UCO Bank share price today

UCO Bank's share price was ₹23.84 at the close on 6 November 2026. It has been falling for 107 weeks. That is 8.9% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹22 and ₹31, and at that close it sat 24% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today UCO Bank is in stage 4. The phase helps read everything below.

Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 15 weeks running.

Over the last 11 years the share price moved −24% while the NIFTY 500 moved +257%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 24 July 2026. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

Three changes stood out: bad loans at their lowest share in 19 quarters, profit up on a year earlier for 10 quarters in a row and indian funds and insurers (DIIs) cut their stake for 6 quarters in a row.

1. Bad loans at their lowest share in 19 quarters

   Gross NPA, the share of loans not being repaid, was 1.96% in the September 2026 quarter, from 2.56% a year earlier.

   Why: Bad loans fell because fewer loans showed early signs of stress.

   Next results: check if fewer farm loans turn bad outside the crop loan review.

   From the earnings call on 15 Oct 2026.

2. Profit up on a year earlier for 10 quarters in a row

   In the September 2026 quarter profit was ₹786 crore, +26.8% on a year earlier.

   Why: Profit rose because the bank lent more to retail, farm, MSME and corporate customers.

   From the earnings call on 15 Oct 2026.

3. Indian funds and insurers (DIIs) cut their stake for 6 quarters in a row

   From 5.4% to 4.1% of the company by the September 2026 quarter.

UCO Bank paid ₹0.44 a share in regular dividends in the 12 months to 7 November 2026 (1 payment), a yield of 1.85% at the ₹23.84 close on 6 November 2026. The last was a dividend of ₹0.44 a share, ex-date 4 May 2026.

UCO Bank dividends since 1 April 2021

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date. The record date is the same day as the ex-date for every payment here.

Yes. UCO Bank paid out 20% of its profit as dividends in FY26, and it paid a dividend in 5 of its last 13 reported years.

From the NSE corporate-actions record, read 7 November 2026.

For July to September 2026 (the quarter ended 30 September 2026), UCO Bank reported total income of ₹7,286 crore, up 11.5% from ₹6,537 crore a year earlier, and a profit of ₹786 crore, up 26.8% from ₹620 crore.

UCO Bank results: July to September 2026 against a year earlier

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

UCO Bank's management discussed these results on a call held on 15 October 2026; what it said is further down this page.

From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.

UCO Bank closed at ₹23.84 on 6 November 2026, down 26.7% from ₹32.52 a year earlier (7 November 2025) and up 65.6% over five years. Its highest weekly close since February 2016 was ₹60.60 on 16 February 2024.

UCO Bank share price: then and now

Weekly closing prices. Each change is the move from that price to the 6 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

564 weekly closes from 26 February 2016 to 6 November 2026.

6 Nov 2026: UCO Bank closed at ₹23.84, up 8.1% on the week and up 2.5% on the month. 15 Oct 2026: UCO Bank held its results call for July to September 2026. Management guided: FY27 advances growth to remain above board-approved guidance.

Earlier

• Results for July to September 2026: Total income up 11.5% and profit up 26.8% on a year earlier.
• 4 May 2026: ex-date for a dividend of ₹0.44 a share.

On the call for July to September 2026, held on 15 October 2026, UCO Bank's management guided: FY27 advances growth to remain above board-approved guidance.

“I will not make any estimate of future growth rates as of now, but we are on a good-growth trajectory.”Rajendra Kumar Saboo, MD & CEO, on the call for July to September 2026

What management guided

• FY27 RAM share of advances to remain around 65%, with growth spread across RAM and corporate.
• FY27 global NIM expected to remain above formal guidance.
• Written-off recoveries around ₹300 crore per quarter going forward.
• FY27 credit cost below 0.75%.

Management’s own plans and goals, from our notes of the call. A plan is not a result.

Source: the call transcript.

From the call for July to September 2026, 15 October 2026.

When UCO Bank reports October to December 2026, these are the 3 checks that show whether the story is still on course. First: Global NIM stays above the formal guide as repo-linked assets reprice and deposit funding costs reset.

UCO Bank is on 5 of our India lists: 52 week high & low, Dividend stocks, Small & mid cap stocks, Penny stocks and Bank stocks.

UCO Bank earned ₹786 Cr of net profit in the Sep 2026 quarter, +26.8% on the same quarter a year earlier. That is the 10th quarter in a row of profit growth. Full-year FY26 profit was ₹2,768 Cr. That is 10.8% of the quarter's revenue. The same quarter a year earlier earned ₹620 Cr.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

For the full year, FY26 profit was ₹2,768 Cr (+13.2% on the year before).

Why profit moved: revenue changed +11.5% on a year earlier and the margin moved +1.3 percentage points. Sales did the work, and the margin was about flat.

On average over the last four quarters, profit changed +18.4% and revenue +6.5%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra rupee of revenue adds more to profit.

UCO Bank reported ₹7,286 Cr of income in the Sep 2026 quarter, +11.5% on the same quarter a year earlier. That is the 2nd quarter in a row with growth on the year before. Over 10 years it has grown 3.5% a year on average. The last full year, FY26, came in at ₹26,281 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

The last four reported quarters add to ₹27,590 Cr.

FY26 revenue was ₹26,281 Cr, +4.8% on the year before.

Recent pace: the last four quarters grew +6.5% on average, against 3.5% a year over the longer run, so this year is growing faster than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +6.4%, against +8.3% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +18.5%, against +16.9% a year (stabilising).

UCO Bank's net margin was 10.8% in the Sep 2026 quarter, 1.3 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 13 years it has been between −31.6% and 10.5%. The latest quarter is above every full year in that period.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

When margins are at a record, every ratio built on profit looks better than usual, so watch whether they hold.

UCO Bank's gross NPA, the share of loans that have stopped being repaid, is 1.96% in Sep 2026, down from 2.56% a year ago. After the money already set aside for bad loans, 0.18% is left (net NPA). That is the 11th quarter in a row of improvement.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Across the 12 quarters on file it has been between 1.96% and 3.85%. Falling bad loans mean the loan book is healing; rising ones mean new damage.

In Sep 2026, gross NPA was 1.96% and net NPA 0.18%, against 2.56% and 0.43% a year ago.

In short: a lender's profit growth is only as good as its loans, and this loan book is healing, several quarters running. Quarterly detail on money set aside for bad loans is not in our data yet, so this shows the levels and the trend, not the cost of the clean-up.

Why bad loans moved: recoveries, write-offs and new bad loans all play a part. That split is not in our data, so the page shows the trend without the breakdown.

UCO Bank's revenue was ₹26,281 Cr in FY26, +4.8% on the year before, so the loan book is growing. The latest quarter was +11.5% on a year earlier. The net margin on that income is 10.8%, +1.3 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

UCO Bank's P/BV is 0.9×, in the middle of its own history: higher than 61% of past readings. Its usual P/BV (the middle reading) is 0.7×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.

Why the multiple is low: this lender earns about 9% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve.