Axis Bank Ltd · AXISBANK
₹16.7K Cr
₹17.7K Cr
₹18.2K Cr
₹19.2K Cr
₹20.8K Cr
₹22.8K Cr
₹24.6K Cr
₹26.2K Cr
₹27.4K Cr
₹28.9K Cr
₹30.2K Cr
₹31.2K Cr
₹31.6K Cr
₹32.2K Cr
₹32.5K Cr
₹32.3K Cr
₹32.3K Cr
₹33.7K Cr
₹34.2K Cr
₹35.5K Cr
20-quarter listed-company comparison
Banks - Private Stocks in India
Banks - Private: HDFC Bank Ltd owns the largest revenue base; Dhanlaxmi Bank Ltd has the fastest current growth.
01 · the index people search for
Nifty Banks - Private Index — Constituents & Performance
The Banks - Private companies below are the listed Indian Banks - Private universe this page tracks — the same constituent set people search for as the Nifty Banks - Private index. Every figure is equal-weighted across those companies, so one large constituent cannot set the reading. Each number carries its own as-of date.
02 · the sector itself · before any single company
How has Banks - Private moved against NIFTY 500?
The line below covers up to 5.2 years and opens on the 5Y view; the buttons cut it shorter. Over the most recent two of them this sector is 29% ahead of NIFTY 500. Earnings across its companies grew 9% on average over the last four reported quarters. It has been ahead of NIFTY 500 on a rolling three-month view for 41 weeks running.
LEADER · ahead 41w✓Price and the fundamentals both up10 of 18 companies ahead of NIFTY 500 by 5% or more over three months
RS ↑41w · 15/18 >200d (−1) · 10/18 lead (−6) · EPS 16/18↑
Banks - Private, equal-weighted, based at 200
NIFTY 500, same base, same start
trailing 12-month earnings per share rising
falling
Banks - Private, equal-weighted, based at 200
NIFTY 500, same base, same start
trailing 12-month earnings per share rising
falling
Banks - Private, equal-weighted, based at 200
NIFTY 500, same base, same start
trailing 12-month earnings per share rising
falling
Both lines start at 200 in the same week, so the distance between them is the whole story: the sector line is an equal-weighted index of its 18 companies. The bars underneath are trailing 12-month earnings per share, one bar per reported quarter, each member rebased to 100 at the start and the sector taking the median — so a price line pulling away from flat bars is a re-rating, not earnings. A bar turns red when that figure is lower than the quarter before. Rules are fixed and applied identically everywhere on this site: ahead by 5% or more over three months, or behind by 20% or more over a year while earnings grew 20% or more. Hover any point to read both values and the gap. This is a description of what the numbers did, not advice.
03 · sector relative strength, before individual stocks
Is Banks - Private outperforming NIFTY 500?
Banks - Private has outperformed NIFTY 500 by 29.5% over the last 52 weeks. Over 13 weeks the gap is a lead of 8%. 15 of 18 covered companies currently beat NIFTY on Mansfield relative strength, so leadership inside the sector is selective. Tamilnad Mercantile Bank Ltd is the strongest against the sector itself at +25.2%.
+8.0%Sector vs NIFTY 500 · 13 weeks
+29.5%Sector vs NIFTY 500 · 52 weeks
15/18Stocks leading NIFTY 500
10/18Stocks leading sector
Sector metric: 16.1 as of 2026-07-19 · BROADENING · falling.
The central tension: the companies with the most scale are not necessarily the companies creating the most change.
Start with scale. Then earnings trajectory. Then business quality. Only after those three agree should price leadership carry much weight.
Bottom line
Banks - Private has outperformed NIFTY 500 by 29.5% over 52 weeks and 8% over 13 weeks. 15 of 18 covered companies beat NIFTY on Mansfield relative strength, while 10 of 18 beat the sector itself. HDFC Bank Ltd leads with income of ₹3,51,818 crore, based on 18 of 18 comparable companies through Jun 2026.
Companies
18
complete canonical membership
Combined market value
₹34.7 L Cr
HDFC Bank Ltd
Revenue growing
15/18
positive TTM year-on-year growth
Beating NIFTY 500
15/18
positive Mansfield relative strength
Comparing 5 of 18
04 · research priority, made explicit
4-Factor Sector Score
An additive sector-relative research score. The four displayed point contributions always equal the total: Growth & earnings (35), Capital efficiency (25), Valuation (20), and Relative strength (20). Missing or stale evidence is absorbed inside the affected factor, never applied as a hidden adjustment.
Growth & earnings · 35%Capital efficiency · 25%Valuation · 20%Relative strength · 20%
Tamilnad Mercantile Bank Ltd has the strongest current balance of earnings trajectory, business quality, valuation and price confirmation, with 100% evidence confidence.
Jammu and Kashmir Bank Ltd looks inexpensive relative to peers or its own history, but its earnings trajectory has not yet earned the valuation signal.
Jammu and Kashmir Bank Ltd has stronger price confirmation than earnings confirmation; that is a research prompt, not permission to chase.
How this score is built, and what the marks mean
Missing observations are not scored as bad. Their missing weight lowers confidence and pulls the final score toward neutral. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step curve the sector itself is placed on — basing, turning, breaking out, leader, fading, asleep — read from how many weeks running it has led NIFTY 500 and whether that lead is widening or shrinking. It describes where the PRICE stands, not the earnings trajectory and not a recommendation, and it is left blank for a company whose weekly history is too short or too stale to read.
| Company | Score | Price stage | Growth & earnings/35 | Capital efficiency/25 | Valuation/20 | Relative strength/20 |
|---|---|---|---|---|---|---|
| 1Tamilnad Mercantile Bank LtdTMB | 74.3/100Favorable setup100% evidence | LEADER | 23.3/35 Income 12.9% · PAT 20.5% 100% evidence | 22.6/25 ROA 2% · ROE 14% · GNPA 0.7% 100% evidence | 12.7/20 P/BV 1.28× · P/BV÷ROE 0.09 100% evidence | 15.7/20 RS sector 25.2% · RS bench 41.3% · 1Y 87.1%10 of 12 weeks ahead 100% evidence |
| Exact sum: 23.3 + 22.6 + 12.7 + 15.7 = 74.3 · Decision use: Confirmed research leader: earnings, capital efficiency and relative strength agree. Move to management, catalyst and risk diligence. | ||||||
| 2Karur Vysya Bank LtdKARURVYSYA | 73.3/100Favorable setup100% evidence | BREAKING OUT | 27.2/35 Income 16% · PAT 37% 100% evidence | 22.9/25 ROA 1.8% · ROE 19.1% · GNPA 0.7% 100% evidence | 7.4/20 P/BV 2.34× · P/BV÷ROE 0.12 100% evidence | 15.8/20 RS sector 9.9% · RS bench 25.1% · 1Y 57.7%4 of 12 weeks ahead 100% evidence |
| Exact sum: 27.2 + 22.9 + 7.4 + 15.8 = 73.3 · Decision use: Confirmed research leader: earnings, capital efficiency and relative strength agree. Move to management, catalyst and risk diligence. | ||||||
| 3South Indian Bank LtdSOUTHBANK | 65.2/100Favorable setup90% evidence | BREAKING OUT | 21.7/35 Income 6.9% · PAT 13.5% 95% evidence | 13.4/25 ROA 1.2% · ROE 13.5% · GNPA — 68% evidence | 14.5/20 P/BV 1.04× · P/BV÷ROE 0.08 100% evidence | 15.6/20 RS sector 4.7% · RS bench 19.1% · 1Y 57.1%8 of 12 weeks ahead 100% evidence |
| Exact sum: 21.7 + 13.4 + 14.5 + 15.6 = 65.2 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 4City Union Bank LtdCUB | 65.0/100Favorable setup94% evidence | TURNING | 24.7/35 Income 19.8% · PAT 20.5% 100% evidence | 16.6/25 ROA 1.4% · ROE 13.2% · GNPA 1.7% 100% evidence | 10.5/20 P/BV 1.93× · P/BV÷ROE 0.15 100% evidence | 13.2/20 RS sector 8.8% · RS bench 6.2% · 1Y -1.2%1 of 10 weeks ahead 70% evidence |
| Exact sum: 24.7 + 16.6 + 10.5 + 13.2 = 65 · Decision use: Confirmed research leader: earnings, capital efficiency and relative strength agree. Move to management, catalyst and risk diligence. | ||||||
| 5Jammu and Kashmir Bank LtdJ&KBANK | 61.4/100Mixed-positive evidence88% evidence | LEADER | 12.8/35 Income 4.8% · PAT 7.2% 86% evidence | 16.2/25 ROA 1.3% · ROE 15.4% · GNPA — 72% evidence | 14.3/20 P/BV 1.01× · P/BV÷ROE 0.07 100% evidence | 18.1/20 RS sector 12.4% · RS bench 27.4% · 1Y 42.6%12 of 12 weeks ahead 100% evidence |
| Exact sum: 12.8 + 16.2 + 14.3 + 18.1 = 61.4 · Decision use: Price leads the evidence: RS versus the benchmark is 27.4%, but earnings trajectory is weak. Wait for revenue and profit confirmation. | ||||||
| 6DCB Bank LtdDCBBANK | 57.5/100Mixed-positive evidence100% evidence | FADING | 22.8/35 Income 11.5% · PAT 23.1% 100% evidence | 11.4/25 ROA 0.8% · ROE 12% · GNPA 2.4% 100% evidence | 17.4/20 P/BV 0.92× · P/BV÷ROE 0.08 100% evidence | 5.9/20 RS sector -4.6% · RS bench 8.6% · 1Y 35%1 of 12 weeks ahead 100% evidence |
| Exact sum: 22.8 + 11.4 + 17.4 + 5.9 = 57.5 · Decision use: Acceleration candidate, not a confirmed leader: earnings are strong but sector-relative strength is -4.6% and the one-year return is 35%. Do not upgrade until sector-relative strength is above zero and another reported period confirms growth. | ||||||
| 7Karnataka Bank LtdKTKBANK | 55.9/100Mixed-positive evidence100% evidence | FADING | 16.5/35 Income 0.5% · PAT 23.4% 100% evidence | 10.7/25 ROA 1% · ROE 10.4% · GNPA 2.6% 100% evidence | 14.8/20 P/BV 0.81× · P/BV÷ROE 0.08 100% evidence | 13.9/20 RS sector 14.4% · RS bench 29.7% · 1Y 51.5%10 of 12 weeks ahead 100% evidence |
| Exact sum: 16.5 + 10.7 + 14.8 + 13.9 = 55.9 · Decision use: Price leads the evidence: RS versus the benchmark is 29.7%, but earnings trajectory is weak. Wait for revenue and profit confirmation. | ||||||
| 8Federal Bank LtdFEDERALBNK | 53.7/100Mixed-positive evidence75% evidence | BREAKING OUT | 16.1/35 Income 6.5% · PAT 17% 76% evidence | 12.8/25 ROA — · ROE 11.6% · GNPA — 34% evidence | 5.3/20 P/BV 2.22× · P/BV÷ROE 0.19 100% evidence | 19.5/20 RS sector 16.9% · RS bench 32.5% · 1Y 72.4%8 of 12 weeks ahead 100% evidence |
