Bajaj Housing Finance share price today

Bajaj Housing Finance Ltd's share price was ₹81.42 at the close on 4 November 2026. It has been falling for 111 weeks. That is 7.7% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹76 and ₹110, and at that close it sat 17% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today Bajaj Housing Finance Ltd is in stage 4. The phase helps read everything below.

Over the past 13 weeks it has done better than the NIFTY 500, and it has stayed ahead for 1 week in a row.

Over the last 2.1 years the share price moved −50% while the NIFTY 500 moved −10%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

Three changes stood out: revenue up on a year earlier for 11 quarters in a row (every quarter we can compare), profit up on a year earlier for 11 quarters in a row (every quarter we can compare) and highest quarterly profit in 15 quarters.

1. Revenue up on a year earlier for 11 quarters in a row (every quarter we can compare)

   In the September 2026 quarter revenue was ₹3,251 crore, +18.3% on a year earlier.

2. Profit up on a year earlier for 11 quarters in a row (every quarter we can compare)

   In the September 2026 quarter profit was ₹757 crore, +17.7% on a year earlier.

3. Highest quarterly profit in 15 quarters

   Profit of ₹757 crore in the September 2026 quarter is the highest of the last 15 quarters.

For July to September 2026 (the quarter ended 30 September 2026), Bajaj Housing Finance reported total income of ₹3,251 crore, up 18.3% from ₹2,748 crore a year earlier, and a profit of ₹757 crore, up 17.7% from ₹643 crore.

Bajaj Housing Finance results: July to September 2026 against a year earlier

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

Bajaj Housing Finance's management discussed these results on a call held on 16 October 2026; what it said is further down this page.

From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.

Bajaj Housing Finance closed at ₹81.42 on 4 November 2026, down 25.6% from ₹109.50 a year earlier (7 November 2025). Its highest weekly close since September 2024 was ₹163.73 on 20 September 2024.

Bajaj Housing Finance share price: then and now

Weekly closing prices. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

118 weekly closes from 20 September 2024 to 4 November 2026.

4 Nov 2026: Bajaj Housing Finance closed at ₹81.42, up 5.2% on the week and down 1.8% on the month. 16 Oct 2026: Bajaj Housing Finance held its results call for July to September 2026. Management guided: AUM growth 21-23% for FY25 retained despite mid-20s pace.

Earlier

• Results for July to September 2026: Total income up 18.3% and profit up 17.7% on a year earlier.

Bajaj Housing Finance has paid no dividend on the NSE since its first NSE close in our records (20 September 2024), the start of the period we checked.

No. Bajaj Housing Finance Ltd paid out 0% of its profit as dividends in each of its last 7 reported years, so there is no payout history to show. That comes from the filed annual statements, not an estimate.

From the NSE corporate-actions record, read 5 November 2026.

On the call for July to September 2026, held on 16 October 2026, Bajaj Housing Finance's management guided: AUM growth 21-23% for FY25 retained despite mid-20s pace.

“What we are seeing, and what we can specifically call out, is that 10-11% of PBT is generated from cross-sell income, which is an income line under consideration.”Atul Jain, on the call for July to September 2026

What management guided

• Full-year NIM compression around 25 basis points with 17 basis points already incurred.
• ROA 2.1-2.3% range for year retained.
• Sambhav monthly run-rate ₹600 crore by year-end rising toward 20% mix next year and 30% in 3-4 years.
• Repo pass-through 80-82% to cost and portfolio; 20 basis points cost per 25 basis points hike and 61-62 basis points for three hikes.

Management’s own plans and goals, from our notes of the call. A plan is not a result.

Source: the call transcript.

From the call for July to September 2026, 16 October 2026.

When Bajaj Housing Finance reports October to December 2026, these are the 4 checks that show whether the story is still on course. First: Peer acquisition pricing moves over coming days and prime balance-transfer response - per post-hike watch window.

Bajaj Housing Finance is on 2 of our India lists: Small & mid cap stocks and Penny stocks.

Bajaj Housing Finance Ltd earned ₹757 Cr of net profit in the Sep 2026 quarter, +17.7% on the same quarter a year earlier. That is the 12th quarter in a row of profit growth. Full-year FY26 profit was ₹2,560 Cr. Over 6 years profit has grown 98.4% a year on average. That is 23.3% of the quarter's revenue.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

The same quarter a year earlier earned ₹643 Cr.

For the full year, FY26 profit was ₹2,560 Cr (+18.4% on the year before).

Why profit moved: revenue changed +18.3% on a year earlier and the margin moved −0.1 percentage points. Sales did the work, and the margin was about flat.

On average over the last four quarters, profit changed +18.9% and revenue +17.3%. Profit and revenue are moving at about the same pace.

Bajaj Housing Finance Ltd reported ₹3,251 Cr of income in the Sep 2026 quarter, +18.3% on the same quarter a year earlier. That is the 12th quarter in a row with growth on the year before. Over 6 years it has grown 86.5% a year on average. The last full year, FY26, came in at ₹11,150 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

The last four reported quarters add to ₹12,101 Cr.

FY26 revenue was ₹11,150 Cr, +16.7% on the year before.

Recent pace: the last four quarters grew +17.3% on average, against 86.5% a year over the longer run, so this year is growing slower than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +17.3%, against +18.9% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +18.8%, against +23.3% a year (rolling over).

Bajaj Housing Finance Ltd's net margin was 23.3% in the Sep 2026 quarter, 0.1 percentage points lower than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 7 years it has been between 14.4% and 23.0%. The latest quarter is above every full year in that period.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

As noted under valuation: when margins are at a record, every ratio built on profit looks better than usual, so a low multiple can mislead.

Bajaj Housing Finance Ltd's gross NPA, the share of loans that have stopped being repaid, is 0.29% in Sep 2026, up from 0.26% a year ago. After the money already set aside for bad loans, 0.12% is left (net NPA). Across the 12 quarters on file it has been between 0.25% and 0.30%.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Falling bad loans mean the loan book is healing; rising ones mean new damage.

In short: a lender's profit growth is only as good as its loans, and this loan book is not yet clearly improving. Quarterly detail on money set aside for bad loans is not in our data yet, so this shows the levels and the trend, not the cost of the clean-up.

Why bad loans moved: recoveries, write-offs and new bad loans all play a part. That split is not in our data, so the page shows the trend without the breakdown.

Bajaj Housing Finance Ltd's revenue was ₹11,150 Cr in FY26, +16.7% on the year before, so the loan book is growing. The latest quarter was +18.3% on a year earlier. The net margin on that income is 23.3%, −0.1 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

Bajaj Housing Finance Ltd's P/BV is 2.8×, near the low end of its own history: it has been lower only 3% of the time. Its usual P/BV (the middle reading) is 3.8×, over 2 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.

Why the multiple is low: this lender earns about 12% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve.

Keep one thing in mind: the net margin is the best this company has ever reported. A multiple that looks low against its own past can mislead when profit is at a record. If margins fall back, today's multiple is higher than it looks.

Why the multiple is where it is: over the past year book value grew while the price moved −25.6%. Price and book value moved together, so the multiple stayed in its range.

In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple.

Bajaj Housing Finance Ltd's business is giving mixed signals. Growth has been steadily positive, but ROE at 11.7% is below the 12% level needed to call it steady growth. This is based on 12 quarters of 4 measures.

Every business is somewhere on a path of getting better or worse, and this section names where. The last 12 quarters of growth in revenue, profit and earnings per share, plus the return the business earns on its capital, are read as lines. Getting worse: the lines are falling. Turning around: a low point has just formed and the last few quarters are rising from it. Getting better: the rise from the low has lasted. Growing steadily: steady growth with healthy returns. Slowing from a peak: still high, but slowing. When the lines disagree the result is mixed; too little history means no reading. CAGR (compound annual growth rate) is the steady yearly rate that would turn the starting value into the latest one. It is the fairest way to compare growth over different periods. If the 1-year figure is much bigger than the 10-year one, recent growth is running faster than the long-run trend. A dash means there is no figure for that period, or the starting year was a loss, where a growth rate means nothing.

