Poonawalla Fincorp share price today

Poonawalla Fincorp Ltd's share price was ₹469.50 at the close on 4 November 2026. It has been rising for 14 weeks. That is 5.6% above its average price over the last 200 trading days. In the last 52 weeks it traded between ₹380 and ₹498, and at that close it sat 76% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today Poonawalla Fincorp Ltd is in stage 2. The phase helps read everything below.

Over the past 13 weeks it has done better than the NIFTY 500, and it has stayed ahead for 2 weeks in a row.

Over the last 11 years the share price moved +464% while the NIFTY 500 moved +251%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

Three changes stood out: revenue up on a year earlier for 12 quarters in a row (every quarter we can compare), promoters cut their stake for 5 quarters in a row and indian funds and insurers (DIIs) raised their stake for 3 quarters in a row.

1. Revenue up on a year earlier for 12 quarters in a row (every quarter we can compare)

   In the September 2026 quarter revenue was ₹2,624 crore, +70.2% on a year earlier.

   Why: Revenue rose because the company scaled up retail lending across personal loans, gold loans, commercial vehicles, education and consumer durables.

   Next results: check whether the improvement in early loan repayments holds as newer loans age.

   From the earnings call on 9 Oct 2026.

2. Promoters cut their stake for 5 quarters in a row

   From 64% to 59% of the company by the September 2026 quarter.

3. Indian funds and insurers (DIIs) raised their stake for 3 quarters in a row

   From 12.1% to 17.2% of the company by the September 2026 quarter.

For July to September 2026 (the quarter ended 30 September 2026), Poonawalla Fincorp reported total income of ₹2,624 crore, up 70.2% from ₹1,542 crore a year earlier, and a profit of ₹375 crore, up 406.8% from ₹74.0 crore.

Poonawalla Fincorp results: July to September 2026 against a year earlier

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

Poonawalla Fincorp's management discussed these results on a call held on 9 October 2026; what it said is further down this page.

From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.

Poonawalla Fincorp closed at ₹469.50 on 4 November 2026, up 1.3% from ₹463.45 a year earlier (7 November 2025) and up 162.2% over five years. Its highest weekly close since March 2016 was ₹529.00 on 10 October 2025.

Poonawalla Fincorp share price: then and now

Weekly closing prices. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

563 weekly closes from 11 March 2016 to 4 November 2026.

4 Nov 2026: Poonawalla Fincorp closed at ₹469.50, up 1.7% on the week and up 8.3% on the month. 9 Oct 2026: Poonawalla Fincorp held its results call for July to September 2026. Management guided: Gold Loan network to add approximately 200 branches in FY27.

Earlier

• Results for July to September 2026: Total income up 70.2% and profit up 406.8% on a year earlier.

Poonawalla Fincorp paid no dividend in the 12 months to 5 November 2026. The last was an interim dividend of ₹2 a share, ex-date 31 January 2024.

Poonawalla Fincorp dividends since 1 April 2021

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date. The record date is the same day as the ex-date for every payment here.

Not in its latest year. Poonawalla Fincorp Ltd paid out 0% of its profit as dividends in FY26. It did pay a dividend in 9 of its last 13 reported years, so there is a history but no current dividend.

From the NSE corporate-actions record, read 5 November 2026.

On the call for July to September 2026, held on 9 October 2026, Poonawalla Fincorp's management guided: Gold Loan network to add approximately 200 branches in FY27.

“I can assure you that this is structural, not cyclical.”Arvind Kapil, on credit-cost trajectory, on the call for July to September 2026

What management guided

• Annualized opex-to-AUM tracking toward 2.1%.
• Gold Loan branches expected to break even in 13 months.
• Consumer Durable customer franchise planned to double this year.
• ROA: spread, credit-cost and operating-leverage gains over 2 years; new businesses peak in 2.5-3 years; June 2028 commitment restated without a goal.

Management’s own plans and goals, from our notes of the call. A plan is not a result.

Source: the call transcript.

From the call for July to September 2026, 9 October 2026.

When Poonawalla Fincorp reports October to December 2026, these are the 2 checks that show whether the story is still on course. First: Gold Loan branch productivity: test whether the rollout matures toward the cited unit-level break-even timing.

Poonawalla Fincorp is on 2 of our India lists: Undervalued stocks and Small & mid cap stocks.

Poonawalla Fincorp Ltd earned ₹375 Cr of net profit in the Sep 2026 quarter, +406.8% on the same quarter a year earlier. That is the 4th quarter in a row of profit growth. Full-year FY26 profit was ₹542 Cr. Over 10 years profit has grown 9.8% a year on average. That is 14.3% of the quarter's revenue.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

The same quarter a year earlier earned ₹74.0 Cr. 1 of the last 12 reported quarters were loss-making.

Why profit moved: revenue changed +70.2% on a year earlier and the margin moved +9.5 percentage points. Most of the change came from keeping more of each sale.

On average over the last four quarters, profit changed +449.1% and revenue +75.2%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra rupee of revenue adds more to profit.

Poonawalla Fincorp Ltd reported ₹2,624 Cr of income in the Sep 2026 quarter, +70.2% on the same quarter a year earlier. That is the 12th quarter in a row with growth on the year before. Over 10 years it has grown 9.8% a year on average. The last full year, FY26, came in at ₹6,790 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

The last four reported quarters add to ₹8,887 Cr.

FY26 revenue was ₹6,790 Cr, +62.1% on the year before.

Recent pace: the last four quarters grew +75.2% on average, against 9.8% a year over the longer run, so this year is growing faster than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +75.0%, against +56.1% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +399.1%, against +61.3% a year (accelerating).

Poonawalla Fincorp Ltd's net margin was 14.3% in the Sep 2026 quarter, 9.5 percentage points higher than the same quarter a year ago. Across 13 years it has been between −24.1% and 31.5%. The latest quarter is within that range.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

Poonawalla Fincorp Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

Poonawalla Fincorp Ltd's revenue was ₹6,790 Cr in FY26, +62.1% on the year before, so the loan book is growing. The latest quarter was +70.2% on a year earlier. The net margin on that income is 14.3%, +9.5 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

Poonawalla Fincorp Ltd's P/BV is 3.0×, in the middle of its own history: higher than 59% of past readings. Its usual P/BV (the middle reading) is 2.0×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.

Why the multiple is low: this lender earns about 6% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve.