LIC share price today

Life Insurance Corporation of India's share price was ₹408.00 at the close on 5 November 2026. It has been falling for 7 weeks. That is 0.9% below its average price over the last 200 trading days. Over the past 13 weeks it has done better than the NIFTY 500, and it has stayed ahead for 1 week in a row.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today Life Insurance Corporation of India is in stage 4. The phase helps read everything below.

In the last 52 weeks it traded between ₹367 and ₹462, and at that close it sat 43% of the way up from that low.

Over the last 4.5 years the share price moved −1% while the NIFTY 500 moved +61%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

5 points in one quarter and profit up on a year earlier for 7 quarters in a row.

1. Foreign funds (FIIs) raised their stake for 7 quarters in a row

   From 0.1% to 1.6% of the company by the September 2026 quarter.

2. Promoters cut their stake by 6.5 points in one quarter

   From 96.5% to 90% in the September 2026 quarter.

3. Profit up on a year earlier for 7 quarters in a row

   In the June 2026 quarter profit was ₹13,584 crore, +24% on a year earlier.

   Why: Profit rose because LIC sold more non-par savings and protection policies, which are more profitable.

   Next results: check whether non-par savings and protection policy sales keep growing.

   From the earnings call on 6 Aug 2026.

LIC paid ₹10 a share in regular dividends in the 12 months to 5 November 2026 (1 payment), a yield of 2.45% at the ₹408.00 close on 5 November 2026. The last was a dividend of ₹10 a share, ex-date 25 June 2026.

LIC dividends since 1 April 2021

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date.

Yes. Life Insurance Corporation of India paid out 11% of its profit as dividends in FY26, and it paid a dividend in 7 of its last 8 reported years.

From the NSE corporate-actions record, read 5 November 2026.

For April to June 2026 (the quarter ended 30 June 2026), LIC reported total income of ₹2,39,866 crore, up 6.8% from ₹2,24,671 crore a year earlier, and a profit of ₹13,584 crore, up 24.0% from ₹10,955 crore.

LIC results: April to June 2026 against a year earlier

The next results, for July to September 2026, are due by 14 November 2026: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

LIC's management discussed these results on a call held on 6 August 2026; what it said is further down this page.

From the company's reported quarterly results (quarter ended 30 June 2026). Income and profit in ₹ crore.

LIC closed at ₹408.00 on 5 November 2026, down 11.7% from ₹462.08 a year earlier (7 November 2025) and up 34.2% over three years. Its highest weekly close since May 2022 was ₹592.18 on 26 July 2024.

LIC share price: then and now

Weekly closing prices, adjusted for splits and bonuses so every price is on today’s share count. Each change is the move from that price to the 5 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

239 weekly closes from 20 May 2022 to 5 November 2026.

5 Nov 2026: LIC closed at ₹408.00, up 6.5% on the week and up 3.5% on the month. 6 Aug 2026: LIC held its results call for April to June 2026. Management guided: VNB margin to move above the current level and work toward the mid-20s by FY27-end.

Earlier

• Results for April to June 2026: Total income up 6.8% and profit up 24.0% on a year earlier.
• 25 Jun 2026: ex-date for a dividend of ₹10 a share.
• 29 May 2026: Bonus issue: 1 new share for every 1 held (ex-date).

On the call for April to June 2026, held on 6 August 2026, LIC's management guided: VNB margin to move above the current level and work toward the mid-20s by FY27-end.

“We expect the margin to grow above the current level and settle at around the industry average. - R. Doraiswamy”CEO & MD, on the call for April to June 2026

What management guided

• APE growth expected to increase in later quarters as new-business focus builds; ULIP recovery depends on normalized market conditions.
• Non-par growth and individual protection growth expected to continue over coming quarters.
• Bancassurance expected to deliver better, more robust growth after delayed partner plans and remittance disruption.
• GST-related assumption impact not expected to recur after the current comparison cycle.

Management’s own plans and goals, from our notes of the call. A plan is not a result.

Source: the call transcript.

From the call for April to June 2026, 6 August 2026.

When LIC reports July to September 2026, these are the 4 checks that show whether the story is still on course. First: VNB margin to stay above the current quarter's level as value-accretive mix and efficiency offset any RFR normalization.

LIC is on one of our India lists: Dividend stocks.

Life Insurance Corporation of India earned ₹13,584 Cr of net profit in the Jun 2026 quarter, +24.0% on the same quarter a year earlier. That is the 7th quarter in a row of profit growth. Full-year FY26 profit was ₹57,453 Cr. Over 7 years profit has grown 55.4% a year on average. That is 5.7% of the quarter's revenue.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

The same quarter a year earlier earned ₹10,955 Cr.

For the full year, FY26 profit was ₹57,453 Cr (+18.9% on the year before).

Why profit moved: revenue changed +6.8% on a year earlier and the margin moved +0.8 percentage points. Sales did the work, and the margin was about flat.

On average over the last four quarters, profit changed +23.8% and revenue +10.2%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra rupee of revenue adds more to profit.

Life Insurance Corporation of India reported ₹2,39,866 Cr of income in the Jun 2026 quarter, +6.8% on the same quarter a year earlier. That is the 6th quarter in a row with growth on the year before. Over 7 years it has grown 8.0% a year on average. The last full year, FY26, came in at ₹9,77,772 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

The last four reported quarters add to ₹9,94,088 Cr.

FY26 revenue was ₹9,77,772 Cr, +9.9% on the year before.

Recent pace: the last four quarters grew +10.2% on average, against 8.0% a year over the longer run, so this year is growing faster than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +10.1%, against +7.0% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +23.3%, against +19.8% a year (accelerating).

Life Insurance Corporation of India's net margin was 5.7% in the Jun 2026 quarter, 0.8 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 8 years it has been between 0.4% and 5.9%. The latest quarter is within that range.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

As noted under valuation: when margins are at a record, every ratio built on profit looks better than usual, so a low multiple can mislead.

Life Insurance Corporation of India does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

Life Insurance Corporation of India's revenue was ₹9,77,772 Cr in FY26, +9.9% on the year before, so the loan book is growing. The latest quarter was +6.8% on a year earlier. The net margin on that income is 5.7%, +0.8 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

Life Insurance Corporation of India's P/BV is 2.9×, near the low end of its own history: it has been lower only 6% of the time. Its usual P/BV (the middle reading) is 6.3×, over 4.1 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.

Keep one thing in mind: the net margin is the best this company has ever reported. A multiple that looks low against its own past can mislead when profit is at a record. If margins fall back, today's multiple is higher than it looks.

Why the multiple is where it is: over the past year book value grew while the price moved −11.7%. Price and book value moved together, so the multiple stayed in its range.

Where the price move came from: over 3 years the price moved +10.3% a year; about +42.1% a year came from book-value growth and about −31.8 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple.

In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple.

The PEG ratio and its quarterly curve, which only the second data source has, are not shown on this page: its two data sources disagree by up to 120% on reported income across 15 comparable periods. When two sources disagree on a figure, we leave it out on purpose. The gap is a choice, not missing data.

Life Insurance Corporation of India's business is getting better. EPS growth hit its low 7 quarters ago at −8.6% and has recovered to +23.3%. This is based on 8 quarters of 3 measures, with some gaps.

Every business is somewhere on a path of getting better or worse, and this section names where. The last 12 quarters of growth in revenue, profit and earnings per share, plus the return the business earns on its capital, are read as lines. Getting worse: the lines are falling. Turning around: a low point has just formed and the last few quarters are rising from it. Getting better: the rise from the low has lasted. Growing steadily: steady growth with healthy returns. Slowing from a peak: still high, but slowing. When the lines disagree the result is mixed; too little history means no reading. CAGR (compound annual growth rate) is the steady yearly rate that would turn the starting value into the latest one. It is the fairest way to compare growth over different periods. If the 1-year figure is much bigger than the 10-year one, recent growth is running faster than the long-run trend. A dash means there is no figure for that period, or the starting year was a loss, where a growth rate means nothing.

Why it matters: a lasting rise from a low is what this page is built to show.

This reading has some gaps: at least one line is short, or the return line is not the quarterly series, so treat it with a little more caution.

