CSB Bank share price today

CSB Bank Ltd's share price was ₹303.00 at the close on 4 November 2026. It has been falling for 31 weeks. That is 13.3% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹296 and ₹506, and at that close it sat 3% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today CSB Bank Ltd is in stage 4. The phase helps read everything below.

Over the past 13 weeks it has done better than the NIFTY 500, and it has stayed ahead for 1 week in a row.

Over the last 6.9 years the share price moved +10% while the NIFTY 500 moved +127%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

Three changes stood out: revenue up on a year earlier for 12 quarters in a row (every quarter we can compare), foreign funds (FIIs) cut their stake for 5 quarters in a row and profit up on a year earlier for 9 quarters in a row.

1. Revenue up on a year earlier for 12 quarters in a row (every quarter we can compare)

   In the September 2026 quarter revenue was ₹1,339 crore, +20.7% on a year earlier.

   Why: Revenue rose because net interest income, what the bank earns on loans minus what it pays on deposits, increased.

   Next results: check whether current account deposits make up more of the bank's funding.

   From the earnings call on 23 Oct 2026.

2. Foreign funds (FIIs) cut their stake for 5 quarters in a row

   From 15.4% to 12.3% of the company by the September 2026 quarter.

3. Profit up on a year earlier for 9 quarters in a row

   In the September 2026 quarter profit was ₹183 crore, +14.4% on a year earlier.

   Why: Profit rose because net interest income, what the bank earns on loans minus what it pays on deposits, increased.

   Next results: check whether asset quality keeps improving, as management expects.

   From the earnings call on 23 Oct 2026.

For July to September 2026 (the quarter ended 30 September 2026), CSB Bank reported total income of ₹1,339 crore, up 20.7% from ₹1,109 crore a year earlier, and a profit of ₹183 crore, up 14.4% from ₹160 crore.

CSB Bank results: July to September 2026 against a year earlier

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

CSB Bank's management discussed these results on a call held on 23 October 2026; what it said is further down this page.

From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.

CSB Bank closed at ₹303.00 on 4 November 2026, down 29.8% from ₹431.50 a year earlier (7 November 2025) and up 1.1% over five years. Its highest weekly close since December 2019 was ₹505.70 on 9 January 2026.

CSB Bank share price: then and now

Weekly closing prices. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

365 weekly closes from 6 December 2019 to 4 November 2026.

4 Nov 2026: CSB Bank closed at ₹303.00, up 2.4% on the week and down 0.6% on the month. 23 Oct 2026: CSB Bank held its results call for July to September 2026. Management guided: FY27 balance-sheet growth guidance retained at 30%-50% faster than system, later stated as 32%-50%; CASA to outgrow term deposits from FY28, with 3-5 retail liability products quarterly.

Earlier

• Results for July to September 2026: Total income up 20.7% and profit up 14.4% on a year earlier.

CSB Bank has paid no dividend on the NSE since 1 April 2021, the start of the period we checked.

Not in its latest year. CSB Bank Ltd paid out 0% of its profit as dividends in FY26. It did pay a dividend in 1 of its last 13 reported years, so there is a history but no current dividend.

From the NSE corporate-actions record, read 5 November 2026.

On the call for July to September 2026, held on 23 October 2026, CSB Bank's management guided: FY27 balance-sheet growth guidance retained at 30%-50% faster than system, later stated as 32%-50%; CASA to outgrow term deposits from FY28, with 3-5 retail liability products quarterly.

“However, we need calibrated growth based on how quickly we can build the liability franchise, and that is what will take us there.”Pralay Mondal, on the call for July to September 2026

What management guided

• SME growth expected to start this quarter following portfolio corrections.
• Gold mix planned near 50% by FY27-end; longer-term 32% glide path reiterated for 2030.
• ROA expected between current level and 1.5% this year; next year 1.5%-1.8%, probably nearer 1.5%.
• Next-year NIM aimed around 3.75%, within a 3.75%-3.8% framework and below 4%; cost of funds planned near 6%.

Management’s own plans and goals, from our notes of the call. A plan is not a result.

Source: the call transcript.

From the call for July to September 2026, 23 October 2026.

When CSB Bank reports October to December 2026, these are the 3 checks that show whether the story is still on course. First: Current-account acquisition should translate into a stronger CASA share and reduced reliance on wholesale funding.

CSB Bank is on 3 of our India lists: 52 week high & low, Gold & silver stocks and Gold loan companies.

CSB Bank Ltd earned ₹183 Cr of net profit in the Sep 2026 quarter, +14.4% on the same quarter a year earlier. That is the 9th quarter in a row of profit growth. Full-year FY26 profit was ₹633 Cr. That is 13.7% of the quarter's revenue. The same quarter a year earlier earned ₹160 Cr.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

For the full year, FY26 profit was ₹633 Cr (+6.6% on the year before).

Why profit moved: revenue changed +20.7% on a year earlier and the margin moved −0.7 percentage points. Sales did the work, and the margin was about flat.

On average over the last four quarters, profit changed +11.9% and revenue +23.1%. Profit is growing slower than sales: rising costs are taking part of the growth.

CSB Bank Ltd reported ₹1,339 Cr of income in the Sep 2026 quarter, +20.7% on the same quarter a year earlier. That is the 12th quarter in a row with growth on the year before. Over 10 years it has grown 11.8% a year on average. The last full year, FY26, came in at ₹4,505 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

The last four reported quarters add to ₹4,981 Cr.

FY26 revenue was ₹4,505 Cr, +25.2% on the year before.

Recent pace: the last four quarters grew +23.1% on average, against 11.8% a year over the longer run, so this year is growing faster than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +23.0%, against +23.7% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +10.8%, against +11.6% a year (stabilising).

CSB Bank Ltd's net margin was 13.7% in the Sep 2026 quarter, 0.7 percentage points lower than the same quarter a year ago. Across 13 years it has been between −14.6% and 23.6%. The latest quarter is within that range.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

CSB Bank Ltd's gross NPA, the share of loans that have stopped being repaid, is 1.58% in Sep 2026, down from 1.81% a year ago. After the money already set aside for bad loans, 0.33% is left (net NPA). Across the 12 quarters on file it has been between 1.22% and 1.96%.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Falling bad loans mean the loan book is healing; rising ones mean new damage.

In Sep 2026, gross NPA was 1.58% and net NPA 0.33%, against 1.81% and 0.52% a year ago.

In short: a lender's profit growth is only as good as its loans, and this loan book is better than a year ago. Quarterly detail on money set aside for bad loans is not in our data yet, so this shows the levels and the trend, not the cost of the clean-up.

Why bad loans moved: recoveries, write-offs and new bad loans all play a part. That split is not in our data, so the page shows the trend without the breakdown.

CSB Bank Ltd's revenue was ₹4,505 Cr in FY26, +25.2% on the year before, so the loan book is growing. The latest quarter was +20.7% on a year earlier. The net margin on that income is 13.7%, −0.7 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

CSB Bank Ltd's P/BV is 1.0×, about the lowest it has ever been. Its usual P/BV (the middle reading) is 1.6×, over 6.4 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.

Why the multiple is where it is: over the past year book value grew while the price moved −29.8%. Price and book value moved together, so the multiple stayed in its range.

Where the price move came from: over 5 years the price moved +0.2% a year; about +17.2% a year came from book-value growth and about −17.0 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple.

In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple.

CSB Bank Ltd's business is growing steadily. Revenue, profit and EPS growth have stayed positive throughout, and ROE is steady at 13.2%. This is based on 12 quarters of 4 measures.

Every business is somewhere on a path of getting better or worse, and this section names where. The last 12 quarters of growth in revenue, profit and earnings per share, plus the return the business earns on its capital, are read as lines. Getting worse: the lines are falling. Turning around: a low point has just formed and the last few quarters are rising from it. Getting better: the rise from the low has lasted. Growing steadily: steady growth with healthy returns. Slowing from a peak: still high, but slowing. When the lines disagree the result is mixed; too little history means no reading. CAGR (compound annual growth rate) is the steady yearly rate that would turn the starting value into the latest one. It is the fairest way to compare growth over different periods. If the 1-year figure is much bigger than the 10-year one, recent growth is running faster than the long-run trend. A dash means there is no figure for that period, or the starting year was a loss, where a growth rate means nothing.

Why it matters: steady growth with healthy returns is how a business compounds over time.

Compound annual growth rate (%)

Compound annual growth rate over each period, %. Revenue, profit and EPS come from yearly figures; the share price row is price growth over the same periods. A dash means no figure for that period, or the starting year was a loss.

CSB Bank Ltd earned a return on equity of 13% in FY26. Its lowest yearly reading on file was −17% in FY16. On its assets, every ₹100 earned about ₹1.24, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together.

Two numbers rate a bank: ROE, what it earns on shareholders’ money, and ROA, what it earns on all its assets. An ROE above about 13 to 15% is healthy; below that, net worth grows slowly.

That is above the level a bank needs to grow its net worth steadily.

Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data.

For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead.

For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here.

Domestic institutions cut their stake in CSB Bank Ltd by 1.9 percentage points over 8 quarters, the biggest change among its owners. Domestic institutions now own 15.7% of the company. Foreign institutions moved −0.4 points over the same period, to 12.3%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings.

Who owns the company each quarter: promoters (the founders or controlling owners), foreign institutions, domestic institutions such as mutual funds, and the public. When people close to the business steadily raise their stake, that is worth noticing; a quiet list is also an answer.

Over the last two years: Domestic institutions: −1.9 points over 8 quarters, to 15.7%; Foreign institutions: −0.4 points over 8 quarters, to 12.3%; Promoters: +0.0 points over 8 quarters, to 40.0%.

Why the owners changed: domestic institutions drove it (−1.9 points). They reduced their stake.

For CSB Bank Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead.

The Z-score estimates how far a company is from balance-sheet trouble. Above about 3 is safe; below about 1.8 is the danger zone. It was built for manufacturers, so it is not used for banks and lenders.

53.0 out of 100, rank 5 of 6 in Finance & Investments - Gold Loan, with 85% of the evidence available.

CSB Bank Ltd scores 53.0 out of 100 against the 6 companies it is compared with in Finance & Investments - Gold Loan, ranking 5. The valuation scores well, but earnings are not improving yet, so the business does not back up the low multiple so far.

The four parts add up to the total exactly: 11.9 + 13.9 + 19 + 8.2 = 53. This is the same number shown on the industry page; it is worked out once for the whole group and read here.

What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector.

CSB Bank ranks 5 of 6 Finance & Investments - Gold Loan companies on the 4-Factor Sector Score, with 53.0 out of 100.

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read.

The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section.

Related companies: Finance & Investments - Gold Loan, all 6 compared on one page.

CSB Bank is the 6th largest of 6 Finance & Investments - Gold Loan companies on Sector Alpha by market value (scores of 30 October 2026). Just above it: Muthoot Finance, Manappuram Finance, IIFL Finance, Capri Global Capital and Fedbank Financial Services. It is the smallest.

Finance & Investments - Gold Loan companies close in size

1. Muthoot Finance Ltd ₹96,698 crore
2. Manappuram Finance Ltd ₹27,147 crore
3. IIFL Finance Ltd ₹22,521 crore
4. Capri Global Capital Ltd ₹22,153 crore
5. Fedbank Financial Services Ltd ₹5,390 crore
6. CSB Bank Ltd ₹5,133 crore

All 6 Finance & Investments - Gold Loan companies, largest first

Companies close in size in other industries

818. Rashtriya Chemicals & Fertilizers Ltd ₹5,165 crore · Fertilisers
819. Leap India Ltd ₹5,136 crore
820. CSB Bank Ltd ₹5,133 crore
821. Rossell Techsys Ltd ₹5,128 crore · Aerospace & Defence - Equipments
822. SIS Ltd ₹5,126 crore · Facility Management

Sector Alpha, written by code from the published numbers. Data as of 4 November 2026.

Every chart on this page is drawn by code from the published figures, with no forecasts and no price opinions.

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