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CPI Card Group share price today

CPI Card Group Inc. · PMTS · Financials · Credit Services · price as of the 4 November 2026 close, updated every trading day · results updated weekly · All US stock lists

CPI Card Group share price: $28.24 at the close on 4 November 2026, +104.6% in a year.

Getting betterBusiness trend from fewer quarters than usual
$28.24Price +104.6% in a year
$149 MRevenue (Jun 2026) +15.0% on a year ago
$2.0 MProfit (Jun 2026) +293.8% on a year ago
1.4%Net margin +1.0 points on a year ago
8.97%ROA latest

CPI Card Group Inc.'s balance sheet is under water: its net worth is negative, so it owes more than it owns. This is a high-risk situation: shareholders can be wiped out by new shares or a restructuring before the business recovers.

The main question: the share price moved +104.6% in a year while yearly earnings per share moved −23.8%. The difference came from the market paying a higher multiple.

The price has been between phases. But the balance sheet is under water: net worth is negative, so shareholders come after everyone the company owes. What will decide it: whether the business can earn its way back to positive net worth before new shares or a restructuring get there first.

What is the CPI Card Group share price today?

CPI Card Group Inc.'s share price was $28.24 at the close on 4 November 2026. That is 43.6% above its average price over the last 200 trading days. In the last 52 weeks it traded between $11 and $29, and at that close it sat 97% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). The phase helps read everything below.

Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 16 weeks in a row.

Nov 2026: $28.24, 43.6% above its 200-day average.

  • Price $28.24
  • 50-day avg $25.94
  • 200-day avg $19.67
Nov 2026: $28.24, 43.6% above its 200-day average.
WeekPrice50-day avg200-day avg
11 Jul 2025$22.14––
18 Jul 2025$21.56––
25 Jul 2025$21.00––
1 Aug 2025$18.75––
8 Aug 2025$13.25––
15 Aug 2025$15.61––
22 Aug 2025$15.57––
29 Aug 2025$15.58––
5 Sep 2025$14.30––
12 Sep 2025$14.89––
19 Sep 2025$15.62$17.26–
26 Sep 2025$15.44$16.63–
3 Oct 2025$15.24$16.04–
10 Oct 2025$15.11$15.53–
17 Oct 2025$15.09$15.22–
24 Oct 2025$17.34$15.37–
31 Oct 2025$15.64$15.48–
7 Nov 2025$13.80$15.38–
14 Nov 2025$13.05$15.26–
21 Nov 2025$12.07$15.00–
28 Nov 2025$13.51$14.84–
5 Dec 2025$15.82$14.71–
12 Dec 2025$17.67$14.96–
19 Dec 2025$15.79$15.03–
26 Dec 2025$15.21$15.03–
2 Jan 2026$14.22$14.95–
9 Jan 2026$13.73$14.65–
16 Jan 2026$13.74$14.44–
23 Jan 2026$13.77$14.43–
30 Jan 2026$12.99$14.41–
6 Feb 2026$12.93$14.50–
13 Feb 2026$11.38$14.34–
20 Feb 2026$12.00$14.06–
27 Feb 2026$12.27$13.54–
6 Mar 2026$15.52$13.36–
13 Mar 2026$14.88$13.40–
20 Mar 2026$13.18$13.39–
27 Mar 2026$14.19$13.43–
2 Apr 2026$15.38$13.53–
10 Apr 2026$17.43$13.84–
17 Apr 2026$18.75$14.32–
24 Apr 2026$18.17$14.88$15.39
1 May 2026$17.38$15.49$15.28
8 May 2026$15.60$15.84$15.14
15 May 2026$16.76$16.10$15.02
22 May 2026$17.18$16.15$14.96
29 May 2026$16.97$16.39$15.01
5 Jun 2026$17.05$16.69$15.04
12 Jun 2026$19.05$17.09$15.11
18 Jun 2026$18.26$17.27$15.17
26 Jun 2026$20.38$17.42$15.29
2 Jul 2026$20.38$17.60$15.40
10 Jul 2026$19.54$17.75$15.50
17 Jul 2026$18.81$17.94$15.59
24 Jul 2026$19.52$18.36$15.70
31 Jul 2026$21.07$18.83$15.83
7 Aug 2026$27.72$19.53$16.05
14 Aug 2026$28.50$20.77$16.36
21 Aug 2026$28.04$21.79$16.65
28 Aug 2026$28.83$22.80$17.02
4 Sep 2026$28.24$23.80$17.40
11 Sep 2026$22.50$24.28$17.69
18 Sep 2026$24.14$24.73$17.97
25 Sep 2026$24.75$25.29$18.21
2 Oct 2026$24.86$25.80$18.38
9 Oct 2026$25.54$26.26$18.61
16 Oct 2026$24.82$26.54$18.87
23 Oct 2026$26.89$26.33$19.19
30 Oct 2026$26.15$26.12$19.50
4 Nov 2026$28.24$25.94$19.67
Weekly closing price ($) with its 50-day and 200-day averages. 1-year window.

Week by week since 2025: did it beat the S&P 500 over the past 13 weeks?

Ahead in 34 of 57 weeks

Week by week since 2025: did it beat the S&P 500 over the past 13 weeks?
Week13-week return vs S&P 500
11 Jul 2025no S&P 500 reading
18 Jul 2025no S&P 500 reading
25 Jul 2025no S&P 500 reading
1 Aug 2025no S&P 500 reading
8 Aug 2025no S&P 500 reading
15 Aug 2025no S&P 500 reading
22 Aug 2025no S&P 500 reading
29 Aug 2025no S&P 500 reading
5 Sep 2025no S&P 500 reading
12 Sep 2025no S&P 500 reading
19 Sep 2025no S&P 500 reading
26 Sep 2025no S&P 500 reading
3 Oct 2025no S&P 500 reading
10 Oct 2025−36.5%
17 Oct 2025−35.9%
24 Oct 2025−23.7%
31 Oct 2025−26.3%
7 Nov 2025−1.2%
14 Nov 2025−20.8%
21 Nov 2025−24.6%
28 Nov 2025−19.2%
5 Dec 2025+4.7%
12 Dec 2025+15.0%
19 Dec 2025−1.5%
26 Dec 2025−5.8%
2 Jan 2026−8.8%
9 Jan 2026−15.4%
16 Jan 2026−13.1%
23 Jan 2026−22.4%
30 Jan 2026−18.4%
6 Feb 2026−9.2%
13 Feb 2026−14.3%
20 Feb 2026−5.2%
27 Feb 2026−9.6%
6 Mar 2026+0.0%
13 Mar 2026−12.9%
20 Mar 2026−11.8%
27 Mar 2026+1.4%
2 Apr 2026+12.2%
10 Apr 2026+29.1%
17 Apr 2026+33.8%
24 Apr 2026+28.4%
1 May 2026+29.7%
8 May 2026+13.8%
15 May 2026+38.9%
22 May 2026+35.0%
29 May 2026+28.0%
5 Jun 2026+0.2%
12 Jun 2026+16.0%
18 Jun 2026+23.4%
26 Jun 2026+28.7%
2 Jul 2026+18.9%
10 Jul 2026+1.0%
17 Jul 2026−4.3%
24 Jul 2026+3.9%
31 Jul 2026+17.6%
7 Aug 2026+72.9%
14 Aug 2026+65.0%
21 Aug 2026+60.5%
28 Aug 2026+68.2%
4 Sep 2026+61.2%
11 Sep 2026+15.1%
18 Sep 2026+30.2%
25 Sep 2026+15.6%
2 Oct 2026+18.6%
9 Oct 2026+27.6%
16 Oct 2026+29.3%
23 Oct 2026+34.9%
30 Oct 2026+22.9%
4 Nov 2026+2.7%
Each bar is one week, from 2025 to now (57 weeks with a reading). Green means the stock's return over the previous 13 weeks beat the S&P 500; red means it trailed. The colour is strongest at a gap of 25 percentage points or more. A gap means there is no reading for that week.

Over the last 1 year the share price moved +28% while the S&P 500 moved +23%, so it is ahead of the index over that whole period. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

What dividend does CPI Card Group pay?

CPI Card Group Inc. pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes.

Which stock lists is CPI Card Group on?

CPI Card Group is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list.

Is CPI Card Group profitable?

CPI Card Group Inc. earned $2.0 M of net profit in the Jun 2026 quarter, +293.8% on the same quarter a year earlier. Full-year FY25 profit was $14.9 M. Over 4 years profit has grown −1.6% a year on average. That is 1.4% of the quarter's revenue. The same quarter a year earlier earned $518 K.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

For the full year, FY25 profit was $14.9 M (−23.4% on the year before).

FY25 profit $14.9 M (−23.4% on the year before), −1.6% a year over 4 years

  • Net profit $14.9 M
FY25 profit $14.9 M (−23.4% on the year before), −1.6% a year over 4 years
QuarterNet profit
FY21$15.9 M
FY22$36.5 M
FY23$24.0 M
FY24$19.5 M
FY25$14.9 M

Growth on a year earlier

  • Growth on a year earlier −23.4%
Growth on a year earlier
QuarterGrowth on a year earlier
FY21–
FY22129.2%
FY23−34.4%
FY24−18.6%
FY25−23.4%
Top: net profit each year, $ M. Below: growth on the year before, %. 5-year window. A grey bar is lower than the year before.

Jun 2026: $2.0 M (+293.8% on a year earlier)

  • Net profit (quarterly) $2.0 M
Jun 2026: $2.0 M (+293.8% on a year earlier)
QuarterNet profit (quarterly)
Sep 2023$3.9 M
Dec 2023$2.7 M
Mar 2024$5.5 M
Jun 2024$6.0 M
Sep 2024$1.3 M
Dec 2024$6.8 M
Mar 2025$4.8 M
Jun 2025$0.5 M
Sep 2025$2.3 M
Dec 2025$7.3 M
Mar 2026$2.1 M
Jun 2026$2.0 M

Growth on a year earlier

  • Growth on a year earlier 293.8%
Growth on a year earlier
QuarterGrowth on a year earlier
Sep 2023−67.6%
Dec 2023−78.1%
Mar 2024−49.8%
Jun 2024−8%
Sep 2024−66.5%
Dec 2024147.9%
Mar 2025−12.5%
Jun 2025−91.4%
Sep 202578.5%
Dec 20258.5%
Mar 2026−56.9%
Jun 2026293.8%
Top: net profit each quarter, $ M. Below: growth on the same quarter a year earlier, %. Last 12 quarters. A grey bar is lower than the quarter before.

Why profit moved: revenue changed +15.0% on a year earlier and the margin moved +1.0 percentage points. Sales did the work, and the margin was about flat.

On average over the last four quarters, profit changed +81.0% and revenue +16.9%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit.

How much revenue does CPI Card Group make, and is it growing?

CPI Card Group Inc. reported $149 M of income in the Jun 2026 quarter, +15.0% on the same quarter a year earlier. That is the 9th quarter in a row with growth on the year before. Over 4 years it has grown 9.7% a year on average. The last full year, FY25, came in at $544 M.

For a bank, revenue is everything it earns: interest on its loans plus fees from its businesses.

The last four reported quarters add to $587 M.

FY25 revenue was $544 M, +13.1% on the year before.

FY25 revenue $544 M (+13.1% on the year before), 9.7% a year over 4 years

  • Revenue $544 M
FY25 revenue $544 M (+13.1% on the year before), 9.7% a year over 4 years
QuarterRevenue
FY21$375 M
FY22$476 M
FY23$445 M
FY24$481 M
FY25$544 M

Growth on a year earlier

  • Growth on a year earlier 13.1%
Growth on a year earlier
QuarterGrowth on a year earlier
FY21–
FY2226.8%
FY23−6.6%
FY248.1%
FY2513.1%
Top: revenue each year, $ M. Below: growth on the year before, %. 5-year window. A grey bar is lower than the year before.

Jun 2026: $149 M (+15.0% on a year earlier), the 9th quarter in a row of growth

  • Revenue (quarterly) $149 M
Jun 2026: $149 M (+15.0% on a year earlier), the 9th quarter in a row of growth
QuarterRevenue (quarterly)
Sep 2023$106 M
Dec 2023$103 M
Mar 2024$112 M
Jun 2024$119 M
Sep 2024$125 M
Dec 2024$125 M
Mar 2025$123 M
Jun 2025$130 M
Sep 2025$138 M
Dec 2025$153 M
Mar 2026$147 M
Jun 2026$149 M

Growth on a year earlier

  • Growth on a year earlier 15%
Growth on a year earlier
QuarterGrowth on a year earlier
Sep 2023−15%
Dec 2023−18.6%
Mar 2024−7.4%
Jun 20243.4%
Sep 202417.8%
Dec 202421.6%
Mar 20259.7%
Jun 20259.2%
Sep 202510.6%
Dec 202522.3%
Mar 202619.8%
Jun 202615%
Top: revenue each quarter, $ M. Below: growth on the same quarter a year earlier, %. Last 12 quarters. A grey bar is lower than the quarter before.

Recent pace: the last four quarters grew +16.9% on average, against 9.7% a year over the longer run, so this year is growing faster than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +16.9%, against +15.6% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +3.0%, against −12.7% a year (accelerating).

How much does CPI Card Group keep from what it earns?

CPI Card Group Inc.'s net margin was 1.4% in the Jun 2026 quarter, 1.0 percentage points higher than the same quarter a year ago. Across 5 years it has been between 2.8% and 7.7%. The latest quarter is below every full year in that period.

Net margin is what the bank keeps from every $100 of revenue after every cost, provision for bad loans and tax. With big fee businesses in the mix, it is the clearest margin we can read for this bank.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

FY25: 2.8%, within a range of 2.8% to 7.7% over 5 years

  • Net margin 2.8%
FY25: 2.8%, within a range of 2.8% to 7.7% over 5 years
QuarterNet margin
FY214.2%
FY227.7%
FY235.4%
FY244.1%
FY252.8%

Change on the year before (points)

  • Change on the year before (points) −1.3 pts
Change on the year before (points)
QuarterChange on the year before (points)
FY21–
FY22+3.5 pts
FY23−2.3 pts
FY24−1.3 pts
FY25−1.3 pts
Net margin each year, % (top). Below: change on the year before, in percentage points. 5-year window.

Jun 2026: net margin 1.4% (+1.0 points on a year earlier)

  • Net margin 1.4%
Jun 2026: net margin 1.4% (+1.0 points on a year earlier)
QuarterNet margin
Sep 20233.6%
Dec 20232.7%
Mar 20244.9%
Jun 20245.1%
Sep 20241%
Dec 20245.4%
Mar 20253.9%
Jun 20250.4%
Sep 20251.7%
Dec 20254.8%
Mar 20261.4%
Jun 20261.4%

Change on a year earlier (points)

  • Change on a year earlier (points) +1.0 pts
Change on a year earlier (points)
QuarterChange on a year earlier (points)
Sep 2023−6.0 pts
Dec 2023−7.2 pts
Mar 2024−4.1 pts
Jun 2024−0.6 pts
Sep 2024−2.6 pts
Dec 2024+2.7 pts
Mar 2025−1.0 pts
Jun 2025−4.7 pts
Sep 2025+0.7 pts
Dec 2025−0.6 pts
Mar 2026−2.5 pts
Jun 2026+1.0 pts
Top: quarterly net margin, %. Below: change on the same quarter a year earlier, in percentage points. Last 12 quarters. Net profit as a share of total revenue, each quarter.

How many of CPI Card Group's loans have gone bad?

CPI Card Group Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

How fast is CPI Card Group's loan book growing?

CPI Card Group Inc.'s revenue was $544 M in FY25, +13.1% on the year before, so the loan book is growing. The latest quarter was +15.0% on a year earlier. The net margin on that income is 1.4%, +1.0 percentage points on a year ago.

We read the loan book through revenue: when the book and the businesses grow, revenue grows with them. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

FY25: revenue $544 M (+13.1% on the year before), net margin 2.8%

  • Revenue $544 M
FY25: revenue $544 M (+13.1% on the year before), net margin 2.8%
QuarterRevenue
FY21$375 M
FY22$476 M
FY23$445 M
FY24$481 M
FY25$544 M

Net margin

  • Net margin 2.8%
Net margin
QuarterNet margin
FY214.2%
FY227.7%
FY235.4%
FY244.1%
FY252.8%
Top: revenue each year, $ M. Below: net margin, %. 5-year window. A grey bar is lower than the year before.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch.