Compound annual growth rate (%)

Compound annual growth rate over each period, %. Revenue, profit and EPS come from yearly figures; the share price row is price growth over the same periods. A dash means no figure for that period, or the starting year was a loss.

We do not have a clean yearly return-on-equity history for Life Insurance Corporation of India. For an insurer in particular, the usual bank ratios do not fit, so this page does not force them or estimate a series. The revenue, margin and ownership sections show what this company does report.

Two numbers usually rate a lender: ROE, what it earns on shareholders’ money, and ROA, what it earns on all its assets.

The quarterly return-on-equity and return-on-assets curves, which only the second data source has, are not shown on this page: its two data sources disagree by up to 120% on reported income across 15 comparable periods. When two sources disagree on a figure, we leave it out on purpose. The gap is a choice, not missing data.

For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead.

For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here.

Promoters cut their stake in Life Insurance Corporation of India by 6.5 percentage points over 8 quarters, the biggest change among its owners. Promoters now own 90.0% of the company. Domestic institutions moved +5.0 points over the same period, to 6.2%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings.

Who owns the company each quarter: promoters (the founders or controlling owners), foreign institutions, domestic institutions such as mutual funds, and the public. When people close to the business steadily raise their stake, that is worth noticing; a quiet list is also an answer.

Over the last two years: Promoters: −6.5 points over 8 quarters, to 90.0%; Domestic institutions: +5.0 points over 8 quarters, to 6.2%; Foreign institutions: +1.4 points over 8 quarters, to 1.6%.

Why the owners changed: promoters drove it (−6.5 points), with the other side taken by domestic institutions (+5.0 points). They reduced their stake.

For Life Insurance Corporation of India, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead.

The Z-score estimates how far a company is from balance-sheet trouble. Above about 3 is safe; below about 1.8 is the danger zone. It was built for manufacturers, so it is not used for banks and lenders.

72.6 out of 100, rank 1 of 8 in Finance - Insurance, with 73% of the evidence available.

Life Insurance Corporation of India scores 72.6 out of 100 against the 8 companies it is compared with in Finance - Insurance, ranking 1. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer.

The four parts add up to the total exactly: 19.6 + 17.3 + 19.7 + 16 = 72.6. This is the same number shown on the industry page; it is worked out once for the whole group and read here.

What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector.

LIC ranks 1 of 8 Finance - Insurance companies on the 4-Factor Sector Score, with 72.6 out of 100.

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read.

The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section.

Related companies: Finance - Insurance, all 8 compared on one page.

LIC is the largest of 8 Finance - Insurance companies on Sector Alpha by market value (scores of 30 October 2026). It is the largest. Just below it: SBI Life Insurance Company, HDFC Life Insurance Company, ICICI Prudential Life Insurance Company, Go Digit General Insurance, Niva Bupa Health Insurance Company and Canara HSBC Life Insurance Company.

Finance - Insurance companies close in size

1. Life Insurance Corporation of India ₹5,14,229 crore
2. SBI Life Insurance Company Ltd ₹1,66,425 crore
3. HDFC Life Insurance Company Ltd ₹1,14,039 crore
4. ICICI Prudential Life Insurance Company Ltd ₹64,580 crore
5. Go Digit General Insurance Ltd ₹24,109 crore
6. Niva Bupa Health Insurance Company Ltd ₹13,435 crore
7. Canara HSBC Life Insurance Company Ltd ₹11,534 crore

All 8 Finance - Insurance companies, largest first

Companies close in size in other industries

7. Bajaj Finance Ltd ₹5,84,679 crore · Conglomerate Backed NBFC
8. Larsen & Toubro Ltd ₹5,32,713 crore · Infra - Construction & Contracting
9. Life Insurance Corporation of India ₹5,14,229 crore
10. Infosys Ltd ₹4,80,908 crore · IT - Software
11. Kotak Mahindra Bank Ltd ₹4,64,971 crore · Banks - Private

Sector Alpha, written by code from the published numbers. Data as of 5 November 2026.

Every chart on this page is drawn by code from the published figures, with no forecasts and no price opinions.

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