Go Digit General Insurance share price today

Go Digit General Insurance Ltd's share price was ₹257.15 at the close on 4 November 2026. It has been falling for 39 weeks. That is 11.9% below its average price over the last 200 trading days. Over the past 13 weeks it has done better than the NIFTY 500, and it has stayed ahead for 4 weeks in a row.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today Go Digit General Insurance Ltd is in stage 4. The phase helps read everything below.

In the last 52 weeks it traded between ₹239 and ₹360, and at that close it sat 15% of the way up from that low.

Over the last 2.4 years the share price moved −14% while the NIFTY 500 moved +3%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

Three changes stood out: profit fell in the June 2026 quarter, promoters cut their stake for 9 quarters in a row and revenue up on a year earlier for 10 quarters in a row (every quarter we can compare).

1. Profit fell in the June 2026 quarter

   Profit was ₹86 crore, -37.7% on a year earlier (₹138 crore), after 9 quarters of growth.

   Why: Profit fell because claims for damage to cars took a bigger share of premium.

   Next results: check whether claims on car own-damage cover settle down in the September quarter as corrected new-car business earns through.

   From the earnings call on 23 Jul 2026.

2. Promoters cut their stake for 9 quarters in a row

   From 73.6% to 73% of the company by the September 2026 quarter.

3. Revenue up on a year earlier for 10 quarters in a row (every quarter we can compare)

   In the June 2026 quarter revenue was ₹2,427 crore, +8.5% on a year earlier.

   Why: Revenue rose because premium from policies already sold kept being earned even as it wrote less new business.

   Next results: check whether two-wheeler growth keeps adding new business while it drops weak private-car, commercial-vehicle and fire cover.

   From the earnings call on 23 Jul 2026.

For April to June 2026 (the quarter ended 30 June 2026), Go Digit General Insurance reported total income of ₹2,427 crore, up 8.5% from ₹2,236 crore a year earlier, and a profit of ₹86.0 crore, down 37.7% from ₹138 crore.

Go Digit General Insurance results: April to June 2026 against a year earlier

The next results, for July to September 2026, are due by 14 November 2026: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

Go Digit General Insurance's management discussed these results on a call held on 23 July 2026; what it said is further down this page.

From the company's reported quarterly results (quarter ended 30 June 2026). Income and profit in ₹ crore.

Go Digit General Insurance closed at ₹257.15 on 4 November 2026, down 28.6% from ₹360.35 a year earlier (7 November 2025). Its highest weekly close since May 2024 was ₹389.05 on 6 September 2024.

Go Digit General Insurance share price: then and now

Weekly closing prices. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

134 weekly closes from 24 May 2024 to 4 November 2026.

4 Nov 2026: Go Digit General Insurance closed at ₹257.15, down 1.3% on the week and up 0.3% on the month. 23 Jul 2026: Go Digit General Insurance held its results call for April to June 2026. Management guided: Motor OD loss ratio expected to stabilize in July to September 2026 as earned premium from corrected business flows through.

Earlier

• Results for April to June 2026: Total income up 8.5% and profit down 37.7% on a year earlier.

Go Digit General Insurance has paid no dividend on the NSE since its first NSE close in our records (24 May 2024), the start of the period we checked.

No. Go Digit General Insurance Ltd paid out 0% of its profit as dividends in each of its last 6 reported years, so there is no payout history to show. That comes from the filed annual statements, not an estimate.

From the NSE corporate-actions record, read 5 November 2026.

On the call for April to June 2026, held on 23 July 2026, Go Digit General Insurance's management guided: Motor OD loss ratio expected to stabilize in July to September 2026 as earned premium from corrected business flows through.

“In such an environment, instead of keeping a foot in each of two boats, one must keep both feet in one boat, and we decided to put our feet on the profitability boat rather than the growth boat.”Kamesh Goyal, on the call for April to June 2026

What management guided

• If the soft market persists, Digit will continue prioritizing profitability and declining uneconomic business; increased reinsurance capacity is intended to support higher volumes when pricing improves.
• Management believes 90.0-95.0% of vehicles should see a TP premium increase, but gave no quantum or timing.
• Dividend policy to be discussed by the board in January to March 2027 after final RBC norms are known.
• Equity allocation could move from 9.5% toward 13.0-14.0% of AUM if markets decline.0-18.0% is feasible while maintaining 220.0% solvency.