| Exact sum: 16.1 + 12.8 + 5.3 + 19.5 = 53.7 · Decision use: Price leads the evidence: RS versus the benchmark is 32.5%, but earnings trajectory is weak. Wait for revenue and profit confirmation. | ||||||
| 9Dhanlaxmi Bank LtdDHANBANK | 53.4/100Mixed-positive evidence97% evidence | FADING | 25.8/35 Income 21.7% · PAT 32.2% 95% evidence | 8.0/25 ROA 0.5% · ROE 7.2% · GNPA 1.8% 95% evidence | 7.9/20 P/BV 0.84× · P/BV÷ROE 0.12 100% evidence | 11.7/20 RS sector 1.3% · RS bench 15.8% · 1Y 15.1%11 of 12 weeks ahead 100% evidence |
| Exact sum: 25.8 + 8 + 7.9 + 11.7 = 53.4 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 10Yes Bank LtdYESBANK | 52.0/100Mixed-positive evidence100% evidence | LEADER | 22.6/35 Income -0.5% · PAT 37.8% 100% evidence | 12.2/25 ROA 1% · ROE 7.1% · GNPA 1.3% 100% evidence | 7.5/20 P/BV 1.37× · P/BV÷ROE 0.19 100% evidence | 9.7/20 RS sector -9.5% · RS bench 3.9% · 1Y 16.2%12 of 12 weeks ahead 100% evidence |
| Exact sum: 22.6 + 12.2 + 7.5 + 9.7 = 52 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 11HDFC Bank LtdHDFCBANK | 47.3/100Mixed-negative evidence78% evidence | ASLEEP | 13.1/35 Income 2.8% · PAT 12.5% 76% evidence | 17.2/25 ROA 1.8% · ROE 13.6% · GNPA — 68% evidence | 14.0/20 P/BV 1.92× · P/BV÷ROE 0.14 100% evidence | 3.0/20 RS sector -23% · RS bench -17.1% · 1Y -25.4%0 of 10 weeks ahead 70% evidence |
| Exact sum: 13.1 + 17.2 + 14 + 3 = 47.3 · Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity. | ||||||
| 12ICICI Bank LtdICICIBANK | 47.0/100Mixed-negative evidence73% evidence | TURNING | 10.6/35 Income 4% · PAT 5.7% 62% evidence | 19.9/25 ROA 2.1% · ROE 15.9% · GNPA — 68% evidence | 9.6/20 P/BV 2.72× · P/BV÷ROE 0.17 100% evidence | 6.9/20 RS sector -13.6% · RS bench 4.1% · 1Y -2.8%2 of 10 weeks ahead 70% evidence |
| Exact sum: 10.6 + 19.9 + 9.6 + 6.9 = 47 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 13RBL Bank LtdRBLBANK | 46.5/100Mixed-negative evidence88% evidence | LEADER | 23.3/35 Income 5.4% · PAT 54.8% 86% evidence | 6.6/25 ROA 0.5% · ROE 5.5% · GNPA — 72% evidence | 4.8/20 P/BV 1.4× · P/BV÷ROE 0.26 100% evidence | 11.8/20 RS sector 2.8% · RS bench 17.4% · 1Y 47.6%11 of 12 weeks ahead 100% evidence |
| Exact sum: 23.3 + 6.6 + 4.8 + 11.8 = 46.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 14IDFC First Bank LtdIDFCFIRSTB | 42.5/100Mixed-negative evidence82% evidence | TURNING | 26.4/35 Income 12.3% · PAT 77.3% 86% evidence | 6.0/25 ROA 0.5% · ROE 3.8% · GNPA — 72% evidence | 3.5/20 P/BV 1.51× · P/BV÷ROE 0.4 100% evidence | 6.6/20 RS sector -17.6% · RS bench 10.8% · 1Y 19.8%6 of 10 weeks ahead 70% evidence |
| Exact sum: 26.4 + 6 + 3.5 + 6.6 = 42.5 · Decision use: Acceleration candidate, not a confirmed leader: earnings are strong but sector-relative strength is -17.6% and the one-year return is 19.8%. Do not upgrade until sector-relative strength is above zero and another reported period confirms growth. | ||||||
| 15Kotak Mahindra Bank LtdKOTAKBANK | 38.3/100Mixed-negative evidence87% evidence | TURNING | 8.7/35 Income 5.7% · PAT 6% 100% evidence | 16.3/25 ROA 1.9% · ROE 11.4% · GNPA — 72% evidence | 9.0/20 P/BV 2.14× · P/BV÷ROE 0.19 100% evidence | 4.3/20 RS sector -14.6% · RS bench -4.6% · 1Y -8.1%0 of 10 weeks ahead 70% evidence |
| Exact sum: 8.7 + 16.3 + 9 + 4.3 = 38.3 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 16Axis Bank LtdAXISBANK | 37.5/100Mixed-negative evidence93% evidence | FADING | 6.2/35 Income 5.6% · PAT -0.2% 100% evidence | 15.2/25 ROA 1.6% · ROE 13.1% · GNPA — 72% evidence | 14.1/20 P/BV 1.73× · P/BV÷ROE 0.13 100% evidence | 2.0/20 RS sector -15.5% · RS bench -3.2% · 1Y 13.2%1 of 12 weeks ahead 100% evidence |
| Exact sum: 6.2 + 15.2 + 14.1 + 2 = 37.5 · Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity. | ||||||
| 17IndusInd Bank LtdINDUSINDBK | 30.5/100Adverse evidence100% evidence | BREAKING OUT | 12.5/35 Income -6.4% · PAT 31.1% 100% evidence | 2.3/25 ROA 0.2% · ROE 1.4% · GNPA 3.3% 100% evidence | 3.2/20 P/BV 1.2× · P/BV÷ROE 0.88 100% evidence | 12.5/20 RS sector 1.3% · RS bench 15.7% · 1Y 22.9%6 of 12 weeks ahead 100% evidence |
| Exact sum: 12.5 + 2.3 + 3.2 + 12.5 = 30.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 18Bandhan Bank LtdBANDHANBNK | 23.8/100Adverse evidence100% evidence | FADING | 8.7/35 Income -0.2% · PAT -34% 100% evidence | 5.5/25 ROA 0.6% · ROE 4.9% · GNPA 3.1% 100% evidence | 6.3/20 P/BV 1.09× · P/BV÷ROE 0.22 100% evidence | 3.3/20 RS sector -12.1% · RS bench 0.5% · 1Y -2.3%10 of 12 weeks ahead 100% evidence |
| Exact sum: 8.7 + 5.5 + 6.3 + 3.3 = 23.8 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
Showing 10 of 18 companies
05 · what price has already done
Market action
Tamilnad Mercantile Bank Ltd has the strongest one-year price move in Banks - Private at +87.1%. It also leads on Mansfield relative strength against NIFTY at +41.3%. 15 of 18 covered companies are above zero on that measure. Every line covers 313 weekly closes through 2026-07-31.
Price and relative strength
Every company, the sector's own index and NIFTY 500 all start level on the left edge of the window, so only the distance between the lines counts — the highest line has risen the most since then, and the chart at the top of this page is drawn the same way. It opens on one year; the buttons beside it stretch that to three or five.
How far ahead of or behind NIFTY 500 each company has been running, measured against its own recent average of that comparison, so the flat line at zero IS NIFTY 500: above it the company is beating the market, below it the market is beating the company. It opens on one year.
The same measure taken against Banks - Private itself instead of the whole market, so the flat line at zero is the sector: above it the company is beating its own peers, which is the sharper test of the two. It opens on one year.
06 · compare level, then change
Income Scale & Growth Durability
HDFC Bank Ltd has the highest Income among the 18 Banks - Private companies compared here, at ₹3,51,818 crore. ICICI Bank Ltd is next at ₹1,98,380 crore. Dhanlaxmi Bank Ltd has the highest Income growth at 21.7%, so level and change sit with different companies. 18 of 18 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: HDFC Bank Ltd is the scale leader at ₹3,51,818 crore, 77.3% ahead of ICICI Bank Ltd. Dhanlaxmi Bank Ltd's growth is 21.7% from a ₹1,683 crore base, with 15 reported observations in the 20-quarter window. Treat the growth leader as an acceleration candidate, not as equally proven scale.
LeaderHDFC Bank Ltd · ₹3,51,818 crore
Gap77.3% versus #2 · ICICI Bank Ltd
Persistence8/8 recent comparable periods
Coverage18/18 companies · 340 observations
Investor read: HDFC Bank Ltd is the scale benchmark; Dhanlaxmi Bank Ltd is the acceleration watch. Promote the challenger only if growth persists and converts into margin and returns.
This conclusion weakens if: HDFC Bank Ltd's growth falls below Dhanlaxmi Bank Ltd's for two consecutive comparable reports while operating margin also compresses.
For lenders, reported income is used instead of industrial-company sales. Growth is compared year-on-year.
Incomelargest
Income growthfastest growers
Income · company comparison
18/18 level · 18/18 change
On every company-comparison chart on this page: solid lines show level, dotted lines show change when “Both” is selected, and a missing report breaks the line rather than being invented.
All-company data · latest reported quarter
In every all-company table on this page, each figure is the company’s latest single reported quarter. The rankings above them use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.
| Company | Income | Income growth | Reported |
|---|---|---|---|
| HDFC Bank Ltd HDFCBANK | ₹90.6K Cr | 3.7% | Jun 2026 |
| ICICI Bank Ltd ICICIBANK | ₹52.2K Cr | 6.4% | Jun 2026 |
| Axis Bank Ltd AXISBANK | ₹35.5K Cr | 9.9% | Jun 2026 |
| Kotak Mahindra Bank Ltd KOTAKBANK | ₹18.4K Cr | 6.4% | Jun 2026 |
| IndusInd Bank Ltd INDUSINDBK | ₹11.3K Cr | -7.8% | Jun 2026 |
| IDFC First Bank Ltd IDFCFIRSTB | ₹11.1K Cr | 15% | Jun 2026 |
| Yes Bank Ltd YESBANK | ₹8.1K Cr | 5.9% | Jun 2026 |
| Federal Bank Ltd FEDERALBNK | ₹7.9K Cr | 9.9% | Jun 2026 |
| Bandhan Bank Ltd BANDHANBNK | ₹5.6K Cr | 2.8% | Jun 2026 |
| RBL Bank Ltd RBLBANK | ₹3.8K Cr | 12% | Jun 2026 |
| Jammu and Kashmir Bank Ltd J&KBANK | ₹3.5K Cr | 8.5% | Jun 2026 |
| Karur Vysya Bank Ltd KARURVYSYA | ₹3.0K Cr | 19% | Jun 2026 |
| South Indian Bank Ltd SOUTHBANK | ₹2.6K Cr | 11% | Jun 2026 |
| Karnataka Bank Ltd KTKBANK | ₹2.4K Cr | 5.4% | Jun 2026 |
| City Union Bank Ltd CUB | ₹2.0K Cr | 24% | Jun 2026 |
| DCB Bank Ltd DCBBANK | ₹2.0K Cr | 9.4% | Jun 2026 |
| Tamilnad Mercantile Bank Ltd TMB | ₹1.7K Cr | 20% | Jun 2026 |
| Dhanlaxmi Bank Ltd DHANBANK⚠ unverified | ₹449 Cr | 22% | Jun 2026 |
Full 20-quarter history · every available company
Income · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Bandhan Bank Ltd · BANDHANBNK
₹3.2K Cr
₹3.4K Cr
₹3.9K Cr
₹4.1K Cr
₹3.8K Cr
₹3.8K Cr
₹4.3K Cr
₹4.5K Cr
₹4.5K Cr
₹4.7K Cr
₹5.2K Cr
₹5.5K Cr
₹5.5K Cr
₹5.5K Cr
₹5.4K Cr
₹5.5K Cr
₹5.4K Cr
₹5.4K Cr
₹5.4K Cr
₹5.6K Cr
City Union Bank Ltd · CUB
₹1.0K Cr
₹1.0K Cr
₹1.1K Cr
₹1.1K Cr
₹1.2K Cr
₹1.2K Cr
₹1.2K Cr
₹1.3K Cr
₹1.3K Cr
₹1.3K Cr
₹1.4K Cr
₹1.4K Cr
₹1.4K Cr
₹1.5K Cr
₹1.5K Cr
₹1.6K Cr
₹1.7K Cr
₹1.8K Cr
₹1.9K Cr
₹2.0K Cr
Federal Bank Ltd · FEDERALBNK
—
—
—
—
—
₹4.7K Cr
₹5.0K Cr
₹5.4K Cr
₹5.8K Cr
₹6.1K Cr
₹6.3K Cr
₹6.7K Cr
₹7.0K Cr
₹7.3K Cr
₹7.1K Cr
₹7.2K Cr
₹7.2K Cr
₹7.4K Cr
₹7.9K Cr
₹7.9K Cr
HDFC Bank Ltd · HDFCBANK
—
—
—
—
—
₹45.0K Cr
₹47.5K Cr
₹51.2K Cr
₹75.0K Cr
₹78.0K Cr
₹79.4K Cr
₹81.5K Cr
₹83.0K Cr
₹85.0K Cr
₹86.8K Cr
₹87.4K Cr
₹87.0K Cr
₹87.1K Cr
₹87.2K Cr
₹90.6K Cr
ICICI Bank Ltd · ICICIBANK
—
—
—
—
—
₹31.6K Cr
₹34.4K Cr
₹37.1K Cr
₹38.9K Cr
₹40.9K Cr
₹42.6K Cr
₹44.6K Cr
₹46.3K Cr
₹47.0K Cr
₹48.4K Cr
₹49.1K Cr
₹48.2K Cr
₹48.4K Cr
₹49.6K Cr
₹52.2K Cr
IDFC First Bank Ltd · IDFCFIRSTB
₹4.1K Cr
₹4.4K Cr
₹4.6K Cr
₹4.9K Cr
₹5.5K Cr
₹5.9K Cr
₹6.4K Cr
₹6.9K Cr
₹7.4K Cr
₹7.9K Cr
₹8.2K Cr
₹8.8K Cr
₹9.0K Cr
₹9.3K Cr
₹9.4K Cr
₹9.6K Cr
₹9.9K Cr
₹10.4K Cr
₹10.6K Cr
₹11.1K Cr
IndusInd Bank Ltd · INDUSINDBK
₹7.7K Cr
₹7.7K Cr
₹7.9K Cr
₹8.2K Cr
₹8.7K Cr
₹9.5K Cr
₹10.0K Cr
₹10.7K Cr
₹11.2K Cr
₹11.6K Cr
₹12.2K Cr
₹12.5K Cr
₹12.7K Cr
₹12.8K Cr
₹10.6K Cr
₹12.3K Cr
₹11.6K Cr
₹11.4K Cr
₹11.0K Cr
₹11.3K Cr
Karur Vysya Bank Ltd · KARURVYSYA
₹1.4K Cr
₹1.4K Cr
₹1.4K Cr
₹1.5K Cr
₹1.6K Cr
₹1.7K Cr
₹1.8K Cr
₹1.9K Cr
₹2.0K Cr
₹2.1K Cr
₹2.2K Cr
₹2.3K Cr
₹2.4K Cr
₹2.5K Cr
₹2.5K Cr
₹2.6K Cr
₹2.8K Cr
₹2.8K Cr
₹2.9K Cr
₹3.0K Cr
Kotak Mahindra Bank Ltd · KOTAKBANK
₹8.2K Cr
₹8.6K Cr
₹8.8K Cr
₹9.2K Cr
₹10.0K Cr
₹11.0K Cr
₹12.0K Cr
₹12.9K Cr
₹13.7K Cr
₹14.5K Cr
₹15.2K Cr
₹15.8K Cr
₹16.4K Cr
₹16.6K Cr
₹16.8K Cr
₹17.2K Cr
₹17.2K Cr
₹17.5K Cr
₹17.8K Cr
₹18.4K Cr
RBL Bank Ltd · RBLBANK
₹2.0K Cr
₹2.1K Cr
₹2.2K Cr
₹2.2K Cr
₹2.3K Cr
₹2.5K Cr
₹2.6K Cr
₹2.9K Cr
₹3.0K Cr
₹3.2K Cr
₹3.3K Cr
₹3.5K Cr
₹3.5K Cr
₹3.5K Cr
₹3.5K Cr
₹3.4K Cr
₹3.5K Cr
₹3.7K Cr
₹3.7K Cr
₹3.8K Cr
Yes Bank Ltd · YESBANK
₹4.7K Cr
₹4.9K Cr
₹4.9K Cr
₹5.1K Cr
₹5.5K Cr
₹5.9K Cr
₹6.2K Cr
₹6.4K Cr
₹6.7K Cr
₹7.0K Cr
₹7.5K Cr
₹7.7K Cr
₹7.7K Cr
₹7.8K Cr
₹7.6K Cr
₹7.6K Cr
₹7.4K Cr
₹7.6K Cr
₹7.7K Cr
₹8.1K Cr
Income growth · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Axis Bank Ltd · AXISBANK
—
—
—
—
25%
29%
35%
37%
32%
26%
23%
19%
15%
11%
7.4%
3.8%
2.2%
4.8%
5.3%
9.9%
Bandhan Bank Ltd · BANDHANBNK
—
—
—
—
19%
12%
10%
12%
19%
23%
22%
22%
22%
17%
4.7%
-1.1%
-2.7%
-0.9%
-0.1%
2.8%
City Union Bank Ltd · CUB
—
—
—
10%
16%
17%
17%
15%
10%
10.0%
12%
9.7%
10.0%
12%
12%
16%
15%
19%
21%
24%
Federal Bank Ltd · FEDERALBNK
—
—
—
—
—
—
—
—
—
30%
26%
26%
21%
19%
12%
6.3%
3.0%
1.3%
12%
9.9%
HDFC Bank Ltd · HDFCBANK
—
—
—
—
—
—
—
—
—
73%
67%
59%
11%
9.0%
9.3%
7.1%
4.8%
2.4%
0.5%
3.7%
ICICI Bank Ltd · ICICIBANK
—
—
—
—
—
—
—
—
—
29%
24%
20%
19%
15%
14%
10%
4.0%
2.8%
2.5%
6.4%
IDFC First Bank Ltd · IDFCFIRSTB
—
—
—
20%
33%
33%
41%
40%
34%
33%
28%
28%
22%
19%
15%
9.7%
11%
12%
12%
15%
IndusInd Bank Ltd · INDUSINDBK
—
—
—
8.0%
14%
22%
27%
31%
29%
22%
22%
17%
13%
11%
-13%
-2.3%
-8.5%
-11%
3.5%
-7.8%
Karur Vysya Bank Ltd · KARURVYSYA
—
—
—
—
13%
21%
25%
28%
26%
26%
24%
21%
20%
16%
15%
12%
18%
12%
15%
19%
Kotak Mahindra Bank Ltd · KOTAKBANK
—
—
—
—
21%
28%
36%
40%
37%
32%
26%
23%
20%
15%
11%
8.9%
4.7%
5.3%
6.3%
6.4%
RBL Bank Ltd · RBLBANK
—
—
—
—
11%
19%
20%
30%
33%
28%
26%
22%
17%
11%
4.1%
-1.6%
-0.7%
3.7%
7.0%
12%
Yes Bank Ltd · YESBANK
—
—
—
—
18%
20%
26%
26%
23%
19%
20%
20%
15%
12%
2.2%
-1.6%
-4.5%
-3.6%
0.5%
5.9%
07 · compare level, then change
Profit Scale & Acceleration
HDFC Bank Ltd has the highest Net profit among the 18 Banks - Private companies compared here, at ₹82,512 crore. ICICI Bank Ltd is next at ₹59,756 crore. IDFC First Bank Ltd has the highest Profit growth at 77.3%, so level and change sit with different companies. 18 of 18 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: HDFC Bank Ltd leads with ₹82,512 crore of TTM profit, 38.1% above ICICI Bank Ltd. IDFC First Bank Ltd shows 77.3% growth from a ₹2,306 crore profit base. Compare the size of the base and persistence before ranking acceleration above profit scale.
LeaderHDFC Bank Ltd · ₹82,512 crore
Gap38.1% versus #2 · ICICI Bank Ltd
Persistence7/8 recent comparable periods
Coverage18/18 companies · 340 observations
Investor read: HDFC Bank Ltd sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current profit growth signal.
Net profit is ranked only where the comparison base is economically meaningful. Loss-to-profit flips are shown but do not win the growth table.
Net profitlargest
Profit growthfastest growers
Net profit · company comparison
18/18 level · 18/18 change
All-company data · latest reported quarter
| Company | Net profit | Profit growth | Reported |
|---|---|---|---|
| HDFC Bank Ltd HDFCBANK | ₹20.4K Cr | 19% | Jun 2026 |
| ICICI Bank Ltd ICICIBANK | ₹16.3K Cr | 13% | Jun 2026 |
| Axis Bank Ltd AXISBANK | ₹7.7K Cr | 22% | Jun 2026 |
| Kotak Mahindra Bank Ltd KOTAKBANK | ₹5.5K Cr | 23% | Jun 2026 |
| Federal Bank Ltd FEDERALBNK | ₹1.3K Cr | 37% | Jun 2026 |
| IDFC First Bank Ltd IDFCFIRSTB | ₹1.1K Cr | 153% | Jun 2026 |
| Yes Bank Ltd YESBANK | ₹1.1K Cr | 33% | Jun 2026 |
| IndusInd Bank Ltd INDUSINDBK | ₹1.0K Cr | 72% | Jun 2026 |
| Karur Vysya Bank Ltd KARURVYSYA | ₹756 Cr | 45% | Jun 2026 |
| Bandhan Bank Ltd BANDHANBNK | ₹502 Cr | 35% | Jun 2026 |
| Jammu and Kashmir Bank Ltd J&KBANK | ₹429 Cr | -12% | Jun 2026 |
| Karnataka Bank Ltd KTKBANK | ₹419 Cr | 43% | Jun 2026 |
| Tamilnad Mercantile Bank Ltd TMB | ₹412 Cr | 35% | Jun 2026 |
| City Union Bank Ltd CUB | ₹383 Cr | 25% | Jun 2026 |
| South Indian Bank Ltd SOUTHBANK | ₹378 Cr | 17% | Jun 2026 |
| RBL Bank Ltd RBLBANK | ₹234 Cr | 9.4% | Jun 2026 |
| DCB Bank Ltd DCBBANK | ₹213 Cr | 36% | Jun 2026 |
| Dhanlaxmi Bank Ltd DHANBANK⚠ unverified | ₹25 Cr | 108% | Jun 2026 |
Full 20-quarter history · every available company
Net profit · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Axis Bank Ltd · AXISBANK
₹3.4K Cr
₹4.0K Cr
₹4.4K Cr
₹4.4K Cr
₹5.6K Cr
₹6.2K Cr
₹-5.3K Cr
₹6.1K Cr
₹6.2K Cr
₹6.5K Cr
₹7.6K Cr
₹6.5K Cr
₹7.4K Cr
₹6.8K Cr
₹7.5K Cr
₹6.3K Cr
₹5.6K Cr
₹7.1K Cr
₹7.6K Cr
₹7.7K Cr
Bandhan Bank Ltd · BANDHANBNK
₹-3.0K Cr
₹859 Cr
₹1.9K Cr
₹887 Cr
₹209 Cr
₹291 Cr
₹808 Cr
₹721 Cr
₹721 Cr
₹733 Cr
₹55 Cr
₹1.1K Cr
₹937 Cr
₹426 Cr
₹318 Cr
₹372 Cr
₹112 Cr
₹206 Cr
₹534 Cr
₹502 Cr
City Union Bank Ltd · CUB
₹182 Cr
₹196 Cr
₹209 Cr
₹225 Cr
₹276 Cr
₹218 Cr
₹218 Cr
₹227 Cr
₹281 Cr
₹253 Cr
₹255 Cr
₹264 Cr
₹285 Cr
₹286 Cr
₹288 Cr
₹306 Cr
₹329 Cr
₹332 Cr
₹360 Cr
₹383 Cr
Federal Bank Ltd · FEDERALBNK
—
—
—
—
—
₹856 Cr
₹964 Cr
₹894 Cr
₹1.0K Cr
₹1.1K Cr
₹996 Cr
₹1.0K Cr
₹1.1K Cr
₹951 Cr
₹1.1K Cr
₹951 Cr
₹1.0K Cr
₹1.1K Cr
₹1.4K Cr
₹1.3K Cr
HDFC Bank Ltd · HDFCBANK
—
—
—
—
—
₹12.7K Cr
₹12.6K Cr
₹12.4K Cr
₹17.3K Cr
₹17.7K Cr
₹18.0K Cr
₹17.2K Cr
₹18.6K Cr
₹18.3K Cr
₹19.3K Cr
₹17.1K Cr
₹20.4K Cr
₹20.7K Cr
₹21.1K Cr
₹20.4K Cr
ICICI Bank Ltd · ICICIBANK
—
—
—
—
—
₹9.2K Cr
₹10.2K Cr
₹11.0K Cr
₹11.4K Cr
₹11.5K Cr
₹12.2K Cr
₹12.5K Cr
₹13.9K Cr
₹13.8K Cr
₹14.4K Cr
₹14.5K Cr
₹14.3K Cr
₹13.5K Cr
₹15.7K Cr
₹16.3K Cr
IDFC First Bank Ltd · IDFCFIRSTB
₹111 Cr
₹290 Cr
₹352 Cr
₹485 Cr
₹567 Cr
₹617 Cr
₹816 Cr
₹732 Cr
₹747 Cr
₹732 Cr
₹732 Cr
₹643 Cr
₹212 Cr
₹340 Cr
₹296 Cr
₹453 Cr
₹348 Cr
₹479 Cr
₹331 Cr
₹1.1K Cr
IndusInd Bank Ltd · INDUSINDBK
₹1.1K Cr
₹1.2K Cr
₹1.4K Cr
₹1.6K Cr
₹1.8K Cr
₹2.0K Cr
₹2.0K Cr
₹2.1K Cr
₹2.2K Cr
₹2.3K Cr
₹2.3K Cr
₹2.2K Cr
₹1.3K Cr
₹1.4K Cr
₹-2.3K Cr
₹604 Cr
₹-437 Cr
₹128 Cr
₹594 Cr
₹1.0K Cr
Karur Vysya Bank Ltd · KARURVYSYA
₹165 Cr
₹185 Cr
₹213 Cr
₹229 Cr
₹250 Cr
₹289 Cr
₹338 Cr
₹359 Cr
₹378 Cr
₹412 Cr
₹456 Cr
₹459 Cr
₹474 Cr
₹496 Cr
₹513 Cr
₹521 Cr
₹574 Cr
₹690 Cr
₹725 Cr
₹756 Cr
Kotak Mahindra Bank Ltd · KOTAKBANK
₹3.0K Cr
₹3.4K Cr
₹3.9K Cr
₹2.8K Cr
₹3.6K Cr
₹4.0K Cr
₹4.6K Cr
₹4.2K Cr
₹4.5K Cr
₹4.3K Cr
₹5.3K Cr
₹7.4K Cr
₹5.0K Cr
₹4.7K Cr
₹4.9K Cr
₹4.5K Cr
₹4.5K Cr
₹4.9K Cr
₹5.4K Cr
₹5.5K Cr
RBL Bank Ltd · RBLBANK
₹10 Cr
₹122 Cr
₹165 Cr
₹209 Cr
₹188 Cr
₹225 Cr
₹299 Cr
₹319 Cr
₹331 Cr
₹245 Cr
₹364 Cr
₹351 Cr
₹232 Cr
₹47 Cr
₹87 Cr
₹214 Cr
₹192 Cr
₹228 Cr
₹244 Cr
₹234 Cr
Yes Bank Ltd · YESBANK
₹223 Cr
₹266 Cr
₹372 Cr
₹314 Cr
₹160 Cr
₹55 Cr
₹206 Cr
₹347 Cr
₹229 Cr
₹243 Cr
₹467 Cr
₹516 Cr
₹567 Cr
₹619 Cr
₹745 Cr
₹809 Cr
₹664 Cr
₹957 Cr
₹1.1K Cr
₹1.1K Cr
Profit growth · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Axis Bank Ltd · AXISBANK
—
—
—
—
66%
57%
-221%
40%
11%
4.9%
—
5.8%
19%
4.0%
-1.6%
-2.9%
-25%
4.2%
1.8%
22%
Bandhan Bank Ltd · BANDHANBNK
—
—
—
—
—
-66%
-58%
-19%
245%
152%
-93%
47%
30%
-42%
478%
-65%
-88%
-52%
68%
35%
City Union Bank Ltd · CUB
—
—
—
30%
52%
11%
4.3%
0.9%
1.8%
16%
17%
16%
1.4%
13%
13%
16%
15%
16%
25%
25%
Federal Bank Ltd · FEDERALBNK
—
—
—
—
—
—
—
—
—
25%
3.3%
17%
11%
-11%
12%
-9.2%
-8.3%
18%
24%
37%
HDFC Bank Ltd · HDFCBANK
—
—
—
—
—
—
—
—
—
39%
43%
39%
7.6%
3.5%
7.1%
-0.6%
9.3%
13%
9.3%
19%
ICICI Bank Ltd · ICICIBANK
—
—
—
—
—
—
—
—
—
26%
19%
13%
23%
20%
18%
16%
3.0%
-2.6%
9.2%
13%
IDFC First Bank Ltd · IDFCFIRSTB
—
—
—
—
411%
113%
132%
51%
32%
19%
-10%
-12%
-72%
-54%
-60%
-30%
64%
41%
12%
153%
IndusInd Bank Ltd · INDUSINDBK
—
—
—
61%
57%
58%
46%
30%
22%
17%
15%
2.2%
-40%
-39%
-199%
-72%
-133%
-91%
—
72%
Karur Vysya Bank Ltd · KARURVYSYA
—
—
—
—
52%
56%
59%
57%
51%
43%
35%
28%
25%
20%
13%
14%
21%
39%
41%
45%
Kotak Mahindra Bank Ltd · KOTAKBANK
—
—
—
—
21%
17%
19%
51%
24%
6.8%
17%
79%
13%
10%
-7.6%
-40%
-11%
4.7%
9.9%
23%
RBL Bank Ltd · RBLBANK
—
—
—
—
1,780%
84%
81%
53%
76%
8.9%
22%
10%
-30%
-81%
-76%
-39%
-17%
385%
180%
9.4%
Yes Bank Ltd · YESBANK
—
—
—
—
-28%
-79%
-45%
11%
43%
342%
127%
49%
148%
155%
60%
57%
17%
55%
45%
33%
08 · compare level, then change
Funding Base & Its Composition
Axis Bank Ltd has the highest Deposits among the 18 Banks - Private companies compared here, at ₹13,71,173 crore. Kotak Mahindra Bank Ltd is next at ₹5,66,940 crore. HDFC Bank Ltd has the highest Borrowings at ₹5,88,485 crore, so level and change sit with different companies. 15 of 18 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: Axis Bank Ltd leads deposits at ₹13,71,173 crore; HDFC Bank Ltd leads borrowings at ₹5,88,485 crore.
LeaderAxis Bank Ltd · ₹13,71,173 crore
Gap141.9% versus #2 · Kotak Mahindra Bank Ltd
Persistence8/8 recent comparable periods
Coverage15/18 companies · 202 observations
Investor read: Axis Bank Ltd sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current borrowings signal.
For banks, debt is operating funding rather than industrial leverage. Deposits and borrowings are therefore shown as funding-base levels; asset quality, funding cost and liquidity determine whether that funding is attractive.
Depositslargest deposit bases
Borrowingslargest borrowings
Funding base · company comparison
15/18 level · 18/18 change
All-company data · latest reported quarter
| Company | Deposits | Borrowings | Reported |
|---|---|---|---|
| Axis Bank Ltd AXISBANK | ₹13.7 L Cr | ₹2.9 L Cr | Jun 2026 |
| Kotak Mahindra Bank Ltd KOTAKBANK | ₹5.7 L Cr | ₹1.1 L Cr | Jun 2026 |
| IndusInd Bank Ltd INDUSINDBK | ₹4.0 L Cr | ₹42.8K Cr | Jun 2026 |
| Yes Bank Ltd YESBANK | ₹3.2 L Cr | ₹68.5K Cr | Jun 2026 |
| IDFC First Bank Ltd IDFCFIRSTB | ₹2.9 L Cr | ₹36.6K Cr | Jun 2026 |
| Bandhan Bank Ltd BANDHANBNK | ₹1.7 L Cr | ₹14.3K Cr | Jun 2026 |
| Jammu and Kashmir Bank Ltd J&KBANK | ₹1.7 L Cr | ₹3.4K Cr | Jun 2026 |
| RBL Bank Ltd RBLBANK | ₹1.4 L Cr | ₹16.8K Cr | Jun 2026 |
| South Indian Bank Ltd SOUTHBANK | ₹1.3 L Cr | ₹3.6K Cr | Jun 2026 |
| Karur Vysya Bank Ltd KARURVYSYA | ₹1.2 L Cr | ₹2.6K Cr | Jun 2026 |
| Karnataka Bank Ltd KTKBANK | ₹1.1 L Cr | ₹5.3K Cr | Jun 2026 |
| City Union Bank Ltd CUB | ₹78.3K Cr | ₹5.3K Cr | Jun 2026 |
| DCB Bank Ltd DCBBANK | ₹72.6K Cr | ₹6.1K Cr | Jun 2026 |
| Tamilnad Mercantile Bank Ltd TMB | ₹61.7K Cr | ₹700 Cr | Jun 2026 |
| Dhanlaxmi Bank Ltd DHANBANK⚠ unverified | ₹18.6K Cr | ₹737 Cr | Jun 2026 |
| HDFC Bank Ltd HDFCBANK | — | ₹5.9 L Cr | Jun 2026 |
| ICICI Bank Ltd ICICIBANK | — | ₹2.2 L Cr | Jun 2026 |
| Federal Bank Ltd FEDERALBNK | — | ₹33.2K Cr | Jun 2026 |
Full 20-quarter history · every available company
Deposits · reported quarter history
Showing the 12 largest of 15 companies with a series here. The remaining 3 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Axis Bank Ltd · AXISBANK
₹7.4 L Cr
₹7.7 L Cr
₹8.2 L Cr
₹8.0 L Cr
₹8.1 L Cr
₹8.5 L Cr
₹9.5 L Cr
₹9.4 L Cr
₹9.5 L Cr
₹10.0 L Cr
₹10.7 L Cr
₹10.6 L Cr
₹10.8 L Cr
₹10.9 L Cr
₹11.7 L Cr
₹11.6 L Cr
₹12.0 L Cr
₹12.6 L Cr
₹13.3 L Cr
₹13.7 L Cr
Bandhan Bank Ltd · BANDHANBNK
₹81.9K Cr
₹84.5K Cr
₹96.3K Cr
₹93.1K Cr
₹99.4K Cr
₹1.0 L Cr
₹1.1 L Cr
—
₹1.1 L Cr
—
₹1.4 L Cr
—
₹1.4 L Cr
—
₹1.5 L Cr
—
₹1.6 L Cr
—
₹1.7 L Cr
—
City Union Bank Ltd · CUB
₹46.3K Cr
—
₹47.7K Cr
—
₹49.9K Cr
—
₹52.4K Cr
—
₹52.7K Cr
—
₹55.7K Cr
—
₹57.4K Cr
—
₹63.5K Cr
—
₹69.5K Cr
—
₹78.3K Cr
—
IDFC First Bank Ltd · IDFCFIRSTB
₹90.2K Cr
—
₹1.1 L Cr
—
₹1.2 L Cr
—
₹1.4 L Cr
—
₹1.7 L Cr
—
₹2.0 L Cr
₹2.1 L Cr
₹2.2 L Cr
₹2.4 L Cr
₹2.5 L Cr
₹2.6 L Cr
₹2.8 L Cr
₹2.9 L Cr
₹2.9 L Cr
—
IndusInd Bank Ltd · INDUSINDBK
₹2.8 L Cr
—
₹2.9 L Cr
—
₹3.2 L Cr
—
₹3.4 L Cr
—
₹3.6 L Cr
—
₹3.8 L Cr
—
₹4.1 L Cr
—
₹4.1 L Cr
—
₹3.9 L Cr
—
₹4.0 L Cr
—
Jammu and Kashmir Bank Ltd · J&KBANK
₹1.1 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.1 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.3 L Cr
₹1.3 L Cr
₹1.3 L Cr
₹1.3 L Cr
₹1.4 L Cr
₹1.4 L Cr
₹1.5 L Cr
₹1.5 L Cr
₹1.5 L Cr
₹1.6 L Cr
₹1.7 L Cr
—
Karur Vysya Bank Ltd · KARURVYSYA
₹65.4K Cr
—
₹68.5K Cr
—
₹73.6K Cr
—
₹76.6K Cr
—
₹83.1K Cr
—
₹89.1K Cr
—
₹95.8K Cr
—
₹1.0 L Cr
—
₹1.1 L Cr
—
₹1.2 L Cr
—
Kotak Mahindra Bank Ltd · KOTAKBANK
₹2.9 L Cr
—
₹3.1 L Cr
—
₹3.2 L Cr
—
₹3.6 L Cr
—
₹4.0 L Cr
—
₹4.5 L Cr
—
₹4.6 L Cr
—
₹4.9 L Cr
—
₹5.2 L Cr
—
₹5.7 L Cr
—
RBL Bank Ltd · RBLBANK
₹75.6K Cr
—
₹79.0K Cr
—
₹79.4K Cr
—
₹84.9K Cr
—
₹89.7K Cr
—
₹1.0 L Cr
—
₹1.1 L Cr
—
₹1.1 L Cr
—
₹1.2 L Cr
—
₹1.4 L Cr
—
South Indian Bank Ltd · SOUTHBANK
₹86.8K Cr
—
₹89.1K Cr
—
₹88.5K Cr
₹90.7K Cr
₹91.7K Cr
₹95.5K Cr
₹97.1K Cr
₹99.2K Cr
₹1.0 L Cr
₹1.0 L Cr
₹1.1 L Cr
—
₹1.1 L Cr
₹1.1 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.2 L Cr
₹1.3 L Cr
Tamilnad Mercantile Bank Ltd · TMB
—
—
₹44.9K Cr
—
₹43.1K Cr
₹43.4K Cr
₹47.8K Cr
₹47.0K Cr
₹47.3K Cr
₹46.8K Cr
₹49.5K Cr
₹49.2K Cr
₹49.3K Cr
—
₹53.7K Cr
₹53.8K Cr
₹55.4K Cr
₹56.7K Cr
₹61.7K Cr
—
Yes Bank Ltd · YESBANK
₹1.8 L Cr
₹1.8 L Cr
₹2.0 L Cr
—
₹2.0 L Cr
₹2.1 L Cr
₹2.2 L Cr
₹2.2 L Cr
₹2.3 L Cr
₹2.4 L Cr
₹2.7 L Cr
₹2.6 L Cr
₹2.8 L Cr
₹2.8 L Cr
₹2.8 L Cr
₹2.8 L Cr
₹3.0 L Cr
₹2.9 L Cr
₹3.2 L Cr
₹3.2 L Cr
Borrowings · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Axis Bank Ltd · AXISBANK
₹1.7 L Cr
₹1.9 L Cr
₹2.0 L Cr
₹1.9 L Cr
₹2.0 L Cr
₹2.0 L Cr
₹2.1 L Cr
₹1.9 L Cr
₹2.1 L Cr
₹2.2 L Cr
₹2.3 L Cr
₹2.2 L Cr
₹2.3 L Cr
₹2.3 L Cr
₹2.2 L Cr
₹2.2 L Cr
₹2.4 L Cr
₹2.6 L Cr
₹2.8 L Cr
₹2.9 L Cr
Bandhan Bank Ltd · BANDHANBNK
₹13.9K Cr
₹16.4K Cr
₹19.9K Cr
₹24.5K Cr
₹18.2K Cr
₹18.4K Cr
₹24.7K Cr
₹24.7K Cr
₹16.2K Cr
₹16.2K Cr
₹16.4K Cr
₹16.4K Cr
₹8.3K Cr
₹8.3K Cr
₹11.1K Cr
₹11.1K Cr
₹8.1K Cr
₹8.1K Cr
₹14.3K Cr
₹14.3K Cr
City Union Bank Ltd · CUB
₹2.1K Cr
₹2.1K Cr
₹5.3K Cr
₹5.3K Cr
₹5.4K Cr
₹5.4K Cr
₹4.7K Cr
₹4.7K Cr
₹4.5K Cr
—
₹4.7K Cr
₹4.7K Cr
₹2.5K Cr
₹2.5K Cr
₹2.2K Cr
₹2.2K Cr
₹2.2K Cr
₹2.2K Cr
₹5.3K Cr
—
Federal Bank Ltd · FEDERALBNK
—
—
₹19.6K Cr
—
—
—
₹25.9K Cr
—
—
—
₹25.2K Cr
—
—
—
₹32.6K Cr
—
₹26.9K Cr
—
₹33.2K Cr
—
HDFC Bank Ltd · HDFCBANK
—
—
₹2.3 L Cr
—
—
—
₹2.6 L Cr
—
—
—
₹7.3 L Cr
—
—
—
₹6.3 L Cr
—
₹6.0 L Cr
—
₹5.9 L Cr
—
ICICI Bank Ltd · ICICIBANK
—
—
₹1.6 L Cr
—
—
—
₹1.9 L Cr
—
—
—
₹2.1 L Cr
—
—
—
₹2.2 L Cr
—
₹2.2 L Cr
—
₹2.2 L Cr
—
IDFC First Bank Ltd · IDFCFIRSTB
₹52.6K Cr
₹52.6K Cr
₹53.0K Cr
₹53.0K Cr
₹56.6K Cr
₹56.6K Cr
₹57.2K Cr
₹57.2K Cr
₹53.2K Cr
₹53.2K Cr
₹50.9K Cr
₹51.9K Cr
₹46.4K Cr
₹46.4K Cr
₹39.0K Cr
₹42.8K Cr
₹40.8K Cr
₹38.0K Cr
₹36.6K Cr
—
IndusInd Bank Ltd · INDUSINDBK
₹46.3K Cr
₹46.3K Cr
₹47.3K Cr
₹47.3K Cr
₹40.7K Cr
₹40.7K Cr
₹49.0K Cr
₹49.0K Cr
₹40.5K Cr
₹40.5K Cr
₹47.6K Cr
₹47.6K Cr
₹44.7K Cr
₹44.7K Cr
₹53.7K Cr
₹53.7K Cr
₹45.4K Cr
₹45.4K Cr
₹42.8K Cr
—
Karur Vysya Bank Ltd · KARURVYSYA
₹1.2K Cr
₹1.2K Cr
₹1.3K Cr
₹1.3K Cr
₹2.3K Cr
₹2.3K Cr
₹1.4K Cr
₹1.4K Cr
₹2.6K Cr
₹2.6K Cr
₹2.5K Cr
—
₹1.4K Cr
₹1.4K Cr
₹1.2K Cr
₹1.2K Cr
₹2.5K Cr
₹2.5K Cr
₹2.6K Cr
₹2.6K Cr
Kotak Mahindra Bank Ltd · KOTAKBANK
₹57.4K Cr
₹57.4K Cr
₹55.6K Cr
₹55.1K Cr
₹47.1K Cr
₹47.1K Cr
₹57.5K Cr
₹57.0K Cr
₹61.5K Cr
₹61.5K Cr
₹75.1K Cr
₹78.0K Cr
₹77.1K Cr
₹77.1K Cr
₹97.6K Cr
₹1.0 L Cr
₹82.7K Cr
₹82.7K Cr
₹95.4K Cr
₹1.1 L Cr
RBL Bank Ltd · RBLBANK
₹12.9K Cr
₹12.9K Cr
₹11.1K Cr
₹11.1K Cr
₹10.8K Cr
₹10.8K Cr
₹13.3K Cr
₹13.3K Cr
₹15.3K Cr
₹15.3K Cr
₹14.2K Cr
₹14.2K Cr
₹14.7K Cr
₹14.7K Cr
₹13.7K Cr
₹13.7K Cr
₹15.2K Cr
₹15.2K Cr
₹16.8K Cr
₹16.8K Cr
Yes Bank Ltd · YESBANK
₹63.9K Cr
₹72.0K Cr
₹72.3K Cr
₹72.3K Cr
₹76.9K Cr
₹69.3K Cr
₹77.8K Cr
₹75.2K Cr
₹71.2K Cr
₹79.9K Cr
₹80.5K Cr
₹80.6K Cr
₹79.0K Cr
₹70.5K Cr
₹72.0K Cr
₹67.2K Cr
₹62.7K Cr
₹63.8K Cr
₹65.5K Cr
₹68.5K Cr
09 · compare level, then change
Return On Assets
ICICI Bank Ltd has the highest ROA among the 18 Banks - Private companies compared here, at 2.1%. Tamilnad Mercantile Bank Ltd is next at 2%. Yes Bank Ltd has the highest ROA change at +0.3 percentage points, so level and change sit with different companies. 17 of 18 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: ICICI Bank Ltd leads roa at 2.1%; Yes Bank Ltd leads roa change at +0.3 percentage points.
LeaderICICI Bank Ltd · 2.1%
Gap5.5% versus #2 · Tamilnad Mercantile Bank Ltd
PersistenceNot enough history
Coverage17/18 companies · 186 observations
Investor read: ICICI Bank Ltd sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current roa change signal.
ROA is the cleanest first comparison for lenders because the balance sheet is the operating asset.
ROAhighest
ROA changefastest improvers
Return on assets · company comparison
17/18 level · 15/18 change
Withheld from this chart: HDFC Bank Ltd (HDFCBANK) — its two data sources disagree by up to 26% on reported income across 15 comparable periods, so its derived ratios are withheld; ICICI Bank Ltd (ICICIBANK) — its two data sources disagree by up to 7% on reported income across 15 comparable periods, so its derived ratios are withheld; Federal Bank Ltd (FEDERALBNK) — its two data sources disagree by up to 3.6% on reported income across 15 comparable periods, so its derived ratios are withheld. A figure two sources cannot agree on is not drawn — the gap is a decision, not missing data.
All-company data · latest reported quarter
| Company | ROA | ROA change | Reported |
|---|---|---|---|
| Tamilnad Mercantile Bank Ltd TMB | 2.0% | +0.2 pp | Jun 2026 |
| Kotak Mahindra Bank Ltd KOTAKBANK | 1.9% | −0.6 pp | Jun 2026 |
| Karur Vysya Bank Ltd KARURVYSYA | 1.8% | +0.2 pp | Jun 2026 |
| Axis Bank Ltd AXISBANK | 1.6% | −0.3 pp | Jun 2026 |
| City Union Bank Ltd CUB | 1.4% | 0.0 pp | Jun 2026 |
| Jammu and Kashmir Bank Ltd J&KBANK | 1.3% | 0.0 pp | Jun 2026 |
| South Indian Bank Ltd SOUTHBANK | 1.2% | +0.2 pp | Jun 2026 |
| Yes Bank Ltd YESBANK | 1.0% | +0.3 pp | Jun 2026 |
| Karnataka Bank Ltd KTKBANK | 1.0% | −0.1 pp | Jun 2026 |
| DCB Bank Ltd DCBBANK | 0.8% | 0.0 pp | Jun 2026 |
| Bandhan Bank Ltd BANDHANBNK | 0.6% | −0.8 pp | Jun 2026 |
| IDFC First Bank Ltd IDFCFIRSTB | 0.5% | +0.1 pp | Jun 2026 |
| RBL Bank Ltd RBLBANK | 0.5% | 0.0 pp | Jun 2026 |
| Dhanlaxmi Bank Ltd DHANBANK⚠ unverified | 0.5% | 0.0 pp | Jun 2026 |
| IndusInd Bank Ltd INDUSINDBK | 0.2% | −0.3 pp | Jun 2026 |
Full 20-quarter history · every available company
ROA · reported quarter history
Showing the 12 largest of 15 companies with a series here. The remaining 3 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Axis Bank Ltd · AXISBANK
—
1.3%
1.5%
1.5%
1.5%
1.9%
2.0%
-1.6%
1.8%
1.8%
1.9%
2.1%
1.7%
1.9%
1.7%
1.9%
1.5%
1.3%
1.6%
1.6%
Bandhan Bank Ltd · BANDHANBNK
—
—
2.9%
5.8%
2.5%
0.6%
0.8%
2.2%
1.7%
—
1.3%
—
1.6%
—
1.4%
—
0.6%
—
0.6%
—
City Union Bank Ltd · CUB
—
—
1.2%
—
1.4%
—
1.4%
—
1.4%
—
1.4%
—
1.5%
—
1.4%
—
1.4%
—
1.4%
—
IDFC First Bank Ltd · IDFCFIRSTB
—
—
0.1%
—
0.8%
—
1.0%
—
1.1%
—
1.0%
0.9%
0.9%
0.3%
0.4%
0.3%
0.5%
0.4%
0.5%
—
IndusInd Bank Ltd · INDUSINDBK
—
—
1.2%
—
1.4%
—
1.6%
—
1.7%
—
1.7%
—
1.5%
—
0.5%
—
-0.1%
—
0.2%
—
Jammu and Kashmir Bank Ltd · J&KBANK
0.3%
0.4%
0.6%
0.4%
0.5%
0.7%
0.9%
1.4%
0.9%
1.1%
1.1%
1.7%
1.1%
1.4%
1.3%
1.4%
1.1%
1.1%
1.3%
—
Karur Vysya Bank Ltd · KARURVYSYA
—
—
—
—
1.0%
—
1.2%
—
1.4%
—
1.5%
—
1.6%
—
1.6%
—
1.6%
—
1.8%
—
Kotak Mahindra Bank Ltd · KOTAKBANK
—
—
—
—
2.4%
—
2.4%
—
2.5%
—
2.4%
—
2.7%
—
2.5%
—
2.0%
—
1.9%
—
RBL Bank Ltd · RBLBANK
—
—
—
—
0.6%
—
0.8%
—
0.9%
—
0.9%
—
0.8%
—
0.5%
—
0.4%
—
0.5%
—
South Indian Bank Ltd · SOUTHBANK
—
—
—
—
0.5%
0.7%
0.4%
1.3%
0.7%
1.0%
1.1%
1.0%
1.0%
1.1%
1.0%
1.0%
1.0%
1.1%
1.1%
1.2%
Tamilnad Mercantile Bank Ltd · TMB
—
—
1.5%
—
1.7%
1.9%
2.1%
1.8%
1.8%
1.9%
1.9%
1.7%
1.8%
1.9%
1.8%
1.8%
1.8%
1.9%
2.0%
—
Yes Bank Ltd · YESBANK
—
—
0.4%
0.5%
0.3%
0.3%
0.1%
0.2%
0.4%
0.3%
0.3%
0.5%
0.5%
0.5%
0.6%
0.7%
0.8%
0.6%
0.9%
1.0%
ROA change · reported quarter history
Showing the 12 largest of 15 companies with a series here. The remaining 3 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Axis Bank Ltd · AXISBANK
—
—
—
—
—
+0.6 pp
+0.5 pp
−3.1 pp
+0.3 pp
−0.1 pp
−0.1 pp
+3.7 pp
−0.1 pp
+0.1 pp
−0.2 pp
−0.2 pp
−0.2 pp
−0.6 pp
−0.1 pp
−0.3 pp
Bandhan Bank Ltd · BANDHANBNK
—
—
—
—
—
—
−2.1 pp
−3.6 pp
−0.8 pp
—
+0.5 pp
—
−0.1 pp
—
+0.1 pp
—
−1.0 pp
—
−0.8 pp
—
City Union Bank Ltd · CUB
—
—
—
—
—
—
+0.2 pp
—
0.0 pp
—
0.0 pp
—
+0.1 pp
—
0.0 pp
—
−0.1 pp
—
0.0 pp
—
IDFC First Bank Ltd · IDFCFIRSTB
—
—
—
—
—
—
+0.9 pp
—
+0.3 pp
—
0.0 pp
—
−0.2 pp
—
−0.6 pp
−0.6 pp
−0.4 pp
+0.1 pp
+0.1 pp
—
IndusInd Bank Ltd · INDUSINDBK
—
—
—
—
—
—
+0.4 pp
—
+0.3 pp
—
+0.1 pp
—
−0.2 pp
—
−1.2 pp
—
−1.6 pp
—
−0.3 pp
—
Jammu and Kashmir Bank Ltd · J&KBANK
—
—
—
—
+0.2 pp
+0.3 pp
+0.3 pp
+1.0 pp
+0.4 pp
+0.4 pp
+0.2 pp
+0.3 pp
+0.2 pp
+0.3 pp
+0.2 pp
−0.3 pp
0.0 pp
−0.3 pp
0.0 pp
—
Karur Vysya Bank Ltd · KARURVYSYA
—
—
—
—
—
—
—
—
+0.4 pp
—
+0.3 pp
—
+0.2 pp
—
+0.1 pp
—
0.0 pp
—
+0.2 pp
—
Kotak Mahindra Bank Ltd · KOTAKBANK
—
—
—
—
—
—
—
—
+0.1 pp
—
0.0 pp
—
+0.2 pp
—
+0.1 pp
—
−0.7 pp
—
−0.6 pp
—
RBL Bank Ltd · RBLBANK
—
—
—
—
—
—
—
—
+0.3 pp
—
+0.1 pp
—
−0.1 pp
—
−0.4 pp
—
−0.4 pp
—
0.0 pp
—
South Indian Bank Ltd · SOUTHBANK
—
—
—
—
—
—
—
—
+0.2 pp
+0.3 pp
+0.7 pp
−0.3 pp
+0.3 pp
+0.1 pp
−0.1 pp
0.0 pp
0.0 pp
0.0 pp
+0.1 pp
+0.2 pp
Tamilnad Mercantile Bank Ltd · TMB
—
—
—
—
—
—
+0.6 pp
—
+0.1 pp
0.0 pp
−0.2 pp
−0.1 pp
0.0 pp
0.0 pp
−0.1 pp
+0.1 pp
0.0 pp
0.0 pp
+0.2 pp
—
Yes Bank Ltd · YESBANK
—
—
—
—
—
—
−0.3 pp
−0.3 pp
+0.1 pp
0.0 pp
+0.2 pp
+0.3 pp
+0.1 pp
+0.2 pp
+0.3 pp
+0.2 pp
+0.3 pp
+0.1 pp
+0.3 pp
+0.3 pp
10 · compare level, then change
ROE — Leaders & Improvers
Karur Vysya Bank Ltd has the highest ROE among the 18 Banks - Private companies compared here, at 19.1%. ICICI Bank Ltd is next at 15.9%. RBL Bank Ltd has the highest ROE change at +3.8 percentage points, so level and change sit with different companies. 18 of 18 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: Karur Vysya Bank Ltd leads roe at 19.1%; RBL Bank Ltd leads roe change at +3.8 percentage points.
LeaderKarur Vysya Bank Ltd · 19.1%
Gap20.1% versus #2 · ICICI Bank Ltd
Persistence6/8 recent comparable periods
Coverage18/18 companies · 283 observations
Investor read: Karur Vysya Bank Ltd sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current roe change signal.
ROE shows the return to shareholders, but should be read with asset quality and leverage.
ROEhighest
ROE changefastest improvers
Return on equity · company comparison
18/18 level · 18/18 change
Withheld from this chart: HDFC Bank Ltd (HDFCBANK) — its two data sources disagree by up to 26% on reported income across 15 comparable periods, so its derived ratios are withheld; ICICI Bank Ltd (ICICIBANK) — its two data sources disagree by up to 7% on reported income across 15 comparable periods, so its derived ratios are withheld; Federal Bank Ltd (FEDERALBNK) — its two data sources disagree by up to 3.6% on reported income across 15 comparable periods, so its derived ratios are withheld. A figure two sources cannot agree on is not drawn — the gap is a decision, not missing data.
All-company data · latest reported quarter
| Company | ROE | ROE change | Reported |
|---|---|---|---|
| Karur Vysya Bank Ltd KARURVYSYA | 22% | +3.6 pp | Jun 2026 |
| Jammu and Kashmir Bank Ltd J&KBANK | 15% | −0.3 pp | Jun 2026 |
| South Indian Bank Ltd SOUTHBANK | 15% | +0.5 pp | Jun 2026 |
| Axis Bank Ltd AXISBANK | 14% | −1.9 pp | Jun 2026 |
| Tamilnad Mercantile Bank Ltd TMB | 14% | 0.0 pp | Jun 2026 |
| City Union Bank Ltd CUB | 13% | +0.5 pp | Jun 2026 |
| Kotak Mahindra Bank Ltd KOTAKBANK | 12% | −0.5 pp | Jun 2026 |
| DCB Bank Ltd DCBBANK | 12% | +1.1 pp | Jun 2026 |
| Karnataka Bank Ltd KTKBANK | 9.2% | −0.6 pp | Jun 2026 |
| Yes Bank Ltd YESBANK | 8.5% | +2.2 pp | Jun 2026 |
| Bandhan Bank Ltd BANDHANBNK | 8.5% | +3.2 pp | Jun 2026 |
| Dhanlaxmi Bank Ltd DHANBANK⚠ unverified | 6.7% | −0.8 pp | Jun 2026 |
| RBL Bank Ltd RBLBANK | 6.0% | +3.8 pp | Jun 2026 |
| IDFC First Bank Ltd IDFCFIRSTB | 4.1% | +0.5 pp | Jun 2026 |
| IndusInd Bank Ltd INDUSINDBK | 0.8% | −7.7 pp | Jun 2026 |
Full 20-quarter history · every available company
ROE · reported quarter history
Showing the 12 largest of 15 companies with a series here. The remaining 3 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Axis Bank Ltd · AXISBANK
—
13%
14%
15%
15%
18%
19%
-16%
18%
18%
18%
20%
16%
18%
15%
16%
13%
11%
14%
14%
Bandhan Bank Ltd · BANDHANBNK
—
-75%
23%
46%
20%
4.6%
6.2%
17%
15%
14%
14%
1.0%
20%
17%
7.2%
5.3%
6.0%
1.8%
3.3%
8.5%
City Union Bank Ltd · CUB
12%
12%
13%
13%
14%
16%
12%
12%
12%
15%
12%
13%
13%
13%
13%
13%
13%
14%
13%
—
IDFC First Bank Ltd · IDFCFIRSTB
-14%
2.3%
5.7%
6.8%
9.2%
11%
11%
14%
11%
11%
11%
9.8%
7.8%
2.4%
3.6%
3.1%
4.7%
3.3%
4.1%
—
IndusInd Bank Ltd · INDUSINDBK
9.3%
10%
11%
12%
14%
15%
15%
15%
15%
16%
16%
16%
14%
8.3%
8.5%
-14%
3.7%
-2.7%
0.8%
—
Jammu and Kashmir Bank Ltd · J&KBANK
5.8%
5.9%
8.7%
6.0%
7.9%
12%
14%
20%
13%
15%
15%
21%
14%
17%
16%
17%
14%
13%
15%
—
Karur Vysya Bank Ltd · KARURVYSYA
—
9.4%
10%
12%
12%
13%
15%
16%
17%
17%
18%
19%
17%
18%
18%
18%
18%
19%
22%
22%
Kotak Mahindra Bank Ltd · KOTAKBANK
—
14%
15%
17%
11%
14%
15%
17%
15%
15%
14%
17%
23%
15%
13%
13%
11%
11%
12%
12%
RBL Bank Ltd · RBLBANK
—
0.3%
4.0%
5.3%
6.7%
5.9%
6.9%
9.0%
9.4%
9.6%
6.9%
10%
9.5%
6.1%
1.2%
2.2%
5.5%
4.8%
5.7%
6.0%
South Indian Bank Ltd · SOUTHBANK
—
-13%
-3.6%
19%
7.9%
15%
6.5%
21%
12%
16%
17%
14%
13%
14%
15%
14%
13%
13%
14%
15%
Tamilnad Mercantile Bank Ltd · TMB
17%
—
15%
—
14%
15%
17%
15%
15%
15%
15%
13%
14%
15%
14%
13%
13%
14%
14%
—
Yes Bank Ltd · YESBANK
—
2.7%
3.2%
4.4%
3.7%
1.9%
0.6%
2.0%
3.4%
2.2%
2.3%
4.5%
4.7%
4.9%
5.3%
6.3%
6.7%
5.4%
7.7%
8.5%
ROE change · reported quarter history
Showing the 12 largest of 15 companies with a series here. The remaining 3 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Axis Bank Ltd · AXISBANK
—
—
—
—
—
+5.3 pp
+4.6 pp
−31.4 pp
+3.7 pp
−0.1 pp
−1.0 pp
+36.0 pp
−2.3 pp
−0.2 pp
−2.4 pp
−3.6 pp
−2.9 pp
−6.3 pp
−1.6 pp
−1.9 pp
Bandhan Bank Ltd · BANDHANBNK
—
—
—
—
—
+79.8 pp
−16.6 pp
−29.4 pp
−5.2 pp
+9.7 pp
+7.9 pp
−15.9 pp
+5.0 pp
+2.2 pp
−6.9 pp
+4.3 pp
−13.7 pp
−14.7 pp
−3.9 pp
+3.2 pp
City Union Bank Ltd · CUB
—
—
—
—
+1.9 pp
+4.2 pp
−0.3 pp
−1.0 pp
−1.5 pp
−1.7 pp
−0.3 pp
+0.4 pp
+0.4 pp
−1.4 pp
+0.8 pp
+0.1 pp
+0.3 pp
+0.4 pp
+0.5 pp
—
IDFC First Bank Ltd · IDFCFIRSTB
—
—
—
—
+23.1 pp
+8.2 pp
+5.4 pp
+6.8 pp
+2.1 pp
+0.6 pp
−0.6 pp
−3.8 pp
−3.5 pp
−8.7 pp
−6.9 pp
−6.7 pp
−3.1 pp
+0.9 pp
+0.5 pp
—
IndusInd Bank Ltd · INDUSINDBK
—
—
—
—
+4.3 pp
+4.3 pp
+4.4 pp
+3.4 pp
+1.8 pp
+0.9 pp
+0.4 pp
+0.1 pp
−1.7 pp
−7.2 pp
−7.3 pp
−29.8 pp
−10.0 pp
−11.0 pp
−7.7 pp
—
Jammu and Kashmir Bank Ltd · J&KBANK
—
—
—
—
+2.1 pp
+5.6 pp
+5.5 pp
+14.2 pp
+5.3 pp
+3.2 pp
+0.9 pp
+0.9 pp
+0.3 pp
+2.3 pp
+0.5 pp
−4.5 pp
0.0 pp
−3.6 pp
−0.3 pp
—
Karur Vysya Bank Ltd · KARURVYSYA
—
—
—
—
—
+3.5 pp
+4.3 pp
+4.8 pp
+4.7 pp
+4.2 pp
+3.4 pp
+2.7 pp
−0.2 pp
+1.0 pp
+0.2 pp
−1.0 pp
+1.0 pp
+0.5 pp
+3.4 pp
+3.6 pp
Kotak Mahindra Bank Ltd · KOTAKBANK
—
—
—
—
—
+0.7 pp
+0.2 pp
+0.2 pp
+3.5 pp
+0.9 pp
−1.3 pp
+0.1 pp
+8.1 pp
−0.7 pp
−1.3 pp
−4.1 pp
−11.5 pp
−3.6 pp
−1.1 pp
−0.5 pp
RBL Bank Ltd · RBLBANK
—
—
—
—
—
+5.6 pp
+2.9 pp
+3.7 pp
+2.7 pp
+3.7 pp
0.0 pp
+1.1 pp
+0.1 pp
−3.5 pp
−5.7 pp
−7.9 pp
−4.0 pp
−1.3 pp
+4.5 pp
+3.8 pp
South Indian Bank Ltd · SOUTHBANK
—
—
—
—
—
+27.9 pp
+10.1 pp
+1.6 pp
+4.1 pp
+0.9 pp
+10.4 pp
−6.3 pp
+1.1 pp
−1.7 pp
−2.3 pp
−0.2 pp
−0.5 pp
−0.6 pp
−0.8 pp
+0.5 pp
Tamilnad Mercantile Bank Ltd · TMB
—
—
—
—
−2.8 pp
—
+1.6 pp
—
+0.5 pp
+0.1 pp
−1.8 pp
−1.8 pp
−0.6 pp
−0.5 pp
−0.9 pp
+0.4 pp
−0.9 pp
−1.0 pp
0.0 pp
—
Yes Bank Ltd · YESBANK
—
—
—
—
—
−0.8 pp
−2.6 pp
−2.4 pp
−0.3 pp
+0.3 pp
+1.7 pp
+2.5 pp
+1.3 pp
+2.7 pp
+3.0 pp
+1.8 pp
+2.0 pp
+0.5 pp
+2.4 pp
+2.2 pp
11 · compare level, then change
Gross NPA — Leaders & Improvers
Tamilnad Mercantile Bank Ltd has the lowest Gross NPA among the 18 Banks - Private companies compared here, at 0.7%. Bandhan Bank Ltd has the lowest GNPA change at -1.8 percentage points, so level and change sit with different companies. 9 of 18 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: Tamilnad Mercantile Bank Ltd leads gross npa at 0.7%; Bandhan Bank Ltd leads gnpa change at -1.8 percentage points.
LeaderTamilnad Mercantile Bank Ltd · 0.7%
Gap6.8% versus #2 · Karur Vysya Bank Ltd
Persistence8/8 recent comparable periods
Coverage9/18 companies · 198 observations
Investor read: Tamilnad Mercantile Bank Ltd sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current gnpa change signal.
Lower gross NPA is better. Improvement means the ratio is falling, so ranks are intentionally inverted.
Gross NPAlowest
GNPA changefastest improvers
Asset quality · company comparison
9/18 level · 14/18 change
Withheld from this chart: ICICI Bank Ltd (ICICIBANK) — its two data sources disagree by up to 7% on reported income across 15 comparable periods, so its derived ratios are withheld. A figure two sources cannot agree on is not drawn — the gap is a decision, not missing data.
