Central Bank of India share price today

Central Bank of India's share price was ₹29.90 at the close on 4 November 2026. It has been falling for 103 weeks. That is 9.7% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹29 and ₹40, and at that close it sat 10% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today Central Bank of India is in stage 4. The phase helps read everything below.

Over the past 13 weeks it has done better than the NIFTY 500, and it has stayed ahead for 1 week in a row.

Over the last 11 years the share price moved −55% while the NIFTY 500 moved +249%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

Three changes stood out: revenue up on a year earlier for 12 quarters in a row (every quarter we can compare), bad loans at their lowest share in 16 quarters and highest quarterly profit in 16 quarters.

1. Revenue up on a year earlier for 12 quarters in a row (every quarter we can compare)

   In the September 2026 quarter revenue was ₹10,394 crore, +18.4% on a year earlier.

   Why: Revenue rose because the bank earned much more interest on loans than it paid on deposits.

   Next results: check whether the bank's lending margin improves as repo rates rise.

   From the earnings call on 19 Oct 2026.

2. Bad loans at their lowest share in 16 quarters

   Gross NPA, the share of loans not being repaid, was 2.4% in the September 2026 quarter, from 3.02% a year earlier.

   Why: Bad loans fell because the bank recovered more from old bad loans.

   Next results: watch rural collections and whether more farm loans turn bad as drought and El Nino data become clearer.

   From the earnings call on 19 Oct 2026.

3. Highest quarterly profit in 16 quarters

   Profit of ₹1,488 crore in the September 2026 quarter is the highest of the last 16 quarters.

   Why: Profit rose because the bank earned more from loans after paying deposit interest and its running profit grew.

   Next results: check whether the share of income eaten by running costs falls as management promised.

   From the earnings call on 19 Oct 2026.

Central Bank of India paid ₹0.80 a share in regular dividends in the 12 months to 5 November 2026 (2 payments), a yield of 2.68% at the ₹29.90 close on 4 November 2026. The last was an interim dividend of ₹0.60 a share, ex-date 8 May 2026.

Central Bank of India dividends since 1 April 2021

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date. The record date is the same day as the ex-date for every payment here.

Yes. Central Bank of India paid out 36% of its profit as dividends in FY26, and it paid a dividend in 3 of its last 13 reported years.

From the NSE corporate-actions record, read 5 November 2026.

For July to September 2026 (the quarter ended 30 September 2026), Central Bank of India reported total income of ₹10,394 crore, up 18.4% from ₹8,777 crore a year earlier, and a profit of ₹1,488 crore, up 20.6% from ₹1,234 crore.

Central Bank of India results: July to September 2026 against a year earlier

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

Central Bank of India's management discussed these results on a call held on 19 October 2026; what it said is further down this page.

From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.

Central Bank of India closed at ₹29.90 on 4 November 2026, down 23.3% from ₹38.96 a year earlier (7 November 2025) and up 35.6% over five years. Its highest weekly close since March 2016 was ₹115.95 on 19 May 2017.

Central Bank of India share price: then and now

Weekly closing prices. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

561 weekly closes from 4 March 2016 to 4 November 2026.

4 Nov 2026: Central Bank of India closed at ₹29.90, up 4.1% on the week and down 0.3% on the month. 19 Oct 2026: Central Bank of India held its results call for July to September 2026. Management guided: ECL requirement estimated at ₹5,000-₹5,500 crore, with ₹1,525 crore provided for Stage 1/2 and Stage 3 fully covered.

Earlier

• Results for July to September 2026: Total income up 18.4% and profit up 20.6% on a year earlier.
• 8 May 2026: ex-date for an interim dividend of ₹0.60 a share.
• 23 Jan 2026: ex-date for an interim dividend of ₹0.20 a share.

On the call for July to September 2026, held on 19 October 2026, Central Bank of India's management guided: ECL requirement estimated at ₹5,000-₹5,500 crore, with ₹1,525 crore provided for Stage 1/2 and Stage 3 fully covered.

“The regulator has provided the options of taking a one-time hit or staggering it. We will discuss this together and take a call. Currently, I am not in a position to comment on whether we will take it in one go or stagger it.”Kalyan Kumar, on the call for July to September 2026

What management guided

• Credit cost to remain at or below 75 basis points next year.
• ROA expected above 1% near term, with margins likely to improve as repo rates rise.
• FY27 write-off recoveries expected above ₹2,500 crore.
• About ₹700 crore may be recovered from the aviation account in the current or following quarter.

Management’s own plans and goals, from our notes of the call. A plan is not a result.

Source: the call transcript.

From the call for July to September 2026, 19 October 2026.

When Central Bank of India reports October to December 2026, these are the 4 checks that show whether the story is still on course. First: CASA acquisition: check whether marketing, government-business and salary-account channels improve the deposit mix.

Central Bank of India is on 5 of our India lists: 52 week high & low, Dividend stocks, Small & mid cap stocks, Penny stocks and Bank stocks.

Central Bank of India earned ₹1,488 Cr of net profit in the Sep 2026 quarter, +20.6% on the same quarter a year earlier. That is the 2nd quarter in a row of profit growth. Full-year FY26 profit was ₹4,531 Cr. That is 14.3% of the quarter's revenue. The same quarter a year earlier earned ₹1,234 Cr.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

For the full year, FY26 profit was ₹4,531 Cr (+14.9% on the year before).

Why profit moved: revenue changed +18.4% on a year earlier and the margin moved +0.2 percentage points. Sales did the work, and the margin was about flat.

On average over the last four quarters, profit changed +5.6% and revenue +12.4%. Profit is growing slower than sales: rising costs are taking part of the growth.

Central Bank of India reported ₹10,394 Cr of income in the Sep 2026 quarter, +18.4% on the same quarter a year earlier. That is the 12th quarter in a row with growth on the year before. Over 10 years it has grown 3.4% a year on average. The last full year, FY26, came in at ₹36,168 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

The last four reported quarters add to ₹38,888 Cr.

FY26 revenue was ₹36,168 Cr, +7.0% on the year before.

Recent pace: the last four quarters grew +12.4% on average, against 3.4% a year over the longer run, so this year is growing faster than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +12.4%, against +8.9% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +5.1%, against +18.7% a year (rolling over).

Central Bank of India's net margin was 14.3% in the Sep 2026 quarter, 0.2 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 13 years it has been between −24.7% and 12.5%. The latest quarter is above every full year in that period.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

As noted under valuation: when margins are at a record, every ratio built on profit looks better than usual, so a low multiple can mislead.

Central Bank of India's gross NPA, the share of loans that have stopped being repaid, is 2.40% in Sep 2026, down from 3.02% a year ago. After the money already set aside for bad loans, 0.32% is left (net NPA). That is the 8th quarter in a row of improvement.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Across the 12 quarters on file it has been between 2.40% and 4.59%. Falling bad loans mean the loan book is healing; rising ones mean new damage.

In Sep 2026, gross NPA was 2.40% and net NPA 0.32%, against 3.02% and 0.49% a year ago.

In short: a lender's profit growth is only as good as its loans, and this loan book is healing, several quarters running. Quarterly detail on money set aside for bad loans is not in our data yet, so this shows the levels and the trend, not the cost of the clean-up.

Why bad loans moved: recoveries, write-offs and new bad loans all play a part. That split is not in our data, so the page shows the trend without the breakdown.

Central Bank of India's revenue was ₹36,168 Cr in FY26, +7.0% on the year before, so the loan book is growing. The latest quarter was +18.4% on a year earlier. The net margin on that income is 14.3%, +0.2 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

Central Bank of India's P/BV is 0.7×, near the low end of its own history: it has been lower only 34% of the time. Its usual P/BV (the middle reading) is 0.8×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.

Why the multiple is low: this lender earns about 12% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve.

Keep one thing in mind: the net margin is the best this company has ever reported. A multiple that looks low against its own past can mislead when profit is at a record. If margins fall back, today's multiple is higher than it looks.