Starwood Property Trust, Inc.
STWDStarwood Property Trust, Inc.'s three tracks disagree. Price, valuation and the earnings engine each tell a different story — the next quarter or two settles it.
Biggest watch item: the price is not yet in a confirmed uptrend — timing risk, not thesis risk.
The price is in a downtrend (35 weeks in) while the P/E sits at the 58th percentile of its own 4-year range. Underneath, the last four quarters read deteriorating — profit −50.0% year on year, and 174% of the last 3 years' profit arrived as cash. What settles it: the next one or two quarters of delivery.
Price story Before the numbers, the tape. A stock price moves through four repeating seasons: a flat base (stage 1), an advance (2), a top (3), a decline (4). Where the price sits in that cycle frames everything below.
Starwood Property Trust, Inc. trades at $16.3, in a downtrend and 35 weeks into that stage. That is −8.1% against its own 200-day average. It sits at 6% of a 52-week range of $16 to $21. On relative strength it is currently behind the S&P 500 on a trailing-13-week view (19 weeks and counting).
Today the stock is in a downtrend — week 35 of stage 4. At $16.3 it trades −8.1% versus its 200-day average and sits at 6% of its 52-week range ($16–$21).
Against the market, two honest reads. Cumulative: over the last 10.1 years the stock moved −22% while the S&P 500 moved +263% — behind the index over the full window. Recent form: on a trailing-13-week view the stock is currently behind (19 weeks and counting; last ahead the week of 2026-03-27) — the ribbon below is that same metric, week by week.
What would end the trend, mechanically: two Friday closes in a row below the 200-day line. That is the exit rule — no debates.
Valuation P/E is the price of $1 of annual profit: how many dollars the market pays for each dollar the company earns in a year.
Starwood Property Trust, Inc. trades at 17.1× P/E, mid-range by its own standards (58th percentile). Its long-run median P/E is 16.0×, measured across 4.3 years of weekly readings. This places the multiple against the stock’s own record, and says nothing about what the business is worth.
Today's P/E of 17.1× is mid-range by its own standards (58th percentile), against a long-run median of 16.0× measured over 4.3 years of weekly readings. This is a comparison against the stock's own history — not a claim about what it is worth.
Why the multiple sits where it does: over the past year annual EPS moved +4.5% against a −16.1% price move — earnings outran the price, pushing the multiple DOWN its own range.
The price move, decomposed: over 3y, of the −8.0%/yr price move, ~−18.1%/yr came from earnings growth and ~+10.1 pp from the multiple (expanding). The split is the honest approximate (price return minus earnings growth); it makes the rally itself visible instead of hiding it behind the percentile.
Put together: the multiple is unremarkable against its own past, so the story rests on the earnings line underneath it, not the multiple.
Stage: Mixed Every business sits somewhere on a fundamental arc, and this page names the spot before anything else. The last twelve quarters of revenue, profit and EPS growth — plus the return the business earns on its capital — are read as curves: Deteriorating (the curves are falling), Turning around (a trough has just formed and the last few quarters lift off it), Improving (the climb off the trough is sustained), Consistent (steadily positive with healthy returns), Topping out (still high but decelerating from the peak). When the curves genuinely disagree the read is Mixed; too little history is No read. CAGR (compound annual growth rate) is the smooth yearly pace that turns the starting value into the latest one — the fairest way to compare growth across different time spans. Read the columns together: if the 1-year number towers over the 10-year, recent growth is running hotter than the long-run trend. A dash means that window is not held, or the base year was a loss (where a growth rate is not meaningful).
Starwood Property Trust, Inc. reads as mixed on its fundamental arc. Mixed — no clean majority across the growth curves, ROE holding at 5.9% — the per-curve reads carry the story. The read is built from 12 quarters across 4 curves, on partial evidence.
Why it matters: when the curves disagree, the per-curve reads above matter more than any single verdict.
Return readings here are annual, not quarterly — read as level and direction only; they can confirm the growth curves but never drive the stage on their own.
A partial read: at least one curve is short, or the returns curve is not the computed quarterly series — hold the stage word a little more loosely.
| 1yr | 3yr | 5yr | 10yr | |
|---|---|---|---|---|
| Revenue | +9.4% | −13.4% | — | — |
| Profit | +15.8% | −25.4% | — | — |
| EPS | +4.5% | −25.1% | — | — |
| Stock price | −16.1% | −8.0% | −8.7% | −3.1% |
4-Factor Sector Score
45.6/100 — rank 3 of 29 in REIT - Mortgage · 62% evidence confidence
Starwood Property Trust, Inc. scores 45.6 out of 100 against the 29 companies it is compared with in REIT - Mortgage, ranking 3. Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
The four contributions add to the total exactly: 20.2 + 12.8 + 3.3 + 9.3 = 45.6. This is the SAME number shown on the sector comparison — it is computed once, for the whole peer set, and read here.
What would change it: The read weakens if ROA rolls over or gross NPA rises while sector-relative strength deteriorates.
Revenue Revenue is the top line: everything the company billed its customers in the period.
Starwood Property Trust, Inc. reported $0.2 B of revenue in the Mar 26 quarter, −12.5% year on year. Over 4 years it has compounded at −3.0% a year. The last full year, FY25, came in at $0.9 B. The last four reported quarters add to $0.9 B.
FY25 revenue came in at $0.9 B (+9.4% on the year), capping 4 years at −3.0% compound. The latest quarter (Mar 26) printed $0.2 B, −12.5% year on year.
Pace check: the last four quarters averaged +12.9% growth against the decade's −3.0% — the current year is running faster than its own long-run rate.
Acceleration check: trailing-twelve-month revenue grew +11.1% over the last 4 quarters against −3.2%/yr over the last 8 — accelerating; TTM profit +11.8% vs −13.7%/yr — accelerating.
Operating margin Operating margin is what is left of every $100 of sales after running the business, before interest and tax. It is the cleanest read on pricing power and cost control.
A clean operating margin is not in our numbers for Starwood Property Trust, Inc. — its accounts do not report the operating-profit line this section reads, which is common for lenders and holding companies. The sections above and below carry the readings this company's filings do support.
This company's accounts do not report the operating-profit line this section reads — common for lenders and holding companies classified outside the financial bucket. The revenue and net-profit sections are the cleaner reads for Starwood Property Trust, Inc..
Why: the numbers show the operating margin move clearly, but the cost lines behind it sit below what we hold — so we state the move without inventing its driver.
Net profit Net profit is what survives every cost, interest and tax — the number EPS, dividends and book value all grow from.
Starwood Property Trust, Inc. earned $0.1 B of net profit in the Mar 26 quarter, −50.0% year on year. Full-year FY25 profit was $0.4 B. The 4-year compound rate is −2.7%. That is 28.6% of the quarter's revenue. The same quarter a year earlier earned $0.1 B.
Mar 26 profit was $0.1 B, −50.0% year on year. On the full year, FY25 printed $0.4 B (+15.8%), and the 4-year compound rate is −2.7%.
Pace comparison, last four quarters: profit +21.0% vs revenue +12.9%. Profit is growing faster than sales — fixed costs are being spread over a bigger base, and each extra dollar of revenue drops more to the bottom line.
Cash flow — the router The P&L says what was earned; the cash-flow statement says what actually arrived. Operating cash flow (CFO) against profit is the cleanest lie detector in the accounts.
Over the last 3 fiscal years 174% of Starwood Property Trust, Inc.'s reported profit arrived as operating cash — the cash follows the profit. In FY25 that was $1.0 B of operating cash against $0.4 B of profit. After $0.3 B of capital spending, $0.7 B was left as free cash.
FY25: operating cash of $1.0 B against reported profit of $0.4 B, leaving free cash of $0.7 B after $0.3 B of capital spending. Across the last 3 fiscal years the conversion rate is 174% of profit.
Cash-flow readings here are annual — that is the resolution our series carries, so this section moves once a year.
Why: conversion is measured cleanly, but the working-capital day-counts behind it sit below what we hold — the move is shown without inventing its driver.
Router verdict: the visible cash user is investment — the next section checks what the spending is buying.
Where the cash goes Working capital is the cash tied up between paying suppliers and getting paid: debtor days (customers owe), inventory days (stock waits), and the cash conversion cycle (the whole loop, in days of sales).
Starwood Property Trust, Inc. does not report the debtor, inventory and payable day-counts a cash cycle is built from, so this section reads the investment side instead. Capital spending ran $0.0 B over the last 3 years. Averaged over those years that is 0.0% of FY25 revenue a year.
Working-capital day-counts are not in our numbers for this stock, so this section reads the investment side — where the cash is being put to work.
On the investment side: capital spending of $0.0 B over the last 3 fiscal years.
The synthesis: the cash is going into capacity, not disappearing into the cycle — the question becomes whether the new capacity earns.
Return on equity Return on equity (ROE) is the profit the business earns on its shareholders’ money. With the full capital-employed split not in our numbers, ROE is the cleanest long ladder we can draw here.
Starwood Property Trust, Inc. earns a ROE of 6% in FY25. That is up from a trough of 5% in FY24. Return on invested capital clears the cost of that capital by −1.8 percentage points, so growth here is not yet paying for the capital it uses. The wiring behind it is 47.3% net margin on 0.01× asset turns.
FY25 ROE is 6%, recovered from a FY24 trough of 5% — the full ladder below shows the fall and the climb, undoctored.
🚨 Why the return is what it is — the wiring (FY25): 47.3% net margin × 0.01× asset turns × 8.44× balance-sheet leverage ≈ 4.0% on equity. Margin is doing the heavy lifting; leverage is a meaningful part of the equation.
The capstone test — ROIC − WACC: 0.2% − 2.0% = a −1.8 pp spread. The 2.0% is an estimate of this company's own cost of capital — read the sign and the size of the spread, not the decimals. Negative — growth at these returns destroys value until the returns recover.
Dividend A dividend is cash paid out per share. Dividend per share is the declared amount for the period; the trailing twelve-month total is the four most recent quarters added together.
Starwood Property Trust, Inc. paid $1.92 per share over the last four reported quarters. The most recent declaration was $0.48 for Mar 26. Against the current price of $16.3 that is a trailing yield of 11.81%, measured on dividends already paid rather than on a forecast.
Starwood Property Trust, Inc. paid $1.92 per share across the last four reported quarters, most recently $0.48 for Mar 26. Against the current price of $16.3 the trailing twelve months work out to 11.81% — trailing dividends measured against today's price, not a forward estimate.
Debt Debt-to-equity says how much of the business is funded by borrowings. Low is the safe corner; the trend matters as much as the level.
Starwood Property Trust, Inc. carries total debt of $40.1 B against shareholder equity of $7.3 B as of Mar 26, a debt-to-equity of 5.46. On the annual view that ratio went from 9.65 in FY21 to 5.64 in FY25. Read the returns elsewhere on this page with that leverage in mind.
Mar 26: total debt of $40.1 B against shareholder equity of $7.3 B — a debt-to-equity of 5.46. On the annual view, debt-to-equity went from 9.65 (FY21) to 5.64 (FY25). Read the returns on this page with that leverage in mind.
Ownership There is no quarter-by-quarter holder register to read here, so we read the crowd through short interest — the slice of tradable shares currently sold short, positioned for a fall.
5.6% of Starwood Property Trust, Inc.'s tradable float is currently sold short — some money is positioned against it. At typical trading volumes those positions would take about 5.0 days to buy back. There is no quarter-by-quarter holder register to read for this filer, so the crowd is read through short interest instead.
The latest reading: 5.6% of the float is sold short, and at typical trading volumes it would take about 5.0 days to buy those positions back. Some money is positioned against it. This is a single point-in-time reading — we do not yet hold its history, so we show no trend chart.
Why it sits there: who is doing the shorting, and why, does not travel with the number — the level is shown without inventing its story.
Safety line The Z-score estimates how far a company sits from balance-sheet distress — above roughly 3 is safe, below roughly 1.8 is the danger zone. It was built for manufacturers, so it is not applied to banks and lenders.
Starwood Property Trust, Inc.: the Z-score is not available for this stock, so we say so rather than invent one. It is a distance-to-distress estimate from the balance sheet, not a forecast of failure. The debt, cash-flow and return sections above carry the balance-sheet evidence this page does hold, and each of them states its own reporting date.
The safety line in one sentence: the Z-score is not available for this stock, so we say so rather than invent one.
| Company | Score | Price stage | Growth & earnings/35 | Capital efficiency/25 | Valuation/20 | Relative strength/20 |
|---|---|---|---|---|---|---|
