Cholamandalam Financial Holdings share price today

Cholamandalam Financial Holdings Ltd's share price was ₹1,374.80 at the close on 4 November 2026. It has been falling for 39 weeks. That is 12.0% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹1,281 and ₹1,974, and at that close it sat 14% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today Cholamandalam Financial Holdings Ltd is in stage 4. The phase helps read everything below.

Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 13 weeks running.

Over the last 11 years the share price moved +386% while the NIFTY 500 moved +251%, so it is ahead of the index over that whole period. It was last ahead over 13 weeks in the week of 14 August 2026. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

Three changes stood out: indian funds and insurers (DIIs) raised their stake for 5 quarters in a row, foreign funds (FIIs) cut their stake for 5 quarters in a row and revenue up on a year earlier for 11 quarters in a row (every quarter we can compare).

1. Indian funds and insurers (DIIs) raised their stake for 5 quarters in a row

   From 21.4% to 27.8% of the company by the September 2026 quarter.

2. Foreign funds (FIIs) cut their stake for 5 quarters in a row

   From 18.3% to 12.6% of the company by the September 2026 quarter.

3. Revenue up on a year earlier for 11 quarters in a row (every quarter we can compare)

   In the June 2026 quarter revenue was ₹11,114 crore, +19.6% on a year earlier.

For April to June 2026 (the quarter ended 30 June 2026), Cholamandalam Financial Holdings reported total income of ₹11,114 crore, up 19.6% from ₹9,296 crore a year earlier, and a profit of ₹1,789 crore, up 42.0% from ₹1,260 crore.

Cholamandalam Financial Holdings results: April to June 2026 against a year earlier

The next results, for July to September 2026, are due by 14 November 2026: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

Cholamandalam Financial Holdings' management discussed these results on a call held on 14 August 2026; what it said is further down this page.

From the company's reported quarterly results (quarter ended 30 June 2026). Income and profit in ₹ crore.

Cholamandalam Financial Holdings closed at ₹1,374.80 on 4 November 2026, down 27.0% from ₹1,883.60 a year earlier (7 November 2025) and up 97.8% over five years. Its highest weekly close since March 2016 was ₹2,118.10 on 18 July 2025.

Cholamandalam Financial Holdings share price: then and now

Weekly closing prices. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

559 weekly closes from 11 March 2016 to 4 November 2026.

4 Nov 2026: Cholamandalam Financial Holdings closed at ₹1,374.80, up 1.7% on the week and up 0.3% on the month. 14 Aug 2026: Cholamandalam Financial Holdings held its results call for April to June 2026. Management guided: Motor OD loss ratio to move below 80% over a couple of quarters, initially toward the late 70s then mid-70s.

Earlier

• 7 Aug 2026: ex-date for a dividend of ₹1.30 a share.
• Results for April to June 2026: Total income up 19.6% and profit up 42.0% on a year earlier.

Cholamandalam Financial Holdings paid ₹1.30 a share in regular dividends in the 12 months to 5 November 2026 (1 payment), a yield of 0.09% at the ₹1,374.80 close on 4 November 2026. The last was a dividend of ₹1.30 a share, ex-date 7 August 2026.

Cholamandalam Financial Holdings dividends since 1 April 2021

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date. The record date is the same day as the ex-date for every payment here.

Yes. Cholamandalam Financial Holdings Ltd paid out 1% of its profit as dividends in FY26, and it paid a dividend in each of its last 13 reported years.

From the NSE corporate-actions record, read 5 November 2026.

On the call for April to June 2026, held on 14 August 2026, Cholamandalam Financial Holdings' management guided: Motor OD loss ratio to move below 80% over a couple of quarters, initially toward the late 70s then mid-70s.

“This is a journey. It will take a couple of quarters for us to turn the tide, but we are not accepting or stating that a level of 80 or 86 is something that we will sustain, irrespective of the fact that 4+4 comes into play.”Rajeev Kumaraswamy, on the call for April to June 2026

What management guided

• Health portfolio to be rebuilt for sustainable profitability over the medium to long term through product, pricing, SME and retail distribution changes.
• Commercial lines to expand through calibrated participation across SME, liability, credit and cyber rather than concentrated large risks.
• Property-line pricing discipline may improve in coming quarters after NatCat losses.
• Motor claims workflow changes and technology initiatives expected to improve efficiency over coming quarters.

Management’s own plans and goals, from our notes of the call. A plan is not a result.

Source: the call transcript.

From the call for April to June 2026, 14 August 2026.

When Cholamandalam Financial Holdings reports July to September 2026, these are the 4 checks that show whether the story is still on course. First: Motor OD to move below the stated threshold - check new-versus-renewal mix, NCB sourcing and repair controls.

Cholamandalam Financial Holdings is on one of our India lists: Small & mid cap stocks.

Cholamandalam Financial Holdings Ltd earned ₹1,789 Cr of net profit in the Jun 2026 quarter, +42.0% on the same quarter a year earlier. That is the 11th quarter in a row of profit growth. Full-year FY26 profit was ₹5,485 Cr. Over 10 years profit has grown 16.6% a year on average. That is 16.1% of the quarter's revenue.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

The same quarter a year earlier earned ₹1,260 Cr.

For the full year, FY26 profit was ₹5,485 Cr (+15.7% on the year before).

Why profit moved: revenue changed +19.6% on a year earlier and the margin moved +2.5 percentage points. Most of the change came from keeping more of each sale.

On average over the last four quarters, profit changed +24.0% and revenue +17.5%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra rupee of revenue adds more to profit.

Cholamandalam Financial Holdings Ltd reported ₹11,114 Cr of income in the Jun 2026 quarter, +19.6% on the same quarter a year earlier. That is the 11th quarter in a row with growth on the year before. Over 10 years it has grown 17.2% a year on average. The last full year, FY26, came in at ₹39,156 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

The last four reported quarters add to ₹40,890 Cr.

FY26 revenue was ₹39,156 Cr, +18.0% on the year before.

Recent pace: the last four quarters grew +17.5% on average, against 17.2% a year over the longer run, so this year is growing at about the same pace as its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +17.5%, against +21.3% a year over the last 8 quarters (rolling over); profit over the last 12 months grew +24.3%, against +19.4% a year (accelerating).

Cholamandalam Financial Holdings Ltd's net margin was 16.1% in the Jun 2026 quarter, 2.5 percentage points higher than the same quarter a year ago. Across 13 years it has been between 5.9% and 20.0%. The latest quarter is within that range.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

Cholamandalam Financial Holdings Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

Cholamandalam Financial Holdings Ltd's revenue was ₹39,156 Cr in FY26, +18.0% on the year before, so the loan book is growing. The latest quarter was +19.6% on a year earlier. The net margin on that income is 16.1%, +2.5 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

Cholamandalam Financial Holdings Ltd's P/BV is 1.7×, near the low end of its own history: it has been lower only 9% of the time. Its usual P/BV (the middle reading) is 2.4×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.