# Cholamandalam Financial Holdings share price today (Cholamandalam Financial Holdings Ltd, NSE: CHOLAHLDNG)

> Cholamandalam Financial Holdings share price today: ₹1,400.30 at the NSE close on 3 November 2026, down 26.6% in a year. Cholamandalam Financial Holdings (NSE: CHOLAHLDNG) is worth ₹26,300 crore, trades at a P/BV of 1.7 and has closed between ₹1,280.70 and ₹1,973.75 over the past 52 weeks. > Cholamandalam Financial Holdings Ltd's earnings have grown faster than its share price. Earnings per share grew +12.3% in a year while the price moved −26.6%. CHOLAHLDNG · Finance - Holding Company · data as of 3 November 2026. Page: https://www.sectoralpha.in/stocks/cholamandalam-financial-holdings-ltd

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## Key numbers

- Price: ₹1,400.30 (−26.6% in a year)
- P/BV: 1.7× (lower than 91% of the last 11 years)
- Revenue (Jun 2026): ₹11,114 Cr (+19.6% on a year ago)
- Profit (Jun 2026): ₹1,789 Cr (+42.0% on a year ago)
- Net margin: 16.1% (+2.5 points on a year ago)
- ROE: 17%, FY26

The main question: yearly earnings per share moved +12.3% while the share price moved −26.6%. ## What is the Cholamandalam Financial Holdings share price today? Cholamandalam Financial Holdings Ltd's share price was ₹1,400.30 at the close on 3 November 2026. It has been falling for 39 weeks. That is 10.4% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹1,281 and ₹1,974, and at that close it sat 17% of the way up from that low. Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 13 weeks running. Over the last 11 years the share price moved +396% while the NIFTY 500 moved +251%, so it is ahead of the index over that whole period. It was last ahead over 13 weeks in the week of 14 August 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What changed at Cholamandalam Financial Holdings this quarter? Three changes stood out: indian funds and insurers (DIIs) raised their stake for 5 quarters in a row, foreign funds (FIIs) cut their stake for 5 quarters in a row and revenue up on a year earlier for 11 quarters in a row (every quarter we can compare). 1. Indian funds and insurers (DIIs) raised their stake for 5 quarters in a row From 21.4% to 27.8% of the company by the September 2026 quarter. 2. Foreign funds (FIIs) cut their stake for 5 quarters in a row From 18.3% to 12.6% of the company by the September 2026 quarter. 3. Revenue up on a year earlier for 11 quarters in a row (every quarter we can compare) In the June 2026 quarter revenue was ₹11,114 crore, +19.6% on a year earlier. ## What are Cholamandalam Financial Holdings' latest quarterly results? For April to June 2026 (the quarter ended 30 June 2026), Cholamandalam Financial Holdings reported total income of ₹11,114 crore, up 19.6% from ₹9,296 crore a year earlier, and a profit of ₹1,789 crore, up 42.0% from ₹1,260 crore. ### Cholamandalam Financial Holdings results: April to June 2026 against a year earlier

| Measure | April to June 2026 | April to June 2025 | Change |
| --- | --- | --- | --- |
| Total income | ₹11,114 crore | ₹9,296 crore | +19.6% |
| Profit | ₹1,789 crore | ₹1,260 crore | +42.0% |
| Earnings per share | ₹42.92 | ₹30.81 | +39.3% |
| Net margin | 16.1% | 13.6% | +2.5 points |

The next results, for July to September 2026, are due by 14 November 2026: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter). Cholamandalam Financial Holdings' management discussed these results on a call held on 14 August 2026; what it said is further down this page. (From the company's reported quarterly results (quarter ended 30 June 2026). Income and profit in ₹ crore.)

## What is the Cholamandalam Financial Holdings share price history? Cholamandalam Financial Holdings closed at ₹1,400.30 on 3 November 2026, down 26.6% from ₹1,908.05 a year earlier (31 October 2025) and up 101.5% over five years. Its highest weekly close since March 2016 was ₹2,118.10 on 18 July 2025. ### Cholamandalam Financial Holdings share price: then and now

| When | Close | Change to 3 Nov 2026 |
| --- | --- | --- |
| 1 week ago · 23 Oct 2026 | ₹1,280.70 | +9.3% |
| 1 month ago · 1 Oct 2026 | ₹1,371.35 | +2.1% |
| 6 months ago · 30 Apr 2026 | ₹1,556.45 | −10.0% |
| 1 year ago · 31 Oct 2025 | ₹1,908.05 | −26.6% |
| 3 years ago · 3 Nov 2023 | ₹1,124.50 | +24.5% |
| 5 years ago · 4 Nov 2021 | ₹695.10 | +101.5% |
| 10 years ago · 4 Nov 2016 | ₹446.03 | +213.9% |
| Earliest weekly close in our records · 11 Mar 2016 | ₹282.59 | +395.5% |
| Highest weekly close since March 2016 · 18 Jul 2025 | ₹2,118.10 | −33.9% |
| Lowest weekly close since March 2016 · 22 May 2020 | ₹229.75 | +509.5% |
| 52-week high (weekly close) · 14 Nov 2025 | ₹1,973.75 | −29.1% |
| 52-week low (weekly close) · 23 Oct 2026 | ₹1,280.70 | +9.3% |

Weekly closing prices. Each change is the move from that price to the 3 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes. (559 weekly closes from 11 March 2016 to 3 November 2026.)

## What is the latest news on Cholamandalam Financial Holdings? 3 Nov 2026: Cholamandalam Financial Holdings closed at ₹1,400.30, up 9.3% on the week and up 2.1% on the month. 14 Aug 2026: Cholamandalam Financial Holdings held its results call for April to June 2026. Management guided: Motor OD loss ratio to move below 80% over a couple of quarters, initially toward the late 70s then mid-70s. ### Earlier

- 7 Aug 2026: ex-date for a dividend of ₹1.30 a share. - Results for April to June 2026: Total income up 19.6% and profit up 42.0% on a year earlier. ## What dividend does Cholamandalam Financial Holdings pay? Cholamandalam Financial Holdings paid ₹1.30 a share in regular dividends in the 12 months to 4 November 2026 (1 payment), a yield of 0.09% at the ₹1,400.30 close on 3 November 2026. The last was a dividend of ₹1.30 a share, ex-date 7 August 2026. ### Cholamandalam Financial Holdings dividends since 1 April 2021

| Ex-date | Dividend per share | Type |
| --- | --- | --- |
| 7 Aug 2026 | ₹1.30 | Dividend |
| 1 Aug 2025 | ₹1.30 | Dividend |
| 2 Aug 2024 | ₹0.55 | Dividend |
| 3 Aug 2023 | ₹0.55 | Dividend |
| 2 Aug 2022 | ₹0.55 | Dividend |
| 27 Jul 2021 | ₹0.55 | Dividend |

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date. The record date is the same day as the ex-date for every payment here. 5 of 5 Of the last 5 financial years, years with an NSE dividend record

Yes. Cholamandalam Financial Holdings Ltd paid out 1% of its profit as dividends in FY26, and it paid a dividend in each of its last 13 reported years. (From the NSE corporate-actions record, read 4 November 2026.)

## What did Cholamandalam Financial Holdings management say on the latest results call? On the call for April to June 2026, held on 14 August 2026, Cholamandalam Financial Holdings' management guided: Motor OD loss ratio to move below 80% over a couple of quarters, initially toward the late 70s then mid-70s. > “This is a journey. It will take a couple of quarters for us to turn the tide, but we are not accepting or stating that a level of 80 or 86 is something that we will sustain, irrespective of the fact that 4+4 comes into play.”
> Rajeev Kumaraswamy, on the call for April to June 2026

### What management guided

- Health portfolio to be rebuilt for sustainable profitability over the medium to long term through product, pricing, SME and retail distribution changes. - Commercial lines to expand through calibrated participation across SME, liability, credit and cyber rather than concentrated large risks. - Property-line pricing discipline may improve in coming quarters after NatCat losses. - Motor claims workflow changes and technology initiatives expected to improve efficiency over coming quarters. Management’s own plans and goals, from our notes of the call. A plan is not a result. Source: [the call transcript](https://files.tijorifinance.com/insight/india/678/Conference Call/CC-Aug26.pdf). (From the call for April to June 2026, 14 August 2026.)

## What to watch in Cholamandalam Financial Holdings' next results? When Cholamandalam Financial Holdings reports July to September 2026, these are the 4 checks that show whether the story is still on course. First: Motor OD to move below the stated threshold - check new-versus-renewal mix, NCB sourcing and repair controls. - What to check (from the call)
- Motor OD to move below the stated threshold - check new-versus-renewal mix, NCB sourcing and repair controls. - Motor TP provisions after judicial review developments - check claims inflation and any new reserving action. - Health correction to produce better-quality growth - check PSU-book migration, SME traction and retail distribution build. - Commercial pricing discipline after NatCat losses - check fire rate trends, reinsurance capacity and large-loss experience. ## Which stock lists is Cholamandalam Financial Holdings on? Cholamandalam Financial Holdings is on one of our India lists: Small & mid cap stocks. [Small & mid cap stocks Size rank in India: 306](https://www.sectoralpha.in/small-cap-stocks-india)

## Is Cholamandalam Financial Holdings profitable? Cholamandalam Financial Holdings Ltd earned ₹1,789 Cr of net profit in the Jun 2026 quarter, +42.0% on the same quarter a year earlier. That is the 11th quarter in a row of profit growth. Full-year FY26 profit was ₹5,485 Cr. Over 10 years profit has grown 16.6% a year on average. That is 16.1% of the quarter's revenue. The same quarter a year earlier earned ₹1,260 Cr. For the full year, FY26 profit was ₹5,485 Cr (+15.7% on the year before). Why profit moved: revenue changed +19.6% on a year earlier and the margin moved +2.5 percentage points. Most of the change came from keeping more of each sale. On average over the last four quarters, profit changed +24.0% and revenue +17.5%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra rupee of revenue adds more to profit. ## How much revenue does Cholamandalam Financial Holdings make, and is it growing? Cholamandalam Financial Holdings Ltd reported ₹11,114 Cr of income in the Jun 2026 quarter, +19.6% on the same quarter a year earlier. That is the 11th quarter in a row with growth on the year before. Over 10 years it has grown 17.2% a year on average. The last full year, FY26, came in at ₹39,156 Cr. The last four reported quarters add to ₹40,890 Cr. FY26 revenue was ₹39,156 Cr, +18.0% on the year before. Recent pace: the last four quarters grew +17.5% on average, against 17.2% a year over the longer run, so this year is growing at about the same pace as its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +17.5%, against +21.3% a year over the last 8 quarters (rolling over); profit over the last 12 months grew +24.3%, against +19.4% a year (accelerating). ## How much does Cholamandalam Financial Holdings keep from what it earns? Cholamandalam Financial Holdings Ltd's net margin was 16.1% in the Jun 2026 quarter, 2.5 percentage points higher than the same quarter a year ago. Across 13 years it has been between 5.9% and 20.0%. The latest quarter is within that range. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of Cholamandalam Financial Holdings' loans have gone bad? Cholamandalam Financial Holdings Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is Cholamandalam Financial Holdings' loan book growing? Cholamandalam Financial Holdings Ltd's revenue was ₹39,156 Cr in FY26, +18.0% on the year before, so the loan book is growing. The latest quarter was +19.6% on a year earlier. The net margin on that income is 16.1%, +2.5 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses. ## What is Cholamandalam Financial Holdings' P/BV ratio, and how does it compare with its own history? Cholamandalam Financial Holdings Ltd's P/BV is 1.7×, near the low end of its own history: it has been lower only 9% of the time. Its usual P/BV (the middle reading) is 2.4×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth. Why the multiple is where it is: over the past year book value grew while the price moved −26.6%. Price and book value moved together, so the multiple stayed in its range. Where the price move came from: over 5 years the price moved +15.0% a year; about +21.7% a year came from book-value growth and about −6.7 percentage points from the multiple (the market paying less); over 10 years the price moved +12.1% a year; about +17.0% a year came from book-value growth and about −4.9 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple. In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple. The PEG ratio and its quarterly curve, which only the second data source has, are not shown on this page: its two data sources disagree by up to 58% on reported income across 15 comparable periods. When two sources disagree on a figure, we leave it out on purpose. The gap is a choice, not missing data. ## Is the Cholamandalam Financial Holdings business getting better or worse? Cholamandalam Financial Holdings Ltd's business is growing steadily. Revenue, profit and EPS growth have stayed positive throughout, and ROE is steady at 17.0%. This is based on 8 quarters of 4 measures, with some gaps. Why it matters: steady growth with healthy returns is how a business compounds over time. The return figures here are yearly, not quarterly. They show level and direction only; they can support the growth lines but never decide the reading alone. This reading has some gaps: at least one line is short, or the return line is not the quarterly series, so treat it with a little more caution. ## How much does Cholamandalam Financial Holdings earn on its equity and assets? Cholamandalam Financial Holdings Ltd earned a return on equity of 17% in FY26. Its lowest yearly reading on file was 13% in FY20. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. Return on assets is left out here, because its two sources disagree for this quarter. That is above the level a bank needs to grow its net worth steadily. Why ROE moved: profit grew 16.6% a year over 10 years while net worth grew more slowly. When earnings recover faster than net worth builds up, ROE climbs off its low. The quarterly return-on-equity and return-on-assets curves, which only the second data source has, are not shown on this page: its two data sources disagree by up to 58% on reported income across 15 comparable periods. When two sources disagree on a figure, we leave it out on purpose. The gap is a choice, not missing data. ## Does Cholamandalam Financial Holdings have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the Cholamandalam Financial Holdings shareholding pattern? Domestic institutions raised their stake in Cholamandalam Financial Holdings Ltd by 4.8 percentage points over 8 quarters, the biggest change among its owners. Domestic institutions now own 27.8% of the company. Foreign institutions moved −3.7 points over the same period, to 12.6%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings. Over the last two years: Domestic institutions: +4.8 points over 8 quarters, to 27.8%; Foreign institutions: −3.7 points over 8 quarters, to 12.6%; Promoters: −0.9 points over 8 quarters, to 46.4%. Why the owners changed: foreign institutions moved −3.7 points and domestic institutions +4.8 points over 8 quarters, while promoters moved −0.9 points. One group of institutions took over shares from the other; it is not a change of mind by the people running the company. ## How far is Cholamandalam Financial Holdings from balance-sheet trouble? For Cholamandalam Financial Holdings Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does Cholamandalam Financial Holdings rank in its industry? 61.3 out of 100, rank 4 of 18 in Finance - Holding Company, with 76% of the evidence available. Cholamandalam Financial Holdings Ltd scores 61.3 out of 100 against the 18 companies it is compared with in Finance - Holding Company, ranking 4. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. The four parts add up to the total exactly: 19.8 + 18.6 + 17 + 5.9 = 61.3. This is the same number shown on the industry page; it is worked out once for the whole group and read here. What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector. ## Which companies is Cholamandalam Financial Holdings compared with? Cholamandalam Financial Holdings ranks 4 of 18 Finance - Holding Company companies on the 4-Factor Sector Score, with 61.3 out of 100. 1. [Jindal Poly Investment & Finance Company Ltd](https://www.sectoralpha.in/stocks/jindal-poly-investment-finance-company-ltd) JPOLYINVST · quiet · Most evidence points up · 69% evidence 69.9 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 27.1/35 · Income 100% · Profit 100% · 75% evidence Capital efficiency 20.7/25 · ROA 47.9% · ROE 54.8% · GNPA n/a · 72% evidence Valuation 14.0/20 · P/BV 0.58× · P/BV÷ROE 0.01 · 100% evidence Relative strength 8.1/20 · Lead over its industry n/a · Lead over NIFTY 500 -11.2% · 1 year -10.3% · 25% evidence · 0 of 12 weeks ahead Exact sum: 27.1 + 20.7 + 14 + 8.1 = 69.9 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 2. [Kama Holdings Ltd](https://www.sectoralpha.in/stocks/kama-holdings-ltd) KAMAHOLD · basing · Most evidence points up · 69% evidence 69.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 24.3/35 · Income 12.9% · Profit 50.8% · 75% evidence Capital efficiency 18.1/25 · ROA 7.3% · ROE 12.6% · GNPA n/a · 72% evidence Valuation 18.2/20 · P/BV 0.86× · P/BV÷ROE 0.07 · 100% evidence Relative strength 8.6/20 · Lead over its industry n/a · Lead over NIFTY 500 -10.2% · 1 year -29.4% · 25% evidence · 0 of 12 weeks ahead Exact sum: 24.3 + 18.1 + 18.2 + 8.6 = 69.2 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 3. [Alembic Ltd](https://www.sectoralpha.in/stocks/alembic-ltd) ALEMBICLTD · losing its lead · Evidence leans up · 84% evidence 62.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 10.1/35 · Income 8.1% · Profit 1.3% · 75% evidence Capital efficiency 18.3/25 · ROA 12.2% · ROE 13% · GNPA n/a · 72% evidence Valuation 16.3/20 · P/BV 0.92× · P/BV÷ROE 0.07 · 100% evidence Relative strength 17.5/20 · Lead over its industry 4.1% · Lead over NIFTY 500 -2% · 1 year -12.3% · 100% evidence · 9 of 12 weeks ahead Exact sum: 10.1 + 18.3 + 16.3 + 17.5 = 62.2 · What this means: Relative strength against the index is -2%, and revenue and profit growth are weak. 4. Cholamandalam Financial Holdings Ltd this page CHOLAHLDNG · basing · Evidence leans up · 76% evidence 61.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 19.8/35 · Income 17.5% · Profit 24.3% · 55% evidence Capital efficiency 18.6/25 · ROA 2.2% · ROE 17.5% · GNPA n/a · 68% evidence Valuation 17.0/20 · P/BV 1.64× · P/BV÷ROE 0.09 · 100% evidence Relative strength 5.9/20 · Lead over its industry -6.3% · Lead over NIFTY 500 -12.1% · 1 year -29.1% · 100% evidence · 0 of 12 weeks ahead Exact sum: 19.8 + 18.6 + 17 + 5.9 = 61.3 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 5. [TVS Holdings Ltd](https://www.sectoralpha.in/stocks/tvs-holdings-ltd) TVSHLTD · quiet · Evidence leans up · 75% evidence 56.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 24.2/35 · Income 35% · Profit 48.9% · 52% evidence Capital efficiency 13.9/25 · ROA 0.4% · ROE 30.6% · GNPA n/a · 68% evidence Valuation 10.8/20 · P/BV 3.68× · P/BV÷ROE 0.12 · 100% evidence Relative strength 7.3/20 · Lead over its industry -2.1% · Lead over NIFTY 500 -5.9% · 1 year -19.6% · 100% evidence · 0 of 12 weeks ahead Exact sum: 24.2 + 13.9 + 10.8 + 7.3 = 56.2 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 6. [Bajaj Finserv Ltd](https://www.sectoralpha.in/stocks/bajaj-finserv-ltd) BAJAJFINSV · quiet · Evidence leans up · 73% evidence 52.5 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 17.2/35 · Income 14.7% · Profit 10.5% · 45% evidence Capital efficiency 18.1/25 · ROA 4.9% · ROE 13.2% · GNPA n/a · 68% evidence Valuation 8.7/20 · P/BV 3.43× · P/BV÷ROE 0.26 · 100% evidence Relative strength 8.5/20 · Lead over its industry -1.3% · Lead over NIFTY 500 -7.1% · 1 year -20.1% · 100% evidence · 7 of 12 weeks ahead Exact sum: 17.2 + 18.1 + 8.7 + 8.5 = 52.5 · What this means: The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer. 7. [Bajaj Holdings & Investment Ltd](https://www.sectoralpha.in/stocks/bajaj-holdings-investment-ltd) BAJAJHLDNG · quiet · Too little evidence to rank firmly · 58% evidence 51.7 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 17.4/35 · Income 30.3% · Profit 5.6% · 45% evidence Capital efficiency 12.3/25 · ROA 0.6% · ROE 11.9% · GNPA n/a · 68% evidence Valuation 10.9/20 · P/BV 1.55× · P/BV÷ROE 0.13 · 100% evidence Relative strength 11.1/20 · Lead over its industry n/a · Lead over NIFTY 500 -0.6% · 1 year -17% · 25% evidence · 9 of 12 weeks ahead Exact sum: 17.4 + 12.3 + 10.9 + 11.1 = 51.7 · What this means: Some evidence is missing, so the score is pulled toward the middle on purpose. 8. [Rane Holdings Ltd](https://www.sectoralpha.in/stocks/rane-holdings-ltd) RANEHOLDIN · quiet · Too little evidence to rank firmly · 58% evidence 48.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 14.7/35 · Income 25.8% · Profit -50.8% · 45% evidence Capital efficiency 14.3/25 · ROA 4% · ROE 7% · GNPA n/a · 68% evidence Valuation 6.7/20 · P/BV 1.78× · P/BV÷ROE 0.25 · 100% evidence Relative strength 12.5/20 · Lead over its industry n/a · Lead over NIFTY 500 6.1% · 1 year -6.9% · 25% evidence · 5 of 12 weeks ahead Exact sum: 14.7 + 14.3 + 6.7 + 12.5 = 48.2 · What this means: Some evidence is missing, so the score is pulled toward the middle on purpose. 9. [Tata Investment Corporation Ltd](https://www.sectoralpha.in/stocks/tata-investment-corporation-ltd) TATAINVEST · quiet · Evidence leans down · 84% evidence 47.3 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 25.8/35 · Income 31.6% · Profit 31.4% · 75% evidence Capital efficiency 12.2/25 · ROA 1.3% · ROE 1.4% · GNPA n/a · 72% evidence Valuation 4.0/20 · P/BV 0.97× · P/BV÷ROE 0.67 · 100% evidence Relative strength 5.3/20 · Lead over its industry -5.6% · Lead over NIFTY 500 -11.2% · 1 year -29.6% · 100% evidence · 0 of 12 weeks ahead Exact sum: 25.8 + 12.2 + 4 + 5.3 = 47.3 · What this means: Earnings are strong; relative strength in its sector is -5.6% and the one-year return is -29.6%. 10. [JSW Holdings Ltd](https://www.sectoralpha.in/stocks/jsw-holdings-ltd) JSWHL · turning · Evidence leans down · 82% evidence 47.2 out of 100 Growth Capital Valuation Relative How the score adds up Growth & earnings 27.6/35 · Income 55.8% · Profit 61.6% · 86% evidence Capital efficiency 8.4/25 · ROA 0.5% · ROE 0.5% · GNPA n/a · 72% evidence Valuation 4.4/20 · P/BV 0.34× · P/BV÷ROE 0.74 · 70% evidence Relative strength 6.8/20 · Lead over its industry -14.6% · Lead over NIFTY 500 -19.7% · 1 year -33.5% · 100% evidence · 3 of 12 weeks ahead Exact sum: 27.6 + 8.4 + 4.4 + 6.8 = 47.2 · What this means: Earnings are strong; relative strength in its sector is -14.6% and the one-year return is -33.5%. 11. [Max India Ltd](https://www.sectoralpha.in/stocks/max-india-ltd) MAXIND · quiet · Too little evidence to rank firmly · 52% evidence 44.9 out of 100 Growth Capital Valuation Relative
12. [Godrej Industries Ltd](https://www.sectoralpha.in/stocks/godrej-industries-ltd) GODREJIND · quiet · Evidence leans down · 73% evidence 44.0 out of 100 Growth Capital Valuation Relative
13. [Vardhman Holdings Ltd](https://www.sectoralpha.in/stocks/vardhman-holdings-ltd) VHL · breaking out · Too little evidence to rank firmly · 58% evidence 41.9 out of 100 Growth Capital Valuation Relative
14. [Elcid Investments Ltd](https://www.sectoralpha.in/stocks/elcid-investments-ltd) ELCIDIN · basing · Evidence leans down · 78% evidence 38.0 out of 100 Growth Capital Valuation Relative
15. [Kalyani Investment Company Ltd](https://www.sectoralpha.in/stocks/kalyani-investment-company-ltd) KICL · quiet · Too little evidence to rank firmly · 54% evidence 32.1 out of 100 Growth Capital Valuation Relative
16. [Max Financial Services Ltd](https://www.sectoralpha.in/stocks/max-financial-services-ltd) MFSL · quiet · Most evidence points down · 88% evidence 31.7 out of 100 Growth Capital Valuation Relative
17. [Maharashtra Scooters Ltd](https://www.sectoralpha.in/stocks/maharashtra-scooters-ltd) MAHSCOOTER · quiet · Most evidence points down · 73% evidence 31.5 out of 100 Growth Capital Valuation Relative
18. [Pilani Investment & Industries Corporation Ltd](https://www.sectoralpha.in/stocks/pilani-investment-industries-corporation-ltd) PILANIINVS · basing · Most evidence points down · 69% evidence 29.6 out of 100 Growth Capital Valuation Relative

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read. The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section. Related companies: [Finance - Holding Company](https://www.sectoralpha.in/sectors/finance-holding-company), all 18 compared on one page. ## Which companies are close to Cholamandalam Financial Holdings in size? Cholamandalam Financial Holdings is the 6th largest of 18 Finance - Holding Company companies on Sector Alpha by market value (scores of 30 October 2026). Just above it: Max Financial Services, Godrej Industries and Tata Investment Corporation. Just below it: TVS Holdings, Maharashtra Scooters and JSW Holdings. ### Finance - Holding Company companies close in size

1. [Max Financial Services Ltd](https://www.sectoralpha.in/stocks/max-financial-services-ltd) ₹41,414 crore
2. [Godrej Industries Ltd](https://www.sectoralpha.in/stocks/godrej-industries-ltd) ₹30,482 crore
3. [Tata Investment Corporation Ltd](https://www.sectoralpha.in/stocks/tata-investment-corporation-ltd) ₹28,475 crore
4. Cholamandalam Financial Holdings Ltd ₹25,374 crore
5. [TVS Holdings Ltd](https://www.sectoralpha.in/stocks/tvs-holdings-ltd) ₹24,671 crore
6. [Maharashtra Scooters Ltd](https://www.sectoralpha.in/stocks/maharashtra-scooters-ltd) ₹13,274 crore
7. [JSW Holdings Ltd](https://www.sectoralpha.in/stocks/jsw-holdings-ltd) ₹12,100 crore

[All 18 Finance - Holding Company companies, largest first](https://www.sectoralpha.in/sectors/finance-holding-company#all-companies)

### Companies close in size in other industries

1. [Redington Ltd](https://www.sectoralpha.in/stocks/redington-ltd) ₹25,560 crore · Computer - Hardware
2. [Piramal Enterprises Ltd(Merged)](https://www.sectoralpha.in/stocks/piramal-enterprises-ltd-merged) ₹25,483 crore · Diversified
3. Cholamandalam Financial Holdings Ltd ₹25,374 crore
4. [Neuland Laboratories Ltd](https://www.sectoralpha.in/stocks/neuland-laboratories-ltd) ₹25,275 crore · Pharma - API & CRAMS
5. [Gabriel India Ltd](https://www.sectoralpha.in/stocks/gabriel-india-ltd) ₹25,255 crore · Auto Ancillaries - Shock Absorber

## What else do people ask about Cholamandalam Financial Holdings? ### What is Cholamandalam Financial Holdings's share price today? Cholamandalam Financial Holdings Ltd's share price is ₹1,400.30, −26.6% over the past year. The whole company is worth ₹26,300 Cr on the market. In the last 52 weeks it traded between ₹1,281 to ₹1,974; today it is 17% of the way up from the low, 10.4% below its 200-day average (as of 3 November 2026). ### What were Cholamandalam Financial Holdings's latest quarterly results? Cholamandalam Financial Holdings Ltd reported total income of ₹11,114 Cr and net profit of ₹1,789 Cr for the Jun 2026 quarter. Income rose 19.6% and profit rose 42.0% compared with a year earlier. Earnings per share were ₹42.92 (as of 3 November 2026). ### What is Cholamandalam Financial Holdings's market cap? Cholamandalam Financial Holdings Ltd's market capitalisation is ₹26,300 Cr at a share price of ₹1,400.30. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is Cholamandalam Financial Holdings performing? Cholamandalam Financial Holdings Ltd's share price has been falling for 39 weeks. In its latest quarter, income rose 19.6% and profit rose 42.0% compared with a year earlier. Over the past 13 weeks it has done worse than the NIFTY 500, for 13 weeks running (as of 3 November 2026). ### Will Cholamandalam Financial Holdings's share price go up? This page does not forecast Cholamandalam Financial Holdings Ltd's share price. What it shows instead: the share price is ₹1,400.30, and it has been falling for 39 weeks. Its P/BV of 1.7× is higher than 9% of its own last 11 years (as of 3 November 2026). ### Where is Cholamandalam Financial Holdings in its business cycle? Cholamandalam Financial Holdings Ltd's FY26 net margin was 14.0%, against a 13-year range of 5.9% to 20.0%: the middle of its own range, neither a peak nor a low. The latest quarter was 16.1%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the Cholamandalam Financial Holdings story? The main question: yearly earnings per share moved +12.3% while the share price moved −26.6%. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is Cholamandalam Financial Holdings a stock worth studying right now? What the numbers show: Cholamandalam Financial Holdings Ltd's earnings have grown faster than its share price. Earnings per share grew +12.3% in a year while the price moved −26.6%. The main open question: whether the price catches up with earnings that have already grown. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). ### Is there a Cholamandalam Financial Holdings share price forecast for 2026? What management itself guided: Motor OD loss ratio to move below 80% over a couple of quarters, initially toward the late 70s then mid-70s. ## Lists

- Small & mid cap stocks: https://www.sectoralpha.in/small-cap-stocks-india

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