4%
Top: revenue each quarter, $ M. Below: growth on the same quarter a year earlier, %. Last 12 quarters. A grey bar is lower than the quarter before.

Recent pace: the last four quarters grew +13.6% on average, against −1.1% a year over the longer run, so this year is growing faster than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +12.8%, against +7.4% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +38.6%, against +11.5% a year (accelerating).

How much does Western New England Bancorp keep from what it earns?

Western New England Bancorp, Inc.'s net margin was 17.0% in the Jun 2026 quarter, 4.2 percentage points lower than the same quarter a year ago. Across 5 years it has been between 15.9% and 29.1%. The latest quarter is within that range.

Net margin is what the bank keeps from every $100 of revenue after every cost, provision for bad loans and tax. With big fee businesses in the mix, it is the clearest margin we can read for this bank.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

FY25: 18.6%, within a range of 15.9% to 29.1% over 5 years

  • Net margin 18.6%
FY25: 18.6%, within a range of 15.9% to 29.1% over 5 years
QuarterNet margin
FY2127.5%
FY2229.1%
FY2319.2%
FY2415.9%
FY2518.6%

Change on the year before (points)

  • Change on the year before (points) +2.7 pts
Change on the year before (points)
QuarterChange on the year before (points)
FY21–
FY22+1.6 pts
FY23−9.9 pts
FY24−3.3 pts
FY25+2.7 pts
Net margin each year, % (top). Below: change on the year before, in percentage points. 5-year window.

Jun 2026: net margin 17.0% (−4.2 points on a year earlier)

  • Net margin 17.0%
Jun 2026: net margin 17.0% (−4.2 points on a year earlier)
QuarterNet margin
Sep 202323.8%
Dec 202313.6%
Mar 202415.9%
Jun 202418.9%
Sep 202411.2%
Dec 202417%
Mar 202512.7%
Jun 202521.2%
Sep 202515.9%
Dec 202523.2%
Mar 202621.5%
Jun 202617%

Change on a year earlier (points)

  • Change on a year earlier (points) −4.2 pts
Change on a year earlier (points)
QuarterChange on a year earlier (points)
Sep 2023−3.2 pts
Dec 2023−24.8 pts
Mar 2024−8.4 pts
Jun 2024+4.5 pts
Sep 2024−12.6 pts
Dec 2024+3.4 pts
Mar 2025−3.2 pts
Jun 2025+2.3 pts
Sep 2025+4.7 pts
Dec 2025+6.2 pts
Mar 2026+8.8 pts
Jun 2026−4.2 pts
Top: quarterly net margin, %. Below: change on the same quarter a year earlier, in percentage points. Last 12 quarters. Net profit as a share of total revenue, each quarter.

How many of Western New England Bancorp's loans have gone bad?

Western New England Bancorp, Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

How fast is Western New England Bancorp's loan book growing?

Western New England Bancorp, Inc.'s revenue was $82.3 M in FY25, +12.1% on the year before, so the loan book is growing. The latest quarter was −2.4% on a year earlier. The net margin on that income is 17.0%, −4.2 percentage points on a year ago.

We read the loan book through revenue: when the book and the businesses grow, revenue grows with them. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

FY25: revenue $82.3 M (+12.1% on the year before), net margin 18.6%

  • Revenue $82.3 M
FY25: revenue $82.3 M (+12.1% on the year before), net margin 18.6%
QuarterRevenue
FY21$86.1 M
FY22$89.1 M
FY23$78.3 M
FY24$73.4 M
FY25$82.3 M

Net margin

  • Net margin 18.6%
Net margin
QuarterNet margin
FY2127.5%
FY2229.1%
FY2319.2%
FY2415.9%
FY2518.6%
Top: revenue each year, $ M. Below: net margin, %. 5-year window. A grey bar is lower than the year before.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch.

What is Western New England Bancorp's P/BV ratio, and how does it compare with its own history?

Western New England Bancorp, Inc.'s P/BV is 1.1×, near the high end of its own history: higher than 89% of past readings. Its usual P/BV (the middle reading) is 1.1×, over 1 year of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many dollars the market pays for each $1 of that net worth. Below 1× means the market values it at less than its net worth.

Why the multiple is low: this lender earns about 8% a year on its equity. A lender that earns less on its net worth is valued lower for each dollar of it, and that gap usually closes only if returns improve.

P/BV 1.1× against a usual 1.1×: near the high end of its own history: higher than 89% of past readings

  • P/BV 1.13×
  • Median 1.07×
P/BV 1.1× against a usual 1.1×: near the high end of its own history: higher than 89% of past readings
WeekP/BVMedian
11 Jul 20250.83×1.07×
18 Jul 20250.85×1.07×
25 Jul 20250.96×1.07×
1 Aug 20250.88×1.07×
8 Aug 20250.94×1.07×
15 Aug 20250.99×1.07×
22 Aug 20251.05×1.07×
29 Aug 20251.06×1.07×
5 Sep 20251.05×1.07×
12 Sep 20251.03×1.07×
19 Sep 20251.07×1.07×
26 Sep 20251.03×1.07×
3 Oct 20250.98×1.07×
10 Oct 20250.92×1.07×
17 Oct 20250.90×1.07×
24 Oct 20250.95×1.07×
31 Oct 20250.95×1.07×
7 Nov 20250.98×1.07×
14 Nov 20250.98×1.07×
21 Nov 20251.00×1.07×
28 Nov 20251.02×1.07×
5 Dec 20251.05×1.07×
12 Dec 20251.09×1.07×
19 Dec 20251.10×1.07×
26 Dec 20251.07×1.07×
2 Jan 20261.01×1.07×
9 Jan 20261.04×1.07×
16 Jan 20261.06×1.07×
23 Jan 20261.04×1.07×
30 Jan 20261.10×1.07×
6 Feb 20261.17×1.07×
13 Feb 20261.15×1.07×
20 Feb 20261.13×1.07×
27 Feb 20261.05×1.07×
6 Mar 20261.02×1.07×
13 Mar 20261.04×1.07×
20 Mar 20261.02×1.07×
27 Mar 20261.05×1.07×
2 Apr 20261.06×1.07×
10 Apr 20261.13×1.07×
17 Apr 20261.14×1.07×
24 Apr 20261.12×1.07×
1 May 20261.14×1.07×
8 May 20261.13×1.07×
15 May 20261.06×1.07×
22 May 20261.08×1.07×
29 May 20261.07×1.07×
5 Jun 20261.08×1.07×
12 Jun 20261.11×1.07×
18 Jun 20261.11×1.07×
26 Jun 20261.17×1.07×
2 Jul 20261.17×1.07×
10 Jul 20261.12×1.07×
17 Jul 20261.18×1.07×
24 Jul 20261.15×1.07×
31 Jul 20261.04×1.07×
7 Aug 20261.11×1.07×
14 Aug 20261.12×1.07×
21 Aug 20261.11×1.07×
28 Aug 20261.11×1.07×
4 Sep 20261.12×1.07×
11 Sep 20261.11×1.07×
18 Sep 20261.12×1.07×
25 Sep 20261.13×1.07×
2 Oct 20261.12×1.07×
9 Oct 20261.09×1.07×
16 Oct 20261.09×1.07×
23 Oct 20261.12×1.07×
30 Oct 20261.13×1.07×
4 Nov 20261.13×1.07×

Book value per share

  • Book value per share $12.41
Book value per share
WeekBook value per share
11 Jul 2025–
18 Jul 2025–
25 Jul 2025–
1 Aug 2025–
8 Aug 2025–
15 Aug 2025–
22 Aug 2025–
29 Aug 2025–
5 Sep 2025–
12 Sep 2025–
19 Sep 2025–
26 Sep 2025$11.81
3 Oct 2025$11.81
10 Oct 2025$11.81
17 Oct 2025$11.81
24 Oct 2025$11.81
31 Oct 2025$11.81
7 Nov 2025$11.81
14 Nov 2025$11.81
21 Nov 2025$11.81
28 Nov 2025$11.81
5 Dec 2025$11.81
12 Dec 2025$11.81
19 Dec 2025$11.81
26 Dec 2025$12.02
2 Jan 2026$12.02
9 Jan 2026$12.02
16 Jan 2026$12.02
23 Jan 2026$12.02
30 Jan 2026$12.02
6 Feb 2026$12.02
13 Feb 2026$12.02
20 Feb 2026$12.02
27 Feb 2026$12.02
6 Mar 2026$12.02
13 Mar 2026$12.02
20 Mar 2026$12.02
27 Mar 2026$12.25
2 Apr 2026$12.25
10 Apr 2026$12.25
17 Apr 2026$12.25
24 Apr 2026$12.25
1 May 2026$12.25
8 May 2026$12.25
15 May 2026$12.25
22 May 2026$12.25
29 May 2026$12.25
5 Jun 2026$12.25
12 Jun 2026$12.25
18 Jun 2026$12.25
26 Jun 2026$12.35
2 Jul 2026$12.35
10 Jul 2026$12.35
17 Jul 2026$12.35
24 Jul 2026$12.35
31 Jul 2026$12.35
7 Aug 2026$12.35
14 Aug 2026$12.35
21 Aug 2026$12.35
28 Aug 2026$12.35
4 Sep 2026$12.35
11 Sep 2026$12.35
18 Sep 2026$12.35
25 Sep 2026$12.41
2 Oct 2026$12.41
9 Oct 2026$12.41
16 Oct 2026$12.41
23 Oct 2026$12.41
30 Oct 2026$12.41
4 Nov 2026$12.41
Top: P/BV each week. Below: book value per share, quarterly steps drawn, a step line that moves once a quarter; 1 year of history.

PEG 1.90 at the Jun 2026 quarter end: above 1.0, so the P/E is bigger than the earnings growth rate

  • PEG 1.90×
  • PEG = 1.0 1.00×
PEG 1.90 at the Jun 2026 quarter end: above 1.0, so the P/E is bigger than the earnings growth rate
QuarterPEGPEG = 1.0
Sep 20211.90×1.00×
Dec 20211.90×1.00×
Mar 20221.90×1.00×
Jun 20221.90×1.00×
Sep 20221.90×1.00×
Dec 20221.90×1.00×
Mar 20231.90×1.00×
Jun 20231.90×1.00×
Sep 20231.90×1.00×
Dec 20231.90×1.00×
Mar 20241.90×1.00×
Jun 20241.90×1.00×
Sep 20241.90×1.00×
Dec 20241.90×1.00×
Mar 20251.90×1.00×
Jun 20251.90×1.00×
Sep 20251.90×1.00×
Dec 20251.90×1.00×
Mar 20261.90×1.00×
Jun 20261.90×1.00×
PEG each quarter: the P/E divided by the yearly growth rate of earnings. The flat line marks 1.0. Below it the P/E is smaller than the growth rate; above it the P/E is bigger. Last 20 quarters.
1.1×P/BV · higher than 89% of its last 1 year
1.04PEG · today, derived from 3-year earnings growth

Why the multiple is where it is: over the past year book value grew while the price moved +19.5%. The price ran ahead of book value, which pushed the multiple up within its own range.

In short: the multiple is high against its own past, so the book value trend underneath matters more than the multiple.

Is the Western New England Bancorp business getting better or worse?

Western New England Bancorp, Inc.'s business is getting better. Profit growth hit its low 8 quarters ago at −49.6% and has recovered to +38.6%, with ROE steady at 6.7%. This is based on 12 quarters of 4 measures.

Every business is somewhere on a path of getting better or worse, and this section names where. The last 12 quarters of growth in revenue, profit and earnings per share, plus the return the business earns on its capital, are read as lines. Getting worse: the lines are falling. Turning around: a low point has just formed and the last few quarters are rising from it. Getting better: the rise from the low has lasted. Growing steadily: steady growth with healthy returns. Slowing from a peak: still high, but slowing. When the lines disagree the result is mixed; too little history means no reading. CAGR (compound annual growth rate) is the steady yearly rate that would turn the starting value into the latest one. It is the fairest way to compare growth over different periods. If the 1-year figure is much bigger than the 10-year one, recent growth is running faster than the long-run trend. A dash means there is no figure for that period, or the starting year was a loss, where a growth rate means nothing.

Growth year by year: revenue +12.1% in FY25, profit +30.9%

  • Revenue growth 12.1%
Growth year by year: revenue +12.1% in FY25, profit +30.9%
QuarterRevenue growth
FY21–
FY223.4%
FY23−12.1%
FY24−6.3%
FY2512.1%

Profit growth, EPS growth

  • Profit growth 30.9%
  • EPS growth 34.4%
Profit growth, EPS growth
QuarterProfit growthEPS growth
FY21––
FY229.2%15.7%
FY23−41.8%−40.7%
FY24−22.6%−20.2%
FY2530.9%34.4%
Growth on the year before, each year, %. Top: revenue. Below: net profit and earnings per share, on their own scale because profit growth swings much more. Zero line drawn.

Three growth lines over twelve quarters: revenue accelerating, profit accelerating

  • Revenue 12.8%
Three growth lines over twelve quarters: revenue accelerating, profit accelerating
QuarterRevenue
Sep 2023−4.2%
Dec 2023−12.1%
Mar 2024−16.2%
Jun 2024−14.2%
Sep 2024−13.1%
Dec 2024−6.3%
Mar 2025−2.7%
Jun 20252.2%
Sep 20259.1%
Dec 202512.1%
Mar 202618.3%
Jun 202612.8%

Profit, EPS

  • Profit 38.6%
  • EPS 40.9%
Profit, EPS
QuarterProfitEPS
Sep 2023−6.4%−5.7%
Dec 2023−41.8%−41%
Mar 2024−50.8%−49.5%
Jun 2024−41.7%−40%
Sep 2024−49.6%−47.9%
Dec 2024−22.6%−19.8%
Mar 2025−13.5%−11.3%
Jun 2025−10.3%−7.3%
Sep 202522.6%27.1%
Dec 202530.9%33.9%
Mar 202661.2%65.9%
Jun 202638.6%40.9%
Growth on a year earlier, % at each quarter end. Top: revenue. Below: profit and earnings per share, on their own scale because they swing much more. Each is measured over the last 12 months. A gap means there is no reading for that quarter.

ROE: the return line, worked out each quarter

  • ROE 6.7%
ROE: the return line, worked out each quarter
QuarterROE
Sep 20239.4%
Dec 20236.3%
Mar 20245.4%
Jun 20245.7%
Sep 20244.5%
Dec 20244.9%
Mar 20254.6%
Jun 20255%
Sep 20255.5%
Dec 20256.2%
Mar 20267.2%
Jun 20266.7%
Net profit over the last 12 months as a share of equity at the quarter end, %.
FlatRevenue growth · latest +12.8%, range −16.2% to +18.3%
FlatProfit growth · latest +38.6%, range −50.8% to +61.2%
FlatEPS growth · latest +40.9%, range −49.5% to +65.9%
Stuck lowROE · latest 6.7%, range 4.5% to 9.4%

Why it matters: a lasting rise from a low is what this page is built to show.

Compound annual growth rate (%)

Compound annual growth rate over each period, %. Revenue, profit and EPS come from yearly figures; the stock price row is price growth over the same periods. A dash means no figure for that period, or the starting year was a loss.

Compound annual growth rate (%)
Measure1yr3yr5yr10yr
Revenue+12.1%−2.6%——
Profit+30.9%−16.1%——
EPS+34.4%−14.0%——
Stock price+19.5%———
−2.4%Revenue growth (Jun 2026) · latest quarter against a year ago
−21.6%Profit growth (Jun 2026) · latest quarter against a year ago
−1.1%Revenue, 4 years · yearly growth over the long run

How much does Western New England Bancorp earn on its equity and assets?

Western New England Bancorp, Inc. earned a return on equity of 6% in FY25. Its lowest yearly reading on file was 5% in FY24. On its assets, every $100 earned about $0.72, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together.

Two numbers rate a bank: ROE, what it earns on shareholders’ money, and ROA, what it earns on all its assets. An ROE above about 13 to 15% is healthy; below that, net worth grows slowly.

That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is.

FY25: ROE 6%, ROA 0.60%, up from a FY24 low of 5%

  • ROE 6.2%
FY25: ROE 6%, ROA 0.60%, up from a FY24 low of 5%
QuarterROE
FY2110.6%
FY2211.3%
FY236.3%
FY244.9%
FY256.2%

ROA

  • ROA 0.6%
ROA
QuarterROA
FY211%
FY221%
FY230.6%
FY240.4%
FY250.6%
Return on equity each year, % (top); return on assets, % (below). 5-year window. A lender is judged on ROE and ROA; return on capital used (ROIC) does not apply to a bank.

Jun 2026: ROE 7.7% (last 12 months), ROA 0.70%

  • ROE (12 months) 7.7%
Jun 2026: ROE 7.7% (last 12 months), ROA 0.70%
QuarterROE (12 months)
Sep 20234.7%
Dec 20237.7%
Mar 20244.3%
Jun 20245%
Sep 20245.9%
Dec 20243.2%
Mar 20255.5%
Jun 20253.9%
Sep 20257.7%
Dec 20255.2%
Mar 20268.5%
Jun 20267.7%

ROA (12 months)

  • ROA (12 months) 0.7%
ROA (12 months)
QuarterROA (12 months)
Sep 20230.4%
Dec 20230.7%
Mar 20240.4%
Jun 20240.5%
Sep 20240.5%
Dec 20240.3%
Mar 20250.5%
Jun 20250.3%
Sep 20250.7%
Dec 20250.5%
Mar 20260.8%
Jun 20260.7%
Return on equity over the last 12 months (top) and on assets (below), each quarter, %. Last 12 quarters, lined up with the yearly figure.

Why ROE moved: profit grew −10.4% a year over 4 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low.

Does Western New England Bancorp have too much debt?

For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead.

For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here.

What is the Western New England Bancorp shareholding pattern?

1.4% of Western New England Bancorp, Inc.'s tradable shares are in short positions, which are bets that the price will fall, so very few traders are betting against this stock. At normal trading volumes, closing those positions would take about 4.9 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead.

There is no quarter-by-quarter list of owners here, so we look at short interest: the share of tradable shares held in short positions, which gain if the price falls.

It is a single reading at one point in time; we do not have its history.

1.4%Short interest · of the tradable float
4.9Days to cover · at typical volumes

Why it is at this level: the figure does not say who has the short positions or why, so we show the level without guessing the story.

How far is Western New England Bancorp from balance-sheet trouble?

For Western New England Bancorp, Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead.

The Z-score estimates how far a company is from balance-sheet trouble. Above about 3 is safe; below about 1.8 is the danger zone. It was built for manufacturers, so it is not used for banks and lenders.

How does Western New England Bancorp rank in its industry?

There is no score against its industry: Western New England Bancorp, Inc. is not among the largest members shown in this industry comparison for Banks - Regional.

The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown.

Which companies is Western New England Bancorp compared with?

No sector comparison is shown here, not among the largest members shown in this industry comparison.

Which companies are close to Western New England Bancorp in size?

Western New England Bancorp is the 260th largest of 274 Banks - Regional companies on Sector Alpha by market value (scores of 4 November 2026). Just above it: First National Corporation, BCB Bancorp, Inc. and Hawthorn Bancshares, Inc. Just below it: National Bankshares, Inc., Richmond Mutual Bancorporation, Inc. and Eagle Financial Services, Inc.

Banks - Regional companies close in size

  1. First National Corporation $285 million
  2. BCB Bancorp, Inc. $280 million
  3. Hawthorn Bancshares, Inc. $277 million
  4. Western New England Bancorp, Inc. $275 million
  5. National Bankshares, Inc. $259 million
  6. Richmond Mutual Bancorporation, Inc. $253 million
  7. Eagle Financial Services, Inc. $247 million

All 274 Banks - Regional companies, largest first

Companies close in size in other industries

  1. XMax Inc. $271 million · Furnishings, Fixtures & Appliances
  2. Matrix Service Company $270 million · Engineering & Construction
  3. Western New England Bancorp, Inc. $270 million
  4. Inhibikase Therapeutics, Inc. $269 million · Biotechnology
  5. Omega Flex, Inc. $268 million · Specialty Industrial Machinery

What else do people ask about Western New England Bancorp?

What were Western New England Bancorp's latest quarterly results?

Western New England Bancorp, Inc. reported total income of $21.2 M and net profit of $3.6 M for the Jun 2026 quarter. Income fell 2.4% and profit fell 21.6% compared with a year earlier. Earnings per share were $0.18 (as of 4 November 2026).

What is Western New England Bancorp's market cap?

Western New England Bancorp, Inc.'s market capitalisation is $275 M at a stock price of $14.05. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026).

How is Western New England Bancorp performing?

Western New England Bancorp, Inc.'s latest readings are below. In its latest quarter, income fell 2.4% and profit fell 21.6% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 2 weeks running (as of 4 November 2026).

Will Western New England Bancorp's stock price go up?

This page does not forecast Western New England Bancorp, Inc.'s stock price. What it shows instead: the stock price is $14.05. Its P/BV of 1.1× is higher than 89% of its own last 1 years (as of 4 November 2026).

Where is Western New England Bancorp in its business cycle?

Western New England Bancorp, Inc.'s FY25 net margin was 18.6%, against a 5-year range of 15.9% to 29.1%: the low end of its own range, which is often where recoveries start. The latest quarter was 17.0%.

Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026).

What could break the Western New England Bancorp story?

Biggest thing to watch: the P/BV is higher than 89% of its own history, so the multiple has already done part of the work.

On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026).

Is Western New England Bancorp a stock worth studying right now?

What the numbers show: Western New England Bancorp, Inc.'s share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: the next one or two quarters of results.

Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026).

Where do these numbers come from?

Sector Alpha, written by code from the published numbers. Data as of 4 November 2026.

Every chart on this page is drawn by code from the published figures, with no forecasts and no price opinions.

See the plain-text version of this page.

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