What is CPI Card Group's P/BV ratio, and how does it compare with its own history?

CPI Card Group Inc. has no P/BV right now, because its earnings are negative. The revenue and margin sections are where a turn would show first. Measured against sales instead, the market values CPI Card Group Inc. at 0.6× its FY25 revenue of $544 M. The P/BV comes back here once profit turns positive.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many dollars the market pays for each $1 of that net worth. Below 1× means the market values it at less than its net worth.

PEG 0.76 at the Jun 2026 quarter end: below 1.0, so the P/E is smaller than the earnings growth rate

  • PEG 0.76×
  • PEG = 1.0 1.00×
PEG 0.76 at the Jun 2026 quarter end: below 1.0, so the P/E is smaller than the earnings growth rate
QuarterPEGPEG = 1.0
Sep 20210.76×1.00×
Dec 20210.76×1.00×
Mar 20220.76×1.00×
Jun 20220.76×1.00×
Sep 20220.76×1.00×
Dec 20220.76×1.00×
Mar 20230.76×1.00×
Jun 20230.76×1.00×
Sep 20230.76×1.00×
Dec 20230.76×1.00×
Mar 20240.76×1.00×
Jun 20240.76×1.00×
Sep 20240.76×1.00×
Dec 20240.76×1.00×
Mar 20250.76×1.00×
Jun 20250.76×1.00×
Sep 20250.76×1.00×
Dec 20250.76×1.00×
Mar 20260.76×1.00×
Jun 20260.76×1.00×
PEG each quarter: the P/E divided by the yearly growth rate of earnings. The flat line marks 1.0. Below it the P/E is smaller than the growth rate; above it the P/E is bigger. Last 20 quarters.
—P/BV · earnings negative
n/mPEG · cannot be worked out, because 3-year earnings growth is not available

Why the multiple is where it is: over the past year book value grew while the price moved +104.6%. Price and book value moved together, so the multiple stayed in its range.

Is the CPI Card Group business getting better or worse?

CPI Card Group Inc.'s business is getting better. Profit growth hit its low 8 quarters ago at −55.2% and has recovered to +3.0%, with ROE falling at -86.3%. This is based on 12 quarters of 4 measures, with some gaps.

Every business is somewhere on a path of getting better or worse, and this section names where. The last 12 quarters of growth in revenue, profit and earnings per share, plus the return the business earns on its capital, are read as lines. Getting worse: the lines are falling. Turning around: a low point has just formed and the last few quarters are rising from it. Getting better: the rise from the low has lasted. Growing steadily: steady growth with healthy returns. Slowing from a peak: still high, but slowing. When the lines disagree the result is mixed; too little history means no reading. CAGR (compound annual growth rate) is the steady yearly rate that would turn the starting value into the latest one. It is the fairest way to compare growth over different periods. If the 1-year figure is much bigger than the 10-year one, recent growth is running faster than the long-run trend. A dash means there is no figure for that period, or the starting year was a loss, where a growth rate means nothing.

Growth year by year: revenue +13.1% in FY25, profit −23.4%

  • Revenue growth 13.1%
Growth year by year: revenue +13.1% in FY25, profit −23.4%
QuarterRevenue growth
FY21–
FY2226.8%
FY23−6.6%
FY248.1%
FY2513.1%

Profit growth, EPS growth

  • Profit growth −23.4%
  • EPS growth −23.8%
Profit growth, EPS growth
QuarterProfit growthEPS growth
FY21––
FY22129.2%128.7%
FY23−34.4%−35.4%
FY24−18.6%−18.4%
FY25−23.4%−23.8%
Growth on the year before, each year, %. Top: revenue. Below: net profit and earnings per share, on their own scale because profit growth swings much more. Zero line drawn.

Three growth lines over twelve quarters: revenue stabilising, profit accelerating

  • Revenue 16.9%
Three growth lines over twelve quarters: revenue stabilising, profit accelerating
QuarterRevenue
Sep 20235.8%
Dec 2023−6.6%
Mar 2024−10.2%
Jun 2024−9.7%
Sep 2024−2.1%
Dec 20248.1%
Mar 202512.8%
Jun 202514.3%
Sep 202512.5%
Dec 202513.1%
Mar 202615.6%
Jun 202616.9%

Profit, EPS

  • Profit 3%
  • EPS 3.1%
Profit, EPS
QuarterProfitEPS
Sep 202336.4%35.6%
Dec 2023−34.4%−34.8%
Mar 2024−55.2%−55.1%
Jun 2024−56.8%−56.6%
Sep 2024−54.1%−54%
Dec 2024−18.6%−18.9%
Mar 20251.5%0.6%
Jun 2025−26%−27.5%
Sep 2025−7.2%−9.3%
Dec 2025−23.4%−24.1%
Mar 2026−35.1%−35.8%
Jun 20263%3.1%
Growth on a year earlier, % at each quarter end. Top: revenue. Below: profit and earnings per share, on their own scale because they swing much more. Each is measured over the last 12 months. A gap means there is no reading for that quarter.

ROE: the return line, yearly figures

  • ROE −86.3%
ROE: the return line, yearly figures
QuarterROE
FY22−44.5%
FY23−46.2%
FY24−54.8%
FY25−86.3%
Yearly figures: the quarterly balance-sheet figures this line needs are not available for this stock, so it changes once a year and counts for less in the reading.
FlatRevenue growth · latest +16.9%, range −10.2% to +16.9%
FlatProfit growth · latest +3.0%, range −56.8% to +36.4%
FlatEPS growth · latest +3.1%, range −56.6% to +35.6%
FallingROE · latest −86.3%, range −86.3% to −44.5%

Why it matters: a lasting rise from a low is what this page is built to show.

The return figures here are yearly, not quarterly. They show level and direction only; they can support the growth lines but never decide the reading alone.

This reading has some gaps: at least one line is short, or the return line is not the quarterly series, so treat it with a little more caution.

Compound annual growth rate (%)

Compound annual growth rate over each period, %. Revenue, profit and EPS come from yearly figures; the stock price row is price growth over the same periods. A dash means no figure for that period, or the starting year was a loss.

Compound annual growth rate (%)
Measure1yr3yr5yr10yr
Revenue+13.1%+4.5%——
Profit−23.4%−25.8%——
EPS−23.8%−26.2%——
Stock price+104.6%———
+15.0%Revenue growth (Jun 2026) · latest quarter against a year ago
+293.8%Profit growth (Jun 2026) · latest quarter against a year ago
9.7%Revenue, 4 years · yearly growth over the long run

How much does CPI Card Group earn on its equity and assets?

CPI Card Group Inc. earned a return on equity of −86% in FY25. That is its lowest yearly reading on file. On its assets, every $100 earned about $8.97, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together.

Two numbers rate a bank: ROE, what it earns on shareholders’ money, and ROA, what it earns on all its assets. An ROE above about 13 to 15% is healthy; below that, net worth grows slowly.

That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is.

FY25: ROE −86%, ROA 9.10%, the full history

  • ROE −86.3%
FY25: ROE −86%, ROA 9.10%, the full history
QuarterROE
FY21−13.2%
FY22−44.5%
FY23−46.2%
FY24−54.8%
FY25−86.3%

ROA

  • ROA 9.1%
ROA
QuarterROA
FY2113.9%
FY2217.5%
FY2313%
FY2412.2%
FY259.1%
Return on equity each year, % (top); return on assets, % (below). 5-year window. A lender is judged on ROE and ROA; return on capital used (ROIC) does not apply to a bank.

ROA (12 months)

  • ROA (12 months) 7%
ROA (12 months)
QuarterROA (12 months)
Sep 202314.6%
Dec 202310.9%
Mar 20249%
Jun 202411.5%
Sep 202411.6%
Dec 202413.4%
Mar 202511.5%
Jun 202510.1%
Sep 20256.3%
Dec 20258.1%
Mar 20268.8%
Jun 20267%
Return on equity over the last 12 months (top) and on assets (below), each quarter, %. Last 12 quarters, lined up with the yearly figure.

Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data.

Does CPI Card Group have too much debt?

For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead.

For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here.

What is the CPI Card Group shareholding pattern?