Why it matters: when the lines disagree, each line above matters more than any single label.

Compound annual growth rate (%)

Compound annual growth rate over each period, %. Revenue, profit and EPS come from yearly figures; the share price row is price growth over the same periods. A dash means no figure for that period, or the starting year was a loss.

Bajaj Housing Finance Ltd earned a return on equity of 12% in FY26. Its lowest yearly reading on file was 8% in FY20. On its assets, every ₹100 earned about ₹2.17, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together.

Two numbers rate a bank: ROE, what it earns on shareholders’ money, and ROA, what it earns on all its assets. An ROE above about 13 to 15% is healthy; below that, net worth grows slowly.

That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is.

Why ROE moved: profit grew 98.4% a year over 6 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low.

For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead.

For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here.

Promoters cut their stake in Bajaj Housing Finance Ltd by 2.0 percentage points over 8 quarters, the biggest change among its owners. Promoters now own 86.7% of the company. Foreign institutions moved −0.8 points over the same period, to 0.9%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings.

Who owns the company each quarter: promoters (the founders or controlling owners), foreign institutions, domestic institutions such as mutual funds, and the public. When people close to the business steadily raise their stake, that is worth noticing; a quiet list is also an answer.

Over the last two years: Promoters: −2.0 points over 8 quarters, to 86.7%; Foreign institutions: −0.8 points over 8 quarters, to 0.9%; Domestic institutions: −0.7 points over 8 quarters, to 1.1%.

Why the owners changed: promoters drove it (−2.0 points), together with foreign institutions (−0.8 points). They reduced their stake.

For Bajaj Housing Finance Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead.

The Z-score estimates how far a company is from balance-sheet trouble. Above about 3 is safe; below about 1.8 is the danger zone. It was built for manufacturers, so it is not used for banks and lenders.

54.7 out of 100, rank 9 of 13 in Finance - Housing, with 94% of the evidence available.

Bajaj Housing Finance Ltd scores 54.7 out of 100 against the 13 companies it is compared with in Finance - Housing, ranking 9. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer.

The four parts add up to the total exactly: 18.9 + 15 + 5.3 + 15.5 = 54.7. This is the same number shown on the industry page; it is worked out once for the whole group and read here.

What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector.

Bajaj Housing Finance ranks 9 of 13 Finance - Housing companies on the 4-Factor Sector Score, with 54.7 out of 100.

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read.

The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section.

Related companies: Finance - Housing, all 13 compared on one page.

Bajaj Housing Finance is the largest of 13 Finance - Housing companies on Sector Alpha by market value (scores of 30 October 2026). It is the largest. Just below it: LIC Housing Finance, Housing & Urban Development Corporation, PNB Housing Finance, Aadhar Housing Finance, Sammaan Capital and Home First Finance Company India.

Finance - Housing companies close in size

1. Bajaj Housing Finance Ltd ₹64,509 crore
2. LIC Housing Finance Ltd ₹29,098 crore
3. Housing & Urban Development Corporation Ltd ₹28,641 crore
4. PNB Housing Finance Ltd ₹27,645 crore
5. Aadhar Housing Finance Ltd ₹18,417 crore
6. Sammaan Capital Ltd ₹13,560 crore
7. Home First Finance Company India Ltd ₹11,210 crore

All 13 Finance - Housing companies, largest first

Companies close in size in other industries

159. Dabur India Ltd ₹64,856 crore · FMCG - Personal Care
160. ICICI Prudential Life Insurance Company Ltd ₹64,580 crore · Finance - Insurance
161. Bajaj Housing Finance Ltd ₹64,509 crore
162. Havells India Ltd ₹63,622 crore · Consumer Electronics
163. Prestige Estates Projects Ltd ₹62,598 crore · Realty - National

Sector Alpha, written by code from the published numbers. Data as of 4 November 2026.

Every chart on this page is drawn by code from the published figures, with no forecasts and no price opinions.

See the plain-text version of this page.