| 1NexPoint Real Estate Finance, Inc.NREF | 62.5/100Thin evidence · provisional56% evidence | FADING | 24.1/35 Income 41.8% · PAT 57.9% 55% evidence | 13.1/25 ROA — · ROE 3.1% · GNPA — 34% evidence | 8.6/20 P/BV 0.65× · P/BV÷ROE 0.21 70% evidence | 16.7/20 RS sector 27.5% · RS bench 5% · 1Y 20.6%5 of 12 weeks ahead 70% evidence |
| Exact sum: 24.1 + 13.1 + 8.6 + 16.7 = 62.5 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 2Ellington Financial Inc.EFC | 60.6/100Thin evidence · provisional56% evidence | ASLEEP | 24.8/35 Income 39.9% · PAT 43.1% 55% evidence | 13.9/25 ROA — · ROE 6% · GNPA — 34% evidence | 8.6/20 P/BV 0.77× · P/BV÷ROE 0.13 70% evidence | 13.3/20 RS sector 9.6% · RS bench -10.1% · 1Y 2.5%0 of 12 weeks ahead 70% evidence |
| Exact sum: 24.8 + 13.9 + 8.6 + 13.3 = 60.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 3Starwood Property Trust, Inc.this pageSTWD | 45.6/100Mixed-negative evidence62% evidence | BASING | 20.2/35 Income 12.3% · PAT 13.9% 55% evidence | 12.8/25 ROA — · ROE 0.8% · GNPA — 34% evidence | 3.3/20 P/BV 0.96× · P/BV÷ROE 1.2 70% evidence | 9.3/20 RS sector -1.5% · RS bench -19.5% · 1Y -18.2%0 of 12 weeks ahead 100% evidence |
| Exact sum: 20.2 + 12.8 + 3.3 + 9.3 = 45.6 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 4Apollo Commercial Real Estate Finance, Inc.ARI | 43.1/100Thin evidence · provisional56% evidence | ASLEEP | 21.5/35 Income -8.3% · PAT 100% 55% evidence | 12.8/25 ROA — · ROE 1.4% · GNPA — 34% evidence | 5.0/20 P/BV 0.8× · P/BV÷ROE 0.57 70% evidence | 3.8/20 RS sector -26.8% · RS bench -40.1% · 1Y -32.2%0 of 12 weeks ahead 70% evidence |
| Exact sum: 21.5 + 12.8 + 5 + 3.8 = 43.1 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 5Franklin BSP Realty Trust, Inc.FBRT | 42.0/100Thin evidence · provisional54% evidence | ASLEEP | 20.4/35 Income — · PAT — 26% evidence | 11.0/25 ROA -0.6% · ROE 1.1% · GNPA — 68% evidence | 6.0/20 P/BV 0.55× · P/BV÷ROE 0.5 70% evidence | 4.6/20 RS sector -12.2% · RS bench -28.5% · 1Y -29.2%0 of 12 weeks ahead 70% evidence |
| Exact sum: 20.4 + 11 + 6 + 4.6 = 42 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 6Ready Capital CorporationRC | 39.2/100Thin evidence · provisional56% evidence | ASLEEP | 12.5/35 Income -25.8% · PAT -38.6% 55% evidence | 14.2/25 ROA — · ROE 5.9% · GNPA — 34% evidence | 8.6/20 P/BV 0.2× · P/BV÷ROE 0.03 70% evidence | 3.9/20 RS sector -25.8% · RS bench -40.5% · 1Y -60.9%0 of 12 weeks ahead 70% evidence |
| Exact sum: 12.5 + 14.2 + 8.6 + 3.9 = 39.2 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 7Chicago Atlantic Real Estate Finance, Inc.REFI | 39.1/100Thin evidence · provisional56% evidence | ASLEEP | 13.8/35 Income -12.5% · PAT -18.4% 55% evidence | 13.6/25 ROA — · ROE 1.6% · GNPA — 34% evidence | 6.4/20 P/BV 0.79× · P/BV÷ROE 0.49 70% evidence | 5.3/20 RS sector -10.2% · RS bench -26.7% · 1Y -27.1%0 of 12 weeks ahead 70% evidence |
| Exact sum: 13.8 + 13.6 + 6.4 + 5.3 = 39.1 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 8Annaly Capital Management, Inc.NLY | 56.9/100Thin evidence · provisional46% evidence | BASING | 19.1/35 Income — · PAT — 10% evidence | 13.1/25 ROA — · ROE 5.4% · GNPA — 34% evidence | 8.0/20 P/BV 0.97× · P/BV÷ROE 0.18 70% evidence | 16.7/20 RS sector 12.1% · RS bench -7.9% · 1Y 10.4%0 of 12 weeks ahead 100% evidence |
| Exact sum: 19.1 + 13.1 + 8 + 16.7 = 56.9 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 9Adamas Trust, Inc.ADAM | 56.7/100Thin evidence · provisional40% evidence | FADING | 18.8/35 Income — · PAT — 10% evidence | 12.3/25 ROA — · ROE 3.7% · GNPA — 34% evidence | 8.6/20 P/BV 0.57× · P/BV÷ROE 0.15 70% evidence | 17.0/20 RS sector 30.5% · RS bench 7.9% · 1Y 43.2%7 of 12 weeks ahead 70% evidence |
| Exact sum: 18.8 + 12.3 + 8.6 + 17 = 56.7 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 10Dynex Capital, Inc.DX | 50.7/100Thin evidence · provisional41% evidence | BASING | 19.7/35 Income 100% · PAT 100% 29% evidence | 9.6/25 ROA — · ROE -3.9% · GNPA — 34% evidence | 9.1/20 P/BV 0.97× · P/BV÷ROE — 10% evidence | 12.3/20 RS sector 5% · RS bench -13.8% · 1Y 2.7%0 of 12 weeks ahead 100% evidence |
| Exact sum: 19.7 + 9.6 + 9.1 + 12.3 = 50.7 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 11Two Harbors Investment Corp.TWO | 50.3/100Thin evidence · provisional28% evidence | ASLEEP | 16.0/35 Income — · PAT — 10% evidence | 9.3/25 ROA — · ROE -3.4% · GNPA — 34% evidence | 9.8/20 P/BV 0.75× · P/BV÷ROE — 10% evidence | 15.2/20 RS sector 19.1% · RS bench -1.6% · 1Y 22.5%5 of 12 weeks ahead 70% evidence |
| Exact sum: 16 + 9.3 + 9.8 + 15.2 = 50.3 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 12Rithm Capital Corp.RITM | 49.6/100Thin evidence · provisional46% evidence | BASING | 16.5/35 Income — · PAT — 10% evidence | 12.5/25 ROA — · ROE 0.8% · GNPA — 34% evidence | 4.7/20 P/BV 0.62× · P/BV÷ROE 0.77 70% evidence | 15.9/20 RS sector 6.9% · RS bench -12.9% · 1Y -16.5%0 of 12 weeks ahead 100% evidence |
| Exact sum: 16.5 + 12.5 + 4.7 + 15.9 = 49.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 13Ares Commercial Real Estate CorporationACRE | 47.6/100Thin evidence · provisional49% evidence | BASING | 15.1/35 Income -20.9% · PAT — 45% evidence | 11.3/25 ROA 0.1% · ROE -1.9% · GNPA — 68% evidence | 9.8/20 P/BV 0.54× · P/BV÷ROE — 10% evidence | 11.4/20 RS sector 4% · RS bench -14.7% · 1Y 6.9%0 of 12 weeks ahead 70% evidence |
| Exact sum: 15.1 + 11.3 + 9.8 + 11.4 = 47.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 14MFA Financial, Inc.MFA | 47.2/100Thin evidence · provisional44% evidence | BASING | 15.3/35 Income -3% · PAT -2.2% 55% evidence | 11.4/25 ROA — · ROE -0.1% · GNPA — 34% evidence | 9.8/20 P/BV 0.55× · P/BV÷ROE — 10% evidence | 10.7/20 RS sector 3% · RS bench -15.5% · 1Y -2.4%0 of 12 weeks ahead 70% evidence |
| Exact sum: 15.3 + 11.4 + 9.8 + 10.7 = 47.2 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 15AGNC Investment Corp.AGNC | 46.8/100Thin evidence · provisional50% evidence | ASLEEP | 14.9/35 Income — · PAT — 30% evidence | 8.4/25 ROA -0.5% · ROE -4.8% · GNPA — 68% evidence | 9.0/20 P/BV 1× · P/BV÷ROE — 10% evidence | 14.5/20 RS sector 10.1% · RS bench -9.5% · 1Y 12.6%0 of 12 weeks ahead 100% evidence |
| Exact sum: 14.9 + 8.4 + 9 + 14.5 = 46.8 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 16TPG RE Finance Trust, Inc.TRTX | 45.6/100Thin evidence · provisional40% evidence | ASLEEP | 17.6/35 Income — · PAT — 10% evidence | 12.7/25 ROA — · ROE 1.2% · GNPA — 34% evidence | 5.5/20 P/BV 0.62× · P/BV÷ROE 0.51 70% evidence | 9.8/20 RS sector 1.1% · RS bench -17.2% · 1Y -10%0 of 12 weeks ahead 70% evidence |
| Exact sum: 17.6 + 12.7 + 5.5 + 9.8 = 45.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 17Redwood Trust, Inc.RWT | 45.6/100Thin evidence · provisional28% evidence | BASING | 19.2/35 Income — · PAT — 10% evidence | 11.0/25 ROA — · ROE -0.1% · GNPA — 34% evidence | 9.8/20 P/BV 0.73× · P/BV÷ROE — 10% evidence | 5.6/20 RS sector -7.7% · RS bench -24.6% · 1Y -18.3%0 of 12 weeks ahead 70% evidence |
| Exact sum: 19.2 + 11 + 9.8 + 5.6 = 45.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 18Ladder Capital CorpLADR | 43.5/100Thin evidence · provisional40% evidence | BASING | 17.9/35 Income — · PAT — 10% evidence | 13.0/25 ROA — · ROE 1% · GNPA — 34% evidence | 3.8/20 P/BV 0.88× · P/BV÷ROE 0.88 70% evidence | 8.8/20 RS sector -0.1% · RS bench -18.3% · 1Y -13.2%0 of 12 weeks ahead 70% evidence |
| Exact sum: 17.9 + 13 + 3.8 + 8.8 = 43.5 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 19BrightSpire Capital, Inc.BRSP | 43.4/100Thin evidence · provisional48% evidence | ASLEEP | 19.6/35 Income — · PAT — 26% evidence | 10.2/25 ROA -0.4% · ROE -2.2% · GNPA — 68% evidence | 9.6/20 P/BV 0.8× · P/BV÷ROE — 10% evidence | 4.0/20 RS sector -3.3% · RS bench -20.7% · 1Y -6.6%0 of 12 weeks ahead 100% evidence |
| Exact sum: 19.6 + 10.2 + 9.6 + 4 = 43.4 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 20TPG Mortgage Investment Trust, Inc.MITT | 42.8/100Thin evidence · provisional44% evidence | ASLEEP | 13.3/35 Income -6.1% · PAT -23.4% 55% evidence | 11.4/25 ROA — · ROE -0.6% · GNPA — 34% evidence | 9.8/20 P/BV 0.43× · P/BV÷ROE — 10% evidence | 8.3/20 RS sector -0.6% · RS bench -18.5% · 1Y -3.5%0 of 12 weeks ahead 70% evidence |
| Exact sum: 13.3 + 11.4 + 9.8 + 8.3 = 42.8 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 21Angel Oak Mortgage REIT, Inc.AOMR | 42.6/100Thin evidence · provisional44% evidence | BASING | 9.3/35 Income -36.8% · PAT -56.8% 55% evidence | 9.8/25 ROA — · ROE -2.9% · GNPA — 34% evidence | 9.6/20 P/BV 0.8× · P/BV÷ROE — 10% evidence | 13.9/20 RS sector 11.9% · RS bench -8.3% · 1Y -0.1%0 of 12 weeks ahead 70% evidence |
| Exact sum: 9.3 + 9.8 + 9.6 + 13.9 = 42.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 22Chimera Investment CorporationCIM | 42.5/100Thin evidence · provisional44% evidence | BASING | 9.5/35 Income -35.7% · PAT -98.9% 55% evidence | 11.0/25 ROA — · ROE -0.8% · GNPA — 34% evidence | 9.8/20 P/BV 0.43× · P/BV÷ROE — 10% evidence | 12.2/20 RS sector 5% · RS bench -13.8% · 1Y -5.7%0 of 12 weeks ahead 70% evidence |
| Exact sum: 9.5 + 11 + 9.8 + 12.2 = 42.5 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 23Arbor Realty Trust, Inc.ABR | 42.0/100Thin evidence · provisional28% evidence | BASING | 17.0/35 Income — · PAT — 10% evidence | 11.9/25 ROA — · ROE -1% · GNPA — 34% evidence | 9.8/20 P/BV 0.37× · P/BV÷ROE — 10% evidence | 3.3/20 RS sector -29.9% · RS bench -43.6% · 1Y -55.8%0 of 12 weeks ahead 70% evidence |
| Exact sum: 17 + 11.9 + 9.8 + 3.3 = 42 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 24ARMOUR Residential REIT, Inc.ARR | 40.6/100Thin evidence · provisional48% evidence | BASING | 14.0/35 Income — · PAT — 26% evidence | 5.1/25 ROA -1% · ROE -9.5% · GNPA — 68% evidence | 9.5/20 P/BV 0.84× · P/BV÷ROE — 10% evidence | 12.0/20 RS sector 6.6% · RS bench -12.4% · 1Y 5.2%0 of 12 weeks ahead 100% evidence |
| Exact sum: 14 + 5.1 + 9.5 + 12 = 40.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 25PennyMac Mortgage Investment TrustPMT | 40.4/100Thin evidence · provisional28% evidence | BASING | 16.3/35 Income — · PAT — 10% evidence | 9.4/25 ROA — · ROE -4.7% · GNPA — 34% evidence | 9.8/20 P/BV 0.53× · P/BV÷ROE — 10% evidence | 4.9/20 RS sector -11.2% · RS bench -27.6% · 1Y -20.4%0 of 12 weeks ahead 70% evidence |
| Exact sum: 16.3 + 9.4 + 9.8 + 4.9 = 40.4 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 26Blackstone Mortgage Trust, Inc.BXMT | 37.7/100Thin evidence · provisional34% evidence | ASLEEP | 16.8/35 Income — · PAT — 10% evidence | 10.2/25 ROA — · ROE -2.4% · GNPA — 34% evidence | 9.4/20 P/BV 0.88× · P/BV÷ROE — 10% evidence | 1.3/20 RS sector -15.6% · RS bench -31% · 1Y -23.6%0 of 12 weeks ahead 100% evidence |
| Exact sum: 16.8 + 10.2 + 9.4 + 1.3 = 37.7 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 27Claros Mortgage Trust, Inc.CMTG | 37.1/100Thin evidence · provisional35% evidence | ASLEEP | 15.0/35 Income -677.5% · PAT — 29% evidence | 9.3/25 ROA — · ROE -3.2% · GNPA — 34% evidence | 9.8/20 P/BV 0.22× · P/BV÷ROE — 10% evidence | 3.0/20 RS sector -32.4% · RS bench -45.2% · 1Y -48.4%1 of 12 weeks ahead 70% evidence |
| Exact sum: 15 + 9.3 + 9.8 + 3 = 37.1 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 28Orchid Island Capital, Inc.ORC | 36.7/100Thin evidence · provisional42% evidence | BASING | 14.1/35 Income — · PAT — 26% evidence | 6.4/25 ROA -0.7% · ROE -5.8% · GNPA — 68% evidence | 9.1/20 P/BV 0.97× · P/BV÷ROE — 10% evidence | 7.1/20 RS sector -2.3% · RS bench -20% · 1Y -10.6%0 of 12 weeks ahead 70% evidence |
| Exact sum: 14.1 + 6.4 + 9.1 + 7.1 = 36.7 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 29Invesco Mortgage Capital Inc.IVR | 36.4/100Thin evidence · provisional42% evidence | BASING | 12.9/35 Income — · PAT — 26% evidence | 4.4/25 ROA -1.2% · ROE -9.5% · GNPA — 68% evidence | 9.8/20 P/BV 0.74× · P/BV÷ROE — 10% evidence | 9.3/20 RS sector 0.7% · RS bench -17.4% · 1Y -2.8%0 of 12 weeks ahead 70% evidence |
| Exact sum: 12.9 + 4.4 + 9.8 + 9.3 = 36.4 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
Missing observations are not scored as bad. Their missing weight lowers confidence and pulls the final score toward neutral. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step curve the sector itself is placed on — basing, turning, breaking out, leader, fading, asleep — read from how many weeks running it has led S&P 500 and whether that lead is widening or shrinking. It describes where the PRICE stands, not the earnings trajectory and not a recommendation, and it is left blank for a company whose weekly history is too short or too stale to read.
Frequently asked questions
What is Starwood Property Trust, Inc.'s stock price today?
Starwood Property Trust, Inc. trades at $16.3, −16.1% over the past year. The company is valued at $6.0 B. The stock sits at 6% of its 52-week range of $16–$21, −8.1% versus its 200-day average. On the tape, the price is in a downtrend, 35 weeks in. — as of 5 August 2026.
What were Starwood Property Trust, Inc.'s latest quarterly results?
Starwood Property Trust, Inc. reported revenue of $0.2 B and net profit of $0.1 B for the Mar 26 quarter. Revenue fell 12.5% and profit fell 50.0% year on year. Earnings per share were $0.13. — as of 5 August 2026.
What is Starwood Property Trust, Inc.'s revenue?
Starwood Property Trust, Inc. reported revenue of $0.2 B in the Mar 26 quarter, −12.5% year on year. For the full FY25 fiscal year, revenue was $0.9 B (+9.4%). Over the last 4 years revenue compounded at −3.0% a year. — as of 5 August 2026.
What is Starwood Property Trust, Inc.'s profit?
Starwood Property Trust, Inc. earned $0.1 B of net profit in the Mar 26 quarter, −50.0% year on year. Full-year FY25 profit was $0.4 B. — as of 5 August 2026.
What is Starwood Property Trust, Inc.'s market cap?
Starwood Property Trust, Inc.'s market capitalisation is $6.0 B at a stock price of $16.3. Market cap is the share price multiplied by shares outstanding, so it is restated whenever the price moves. — as of 5 August 2026.
What is Starwood Property Trust, Inc.'s P/E ratio?
Starwood Property Trust, Inc. trades at a P/E of 17.1×, at the 58th percentile of its own 4-year range, against a long-run median of 16.0×. This is a comparison with the stock's own history, not a value call — as of 5 August 2026.
Does Starwood Property Trust, Inc. pay a dividend?
Yes — Starwood Property Trust, Inc. declared $0.48 per share for Mar 26, and $1.92 per share across the last four reported quarters. — as of 5 August 2026.
What is Starwood Property Trust, Inc.'s dividend per share?
Starwood Property Trust, Inc.'s most recently declared dividend is $0.48 per share for Mar 26, giving $1.92 per share over the trailing twelve months. Each figure is the amount declared for that quarter as reported, added across four quarters for the trailing total. — as of 5 August 2026.
What is Starwood Property Trust, Inc.'s dividend yield?
Starwood Property Trust, Inc.'s trailing dividend yield is 11.81%: $1.92 declared per share across the last four reported quarters, against a share price of $16.3. Each quarter’s figure is the amount declared for that quarter as reported, added across four quarters and divided by the latest close. — as of 5 August 2026.
Is Starwood Property Trust, Inc. overvalued?
On its own history, Starwood Property Trust, Inc. looks mid-range against its own history: its P/E of 17.1× sits at the 58th percentile of its 4-year range (long-run median 16.0×). That is a percentile read against the stock's own past, not a price opinion or a direction call. — as of 5 August 2026.
Is Starwood Property Trust, Inc. growing?
Not right now — Starwood Property Trust, Inc.'s latest numbers are shrinking: latest-quarter revenue −12.5% year on year, profit −50.0%. The 4-year compound rates are −3.0% (revenue) and −2.7% (profit). The earnings engine currently reads: deteriorating — as of 5 August 2026.
How is Starwood Property Trust, Inc. performing?
Starwood Property Trust, Inc. is in a downtrend, 35 weeks in. Its latest quarter's revenue fell 12.5% and profit fell 50.0% year on year. Against the S&P 500 it has been behind on a trailing-13-week view for 19 weeks. This describes what the data did, not a rating. — as of 5 August 2026.
What stage is Starwood Property Trust, Inc. in?
Mixed — no clean majority across the growth curves, ROE holding at 5.9% — the per-curve reads carry the story. The read comes from the last 12 quarters of growth (revenue growth +11.1% latest, profit growth +11.8% latest, eps growth +1.1% latest) plus the ROE curve, classified by deterministic rules — a trajectory read, not a buy or sell call — as of 5 August 2026.
Is Starwood Property Trust, Inc. in an uptrend?
No — the price is in a downtrend (week 35 of stage 4), trading −8.1% versus its 200-day average and at 6% of its 52-week range. Price stages cycle base → advance → top → decline, and the stage names where this stock sits in that cycle — as of 5 August 2026.
Is Starwood Property Trust, Inc. beating the market?
Not lately — on a trailing-13-week view Starwood Property Trust, Inc. is currently behind the S&P 500 (19 weeks and counting; last ahead the week of 2026-03-27), the same metric the week-by-week ribbon on this page draws. Separately, on the cumulative view: over the last 10.1 years the stock moved −22% against the S&P 500's +263% — behind the index over the full window. — as of 5 August 2026.
Will Starwood Property Trust, Inc.'s stock price go up?
This page publishes no price forecast for Starwood Property Trust, Inc. What it measures instead: the stock price is $16.3, the price is in a downtrend 35 weeks in. Its P/E of 17.1× sits at the 58th percentile of its own 4-year range. — as of 5 August 2026.
Is the market betting against Starwood Property Trust, Inc.?
Somewhat — short interest is 5.6% of Starwood Property Trust, Inc.'s tradable float, about 5.0 days to cover at typical volumes. A moderate reading: some money is positioned against it. With no quarter-by-quarter holder register here, short interest is the cleanest crowd read we hold — as of 5 August 2026.
Does Starwood Property Trust, Inc. have too much debt?
It carries real leverage — Starwood Property Trust, Inc.'s debt-to-equity is 3.16. A year-by-year borrowings ladder is not in our numbers for this stock, so the latest reading is the cleanest hold. Read the returns on this page with that leverage in mind — as of 5 August 2026.
What is Starwood Property Trust, Inc.'s capex?
Starwood Property Trust, Inc. spent $0.0 B on capital expenditure over the last 3 fiscal years, a figure derived from the change in fixed assets plus depreciation. In FY25 alone that was $0.3 B. — as of 5 August 2026.
What is Starwood Property Trust, Inc.'s cash flow?
Starwood Property Trust, Inc. generated $1.0 B of operating cash flow in FY25 and $0.7 B of free cash flow after $0.3 B of capital spending. Reported profit that year was $0.4 B, so operating cash ran ahead of profit. — as of 5 August 2026.
Is Starwood Property Trust, Inc.'s profit real cash?
Yes — over the last 3 fiscal years, 174% of Starwood Property Trust, Inc.'s reported profit arrived as operating cash. In FY25, operating cash was $1.0 B against reported profit of $0.4 B. The cash then goes mostly into building capacity. Cash-flow resolution is annual — as of 5 August 2026.
What could break the Starwood Property Trust, Inc. story?
Biggest watch item: the price is not yet in a confirmed uptrend — timing risk, not thesis risk. Mechanically, two Friday closes in a row below the 200-day average would end the price trend — that is the exit rule this page tracks — as of 5 August 2026.
Is Starwood Property Trust, Inc. a stock worth studying right now?
This is not investment advice. The machine read: Starwood Property Trust, Inc.'s three tracks disagree. Price, valuation and the earnings engine each tell a different story — the next quarter or two settles it. The sharpest open question: the next one or two quarters of delivery. Every number on this page is drawn deterministically from the raw series, with no forecasts and no price opinions — as of 5 August 2026.