Sector Alpha Week of 2026-07-31
Sector Alpha — machine-written from the numbers · Data as of 2026-07-31

Jindal Poly Investment & Finance Company Ltd

JPOLYINVST
Finance - Holding Company

Jindal Poly Investment & Finance Company Ltd's three tracks disagree. Price, valuation and the earnings engine each tell a different story — the next quarter or two settles it.

The sharpest disagreement: annual EPS moved +189.9% against a +33.6% price move — the market has not yet caught up with the delivery.

The price is in a confirmed uptrend (64 weeks in) while the P/BV sits at the 74th percentile of its own 10-year range. Underneath, the last four quarters read deteriorating — profit −47.8% year on year, with the the net margin at 74.5%. What settles it: whether the price catches up with earnings that have already moved.

Stage
Mixed
partial read
Price
₹1,021
+33.6% 1Y
P/BV
0.7×
74th pctile
of its own 10-year range
Revenue (Mar 26)
₹47.0 Cr
+487.5% YoY
Profit (Mar 26)
₹35.0 Cr
−47.8% YoY
Net margin
74.5%
−763.0 pp YoY
ROE
55%
FY26
ROA
38.57%
latest
Unverified figures: Some figures on this page come from a second financial-data feed that could not be cross-checked against the primary source — the two do not share enough overlapping reported history to compare. They are drawn, because they are the only evidence there is, and every section carrying one is marked unverified. PEG is the exception: the quarterly curve is not drawn at all. PEG asks what is being paid for growth — both sides of that division come from the source that could not be checked, so it is withheld instead of marked.
01 · Price story

Price story Before the numbers, the tape. A stock price moves through four repeating seasons: a flat base (stage 1), an advance (2), a top (3), a decline (4). Where the price sits in that cycle frames everything below.

Jindal Poly Investment & Finance Company Ltd trades at ₹1,021, in a confirmed uptrend and 64 weeks into that stage. That is −2.3% against its own 200-day average. It sits at 38% of a 52-week range of ₹866 to ₹1,279. On relative strength it is currently behind the NIFTY 500 on a trailing-13-week view (1 week and counting).

Today the stock is in a confirmed uptrend — week 64 of stage 2, confirmed. At ₹1,021 it trades −2.3% versus its 200-day average and sits at 38% of its 52-week range (₹866–₹1,279).

Jul 26: ₹1,021 Weekly closing price (₹) with 50- and 200-day averages; shaded bands mark the price stage (grey base, green advance, amber top, red decline). 3-year window.
−2.3% versus the 200-day line, week 64 of stage 2
Price50-day avg200-day avg
S2S4S2₹1,344₹1,107₹871₹634₹397₹1,021₹1,045Jul 23May 24Feb 25Nov 25Jul 26
S2S4S2₹1,344₹1,107₹871₹634₹397₹1,021₹1,045Jul 23Feb 25Jul 26
Beating or trailing, week by week since 2016 Each cell is one week from 2016 to now (548 weeks): the stock's trailing 13-week return minus the NIFTY 500's, green ahead / red behind (±25% ramp). Grey cells are the 13-week warm-up or weeks where the NIFTY 500 reading is not held.
trailing 13-week return vs the NIFTY 500
Feb 16Jul 26

Against the market, two honest reads. Cumulative: over the last 10.4 years the stock moved +1,340% while the NIFTY 500 moved +282% — ahead of the index over the full window. Recent form: on a trailing-13-week view the stock is currently behind (1 week and counting; last ahead the week of 2026-07-24) — the ribbon below is that same metric, week by week.

What would end the trend, mechanically: two Friday closes in a row below the 200-day line. That is the exit rule — no debates.

02 · Valuation

Valuation For a bank we price the book, not the earnings: P/BV is what the market pays for each ₹1 of the bank's net worth. A bank below 1× book is priced below the value of what it owns, net of what it owes.

Jindal Poly Investment & Finance Company Ltd trades at 0.7× P/BV, at the pricey end of its own range (74th percentile). Its long-run median P/BV is 0.3×, measured across 10.4 years of weekly readings. This places the multiple against the stock’s own record, and says nothing about what the business is worth.

Today's P/BV of 0.7× is at the pricey end of its own range (74th percentile), against a long-run median of 0.3× measured over 10.4 years of weekly readings. This is a comparison against the stock's own history — not a claim about what it is worth.

P/BV 0.7× vs a 0.3× long-run median P/BV, weekly (left axis); book value per share, weekly (right axis). 10.4-year window; brief peaks above 0.9× shown pinned at the top. The book value / share bars are red where the reading is lower than the quarter before.
at the pricey end of its own range (74th percentile)
P/BVMedianBook value / share (quarterly)
1.0×₹3,2500.7×₹2,4370.5×₹1,6250.3×₹8120.0×₹0.0×0.70×₹1,458Feb 16Nov 17Mar 23Dec 24Jul 26
1.0×₹3,2500.7×₹2,4370.5×₹1,6250.3×₹8120.0×₹0.0×0.70×₹1,458Feb 16Mar 23Jul 26
P/BV
0.7×
74th percentile of 10y

Why the multiple sits where it does: over the past year book value grew while the price moved +33.6% — the price ran ahead of the book, pushing the multiple up its own range.

The price move, decomposed: over 5y, of the +92.1%/yr price move, ~+7.2%/yr came from book-value growth and ~+84.9 pp from the multiple (expanding); over 10y, of the +27.0%/yr price move, ~+12.1%/yr came from book-value growth and ~+14.9 pp from the multiple (expanding). The split is the honest approximate (price return minus book-value growth); it makes the rally itself visible instead of hiding it behind the percentile.

Put together: the multiple is full against its own past, so the story rests on the book-value line underneath it, not the multiple.

A quarterly PEG curve, which only the second data source carries, is not drawn on this page: its two data sources do not share enough overlapping reported history to be compared. A figure nobody could check is not used to price growth — the gap is a decision, not missing data.

03 · Stage: Mixed

Stage: Mixed Every business sits somewhere on a fundamental arc, and this page names the spot before anything else. The last twelve quarters of revenue, profit and EPS growth — plus the return the business earns on its capital — are read as curves: Deteriorating (the curves are falling), Turning around (a trough has just formed and the last few quarters lift off it), Improving (the climb off the trough is sustained), Consistent (steadily positive with healthy returns), Topping out (still high but decelerating from the peak). When the curves genuinely disagree the read is Mixed; too little history is No read. CAGR (compound annual growth rate) is the smooth yearly pace that turns the starting value into the latest one — the fairest way to compare growth across different time spans. Read the columns together: if the 1-year number towers over the 10-year, recent growth is running hotter than the long-run trend. A dash means that window is not held, or the base year was a loss (where a growth rate is not meaningful).

Jindal Poly Investment & Finance Company Ltd reads as mixed on its fundamental arc. Mixed — revenue growth is rising at +487.5% (single-quarter readings) while profit growth is falling at −47.8% (single-quarter readings) — the curves disagree, so the per-curve reads carry the story. The read is built from 10 quarters across 2 curves, on partial evidence.

Growth, year by year: revenue +3,140.6% in FY26, profit +189.9% Year-over-year growth per fiscal year, %: revenue (left axis); net profit and EPS (right axis — profit growth swings far wider). Zero line drawn.
Revenue YoYProfit YoYEPS YoY
3,400%210%2,460%136%1,521%62%581%−12%−359%−86%%%3,140.6%189.9%FY16FY21FY26
3,400%210%2,460%136%1,521%62%581%−12%−359%−86%%%3,140.6%189.9%FY16FY21FY26
Three growth curves, twelve quarters Year-on-year growth of trailing-twelve-month revenue (left axis), profit and EPS (right axis — they swing far wider), % at each quarter-end. Where the trailing-twelve-month history is short, the curve falls back to single-quarter year-on-year growth — noisier, and the classifier smooths and caps base-effect spikes before reading. Base-effect spikes shown pinned (▲). A missing point means that reading is not held for the quarter.
the trajectory the stage is read from · revenue accelerating, profit accelerating
RevenueProfitEPS
332%329%216%223%100%116%−15%9.8%−131%−97%%%300%−47.8%189.9%Jun 23Sep 24Mar 26
332%329%216%223%100%116%−15%9.8%−131%−97%%%300%−47.8%189.9%Jun 23Sep 24Mar 26
Revenue growth
Rising
latest +487.5% · span −99.1% to +100.0%
Profit growth
Falling
latest −47.8% · span −67.3% to +100.0%

Why it matters: when the curves disagree, the per-curve reads above matter more than any single verdict.

One or more growth curves carry a base-effect spike — a large year-on-year move off a near-zero or loss-making comparable quarter. Those spikes are capped before the classifier reads the trajectory, and shown pinned on the chart, so a single distorted quarter does not drive the stage call.

A partial read: at least one curve is short, or the returns curve is not the computed quarterly series — hold the stage word a little more loosely.

Compound annual growth rate (%) Compound annual growth rate over each window, %. Revenue, profit and EPS from fiscal-year figures; share price is the price CAGR over the same spans. A dash = that window is not held, or the base was a loss.
1yr3yr5yr10yr
Revenue+3,140.6%−30.8%+301.0%
Profit+189.9%+19.9%
EPS+189.9%+45.0%
Share price+33.6%+24.1%+92.1%+27.0%
Revenue YoY (Mar 26)
+487.5%
latest quarter vs a year ago
Profit YoY (Mar 26)
−47.8%
latest quarter vs a year ago
04 · 4-Factor Sector Score

4-Factor Sector Score

79.8/100 — rank 1 of 18 in Finance - Holding Company · 76% evidence confidence

Jindal Poly Investment & Finance Company Ltd scores 79.8 out of 100 against the 18 companies it is compared with in Finance - Holding Company, ranking 1. Confirmed research leader: earnings, capital efficiency and relative strength agree. Move to management, catalyst and risk diligence.

The four contributions add to the total exactly: 30 + 20.7 + 14.5 + 14.6 = 79.8. This is the SAME number shown on the sector comparison — it is computed once, for the whole peer set, and read here.

What would change it: The read weakens if ROA rolls over or gross NPA rises while sector-relative strength deteriorates.

05 · Revenue

Revenue For a bank, revenue is everything the franchise earns — interest on the loan book plus fee and other income.

Jindal Poly Investment & Finance Company Ltd reported ₹47.0 Cr of income in the Mar 26 quarter, +487.5% year on year. That is the 3rd straight quarter of year-on-year growth. The last full year, FY26, came in at ₹1,037 Cr. The last four reported quarters add to ₹1,036 Cr.

FY26 revenue came in at ₹1,037 Cr (+3,140.6% on the year). The latest quarter (Mar 26) printed ₹47.0 Cr, +487.5% year on year — the 3rd consecutive quarter of year-over-year growth.

FY26 revenue ₹1,037 Cr (+3,140.6% YoY) Revenue bars, ₹ Cr (left); YoY growth-% line (right). 11-year window. A bar is red when it is lower than the year before.
RevenueYoY growth
3.4k3,400%2.5k2,460%1.7k1,521%844581%0−359%₹ Cr%₹1,0373,140.6%FY16FY21FY26
3.4k3,400%2.5k2,460%1.7k1,521%844581%0−359%₹ Cr%₹1,0373,140.6%FY16FY21FY26
Mar 26: ₹47.0 Cr (+487.5% YoY) Quarterly revenue bars, ₹ Cr (left); YoY growth-% line (right). Last 12 quarters. A bar is red when it is lower than the quarter before.
3rd straight quarter of growth
Revenue (quarterly)YoY growth
1.0k12,887%7799,400%5195,913%2602,426%0−1,061%₹ Cr%₹47487.5%Jun 23Sep 24Mar 26
1.0k12,887%7799,400%5195,913%2602,426%0−1,061%₹ Cr%₹47487.5%Jun 23Sep 24Mar 26

Acceleration check: trailing-twelve-month revenue grew +3,137.5% over the last 4 quarters against +444.1%/yr over the last 8 — accelerating; TTM profit +189.9% vs +70.5%/yr — accelerating.

06 · Net margin

Net margin Net margin — what the bank keeps of every ₹100 of revenue after every cost, provision and tax. It is the cleanest single margin we can read for a lender.

Jindal Poly Investment & Finance Company Ltd's net margin is 74.5% in the Mar 26 quarter, −763.0 percentage points against the same quarter a year ago. Across 11 fiscal years the net margin has ranged −24,400.0% to 925.0%. The current quarter sits inside that band.

The latest quarter's net margin is 74.5%, −763.0 pp against the same quarter a year ago. Across 11 fiscal years the net margin has ranged −24,400.0%–925.0%.

Why: the numbers show the net margin move clearly, but the cost lines behind it sit below what we hold — so we state the move without inventing its driver.

FY26: 82.7% Net margin by fiscal year, %, line (left); year-on-year change in the margin, in percentage points, line (right). 11-year window.
within a −24,400.0–925.0% band over 11 years
net marginYoY change (pp)
2,951%16,401%−4,393%5,523%−11,738%−5,355%−19,082%−16,233%−26,426%−27,112%%%82.7%−842.3%FY14FY21FY26
2,951%16,401%−4,393%5,523%−11,738%−5,355%−19,082%−16,233%−26,426%−27,112%%%82.7%−842.3%FY14FY21FY26
Mar 26: 74.5% net margin (−763.0 pp YoY) Quarterly net margin, %, line (left); year-on-year change in the margin, in percentage points, line (right). Last 12 quarters. Net profit as a share of total revenue, per quarter.
Net marginYoY change (pp)
1,884%1,660%1,398%826%912%0.0%425%−841%−61%−1,675%%%74.5%−763%Jun 23Sep 24Mar 26
1,884%1,660%1,398%826%912%0.0%425%−841%−61%−1,675%%%74.5%−763%Jun 23Sep 24Mar 26
07 · Net profit

Net profit Net profit is what survives every cost, interest and tax — the number EPS, dividends and book value all grow from.

Jindal Poly Investment & Finance Company Ltd earned ₹35.0 Cr of net profit in the Mar 26 quarter, −47.8% year on year. Full-year FY26 profit was ₹858 Cr. That is 74.5% of the quarter's revenue. The same quarter a year earlier earned ₹67.0 Cr.

Mar 26 profit was ₹35.0 Cr, −47.8% year on year. On the full year, FY26 printed ₹858 Cr (+189.9%).

FY26 profit ₹858 Cr (+189.9% YoY) Net profit bars, ₹ Cr (left); YoY growth-% line (right). 11-year window. A bar is red when it is lower than the year before.
Net profitYoY growth
1.6k210%993136%37262%−250−12%−871−86%₹ Cr%₹858189.9%FY16FY21FY26
1.6k210%993136%37262%−250−12%−871−86%₹ Cr%₹858189.9%FY16FY21FY26
Mar 26: ₹35.0 Cr (−47.8% YoY) Quarterly net profit bars, ₹ Cr (left); YoY growth-% line (right). Last 12 quarters. A bar is red when it is lower than the quarter before.
Net profit (quarterly)YoY growth
7582,195%5691,587%379980%190373%0−235%₹ Cr%₹35−47.8%Jun 23Sep 24Mar 26
7582,195%5691,587%379980%190373%0−235%₹ Cr%₹35−47.8%Jun 23Sep 24Mar 26

🚨 Why profit moved: revenue contributed +487.5% and the margin −763.0 pp — the quarter was revenue-led despite a thinner margin.

Pace comparison, last four quarters: profit +483.4% vs revenue +3,137.5%. Profit is growing slower than sales — costs are eating the growth before it reaches the bottom line.

08 · Asset quality — the ladder

Asset quality — the ladder Gross NPA is the slice of the loan book where repayments have stopped. Net NPA is what remains after the money already set aside against those loans. Falling is healing; rising is damage arriving.

Loan-book quality history is not available for Jindal Poly Investment & Finance Company Ltd, so this section names the gap rather than estimating a ratio. No gross or net non-performing-asset series is filed in a form this page can read, and none is inferred from the profit line.

We do not hold quarterly loan-book quality numbers for this bank, so this section states that plainly rather than working around it.

Why: loan-book quality is the engine room of a bank, and its drivers — slippages, recoveries, provisioning — sit below what we hold for this name; the sections around it carry the reads we can stand behind.

09 · The loan book

The loan book We read the loan book through revenue — when the book grows, revenue grows with it. It is a rough proxy, and we say so: rate moves and fee swings can shift it a few points in any one year.

Jindal Poly Investment & Finance Company Ltd's revenue grew +3,140.6% in FY26 to ₹1,037 Cr, so the book is growing. The latest quarter ran +487.5% year on year. The net margin on that income is 74.5%, −763.0 percentage points against a year ago.

FY26 revenue was ₹1,037 Cr, +3,140.6% on the year, and the latest quarter ran +487.5% year on year. The net margin on that revenue is 74.5% this quarter (−763.0 pp YoY) — growth with a narrowing margin on it.

FY26: revenue ₹1,037 Cr (+3,140.6% YoY) with the net margin at 82.7% Revenue by fiscal year, ₹ Cr (bars, left); net margin, % (line, right). 11-year window. A bar is red when it is lower than the year before.
RevenueNet margin
3.4k2,951%2.5k−4,393%1.7k−11,738%844−19,082%0−26,426%₹ Cr%₹1,03782.7%FY16FY18FY21FY23FY26
3.4k2,951%2.5k−4,393%1.7k−11,738%844−19,082%0−26,426%₹ Cr%₹1,03782.7%FY16FY21FY26

The synthesis: a lender compounds when the book grows while the margin holds and the loan book stays clean — gross NPA is the loan-quality read we carry here.

10 · Returns on equity and assets

Returns on equity and assets Two numbers usually rate a lender: ROE — what it earns on shareholder money — and ROA — what it earns on everything it deploys.

A clean annual return-on-equity ladder is not held for Jindal Poly Investment & Finance Company Ltd. For an insurer especially the standard bank ratios are not the right lens, so this page does not force them onto the filings rather than estimating a series it cannot support.

We do not hold a clean annual return-on-equity series for Jindal Poly Investment & Finance Company Ltd — for an insurer especially, the standard bank ratios are not the right lens, so this page does not force them. The revenue, margin and ownership sections above and below are the reads we stand behind.

11 · Debt

Debt

For a bank, borrowings are raw material, not a warning sign — solvency is read through the returns and the loan book. A manufacturer’s debt is a claim against its profits, so the debt-to-equity lens that works everywhere else misleads on a lender and is not applied here.

A manufacturer’s debt is a claim against its profits; a bank’s borrowings are its inventory — money taken in to be lent out. The debt lens that works everywhere else misleads here, so this page does not apply it. The solvency questions for a bank — is the loan book sound, is the equity earning — are read through the loan-book and returns sections above.

12 · Ownership

Ownership Who owns the stock, quarter by quarter: promoters (the controlling owners), foreign and domestic institutions, and the public. Steady accumulation by people close to the numbers is a signal; a quiet register is also an answer.

No holder of Jindal Poly Investment & Finance Company Ltd moved a full percentage point over the last two years — the register is quiet. Foreign institutions moved +0.0 points over the same window, to 0.1%. The register is read on the four disclosed classes only; nothing is inferred between filings.

The register over the last two years — Promoters: +0.0 points over 8 quarters to 74.6%; Foreign institutions: +0.0 points over 8 quarters to 0.1%; Domestic institutions: +0.0 points over 8 quarters to 0.4%.

Fiscal-year ends: promoters +0.0 pts from Mar 24 to Mar 26 Shareholding at each fiscal-year end (March quarter), % of the company. 3 year-ends held.
PromotersForeign inst.Domestic inst.Public
81%59%37%16%−5.8%%74.6%0.2%0.4%24.7%Mar 24Mar 25Mar 26
81%59%37%16%−5.8%%74.6%0.2%0.4%24.7%Mar 24Mar 25Mar 26
A quiet register: no holder moved a full point in two years Shareholding by holder class, % of the company, quarterly, last 13 quarters.
PromotersForeign inst.Domestic inst.Public
81%59%37%16%−5.9%%74.6%0.1%0.4%24.8%Jun 23Dec 24Jun 26
81%59%37%16%−5.9%%74.6%0.1%0.4%24.8%Jun 23Dec 24Jun 26
13 · Safety line

Safety line The Z-score estimates how far a company sits from balance-sheet distress — above roughly 3 is safe, below roughly 1.8 is the danger zone. It was built for manufacturers, so it is not applied to banks and lenders.

Jindal Poly Investment & Finance Company Ltd: the Z-score is omitted — it was built for manufacturers, not banks, and applying it here would be theatre. The Z-score was built for manufacturers and is not applied to banks and lenders, so solvency here is read from the capital and asset-quality lines instead.

The safety line in one sentence: the Z-score is omitted — it was built for manufacturers, not banks, and applying it here would be theatre.

14 · Related companies · Finance - Holding Company
CompanyScorePrice stageGrowth & earnings/35Capital efficiency/25Valuation/20Relative strength/20
1Jindal Poly Investment & Finance Company Ltdthis pageJPOLYINVST 79.8/100Favorable setup76% evidence ASLEEP 30.0/35 Income 100% · PAT 100% 71% evidence 20.7/25 ROA 47.9% · ROE 54.8% · GNPA — 68% evidence 14.5/20 P/BV 0.67× · P/BV÷ROE 0.01 100% evidence 14.6/20 RS sector 32.3% · RS bench -2.4% · 1Y 28%0 of 10 weeks ahead 70% evidence
Exact sum: 30 + 20.7 + 14.5 + 14.6 = 79.8 · Decision use: Confirmed research leader: earnings, capital efficiency and relative strength agree. Move to management, catalyst and risk diligence.
2Kama Holdings LtdKAMAHOLD 68.3/100Favorable setup78% evidence ASLEEP 24.3/35 Income 7.4% · PAT 47% 75% evidence 17.8/25 ROA 7.3% · ROE 12.7% · GNPA — 72% evidence 18.1/20 P/BV 1.01× · P/BV÷ROE 0.08 100% evidence 8.1/20 RS sector -0.5% · RS bench -9.8% · 1Y -18.1%1 of 10 weeks ahead 70% evidence
Exact sum: 24.3 + 17.8 + 18.1 + 8.1 = 68.3 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
3TVS Holdings LtdTVSHLTD 65.3/100Favorable setup67% evidence TURNING 25.2/35 Income 31.7% · PAT 49.4% 52% evidence 16.2/25 ROA — · ROE 30.6% · GNPA — 34% evidence 10.3/20 P/BV 4.6× · P/BV÷ROE 0.15 100% evidence 13.6/20 RS sector 4.5% · RS bench 3.8% · 1Y 22.9%0 of 12 weeks ahead 100% evidence
Exact sum: 25.2 + 16.2 + 10.3 + 13.6 = 65.3 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
4Godrej Industries LtdGODREJIND 59.5/100Mixed-positive evidence73% evidence LEADER 20.8/35 Income 13.1% · PAT 29.8% 45% evidence 14.1/25 ROA 1.9% · ROE 9.3% · GNPA — 68% evidence 5.1/20 P/BV 3.97× · P/BV÷ROE 0.43 100% evidence 19.5/20 RS sector 22% · RS bench 20.7% · 1Y 16%12 of 12 weeks ahead 100% evidence
Exact sum: 20.8 + 14.1 + 5.1 + 19.5 = 59.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
5Cholamandalam Financial Holdings LtdCHOLAHLDNG 56.8/100Mixed-positive evidence76% evidence ASLEEP 19.0/35 Income 17.9% · PAT 15.7% 55% evidence 18.0/25 ROA 2.2% · ROE 17.5% · GNPA — 68% evidence 15.2/20 P/BV 1.86× · P/BV÷ROE 0.11 100% evidence 4.6/20 RS sector -10.9% · RS bench -12.1% · 1Y -23%3 of 12 weeks ahead 100% evidence
Exact sum: 19 + 18 + 15.2 + 4.6 = 56.8 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
6Bajaj Finserv LtdBAJAJFINSV 54.4/100Mixed-positive evidence61% evidence TURNING 18.2/35 Income 14.5% · PAT 10.5% 52% evidence 14.8/25 ROA — · ROE 13.2% · GNPA — 34% evidence 8.0/20 P/BV 4.17× · P/BV÷ROE 0.32 100% evidence 13.4/20 RS sector 2.1% · RS bench 3.8% · 1Y 2.2%1 of 10 weeks ahead 70% evidence
Exact sum: 18.2 + 14.8 + 8 + 13.4 = 54.4 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
7Alembic LtdALEMBICLTD 52.8/100Mixed-positive evidence78% evidence ASLEEP 11.8/35 Income 8.1% · PAT 2.3% 75% evidence 18.1/25 ROA 12.2% · ROE 13% · GNPA — 72% evidence 16.7/20 P/BV 0.96× · P/BV÷ROE 0.07 100% evidence 6.2/20 RS sector -10.9% · RS bench -5.3% · 1Y -20.8%1 of 10 weeks ahead 70% evidence
Exact sum: 11.8 + 18.1 + 16.7 + 6.2 = 52.8 · Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity.
8Bajaj Holdings & Investment LtdBAJAJHLDNG 52.3/100Mixed-positive evidence61% evidence TURNING 18.1/35 Income 30.3% · PAT 5.6% 52% evidence 13.8/25 ROA — · ROE 11.9% · GNPA — 34% evidence 12.3/20 P/BV 1.73× · P/BV÷ROE 0.14 100% evidence 8.1/20 RS sector -9.6% · RS bench -0.7% · 1Y -18.1%1 of 11 weeks ahead 70% evidence
Exact sum: 18.1 + 13.8 + 12.3 + 8.1 = 52.3 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
9Tata Investment Corporation LtdTATAINVEST 49.3/100Mixed-negative evidence78% evidence ASLEEP 25.3/35 Income 30.6% · PAT 38.3% 75% evidence 11.2/25 ROA 1.3% · ROE 1.4% · GNPA — 72% evidence 3.9/20 P/BV 1.17× · P/BV÷ROE 0.81 100% evidence 8.9/20 RS sector -1.1% · RS bench -4.8% · 1Y 2.6%2 of 10 weeks ahead 70% evidence
Exact sum: 25.3 + 11.2 + 3.9 + 8.9 = 49.3 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
10Maharashtra Scooters LtdMAHSCOOTER 44.8/100Mixed-negative evidence61% evidence TURNING 21.9/35 Income 41% · PAT 15.3% 52% evidence 10.8/25 ROA — · ROE 1.1% · GNPA — 34% evidence 3.1/20 P/BV 0.54× · P/BV÷ROE 0.51 100% evidence 9.0/20 RS sector -0.4% · RS bench -8.4% · 1Y -11%0 of 10 weeks ahead 70% evidence
Exact sum: 21.9 + 10.8 + 3.1 + 9 = 44.8 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
11Rane Holdings LtdRANEHOLDIN 44.6/100Mixed-negative evidence67% evidence TURNING 16.6/35 Income 34.9% · PAT -38.5% 45% evidence 13.9/25 ROA 4% · ROE 7% · GNPA — 68% evidence 5.1/20 P/BV 2.16× · P/BV÷ROE 0.31 100% evidence 9.0/20 RS sector -10.9% · RS bench 22.4% · 1Y 11.6%9 of 10 weeks ahead 70% evidence
Exact sum: 16.6 + 13.9 + 5.1 + 9 = 44.6 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
12Max India LtdMAXIND 40.9/100Thin evidence · provisional55% evidence TURNING 23.5/35 Income 30.8% · PAT 13.5% 45% evidence 4.0/25 ROA -18.2% · ROE -32.8% · GNPA — 68% evidence 8.3/20 P/BV 2.21× · P/BV÷ROE — 40% evidence 5.1/20 RS sector -16.6% · RS bench -5.2% · 1Y -22.8%5 of 10 weeks ahead 70% evidence
Exact sum: 23.5 + 4 + 8.3 + 5.1 = 40.9 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral.
13Vardhman Holdings LtdVHL 39.8/100Mixed-negative evidence76% evidence ASLEEP 7.4/35 Income -47.8% · PAT -15.9% 71% evidence 14.8/25 ROA 5.8% · ROE 5.9% · GNPA — 68% evidence 8.0/20 P/BV 0.29× · P/BV÷ROE 0.05 100% evidence 9.6/20 RS sector -0.3% · RS bench -6.1% · 1Y -17.2%2 of 10 weeks ahead 70% evidence
Exact sum: 7.4 + 14.8 + 8 + 9.6 = 39.8 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
14Elcid Investments LtdELCIDIN 36.3/100Mixed-negative evidence69% evidence ASLEEP 14.8/35 Income -36.8% · PAT -28.3% 48% evidence 9.7/25 ROA 1.3% · ROE 1.2% · GNPA — 72% evidence 8.6/20 P/BV 0.26× · P/BV÷ROE 0.21 70% evidence 3.2/20 RS sector -8.7% · RS bench -9.7% · 1Y -17.4%8 of 12 weeks ahead 100% evidence
Exact sum: 14.8 + 9.7 + 8.6 + 3.2 = 36.3 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
15Kalyani Investment Company LtdKICL 34.1/100Adverse evidence72% evidence TURNING 8.0/35 Income 1.3% · PAT -47.9% 75% evidence 6.3/25 ROA 0.3% · ROE 0.4% · GNPA — 72% evidence 5.0/20 P/BV 0.21× · P/BV÷ROE 0.57 70% evidence 14.8/20 RS sector 3.7% · RS bench 8.8% · 1Y 11.2%5 of 10 weeks ahead 70% evidence
Exact sum: 8 + 6.3 + 5 + 14.8 = 34.1 · Decision use: Price leads the evidence: RS versus the benchmark is 8.8%, but earnings trajectory is weak. Wait for revenue and profit confirmation.
16Max Financial Services LtdMFSL 29.0/100Adverse evidence78% evidence ASLEEP 9.6/35 Income 2.6% · PAT -74% 75% evidence 6.7/25 ROA 0.1% · ROE 1.5% · GNPA — 72% evidence 0.4/20 P/BV 9.8× · P/BV÷ROE 6.45 100% evidence 12.3/20 RS sector 19.3% · RS bench -9.5% · 1Y -1.8%0 of 10 weeks ahead 70% evidence
Exact sum: 9.6 + 6.7 + 0.4 + 12.3 = 29 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
17JSW Holdings LtdJSWHL 26.0/100Adverse evidence78% evidence ASLEEP 9.8/35 Income -27.1% · PAT -25.4% 75% evidence 7.8/25 ROA 0.4% · ROE 0.5% · GNPA — 72% evidence 4.4/20 P/BV 0.38× · P/BV÷ROE 0.83 70% evidence 4.0/20 RS sector -29.1% · RS bench -29.9% · 1Y -46.6%0 of 12 weeks ahead 100% evidence
Exact sum: 9.8 + 7.8 + 4.4 + 4 = 26 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
18Pilani Investment & Industries Corporation LtdPILANIINVS 23.1/100Adverse evidence69% evidence ASLEEP 12.0/35 Income -6.4% · PAT -68.5% 48% evidence 5.3/25 ROA 0.2% · ROE 0.2% · GNPA — 72% evidence 4.1/20 P/BV 0.3× · P/BV÷ROE 1.5 70% evidence 1.7/20 RS sector -11.5% · RS bench -12.4% · 1Y -15.7%0 of 12 weeks ahead 100% evidence
Exact sum: 12 + 5.3 + 4.1 + 1.7 = 23.1 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

Missing observations are not scored as bad. Their missing weight lowers confidence and pulls the final score toward neutral. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step curve the sector itself is placed on — basing, turning, breaking out, leader, fading, asleep — read from how many weeks running it has led NIFTY 500 and whether that lead is widening or shrinking. It describes where the PRICE stands, not the earnings trajectory and not a recommendation, and it is left blank for a company whose weekly history is too short or too stale to read.

15 · Frequently asked questions

Frequently asked questions

What is Jindal Poly Investment & Finance Company Ltd's share price today?

Jindal Poly Investment & Finance Company Ltd trades at ₹1,021, +33.6% over the past year. The company is valued at ₹1,073 Cr. The stock sits at 38% of its 52-week range of ₹866–₹1,279, −2.3% versus its 200-day average. On the tape, the price is in a confirmed uptrend, 64 weeks in. — as of 31 July 2026.

What were Jindal Poly Investment & Finance Company Ltd's latest quarterly results?

Jindal Poly Investment & Finance Company Ltd reported total income of ₹47.0 Cr and net profit of ₹35.0 Cr for the Mar 26 quarter. Income rose 487.5% and profit fell 47.8% year on year. Earnings per share were ₹33.45. — as of 31 July 2026.

What is Jindal Poly Investment & Finance Company Ltd's revenue?

Jindal Poly Investment & Finance Company Ltd reported revenue of ₹47.0 Cr in the Mar 26 quarter, +487.5% year on year. For the full FY26 fiscal year, revenue was ₹1,037 Cr (+3,140.6%). — as of 31 July 2026.

What is Jindal Poly Investment & Finance Company Ltd's profit?

Jindal Poly Investment & Finance Company Ltd earned ₹35.0 Cr of net profit in the Mar 26 quarter, −47.8% year on year. Full-year FY26 profit was ₹858 Cr. The net margin ran 74.5% in the latest quarter. — as of 31 July 2026.

What is Jindal Poly Investment & Finance Company Ltd's market cap?

Jindal Poly Investment & Finance Company Ltd's market capitalisation is ₹1,073 Cr at a share price of ₹1,021. Market cap is the share price multiplied by shares outstanding, so it is restated whenever the price moves. — as of 31 July 2026.

What is Jindal Poly Investment & Finance Company Ltd's P/BV ratio?

Jindal Poly Investment & Finance Company Ltd trades at a P/BV of 0.7×, at the 74th percentile of its own 10-year range, against a long-run median of 0.3×. This is a comparison with the stock's own history, not a value call — as of 31 July 2026.

Does Jindal Poly Investment & Finance Company Ltd pay a dividend?

No — Jindal Poly Investment & Finance Company Ltd has recorded a dividend payout of 0% of profit in each of its last 13 reported fiscal years, so there is no payout history to quote. That is a reading of the filed annual statements, not an estimate. — as of 31 July 2026.

Is Jindal Poly Investment & Finance Company Ltd overvalued?

On its own history, Jindal Poly Investment & Finance Company Ltd looks expensive against its own history: its P/BV of 0.7× sits at the 74th percentile of its 10-year range (long-run median 0.3×). That is a percentile read against the stock's own past, not a price opinion or a direction call. — as of 31 July 2026.

Is Jindal Poly Investment & Finance Company Ltd growing?

Not right now — Jindal Poly Investment & Finance Company Ltd's latest numbers are shrinking: latest-quarter revenue +487.5% year on year, profit −47.8%, and the the net margin −763.0 pp at 74.5%. The earnings engine currently reads: deteriorating — as of 31 July 2026.

How is Jindal Poly Investment & Finance Company Ltd performing?

Jindal Poly Investment & Finance Company Ltd is in a confirmed uptrend, 64 weeks in. Its latest quarter's income rose 487.5% and profit fell 47.8% year on year. Against the NIFTY 500 it has been behind on a trailing-13-week view for 1 week. — as of 31 July 2026.

What stage is Jindal Poly Investment & Finance Company Ltd in?

Mixed — revenue growth is rising at +487.5% (single-quarter readings) while profit growth is falling at −47.8% (single-quarter readings) — the curves disagree, so the per-curve reads carry the story. The read comes from the last 12 quarters of growth (revenue growth +487.5% latest, profit growth −47.8% latest) plus the ROE curve, classified by deterministic rules — a trajectory read, not a buy or sell call — as of 31 July 2026.

Is Jindal Poly Investment & Finance Company Ltd in an uptrend?

Yes — the price is in a confirmed uptrend (week 64 of stage 2), trading −2.3% versus its 200-day average and at 38% of its 52-week range. Price stages cycle base → advance → top → decline, and the stage names where this stock sits in that cycle — as of 31 July 2026.

Is Jindal Poly Investment & Finance Company Ltd beating the market?

Not lately — on a trailing-13-week view Jindal Poly Investment & Finance Company Ltd is currently behind the NIFTY 500 (1 week and counting; last ahead the week of 2026-07-24), the same metric the week-by-week ribbon on this page draws. Separately, on the cumulative view: over the last 10.4 years the stock moved +1,340% against the NIFTY 500's +282% — ahead of the index over the full window. — as of 31 July 2026.

Will Jindal Poly Investment & Finance Company Ltd's share price go up?

This page publishes no price forecast for Jindal Poly Investment & Finance Company Ltd. What it measures instead: the share price is ₹1,021, the price is in a confirmed uptrend 64 weeks in. Its P/BV of 0.7× sits at the 74th percentile of its own 10-year range. — as of 31 July 2026.

Who owns Jindal Poly Investment & Finance Company Ltd?

Promoters hold 74.6% of Jindal Poly Investment & Finance Company Ltd, foreign institutions 0.1%, domestic institutions 0.4% and the public 24.8% (latest quarter). No holder moved a full point over the last two years — the register is quiet. — as of 31 July 2026.

Is Jindal Poly Investment & Finance Company Ltd's loan book healthy?

We do not hold quarterly loan-book quality numbers for Jindal Poly Investment & Finance Company Ltd, so this page says that plainly. The cleanest available reads are revenue growth (+3,140.6% in FY26) and the net margin on it (74.5%) — as of 31 July 2026.

Where is Jindal Poly Investment & Finance Company Ltd in its business cycle?

Jindal Poly Investment & Finance Company Ltd's FY26 net margin was 82.7%, against a 11-year band of −24,400.0%–925.0%: mid-band by its own history — neither the peak that precedes mean-reversion nor the trough that precedes recovery. The latest quarter ran 74.5%. Profitability versus a company's own long band is the cleanest cycle clock this page holds — as of 31 July 2026.

What could break the Jindal Poly Investment & Finance Company Ltd story?

The sharpest disagreement: annual EPS moved +189.9% against a +33.6% price move — the market has not yet caught up with the delivery. Mechanically, two Friday closes in a row below the 200-day average would end the price trend — that is the exit rule this page tracks — as of 31 July 2026.

Is Jindal Poly Investment & Finance Company Ltd a stock worth studying right now?

This is not investment advice. The machine read: Jindal Poly Investment & Finance Company Ltd's three tracks disagree. Price, valuation and the earnings engine each tell a different story — the next quarter or two settles it. The sharpest open question: whether the price catches up with earnings that have already moved. Every number on this page is drawn deterministically from the raw series, with no forecasts and no price opinions — as of 31 July 2026.

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