VLS Finance share price today

VLS Finance Ltd's share price was ₹211.09 at the close on 4 November 2026. It has been falling for 4 weeks. That is 12.9% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹198 and ₹333, and at that close it sat 9% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today VLS Finance Ltd is in stage 4. The phase helps read everything below.

Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 8 weeks running.

Over the last 11 years the share price moved +553% while the NIFTY 500 moved +243%, so it is ahead of the index over that whole period. It was last ahead over 13 weeks in the week of 11 September 2026. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

Two changes stood out: highest quarterly profit in 16 quarters and highest quarterly revenue in 8 quarters.

1. Highest quarterly profit in 16 quarters

   Profit of ₹96 crore in the June 2026 quarter is the highest of the last 16 quarters.

2. Highest quarterly revenue in 8 quarters

   Revenue of ₹124 crore in the June 2026 quarter is the highest of the last 8 quarters.

For April to June 2026 (the quarter ended 30 June 2026), VLS Finance reported total income of ₹124 crore, up 25.3% from ₹99.0 crore a year earlier, and a profit of ₹96.0 crore, up 35.2% from ₹71.0 crore.

VLS Finance results: April to June 2026 against a year earlier

The next results, for July to September 2026, are due by 14 November 2026: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

From the company's reported quarterly results (quarter ended 30 June 2026). Income and profit in ₹ crore.

VLS Finance closed at ₹211.09 on 4 November 2026, down 0.8% from ₹212.76 a year earlier (7 November 2025) and up 12.1% over five years. Its highest weekly close since April 2016 was ₹415.60 on 8 November 2024.

VLS Finance share price: then and now

Weekly closing prices. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

557 weekly closes from 1 April 2016 to 4 November 2026.

4 Nov 2026: VLS Finance closed at ₹211.09, up 0.7% on the week and down 7.9% on the month. 18 Sep 2026: ex-date for a dividend of ₹1.50 a share.

Earlier

• Results for April to June 2026: Total income up 25.3% and profit up 35.2% on a year earlier.

VLS Finance paid ₹1.50 a share in regular dividends in the 12 months to 5 November 2026 (1 payment), a yield of 0.71% at the ₹211.09 close on 4 November 2026. The last was a dividend of ₹1.50 a share, ex-date 18 September 2026.

VLS Finance dividends since 1 April 2021

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date. The record date is the same day as the ex-date for every payment here.

Yes. VLS Finance Ltd paid out 22% of its profit as dividends in FY26, and it paid a dividend in 9 of its last 13 reported years. One of those years shows a negative figure because profit itself was negative.

From the NSE corporate-actions record, read 5 November 2026.

VLS Finance is not on any of our India lists this week.

VLS Finance Ltd earned ₹96.0 Cr of net profit in the Jun 2026 quarter, +35.2% on the same quarter a year earlier. Full-year FY26 profit was ₹22.0 Cr. Over 10 years profit has grown 9.3% a year on average. That is 77.4% of the quarter's revenue. The same quarter a year earlier earned ₹71.0 Cr.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

3 of the last 12 reported quarters were loss-making.

For the full year, FY26 profit was ₹22.0 Cr (−52.2% on the year before).

VLS Finance Ltd reported ₹124 Cr of income in the Jun 2026 quarter, +25.3% on the same quarter a year earlier. Over 10 years it has grown −31.9% a year on average. The last full year, FY26, came in at ₹41.0 Cr. The last four reported quarters add to ₹65.0 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

FY26 revenue was ₹41.0 Cr, −59.4% on the year before.

Recent pace: the last four quarters grew −30.4% on average, against −31.9% a year over the longer run, so this year is growing faster than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew −8.5%, against −60.9% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +91.7%, against −62.4% a year (accelerating).

VLS Finance Ltd's net margin was 77.4% in the Jun 2026 quarter, 5.7 percentage points higher than the same quarter a year ago. Across 13 years it has been between −26.7% and 487.5%. The latest quarter is within that range.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

VLS Finance Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

VLS Finance Ltd's revenue was ₹41.0 Cr in FY26, −59.4% on the year before, so the loan book is not growing. The latest quarter was +25.3% on a year earlier. The net margin on that income is 77.4%, +5.7 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

VLS Finance Ltd's P/BV is 0.3×, in the middle of its own history: higher than 55% of past readings. Its usual P/BV (the middle reading) is 0.3×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.

Why the multiple is low: this lender earns about 1% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve.