PennyMac Mortgage Investment Trust
PMTPennyMac Mortgage Investment Trust's three tracks disagree. Price, valuation and the earnings engine each tell a different story — the next quarter or two settles it.
The sharpest disagreement: profits are rising, but only −7,886% of the last 2 years' profit arrived as operating cash — the gap between the P&L and the bank account is the thing to watch.
The price is between stages. Underneath, the last four quarters read improving — profit +100.0% year on year, and −7,886% of the last 2 years' profit arrived as cash. What settles it: whether the cash starts following the profit.
Price story Before the numbers, the tape. A stock price moves through four repeating seasons: a flat base (stage 1), an advance (2), a top (3), a decline (4). Where the price sits in that cycle frames everything below.
PennyMac Mortgage Investment Trust trades at $9.5, between stages. That is −18.5% against its own 200-day average. It sits at 2% of a 52-week range of $9 to $14. On relative strength it is currently behind the S&P 500 on a trailing-13-week view (14 weeks and counting).
Today the stock is between stages. At $9.5 it trades −18.5% versus its 200-day average and sits at 2% of its 52-week range ($9–$14).
Against the market, two honest reads. Cumulative: over the last 1.1 years the stock moved −24% while the S&P 500 moved +24% — behind the index over the full window. Recent form: on a trailing-13-week view the stock is currently behind (14 weeks and counting; last ahead the week of 2026-05-01) — the ribbon below is that same metric, week by week.
What would end the trend, mechanically: two Friday closes in a row below the 200-day line. That is the exit rule — no debates.
Valuation P/E is the price of $1 of annual profit: how many dollars the market pays for each dollar the company earns in a year.
PennyMac Mortgage Investment Trust trades at 6.7× P/E, against too little history to rank. This places the multiple against the stock’s own record, and says nothing about what the business is worth.
Today's P/E of 6.7× is against too little history to rank. This is a comparison against the stock's own history — not a claim about what it is worth.
Why the multiple sits where it does: over the past year annual EPS moved −27.7% against a −19.2% price move — the price outran earnings, pushing the multiple UP its own range.
Put together: the multiple is unremarkable against its own past, so the story rests on the earnings line underneath it, not the multiple.
Stage: Turning around Every business sits somewhere on a fundamental arc, and this page names the spot before anything else. The last twelve quarters of revenue, profit and EPS growth — plus the return the business earns on its capital — are read as curves: Deteriorating (the curves are falling), Turning around (a trough has just formed and the last few quarters lift off it), Improving (the climb off the trough is sustained), Consistent (steadily positive with healthy returns), Topping out (still high but decelerating from the peak). When the curves genuinely disagree the read is Mixed; too little history is No read. CAGR (compound annual growth rate) is the smooth yearly pace that turns the starting value into the latest one — the fairest way to compare growth across different time spans. Read the columns together: if the 1-year number towers over the 10-year, recent growth is running hotter than the long-run trend. A dash means that window is not held, or the base year was a loss (where a growth rate is not meaningful).
PennyMac Mortgage Investment Trust reads as turning around on its fundamental arc. Turning around — profit growth swung from −35.7% at the trough to +110.0%, a 5-quarter improving streak, ROE slipping at -7.9%. The read is built from 12 quarters across 4 curves, on partial evidence.
Why it matters: growth inflections are where re-ratings start — the curves say a turn is forming, so the question becomes whether the next quarters confirm it.
Return readings here are annual, not quarterly — read as level and direction only; they can confirm the growth curves but never drive the stage on their own.
A partial read: at least one curve is short, or the returns curve is not the computed quarterly series — hold the stage word a little more loosely.
| 1yr | 3yr | 5yr | 10yr | |
|---|---|---|---|---|
| Revenue | −83.3% | −53.6% | — | — |
| EPS | −27.7% | — | — | — |
| Stock price | −19.2% | — | — | — |
4-Factor Sector Score
40.4/100 — rank 25 of 29 in REIT - Mortgage · 28% evidence confidence · provisional, ranked below fully-evidenced peers
PennyMac Mortgage Investment Trust scores 40.4 out of 100 against the 29 companies it is compared with in REIT - Mortgage, ranking 25. Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral.
The four contributions add to the total exactly: 16.3 + 9.4 + 9.8 + 4.9 = 40.4. This is the SAME number shown on the sector comparison — it is computed once, for the whole peer set, and read here.
What would change it: The read weakens if ROA rolls over or gross NPA rises while sector-relative strength deteriorates.
Revenue Revenue is the top line: everything the company billed its customers in the period.
PennyMac Mortgage Investment Trust reported $0.2 B of revenue in the Mar 26 quarter, +76.9% year on year. Over 4 years it has compounded at −48.3% a year. The last full year, FY25, came in at $0.0 B. The last four reported quarters add to $0.4 B.
FY25 revenue came in at $0.0 B (−83.3% on the year), capping 4 years at −48.3% compound. The latest quarter (Mar 26) printed $0.2 B, +76.9% year on year.
Pace check: the last four quarters averaged +34.0% growth against the decade's −48.3% — the current year is running faster than its own long-run rate.
Acceleration check: trailing-twelve-month revenue grew +42.9% over the last 4 quarters against +11.8%/yr over the last 8 — accelerating; TTM profit +110.0% vs +44.9%/yr — accelerating.
Operating margin Operating margin is what is left of every $100 of sales after running the business, before interest and tax. It is the cleanest read on pricing power and cost control.
A clean operating margin is not in our numbers for PennyMac Mortgage Investment Trust — its accounts do not report the operating-profit line this section reads, which is common for lenders and holding companies. The sections above and below carry the readings this company's filings do support.
This company's accounts do not report the operating-profit line this section reads — common for lenders and holding companies classified outside the financial bucket. The revenue and net-profit sections are the cleaner reads for PennyMac Mortgage Investment Trust.
Why: the numbers show the operating margin move clearly, but the cost lines behind it sit below what we hold — so we state the move without inventing its driver.
Net profit Net profit is what survives every cost, interest and tax — the number EPS, dividends and book value all grow from.
PennyMac Mortgage Investment Trust earned $0.2 B of net profit in the Mar 26 quarter, +100.0% year on year. The full FY25 year was a loss of $0.1 B. That is 78.3% of the quarter's revenue. The same quarter a year earlier earned $0.1 B. 3 of the last 12 reported quarters were loss-making.
Mar 26 profit was $0.2 B, +100.0% year on year. On the full year, FY25 printed $−0.1 B (−1,600.0%).
Pace comparison, last four quarters: profit +27.8% vs revenue +34.0%. Profit is growing slower than sales — costs are eating the growth before it reaches the bottom line.
Cash flow — the router The P&L says what was earned; the cash-flow statement says what actually arrived. Operating cash flow (CFO) against profit is the cleanest lie detector in the accounts.
Over the last 2 fiscal years −7,886% of PennyMac Mortgage Investment Trust's reported profit arrived as operating cash — a gap worth watching. In FY25 that was $−7.2 B of operating cash against $−0.1 B of profit. After null of capital spending, $−7.2 B was left as free cash.
FY25: operating cash of $−7.2 B against reported profit of $−0.1 B, leaving free cash of $−7.2 B after null of capital spending. Across the last 2 fiscal years the conversion rate is −7,886% of profit.
Cash-flow readings here are annual — that is the resolution our series carries, so this section moves once a year.
🚨 Why: conversion is measured cleanly, but the working-capital day-counts behind it sit below what we hold — the move is shown without inventing its driver.
Router verdict: no single sink dominates — the next section checks both the working-capital cycle and the capital spending.
Where the cash goes Working capital is the cash tied up between paying suppliers and getting paid: debtor days (customers owe), inventory days (stock waits), and the cash conversion cycle (the whole loop, in days of sales).
PennyMac Mortgage Investment Trust does not report the debtor, inventory and payable day-counts a cash cycle is built from, so this section reads the investment side instead. Nothing is estimated in place of the missing day-counts, so no cash-cycle chart is drawn.
Working-capital day-counts are not in our numbers for this stock, so this section reads the investment side — where the cash is being put to work.
The synthesis: neither the cycle nor the build-out is hoarding the cash — the machine is reasonably clean.
Return on equity Return on equity (ROE) is the profit the business earns on its shareholders’ money. With the full capital-employed split not in our numbers, ROE is the cleanest long ladder we can draw here.
PennyMac Mortgage Investment Trust earns a ROE of −8% in FY25. Return on invested capital clears the cost of that capital by +0.1 percentage points, so growth here adds value rather than only size. The wiring behind it is −500.0% net margin on 0.00× asset turns.
FY25 ROE is −8%.
Why the return is what it is — the wiring (FY25): −500.0% net margin × 0.00× asset turns × 11.30× balance-sheet leverage ≈ 0.0% on equity. Margin does its share; leverage is a meaningful part of the equation.
The capstone test — ROIC − WACC: 0.5% − 0.4% = a +0.1 pp spread. The 0.4% is an estimate of this company's own cost of capital — read the sign and the size of the spread, not the decimals. Positive but thin — value creation with little room for error.
Dividend A dividend is cash paid out per share. Dividend per share is the declared amount for the period; the trailing twelve-month total is the four most recent quarters added together.
PennyMac Mortgage Investment Trust paid $1.60 per share over the last four reported quarters, down 14.9% on a year ago. The most recent declaration was $0.40 for Mar 26. Against the current price of $9.5 that is a trailing yield of 16.79%, measured on dividends already paid rather than on a forecast.
PennyMac Mortgage Investment Trust paid $1.60 per share across the last four reported quarters, most recently $0.40 for Mar 26. That is down 14.9% against the same quarter a year earlier. Against the current price of $9.5 the trailing twelve months work out to 16.79% — trailing dividends measured against today's price, not a forward estimate.
Debt Debt-to-equity says how much of the business is funded by borrowings. Low is the safe corner; the trend matters as much as the level.
PennyMac Mortgage Investment Trust carries total debt of $3.2 B against shareholder equity of $1.9 B as of Jun 26, a debt-to-equity of 1.71. On the annual view that ratio went from 1.25 in FY21 to 1.74 in FY25. Read the returns elsewhere on this page with that leverage in mind.
Jun 26: total debt of $3.2 B against shareholder equity of $1.9 B — a debt-to-equity of 1.71. On the annual view, debt-to-equity went from 1.25 (FY21) to 1.74 (FY25). Read the returns on this page with that leverage in mind.
Ownership There is no quarter-by-quarter holder register to read here, so we read the crowd through short interest — the slice of tradable shares currently sold short, positioned for a fall.
10.6% of PennyMac Mortgage Investment Trust's tradable float is currently sold short — a large bloc is positioned against it. At typical trading volumes those positions would take about 4.0 days to buy back. There is no quarter-by-quarter holder register to read for this filer, so the crowd is read through short interest instead.
The latest reading: 10.6% of the float is sold short, and at typical trading volumes it would take about 4.0 days to buy those positions back. A large bloc is positioned against it. This is a single point-in-time reading — we do not yet hold its history, so we show no trend chart.
Why it sits there: who is doing the shorting, and why, does not travel with the number — the level is shown without inventing its story.
Safety line The Z-score estimates how far a company sits from balance-sheet distress — above roughly 3 is safe, below roughly 1.8 is the danger zone. It was built for manufacturers, so it is not applied to banks and lenders.
PennyMac Mortgage Investment Trust: the Z-score is not available for this stock, so we say so rather than invent one. It is a distance-to-distress estimate from the balance sheet, not a forecast of failure. The debt, cash-flow and return sections above carry the balance-sheet evidence this page does hold, and each of them states its own reporting date.
The safety line in one sentence: the Z-score is not available for this stock, so we say so rather than invent one.
| Company | Score | Price stage | Growth & earnings/35 | Capital efficiency/25 | Valuation/20 | Relative strength/20 |
|---|---|---|---|---|---|---|
| 1NexPoint Real Estate Finance, Inc.NREF | 62.5/100Thin evidence · provisional56% evidence | FADING | 24.1/35 Income 41.8% · PAT 57.9% 55% evidence | 13.1/25 ROA — · ROE 3.1% · GNPA — 34% evidence | 8.6/20 P/BV 0.65× · P/BV÷ROE 0.21 70% evidence | 16.7/20 RS sector 27.5% · RS bench 5% · 1Y 20.6%5 of 12 weeks ahead 70% evidence |
| Exact sum: 24.1 + 13.1 + 8.6 + 16.7 = 62.5 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 2Ellington Financial Inc.EFC | 60.6/100Thin evidence · provisional56% evidence | ASLEEP | 24.8/35 Income 39.9% · PAT 43.1% 55% evidence | 13.9/25 ROA — · ROE 6% · GNPA — 34% evidence | 8.6/20 P/BV 0.77× · P/BV÷ROE 0.13 70% evidence | 13.3/20 RS sector 9.6% · RS bench -10.1% · 1Y 2.5%0 of 12 weeks ahead 70% evidence |
| Exact sum: 24.8 + 13.9 + 8.6 + 13.3 = 60.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 3Starwood Property Trust, Inc.STWD | 45.6/100Mixed-negative evidence62% evidence | BASING | 20.2/35 Income 12.3% · PAT 13.9% 55% evidence | 12.8/25 ROA — · ROE 0.8% · GNPA — 34% evidence | 3.3/20 P/BV 0.96× · P/BV÷ROE 1.2 70% evidence | 9.3/20 RS sector -1.5% · RS bench -19.5% · 1Y -18.2%0 of 12 weeks ahead 100% evidence |
| Exact sum: 20.2 + 12.8 + 3.3 + 9.3 = 45.6 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 4Apollo Commercial Real Estate Finance, Inc.ARI | 43.1/100Thin evidence · provisional56% evidence | ASLEEP | 21.5/35 Income -8.3% · PAT 100% 55% evidence | 12.8/25 ROA — · ROE 1.4% · GNPA — 34% evidence | 5.0/20 P/BV 0.8× · P/BV÷ROE 0.57 70% evidence | 3.8/20 RS sector -26.8% · RS bench -40.1% · 1Y -32.2%0 of 12 weeks ahead 70% evidence |
| Exact sum: 21.5 + 12.8 + 5 + 3.8 = 43.1 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 5Franklin BSP Realty Trust, Inc.FBRT | 42.0/100Thin evidence · provisional54% evidence | ASLEEP | 20.4/35 Income — · PAT — 26% evidence | 11.0/25 ROA -0.6% · ROE 1.1% · GNPA — 68% evidence | 6.0/20 P/BV 0.55× · P/BV÷ROE 0.5 70% evidence | 4.6/20 RS sector -12.2% · RS bench -28.5% · 1Y -29.2%0 of 12 weeks ahead 70% evidence |
| Exact sum: 20.4 + 11 + 6 + 4.6 = 42 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 6Ready Capital CorporationRC | 39.2/100Thin evidence · provisional56% evidence | ASLEEP | 12.5/35 Income -25.8% · PAT -38.6% 55% evidence | 14.2/25 ROA — · ROE 5.9% · GNPA — 34% evidence | 8.6/20 P/BV 0.2× · P/BV÷ROE 0.03 70% evidence | 3.9/20 RS sector -25.8% · RS bench -40.5% · 1Y -60.9%0 of 12 weeks ahead 70% evidence |
| Exact sum: 12.5 + 14.2 + 8.6 + 3.9 = 39.2 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 7Chicago Atlantic Real Estate Finance, Inc.REFI | 39.1/100Thin evidence · provisional56% evidence | ASLEEP | 13.8/35 Income -12.5% · PAT -18.4% 55% evidence | 13.6/25 ROA — · ROE 1.6% · GNPA — 34% evidence | 6.4/20 P/BV 0.79× · P/BV÷ROE 0.49 70% evidence | 5.3/20 RS sector -10.2% · RS bench -26.7% · 1Y -27.1%0 of 12 weeks ahead 70% evidence |
| Exact sum: 13.8 + 13.6 + 6.4 + 5.3 = 39.1 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 8Annaly Capital Management, Inc.NLY | 56.9/100Thin evidence · provisional46% evidence | BASING | 19.1/35 Income — · PAT — 10% evidence | 13.1/25 ROA — · ROE 5.4% · GNPA — 34% evidence | 8.0/20 P/BV 0.97× · P/BV÷ROE 0.18 70% evidence | 16.7/20 RS sector 12.1% · RS bench -7.9% · 1Y 10.4%0 of 12 weeks ahead 100% evidence |
| Exact sum: 19.1 + 13.1 + 8 + 16.7 = 56.9 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 9Adamas Trust, Inc.ADAM | 56.7/100Thin evidence · provisional40% evidence | FADING | 18.8/35 Income — · PAT — 10% evidence | 12.3/25 ROA — · ROE 3.7% · GNPA — 34% evidence | 8.6/20 P/BV 0.57× · P/BV÷ROE 0.15 70% evidence | 17.0/20 RS sector 30.5% · RS bench 7.9% · 1Y 43.2%7 of 12 weeks ahead 70% evidence |
