Indostar Capital Finance share price today

Indostar Capital Finance Ltd's share price was ₹190.77 at the close on 4 November 2026. It has been falling for 4 weeks. That is 17.6% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹163 and ₹270, and at that close it sat 26% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today Indostar Capital Finance Ltd is in stage 4. The phase helps read everything below.

Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 9 weeks running.

Over the last 8.4 years the share price moved −68% while the NIFTY 500 moved +137%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 4 September 2026. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

1. Promoters cut their stake for 8 quarters in a row

   From 73.6% to 70.3% of the company by the September 2026 quarter.

2. Profit grew again in the September 2026 quarter

   Profit was ₹13 crore, +30% on a year earlier (₹10 crore), after 4 quarters of decline.

   Why: Profit rose because the company collected more income from its loans, helped by a loan sale and by recovering money from old bad loans.

   Next results: check whether the money set aside for bad loans starts to fall from the fourth quarter, as management expects.

   From the earnings call on 30 Oct 2026.

For July to September 2026 (the quarter ended 30 September 2026), Indostar Capital Finance reported total income of ₹382 crore, up 7.0% from ₹357 crore a year earlier, and a profit of ₹13.0 crore, up 30.0% from ₹10.0 crore.

Indostar Capital Finance results: July to September 2026 against a year earlier

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

Indostar Capital Finance's management discussed these results on a call held on 30 October 2026; what it said is further down this page.

From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.

Indostar Capital Finance closed at ₹190.77 on 4 November 2026, down 26.9% from ₹261.01 a year earlier (7 November 2025) and down 30.0% over five years. Its highest weekly close since May 2018 was ₹588.30 on 25 May 2018.

Indostar Capital Finance share price: then and now

Weekly closing prices. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

445 weekly closes from 25 May 2018 to 4 November 2026.

4 Nov 2026: Indostar Capital Finance closed at ₹190.77, up 4.2% on the week and down 7.6% on the month. 30 Oct 2026: Indostar Capital Finance held its results call for July to September 2026. Management guided: Disbursement yearly growth 35% over FY27-FY29.

Earlier

• Results for July to September 2026: Total income up 7.0% and profit up 30.0% on a year earlier.

Indostar Capital Finance has paid no dividend on the NSE since 1 April 2021, the start of the period we checked.

Not in its latest year. Indostar Capital Finance Ltd paid out 0% of its profit as dividends in FY26. It did pay a dividend in 1 of its last 13 reported years, so there is a history but no current dividend.

From the NSE corporate-actions record, read 5 November 2026.

On the call for July to September 2026, held on 30 October 2026, Indostar Capital Finance's management guided: Disbursement yearly growth 35% over FY27-FY29.

“The 30+ delinquency on disbursements made from January 2026 to September 2026, as of September 30, 2026, is down by 71% compared to the delinquency on disbursements made from January 2024 to September 2024, as of September 30, 2024.”Randhir Singh, on the call for July to September 2026

What management guided

• FY29 profit ₹450-500 crore.
• Post-tightening book 85% by January to March 2027 with legacy around 10% by end-FY27.
• Credit costs to drop sharply from Q4 with H2 lower and normalized 2-2.5% in FY28.
• ROA 2% from H2 FY28.

Management’s own plans and goals, from our notes of the call. A plan is not a result.

Source: the call transcript.

From the call for July to September 2026, 30 October 2026.

When Indostar Capital Finance reports October to December 2026, these are the 3 checks that show whether the story is still on course. First: Legacy pre-tightening share reaching guided year-end level - check runoff pace and early-bucket behavior on residual block.

Indostar Capital Finance is not on any of our India lists this week.

Indostar Capital Finance Ltd earned ₹13.0 Cr of net profit in the Sep 2026 quarter, +30.0% on the same quarter a year earlier. Full-year FY26 profit was ₹140 Cr. Over 10 years profit has grown −3.1% a year on average. That is 3.4% of the quarter's revenue. The same quarter a year earlier earned ₹10.0 Cr.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

1 of the last 12 reported quarters were loss-making.

For the full year, FY26 profit was ₹140 Cr (+15.7% on the year before).

Why profit moved: revenue changed +7.0% on a year earlier and the margin moved +0.6 percentage points. Sales did the work, and the margin was about flat.

On average over the last four quarters, profit changed −354.3% and revenue −0.3%. Profit is growing slower than sales: rising costs are taking part of the growth.

Indostar Capital Finance Ltd reported ₹382 Cr of income in the Sep 2026 quarter, +7.0% on the same quarter a year earlier. That is the 2nd quarter in a row with growth on the year before. Over 10 years it has grown 8.0% a year on average. The last full year, FY26, came in at ₹1,393 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

The last four reported quarters add to ₹1,439 Cr.

FY26 revenue was ₹1,393 Cr, −1.1% on the year before.

Recent pace: the last four quarters grew −0.3% on average, against 8.0% a year over the longer run, so this year is growing slower than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew −0.6%, against +5.7% a year over the last 8 quarters (rolling over).

Indostar Capital Finance Ltd's net margin was 3.4% in the Sep 2026 quarter, 0.6 percentage points higher than the same quarter a year ago. Across 13 years it has been between −62.8% and 29.8%. The latest quarter is within that range.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

Indostar Capital Finance Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

Indostar Capital Finance Ltd's revenue was ₹1,393 Cr in FY26, −1.1% on the year before, so the loan book is not growing. The latest quarter was +7.0% on a year earlier. The net margin on that income is 3.4%, +0.6 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

Indostar Capital Finance Ltd's P/BV is 0.8×, in the middle of its own history: higher than 45% of past readings. Its usual P/BV (the middle reading) is 0.9×, over 8.1 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.

Why the multiple is low: this lender earns about −24% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve.

Why the multiple is where it is: over the past year book value grew while the price moved −26.9%. Price and book value moved together, so the multiple stayed in its range.

Where the price move came from: over 5 years the price moved −6.9% a year; about −5.1% a year came from book-value growth and about −1.8 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple.

In short: the multiple is about average against its own past, so the book value trend underneath matters more than the multiple.

A quarterly PEG curve, which only the second data source has, is not shown on this page: its two data sources disagree by up to 2,691% on reported income across 14 comparable periods. When two sources disagree on a figure, we leave it out on purpose. The gap is a choice, not missing data.

Indostar Capital Finance Ltd's business is getting worse. Revenue, profit and EPS growth are shrinking: revenue growth is −0.6% in the latest quarter, against +34.8% at its best in 12 quarters, with ROE falling at -24.0%. This is based on 9 quarters of 4 measures, with some gaps.

Every business is somewhere on a path of getting better or worse, and this section names where. The last 12 quarters of growth in revenue, profit and earnings per share, plus the return the business earns on its capital, are read as lines. Getting worse: the lines are falling. Turning around: a low point has just formed and the last few quarters are rising from it. Getting better: the rise from the low has lasted. Growing steadily: steady growth with healthy returns. Slowing from a peak: still high, but slowing. When the lines disagree the result is mixed; too little history means no reading. CAGR (compound annual growth rate) is the steady yearly rate that would turn the starting value into the latest one. It is the fairest way to compare growth over different periods. If the 1-year figure is much bigger than the 10-year one, recent growth is running faster than the long-run trend. A dash means there is no figure for that period, or the starting year was a loss, where a growth rate means nothing.

Why it matters: falling lines mean any ratio below that looks low should be read with that direction in mind.

The return figures here are yearly, not quarterly. They show level and direction only; they can support the growth lines but never decide the reading alone.

This reading has some gaps: at least one line is short, or the return line is not the quarterly series, so treat it with a little more caution.

Compound annual growth rate (%)

Compound annual growth rate over each period, %. Revenue, profit and EPS come from yearly figures; the share price row is price growth over the same periods. A dash means no figure for that period, or the starting year was a loss.

Indostar Capital Finance Ltd earned a return on equity of −24% in FY26. That is its lowest yearly reading on file. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together.

Two numbers rate a bank: ROE, what it earns on shareholders’ money, and ROA, what it earns on all its assets. An ROE above about 13 to 15% is healthy; below that, net worth grows slowly.

Return on assets is left out here, because its two sources disagree for this quarter. That return is below the level a bank needs to grow its net worth quickly, which helps explain why its multiple is where it is.

Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data.

The quarterly return-on-equity and return-on-assets curves, which only the second data source has, are not shown on this page: its two data sources disagree by up to 2,691% on reported income across 14 comparable periods. When two sources disagree on a figure, we leave it out on purpose. The gap is a choice, not missing data.

For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead.

For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here.

Promoters cut their stake in Indostar Capital Finance Ltd by 3.3 percentage points over 8 quarters, the biggest change among its owners. Promoters now own 70.3% of the company. Foreign institutions moved +0.5 points over the same period, to 2.8%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings.

Who owns the company each quarter: promoters (the founders or controlling owners), foreign institutions, domestic institutions such as mutual funds, and the public. When people close to the business steadily raise their stake, that is worth noticing; a quiet list is also an answer.

Over the last two years: Promoters: −3.3 points over 8 quarters, to 70.3%; Foreign institutions: +0.5 points over 8 quarters, to 2.8%; Domestic institutions: −0.1 points over 8 quarters, to 1.7%.

Why the owners changed: promoters drove it (−3.3 points), with the other side taken by foreign institutions (+0.5 points). They reduced their stake.

For Indostar Capital Finance Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead.

The Z-score estimates how far a company is from balance-sheet trouble. Above about 3 is safe; below about 1.8 is the danger zone. It was built for manufacturers, so it is not used for banks and lenders.

28.6 out of 100, rank 5 of 5 in Finance & Investments - CV Finance, with 52% of the evidence available.

Indostar Capital Finance Ltd scores 28.6 out of 100 against the 5 companies it is compared with in Finance & Investments - CV Finance, ranking 5. Some evidence is missing, so the score is pulled toward the middle on purpose.

The four parts add up to the total exactly: 6.6 + 4.5 + 9.2 + 8.3 = 28.6. This is the same number shown on the industry page; it is worked out once for the whole group and read here.

What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector.

Indostar Capital Finance ranks 5 of 5 Finance & Investments - CV Finance companies on the 4-Factor Sector Score, with 28.6 out of 100.

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read.

The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section.

Related companies: Finance & Investments - CV Finance, all 5 compared on one page.

Indostar Capital Finance is the 5th largest of 5 Finance & Investments - CV Finance companies on Sector Alpha by market value (scores of 30 October 2026). Just above it: Shriram Finance, Sundaram Finance, Mahindra & Mahindra Financial Services and Tsf Investments. It is the smallest.

Finance & Investments - CV Finance companies close in size

1. Shriram Finance Ltd ₹1,93,694 crore
2. Sundaram Finance Ltd ₹43,786 crore
3. Mahindra & Mahindra Financial Services Ltd ₹36,381 crore
4. Tsf Investments Ltd ₹8,829 crore
5. Indostar Capital Finance Ltd ₹2,960 crore

All 5 Finance & Investments - CV Finance companies, largest first

Companies close in size in other industries

1051. Hemisphere Properties India Ltd ₹2,973 crore · Realty - Construction & Contracting
1052. Moschip Technologies Ltd ₹2,970 crore · IT - Software
1053. Indostar Capital Finance Ltd ₹2,960 crore
1054. Ashika Credit Capital Ltd ₹2,952 crore · Finance - Investment Bankers
1055. Advanced Enzyme Technologies Ltd ₹2,951 crore · Seeds/Tissue Culture/Bio Technology

Sector Alpha, written by code from the published numbers. Data as of 4 November 2026.

Every chart on this page is drawn by code from the published figures, with no forecasts and no price opinions.

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