# CPI Card Group share price today (CPI Card Group Inc., PMTS)

> CPI Card Group Inc.'s balance sheet is under water: its net worth is negative, so it owes more than it owns. This is a high-risk situation: shareholders can be wiped out by new shares or a restructuring before the business recovers. PMTS · Financials · Credit Services · data as of 3 November 2026. Page: https://www.sectoralpha.in/us/stocks/pmts

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## Key numbers

- Business trend: Getting better, from fewer quarters than usual
- Price: $24.69 (+57.9% in a year)
- Revenue (Jun 2026): $149 M (+15.0% on a year ago)
- Profit (Jun 2026): $2.0 M (+293.8% on a year ago)
- Net margin: 1.4% (+1.0 points on a year ago)
- ROA: 8.17%, latest

The main question: the share price moved +57.9% in a year while yearly earnings per share moved −23.8%. The difference came from the market paying a higher multiple. ## What is the CPI Card Group share price today? CPI Card Group Inc.'s share price was $24.69 at the close on 3 November 2026. That is 26.0% above its average price over the last 200 trading days. In the last 52 weeks it traded between $11 and $29, and at that close it sat 76% of the way up from that low. Over the past 13 weeks it has done worse than the S&P 500, and it has been behind for 1 week running. Over the last 1 year the share price moved +12% while the S&P 500 moved +21%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 30 October 2026. The chart above shows the 13-week comparison for every week. This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row. ## What dividend does CPI Card Group pay? CPI Card Group Inc. pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes. ## Which stock lists is CPI Card Group on? CPI Card Group is not in the Nasdaq 100, the S&P 500 or the Dow Jones 30, and is not on the US tech stocks list. ## Is CPI Card Group profitable? CPI Card Group Inc. earned $2.0 M of net profit in the Jun 2026 quarter, +293.8% on the same quarter a year earlier. Full-year FY25 profit was $14.9 M. Over 4 years profit has grown −1.6% a year on average. That is 1.4% of the quarter's revenue. The same quarter a year earlier earned $518 K. For the full year, FY25 profit was $14.9 M (−23.4% on the year before). Why profit moved: revenue changed +15.0% on a year earlier and the margin moved +1.0 percentage points. Sales did the work, and the margin was about flat. On average over the last four quarters, profit changed +81.0% and revenue +16.9%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit. ## How much revenue does CPI Card Group make, and is it growing? CPI Card Group Inc. reported $149 M of income in the Jun 2026 quarter, +15.0% on the same quarter a year earlier. That is the 9th quarter in a row with growth on the year before. Over 4 years it has grown 9.7% a year on average. The last full year, FY25, came in at $544 M. The last four reported quarters add to $587 M. FY25 revenue was $544 M, +13.1% on the year before. Recent pace: the last four quarters grew +16.9% on average, against 9.7% a year over the longer run, so this year is growing faster than its own long-run rate. Is growth speeding up? Revenue over the last 12 months grew +16.9%, against +15.6% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +3.0%, against −12.7% a year (accelerating). ## How much does CPI Card Group keep from what it earns? CPI Card Group Inc.'s net margin was 1.4% in the Jun 2026 quarter, 1.0 percentage points higher than the same quarter a year ago. Across 5 years it has been between 2.8% and 7.7%. The latest quarter is below every full year in that period. Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason. ## How many of CPI Card Group's loans have gone bad? CPI Card Group Inc. does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report. Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up. ## How fast is CPI Card Group's loan book growing? CPI Card Group Inc.'s revenue was $544 M in FY25, +13.1% on the year before, so the loan book is growing. The latest quarter was +15.0% on a year earlier. The net margin on that income is 1.4%, +1.0 percentage points on a year ago. Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year. In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Quarterly loan-quality figures are missing here, so revenue growth and margin are the two we watch. ## What is CPI Card Group's P/BV ratio, and how does it compare with its own history? CPI Card Group Inc. has no P/BV right now, because its earnings are negative. The revenue and margin sections are where a turn would show first. Measured against sales instead, the market values CPI Card Group Inc. at 0.5× its FY25 revenue of $544 M. The P/BV comes back here once profit turns positive. Why the multiple is where it is: over the past year book value grew while the price moved +57.9%. Price and book value moved together, so the multiple stayed in its range. ## Is the CPI Card Group business getting better or worse? CPI Card Group Inc.'s business is getting better. Profit growth hit its low 8 quarters ago at −55.2% and has recovered to +3.0%, with ROE falling at -86.3%. This is based on 12 quarters of 4 measures, with some gaps. Why it matters: a lasting rise from a low is what this page is built to show. The return figures here are yearly, not quarterly. They show level and direction only; they can support the growth lines but never decide the reading alone. This reading has some gaps: at least one line is short, or the return line is not the quarterly series, so treat it with a little more caution. ## How much does CPI Card Group earn on its equity and assets? CPI Card Group Inc. earned a return on equity of −86% in FY25. That is its lowest yearly reading on file. On its assets, every $100 earned about $8.17, before the effect of borrowing. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is. Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data. ## Does CPI Card Group have too much debt? For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead. For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here. ## What is the CPI Card Group shareholding pattern? 5.4% of CPI Card Group Inc.'s tradable shares are in short positions, which are bets that the price will fall, so some traders are betting against it. At normal trading volumes, closing those positions would take about 2.6 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead. It is a single reading at one point in time; we do not have its history. Why it is at this level: the figure does not say who holds the short positions or why, so we show the level without guessing the story. ## How far is CPI Card Group from balance-sheet trouble? For CPI Card Group Inc., the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead. ## How does CPI Card Group rank in its industry? There is no score against its industry: CPI Card Group Inc. is not among the largest members shown in this industry comparison for Credit Services. The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown. ## Which companies is CPI Card Group compared with? No sector comparison is shown here, not among the largest members shown in this industry comparison. ## Which companies are close to CPI Card Group in size? CPI Card Group is the 37th largest of 42 Credit Services companies on Sector Alpha by market value (scores of 3 November 2026). Just above it: Oportun Financial Corporation, Open Lending Corporation and Regional Management Corp. Just below it: High Templar Tech, TROOPS, Inc. and Medallion Financial Corp. ### Credit Services companies close in size

1. [Oportun Financial Corporation](https://www.sectoralpha.in/us/stocks/oprt) $462 million
2. [Open Lending Corporation](https://www.sectoralpha.in/us/stocks/lpro) $372 million
3. [Regional Management Corp.](https://www.sectoralpha.in/us/stocks/rm) $347 million
4. CPI Card Group Inc. $286 million
5. [High Templar Tech Limited](https://www.sectoralpha.in/us/stocks/htt) $276 million
6. [TROOPS, Inc.](https://www.sectoralpha.in/us/stocks/troo) $249 million
7. [Medallion Financial Corp.](https://www.sectoralpha.in/us/stocks/mfin) $219 million

[All 42 Credit Services companies, largest first](https://www.sectoralpha.in/us/sectors/credit-services#all-companies)

### Companies close in size in other industries

1. [Isabella Bank Corporation](https://www.sectoralpha.in/us/stocks/isba) $303 million · Banks - Regional
2. [KKR Real Estate Finance Trust Inc.](https://www.sectoralpha.in/us/stocks/kref) $303 million · REIT - Mortgage
3. CPI Card Group Inc. $303 million
4. [First Western Financial, Inc.](https://www.sectoralpha.in/us/stocks/myfw) $303 million · Banks - Regional
5. [SNDL Inc.](https://www.sectoralpha.in/us/stocks/sndl) $302 million · Beverages - Wineries & Distilleries

## What else do people ask about CPI Card Group? ### What were CPI Card Group's latest quarterly results? CPI Card Group Inc. reported total income of $149 M and net profit of $2.0 M for the Jun 2026 quarter. Income rose 15.0% and profit rose 293.8% compared with a year earlier. Earnings per share were $0.17 (as of 3 November 2026). ### What is CPI Card Group's market cap? CPI Card Group Inc.'s market capitalisation is $286 M at a stock price of $24.69. Market cap is the share price times the number of shares, so it changes whenever the price moves (as of 3 November 2026). ### How is CPI Card Group performing? CPI Card Group Inc.'s latest readings are below. In its latest quarter, income rose 15.0% and profit rose 293.8% compared with a year earlier. Over the past 13 weeks it has done worse than the S&P 500, for 1 week running. This describes what the data did, not a rating (as of 3 November 2026). ### Will CPI Card Group's stock price go up? This page does not forecast CPI Card Group Inc.'s stock price. What it shows instead: the stock price is $24.69. Nobody can reliably say which way a price will move, and this site does not try (as of 3 November 2026). ### Where is CPI Card Group in its business cycle? CPI Card Group Inc.'s FY25 net margin was 2.8%, against a 5-year range of 2.8% to 7.7%: the low end of its own range, which is often where recoveries start. The latest quarter was 1.4%. Comparing margins with a company's own long history is a good way to see where it is in its cycle (as of 3 November 2026). ### What could break the CPI Card Group story? The main question: the share price moved +57.9% in a year while yearly earnings per share moved −23.8%. The difference came from the market paying a higher multiple. On price, this page treats a rise as over when the share price closes below its 200-day average on two Fridays in a row (as of 3 November 2026). ### Is CPI Card Group a stock worth studying right now? What the numbers show: CPI Card Group Inc.'s balance sheet is under water: its net worth is negative, so it owes more than it owns. This is a high-risk situation: shareholders can be wiped out by new shares or a restructuring before the business recovers. The main open question: whether the business can earn its way back to positive net worth before new shares or a restructuring get there first. Every number on this page is worked out by code from the published figures, with no forecasts and no price opinions (as of 3 November 2026). This is research, not advice. We’re not SEBI-registered.