Finkurve Financial Services share price today

Finkurve Financial Services Ltd's share price was ₹64.19 at the close on 4 November 2026. It has been falling for 46 weeks. That is 13.1% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹54 and ₹113, and at that close it sat 18% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today Finkurve Financial Services Ltd is in stage 4. The phase helps read everything below.

Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 1 week running.

Over the last 11 years the share price moved +304% while the NIFTY 500 moved +251%, so it is ahead of the index over that whole period. It was last ahead over 13 weeks in the week of 30 October 2026. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

1. Revenue up on a year earlier for 11 quarters in a row

   In the June 2026 quarter revenue was ₹75 crore, +88.3% on a year earlier.

   Why: Revenue rose because its loan book grew.

   Next results: check that the loan book grows from more lending, not just higher gold prices.

   From the earnings call on 30 Sep 2026.

3. Highest quarterly profit in 15 quarters

   Profit of ₹8 crore in the June 2026 quarter is the highest of the last 15 quarters.

For April to June 2026 (the quarter ended 30 June 2026), Finkurve Financial Services reported total income of ₹75.1 crore, up 88.3% from ₹39.9 crore a year earlier, and a profit of ₹8.44 crore, up 65.8% from ₹5.09 crore.

Finkurve Financial Services results: April to June 2026 against a year earlier

The next results, for July to September 2026, are due by 14 November 2026: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

Finkurve Financial Services' management discussed these results on a call held on 30 September 2026; what it said is further down this page.

From the company's reported quarterly results (quarter ended 30 June 2026). Income and profit in ₹ crore.

Finkurve Financial Services closed at ₹64.19 on 4 November 2026, down 40.1% from ₹107.10 a year earlier (7 November 2025) and up 35.7% over five years. Its highest weekly close since March 2016 was ₹146.30 on 11 April 2025.

Finkurve Financial Services share price: then and now

Weekly closing prices. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

502 weekly closes from 10 March 2016 to 4 November 2026.

4 Nov 2026: Finkurve Financial Services closed at ₹64.19, up 3.1% on the week and down 10.5% on the month. 30 Sep 2026: Finkurve Financial Services held its results call for April to June 2026. Management guided: Current-year AUM growth goal of 50-60%, excluding gold-price appreciation, with the lower bound treated as the minimum.

Earlier

• Results for April to June 2026: Total income up 88.3% and profit up 65.8% on a year earlier.

Finkurve Financial Services has paid no dividend on the NSE since 1 April 2021, the start of the period we checked.

No. Finkurve Financial Services Ltd paid out 0% of its profit as dividends in each of its last 14 reported years, so there is no payout history to show. That comes from the filed annual statements, not an estimate.

From the NSE corporate-actions record, read 5 November 2026.

On the call for April to June 2026, held on 30 September 2026, Finkurve Financial Services' management guided: Current-year AUM growth goal of 50-60%, excluding gold-price appreciation, with the lower bound treated as the minimum.

“For the year, however, 50% is the minimum target that we have given or committed to ourselves.”Akash Jain, CFO, on the call for April to June 2026

What management guided

• Co-lending share planned at 15-20% of overall AUM by financial year-end.
• Part of the promoters' ₹40 crore share-warrant commitment expected in Q3.
• ₹10,000 crore AUM planned within another 4-5 years at most.

Management’s own plans and goals, from our notes of the call. A plan is not a result.

Source: the call transcript.

From the call for April to June 2026, 30 September 2026.

When Finkurve Financial Services reports July to September 2026, these are the 4 checks that show whether the story is still on course. First: Q2 AUM growth to demonstrate underlying volume expansion rather than gold-price appreciation, validating the current-year goal.

Finkurve Financial Services is on one of our India lists: Penny stocks.

Finkurve Financial Services Ltd earned ₹8.4 Cr of net profit in the Jun 2026 quarter, +65.8% on the same quarter a year earlier. That is the 5th quarter in a row of profit growth. Full-year FY26 profit was ₹26.0 Cr. Over 10 years profit has grown 38.5% a year on average. That is 11.2% of the quarter's revenue.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

The same quarter a year earlier earned ₹5.1 Cr.

For the full year, FY26 profit was ₹26.0 Cr (+52.9% on the year before).

Why profit moved: revenue changed +88.3% on a year earlier and the margin moved −1.6 percentage points. Sales did the work, and the margin was about flat.

On average over the last four quarters, profit changed +66.5% and revenue +59.1%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra rupee of revenue adds more to profit.

Finkurve Financial Services Ltd reported ₹75.1 Cr of income in the Jun 2026 quarter, +88.3% on the same quarter a year earlier. That is the 11th quarter in a row with growth on the year before. Over 10 years it has grown 36.9% a year on average. The last full year, FY26, came in at ₹208 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

The last four reported quarters add to ₹242 Cr.

FY26 revenue was ₹208 Cr, +47.5% on the year before.

Recent pace: the last four quarters grew +59.1% on average, against 36.9% a year over the longer run, so this year is growing faster than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +59.6%, against +56.9% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +62.2%, against +25.9% a year (accelerating).

Finkurve Financial Services Ltd's net margin was 11.2% in the Jun 2026 quarter, 1.6 percentage points lower than the same quarter a year ago. Across 14 years it has been between 0.0% and 50.0%. The latest quarter is within that range.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

Finkurve Financial Services Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

Finkurve Financial Services Ltd's revenue was ₹208 Cr in FY26, +47.5% on the year before, so the loan book is growing. The latest quarter was +88.3% on a year earlier. The net margin on that income is 11.2%, −1.6 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

Finkurve Financial Services Ltd's P/BV is 2.6×, about the lowest it has ever been. Its usual P/BV (the middle reading) is 6.3×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.

Why the multiple is low: this lender earns about 9% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve.

Why the multiple is where it is: over the past year book value grew while the price moved −40.1%. Price and book value moved together, so the multiple stayed in its range.

Where the price move came from: over 5 years the price moved +6.3% a year; about +17.5% a year came from book-value growth and about −11.2 percentage points from the multiple (the market paying less); over 10 years the price moved +12.4% a year; about +36.1% a year came from book-value growth and about −23.7 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple.

In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple.

Finkurve Financial Services Ltd's business is giving mixed signals. Growth has been steadily positive, but ROE at 8.5% is below the 12% level needed to call it steady growth. This is based on 12 quarters of 4 measures.

Every business is somewhere on a path of getting better or worse, and this section names where. The last 12 quarters of growth in revenue, profit and earnings per share, plus the return the business earns on its capital, are read as lines. Getting worse: the lines are falling. Turning around: a low point has just formed and the last few quarters are rising from it. Getting better: the rise from the low has lasted. Growing steadily: steady growth with healthy returns. Slowing from a peak: still high, but slowing. When the lines disagree the result is mixed; too little history means no reading. CAGR (compound annual growth rate) is the steady yearly rate that would turn the starting value into the latest one. It is the fairest way to compare growth over different periods. If the 1-year figure is much bigger than the 10-year one, recent growth is running faster than the long-run trend. A dash means there is no figure for that period, or the starting year was a loss, where a growth rate means nothing.