PNB Gilts share price today

PNB Gilts Ltd's share price was ₹78.89 at the close on 4 November 2026. It has been falling for 8 weeks. That is 1.9% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹62 and ₹94, and at that close it sat 52% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today PNB Gilts Ltd is in stage 4. The phase helps read everything below.

Over the past 13 weeks it has done better than the NIFTY 500, and it has stayed ahead for 1 week in a row.

Over the last 11 years the share price moved +229% while the NIFTY 500 moved +251%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

Two changes stood out: profit grew again in the September 2026 quarter and foreign funds (FIIs) cut their stake for 4 quarters in a row.

1. Profit grew again in the September 2026 quarter

   Profit was ₹45 crore, +200% on a year earlier (₹-45 crore), after 2 quarters of decline.

2. Foreign funds (FIIs) cut their stake for 4 quarters in a row

   From 0.8% to 0.1% of the company by the September 2026 quarter.

PNB Gilts paid ₹2 a share in regular dividends in the 12 months to 5 November 2026 (1 payment), a yield of 2.54% at the ₹78.89 close on 4 November 2026. The last was a dividend of ₹2 a share, ex-date 21 September 2026.

PNB Gilts dividends since 1 April 2021

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date.

Yes. PNB Gilts Ltd paid out 20% of its profit as dividends in FY26, and it paid a dividend in 12 of its last 13 reported years.

From the NSE corporate-actions record, read 5 November 2026.

For July to September 2026 (the quarter ended 30 September 2026), PNB Gilts reported total income of ₹436 crore, down 1.6% from ₹443 crore a year earlier, and a profit of ₹45.0 crore, against a loss of ₹45.0 crore a year earlier.

PNB Gilts results: July to September 2026 against a year earlier

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.

PNB Gilts closed at ₹78.89 on 4 November 2026, down 10.4% from ₹88.04 a year earlier (7 November 2025) and up 15.3% over five years. Its highest weekly close since March 2016 was ₹145.07 on 28 June 2024.

PNB Gilts share price: then and now

Weekly closing prices. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

560 weekly closes from 11 March 2016 to 4 November 2026.

4 Nov 2026: PNB Gilts closed at ₹78.89, up 5.1% on the week and up 10.1% on the month. Results for July to September 2026: Total income down 1.6% on a year earlier.

Earlier

• 21 Sep 2026: ex-date for a dividend of ₹2 a share.

PNB Gilts is on 2 of our India lists: Dividend stocks and Penny stocks.

PNB Gilts Ltd earned ₹45.0 Cr of net profit in the Sep 2026 quarter. Full-year FY26 profit was ₹182 Cr. Over 10 years profit has grown 18.3% a year on average. That is 10.3% of the quarter's revenue. The same quarter a year earlier lost ₹45.0 Cr. 3 of the last 12 reported quarters were loss-making.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

For the full year, FY26 profit was ₹182 Cr (−21.9% on the year before).

PNB Gilts Ltd reported ₹436 Cr of income in the Sep 2026 quarter, −1.6% on the same quarter a year earlier. Over 10 years it has grown 17.4% a year on average. The last full year, FY26, came in at ₹1,699 Cr. The last four reported quarters add to ₹1,740 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

FY26 revenue was ₹1,699 Cr, +1.4% on the year before.

Recent pace: the last four quarters grew −0.6% on average, against 17.4% a year over the longer run, so this year is growing slower than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew −2.6%, against −1.7% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +7.2%, against −6.5% a year (accelerating).

PNB Gilts Ltd's net margin was 10.3% in the Sep 2026 quarter, 20.5 percentage points higher than the same quarter a year ago. Across 13 years it has been between −6.3% and 43.2%. The latest quarter is within that range.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

PNB Gilts Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

PNB Gilts Ltd's revenue was ₹1,699 Cr in FY26, +1.4% on the year before, so the loan book is growing. The latest quarter was −1.6% on a year earlier. The net margin on that income is 10.3%, +20.5 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

PNB Gilts Ltd's P/BV is 0.8×, near the low end of its own history: it has been lower only 32% of the time. Its usual P/BV (the middle reading) is 0.9×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.

Why the multiple is low: this lender earns about 11% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve.