# VLS Finance share price today (VLS Finance Ltd, NSE: VLSFINANCE) > VLS Finance share price today: ₹209.92 at the NSE close on 3 November 2026, down 3.4% in a year. VLS Finance (NSE: VLSFINANCE) is worth ₹659 crore, trades at a P/BV of 0.3 and has closed between ₹198.30 and ₹333.45 over the past 52 weeks. > VLS Finance Ltd's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. VLSFINANCE · Finance & Investments - Others · data as of 3 November 2026. Page: https://www.sectoralpha.in/stocks/vls-finance-ltd Sector Alpha also publishes a daily newsletter that explains one Indian stock at a time: https://newsletter.sectoralpha.in/?utm_source=sectoralpha&utm_medium=ai_text&utm_campaign=llms ## Key numbers - Price: ₹209.92 (−3.4% in a year) - P/BV: 0.3× (higher than 55% of the last 11 years) - Revenue (Jun 2026): ₹124 Cr (+25.3% on a year ago) - Profit (Jun 2026): ₹96.0 Cr (+35.2% on a year ago) - Net margin: 77.4% (+5.7 points on a year ago) - ROE: 1%, FY26 The main question: the share price moved −3.4% in a year while yearly earnings per share moved −49.0%. The difference came from the market paying a higher multiple. ## What is the VLS Finance share price today? VLS Finance Ltd's share price was ₹209.92 at the close on 3 November 2026. It has been falling for 4 weeks. That is 13.4% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹198 and ₹333, and at that close it sat 9% of the way up from that low. Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 8 weeks running. Over the last 11 years the share price moved +549% while the NIFTY 500 moved +243%, so it is ahead of the index over that whole period. It was last ahead over 13 weeks in the week of 11 September 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What changed at VLS Finance this quarter? Two changes stood out: highest quarterly profit in 16 quarters and highest quarterly revenue in 8 quarters. 1. Highest quarterly profit in 16 quarters Profit of ₹96 crore in the June 2026 quarter is the highest of the last 16 quarters. 2. Highest quarterly revenue in 8 quarters Revenue of ₹124 crore in the June 2026 quarter is the highest of the last 8 quarters. ## What are VLS Finance's latest quarterly results? For April to June 2026 (the quarter ended 30 June 2026), VLS Finance reported total income of ₹124 crore, up 25.3% from ₹99.0 crore a year earlier, and a profit of ₹96.0 crore, up 35.2% from ₹71.0 crore. ### VLS Finance results: April to June 2026 against a year earlier | Measure | April to June 2026 | April to June 2025 | Change | | --- | --- | --- | --- | | Total income | ₹124 crore | ₹99.0 crore | +25.3% | | Profit | ₹96.0 crore | ₹71.0 crore | +35.2% | | Earnings per share | ₹30.59 | ₹20.92 | +46.2% | | Net margin | 77.4% | 71.7% | +5.7 points | The next results, for July to September 2026, are due by 14 November 2026: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter). (From the company's reported quarterly results (quarter ended 30 June 2026). Income and profit in ₹ crore.) ## What is the VLS Finance share price history? VLS Finance closed at ₹209.92 on 3 November 2026, down 3.4% from ₹217.20 a year earlier (31 October 2025) and up 11.5% over five years. Its highest weekly close since April 2016 was ₹415.60 on 8 November 2024. ### VLS Finance share price: then and now | When | Close | Change to 3 Nov 2026 | | --- | --- | --- | | 1 week ago · 23 Oct 2026 | ₹198.30 | +5.9% | | 1 month ago · 1 Oct 2026 | ₹229.20 | −8.4% | | 6 months ago · 30 Apr 2026 | ₹230.65 | −9.0% | | 1 year ago · 31 Oct 2025 | ₹217.20 | −3.4% | | 3 years ago · 3 Nov 2023 | ₹185.55 | +13.1% | | 5 years ago · 4 Nov 2021 | ₹188.30 | +11.5% | | 10 years ago · 4 Nov 2016 | ₹66.50 | +215.7% | | Earliest weekly close in our records · 1 Apr 2016 | ₹32.35 | +548.9% | | Highest weekly close since April 2016 · 8 Nov 2024 | ₹415.60 | −49.5% | | Lowest weekly close since April 2016 · 27 Mar 2020 | ₹32.05 | +555.0% | | 52-week high (weekly close) · 5 Dec 2025 | ₹333.45 | −37.0% | | 52-week low (weekly close) · 23 Oct 2026 | ₹198.30 | +5.9% | Weekly closing prices. Each change is the move from that price to the 3 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes. (557 weekly closes from 1 April 2016 to 3 November 2026.) ## What is the latest news on VLS Finance? 3 Nov 2026: VLS Finance closed at ₹209.92, up 5.9% on the week and down 8.4% on the month. 18 Sep 2026: ex-date for a dividend of ₹1.50 a share. ### Earlier - Results for April to June 2026: Total income up 25.3% and profit up 35.2% on a year earlier. ## What dividend does VLS Finance pay? VLS Finance paid ₹1.50 a share in regular dividends in the 12 months to 4 November 2026 (1 payment), a yield of 0.71% at the ₹209.92 close on 3 November 2026. The last was a dividend of ₹1.50 a share, ex-date 18 September 2026. ### VLS Finance dividends since 1 April 2021 | Ex-date | Dividend per share | Type | | --- | --- | --- | | 18 Sep 2026 | ₹1.50 | Dividend | | 12 Sep 2025 | ₹1.50 | Dividend | | 20 Sep 2024 | ₹2.50 | Dividend + Special | | 22 Sep 2023 | ₹1.50 | Dividend | | 21 Sep 2022 | ₹1.50 | Dividend | | 22 Sep 2021 | ₹1.50 | Dividend | Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date. The record date is the same day as the ex-date for every payment here. 5 of 5 Of the last 5 financial years, years with an NSE dividend record Yes. VLS Finance Ltd paid out 22% of its profit as dividends in FY26, and it paid a dividend in 9 of its last 13 reported years. One of those years shows a negative figure because profit itself was negative. (From the NSE corporate-actions record, read 4 November 2026.) ## Which stock lists is VLS Finance on? VLS Finance is not on any of our India lists this week. ## Is VLS Finance profitable? VLS Finance Ltd earned ₹96.0 Cr of net profit in the Jun 2026 quarter, +35.2% on the same quarter a year earlier. Full-year FY26 profit was ₹22.0 Cr. Over 10 years profit has grown 9.3% a year on average. That is 77.4% of the quarter's revenue. The same quarter a year earlier earned ₹71.0 Cr. 3 of the last 12 reported quarters were loss-making. For the full year, FY26 profit was ₹22.0 Cr (−52.2% on the year before). ## How much revenue does VLS Finance make, and is it growing? VLS Finance Ltd reported ₹124 Cr of income in the Jun 2026 quarter, +25.3% on the same quarter a year earlier. Over 10 years it has grown −31.9% a year on average. The last full year, FY26, came in at ₹41.0 Cr. The last four reported quarters add to ₹65.0 Cr. FY26 revenue was ₹41.0 Cr, −59.4% on the year before. Recent pace: the last four quarters grew −30.4% on average, against −31.9% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew −8.5%, against −60.9% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +91.7%, against −62.4% a year (accelerating). ## How much does VLS Finance keep from what it earns? VLS Finance Ltd's net margin was 77.4% in the Jun 2026 quarter, 5.7 percentage points higher than the same quarter a year ago. Across 13 years it has been between −26.7% and 487.5%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of VLS Finance's loans have gone bad? VLS Finance Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is VLS Finance's loan book growing? VLS Finance Ltd's revenue was ₹41.0 Cr in FY26, −59.4% on the year before, so the loan book is not growing. The latest quarter was +25.3% on a year earlier. The net margin on that income is 77.4%, +5.7 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses. ## What is VLS Finance's P/BV ratio, and how does it compare with its own history? VLS Finance Ltd's P/BV is 0.3×, in the middle of its own history: higher than 55% of past readings. Its usual P/BV (the middle reading) is 0.3×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is low: this lender earns about 1% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve. Why the multiple is where it is: over the past year book value grew while the price moved −3.4%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 5 years the price moved +2.2% a year; about −5.0% a year came from book-value growth and about +7.2 percentage points from the multiple (the market paying more); over 10 years the price moved +12.2% a year; about +27.0% a year came from book-value growth and about −14.8 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is about average against its own past, so the book value trend underneath matters more than the multiple. A quarterly PEG curve, which only the second data source has, is not shown on this page: its two data sources disagree by up to 127% on reported income across 16 comparable periods. When two sources disagree on a figure, we leave it out on purpose. The gap is a choice, not missing data. ## Is the VLS Finance business getting better or worse? VLS Finance Ltd's business is turning around. Profit growth has swung from −92.6% at its low to +91.7%, improving for 3 quarters in a row. This is based on 9 quarters of 3 measures, with some gaps. Why it matters: a turn in growth is often where a bigger change starts. The lines say a turn is forming, so the question is whether the next quarters confirm it. This reading has some gaps: at least one line is short, or the return line is not the quarterly series, so treat it with a little more caution. ## How much does VLS Finance earn on its equity and assets? We do not have a clean yearly return-on-equity history for VLS Finance Ltd. For an insurer in particular, the usual bank ratios do not fit, so this page does not force them or estimate a series. The revenue, margin and ownership sections show what this company does report. The quarterly return-on-equity and return-on-assets curves, which only the second data source has, are not shown on this page: its two data sources disagree by up to 127% on reported income across 16 comparable periods. When two sources disagree on a figure, we leave it out on purpose. The gap is a choice, not missing data. ## Does VLS Finance have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the VLS Finance shareholding pattern? Promoters raised their stake in VLS Finance Ltd by 4.4 percentage points over 8 quarters, the biggest change among its owners. Promoters now own 56.4% of the company. Foreign institutions moved −0.8 points over the same period, to 1.3%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings. Over the last two years: Promoters: +4.4 points over 8 quarters, to 56.4%; Foreign institutions: −0.8 points over 8 quarters, to 1.3%; Domestic institutions: +0.0 points over 8 quarters, to 0.0%. Why the owners changed: promoters drove it (+4.4 points), with the other side taken by foreign institutions (−0.8 points). They raised their stake step by step. ## How far is VLS Finance from balance-sheet trouble? For VLS Finance Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does VLS Finance rank in its industry? 39.7 out of 100, rank 26 of 36 in Finance & Investments - Others, with 58% of the evidence available. VLS Finance Ltd scores 39.7 out of 100 against the 36 companies it is compared with in Finance & Investments - Others, ranking 26. Some evidence is missing, so the score is pulled toward the middle on purpose. The four parts add up to the total exactly: 19 + 7.6 + 5.1 + 8 = 39.7. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is VLS Finance compared with? VLS Finance ranks 26 of 36 Finance & Investments - Others companies on the 4-Factor Sector Score, with 39.7 out of 100. 1. [Fedders Holding Ltd](https://www.sectoralpha.in/stocks/fedders-holding-ltd) FEDDERSHOL · leader · Most evidence points up · 78% evidence 72.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 24.5/35 · Income -6.4% · Profit 100% · 75% evidence Capital efficiency 18.1/25 · ROA 10.9% · ROE 11.6% · GNPA n/a · 72% evidence Valuation 11.8/20 · P/BV 1.56× · P/BV÷ROE 0.13 · 70% evidence Relative strength 18.5/20 · Lead over its industry 28.5% · Lead over NIFTY 500 29.3% · 1 year 7.2% · 100% evidence · 12 of 12 weeks ahead Exact sum: 24.5 + 18.1 + 11.8 + 18.5 = 72.9 · What this means: Earnings, capital efficiency and relative strength all agree. The open questions are about management, upcoming events and risks. 2. [Abans Financial Services Ltd](https://www.sectoralpha.in/stocks/abans-financial-services-ltd) AFSL · breaking out · Too little evidence to rank firmly · 58% evidence 65.4 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.2/35 · Income 100% · Profit 17.9% · 45% evidence Capital efficiency 14.9/25 · ROA 3.4% · ROE 8.3% · GNPA n/a · 68% evidence Valuation 16.8/20 · P/BV 0.82× · P/BV÷ROE 0.1 · 100% evidence Relative strength 11.5/20 · Lead over its industry n/a · Lead over NIFTY 500 5% · 1 year 0.7% · 25% evidence · 4 of 12 weeks ahead Exact sum: 22.2 + 14.9 + 16.8 + 11.5 = 65.4 · What this means: Some evidence is missing, so the score is pulled toward the middle on purpose. 3. [Saraswati Commercial (India) Ltd](https://www.sectoralpha.in/stocks/saraswati-commercial-indialtd) ZSARACOM · quiet · Most evidence points up · 69% evidence 65.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 29.0/35 · Income 100% · Profit 100% · 75% evidence Capital efficiency 15.9/25 · ROA 7.6% · ROE 8.9% · GNPA n/a · 72% evidence Valuation 12.6/20 · P/BV 0.9× · P/BV÷ROE 0.1 · 100% evidence Relative strength 7.7/20 · Lead over its industry n/a · Lead over NIFTY 500 -14.7% · 1 year -26.4% · 25% evidence · 8 of 12 weeks ahead Exact sum: 29 + 15.9 + 12.6 + 7.7 = 65.2 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 4. [CSL Finance Ltd](https://www.sectoralpha.in/stocks/csl-finance-ltd) CSLFINANCE · Evidence leans up · 76% evidence 64.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 22.2/43.75 · Income 19.7% · Profit 14.7% · 88% evidence Capital efficiency 28.0/31.25 · ROA 5.7% · ROE 14.9% · GNPA 0.9% · 100% evidence Valuation 14.7/25 · P/BV 0.79× · P/BV÷ROE 0.05 · 100% evidence Relative strength: no reading this week · its 20 points are shared across the other three Exact sum: 22.2 + 28 + 14.7 = 64.9 (no relative-strength reading this week; its 20 points are shared across the other three) · What this means: There is no relative-strength reading for this week, so the score is built from earnings, capital efficiency and valuation alone. 5. [Gretex Corporate Services Ltd](https://www.sectoralpha.in/stocks/gretex-corporate-services-ltd) GCSL · leader · Evidence leans up · 73% evidence 57.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.1/35 · Income -19.4% · Profit 100% · 45% evidence Capital efficiency 18.4/25 · ROA 10.9% · ROE 12.7% · GNPA n/a · 68% evidence Valuation 0.8/20 · P/BV 10.59× · P/BV÷ROE 0.83 · 100% evidence Relative strength 19.6/20 · Lead over its industry 80.3% · Lead over NIFTY 500 82.1% · 1 year 218% · 100% evidence · 12 of 12 weeks ahead Exact sum: 19.1 + 18.4 + 0.8 + 19.6 = 57.9 · What this means: A strong business with a high valuation: it would need rising earnings, or a lower multiple, to score better on value. 6. [Master Trust Ltd](https://www.sectoralpha.in/stocks/master-trust-ltd) MASTERTR · quiet · Evidence leans up · 78% evidence 56.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 15.5/35 · Income 7% · Profit 8.1% · 75% evidence Capital efficiency 19.7/25 · ROA 5.6% · ROE 17.3% · GNPA n/a · 72% evidence Valuation 15.2/20 · P/BV 1.14× · P/BV÷ROE 0.07 · 70% evidence Relative strength 5.9/20 · Lead over its industry -12.2% · Lead over NIFTY 500 -11.6% · 1 year -42.6% · 100% evidence · 5 of 12 weeks ahead Exact sum: 15.5 + 19.7 + 15.2 + 5.9 = 56.3 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 7. [Shardul Securities Ltd](https://www.sectoralpha.in/stocks/shardul-securities-ltd) SHARDUL · Too little evidence to rank firmly · 50% evidence 55.8 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 26.8/35 · Income 100% · Profit 100% · 54% evidence Capital efficiency 9.5/25 · ROA 2.3% · ROE -7.2% · GNPA n/a · 72% evidence Valuation 7.2/20 · P/BV 0.56× · P/BV÷ROE n/a · 40% evidence Relative strength 12.3/20 · Lead over its industry n/a · Lead over NIFTY 500 38.1% · 1 year n/a · 25% evidence Exact sum: 26.8 + 9.5 + 7.2 + 12.3 = 55.8 · What this means: Some evidence is missing, so the score is pulled toward the middle on purpose. 8. [Bengal & Assam Company Ltd](https://www.sectoralpha.in/stocks/bengal-assam-company-ltd) BENGALASM · quiet · Evidence leans up · 61% evidence 55.5 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 16.5/35 · Income 12.1% · Profit 3.4% · 55% evidence Capital efficiency 13.9/25 · ROA 2.2% · ROE 8.1% · GNPA n/a · 68% evidence Valuation 16.3/20 · P/BV 0.6× · P/BV÷ROE 0.07 · 100% evidence Relative strength 8.8/20 · Lead over its industry n/a · Lead over NIFTY 500 -6.5% · 1 year -27% · 25% evidence · 0 of 10 weeks ahead Exact sum: 16.5 + 13.9 + 16.3 + 8.8 = 55.5 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 9. [Dolat Algotech Ltd](https://www.sectoralpha.in/stocks/dolat-algotech-ltd) DOLATALGO · basing · Evidence leans up · 69% evidence 54.1 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 10.0/35 · Income -11.6% · Profit -21.2% · 75% evidence Capital efficiency 18.8/25 · ROA 8.5% · ROE 12.1% · GNPA n/a · 72% evidence Valuation 17.5/20 · P/BV 0.92× · P/BV÷ROE 0.08 · 100% evidence Relative strength 7.8/20 · Lead over its industry n/a · Lead over NIFTY 500 -14.4% · 1 year -23.4% · 25% evidence · 0 of 12 weeks ahead Exact sum: 10 + 18.8 + 17.5 + 7.8 = 54.1 · What this means: The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far. 10. [PTL Enterprises Ltd](https://www.sectoralpha.in/stocks/ptl-enterprises-ltd) PTL · turning · Evidence leans up · 84% evidence 53.4 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.4/35 · Income 0% · Profit 13.5% · 75% evidence Capital efficiency 14.8/25 · ROA 4.4% · ROE 5.5% · GNPA n/a · 72% evidence Valuation 8.0/20 · P/BV 0.61× · P/BV÷ROE 0.11 · 100% evidence Relative strength 11.2/20 · Lead over its industry 1.2% · Lead over NIFTY 500 2.5% · 1 year -4.7% · 100% evidence · 1 of 12 weeks ahead Exact sum: 19.4 + 14.8 + 8 + 11.2 = 53.4 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 11. [Balmer Lawrie Investment Ltd](https://www.sectoralpha.in/stocks/balmer-lawrie-investment-ltd) BLIL · quiet · Evidence leans up · 76% evidence 52.2 out of 100 Growth Capital Valuation Relative 12. [Mufin Green Finance Ltd](https://www.sectoralpha.in/stocks/mufin-green-finance-ltd) MUFIN · leader · Evidence leans up · 78% evidence 51.9 out of 100 Growth Capital Valuation Relative 13. [Finkurve Financial Services Ltd](https://www.sectoralpha.in/stocks/finkurve-financial-services-ltd) FINKURVE · breaking out · Evidence leans up · 63% evidence 50.6 out of 100 Growth Capital Valuation Relative 14. [Algoquant Fintech Ltd](https://www.sectoralpha.in/stocks/algoquant-fintech-ltd) ALGOQUANT · leader · Too little evidence to rank firmly · 52% evidence 50.6 out of 100 Growth Capital Valuation Relative 15. [BF Investment Ltd](https://www.sectoralpha.in/stocks/bf-investment-ltd) BFINVEST · quiet · Evidence leans up · 84% evidence 50.4 out of 100 Growth Capital Valuation Relative 16. [PNB Gilts Ltd](https://www.sectoralpha.in/stocks/pnb-gilts-ltd) PNBGILTS · basing · Evidence leans up · 62% evidence 50.1 out of 100 Growth Capital Valuation Relative 17. [PTC India Financial Services Ltd](https://www.sectoralpha.in/stocks/ptc-india-financial-services-ltd) PFS · quiet · Evidence leans down · 73% evidence 48.3 out of 100 Growth Capital Valuation Relative 18. [STEL Holdings Ltd](https://www.sectoralpha.in/stocks/stel-holdings-ltd) STEL · losing its lead · Evidence leans down · 69% evidence 48.1 out of 100 Growth Capital Valuation Relative 19. [Industrial & Prudential Investment Company Ltd](https://www.sectoralpha.in/stocks/industrial-prudential-investment-company-ltd) INDPRUD · quiet · Evidence leans down · 69% evidence 46.5 out of 100 Growth Capital Valuation Relative 20. [Consolidated Finvest & Holdings Ltd](https://www.sectoralpha.in/stocks/consolidated-finvest-holdings-ltd) CONSOFINVT · leader · Evidence leans down · 76% evidence 45.9 out of 100 Growth Capital Valuation Relative 21. [Prime Securities Ltd](https://www.sectoralpha.in/stocks/prime-securities-ltd) PRIMESECU · breaking out · Evidence leans down · 84% evidence 44.0 out of 100 Growth Capital Valuation Relative 22. [Crest Ventures Ltd](https://www.sectoralpha.in/stocks/crest-ventures-ltd) CREST · turning · Evidence leans down · 76% evidence 43.1 out of 100 Growth Capital Valuation Relative 23. [Authum Investment & Infrastructure Ltd](https://www.sectoralpha.in/stocks/authum-investment-infrastructure-ltd) AIIL · quiet · Evidence leans down · 76% evidence 42.5 out of 100 Growth Capital Valuation Relative 24. [The Investment Trust of India Ltd](https://www.sectoralpha.in/stocks/the-investment-trust-of-india-ltd) THEINVEST · Too little evidence to rank firmly · 53% evidence 40.8 out of 100 Growth Capital Valuation Relative 25. [Systematix Corporate Services Ltd](https://www.sectoralpha.in/stocks/systematix-corporate-services-ltd) SYSTMTXC · breaking out · Too little evidence to rank firmly · 52% evidence 40.1 out of 100 Growth Capital Valuation Relative 26. VLS Finance Ltd this page VLSFINANCE · quiet · Too little evidence to rank firmly · 58% evidence 39.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.0/35 · Income -8.4% · Profit 91.7% · 45% evidence Capital efficiency 7.6/25 · ROA 0.9% · ROE 0.9% · GNPA n/a · 68% evidence Valuation 5.1/20 · P/BV 0.32× · P/BV÷ROE 0.34 · 100% evidence Relative strength 8.0/20 · Lead over its industry n/a · Lead over NIFTY 500 -11.8% · 1 year -3.5% · 25% evidence · 1 of 12 weeks ahead Exact sum: 19 + 7.6 + 5.1 + 8 = 39.7 · What this means: Some evidence is missing, so the score is pulled toward the middle on purpose. 27. [Nalwa Sons Investments Ltd](https://www.sectoralpha.in/stocks/nalwa-sons-investments-ltd) NSIL · quiet · Evidence leans down · 63% evidence 38.1 out of 100 Growth Capital Valuation Relative 28. [Dhunseri Investments Ltd](https://www.sectoralpha.in/stocks/dhunseri-investments-ltd) DHUNINV · losing its lead · Evidence leans down · 61% evidence 35.6 out of 100 Growth Capital Valuation Relative 29. [Kiran Vyapar Ltd](https://www.sectoralpha.in/stocks/kiran-vyapar-ltd) KIRANVYPAR · turning · Most evidence points down · 61% evidence 34.1 out of 100 Growth Capital Valuation Relative 30. [NBI Industrial Finance Company Ltd](https://www.sectoralpha.in/stocks/nbi-industrial-finance-company-ltd) NBIFIN · quiet · Most evidence points down · 75% evidence 33.3 out of 100 Growth Capital Valuation Relative 31. [Grand Oak Canyons Distillery Ltd](https://www.sectoralpha.in/stocks/grand-oak-canyons-distillery-ltd) GRANDOAK · basing · Most evidence points down · 73% evidence 30.3 out of 100 Growth Capital Valuation Relative 32. [Oswal Green Tech Ltd](https://www.sectoralpha.in/stocks/oswal-green-tech-ltd) OSWALGREEN · Too little evidence to rank firmly · 53% evidence 30.1 out of 100 Growth Capital Valuation Relative 33. [Ebix Ltd](https://www.sectoralpha.in/stocks/ebix-ltd) EBIX · Too little evidence to rank firmly · 12% evidence 49.8 out of 100 Growth Capital Valuation Relative 34. [Niyogin Fintech Ltd](https://www.sectoralpha.in/stocks/niyogin-fintech-ltd) breaking out · Too little evidence to rank firmly · 40% evidence 44.8 out of 100 Growth Capital Valuation Relative 35. [Spice Lounge Food Works Ltd](https://www.sectoralpha.in/stocks/spice-lounge-food-works-ltd) SPICELOUNG · Too little evidence to rank firmly · 29% evidence 43.9 out of 100 Growth Capital Valuation Relative 36. [Capital India Finance Ltd](https://www.sectoralpha.in/stocks/capital-india-finance-ltd) CIFL · quiet · Too little evidence to rank firmly · 48% evidence 43.2 out of 100 Growth Capital Valuation Relative Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Finance & Investments - Others](https://www.sectoralpha.in/sectors/finance-investments-others), all 36 compared on one page. ## Which companies are close to VLS Finance in size? VLS Finance is the 26th largest of 36 Finance & Investments - Others companies on Sector Alpha by market value (scores of 30 October 2026). Just above it: Master Trust, Finkurve Financial Services and Capital India Finance. Just below it: Kiran Vyapar, NBI Industrial Finance Company and PTL Enterprises. ### Finance & Investments - Others companies close in size 1. [Master Trust Ltd](https://www.sectoralpha.in/stocks/master-trust-ltd) ₹930 crore 2. [Finkurve Financial Services Ltd](https://www.sectoralpha.in/stocks/finkurve-financial-services-ltd) ₹876 crore 3. [Capital India Finance Ltd](https://www.sectoralpha.in/stocks/capital-india-finance-ltd) ₹701 crore 4. VLS Finance Ltd ₹666 crore 5. [Kiran Vyapar Ltd](https://www.sectoralpha.in/stocks/kiran-vyapar-ltd) ₹536 crore 6. [NBI Industrial Finance Company Ltd](https://www.sectoralpha.in/stocks/nbi-industrial-finance-company-ltd) ₹515 crore 7. [PTL Enterprises Ltd](https://www.sectoralpha.in/stocks/ptl-enterprises-ltd) ₹510 crore [All 36 Finance & Investments - Others companies, largest first](https://www.sectoralpha.in/sectors/finance-investments-others#all-companies) ### Companies close in size in other industries 1. [Chemcon Speciality Chemicals Ltd](https://www.sectoralpha.in/stocks/chemcon-speciality-chemicals-ltd) ₹666 crore · Speciality Chemicals 2. [Shalimar Paints Ltd](https://www.sectoralpha.in/stocks/shalimar-paints-ltd) ₹666 crore · Building Materials - Paints 3. VLS Finance Ltd ₹666 crore 4. [Hexagon Nutrition Ltd](https://www.sectoralpha.in/stocks/hexagon-nutrition-ltd) ₹665 crore · Food - Processing - Others 5. [Wanbury Ltd](https://www.sectoralpha.in/stocks/wanbury-ltd) ₹662 crore · Pharma - API ## What else do people ask about VLS Finance? ### What is VLS Finance's share price today? VLS Finance Ltd's share price is ₹209.92, −3.4% over the past year. The whole company is worth ₹659 Cr on the market. In the last 52 weeks it traded between ₹198 to ₹333; today it is 9% of the way up from the low, 13.4% below its 200-day average (as of 3 November 2026). ### What were VLS Finance's latest quarterly results? VLS Finance Ltd reported total income of ₹124 Cr and net profit of ₹96.0 Cr for the Jun 2026 quarter. Income rose 25.3% and profit rose 35.2% compared with a year earlier. Earnings per share were ₹30.59. The net margin was 77.4%, 5.7 percentage points higher than a year earlier (as of 3 November 2026). ### What is VLS Finance's market cap? VLS Finance Ltd's market capitalisation is ₹659 Cr at a share price of ₹209.92. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is VLS Finance performing? VLS Finance Ltd's share price has been falling for 4 weeks. In its latest quarter, income rose 25.3% and profit rose 35.2% compared with a year earlier. Over the past 13 weeks it has done worse than the NIFTY 500, for 8 weeks running (as of 3 November 2026). ### Will VLS Finance's share price go up? This page does not forecast VLS Finance Ltd's share price. What it shows instead: the share price is ₹209.92, and it has been falling for 4 weeks. Its P/BV of 0.3× is higher than 55% of its own last 11 years (as of 3 November 2026). ### Who owns VLS Finance? Promoters own 56.4% of VLS Finance Ltd, foreign institutions 1.3%, domestic institutions 0.0% and the public 42.3% (latest quarter). The biggest change over the last two years: Promoters raised their stake by 4.4 percentage points over 8 quarters (as of 3 November 2026). ### Where is VLS Finance in its business cycle? VLS Finance Ltd's FY26 net margin was 53.7%, against a 13-year range of −26.7% to 487.5%: the low end of its own range, which is often where recoveries start. The latest quarter was 77.4%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the VLS Finance story? The main question: the share price moved −3.4% in a year while yearly earnings per share moved −49.0%. The difference came from the market paying a higher multiple. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is VLS Finance a stock worth studying right now? What the numbers show: VLS Finance Ltd's share price, valuation and earnings point in different directions. The next one or two quarters should make it clearer. The main open question: whether earnings grow into a price that has already moved. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). This is research, not advice. 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