5.4% of CPI Card Group Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 2.6 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead.

There is no quarter-by-quarter list of owners here, so we look at short interest: the share of tradable shares held in short positions, which gain if the price falls.

It is a single reading at one point in time; we do not have its history.

5.4%Short interest · of the tradable float
2.6Days to cover · at typical volumes

Why it is at this level: the figure does not say who has the short positions or why, so we show the level without guessing the story.

How far is CPI Card Group from balance-sheet trouble?

For CPI Card Group Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead.

The Z-score estimates how far a company is from balance-sheet trouble. Above about 3 is safe; below about 1.8 is the danger zone. It was built for manufacturers, so it is not used for banks and lenders.

How does CPI Card Group rank in its industry?

There is no score against its industry: CPI Card Group Inc. is not among the largest members shown in this industry comparison for Credit Services.

The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown.

Which companies is CPI Card Group compared with?

No sector comparison is shown here, not among the largest members shown in this industry comparison.

Which companies are close to CPI Card Group in size?

CPI Card Group is the 37th largest of 42 Credit Services companies on Sector Alpha by market value (scores of 4 November 2026). Just above it: OppFi Inc., Open Lending Corporation and Regional Management Corp. Just below it: High Templar Tech, Medallion Financial Corp. and Consumer Portfolio Services, Inc.

Credit Services companies close in size

  1. OppFi Inc. $543 million
  2. Open Lending Corporation $372 million
  3. Regional Management Corp. $353 million
  4. CPI Card Group Inc. $327 million
  5. High Templar Tech Limited $276 million
  6. Medallion Financial Corp. $228 million
  7. Consumer Portfolio Services, Inc. $222 million

All 42 Credit Services companies, largest first

Companies close in size in other industries

  1. Nano Dimension Ltd. $287 million · Computer Hardware
  2. Dave & Buster's Entertainment, Inc. $286 million · Entertainment
  3. CPI Card Group Inc. $286 million
  4. Fulcrum Therapeutics, Inc. $285 million · Biotechnology
  5. First Northern Community Bancorp $285 million · Banks - Regional

What else do people ask about CPI Card Group?

What were CPI Card Group's latest quarterly results?

CPI Card Group Inc. reported total income of $149 M and net profit of $2.0 M for the Jun 2026 quarter. Income rose 15.0% and profit rose 293.8% compared with a year earlier. Earnings per share were $0.17 (as of 4 November 2026).

What is CPI Card Group's market cap?

CPI Card Group Inc.'s market capitalisation is $327 M at a stock price of $28.24. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 4 November 2026).

How is CPI Card Group performing?

CPI Card Group Inc.'s latest readings are below. In its latest quarter, income rose 15.0% and profit rose 293.8% compared with a year earlier. Over the past 13 weeks it has done better than the S&P 500, for 16 weeks running.

This describes what the data did, not a rating (as of 4 November 2026).

Will CPI Card Group's stock price go up?

This page does not forecast CPI Card Group Inc.'s stock price. What it shows instead: the stock price is $28.24. Nobody can reliably say which way a price will move, and this site does not try (as of 4 November 2026).

Where is CPI Card Group in its business cycle?

CPI Card Group Inc.'s FY25 net margin was 2.8%, against a 5-year range of 2.8% to 7.7%: the low end of its own range, which is often where recoveries start. The latest quarter was 1.4%.

Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 4 November 2026).

What could break the CPI Card Group story?

The main question: the share price moved +104.6% in a year while yearly earnings per share moved −23.8%. The difference came from the market paying a higher multiple.

On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 4 November 2026).

Is CPI Card Group a stock worth studying right now?

What the numbers show: CPI Card Group Inc.'s balance sheet is under water: its net worth is negative, so it owes more than it owns. This is a high-risk situation: shareholders can be wiped out by new shares or a restructuring before the business recovers.

The main open question: whether the business can earn its way back to positive net worth before new shares or a restructuring get there first. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 4 November 2026).

Where do these numbers come from?

Sector Alpha, written by code from the published numbers. Data as of 4 November 2026.

Every chart on this page is drawn by code from the published figures, with no forecasts and no price opinions.

See the plain-text version of this page.

More lists

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