SBI Life share price today

SBI Life Insurance Company Ltd's share price was ₹1,710.20 at the close on 4 November 2026. It has been falling for 25 weeks. That is 5.0% below its average price over the last 200 trading days. Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 5 weeks running.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today SBI Life Insurance Company Ltd is in stage 4. The phase helps read everything below.

In the last 52 weeks it traded between ₹1,640 and ₹2,081, and at that close it sat 16% of the way up from that low.

Over the last 9.1 years the share price moved +145% while the NIFTY 500 moved +149%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 1 October 2026. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

Three changes stood out: promoters cut their stake for 6 quarters in a row, indian funds and insurers (DIIs) raised their stake for 5 quarters in a row and foreign funds (FIIs) cut their stake for 3 quarters in a row.

1. Promoters cut their stake for 6 quarters in a row

   From 55.4% to 55.3% of the company by the September 2026 quarter.

2. Indian funds and insurers (DIIs) raised their stake for 5 quarters in a row

   From 18.2% to 20.1% of the company by the September 2026 quarter.

3. Foreign funds (FIIs) cut their stake for 3 quarters in a row

   From 21.9% to 20.7% of the company by the September 2026 quarter.

For July to September 2026 (the quarter ended 30 September 2026), SBI Life reported total income of ₹24,620 crore, up 6.5% from ₹23,115 crore a year earlier, and a profit of ₹549 crore, up 10.9% from ₹495 crore.

SBI Life results: July to September 2026 against a year earlier

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

SBI Life's management discussed these results on a call held on 27 October 2026; what it said is further down this page.

From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.

SBI Life closed at ₹1,710.20 on 4 November 2026, down 14.4% from ₹1,998.90 a year earlier (7 November 2025) and up 44.7% over five years. Its highest weekly close since October 2017 was ₹2,081.00 on 16 January 2026.

SBI Life share price: then and now

Weekly closing prices. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

478 weekly closes from 6 October 2017 to 4 November 2026.

4 Nov 2026: SBI Life closed at ₹1,710.20, up 3.1% on the week and down 0.7% on the month. 27 Oct 2026: SBI Life held its results call for July to September 2026. Management guided: FY27 individual rated premium growth of 14-15%.

Earlier

• Results for July to September 2026: Total income up 6.5% and profit up 10.9% on a year earlier.
• 6 Mar 2026: ex-date for an interim dividend of ₹2.70 a share.

SBI Life paid ₹2.70 a share in regular dividends in the 12 months to 5 November 2026 (1 payment), a yield of 0.16% at the ₹1,710.20 close on 4 November 2026. The last was an interim dividend of ₹2.70 a share, ex-date 6 March 2026.

SBI Life dividends since 1 April 2021

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date.

Yes. SBI Life Insurance Company Ltd paid out 11% of its profit as dividends in FY26, and it paid a dividend in 12 of its last 13 reported years.

From the NSE corporate-actions record, read 5 November 2026.

On the call for July to September 2026, held on 27 October 2026, SBI Life's management guided: FY27 individual rated premium growth of 14-15%.

“SBI Life's existing structure is broadly aligned with the proposed framework; therefore, we expect limited impact.”Amit Jhingran, on the call for July to September 2026

What management guided

• FY27 VoNB margin of 26-28%.
• FY27 ULIP contribution around 63%.
• Deferred annuity launch in October to December 2026, with margin similar to or higher than company margin.
• Agency channel growth to return to normal over the next couple of months.

Management’s own plans and goals, from our notes of the call. A plan is not a result.

Source: the call transcript.

From the call for July to September 2026, 27 October 2026.

When SBI Life reports October to December 2026, these are the 4 checks that show whether the story is still on course. First: Full-year individual rated-premium close must deliver the implied H2 acceleration.

SBI Life is on 2 of our India lists: Nifty 50 companies and 52 week high & low.

SBI Life Insurance Company Ltd earned ₹549 Cr of net profit in the Sep 2026 quarter, +10.9% on the same quarter a year earlier. That is the 2nd quarter in a row of profit growth. Full-year FY26 profit was ₹2,470 Cr. Over 10 years profit has grown 11.3% a year on average. That is 2.2% of the quarter's revenue.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

The same quarter a year earlier earned ₹495 Cr.

For the full year, FY26 profit was ₹2,470 Cr (+2.4% on the year before).

Why profit moved: revenue changed +6.5% on a year earlier and the margin moved +0.1 percentage points. Sales did the work, and the margin was about flat.

On average over the last four quarters, profit changed +9.2% and revenue +21.9%. Profit is growing slower than sales: rising costs are taking part of the growth.

SBI Life Insurance Company Ltd reported ₹24,620 Cr of income in the Sep 2026 quarter, +6.5% on the same quarter a year earlier. That is the 2nd quarter in a row with growth on the year before. Over 10 years it has grown 19.2% a year on average. The last full year, FY26, came in at ₹1,12,315 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

The last four reported quarters add to ₹1,21,161 Cr.

FY26 revenue was ₹1,12,315 Cr, −3.9% on the year before.

Recent pace: the last four quarters grew +21.9% on average, against 19.2% a year over the longer run, so this year is growing faster than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +16.5%, against −10.2% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +8.2%, against +10.3% a year (stabilising).

SBI Life Insurance Company Ltd's net margin was 2.2% in the Sep 2026 quarter, 0.1 percentage points higher than the same quarter a year ago. Across 13 years it has been between 1.4% and 4.4%. The latest quarter is within that range.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

SBI Life Insurance Company Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

SBI Life Insurance Company Ltd's revenue was ₹1,12,315 Cr in FY26, −3.9% on the year before, so the loan book is not growing. The latest quarter was +6.5% on a year earlier. The net margin on that income is 2.2%, +0.1 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

SBI Life Insurance Company Ltd's P/BV is 8.3×, near the low end of its own history: it has been lower only 6% of the time. Its usual P/BV (the middle reading) is 10.1×, over 8.7 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.