Authum Investment & Infrastructure Ltd
AIILAuthum Investment & Infrastructure Ltd's price has outrun its earnings. −2.1% in a year against EPS −54.5% — the market is paying now for delivery later.
The sharpest disagreement: the price moved −2.1% in a year while annual EPS moved −54.5% — the difference is re-rating, and re-rating has to be repaid with earnings.
The price is building a base (6 weeks in) while the P/BV sits at the 70th percentile of its own 10-year range. Underneath, the last four quarters read improving — profit +17.5% year on year, with the the net margin at 75.4%. What settles it: whether earnings grow into a price that has already moved.
Price story Before the numbers, the tape. A stock price moves through four repeating seasons: a flat base (stage 1), an advance (2), a top (3), a decline (4). Where the price sits in that cycle frames everything below.
Authum Investment & Infrastructure Ltd trades at ₹539, building a base and 6 weeks into that stage. That is +5.9% against its own 200-day average. It sits at 47% of a 52-week range of ₹432 to ₹659. On relative strength it has been ahead of the NIFTY 500 on a trailing-13-week view for 3 straight weeks.
Today the stock is building a base — week 6 of stage 1. At ₹539 it trades +5.9% versus its 200-day average and sits at 47% of its 52-week range (₹432–₹659).
Against the market, two honest reads. Cumulative: over the last 10.4 years the stock moved +2,44,900% while the NIFTY 500 moved +265% — ahead of the index over the full window. Recent form: on a trailing-13-week view the stock has been ahead for 3 straight weeks — the ribbon below is that same metric, week by week.
What would end the trend, mechanically: two Friday closes in a row below the 200-day line. That is the exit rule — no debates.
Valuation For a bank we price the book, not the earnings: P/BV is what the market pays for each ₹1 of the bank's net worth. A bank below 1× book is priced below the value of what it owns, net of what it owes.
Authum Investment & Infrastructure Ltd trades at 3.1× P/BV, at the pricey end of its own range (70th percentile). Its long-run median P/BV is 2.7×, measured across 10.4 years of weekly readings. This places the multiple against the stock’s own record, and says nothing about what the business is worth.
Today's P/BV of 3.1× is at the pricey end of its own range (70th percentile), against a long-run median of 2.7× measured over 10.4 years of weekly readings. This is a comparison against the stock's own history — not a claim about what it is worth.
🚨 Why the multiple sits where it does: over the past year book value grew while the price moved −2.1% — the price ran ahead of the book, pushing the multiple up its own range.
The price move, decomposed: over 3y, of the +93.5%/yr price move, ~+64.3%/yr came from book-value growth and ~+29.2 pp from the multiple (expanding). The split is the honest approximate (price return minus book-value growth); it makes the rally itself visible instead of hiding it behind the percentile.
Put together: the multiple is full against its own past, so the story rests on the book-value line underneath it, not the multiple.
A quarterly PEG curve, which only the second data source carries, is not drawn on this page: its two data sources disagree by up to 272% on reported income across 14 comparable periods. A figure two sources cannot agree on is not drawn — the gap is a decision, not missing data.
Stage: Mixed Every business sits somewhere on a fundamental arc, and this page names the spot before anything else. The last twelve quarters of revenue, profit and EPS growth — plus the return the business earns on its capital — are read as curves: Deteriorating (the curves are falling), Turning around (a trough has just formed and the last few quarters lift off it), Improving (the climb off the trough is sustained), Consistent (steadily positive with healthy returns), Topping out (still high but decelerating from the peak). When the curves genuinely disagree the read is Mixed; too little history is No read. CAGR (compound annual growth rate) is the smooth yearly pace that turns the starting value into the latest one — the fairest way to compare growth across different time spans. Read the columns together: if the 1-year number towers over the 10-year, recent growth is running hotter than the long-run trend. A dash means that window is not held, or the base year was a loss (where a growth rate is not meaningful).
Authum Investment & Infrastructure Ltd reads as mixed on its fundamental arc. Mixed — revenue, profit and EPS growth are shrinking while ROE holds at 13.0% — falling growth against firm returns, so no single stage word fits yet. The read is built from 8 quarters across 4 curves, on partial evidence.
Why it matters: when the curves disagree, the per-curve reads above matter more than any single verdict.
Return readings here are annual, not quarterly — read as level and direction only; they can confirm the growth curves but never drive the stage on their own.
A partial read: at least one curve is short, or the returns curve is not the computed quarterly series — hold the stage word a little more loosely.
| 1yr | 3yr | 5yr | 10yr | |
|---|---|---|---|---|
| Revenue | −43.0% | +69.2% | +59.1% | +23.5% |
| Profit | −54.5% | −23.5% | +70.2% | +113.1% |
| EPS | −54.5% | −23.4% | +68.4% | +116.6% |
| Share price | −2.1% | +93.5% | +72.5% | +113.8% |
4-Factor Sector Score
42.2/100 — rank 20 of 33 in Finance & Investments - Others · 64% evidence confidence
Authum Investment & Infrastructure Ltd scores 42.2 out of 100 against the 33 companies it is compared with in Finance & Investments - Others, ranking 20. Price leads the evidence: RS versus the benchmark is -1.8%, but earnings trajectory is weak. Wait for revenue and profit confirmation.
The four contributions add to the total exactly: 7.9 + 14.9 + 5.7 + 13.7 = 42.2. This is the SAME number shown on the sector comparison — it is computed once, for the whole peer set, and read here.
What would change it: The read weakens if ROA rolls over or gross NPA rises while sector-relative strength deteriorates.
Revenue For a bank, revenue is everything the franchise earns — interest on the loan book plus fee and other income.
Authum Investment & Infrastructure Ltd reported ₹1,470 Cr of income in the Jun 26 quarter, +21.0% year on year. Over 10 years it has compounded at 23.5% a year. The last full year, FY26, came in at ₹2,609 Cr. The last four reported quarters add to ₹2,864 Cr.
FY26 revenue came in at ₹2,609 Cr (−43.0% on the year), capping 10 years at 23.5% compound. The latest quarter (Jun 26) printed ₹1,470 Cr, +21.0% year on year.
Pace check: the last four quarters averaged −31.2% growth against the decade's 23.5% — the current year is running slower than its own long-run rate.
Acceleration check: trailing-twelve-month revenue grew −34.6% over the last 4 quarters against −28.5%/yr over the last 8 — rolling over; TTM profit −48.8% vs −36.4%/yr — rolling over.
Net margin Net margin — what the bank keeps of every ₹100 of revenue after every cost, provision and tax. It is the cleanest single margin we can read for a lender.
Authum Investment & Infrastructure Ltd's net margin is 75.4% in the Jun 26 quarter, −2.2 percentage points against the same quarter a year ago. Across 13 fiscal years the net margin has ranged 0.0% to 798.5%. The current quarter sits inside that band.
The latest quarter's net margin is 75.4%, −2.2 pp against the same quarter a year ago. Across 13 fiscal years the net margin has ranged 0.0%–798.5%.
Why: the numbers show the net margin move clearly, but the cost lines behind it sit below what we hold — so we state the move without inventing its driver.
Net profit Net profit is what survives every cost, interest and tax — the number EPS, dividends and book value all grow from.
Authum Investment & Infrastructure Ltd earned ₹1,108 Cr of net profit in the Jun 26 quarter, +17.5% year on year. Full-year FY26 profit was ₹1,929 Cr. The 10-year compound rate is 113.1%. That is 75.4% of the quarter's revenue. The same quarter a year earlier earned ₹943 Cr.
Jun 26 profit was ₹1,108 Cr, +17.5% year on year. On the full year, FY26 printed ₹1,929 Cr (−54.5%), and the 10-year compound rate is 113.1%.
Why profit moved: revenue contributed +21.0% and the margin −2.2 pp — the quarter was revenue-led despite a thinner margin.
Pace comparison, last four quarters: profit −39.6% vs revenue −31.2%. Profit is growing slower than sales — costs are eating the growth before it reaches the bottom line.
Asset quality — the ladder Gross NPA is the slice of the loan book where repayments have stopped. Net NPA is what remains after the money already set aside against those loans. Falling is healing; rising is damage arriving.
Loan-book quality history is not available for Authum Investment & Infrastructure Ltd, so this section names the gap rather than estimating a ratio. No gross or net non-performing-asset series is filed in a form this page can read, and none is inferred from the profit line. The income, margin and return sections above carry the evidence this business does report.
We do not hold quarterly loan-book quality numbers for this bank, so this section states that plainly rather than working around it.
Why: loan-book quality is the engine room of a bank, and its drivers — slippages, recoveries, provisioning — sit below what we hold for this name; the sections around it carry the reads we can stand behind.
The loan book We read the loan book through revenue — when the book grows, revenue grows with it. It is a rough proxy, and we say so: rate moves and fee swings can shift it a few points in any one year.
Authum Investment & Infrastructure Ltd's revenue grew −43.0% in FY26 to ₹2,609 Cr, so the book is flat. The latest quarter ran +21.0% year on year. The net margin on that income is 75.4%, −2.2 percentage points against a year ago.
FY26 revenue was ₹2,609 Cr, −43.0% on the year, and the latest quarter ran +21.0% year on year. The net margin on that revenue is 75.4% this quarter (−2.2 pp YoY) — growth with a narrowing margin on it.
The synthesis: a lender compounds when the book grows while the margin holds and the loan book stays clean — gross NPA is the loan-quality read we carry here.
Returns on equity and assets Two numbers rate a bank: ROE — what it earns on shareholder money — and ROA — what it earns on everything it deploys. ROE above ~13–15% earns its keep; below that, growth builds book slowly.
Authum Investment & Infrastructure Ltd earns a return on equity of 13% in FY26. Its trough over the ladder below was −63% in FY19. For a lender the balance sheet is the operating asset, so equity return and asset return have to be read together.
FY26 ROE came in at 13%, recovered from a FY19 trough of −63%. On assets, the latest reading is about null% — every ₹100 the bank deploys earns roughly null a year. That clears the bar a bank must beat for its book value to compound.
Why ROE moved: profit compounded 113.1% a year over 10 years while the equity base grew more slowly — earnings recovering faster than book value builds is what lifts ROE off a trough.
The quarterly return-on-equity and return-on-assets curves, which only the second data source carries, are not drawn on this page: its two data sources disagree by up to 272% on reported income across 14 comparable periods. A figure two sources cannot agree on is not drawn — the gap is a decision, not missing data.
Debt
For a bank, borrowings are raw material, not a warning sign — solvency is read through the returns and the loan book. A manufacturer’s debt is a claim against its profits, so the debt-to-equity lens that works everywhere else misleads on a lender and is not applied here.
A manufacturer’s debt is a claim against its profits; a bank’s borrowings are its inventory — money taken in to be lent out. The debt lens that works everywhere else misleads here, so this page does not apply it. The solvency questions for a bank — is the loan book sound, is the equity earning — are read through the loan-book and returns sections above.
Ownership Who owns the stock, quarter by quarter: promoters (the controlling owners), foreign and domestic institutions, and the public. Steady accumulation by people close to the numbers is a signal; a quiet register is also an answer.
Foreign institutions added 7.0 points of Authum Investment & Infrastructure Ltd over 8 quarters, the biggest move on the register. That takes foreign institutions to 14.3% of the company. Promoters moved −6.1 points over the same window, to 68.8%. The register is read on the four disclosed classes only; nothing is inferred between filings.
The register over the last two years — Foreign institutions: +7.0 points over 8 quarters to 14.3%; Promoters: −6.1 points over 8 quarters to 68.8%; Domestic institutions: +0.2 points over 8 quarters to 0.2%.
Why the register moved: foreign institutions drove it (+7.0 points), absorbed on the other side by promoters (−6.1 points) — steady accumulation by institutions reading the same numbers this page reads.
Safety line The Z-score estimates how far a company sits from balance-sheet distress — above roughly 3 is safe, below roughly 1.8 is the danger zone. It was built for manufacturers, so it is not applied to banks and lenders.
Authum Investment & Infrastructure Ltd: the Z-score is omitted — it was built for manufacturers, not banks, and applying it here would be theatre. The Z-score was built for manufacturers and is not applied to banks and lenders, so solvency here is read from the capital and asset-quality lines instead.
The safety line in one sentence: the Z-score is omitted — it was built for manufacturers, not banks, and applying it here would be theatre.
| Company | Score | Price stage | Growth & earnings/35 | Capital efficiency/25 | Valuation/20 | Relative strength/20 |
|---|---|---|---|---|---|---|
| 1Consolidated Finvest & Holdings LtdCONSOFINVT | 66.8/100Favorable setup75% evidence | BREAKING OUT | 15.1/35 Income 31.4% · PAT -30.2% 51% evidence | 18.6/25 ROA 5.9% · ROE 33.6% · GNPA — 68% evidence | 13.7/20 P/BV 0.61× · P/BV÷ROE 0.02 100% evidence | 19.4/20 RS sector 46% · RS bench 42.3% · 1Y 46.7%5 of 12 weeks ahead 100% evidence |
| Exact sum: 15.1 + 18.6 + 13.7 + 19.4 = 66.8 · Decision use: Price leads the evidence: RS versus the benchmark is 42.3%, but earnings trajectory is weak. Wait for revenue and profit confirmation. | ||||||
| 2Fedders Holding LtdFEDDERSHOL | 65.5/100Favorable setup76% evidence | BREAKING OUT | 24.5/35 Income -18.8% · PAT 100% 71% evidence | 18.0/25 ROA 10.9% · ROE 11.6% · GNPA — 68% evidence | 13.5/20 P/BV 1.18× · P/BV÷ROE 0.1 70% evidence | 9.5/20 RS sector -4.5% · RS bench -8.1% · 1Y -6.9%6 of 12 weeks ahead 100% evidence |
| Exact sum: 24.5 + 18 + 13.5 + 9.5 = 65.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 3Gretex Corporate Services LtdGCSL | 65.2/100Favorable setup86% evidence | LEADER | 25.1/35 Income -19.4% · PAT 100% 81% evidence | 18.2/25 ROA 11.5% · ROE 12.7% · GNPA — 68% evidence | 1.9/20 P/BV 7.2× · P/BV÷ROE 0.57 100% evidence | 20.0/20 RS sector 50.1% · RS bench 46.3% · 1Y 73.5%10 of 12 weeks ahead 100% evidence |
| Exact sum: 25.1 + 18.2 + 1.9 + 20 = 65.2 · Decision use: Confirmed research leader: earnings, capital efficiency and relative strength agree. Move to management, catalyst and risk diligence. | ||||||
| 4Abans Financial Services LtdAFSL | 64.7/100Mixed-positive evidence76% evidence | ASLEEP | 20.1/35 Income 100% · PAT -3.1% 71% evidence | 14.3/25 ROA 3.6% · ROE 8.3% · GNPA — 68% evidence | 16.8/20 P/BV 0.81× · P/BV÷ROE 0.1 100% evidence | 13.5/20 RS sector 20.9% · RS bench -3.2% · 1Y -9%0 of 10 weeks ahead 70% evidence |
| Exact sum: 20.1 + 14.3 + 16.8 + 13.5 = 64.7 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 5Saraswati Commercial (India) LtdZSARACOM | 59.1/100Mixed-positive evidence67% evidence | TURNING | 24.8/35 Income 61.3% · PAT 75.5% 45% evidence | 14.9/25 ROA 7.6% · ROE 8.9% · GNPA — 68% evidence | 10.6/20 P/BV 1.21× · P/BV÷ROE 0.14 100% evidence | 8.8/20 RS sector -17% · RS bench 4.7% · 1Y -5.3%2 of 6 weeks ahead 70% evidence |
| Exact sum: 24.8 + 14.9 + 10.6 + 8.8 = 59.1 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 6BF Investment LtdBFINVEST | 58.0/100Mixed-positive evidence73% evidence | BREAKING OUT | 21.8/35 Income 21% · PAT 26% 45% evidence | 11.9/25 ROA 3% · ROE 3.6% · GNPA — 68% evidence | 8.0/20 P/BV 0.2× · P/BV÷ROE 0.06 100% evidence | 16.3/20 RS sector 7.7% · RS bench 4.1% · 1Y -6.2%10 of 12 weeks ahead 100% evidence |
| Exact sum: 21.8 + 11.9 + 8 + 16.3 = 58 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 7CSL Finance LtdCSLFINANCE | 57.5/100Mixed-positive evidence87% evidence | 20.5/35 Income 19.1% · PAT 18.1% 67% evidence | 22.0/25 ROA 9% · ROE 14.8% · GNPA 1.1% 95% evidence | 12.0/20 P/BV 0.78× · P/BV÷ROE 0.05 100% evidence | 3.0/20 RS sector -19.8% · RS bench -21.1% · 1Y -32.5%0 of 10 weeks ahead 100% evidence | |
| Exact sum: 20.5 + 22 + 12 + 3 = 57.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 8STEL Holdings LtdSTEL | 54.0/100Mixed-positive evidence76% evidence | TURNING | 26.0/35 Income 24.1% · PAT 26.6% 71% evidence | 8.9/25 ROA 1.2% · ROE 1.2% · GNPA — 68% evidence | 3.1/20 P/BV 0.66× · P/BV÷ROE 0.56 100% evidence | 16.0/20 RS sector 20.4% · RS bench 17.7% · 1Y 42.2%6 of 10 weeks ahead 70% evidence |
| Exact sum: 26 + 8.9 + 3.1 + 16 = 54 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 9Mufin Green Finance LtdMUFIN | 52.8/100Mixed-positive evidence78% evidence | BREAKING OUT | 22.4/35 Income 20.9% · PAT 42.1% 75% evidence | 11.0/25 ROA 1.3% · ROE 6.7% · GNPA — 72% evidence | 4.0/20 P/BV 4.55× · P/BV÷ROE 0.68 70% evidence | 15.4/20 RS sector 21.1% · RS bench 17.8% · 1Y 48.7%10 of 12 weeks ahead 100% evidence |
| Exact sum: 22.4 + 11 + 4 + 15.4 = 52.8 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 10Balmer Lawrie Investment LtdBLIL | 52.5/100Mixed-positive evidence82% evidence | ASLEEP | 15.9/35 Income 7.9% · PAT 4.1% 71% evidence | 17.9/25 ROA 7.9% · ROE 12.7% · GNPA — 68% evidence | 13.4/20 P/BV 1.09× · P/BV÷ROE 0.09 100% evidence | 5.3/20 RS sector -4.5% · RS bench -7.7% · 1Y -16.4%1 of 12 weeks ahead 100% evidence |
| Exact sum: 15.9 + 17.9 + 13.4 + 5.3 = 52.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 11Bengal & Assam Company Ltd533095 | 52.0/100Mixed-positive evidence62% evidence | ASLEEP | 16.7/35 Income 6.4% · PAT 3.6% 55% evidence | 12.8/25 ROA — · ROE 8.1% · GNPA — 34% evidence | 15.8/20 P/BV 0.66× · P/BV÷ROE 0.08 100% evidence | 6.7/20 RS sector -4.8% · RS bench -11% · 1Y -24.4%3 of 10 weeks ahead 70% evidence |
