LIC Housing Finance share price today

LIC Housing Finance Ltd's share price was ₹529.00 at the close on 5 November 2026. It has been falling for 12 weeks. That is 1.5% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹486 and ₹582, and at that close it sat 45% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today LIC Housing Finance Ltd is in stage 4. The phase helps read everything below.

Over the past 13 weeks it has done better than the NIFTY 500, and it has stayed ahead for 3 weeks in a row.

Over the last 11 years the share price moved +14% while the NIFTY 500 moved +251%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

One change stood out: highest quarterly profit in 16 quarters.

1. Highest quarterly profit in 16 quarters

   Profit of ₹1,507 crore in the September 2026 quarter is the highest of the last 16 quarters.

For July to September 2026 (the quarter ended 30 September 2026), LIC Housing Finance reported total income of ₹7,194 crore, up 0.2% from ₹7,179 crore a year earlier, and a profit of ₹1,507 crore, up 11.7% from ₹1,349 crore.

LIC Housing Finance results: July to September 2026 against a year earlier

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

The newest call in our records is from 31 July 2026, about April to June 2026; a call about these results is not in our records yet.

From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.

LIC Housing Finance closed at ₹529.00 on 5 November 2026, down 7.4% from ₹571.20 a year earlier (7 November 2025) and up 23.9% over five years. Its highest weekly close since March 2016 was ₹796.80 on 28 June 2024.

LIC Housing Finance share price: then and now

Weekly closing prices. Each change is the move from that price to the 5 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

564 weekly closes from 11 March 2016 to 5 November 2026.

5 Nov 2026: LIC Housing Finance closed at ₹529.00, up 7.2% on the week and down 4.1% on the month. Results for July to September 2026: Total income up 0.2% and profit up 11.7% on a year earlier.

Earlier

• 21 Aug 2026: ex-date for a dividend of ₹10 a share.
• 31 Jul 2026: LIC Housing Finance held its results call for April to June 2026. Management guided: July to September 2026 disbursement growth about 15.0%; FY27 disbursement growth 10-12% and outstanding book growth 8-10%; longer-term ambition to reach consistent 12-13% book growth.

LIC Housing Finance paid ₹10 a share in regular dividends in the 12 months to 5 November 2026 (1 payment), a yield of 1.89% at the ₹529.00 close on 5 November 2026. The last was a dividend of ₹10 a share, ex-date 21 August 2026.

LIC Housing Finance dividends since 1 April 2021

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date. The record date is the same day as the ex-date for every payment here.

Yes. LIC Housing Finance Ltd paid out 10% of its profit as dividends in FY26, and it paid a dividend in each of its last 13 reported years.

From the NSE corporate-actions record, read 5 November 2026.

On the call for April to June 2026, held on 31 July 2026, LIC Housing Finance's management guided: July to September 2026 disbursement growth about 15.0%; FY27 disbursement growth 10-12% and outstanding book growth 8-10%; longer-term ambition to reach consistent 12-13% book growth.

“We have to look for the best of both worlds - protecting margins while trying to grow the book through higher disbursements and better retention.”Tribhuwan Adhikari, MD and CEO, on the call for April to June 2026

What management guided

• FY27 NIM guidance remains 2.6-2.7%, with 2.6% positioned as the goal and lower end after Q1; funding cost may rise by no more than 3-4 basis points.
• FY27 credit cost guidance remains 10-15 basis points; GNPA or Stage 3 is expected at 2.0% or below, potentially better than 2.0%.
• FY27 developer finance disbursement goal is ₹4,000 crore, while management expects ₹7,000-8,000 crores.
• FY27 LAP and LRD disbursements planned at ₹15,000 crore; direct assignment and co-lending expected to begin in Q2 after policy approval.

Management’s own plans and goals, from our notes of the call. A plan is not a result.

Source: the call transcript.

From the call for April to June 2026, 31 July 2026. The July to September 2026 results are out since, so this part may be out of date until we update it.

When LIC Housing Finance reports October to December 2026, these are the 4 checks that show whether the story is still on course. First: Q2 disbursement growth to deliver approximately 15.0%, testing whether Q1 momentum is sustained rather than being a one-month effect.

LIC Housing Finance is on 2 of our India lists: Dividend stocks and Small & mid cap stocks.

LIC Housing Finance Ltd earned ₹1,507 Cr of net profit in the Sep 2026 quarter, +11.7% on the same quarter a year earlier. That is the 3rd quarter in a row of profit growth. Full-year FY26 profit was ₹5,604 Cr. Over 10 years profit has grown 12.9% a year on average. That is 20.9% of the quarter's revenue.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

The same quarter a year earlier earned ₹1,349 Cr.

For the full year, FY26 profit was ₹5,604 Cr (+3.0% on the year before).

Why profit moved: revenue changed +0.2% on a year earlier and the margin moved +2.1 percentage points. Most of the change came from keeping more of each sale.

On average over the last four quarters, profit changed +6.9% and revenue −0.5%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra rupee of revenue adds more to profit.

LIC Housing Finance Ltd reported ₹7,194 Cr of income in the Sep 2026 quarter, +0.2% on the same quarter a year earlier. Over 10 years it has grown 8.7% a year on average. The last full year, FY26, came in at ₹28,838 Cr. The last four reported quarters add to ₹28,577 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

FY26 revenue was ₹28,838 Cr, +2.6% on the year before.

Recent pace: the last four quarters grew −0.5% on average, against 8.7% a year over the longer run, so this year is growing slower than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew −0.6%, against +2.0% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +6.8%, against +9.9% a year (rolling over).

LIC Housing Finance Ltd's net margin was 20.9% in the Sep 2026 quarter, 2.1 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 13 years it has been between 11.4% and 19.4%. The latest quarter is above every full year in that period.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

As noted under valuation: when margins are at a record, every ratio built on profit looks better than usual, so a low multiple can mislead.

LIC Housing Finance Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

LIC Housing Finance Ltd's revenue was ₹28,838 Cr in FY26, +2.6% on the year before, so the loan book is growing. The latest quarter was +0.2% on a year earlier. The net margin on that income is 20.9%, +2.1 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

LIC Housing Finance Ltd's P/BV is 0.7×, about the lowest it has ever been. Its usual P/BV (the middle reading) is 1.1×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.

Keep one thing in mind: the net margin is the best this company has ever reported. A multiple that looks low against its own past can mislead when profit is at a record. If margins fall back, today's multiple is higher than it looks.