All-company data · latest reported quarter
| Company | Gross NPA | GNPA change | Reported |
|---|---|---|---|
| IndusInd Bank Ltd INDUSINDBK | 3.3% | −0.4 pp | Jun 2026 |
| Bandhan Bank Ltd BANDHANBNK | 3.2% | −1.8 pp | Jun 2026 |
| South Indian Bank Ltd SOUTHBANK | 2.7% | −1.6 pp | Jun 2026 |
| Karnataka Bank Ltd KTKBANK | 2.6% | −0.9 pp | Jun 2026 |
| DCB Bank Ltd DCBBANK | 2.4% | −0.6 pp | Jun 2026 |
| Dhanlaxmi Bank Ltd DHANBANK⚠ unverified | 1.8% | −1.4 pp | Jun 2026 |
| City Union Bank Ltd CUB | 1.7% | −1.3 pp | Jun 2026 |
| Federal Bank Ltd FEDERALBNK | 1.7% | −0.2 pp | Jun 2026 |
| Kotak Mahindra Bank Ltd KOTAKBANK | 1.5% | +0.1 pp | Jun 2026 |
| Axis Bank Ltd AXISBANK | 1.4% | −0.1 pp | Jun 2026 |
| Yes Bank Ltd YESBANK | 1.3% | −0.3 pp | Jun 2026 |
| HDFC Bank Ltd HDFCBANK | 1.2% | −0.2 pp | Jun 2026 |
| Karur Vysya Bank Ltd KARURVYSYA | 0.7% | +0.1 pp | Jun 2026 |
| Tamilnad Mercantile Bank Ltd TMB | 0.7% | −0.5 pp | Jun 2026 |
Full 20-quarter history · every available company
Gross NPA · reported quarter history
Showing the 12 largest of 14 companies with a series here. The remaining 2 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Axis Bank Ltd · AXISBANK
—
—
—
—
—
2.4%
2.0%
2.0%
1.7%
1.6%
1.4%
1.5%
1.4%
1.5%
1.3%
1.6%
1.5%
1.4%
—
—
Bandhan Bank Ltd · BANDHANBNK
—
—
—
—
—
7.2%
4.9%
6.8%
7.3%
7.0%
3.8%
4.2%
4.7%
4.7%
4.7%
5.0%
5.0%
3.3%
3.3%
3.2%
City Union Bank Ltd · CUB
—
—
—
—
—
4.6%
4.4%
4.9%
4.7%
4.5%
4.0%
3.9%
3.5%
3.4%
3.1%
3.0%
2.4%
2.2%
1.9%
1.7%
Federal Bank Ltd · FEDERALBNK
—
—
—
—
—
2.4%
2.4%
2.4%
2.3%
2.3%
2.1%
2.1%
2.1%
2.0%
1.8%
1.9%
1.8%
1.7%
—
—
HDFC Bank Ltd · HDFCBANK
—
—
—
—
—
1.2%
1.1%
1.2%
1.3%
1.3%
1.2%
1.3%
1.4%
1.4%
1.3%
1.4%
1.2%
1.2%
—
—
IndusInd Bank Ltd · INDUSINDBK
—
—
—
—
—
2.1%
2.0%
1.9%
1.9%
1.9%
1.9%
2.0%
2.1%
2.3%
3.1%
3.6%
3.6%
3.6%
3.4%
3.3%
Karnataka Bank Ltd · KTKBANK
—
—
—
—
3.4%
3.3%
3.7%
3.7%
3.5%
3.6%
3.5%
3.5%
3.2%
3.1%
3.1%
3.5%
3.3%
3.3%
2.8%
2.6%
Karur Vysya Bank Ltd · KARURVYSYA
—
—
—
—
—
2.7%
2.3%
2.0%
1.7%
1.6%
1.4%
1.3%
1.1%
0.8%
0.8%
0.7%
0.8%
0.7%
0.8%
0.7%
Kotak Mahindra Bank Ltd · KOTAKBANK
—
—
—
—
—
1.9%
1.8%
1.8%
1.7%
1.7%
1.4%
1.4%
1.5%
1.5%
1.5%
—
—
—
—
—
South Indian Bank Ltd · SOUTHBANK
—
—
—
—
—
5.5%
5.1%
5.1%
5.0%
4.7%
4.5%
4.5%
4.4%
4.3%
3.2%
3.2%
2.9%
2.7%
—
—
Tamilnad Mercantile Bank Ltd · TMB
—
—
—
—
—
1.7%
1.4%
1.6%
1.7%
1.7%
1.4%
1.4%
1.4%
1.3%
1.3%
1.2%
1.0%
0.9%
0.7%
0.7%
Yes Bank Ltd · YESBANK
—
—
—
—
—
2.0%
2.2%
2.0%
2.0%
2.0%
1.7%
1.7%
1.6%
1.6%
1.6%
1.6%
1.6%
1.5%
1.3%
1.3%
GNPA change · reported quarter history
Showing the 12 largest of 14 companies with a series here. The remaining 2 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Axis Bank Ltd · AXISBANK
—
—
—
—
—
—
—
—
—
−0.8 pp
−0.6 pp
−0.4 pp
−0.3 pp
−0.1 pp
−0.2 pp
+0.0 pp
+0.0 pp
−0.1 pp
—
—
Bandhan Bank Ltd · BANDHANBNK
—
—
—
—
—
—
—
—
—
−0.1 pp
−1.0 pp
−2.5 pp
−2.6 pp
−2.3 pp
+0.9 pp
+0.7 pp
+0.3 pp
−1.4 pp
−1.4 pp
−1.8 pp
City Union Bank Ltd · CUB
—
—
—
—
—
—
—
—
—
−0.2 pp
−0.4 pp
−1.0 pp
−1.1 pp
−1.1 pp
−0.9 pp
−0.9 pp
−1.1 pp
−1.2 pp
−1.2 pp
−1.3 pp
Federal Bank Ltd · FEDERALBNK
—
—
—
—
—
—
—
—
—
−0.1 pp
−0.2 pp
−0.3 pp
−0.2 pp
−0.3 pp
−0.3 pp
−0.2 pp
−0.3 pp
−0.2 pp
—
—
HDFC Bank Ltd · HDFCBANK
—
—
—
—
—
—
—
—
—
+0.0 pp
+0.1 pp
+0.2 pp
+0.0 pp
+0.2 pp
+0.1 pp
+0.1 pp
−0.1 pp
−0.2 pp
—
—
IndusInd Bank Ltd · INDUSINDBK
—
—
—
—
—
—
—
—
—
−0.1 pp
−0.1 pp
+0.1 pp
+0.2 pp
+0.3 pp
+1.2 pp
+1.6 pp
+1.5 pp
+1.3 pp
+0.3 pp
−0.4 pp
Karnataka Bank Ltd · KTKBANK
—
—
—
—
—
—
—
—
+0.1 pp
+0.4 pp
−0.2 pp
−0.1 pp
−0.3 pp
−0.5 pp
−0.5 pp
−0.1 pp
+0.1 pp
+0.2 pp
−0.3 pp
−0.9 pp
Karur Vysya Bank Ltd · KARURVYSYA
—
—
—
—
—
—
—
—
—
−1.1 pp
−0.9 pp
−0.7 pp
−0.6 pp
−0.8 pp
−0.6 pp
−0.7 pp
−0.3 pp
−0.1 pp
−0.0 pp
+0.1 pp
Kotak Mahindra Bank Ltd · KOTAKBANK
—
—
—
—
—
—
—
—
—
−0.2 pp
−0.4 pp
−0.4 pp
−0.2 pp
−0.2 pp
+0.1 pp
—
—
—
—
—
South Indian Bank Ltd · SOUTHBANK
—
—
—
—
—
—
—
—
—
−0.7 pp
−0.6 pp
−0.6 pp
−0.6 pp
−0.4 pp
−1.3 pp
−1.4 pp
−1.5 pp
−1.6 pp
—
—
Tamilnad Mercantile Bank Ltd · TMB
—
—
—
—
—
—
—
—
—
−0.0 pp
+0.1 pp
−0.1 pp
−0.3 pp
−0.4 pp
−0.2 pp
−0.2 pp
−0.4 pp
−0.4 pp
−0.5 pp
−0.5 pp
Yes Bank Ltd · YESBANK
—
—
—
—
—
—
—
—
—
0.0 pp
−0.5 pp
−0.3 pp
−0.4 pp
−0.4 pp
−0.1 pp
−0.1 pp
0.0 pp
−0.1 pp
−0.3 pp
−0.3 pp
12 · compare level, then change
Valuation Against Growth & Quality
Jammu and Kashmir Bank Ltd has the lowest P/BV ÷ ROE among the 18 Banks - Private companies compared here, at 0.07×. DCB Bank Ltd is next at 0.08×. Karnataka Bank Ltd has the lowest P/BV at 0.81×, so level and change sit with different companies. 18 of 18 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: Jammu and Kashmir Bank Ltd has the lowest comparable P/BV ÷ ROE at 0.07×, 12.5% below DCB Bank Ltd. Only 18 of 18 companies have earnings and growth steady enough for the ratio to mean anything, so no broad “cheapest stock” conclusion is defensible unless the current multiple, own-history position and growth durability agree.
LeaderJammu and Kashmir Bank Ltd · 0.07×
Gap12.5% versus #2 · DCB Bank Ltd
Persistence0/8 recent comparable periods
Coverage18/18 companies · 273 observations
Investor read: Treat valuation as permission to investigate, never as a standalone reason to buy.
This conclusion weakens if: The next two comparable reports reverse the current p/bv signal.
Banks are compared on P/BV and P/BV÷ROE, not PEG. Lower is better only if asset quality and return durability hold; cheap book value with weakening NPAs is not automatically attractive.
P/BV ÷ ROElowest return-adjusted price
P/BVlowest P/BV
Valuation · company comparison
18/18 level · 18/18 change
All-company data · latest reported quarter
| Company | P/BV ÷ ROE | P/BV | Reported |
|---|---|---|---|
| IndusInd Bank Ltd INDUSINDBK | 1.1 | 1.1 | Jun 2026 |
| IDFC First Bank Ltd IDFCFIRSTB | 0.3 | 1.4 | Jun 2026 |
| RBL Bank Ltd RBLBANK | 0.2 | 1.4 | Jun 2026 |
| Kotak Mahindra Bank Ltd KOTAKBANK | 0.2 | 2.6 | Jun 2026 |
| Yes Bank Ltd YESBANK | 0.2 | 1.6 | Jun 2026 |
| Axis Bank Ltd AXISBANK | 0.2 | 2.3 | Jun 2026 |
| Bandhan Bank Ltd BANDHANBNK | 0.2 | 1.3 | Jun 2026 |
| City Union Bank Ltd CUB | 0.1 | 2.1 | Jun 2026 |
| Karur Vysya Bank Ltd KARURVYSYA | 0.1 | 2.4 | Jun 2026 |
| Dhanlaxmi Bank Ltd DHANBANK⚠ unverified | 0.1 | 0.9 | Jun 2026 |
| South Indian Bank Ltd SOUTHBANK | 0.1 | 1.2 | Jun 2026 |
| Karnataka Bank Ltd KTKBANK | 0.1 | 0.8 | Jun 2026 |
| Tamilnad Mercantile Bank Ltd TMB | 0.1 | 1.1 | Jun 2026 |
| DCB Bank Ltd DCBBANK | 0.1 | 0.9 | Jun 2026 |
| Jammu and Kashmir Bank Ltd J&KBANK | 0.1 | 1.1 | Jun 2026 |
| HDFC Bank Ltd HDFCBANK | — | 2.3 | Jun 2026 |
| ICICI Bank Ltd ICICIBANK | — | 3.1 | Jun 2026 |
| Federal Bank Ltd FEDERALBNK | — | 2.0 | Jun 2026 |
Full 20-quarter history · every available company
P/BV ÷ ROE · reported quarter history
Showing the 12 largest of 15 companies with a series here. The remaining 3 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Axis Bank Ltd · AXISBANK
—
0.1
0.1
0.1
0.1
0.1
0.1
—
0.1
0.1
0.1
0.2
0.2
0.1
0.1
0.2
0.1
0.2
0.1
0.2
Bandhan Bank Ltd · BANDHANBNK
—
—
0.1
0.1
0.1
0.4
0.3
0.1
0.1
0.1
0.1
1.7
0.1
0.1
0.1
0.3
0.2
0.5
0.3
0.2
City Union Bank Ltd · CUB
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.2
0.1
—
IDFC First Bank Ltd · IDFCFIRSTB
—
0.7
0.2
0.1
0.2
0.2
0.1
0.2
0.2
0.2
0.2
0.2
0.2
0.5
0.3
0.5
0.3
0.4
0.3
—
IndusInd Bank Ltd · INDUSINDBK
0.2
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
—
0.2
—
1.1
—
Jammu and Kashmir Bank Ltd · J&KBANK
0.1
0.1
0.1
0.1
0.0
0.1
0.0
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.1
0.1
0.1
0.1
—
Karur Vysya Bank Ltd · KARURVYSYA
—
0.1
0.1
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
Kotak Mahindra Bank Ltd · KOTAKBANK
—
0.3
0.3
0.2
0.3
0.2
0.2
0.2
0.2
0.2
0.2
0.2
0.1
0.2
0.2
0.3
0.2
0.2
0.2
0.2
RBL Bank Ltd · RBLBANK
—
2.0
0.2
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.6
0.5
0.2
0.2
0.2
0.2
South Indian Bank Ltd · SOUTHBANK
—
—
—
0.0
0.1
0.1
0.1
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.0
0.1
0.1
0.1
0.1
0.1
Tamilnad Mercantile Bank Ltd · TMB
—
—
—
—
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
0.1
—
Yes Bank Ltd · YESBANK
—
0.4
0.3
0.2
0.3
0.8
1.8
0.6
0.4
0.7
0.7
0.4
0.3
0.3
0.2
0.2
0.2
0.3
0.1
0.2
P/BV · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Axis Bank Ltd · AXISBANK
2.3
1.8
1.9
1.9
1.8
2.2
2.2
2.2
2.4
2.4
2.2
3.0
2.4
1.9
1.9
2.4
1.9
1.9
1.8
2.3
Bandhan Bank Ltd · BANDHANBNK
2.6
2.8
3.3
2.6
2.3
2.0
1.8
2.2
2.1
1.9
1.4
1.7
1.5
1.1
1.0
1.4
1.0
0.9
1.0
1.3
City Union Bank Ltd · CUB
1.9
1.6
1.5
1.6
1.8
1.9
1.4
1.4
1.3
1.4
1.3
1.7
1.4
1.4
1.3
1.8
1.6
2.2
1.9
2.1
Federal Bank Ltd · FEDERALBNK
—
—
1.1
—
—
1.4
1.4
1.4
1.4
1.4
1.4
1.7
1.6
1.5
1.4
1.7
1.4
1.8
1.8
2.0
HDFC Bank Ltd · HDFCBANK
—
—
3.4
—
—
3.5
3.6
3.1
2.8
3.1
2.5
3.2
2.8
2.9
2.8
3.4
2.8
2.8
2.1
2.3
ICICI Bank Ltd · ICICIBANK
—
—
2.8
—
—
3.2
3.4
2.9
3.0
3.0
3.2
3.9
3.4
3.3
3.3
4.0
3.1
2.9
2.5
3.1
IDFC First Bank Ltd · IDFCFIRSTB
1.5
1.5
1.2
0.9
1.4
1.6
1.6
2.3
2.4
2.2
1.9
2.1
1.6
1.3
1.1
1.6
1.3
1.4
1.1
1.4
IndusInd Bank Ltd · INDUSINDBK
2.1
1.5
1.6
1.4
1.8
1.9
1.7
2.2
2.0
2.1
2.1
2.1
1.8
1.1
0.8
1.1
0.9
1.0
0.9
1.1
Karur Vysya Bank Ltd · KARURVYSYA
0.6
0.5
0.5
0.5
0.8
1.1
1.1
1.3
1.2
1.5
1.6
1.9
1.7
1.6
1.6
2.1
1.7
2.0
2.2
2.4
Kotak Mahindra Bank Ltd · KOTAKBANK
4.8
4.0
3.8
4.0
3.5
3.5
3.6
3.8
3.1
3.1
2.9
3.2
2.9
2.4
2.9
3.4
2.5
2.6
2.2
2.6
RBL Bank Ltd · RBLBANK
0.9
0.6
0.7
0.4
0.5
0.8
0.7
0.9
1.1
1.2
1.0
1.2
0.8
0.6
0.7
1.0
1.1
1.1
1.1
1.4
Yes Bank Ltd · YESBANK
1.0
1.0
0.9
0.9
1.1
1.5
1.1
1.1
1.2
1.5
1.6
1.7
1.6
1.3
1.1
1.4
1.4
1.4
1.1
1.6
13 · before the conclusion, check the blind spots
What can make this comparison misleading?
This Banks - Private comparison names 7 specific ways its own evidence can mislead, all listed below. All 18 companies here report on comparable dates, so no rank carries a stale marker. 1 draws at least one figure from a second feed with too little overlap to cross-check. 3 have second-feed figures withheld because the two sources disagree.
Keep these limits visible
- A high growth rate can be a low-base artefact. The page keeps level and change separate for that reason.
- A high ROE can be manufactured with leverage. Read it beside ROA and asset quality.
- The 4-Factor Sector Score ranks research priority, not portfolio action. Management quality, catalysts and risks need equally fresh evidence before capital is deployed.
- An “all companies” line chart preserves completeness, but rank changes should be checked against reporting dates before drawing a conclusion.
- Banks and lenders are not forced through operating-margin or ROCE comparisons; missing lender-specific fields remain visibly missing.
- 1 company draws at least one figure from a second data feed with too little overlapping history to cross-check against the primary source; it is marked unverified wherever that figure appears.
- 3 companies are missing from the second-feed metrics by decision, not by absence: the two sources disagree, so nothing from the second is drawn. Read those rows as narrower evidence, never as a weaker business.
14 · evidence and freshness
How was this comparison built?
This comparison is built from the reported filings of 18 Banks - Private companies, normalized to a common ₹ scale and a shared quarter axis of up to 20 quarters each. Fundamentals run through Jun 2026 and market data through 2026-07-31. A second data feed fills gaps only after identity and scale reconciliation, and missing observations are never interpolated.
FundamentalsThrough Jun 2026 · up to 20 quarters per company
Market dataThrough 2026-07-31 · weekly price and relative-strength history
Derived metricsGrowth, changes and P/BV÷ROE are calculated only when their inputs are comparable.
Score confidenceMissing and stale evidence reduces confidence and pulls the 0–100 research-priority score toward neutral.
Source standing14 cross-checked · 1 unverified · 3 withheld, of 18 graded companies.
How a second data feed is admitted, and what happens when it disagrees
A second feed is read only after its reported income is matched against the primary source on at least three overlapping periods. Where the two agree the figures fill silently. Where there is too little shared history to compare, the figures are still drawn — they are the only evidence there is — and marked ⚠ unverified everywhere they appear. Where the two are known to disagree, nothing from the second feed is drawn and the affected company is named under the chart it is missing from.
15 · questions investors ask, short speakable answers
Banks - Private company comparison FAQs
These 26 answers restate the Banks - Private comparison above in question form. Every one is computed from the same 18 companies and the same reported filings as the rankings and charts, current through Jun 2026. Price and relative-strength answers run through 2026-07-31. Nothing here is estimated, and none of it is a recommendation.
Is the Banks - Private sector outperforming NIFTY 500?
Banks - Private has outperformed NIFTY 500 by 29.5% over 52 weeks and 8% over 13 weeks. 15 of 18 covered companies beat NIFTY on Mansfield relative strength, while 10 of 18 beat the sector itself.
Which Banks - Private company is largest by income?
HDFC Bank Ltd leads with income of ₹3,51,818 crore, based on 18 of 18 comparable companies through Jun 2026.
Which Banks - Private company is growing fastest?
Dhanlaxmi Bank Ltd has the fastest current income growth at 21.7%, across 18 of 18 comparable companies.
Which Banks - Private company has the strongest 4-Factor Sector Score?
Tamilnad Mercantile Bank Ltd ranks first at 74.3/100 with 100% evidence confidence. The score prioritizes research; it is not a buy recommendation.
Which Banks - Private company has the largest deposit base?
Axis Bank Ltd has the largest reported deposit base at ₹13,71,173 crore. Bank borrowings are operating funding, not industrial leverage.
Which Banks - Private company has the lowest comparable P/BV-to-ROE?
Jammu and Kashmir Bank Ltd has the lowest comparable P/BV ÷ ROE at 0.07, among 18 of 18 companies whose earnings and growth are steady enough for the ratio to mean anything.
How much history does this Banks - Private comparison include?
The page compares up to 20 reported quarters per company for fundamentals, returns and valuation, ending Jun 2026. Missing observations remain blank rather than being estimated.
How is the 4-Factor Sector Score calculated?
The four visible contributions add directly: growth and earnings up to 35 points, capital efficiency up to 25, valuation up to 20, and relative strength up to 20. Missing or stale evidence moves only the affected contribution toward neutral.
What is the Nifty Banks - Private index?
The Nifty Banks - Private index tracks India's listed Banks - Private companies as a single basket. This page follows the same 18 companies and equal-weights them, so every company's weekly return counts once whatever it is worth, and the reading belongs to the Banks - Private sector rather than to its largest constituent. Figures are as of Jun 2026.
Which are the best Banks - Private stocks in India?
Ranked by this page's four-factor score, Tamilnad Mercantile Bank Ltd places first among 18 listed Banks - Private companies, followed by Karur Vysya Bank Ltd. That is a ranking of published data — earnings, quality, valuation and market behaviour as of Jun 2026 — and not a recommendation; Sector Alpha is not registered with SEBI as an investment adviser.
How many Banks - Private stocks are listed in India?
This comparison covers 18 listed Banks - Private companies in India, each above the size floor the site applies, with 20 quarters of reported figures per company where the filings exist. The full ranked list is on this page, as of Jun 2026.
Which Banks - Private company is the biggest?
HDFC Bank Ltd is the largest, with trailing-twelve-month income of ₹3,51,818 crore, ahead of ICICI Bank Ltd at ₹1,98,380 crore. That covers 18 of 18 companies with comparable reporting through Jun 2026.
Which Banks - Private company makes the most profit?
HDFC Bank Ltd earns the most, at ₹82,512 crore of trailing-twelve-month net profit, from 18 of 18 comparable companies. IDFC First Bank Ltd has the fastest profit growth at 77.3%, though growth off a small or recovering profit base overstates how much has actually changed.
Which Banks - Private lender has the best asset quality?
Tamilnad Mercantile Bank Ltd reports the lowest gross NPA ratio at 0.7% — lower is better — across 9 of 18 lenders. Read the direction as well as the level: a rising NPA ratio off a low base can matter more than a high but falling one.
Which Banks - Private company earns the highest return on capital?
ICICI Bank Ltd leads on return on assets at 2.1%, across 17 of 18 companies. Read it beside the length of its reported history: a high return that repeats for years is evidence of a durable business, while a single high reading can be a small capital base or one good year.
Which Banks - Private stock is the cheapest?
On price-to-book divided by return on equity — where a LOWER number is cheaper — Jammu and Kashmir Bank Ltd screens cheapest at 0.07×. Only 18 of 18 companies have earnings and growth steady enough for the ratio to mean anything, so this is not a sector-wide "cheapest stock" verdict. Cheap on a multiple is a reason to investigate, never a reason to buy on its own.
Which Banks - Private lender has the largest funding base?
Axis Bank Ltd has the largest reported deposit base at ₹13,71,173 crore. For lenders, deposits and borrowings are operating inputs rather than leverage, so they are read against asset quality and returns instead of as debt.
Is the Banks - Private sector beating the market?
Banks - Private has outperformed NIFTY 500 by 29.5% over the last 52 weeks and 8% over 13 weeks, measured on an equal-weight index of its current members. Inside the sector, 15 of 18 covered companies are beating the market on their own. Sector strength does not transfer evenly to every stock in it.
Which Banks - Private stock has the strongest price momentum?
Tamilnad Mercantile Bank Ltd has the strongest relative strength against NIFTY 500. Relative strength answers last, after growth, quality and valuation: price can move well before the fundamentals confirm it, and sometimes without them confirming at all.
Which Banks - Private company scores highest for research priority?
Tamilnad Mercantile Bank Ltd scores 74.3 out of 100 with 100% evidence confidence, from 23.3 points on growth and earnings, 22.6 on capital efficiency, 12.7 on valuation and 15.7 on relative strength. This ranks what deserves work next. It is not a buy recommendation, and management quality, catalysts and risk still need separate research.
How many Banks - Private companies does this comparison cover, and over what period?
It compares 18 listed companies over up to 20 reported quarters of fundamentals, ending Jun 2026, plus weekly price and relative-strength history. Membership is the full sector list — nothing is dropped for having thin data.
What is the total market cap of the Banks - Private sector?
The 18 Banks - Private companies on this page carry ₹34,65,933 crore of combined market value. HDFC Bank Ltd is the largest at ₹11,52,536 crore, about 33% of the sector's total on its own. Market value moves with price, so this reading is dated 2026-08-05.
What is the Banks - Private sector's P/B ratio?
The median price-to-book ratio across the 18 Banks - Private companies on this page is 1.4×, measured on the 18 that report a comparable figure. A sector-level history for this multiple is not held here, so this is a cross-section of today, not a comparison with the sector’s own past. Figures are as of 2026-08-05.
How is the Banks - Private sector performing?
15 of the 18 covered Banks - Private companies are beating NIFTY 500 on Mansfield relative strength. The sector itself is 29.5% ahead of NIFTY 500 over 52 weeks on an equal-weight index of its current members. Readings are as of 2026-08-05.
Why are some values on this page blank?
A blank means that company did not report a comparable figure for that period, so nothing is shown. Missing observations are never interpolated, carried forward, or replaced with a similar-looking accounting line, and a company with missing evidence has its research score pulled toward neutral rather than being scored as bad.
Is this investment advice?
No. Every figure here is a deterministic calculation from reported company filings and market data, published for research. It contains no recommendation to buy or sell any security, does not account for your circumstances, and is not a substitute for advice from a licensed adviser.