Management’s own plans and goals, from our notes of the call. A plan is not a result.

Source: the call transcript.

From the call for April to June 2026, 23 July 2026.

When Go Digit General Insurance reports July to September 2026, these are the 4 checks that show whether the story is still on course. First: Check whether motor OD loss ratio stabilizes in July to September 2026 as earned premium from corrected new-car business flows through, the explicit test management set for remediation.

Go Digit General Insurance is on one of our India lists: Small & mid cap stocks.

Go Digit General Insurance Ltd earned ₹86.0 Cr of net profit in the Jun 2026 quarter, −37.7% on the same quarter a year earlier. Full-year FY26 profit was ₹544 Cr. That is 3.5% of the quarter's revenue. The same quarter a year earlier earned ₹138 Cr.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

For the full year, FY26 profit was ₹544 Cr (+28.0% on the year before).

Why profit moved: revenue changed +8.5% on a year earlier and the margin moved −2.7 percentage points. Sales did the work while the margin got thinner.

On average over the last four quarters, profit changed +9.9% and revenue +7.5%. Profit and revenue are moving at about the same pace.

Go Digit General Insurance Ltd reported ₹2,427 Cr of income in the Jun 2026 quarter, +8.5% on the same quarter a year earlier. That is the 10th quarter in a row with growth on the year before. Over 5 years it has grown 34.8% a year on average. The last full year, FY26, came in at ₹10,005 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

The last four reported quarters add to ₹10,196 Cr.

FY26 revenue was ₹10,005 Cr, +6.8% on the year before.

Recent pace: the last four quarters grew +7.5% on average, against 34.8% a year over the longer run, so this year is growing slower than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +7.3%, against +9.2% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +6.5%, against +47.9% a year (rolling over).

Go Digit General Insurance Ltd's net margin was 3.5% in the Jun 2026 quarter, 2.7 percentage points lower than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 6 years it has been between −7.7% and 5.4%. The latest quarter is within that range.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

As noted under valuation: when margins are at a record, every ratio built on profit looks better than usual, so a low multiple can mislead.

Go Digit General Insurance Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

Go Digit General Insurance Ltd's revenue was ₹10,005 Cr in FY26, +6.8% on the year before, so the loan book is growing. The latest quarter was +8.5% on a year earlier. The net margin on that income is 3.5%, −2.7 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

Go Digit General Insurance Ltd's P/BV is 5.1×, near the low end of its own history: it has been lower only 6% of the time. Its usual P/BV (the middle reading) is 6.6×, over 2.1 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.

Why the multiple is low: this lender earns about 12% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve.

Keep one thing in mind: the net margin is the best this company has ever reported. A multiple that looks low against its own past can mislead when profit is at a record. If margins fall back, today's multiple is higher than it looks.

Why the multiple is where it is: over the past year book value grew while the price moved −28.6%. Price and book value moved together, so the multiple stayed in its range.

In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple.

Go Digit General Insurance Ltd's business is giving mixed signals. Growth is slowing from a very fast pace: profit growth has eased from +133.5% at its peak to +6.5%, but the business is still expanding, with ROE steady at 10.5%. This is based on 12 quarters of 4 measures.

Every business is somewhere on a path of getting better or worse, and this section names where. The last 12 quarters of growth in revenue, profit and earnings per share, plus the return the business earns on its capital, are read as lines. Getting worse: the lines are falling. Turning around: a low point has just formed and the last few quarters are rising from it. Getting better: the rise from the low has lasted. Growing steadily: steady growth with healthy returns. Slowing from a peak: still high, but slowing. When the lines disagree the result is mixed; too little history means no reading. CAGR (compound annual growth rate) is the steady yearly rate that would turn the starting value into the latest one. It is the fairest way to compare growth over different periods. If the 1-year figure is much bigger than the 10-year one, recent growth is running faster than the long-run trend. A dash means there is no figure for that period, or the starting year was a loss, where a growth rate means nothing.

Why it matters: when the lines disagree, each line above matters more than any single label.

Compound annual growth rate (%)

Compound annual growth rate over each period, %. Revenue, profit and EPS come from yearly figures; the share price row is price growth over the same periods. A dash means no figure for that period, or the starting year was a loss.

We do not have a clean yearly return-on-equity history for Go Digit General Insurance Ltd. For an insurer in particular, the usual bank ratios do not fit, so this page does not force them or estimate a series. The revenue, margin and ownership sections show what this company does report.

Two numbers usually rate a lender: ROE, what it earns on shareholders’ money, and ROA, what it earns on all its assets.

For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead.

For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here.

Domestic institutions raised their stake in Go Digit General Insurance Ltd by 1.4 percentage points over 8 quarters, the biggest change among its owners. Domestic institutions now own 17.0% of the company. Foreign institutions moved +1.1 points over the same period, to 6.6%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings.

Who owns the company each quarter: promoters (the founders or controlling owners), foreign institutions, domestic institutions such as mutual funds, and the public. When people close to the business steadily raise their stake, that is worth noticing; a quiet list is also an answer.

Over the last two years: Domestic institutions: +1.4 points over 8 quarters, to 17.0%; Foreign institutions: +1.1 points over 8 quarters, to 6.6%; Promoters: −0.3 points over 8 quarters, to 73.0%.

Why the owners changed: domestic institutions drove it (+1.4 points), together with foreign institutions (+1.1 points). They raised their stake step by step.

For Go Digit General Insurance Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead.

The Z-score estimates how far a company is from balance-sheet trouble. Above about 3 is safe; below about 1.8 is the danger zone. It was built for manufacturers, so it is not used for banks and lenders.

50.9 out of 100, rank 3 of 8 in Finance - Insurance, with 78% of the evidence available.

Go Digit General Insurance Ltd scores 50.9 out of 100 against the 8 companies it is compared with in Finance - Insurance, ranking 3. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer.

The four parts add up to the total exactly: 16.8 + 18.1 + 8 + 8 = 50.9. This is the same number shown on the industry page; it is worked out once for the whole group and read here.

What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector.

Go Digit General Insurance ranks 3 of 8 Finance - Insurance companies on the 4-Factor Sector Score, with 50.9 out of 100.

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read.

The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section.

Related companies: Finance - Insurance, all 8 compared on one page.

Go Digit General Insurance is the 5th largest of 8 Finance - Insurance companies on Sector Alpha by market value (scores of 30 October 2026). Just above it: SBI Life Insurance Company, HDFC Life Insurance Company and ICICI Prudential Life Insurance Company. Just below it: Niva Bupa Health Insurance Company, Canara HSBC Life Insurance Company and Religare Enterprises.

Finance - Insurance companies close in size

2. SBI Life Insurance Company Ltd ₹1,66,425 crore
3. HDFC Life Insurance Company Ltd ₹1,14,039 crore
4. ICICI Prudential Life Insurance Company Ltd ₹64,580 crore
5. Go Digit General Insurance Ltd ₹24,109 crore
6. Niva Bupa Health Insurance Company Ltd ₹13,435 crore
7. Canara HSBC Life Insurance Company Ltd ₹11,534 crore
8. Religare Enterprises Ltd ₹7,321 crore

All 8 Finance - Insurance companies, largest first

Companies close in size in other industries

321. Aegis Vopak Terminals Ltd ₹24,481 crore · Miscellaneous
322. Nexus Select Trust ₹24,188 crore · Real Estate Investment Trusts
323. Go Digit General Insurance Ltd ₹24,109 crore
324. Apollo Tyres Ltd ₹24,099 crore · Tyres & Tubes
325. Welspun Living Ltd ₹23,940 crore · Textiles - Home Textile

Sector Alpha, written by code from the published numbers. Data as of 4 November 2026.

Every chart on this page is drawn by code from the published figures, with no forecasts and no price opinions.

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