| Exact sum: 18.8 + 12.3 + 8.6 + 17 = 56.7 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 10Dynex Capital, Inc.DX | 50.7/100Thin evidence · provisional41% evidence | BASING | 19.7/35 Income 100% · PAT 100% 29% evidence | 9.6/25 ROA — · ROE -3.9% · GNPA — 34% evidence | 9.1/20 P/BV 0.97× · P/BV÷ROE — 10% evidence | 12.3/20 RS sector 5% · RS bench -13.8% · 1Y 2.7%0 of 12 weeks ahead 100% evidence |
| Exact sum: 19.7 + 9.6 + 9.1 + 12.3 = 50.7 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 11Two Harbors Investment Corp.TWO | 50.3/100Thin evidence · provisional28% evidence | ASLEEP | 16.0/35 Income — · PAT — 10% evidence | 9.3/25 ROA — · ROE -3.4% · GNPA — 34% evidence | 9.8/20 P/BV 0.75× · P/BV÷ROE — 10% evidence | 15.2/20 RS sector 19.1% · RS bench -1.6% · 1Y 22.5%5 of 12 weeks ahead 70% evidence |
| Exact sum: 16 + 9.3 + 9.8 + 15.2 = 50.3 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 12Rithm Capital Corp.RITM | 49.6/100Thin evidence · provisional46% evidence | BASING | 16.5/35 Income — · PAT — 10% evidence | 12.5/25 ROA — · ROE 0.8% · GNPA — 34% evidence | 4.7/20 P/BV 0.62× · P/BV÷ROE 0.77 70% evidence | 15.9/20 RS sector 6.9% · RS bench -12.9% · 1Y -16.5%0 of 12 weeks ahead 100% evidence |
| Exact sum: 16.5 + 12.5 + 4.7 + 15.9 = 49.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 13Ares Commercial Real Estate CorporationACRE | 47.6/100Thin evidence · provisional49% evidence | BASING | 15.1/35 Income -20.9% · PAT — 45% evidence | 11.3/25 ROA 0.1% · ROE -1.9% · GNPA — 68% evidence | 9.8/20 P/BV 0.54× · P/BV÷ROE — 10% evidence | 11.4/20 RS sector 4% · RS bench -14.7% · 1Y 6.9%0 of 12 weeks ahead 70% evidence |
| Exact sum: 15.1 + 11.3 + 9.8 + 11.4 = 47.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 14MFA Financial, Inc.MFA | 47.2/100Thin evidence · provisional44% evidence | BASING | 15.3/35 Income -3% · PAT -2.2% 55% evidence | 11.4/25 ROA — · ROE -0.1% · GNPA — 34% evidence | 9.8/20 P/BV 0.55× · P/BV÷ROE — 10% evidence | 10.7/20 RS sector 3% · RS bench -15.5% · 1Y -2.4%0 of 12 weeks ahead 70% evidence |
| Exact sum: 15.3 + 11.4 + 9.8 + 10.7 = 47.2 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 15AGNC Investment Corp.AGNC | 46.8/100Thin evidence · provisional50% evidence | ASLEEP | 14.9/35 Income — · PAT — 30% evidence | 8.4/25 ROA -0.5% · ROE -4.8% · GNPA — 68% evidence | 9.0/20 P/BV 1× · P/BV÷ROE — 10% evidence | 14.5/20 RS sector 10.1% · RS bench -9.5% · 1Y 12.6%0 of 12 weeks ahead 100% evidence |
| Exact sum: 14.9 + 8.4 + 9 + 14.5 = 46.8 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 16TPG RE Finance Trust, Inc.TRTX | 45.6/100Thin evidence · provisional40% evidence | ASLEEP | 17.6/35 Income — · PAT — 10% evidence | 12.7/25 ROA — · ROE 1.2% · GNPA — 34% evidence | 5.5/20 P/BV 0.62× · P/BV÷ROE 0.51 70% evidence | 9.8/20 RS sector 1.1% · RS bench -17.2% · 1Y -10%0 of 12 weeks ahead 70% evidence |
| Exact sum: 17.6 + 12.7 + 5.5 + 9.8 = 45.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 17Redwood Trust, Inc.RWT | 45.6/100Thin evidence · provisional28% evidence | BASING | 19.2/35 Income — · PAT — 10% evidence | 11.0/25 ROA — · ROE -0.1% · GNPA — 34% evidence | 9.8/20 P/BV 0.73× · P/BV÷ROE — 10% evidence | 5.6/20 RS sector -7.7% · RS bench -24.6% · 1Y -18.3%0 of 12 weeks ahead 70% evidence |
| Exact sum: 19.2 + 11 + 9.8 + 5.6 = 45.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 18Ladder Capital CorpLADR | 43.5/100Thin evidence · provisional40% evidence | BASING | 17.9/35 Income — · PAT — 10% evidence | 13.0/25 ROA — · ROE 1% · GNPA — 34% evidence | 3.8/20 P/BV 0.88× · P/BV÷ROE 0.88 70% evidence | 8.8/20 RS sector -0.1% · RS bench -18.3% · 1Y -13.2%0 of 12 weeks ahead 70% evidence |
| Exact sum: 17.9 + 13 + 3.8 + 8.8 = 43.5 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 19BrightSpire Capital, Inc.BRSP | 43.4/100Thin evidence · provisional48% evidence | ASLEEP | 19.6/35 Income — · PAT — 26% evidence | 10.2/25 ROA -0.4% · ROE -2.2% · GNPA — 68% evidence | 9.6/20 P/BV 0.8× · P/BV÷ROE — 10% evidence | 4.0/20 RS sector -3.3% · RS bench -20.7% · 1Y -6.6%0 of 12 weeks ahead 100% evidence |
| Exact sum: 19.6 + 10.2 + 9.6 + 4 = 43.4 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 20TPG Mortgage Investment Trust, Inc.MITT | 42.8/100Thin evidence · provisional44% evidence | ASLEEP | 13.3/35 Income -6.1% · PAT -23.4% 55% evidence | 11.4/25 ROA — · ROE -0.6% · GNPA — 34% evidence | 9.8/20 P/BV 0.43× · P/BV÷ROE — 10% evidence | 8.3/20 RS sector -0.6% · RS bench -18.5% · 1Y -3.5%0 of 12 weeks ahead 70% evidence |
| Exact sum: 13.3 + 11.4 + 9.8 + 8.3 = 42.8 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 21Angel Oak Mortgage REIT, Inc.AOMR | 42.6/100Thin evidence · provisional44% evidence | BASING | 9.3/35 Income -36.8% · PAT -56.8% 55% evidence | 9.8/25 ROA — · ROE -2.9% · GNPA — 34% evidence | 9.6/20 P/BV 0.8× · P/BV÷ROE — 10% evidence | 13.9/20 RS sector 11.9% · RS bench -8.3% · 1Y -0.1%0 of 12 weeks ahead 70% evidence |
| Exact sum: 9.3 + 9.8 + 9.6 + 13.9 = 42.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 22Chimera Investment CorporationCIM | 42.5/100Thin evidence · provisional44% evidence | BASING | 9.5/35 Income -35.7% · PAT -98.9% 55% evidence | 11.0/25 ROA — · ROE -0.8% · GNPA — 34% evidence | 9.8/20 P/BV 0.43× · P/BV÷ROE — 10% evidence | 12.2/20 RS sector 5% · RS bench -13.8% · 1Y -5.7%0 of 12 weeks ahead 70% evidence |
| Exact sum: 9.5 + 11 + 9.8 + 12.2 = 42.5 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 23Arbor Realty Trust, Inc.ABR | 42.0/100Thin evidence · provisional28% evidence | BASING | 17.0/35 Income — · PAT — 10% evidence | 11.9/25 ROA — · ROE -1% · GNPA — 34% evidence | 9.8/20 P/BV 0.37× · P/BV÷ROE — 10% evidence | 3.3/20 RS sector -29.9% · RS bench -43.6% · 1Y -55.8%0 of 12 weeks ahead 70% evidence |
| Exact sum: 17 + 11.9 + 9.8 + 3.3 = 42 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 24ARMOUR Residential REIT, Inc.ARR | 40.6/100Thin evidence · provisional48% evidence | BASING | 14.0/35 Income — · PAT — 26% evidence | 5.1/25 ROA -1% · ROE -9.5% · GNPA — 68% evidence | 9.5/20 P/BV 0.84× · P/BV÷ROE — 10% evidence | 12.0/20 RS sector 6.6% · RS bench -12.4% · 1Y 5.2%0 of 12 weeks ahead 100% evidence |
| Exact sum: 14 + 5.1 + 9.5 + 12 = 40.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 25PennyMac Mortgage Investment Trustthis pagePMT | 40.4/100Thin evidence · provisional28% evidence | BASING | 16.3/35 Income — · PAT — 10% evidence | 9.4/25 ROA — · ROE -4.7% · GNPA — 34% evidence | 9.8/20 P/BV 0.53× · P/BV÷ROE — 10% evidence | 4.9/20 RS sector -11.2% · RS bench -27.6% · 1Y -20.4%0 of 12 weeks ahead 70% evidence |
| Exact sum: 16.3 + 9.4 + 9.8 + 4.9 = 40.4 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 26Blackstone Mortgage Trust, Inc.BXMT | 37.7/100Thin evidence · provisional34% evidence | ASLEEP | 16.8/35 Income — · PAT — 10% evidence | 10.2/25 ROA — · ROE -2.4% · GNPA — 34% evidence | 9.4/20 P/BV 0.88× · P/BV÷ROE — 10% evidence | 1.3/20 RS sector -15.6% · RS bench -31% · 1Y -23.6%0 of 12 weeks ahead 100% evidence |
| Exact sum: 16.8 + 10.2 + 9.4 + 1.3 = 37.7 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 27Claros Mortgage Trust, Inc.CMTG | 37.1/100Thin evidence · provisional35% evidence | ASLEEP | 15.0/35 Income -677.5% · PAT — 29% evidence | 9.3/25 ROA — · ROE -3.2% · GNPA — 34% evidence | 9.8/20 P/BV 0.22× · P/BV÷ROE — 10% evidence | 3.0/20 RS sector -32.4% · RS bench -45.2% · 1Y -48.4%1 of 12 weeks ahead 70% evidence |
| Exact sum: 15 + 9.3 + 9.8 + 3 = 37.1 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 28Orchid Island Capital, Inc.ORC | 36.7/100Thin evidence · provisional42% evidence | BASING | 14.1/35 Income — · PAT — 26% evidence | 6.4/25 ROA -0.7% · ROE -5.8% · GNPA — 68% evidence | 9.1/20 P/BV 0.97× · P/BV÷ROE — 10% evidence | 7.1/20 RS sector -2.3% · RS bench -20% · 1Y -10.6%0 of 12 weeks ahead 70% evidence |
| Exact sum: 14.1 + 6.4 + 9.1 + 7.1 = 36.7 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 29Invesco Mortgage Capital Inc.IVR | 36.4/100Thin evidence · provisional42% evidence | BASING | 12.9/35 Income — · PAT — 26% evidence | 4.4/25 ROA -1.2% · ROE -9.5% · GNPA — 68% evidence | 9.8/20 P/BV 0.74× · P/BV÷ROE — 10% evidence | 9.3/20 RS sector 0.7% · RS bench -17.4% · 1Y -2.8%0 of 12 weeks ahead 70% evidence |
| Exact sum: 12.9 + 4.4 + 9.8 + 9.3 = 36.4 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
Missing observations are not scored as bad. Their missing weight lowers confidence and pulls the final score toward neutral. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step curve the sector itself is placed on — basing, turning, breaking out, leader, fading, asleep — read from how many weeks running it has led S&P 500 and whether that lead is widening or shrinking. It describes where the PRICE stands, not the earnings trajectory and not a recommendation, and it is left blank for a company whose weekly history is too short or too stale to read.
Frequently asked questions
What is PennyMac Mortgage Investment Trust's stock price today?
PennyMac Mortgage Investment Trust trades at $9.5, −19.2% over the past year. The company is valued at $1.0 B. The stock sits at 2% of its 52-week range of $9–$14, −18.5% versus its 200-day average. Against the S&P 500 it has been behind on a trailing-13-week view for 14 weeks. — as of 5 August 2026.
What were PennyMac Mortgage Investment Trust's latest quarterly results?
PennyMac Mortgage Investment Trust reported revenue of $0.2 B and net profit of $0.2 B for the Mar 26 quarter. Revenue rose 76.9% and profit rose 100.0% year on year. Earnings per share were $0.16. — as of 5 August 2026.
What is PennyMac Mortgage Investment Trust's revenue?
PennyMac Mortgage Investment Trust reported revenue of $0.2 B in the Mar 26 quarter, +76.9% year on year. For the full FY25 fiscal year, revenue was $0.0 B (−83.3%). Over the last 4 years revenue compounded at −48.3% a year. — as of 5 August 2026.
What is PennyMac Mortgage Investment Trust's profit?
PennyMac Mortgage Investment Trust earned $0.2 B of net profit in the Mar 26 quarter, +100.0% year on year. Full-year FY25 profit was $−0.1 B. — as of 5 August 2026.
What is PennyMac Mortgage Investment Trust's market cap?
PennyMac Mortgage Investment Trust's market capitalisation is $1.0 B at a stock price of $9.5. Market cap is the share price multiplied by shares outstanding, so it is restated whenever the price moves. — as of 5 August 2026.
Does PennyMac Mortgage Investment Trust pay a dividend?
Yes — PennyMac Mortgage Investment Trust declared $0.40 per share for Mar 26, and $1.60 per share across the last four reported quarters. The latest quarter is down 14.9% on the same quarter a year earlier. — as of 5 August 2026.
What is PennyMac Mortgage Investment Trust's dividend per share?
PennyMac Mortgage Investment Trust's most recently declared dividend is $0.40 per share for Mar 26, giving $1.60 per share over the trailing twelve months. Each figure is the amount declared for that quarter as reported, added across four quarters for the trailing total. — as of 5 August 2026.
What is PennyMac Mortgage Investment Trust's dividend yield?
PennyMac Mortgage Investment Trust's trailing dividend yield is 16.79%: $1.60 declared per share across the last four reported quarters, against a share price of $9.5. Each quarter’s figure is the amount declared for that quarter as reported, added across four quarters and divided by the latest close. — as of 5 August 2026.
Is PennyMac Mortgage Investment Trust growing?
Yes — PennyMac Mortgage Investment Trust is growing: latest-quarter revenue +76.9% year on year, profit +100.0%. The earnings engine currently reads: improving — as of 5 August 2026.
How is PennyMac Mortgage Investment Trust performing?
PennyMac Mortgage Investment Trust's latest readings are below. Its latest quarter's revenue rose 76.9% and profit rose 100.0% year on year. Against the S&P 500 it has been behind on a trailing-13-week view for 14 weeks. This describes what the data did, not a rating. — as of 5 August 2026.
What stage is PennyMac Mortgage Investment Trust in?
Turning around — profit growth swung from −35.7% at the trough to +110.0%, a 5-quarter improving streak, ROE slipping at -7.9%. The read comes from the last 12 quarters of growth (revenue growth +42.9% latest, profit growth +110.0% latest, eps growth +23.7% latest) plus the ROE curve, classified by deterministic rules — a trajectory read, not a buy or sell call — as of 5 August 2026.
Is PennyMac Mortgage Investment Trust beating the market?
Not lately — on a trailing-13-week view PennyMac Mortgage Investment Trust is currently behind the S&P 500 (14 weeks and counting; last ahead the week of 2026-05-01), the same metric the week-by-week ribbon on this page draws. Separately, on the cumulative view: over the last 1.1 years the stock moved −24% against the S&P 500's +24% — behind the index over the full window. — as of 5 August 2026.
Will PennyMac Mortgage Investment Trust's stock price go up?
This page publishes no price forecast for PennyMac Mortgage Investment Trust. What it measures instead: the stock price is $9.5. Direction is not something this site claims to know. — as of 5 August 2026.
Is the market betting against PennyMac Mortgage Investment Trust?
Yes — short interest is 10.6% of PennyMac Mortgage Investment Trust's tradable float, about 4.0 days to cover at typical volumes. A crowded short: a large bloc is positioned against it. With no quarter-by-quarter holder register here, short interest is the cleanest crowd read we hold — as of 5 August 2026.
Does PennyMac Mortgage Investment Trust have too much debt?
It carries real leverage — PennyMac Mortgage Investment Trust's debt-to-equity is 12.39. A year-by-year borrowings ladder is not in our numbers for this stock, so the latest reading is the cleanest hold. Read the returns on this page with that leverage in mind — as of 5 August 2026.
What is PennyMac Mortgage Investment Trust's cash flow?
PennyMac Mortgage Investment Trust generated $−7.2 B of operating cash flow in FY25 and $−7.2 B of free cash flow after null of capital spending. Reported profit that year was $−0.1 B, so operating cash ran behind profit. — as of 5 August 2026.
Is PennyMac Mortgage Investment Trust's profit real cash?
Not fully — over the last 2 fiscal years, −7,886% of PennyMac Mortgage Investment Trust's reported profit arrived as operating cash. In FY25, operating cash was $−7.2 B against reported profit of $−0.1 B. The cash then goes into a mix of the working-capital cycle and capacity. Cash-flow resolution is annual — as of 5 August 2026.
What could break the PennyMac Mortgage Investment Trust story?
The sharpest disagreement: profits are rising, but only −7,886% of the last 2 years' profit arrived as operating cash — the gap between the P&L and the bank account is the thing to watch. Mechanically, two Friday closes in a row below the 200-day average would end the price trend — that is the exit rule this page tracks — as of 5 August 2026.
Is PennyMac Mortgage Investment Trust a stock worth studying right now?
This is not investment advice. The machine read: PennyMac Mortgage Investment Trust's three tracks disagree. Price, valuation and the earnings engine each tell a different story — the next quarter or two settles it. The sharpest open question: whether the cash starts following the profit. Every number on this page is drawn deterministically from the raw series, with no forecasts and no price opinions — as of 5 August 2026.