| Exact sum: 16.7 + 12.8 + 15.8 + 6.7 = 52 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 12Dolat Algotech LtdDOLATALGO | 51.8/100Mixed-positive evidence76% evidence | ASLEEP | 8.4/35 Income -23.9% · PAT -40.1% 71% evidence | 17.8/25 ROA 8.5% · ROE 12.1% · GNPA — 68% evidence | 17.2/20 P/BV 1.06× · P/BV÷ROE 0.09 100% evidence | 8.4/20 RS sector -1% · RS bench -14.2% · 1Y -26.6%0 of 10 weeks ahead 70% evidence |
| Exact sum: 8.4 + 17.8 + 17.2 + 8.4 = 51.8 · Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity. | ||||||
| 13PTC India Financial Services LtdPFS | 51.5/100Mixed-positive evidence80% evidence | ASLEEP | 12.8/35 Income -22.7% · PAT -27.8% 81% evidence | 16.4/25 ROA 6.5% · ROE 11% · GNPA — 68% evidence | 16.4/20 P/BV 0.58× · P/BV÷ROE 0.05 100% evidence | 5.9/20 RS sector -7.2% · RS bench -16.9% · 1Y -32.6%1 of 10 weeks ahead 70% evidence |
| Exact sum: 12.8 + 16.4 + 16.4 + 5.9 = 51.5 · Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity. | ||||||
| 14Algoquant Fintech LtdALGOQUANT | 51.1/100Mixed-positive evidence70% evidence | TURNING | 11.6/35 Income -0.4% · PAT 3.1% 71% evidence | 20.1/25 ROA 12% · ROE 28.4% · GNPA — 68% evidence | 4.5/20 P/BV 14.31× · P/BV÷ROE 0.5 70% evidence | 14.9/20 RS sector 4.3% · RS bench 8.2% · 1Y 0.9%4 of 10 weeks ahead 70% evidence |
| Exact sum: 11.6 + 20.1 + 4.5 + 14.9 = 51.1 · Decision use: Price leads the evidence: RS versus the benchmark is 8.2%, but earnings trajectory is weak. Wait for revenue and profit confirmation. | ||||||
| 15Master Trust LtdMASTERTR | 51.0/100Mixed-positive evidence76% evidence | ASLEEP | 11.1/35 Income -1.2% · PAT -4.5% 71% evidence | 18.5/25 ROA 5.6% · ROE 17.3% · GNPA — 68% evidence | 15.1/20 P/BV 1.24× · P/BV÷ROE 0.07 70% evidence | 6.3/20 RS sector -19.9% · RS bench -23.4% · 1Y -51%6 of 12 weeks ahead 100% evidence |
| Exact sum: 11.1 + 18.5 + 15.1 + 6.3 = 51 · Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity. | ||||||
| 16PTL Enterprises LtdPTL | 50.2/100Mixed-positive evidence73% evidence | ASLEEP | 19.9/35 Income 0% · PAT 27.8% 45% evidence | 13.7/25 ROA 3.3% · ROE 5.5% · GNPA — 68% evidence | 8.0/20 P/BV 0.62× · P/BV÷ROE 0.11 100% evidence | 8.6/20 RS sector 1.1% · RS bench -2% · 1Y -1.4%2 of 12 weeks ahead 100% evidence |
| Exact sum: 19.9 + 13.7 + 8 + 8.6 = 50.2 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 17NBI Industrial Finance Company LtdNBIFIN | 48.0/100Mixed-negative evidence65% evidence | TURNING | 22.0/35 Income 54.1% · PAT 60.7% 35% evidence | 7.4/25 ROA 0.3% · ROE 0.3% · GNPA — 51% evidence | 3.7/20 P/BV 0.2× · P/BV÷ROE 0.77 100% evidence | 14.9/20 RS sector 3.6% · RS bench -0.2% · 1Y -23.8%4 of 12 weeks ahead 100% evidence |
| Exact sum: 22 + 7.4 + 3.7 + 14.9 = 48 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 18Industrial & Prudential Investment Company LtdINDPRUD | 47.8/100Mixed-negative evidence76% evidence | ASLEEP | 15.6/35 Income -25% · PAT 6.7% 71% evidence | 15.4/25 ROA 7.3% · ROE 7.7% · GNPA — 68% evidence | 5.9/20 P/BV 1.3× · P/BV÷ROE 0.17 100% evidence | 10.9/20 RS sector -3.5% · RS bench 7% · 1Y -0.6%4 of 7 weeks ahead 70% evidence |
| Exact sum: 15.6 + 15.4 + 5.9 + 10.9 = 47.8 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 19Finkurve Financial Services LtdFINKURVE | 45.1/100Mixed-negative evidence73% evidence | ASLEEP | 19.2/35 Income 45.8% · PAT 19.1% 61% evidence | 15.8/25 ROA 2.8% · ROE 13.3% · GNPA — 68% evidence | 6.3/20 P/BV 5.02× · P/BV÷ROE 0.38 100% evidence | 3.8/20 RS sector -34.4% · RS bench -28.6% · 1Y -45.1%2 of 11 weeks ahead 70% evidence |
| Exact sum: 19.2 + 15.8 + 6.3 + 3.8 = 45.1 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 20Authum Investment & Infrastructure Ltdthis pageAIIL | 42.2/100Mixed-negative evidence64% evidence | TURNING | 7.9/35 Income -34.6% · PAT -48.8% 62% evidence | 14.9/25 ROA — · ROE 13.1% · GNPA — 34% evidence | 5.7/20 P/BV 3.12× · P/BV÷ROE 0.24 100% evidence | 13.7/20 RS sector 16.5% · RS bench -1.8% · 1Y -1.7%4 of 10 weeks ahead 70% evidence |
| Exact sum: 7.9 + 14.9 + 5.7 + 13.7 = 42.2 · Decision use: Price leads the evidence: RS versus the benchmark is -1.8%, but earnings trajectory is weak. Wait for revenue and profit confirmation. | ||||||
| 21PNB Gilts LtdPNBGILTS | 41.2/100Mixed-negative evidence80% evidence | TURNING | 8.9/35 Income -5.3% · PAT -69.7% 81% evidence | 9.7/25 ROA 0.7% · ROE 11.1% · GNPA — 68% evidence | 15.0/20 P/BV 0.89× · P/BV÷ROE 0.08 100% evidence | 7.6/20 RS sector -13.6% · RS bench -1.6% · 1Y -22.1%7 of 10 weeks ahead 70% evidence |
| Exact sum: 8.9 + 9.7 + 15 + 7.6 = 41.2 · Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity. | ||||||
| 22Crest Ventures LtdCREST | 41.1/100Mixed-negative evidence82% evidence | FADING | 8.6/35 Income -22.1% · PAT -46.9% 71% evidence | 12.0/25 ROA 2.5% · ROE 3.8% · GNPA — 68% evidence | 7.6/20 P/BV 0.82× · P/BV÷ROE 0.22 100% evidence | 12.9/20 RS sector 4.1% · RS bench 0.8% · 1Y 0.4%4 of 12 weeks ahead 100% evidence |
| Exact sum: 8.6 + 12 + 7.6 + 12.9 = 41.1 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 23Grand Oak Canyons Distillery LtdGRANDOAK | 41.1/100Mixed-negative evidence63% evidence | TURNING | 22.7/35 Income 100% · PAT 100% 48% evidence | 4.0/25 ROA 0.1% · ROE 0% · GNPA — 72% evidence | 3.6/20 P/BV 2.12× · P/BV÷ROE 212 70% evidence | 10.8/20 RS sector 2% · RS bench -4.2% · 1Y 76.6%3 of 7 weeks ahead 70% evidence |
| Exact sum: 22.7 + 4 + 3.6 + 10.8 = 41.1 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 24VLS Finance LtdVLSFINANCE | 40.0/100Mixed-negative evidence67% evidence | TURNING | 13.3/35 Income -60.8% · PAT -54.4% 45% evidence | 7.4/25 ROA 1% · ROE 0.9% · GNPA — 68% evidence | 4.8/20 P/BV 0.38× · P/BV÷ROE 0.4 100% evidence | 14.5/20 RS sector 9.2% · RS bench 1.6% · 1Y 6.9%3 of 10 weeks ahead 70% evidence |
| Exact sum: 13.3 + 7.4 + 4.8 + 14.5 = 40 · Decision use: Price leads the evidence: RS versus the benchmark is 1.6%, but earnings trajectory is weak. Wait for revenue and profit confirmation. | ||||||
| 25Capital India Finance LtdCIFL | 39.9/100Thin evidence · provisional55% evidence | ASLEEP | 17.5/35 Income -8.5% · PAT 100% 45% evidence | 8.7/25 ROA 1.7% · ROE -9% · GNPA — 68% evidence | 9.2/20 P/BV 1.21× · P/BV÷ROE — 40% evidence | 4.5/20 RS sector -17.4% · RS bench -32.6% · 1Y -44.5%0 of 10 weeks ahead 70% evidence |
| Exact sum: 17.5 + 8.7 + 9.2 + 4.5 = 39.9 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 26The Investment Trust of India LtdTHEINVEST | 37.1/100Mixed-negative evidence67% evidence | ASLEEP | 13.1/35 Income -19.4% · PAT -24.4% 45% evidence | 11.4/25 ROA 2.7% · ROE 4.1% · GNPA — 68% evidence | 8.6/20 P/BV 0.69× · P/BV÷ROE 0.17 70% evidence | 4.0/20 RS sector -14.5% · RS bench -17.8% · 1Y -43.2%1 of 12 weeks ahead 100% evidence |
| Exact sum: 13.1 + 11.4 + 8.6 + 4 = 37.1 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 27Nalwa Sons Investments LtdNSIL | 33.4/100Adverse evidence63% evidence | ASLEEP | 16.2/35 Income -19.2% · PAT 23.3% 48% evidence | 5.9/25 ROA 0.3% · ROE 0.3% · GNPA — 72% evidence | 5.0/20 P/BV 0.19× · P/BV÷ROE 0.56 70% evidence | 6.3/20 RS sector -6.9% · RS bench -12.9% · 1Y -20.1%0 of 10 weeks ahead 70% evidence |
| Exact sum: 16.2 + 5.9 + 5 + 6.3 = 33.4 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 28Prime Securities LtdPRIMESECU | 32.3/100Adverse evidence86% evidence | ASLEEP | 8.8/35 Income 14.4% · PAT -80% 81% evidence | 13.1/25 ROA 4.6% · ROE 4.1% · GNPA — 68% evidence | 3.1/20 P/BV 3.66× · P/BV÷ROE 0.9 100% evidence | 7.3/20 RS sector -0.2% · RS bench -3.2% · 1Y -4%0 of 12 weeks ahead 100% evidence |
| Exact sum: 8.8 + 13.1 + 3.1 + 7.3 = 32.3 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 29Oswal Green Tech LtdOSWALGREEN | 32.2/100Adverse evidence64% evidence | ASLEEP | 15.2/35 Income -19.7% · PAT -80% 19% evidence | 8.0/25 ROA 1.1% · ROE 1.5% · GNPA — 68% evidence | 8.0/20 P/BV 0.23× · P/BV÷ROE 0.16 100% evidence | 1.0/20 RS sector -29.3% · RS bench -32.2% · 1Y -52.5%0 of 12 weeks ahead 100% evidence |
| Exact sum: 15.2 + 8 + 8 + 1 = 32.2 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 30Systematix Corporate Services LtdSYSTMTXC | 29.4/100Adverse evidence70% evidence | ASLEEP | 9.8/35 Income 10.9% · PAT -71.7% 71% evidence | 12.2/25 ROA 3% · ROE 4.6% · GNPA — 68% evidence | 4.3/20 P/BV 2.66× · P/BV÷ROE 0.58 70% evidence | 3.1/20 RS sector -38.6% · RS bench -39.3% · 1Y -50.2%0 of 10 weeks ahead 70% evidence |
| Exact sum: 9.8 + 12.2 + 4.3 + 3.1 = 29.4 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 31Dhunseri Investments LtdDHUNINV | 28.2/100Adverse evidence61% evidence | 13.7/35 Income -25.9% · PAT -66.7% 29% evidence | 4.8/25 ROA -0.5% · ROE 0.7% · GNPA — 68% evidence | 6.0/20 P/BV 0.19× · P/BV÷ROE 0.29 100% evidence | 3.7/20 RS sector -34.8% · RS bench -23.8% · 1Y -43.5%1 of 7 weeks ahead 70% evidence | |
| Exact sum: 13.7 + 4.8 + 6 + 3.7 = 28.2 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 32Spice Lounge Food Works LtdSPICELOUNG | 41.2/100Thin evidence · provisional34% evidence | 17.5/35 Income — · PAT — 0% evidence | 10.9/25 ROA — · ROE 5.2% · GNPA — 26% evidence | 3.2/20 P/BV 18.93× · P/BV÷ROE 3.64 70% evidence | 9.6/20 RS sector 0.7% · RS bench -8.4% · 1Y -19.3%2 of 12 weeks ahead to 2026-03-08 70% evidence | |
| Exact sum: 17.5 + 10.9 + 3.2 + 9.6 = 41.2 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 33Eraaya Lifespaces LtdEBIX | 39.5/100Thin evidence · provisional22% evidence | 17.5/35 Income — · PAT — 0% evidence | 9.3/25 ROA — · ROE -809% · GNPA — 26% evidence | 9.2/20 P/BV 6.36× · P/BV÷ROE — 10% evidence | 3.5/20 RS sector -34.1% · RS bench -39.5% · 1Y -48.5%8 of 12 weeks ahead to 2026-03-08 70% evidence | |
| Exact sum: 17.5 + 9.3 + 9.2 + 3.5 = 39.5 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
Missing observations are not scored as bad. Their missing weight lowers confidence and pulls the final score toward neutral. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step curve the sector itself is placed on — basing, turning, breaking out, leader, fading, asleep — read from how many weeks running it has led NIFTY 500 and whether that lead is widening or shrinking. It describes where the PRICE stands, not the earnings trajectory and not a recommendation, and it is left blank for a company whose weekly history is too short or too stale to read.
Frequently asked questions
What is Authum Investment & Infrastructure Ltd's share price today?
Authum Investment & Infrastructure Ltd trades at ₹539, −2.1% over the past year. The company is valued at ₹45,799 Cr. The stock sits at 47% of its 52-week range of ₹432–₹659, +5.9% versus its 200-day average. On the tape, the price is building a base, 6 weeks in. — as of 31 July 2026.
What were Authum Investment & Infrastructure Ltd's latest quarterly results?
Authum Investment & Infrastructure Ltd reported total income of ₹1,470 Cr and net profit of ₹1,108 Cr for the Jun 26 quarter. Income rose 21.0% and profit rose 17.5% year on year. Earnings per share were ₹13.08. The net margin was 75.4%, 2.2 pp lower than a year earlier. — as of 31 July 2026.
What is Authum Investment & Infrastructure Ltd's revenue?
Authum Investment & Infrastructure Ltd reported revenue of ₹1,470 Cr in the Jun 26 quarter, +21.0% year on year. For the full FY26 fiscal year, revenue was ₹2,609 Cr (−43.0%). Over the last 10 years revenue compounded at 23.5% a year. — as of 31 July 2026.
What is Authum Investment & Infrastructure Ltd's profit?
Authum Investment & Infrastructure Ltd earned ₹1,108 Cr of net profit in the Jun 26 quarter, +17.5% year on year. Full-year FY26 profit was ₹1,929 Cr. The net margin ran 75.4% in the latest quarter. — as of 31 July 2026.
What is Authum Investment & Infrastructure Ltd's market cap?
Authum Investment & Infrastructure Ltd's market capitalisation is ₹45,799 Cr at a share price of ₹539. Market cap is the share price multiplied by shares outstanding, so it is restated whenever the price moves. — as of 31 July 2026.
What is Authum Investment & Infrastructure Ltd's P/BV ratio?
Authum Investment & Infrastructure Ltd trades at a P/BV of 3.1×, at the 70th percentile of its own 10-year range, against a long-run median of 2.7×. This is a comparison with the stock's own history, not a value call — as of 31 July 2026.
Does Authum Investment & Infrastructure Ltd pay a dividend?
Yes — Authum Investment & Infrastructure Ltd's dividend payout was 2% of profit in FY26, and it recorded a payout in 1 of its last 13 reported fiscal years. This page holds the payout ratio, not a per-share amount. — as of 31 July 2026.
Is Authum Investment & Infrastructure Ltd overvalued?
On its own history, Authum Investment & Infrastructure Ltd looks expensive against its own history: its P/BV of 3.1× sits at the 70th percentile of its 10-year range (long-run median 2.7×). That is a percentile read against the stock's own past, not a price opinion or a direction call. — as of 31 July 2026.
Is Authum Investment & Infrastructure Ltd growing?
Yes — Authum Investment & Infrastructure Ltd is growing: latest-quarter revenue +21.0% year on year, profit +17.5%, and the the net margin −2.2 pp at 75.4%. The 10-year compound rates are 23.5% (revenue) and 113.1% (profit). The earnings engine currently reads: improving — as of 31 July 2026.
How is Authum Investment & Infrastructure Ltd performing?
Authum Investment & Infrastructure Ltd is building a base, 6 weeks in. Its latest quarter's income rose 21.0% and profit rose 17.5% year on year. Against the NIFTY 500 it has been ahead on a trailing-13-week view for 3 weeks. This describes what the data did, not a rating. — as of 31 July 2026.
What stage is Authum Investment & Infrastructure Ltd in?
Mixed — revenue, profit and EPS growth are shrinking while ROE holds at 13.0% — falling growth against firm returns, so no single stage word fits yet. The read comes from the last 12 quarters of growth (revenue growth −34.6% latest, profit growth −48.8% latest, eps growth −48.7% latest) plus the ROE curve, classified by deterministic rules — a trajectory read, not a buy or sell call — as of 31 July 2026.
Is Authum Investment & Infrastructure Ltd in an uptrend?
No — the price is building a base (week 6 of stage 1), trading +5.9% versus its 200-day average and at 47% of its 52-week range. Price stages cycle base → advance → top → decline, and the stage names where this stock sits in that cycle — as of 31 July 2026.
Is Authum Investment & Infrastructure Ltd beating the market?
On recent form, yes — Authum Investment & Infrastructure Ltd has been ahead of the NIFTY 500 on a trailing-13-week view for 3 straight weeks, the same metric the week-by-week ribbon on this page draws. Separately, on the cumulative view: over the last 10.4 years the stock moved +2,44,900% against the NIFTY 500's +265% — ahead of the index over the full window. — as of 31 July 2026.
Will Authum Investment & Infrastructure Ltd's share price go up?
This page publishes no price forecast for Authum Investment & Infrastructure Ltd. What it measures instead: the share price is ₹539, the price is building a base 6 weeks in. Its P/BV of 3.1× sits at the 70th percentile of its own 10-year range. — as of 31 July 2026.
Who owns Authum Investment & Infrastructure Ltd?
Promoters hold 68.8% of Authum Investment & Infrastructure Ltd, foreign institutions 14.3%, domestic institutions 0.2% and the public 16.7% (latest quarter). The biggest move on the register over the last two years: Foreign institutions added 7.0 points over 8 quarters. — as of 31 July 2026.
Is Authum Investment & Infrastructure Ltd's loan book healthy?
We do not hold quarterly loan-book quality numbers for Authum Investment & Infrastructure Ltd, so this page says that plainly. The cleanest available reads are revenue growth (−43.0% in FY26) and the net margin on it (75.4%) — as of 31 July 2026.
Where is Authum Investment & Infrastructure Ltd in its business cycle?
Authum Investment & Infrastructure Ltd's FY26 net margin was 73.9%, against a 13-year band of 0.0%–798.5%: the low end of its own band, which is where recoveries start when they come. The latest quarter ran 75.4%. Profitability versus a company's own long band is the cleanest cycle clock this page holds — as of 31 July 2026.
What could break the Authum Investment & Infrastructure Ltd story?
The sharpest disagreement: the price moved −2.1% in a year while annual EPS moved −54.5% — the difference is re-rating, and re-rating has to be repaid with earnings. Mechanically, two Friday closes in a row below the 200-day average would end the price trend — that is the exit rule this page tracks — as of 31 July 2026.
Is Authum Investment & Infrastructure Ltd a stock worth studying right now?
This is not investment advice. The machine read: Authum Investment & Infrastructure Ltd's price has outrun its earnings. −2.1% in a year against EPS −54.5% — the market is paying now for delivery later. The sharpest open question: whether earnings grow into a price that has already moved. Every number on this page is drawn deterministically from the raw series, with no forecasts and no price opinions — as of 31 July 2026.