Ugro Capital share price today

Ugro Capital Ltd's share price was ₹71.61 at the close on 6 November 2026. It has been falling for 113 weeks. That is 31.8% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹72 and ₹176, and at that close it was at the low of that range.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today Ugro Capital Ltd is in stage 4. The phase helps read everything below.

Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 22 weeks running.

Over the last 11 years the share price moved +297% while the NIFTY 500 moved +268%, so it is ahead of the index over that whole period. It was last ahead over 13 weeks in the week of 19 June 2026. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

Three changes stood out: profit grew again in the June 2026 quarter, bad loans at their highest share in 13 quarters and revenue up on a year earlier for 9 quarters in a row (every quarter we can compare).

1. Profit grew again in the June 2026 quarter

   Profit was ₹61 crore, +79.4% on a year earlier (₹34 crore), after 2 quarters of decline.

   Why: Profit rose because the company cut operating costs after buying Profectus, which helped more of each rupee of income reach the bottom line.

   Next results: check whether profit keeps improving as co-lending income falls and cash annuity income takes over.

   From the earnings call on 28 Sep 2026.

2. Bad loans at their highest share in 13 quarters

   Gross NPA, the share of loans not being repaid, was 2.6% in the June 2026 quarter, from 2.5% a year earlier.

3. Revenue up on a year earlier for 9 quarters in a row (every quarter we can compare)

   In the June 2026 quarter revenue was ₹417 crore, +0.7% on a year earlier.

   Why: Revenue rose slightly because more of the loan book moved into higher interest focus areas, even as lower yield prime loans were run down.

   Next results: check whether loans start growing again after staying flat this year.

   From the earnings call on 28 Sep 2026.

For April to June 2026 (the quarter ended 30 June 2026), Ugro Capital reported total income of ₹417 crore, up 0.7% from ₹414 crore a year earlier, and a profit of ₹61.0 crore, up 79.4% from ₹34.0 crore.

Ugro Capital results: April to June 2026 against a year earlier

The next results, for July to September 2026, are due by 14 November 2026: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

Ugro Capital's management discussed these results on a call held on 28 September 2026; what it said is further down this page.

From the company's reported quarterly results (quarter ended 30 June 2026). Income and profit in ₹ crore.

Ugro Capital closed at ₹71.61 on 6 November 2026, down 59.5% from ₹176.65 a year earlier (7 November 2025) and down 57.5% over five years. Its highest weekly close since April 2016 was ₹323.32 on 24 August 2018.

Ugro Capital share price: then and now

Weekly closing prices. Each change is the move from that price to the 6 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

544 weekly closes from 1 April 2016 to 6 November 2026.

6 Nov 2026: Ugro Capital closed at ₹71.61, down 1.0% on the week and down 10.5% on the month. 28 Sep 2026: Ugro Capital held its results call for April to June 2026. Management guided: Overall AUM flat this year, followed by considerable growth over the next two years.

Earlier

• Results for April to June 2026: Total income up 0.7% and profit up 79.4% on a year earlier.

Ugro Capital has paid no dividend on the NSE since 1 April 2021, the start of the period we checked.

No. Ugro Capital Ltd paid out 0% of its profit as dividends in each of its last 12 reported years, so there is no payout history to show. That comes from the filed annual statements, not an estimate.

From the NSE corporate-actions record, read 7 November 2026.

On the call for April to June 2026, held on 28 September 2026, Ugro Capital's management guided: Overall AUM flat this year, followed by considerable growth over the next two years.

“One of our objectives is that co-lending income, which was 24% of total income last year, should be reduced to below 5% by 2029 so that the element of volatility is eliminated.”Anuj Pandey, CEO, on the call for April to June 2026

What management guided

• Focus verticals grow at 25-30% yearly growth and reach approximately 85% of AUM by 2029.
• Overall portfolio yields increase by 100-120 basis points.
• ROA rises to 3-3.5% over the next 2-3 years.
• Co-lending income falls below 5% of total income by 2029.

Management’s own plans and goals, from our notes of the call. A plan is not a result.

Source: the call transcript.

From the call for April to June 2026, 28 September 2026.

When Ugro Capital reports July to September 2026, these are the 4 checks that show whether the story is still on course. First: Focus-vertical share rises further as DSA-led runoff continues - check whether mix shift remains the primary growth engine.

Ugro Capital is on 2 of our India lists: 52 week high & low and Penny stocks.

Ugro Capital Ltd earned ₹61.0 Cr of net profit in the Jun 2026 quarter, +79.4% on the same quarter a year earlier. Full-year FY26 profit was ₹113 Cr. Over 10 years profit has grown 43.7% a year on average. That is 14.6% of the quarter's revenue. The same quarter a year earlier earned ₹34.0 Cr.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

For the full year, FY26 profit was ₹113 Cr (−21.5% on the year before).

Why profit moved: revenue changed +0.7% on a year earlier and the margin moved +6.4 percentage points. Most of the change came from keeping more of each sale.

On average over the last four quarters, profit changed −3.1% and revenue +17.5%. Profit is growing slower than sales: rising costs are taking part of the growth.

Ugro Capital Ltd reported ₹417 Cr of income in the Jun 2026 quarter, +0.7% on the same quarter a year earlier. That is the 9th quarter in a row with growth on the year before. Over 10 years it has grown 84.1% a year on average. The last full year, FY26, came in at ₹1,785 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

The last four reported quarters add to ₹1,769 Cr.

FY26 revenue was ₹1,785 Cr, +23.8% on the year before.

Recent pace: the last four quarters grew +17.5% on average, against 84.1% a year over the longer run, so this year is growing slower than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +16.5%, against +25.3% a year over the last 8 quarters (rolling over); profit over the last 12 months grew −6.0%, against +5.8% a year (rolling over).

Ugro Capital Ltd's net margin was 14.6% in the Jun 2026 quarter, 6.4 percentage points higher than the same quarter a year ago. Across 12 years it has been between 4.8% and 100.0%. The latest quarter is within that range.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

Ugro Capital Ltd's gross NPA, the share of loans that have stopped being repaid, is 2.60% in Jun 2026, up from 2.50% a year ago. After the money already set aside for bad loans, 1.90% is left (net NPA). Across the 12 quarters on file it has been between 1.90% and 2.60%.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Falling bad loans mean the loan book is healing; rising ones mean new damage.

In Jun 2026, gross NPA was 2.60% and net NPA 1.90%, against 2.50% and 1.70% a year ago.

In short: a lender's profit growth is only as good as its loans, and this loan book is not yet clearly improving. Quarterly detail on money set aside for bad loans is not in our data yet, so this shows the levels and the trend, not the cost of the clean-up.

Why bad loans moved: recoveries, write-offs and new bad loans all play a part. That split is not in our data, so the page shows the trend without the breakdown.

Ugro Capital Ltd's revenue was ₹1,785 Cr in FY26, +23.8% on the year before, so the loan book is growing. The latest quarter was +0.7% on a year earlier. The net margin on that income is 14.6%, +6.4 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

Ugro Capital Ltd's P/BV is 0.4×, about the lowest it has ever been. Its usual P/BV (the middle reading) is 1.2×, over 10 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.

Why the multiple is low: this lender earns about 5% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve.