REC share price today

REC Ltd's share price was ₹287.00 at the close on 4 November 2026. It has been falling for 92 weeks. That is 15.6% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹286 and ₹381, and at that close it sat 1% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today REC Ltd is in stage 4. The phase helps read everything below.

Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 13 weeks running.

Over the last 11 years the share price moved +360% while the NIFTY 500 moved +251%, so it is ahead of the index over that whole period. It was last ahead over 13 weeks in the week of 7 August 2026. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

One change stood out: profit down on a year earlier for 4 quarters in a row.

1. Profit down on a year earlier for 4 quarters in a row

   In the September 2026 quarter profit was ₹3,478 crore, -21.2% on a year earlier.

   Why: Profit fell because the gap between what REC earns on loans and what it pays to borrow came under pressure. Management blamed competition, the sector reducing risk and borrowing costs.

   Next results: check whether the gap between loan income and borrowing costs holds at 3.22%, since management said it would be happy just to keep it there.

   From the earnings call on 29 Oct 2026.

REC paid ₹17.10 a share in regular dividends in the 12 months to 5 November 2026 (5 payments), a yield of 5.96% at the ₹287.00 close on 4 November 2026. The last was an interim dividend of ₹3.50 a share, ex-date 30 October 2026.

REC dividends since 1 April 2021

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date.

Yes. REC Ltd paid out 30% of its profit as dividends in FY26, and it paid a dividend in each of its last 13 reported years.

From the NSE corporate-actions record, read 5 November 2026.

For July to September 2026 (the quarter ended 30 September 2026), REC reported total income of ₹15,000 crore, down 1.0% from ₹15,153 crore a year earlier, and a profit of ₹3,478 crore, down 21.2% from ₹4,415 crore.

REC results: July to September 2026 against a year earlier

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

REC's management discussed these results on a call held on 29 October 2026; what it said is further down this page.

From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.

REC closed at ₹287.00 on 4 November 2026, down 21.4% from ₹364.95 a year earlier (7 November 2025) and up 149.6% over five years. Its highest weekly close since March 2016 was ₹637.35 on 12 July 2024.

REC share price: then and now

Weekly closing prices, adjusted for splits and bonuses so every price is on today’s share count. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

562 weekly closes from 11 March 2016 to 4 November 2026.

4 Nov 2026: REC closed at ₹287.00, up 0.5% on the week and down 0.3% on the month. 30 Oct 2026: ex-date for an interim dividend of ₹3.50 a share.

Earlier

• 29 Oct 2026: REC held its results call for July to September 2026.
• Results for July to September 2026: Total income down 1.0% and profit down 21.2% on a year earlier.
• 14 Aug 2026: ex-date for a dividend of ₹1.55 a share.
• 31 Jul 2026: ex-date for an interim dividend of ₹4.25 a share.
• 20 Mar 2026: ex-date for an interim dividend of ₹3.20 a share.

On the call for July to September 2026, held on 29 October 2026, REC's management spoke about the quarter; the main points are below.

Source: the call transcript.

From the call for July to September 2026, 29 October 2026.

REC is on 4 of our India lists: 52 week high & low, Dividend stocks, Small & mid cap stocks and Power & green energy stocks.

REC Ltd earned ₹3,478 Cr of net profit in the Sep 2026 quarter, −21.2% on the same quarter a year earlier. Full-year FY26 profit was ₹16,308 Cr. Over 10 years profit has grown 11.1% a year on average. That is 23.2% of the quarter's revenue. The same quarter a year earlier earned ₹4,415 Cr.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

For the full year, FY26 profit was ₹16,308 Cr (+2.7% on the year before).

Why profit moved: revenue changed −1.0% on a year earlier and the margin moved −5.9 percentage points. Sales did the work while the margin got thinner.

On average over the last four quarters, profit changed −12.4% and revenue −0.6%. Profit is growing slower than sales: rising costs are taking part of the growth.

REC Ltd reported ₹15,000 Cr of income in the Sep 2026 quarter, −1.0% on the same quarter a year earlier. Over 10 years it has grown 9.5% a year on average. The last full year, FY26, came in at ₹59,586 Cr. The last four reported quarters add to ₹59,050 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

FY26 revenue was ₹59,586 Cr, +5.7% on the year before.

Recent pace: the last four quarters grew −0.6% on average, against 9.5% a year over the longer run, so this year is growing slower than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew −0.7%, against +7.1% a year over the last 8 quarters (rolling over); profit over the last 12 months grew −12.6%, against +0.7% a year (rolling over).

REC Ltd's net margin was 23.2% in the Sep 2026 quarter, 5.9 percentage points lower than the same quarter a year ago. Across 13 years it has been between 16.6% and 29.8%. The latest quarter is within that range.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

REC Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

REC Ltd's revenue was ₹59,586 Cr in FY26, +5.7% on the year before, so the loan book is growing. The latest quarter was −1.0% on a year earlier. The net margin on that income is 23.2%, −5.9 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

REC Ltd's P/BV is 0.8×, in the middle of its own history: higher than 41% of past readings. Its usual P/BV (the middle reading) is 0.8×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.