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Home›Stocks›Mufin Green Finance Ltd
MUFINMufin Green Finance LtdFinance & Investments - Others
₹134+55.1% 1y

Mufin Green Finance Ltd (MUFIN) — share price & stock analysis

Profits are up 75% in two years, the price has kept pace — no more, no less, and it still trades cheap against its own history.

MIXED STORY, CHEAP VS HISTORYBeating NIFTY 500 for 43 weeks
MOMENTUMSTAGE 2 UPTRENDBEATING NIFTY 43W
CHEAP VS HISTORYSALES MOMENTUM
₹2,655 Cr
Market cap
4.62×
P/BV
6.7%
ROE
lowest ever
vs own history (since 2024)
By Sector Alpha Research · machine-compiled from Screener.in data · Updated 1 July 2026 · Sources: Screener.in company page, NSE quote · Not investment advice
The 30-second answer

Mufin Green Finance Ltd (MUFIN) trades at ₹134 as of 1 July 2026, up 55% over the past year — beating NIFTY 500 for 43 weeks. The machine reads this as mixed story, cheap vs history: profits are up 75% in two years, the price has kept pace — no more, no less, and it still trades cheap against its own history. It trades at a P/BV of 4.6× (the lowest of its own range); the price is in Stage 2 — advancing, 36 weeks in. Fundamentals-momentum score: 57/100 (mixed).

Data as of 1 July 2026 · every number traces to its Screener source column · not investment advice.

Key numbers
Market cap
₹2,655 Cr
P/BV
4.62×
ROE
6.7%
vs own history (since 2024)
lowest ever
Book value / share
₹29.0
EPS (TTM)
₹1.43
10-yr median P/BV
5.9×
Weinstein stage
Stage 2 (36 weeks)
Data as of
1 July 2026
MOMENTUM OF THE FUNDAMENTALS
57/100
MIXED
Levels: ROE 7% — below what a bank must earn to create value
Lending incomeUp 30% YoY — 7 straight growth quarters
The spreadKeeps 42% of interest income (a year ago: 54%)
ProfitUp 267% YoY
Committed ownersPromoters + funds hold 57.8% (a year ago: 68.1%)

2 of the 4 things we track are currently moving the right way — most of the dashboard is turning up.

Where the levels actually stand: ROE 7% — below what a bank must earn to create value. Momentum says which way things are moving; these say where they are.

Read this number for what it is: it measures the DIRECTION of change, not the quality of the business. A mediocre business getting better scores high here; a great one having a soft quarter scores low. Profit, lending and bad loans count double, and a quarter of the score comes from our earnings-recovery lens (is the profit cycle turning up off its trough?).

THE ONE CHART THAT MATTERS

What the earnings deliver, the price follows

Since May 2024, the stock is up 18% and earnings per share are up 40% — the price has tracked the profits, not run ahead of them.pricettm_eps

The market is paying for delivery, not promises. What you see in earnings is what you get in the price.

Today’s P/BV of 4.6× is about the cheapest this stock has ever traded against its own history since 2024.pb_ratio

Price, earnings per share, and the P/BV the market pays₹ · ×valuation_history
80.010012014011.251.5₹ price₹ EPS₹134EPS ₹1P/BV ×5med 6×5×May 24Feb 25Nov 25Jul 26
Data: Price, EPS and valuation (sampled — full series in the embedded dataset)
PeriodPrice (₹)EPS (TTM) (₹)P/BV (×)
May 24125––
May 241141.07.5
Jun 241281.08.5
Jun 241191.07.9
Jul 241161.07.7
Jul 241141.07.5
Aug 241271.08.4
Aug 241351.19.0
Sep 241251.18.3
Sep 241171.17.8
Oct 241101.16.9
Oct 241081.16.8
Nov 241151.17.2
Nov 241081.26.8
Nov 241241.27.8
Dec 241181.27.4
Dec 241061.26.7
Jan 2599.51.26.2
Jan 2597.71.26.1
Feb 2590.71.25.7
Feb 2572.51.34.6
Mar 2584.91.35.3
Mar 2573.31.34.6
Apr 2568.91.34.6
Apr 2568.51.34.5
May 2574.41.34.9
May 2582.61.35.5
May 2576.91.25.1
Jun 2575.11.25.0
Jun 2573.51.24.9
Jul 2592.01.26.1
Jul 2588.71.25.9
Aug 2588.11.25.8
Aug 2588.11.15.8
Sep 2583.81.15.6
Sep 2589.81.16.0
Oct 2588.41.14.8
Oct 2596.91.15.3
Oct 251181.16.4
Nov 251091.15.9
Nov 251111.16.0
Dec 251111.16.0
Dec 251151.16.2
Jan 261171.16.4
Jan 261131.16.1
Feb 26114–6.2
Feb 261171.26.4
Feb 261151.26.3
Mar 261011.25.5
Mar 2699.81.25.4
Apr 261071.23.0
Apr 261151.23.3
May 26118–3.4
May 261221.44.2
Jun 261221.63.7
Jun 261211.63.6
Jun 261231.44.2
Jun 261321.44.5
Jun 261291.44.4
Jul 261341.44.6

Price is the weekly close (₹). EPS is trailing-twelve-month profit per share, anchored on Screener's own snapshots; between snapshots it is filled from price ÷ P/E (an exact identity), and any fill straying more than 18% from the neighbouring snapshots is dropped rather than shown. The lower panel is the P/BV — what the market pays per rupee of book value; the dotted line is its long-run median (5.9×).

WHERE THE PRICE IS IN ITS CYCLE

Stage 2: the trend is up, and has been for 36 weeks

STAGE 2 · ADVANCING · 36 WEEKS

Price trends have a life cycle: they base (1), advance (2), top out (3) and decline (4). This chart is in Stage 2: advancing — 36 weeks so far, confirmed.stage

The price sits above its rising 200-day average (₹111 today) and its strength against the index is still improving — trends like this persist more often than they reverse, which is why the system rides them instead of guessing the top.dma_200

Beating NIFTY 500 for 43 weeks — relative strength is the market’s live opinion, and right now it is on this stock’s side.rs_mansfield

What would end it: two Friday closes in a row below the 200-day line. That is the house exit rule — mechanical, no debates.dma_200

Weekly price with its 200-day and 50-day averages — stages shaded₹weinstein_stages
S4S2S40100200Price200-DMAStage 2 began · Nov 25Sep 19Jan 22May 24Jul 26
Data: Weekly price, moving averages and stage (sampled — full series in the embedded dataset)
PeriodPrice (₹)200-DMA (₹)50-DMA (₹)Stage
Sep 193.23.53.54
Nov 191.93.22.64
Dec 192.63.02.44
Feb 202.92.92.74
Mar 203.02.92.84
Apr 202.32.82.64
Jun 202.32.72.34
Jul 202.12.62.34
Aug 202.72.52.44
Oct 202.32.62.64
Nov 202.62.52.52
Jan 214.02.83.22
Feb 214.23.13.82
Mar 213.53.33.82
May 213.83.33.72
Jun 215.53.84.72
Jul 217.14.56.12
Sep 216.04.96.22
Oct 215.45.15.82
Dec 217.65.46.32
Jan 2211.16.69.22
Feb 228.97.69.92
Apr 2211.18.210.22
May 2211.89.211.62
Jul 2218.710.714.32
Aug 2226.113.820.82
Sep 2222.316.222.62
Nov 2238.019.929.22
Dec 2241.924.836.52
Jan 2343.228.639.02
Mar 2339.131.840.32
Apr 2341.733.540.02
Jun 2343.535.641.52
Jul 2347.238.144.52
Aug 2344.639.644.12
Oct 2384.845.759.82
Nov 2311761.695.92
Dec 2316479.81272
Feb 242511111842
Mar 241521331882
May 241301331532
Jun 241281301303
Jul 241141271214
Sep 241251261244
Oct 241081231164
Nov 241241211154
Jan 2599.51181114
Feb 2572.511193.74
Apr 2568.910280.54
May 2582.695.375.74
Jun 2573.590.475.74
Aug 2588.189.884.54
Sep 2589.889.587.24
Oct 2511890.392.11
Dec 2511195.71052
Jan 261131011132
Mar 261081041142
Apr 261131041082
May 261241081152
Jun 261291091182
Jul 261341111222
CHAPTER 1 · THE LENDING ENGINE

The loan book is working — interest income jumped 30%

For a bank, “revenue” is the interest and fees it earns on loans and investments.

Mar 26 income was ₹65.0 Cr, up 30% on a year ago. A bank grows by lending more and charging well — this line is both together.revenue

Quarterly interest + fee income₹ Crquarterly_results
025.050.0YoY %+119+82+56+32+30Sep 23Sep 24Sep 25Mar 26
Data: Quarterly interest + fee income
PeriodIncome (₹ Cr)YoY growth (%)
Sep 2321.0–
Dec 2327.0–
Mar 2432.0–
Jun 2437.0–
Sep 2446.0119.0
Dec 2449.081.5
Mar 2550.056.3
Jun 2549.032.4
Sep 2553.015.2
Dec 2553.08.2
Mar 2665.030.0
CHAPTER 2 · THE SPREAD

Deposits are getting expensive — the spread is compressing

A bank borrows money (deposits) and lends it out. The spread — the share of interest income it keeps after paying depositors — is its gross margin. Derived: (income − interest paid) ÷ income.

Of every ₹100 of interest the bank earns, ₹59 goes straight out as interest on deposits and borrowings. It keeps ₹42 — down 13 points from a year ago.revenueinterest_expense

Share of interest income kept, quarterly%quarterly_results
45.050.055.0Sep 23Sep 24Sep 25Mar 26
Data: Share of interest income kept, quarterly
PeriodSpread kept (%)
Sep 2357.1
Dec 2351.9
Mar 2446.9
Jun 2445.9
Sep 2452.2
Dec 2451.0
Mar 2554.0
Jun 2546.9
Sep 2550.9
Dec 2541.5
Mar 2641.5
CHAPTER 3 · THE BOTTOM LINE

Profit exploded 267% year on year

PAT — what is left for shareholders after paying depositors, staff, and setting aside money for bad loans.

Mar 26 profit was ₹11.0 Cr, up 267% on last year — earnings per share of ₹0.56.net_profiteps

Quarterly profit after tax₹ Crquarterly_results
0510.0YoY %+50+20−25−25+267Sep 23Sep 24Sep 25Mar 26
Data: Quarterly profit after tax
PeriodPAT (₹ Cr)YoY growth (%)
Sep 234.0–
Dec 235.0–
Mar 244.0–
Jun 244.0–
Sep 246.050.0
Dec 246.020.0
Mar 253.0-25.0
Jun 253.0-25.0
Sep 256.00.0
Dec 257.016.7
Mar 2611.0266.7
Where the profit change came from (Mar 25 → Mar 26)₹ Cr
3+15−15+100−3+111PAT Mar 25More interestincomeCostlierdepositsRunning costs& provisionsFees & otherincomeTaxProvisions &everything elsePAT Mar 26

The biggest force in the bridge: lending more.

Data: Where the profit change came from (Mar 25 → Mar 26)
ComponentEffect (₹ Cr)
PAT Mar 253
More interest income+15
Costlier deposits−15
Running costs & provisions+10
Fees & other income0
Tax−3
Provisions & everything else+1
PAT Mar 2611
CHAPTER 4 · WHAT YOU PAY

The market still prices this bank below its own average

P/BV (price to book value) — the price of ₹1 of the bank’s net worth. The honest valuation lens for banks (P/E misleads on lenders).

Today you pay ₹4.62 for every ₹1 of book value, against a long-run median of ₹5.90. It has traded cheaper than this only 0% of the time since 2024.pb_ratio

Price-to-book over time (weekly)xvaluation_history
468May 24Feb 25Nov 25Jul 26
Data: Price-to-book over time (weekly) (sampled — full series in the embedded dataset)
PeriodP/BV (x)
May 247.5
Jun 248.5
Jun 247.9
Jul 247.7
Jul 247.5
Aug 248.4
Aug 249.0
Sept 248.3
Sept 247.8
Oct 246.9
Oct 246.8
Nov 247.2
Nov 246.8
Nov 247.8
Dec 247.4
Dec 246.7
Jan 256.2
Jan 256.1
Feb 255.7
Feb 254.6
Mar 255.3
Mar 254.6
Apr 254.6
Apr 254.5
May 254.9
May 255.5
May 255.1
Jun 255.0
Jun 254.9
Jul 256.1
Jul 255.9
Aug 255.8
Aug 255.8
Sept 255.6
Sept 256.0
Oct 254.8
Oct 255.3
Oct 256.4
Nov 255.9
Nov 256.0
Dec 256.0
Dec 256.2
Jan 266.4
Jan 266.1
Feb 266.2
Feb 266.4
Feb 266.3
Mar 265.5
Mar 265.4
Apr 263.0
Apr 263.3
May 263.4
May 264.2
Jun 263.7
Jun 263.6
Jun 264.2
Jun 264.5
Jun 264.4
Jul 264.6
CHAPTER 5 · WHO OWNS IT

Promoter holding dropped in one step — an event, not a slow exit

Shareholding — who owns the company: founders (promoters), foreign funds (FII), domestic funds (DII).

Promoters hold 47.3% (down 7.2 points over 8 quarters). Foreign funds own 1.2%, domestic funds 9.3%.promoters_pctfiis_pctdiis_pct

The promoter move came in a single step (Mar 26) — promoters rarely buy on-market, so a jump like this is almost always an allotment, infusion or restructuring: a capital event, not a slow accumulation of conviction. Worth knowing which, before reading it as a signal.promoters_pct

Meanwhile domestic funds have been the sellers — from 14.1% to 9.3% over the window. Someone on the other side of the table disagrees; both sides count.diis_pct

Who holds the shares, quarterly%shareholding
Promoters58.2% → 47.3% · down 10.9 pts
50.055.0Jun 23Jun 24Jun 25Mar 26
Foreign funds0.0% → 1.2% · up 1.2 pts
0.00.51.0Jun 23Jun 24Jun 25Mar 26
Domestic funds14.1% → 9.3% · down 4.8 pts
8.010.012.014.0Jun 23Jun 24Jun 25Mar 26
Data: Who holds the shares, quarterly
PeriodPromoters (%)Foreign funds (%)Domestic funds (%)
Jun 2358.20.014.1
Sep 2358.20.014.1
Dec 2358.20.014.1
Mar 2454.80.113.2
Jun 2454.50.513.1
Sep 2454.50.313.1
Dec 2454.40.912.5
Mar 2554.31.312.5
Jun 2554.20.911.9
Sep 2554.20.811.9
Dec 2554.11.18.4
Mar 2647.31.29.3
WHAT IS NOT HAPPENING
  • Foreign funds have neither piled in nor fled — their stake has held near 1.2% for 8 quarters. No smart-money signal, in either direction.fiis_pct
THE VERDICT

Interesting, not obvious

The numbers are genuinely mixed, and the price is roughly fair to the delivery so far.

Best thing in the data: profit rising (₹3.0 Cr → ₹11.0 Cr).net_profit

Biggest worry: funding costs moving the wrong way (23.0% → 38.0%).interest_expense

The machine committee — 7 independent readsON WATCH · 58%
Earnings patternPOSITIVE85% · w21
Valuation cycleNEUTRAL55% · w19
CatalystsNEGATIVE58% · w14
Quality & safetyNEUTRAL35% · w14
TechnicalsPOSITIVE40% · w12
ValuationNEGATIVE90% · w10
Growth at a priceNEGATIVE50% · w10
Business quality5.5/10
Management5.0/10
7-model research readON WATCH · 58% confidence
WHAT WOULD CHANGE THIS VIEWTwo quarters of profit reversing would kill this story.

Machine-written research from Screener data — every number traces to its source column. Sector Alpha is not a SEBI-registered investment adviser; nothing here is a recommendation to buy or sell. Not investment advice.

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Frequently asked questions

Straight answers from the data

What does Mufin Green Finance Ltd do?

APM Finvest Limited was incorporated in May 2016, a Non-Banking Financial Company Non-Deposit Taking (NBFC-ND) registered with Reserve Bank of India and is carrying on the business of Investment into shares, stocks, securities, and providing loans of all kinds.[1] [2]. It is listed in the Finance & Investments - Others sector with a market capitalisation of ₹2,655 Cr.

What is Mufin Green Finance Ltd's share price?

As of 1 July 2026, Mufin Green Finance Ltd trades at ₹134, up 55% over the past year, with a market capitalisation of ₹2,655 Cr. Beating NIFTY 500 for 43 weeks. Prices are weekly closes from Screener data; this page refreshes with each weekly update.

What is Mufin Green Finance Ltd's share price target?

Sector Alpha does not publish broker-style price targets. Our discounted-cash-flow model estimates Mufin Green Finance Ltd's intrinsic value at ₹12.0 per share under base assumptions (bear ₹12.0, bull ₹16.0), against the current price of ₹134 — a 91% premium to model value. The current price already implies roughly 39% annual earnings growth. These are model estimates, not forecasts — treat them as one input alongside the valuation history below, not as a target.

Is Mufin Green Finance Ltd stock overvalued or undervalued?

Mufin Green Finance Ltd trades at a P/BV of 4.6× — the lowest of its own 2.1-year trading range (median 5.9×). What the earnings deliver, the price follows. Since May 2024, the stock is up 18% and earnings per share are up 40% — the price has tracked the profits, not run ahead of them. Note the short 2.1-year valuation record.

What did Mufin Green Finance Ltd report in its latest quarterly results?

In its most recent reported quarter (Q4 FY26, quarter ended March 2026): Mar 26 income was ₹65.0 Cr, up 30% on a year ago. A bank grows by lending more and charging well — this line is both together. Mar 26 profit was ₹11.0 Cr, up 267% on last year — earnings per share of ₹0.56. Figures are from Screener-scraped quarterly filings; the page updates when the next quarter is filed.

Is Mufin Green Finance Ltd growing?

The loan book is working — interest income jumped 30%. Mar 26 income was ₹65.0 Cr, up 30% on a year ago. A bank grows by lending more and charging well — this line is both together.

Are Mufin Green Finance Ltd's profits growing?

Profit exploded 267% year on year. Mar 26 profit was ₹11.0 Cr, up 267% on last year — earnings per share of ₹0.56.

How much of its interest income does Mufin Green Finance Ltd keep?

Deposits are getting expensive — the spread is compressing. Of every ₹100 of interest the bank earns, ₹59 goes straight out as interest on deposits and borrowings. It keeps ₹42 — down 13 points from a year ago.

Is Mufin Green Finance Ltd stock in an uptrend?

Stage 2: the trend is up, and has been for 36 weeks. Mufin Green Finance Ltd is in Stage 2 — advancing, 36 weeks in (confirmed). Stages follow Stan Weinstein's four-phase read of weekly price against the 200-day average: basing (1), advancing (2), topping (3), declining (4).

Why is Mufin Green Finance Ltd stock rising?

The price is up 55% over the past year, in a confirmed Stage 2 uptrend (36 weeks), and has beaten NIFTY 500 for 43 weeks. Earnings are moving with the price — this is a profit-backed move, not a pure re-rating. Since 2024, the price is up 18% while earnings per share moved 40%.

Is Mufin Green Finance Ltd beating the NIFTY 500?

Yes — beating NIFTY 500 for 43 weeks, as of 1 July 2026. Relative strength is measured weekly against the NIFTY 500 (Mansfield RS): a positive reading means the stock has outperformed the index over the trailing window, week after week.

Who owns Mufin Green Finance Ltd — what is the promoter holding?

Promoters hold 47.3% (down 7.2 points over 8 quarters). Foreign funds own 1.2%, domestic funds 9.3%. The promoter move came in a single step (Mar 26) — promoters rarely buy on-market, so a jump like this is almost always an allotment, infusion or restructuring: a capital event, not a slow accumulation of conviction. Worth knowing which, before reading it as a signal. Shareholding is from Screener's quarterly filings data.

What is the bull case for Mufin Green Finance Ltd?

Profits are up 75% in two years, the price has kept pace — no more, no less, and it still trades cheap against its own history. Best thing in the data: profit rising (₹3.0 Cr → ₹11.0 Cr). The loan book is working — interest income jumped 30%.

What is the bear case for Mufin Green Finance Ltd — what could break the story?

Biggest worry: funding costs moving the wrong way (23.0% → 38.0%). Two quarters of profit reversing would kill this story. This falsification condition is stated up front so the thesis can be checked against incoming quarters, not defended after the fact.

Is Mufin Green Finance Ltd a stock worth studying right now?

Sector Alpha does not publish buy or sell recommendations — this is a research read, not advice. What the data says: interesting, not obvious. The numbers are genuinely mixed, and the price is roughly fair to the delivery so far. Across the 7-model scorecard the composite research signal is on watch at 58% confidence. This is machine-written research compiled from Screener data — every number traces to its source — and it is not investment advice. Do your own diligence.

Generated from Screener data · 8 sources · why_traces/1.0 + story/1.2
details
generated 2026-07-03 11:21 · 4 material moves detected
sources: screener_company_info, screener_quarterly_results, screener_annual_results, screener_valuation_history, screener_shareholding, weinstein_stages, agent_scores, stock_timelines