Dave share price today

Dave Inc.'s share price was $336.22 at the close on 4 November 2026. It has been rising for 30 weeks. That is 16.3% above its average price over the last 200 trading days. In the last 52 weeks it traded between $164 and $440, and at that close it sat 62% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today Dave Inc. is in stage 2. The phase helps read everything below.

Over the past 13 weeks it has done better than the S&P 500, and it has stayed ahead for 1 week in a row.

Over the last 5.5 years the share price moved +7% while the S&P 500 moved +84%, so it is behind the index over that whole period. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

Dave Inc. pays no dividend. In the last 12 reported quarters it declared no dividend per share, so there is no payout history to chart and no yield to show. Companies like this usually keep their earnings in the business, so the cash-flow sections show where that cash goes.

Dave is on one of our US lists: US tech stocks.

Dave Inc. earned $6.7 M of net profit in the Jun 2026 quarter, −26.0% on the same quarter a year earlier. Full-year FY25 profit was $196 M. That is 3.9% of the quarter's revenue. The same quarter a year earlier earned $9.0 M. 1 of the last 12 reported quarters were loss-making.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

For the full year, FY25 profit was $196 M (+238.4% on the year before).

Why profit moved: revenue changed +29.6% on a year earlier and the margin moved +1.7 percentage points. Sales did the work, and the margin was about flat.

On average over the last four quarters, profit changed +5,006.4% and revenue +50.4%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra dollar of revenue adds more to profit.

Dave Inc. reported $171 M of revenue in the Jun 2026 quarter, +29.6% on the same quarter a year earlier. That is the 12th quarter in a row with growth on the year before. Over 4 years it has grown 38.0% a year on average. The last full year, FY25, came in at $554 M.

Revenue is everything the company billed its customers in the period.

The last four reported quarters add to $644 M.

FY25 revenue was $554 M, +59.7% on the year before.

Recent pace: the last four quarters grew +50.4% on average, against 38.0% a year over the longer run, so this year is growing faster than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +48.6%, against +48.3% a year over the last 8 quarters (stabilising); profit over the last 12 months grew +303.9%, against +178.4% a year (accelerating).

Dave Inc.'s operating margin was 32.9% in the Jun 2026 quarter, 1.7 percentage points higher than the same quarter a year ago. Its latest full-year margin is the highest it has ever reported. Across 5 years it has been between −64.3% and 34.5%. The latest quarter is within that range.

Operating margin is what is left from every $100 of sales after the costs of running the business, before interest and tax. It shows pricing power and cost control.

Across 5 years it has been between −64.3% and 34.5%, and FY25's 34.5% is the highest of them.

Why the margin moved: operating margin changed +1.7 percentage points on the year while gross margin changed −0.6 points. So the gain came mostly from costs below the gross margin, such as staff and overheads, measured against sales.

When margins are at a record, every ratio built on profit looks better than usual, so watch whether they hold.

Over the last 2 years, 164% of Dave Inc.'s reported profit came in as cash from its operations, so the profit is backed by cash. In FY25 it brought in $290 M of operating cash against $196 M of profit. After $317 K of spending on assets, $290 M was left over as free cash.

The profit and loss account shows what was earned. The cash-flow statement shows the cash that actually came in. Comparing operating cash flow with profit is one of the best checks that a profit is real.

Cash-flow figures here are yearly, because quarterly cash statements are not published, so this section changes once a year.

Why: the cash figure is clear, but the day counts behind it are not in our data, so we show it without guessing the reason.

What to look at next: the main use of cash is spending on assets. The next section checks what that spending is building.

Dave Inc. does not report the customer, stock and supplier day counts a cash cycle needs, so this section looks at its spending on assets instead. It spent $1.3 M on assets over the last 3 years. Averaged over those years that is 0.1% of FY25 revenue a year.

Working capital is the cash tied up between paying suppliers and getting paid. Debtor days: how long customers take to pay. Inventory days: how long stock sits. The cash cycle: the whole loop, in days of sales.

Nothing is estimated in place of the missing day counts, so no cash-cycle chart is drawn.

Spending on assets: $1.3 M over the last 3 years.

In short: the cash is going into new capacity, not getting stuck in the daily cycle. The question is whether the new capacity earns.

Dave Inc.'s P/E is 21.5×, in the middle of its own history: higher than 52% of past readings. Its usual P/E (the middle reading) is 21.1×, over 2.3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

P/E is the share price divided by a year's profit per share: how many dollars the market pays for each dollar of yearly profit.

Why the multiple is where it is: over the past year earnings per share moved +222.9% while the price moved +42.8%. Earnings did better than the price, which pulled the multiple down within its own range.

In short: the multiple is about average against its own past, so the earnings trend underneath matters more than the multiple.

Dave Inc.'s business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 12 quarters of 2 measures, with some gaps.

Every business is somewhere on a path of getting better or worse, and this section names where. The last 12 quarters of growth in revenue, profit and earnings per share, plus the return the business earns on its capital, are read as lines. Getting worse: the lines are falling. Turning around: a low point has just formed and the last few quarters are rising from it. Getting better: the rise from the low has lasted. Growing steadily: steady growth with healthy returns. Slowing from a peak: still high, but slowing. When the lines disagree the result is mixed; too little history means no reading. CAGR (compound annual growth rate) is the steady yearly rate that would turn the starting value into the latest one. It is the fairest way to compare growth over different periods. If the 1-year figure is much bigger than the 10-year one, recent growth is running faster than the long-run trend. A dash means there is no figure for that period, or the starting year was a loss, where a growth rate means nothing.

Why it matters: with too little history, we say so rather than guess a direction.

One or more growth lines have an extreme jump caused by comparing with a near-zero or loss-making quarter. Those jumps are capped before reading and drawn at the edge of the chart, so one odd quarter does not decide the result.

There are fewer than eight usable quarters, so this page does not guess a direction from so little history.

Compound annual growth rate (%)

Compound annual growth rate over each period, %. Revenue, profit and EPS come from yearly figures; the stock price row is price growth over the same periods. A dash means no figure for that period, or the starting year was a loss.

Dave Inc. earned a ROE of 56% in FY25. That is up from a low of −121% in FY22. Its return on capital used (ROIC) is 64.9 percentage points above its cost of capital, so growth here adds value, not just size. It comes from a 35.3% net margin and 1.14× asset turnover (sales divided by assets).

Return on equity (ROE) is the profit the business earns on its shareholders’ money. We do not have the full capital split, so ROE is the longest history we can draw here.

Why the return is what it is (FY25): a 35.3% net margin × 1.14× asset turnover × 1.38× leverage (assets divided by equity) ≈ 55.5% on equity. The margin does most of the work; borrowing plays a small part, so this return is earned, not borrowed.

The key test, return on capital used minus the cost of capital: 90.1% − 25.2% = +64.9 percentage points. The 25.2% is an estimate of this company's own cost of capital. Read the sign and size of the gap, not the decimals. A gap this wide means each dollar put back into the business creates more than a dollar of value.

The 90.1% ROIC above is the latest reading, as reported. The yearly chart below shows FY25 at 80.5%, and the quarterly chart works out each 12-month window from the quarterly figures, so the readings differ by date, not by method.

Dave Inc. has total debt of $268 M against shareholder equity of $208 M as of Jun 2026, so its debt is 1.29× its equity. Year by year, that ratio went from 1.90 in FY21 to 0.21 in FY25. Keep that borrowing in mind when reading the returns on this page.

Debt-to-equity shows how much of the business is paid for with borrowed money. Lower is safer, and the direction matters as much as the level.

24.9% of Dave Inc.'s tradable shares are in short positions, which are bets that the price will fall, so a large group of traders is betting against it. At normal trading volumes, closing those positions would take about 8.0 days. US companies do not publish a quarter-by-quarter list of owners, so this page uses short interest instead.

There is no quarter-by-quarter list of owners here, so we look at short interest: the share of tradable shares held in short positions, which gain if the price falls.

It is a single reading at one point in time; we do not have its history.

Why it is at this level: the figure does not say who has the short positions or why, so we show the level without guessing the story.

For Dave Inc., the Z-score is 8.43. A Z-score above about 3 is safe and below about 1.8 signals danger, so this is well clear of danger. It estimates how far the balance sheet is from trouble; it is not a forecast of failure.

The Z-score estimates how far a company is from balance-sheet trouble. Above about 3 is safe; below about 1.8 is the danger zone. It was built for manufacturers, so it is not used for banks and lenders.

Why it matters: a Z-score of 8.43 is well clear of the danger zone, so the balance sheet is not the risk here.

There is no score against its industry: Dave Inc. is not among the largest members shown in this industry comparison for Software - Application.

The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown.

No sector comparison is shown here, not among the largest members shown in this industry comparison.

Dave is the 60th largest of 142 Software - Application companies on Sector Alpha by market value (scores of 4 November 2026). Just above it: Q2 Holdings, Inc., CCC Intelligent Solutions Holdings Inc. and BILL Holdings, Inc. Just below it: Sportradar Group AG, monday.com and Life360, Inc.

Software - Application companies close in size

57. Q2 Holdings, Inc. $4.6 billion
58. CCC Intelligent Solutions Holdings Inc. $4.5 billion
59. BILL Holdings, Inc. $4.4 billion
60. Dave Inc. $4.3 billion
61. Sportradar Group AG $4.3 billion
62. monday.com Ltd. $4.1 billion
63. Life360, Inc. $3.6 billion

All 142 Software - Application companies, largest first

Companies close in size in other industries

1476. Integer Holdings Corporation $4.3 billion · Medical Devices
1477. International Bancshares Corporation $4.3 billion · Banks - Regional
1478. Dave Inc. $4.3 billion
1479. Sportradar Group AG $4.3 billion · Software - Application
1480. Arcutis Biotherapeutics, Inc. $4.3 billion · Biotechnology

Sector Alpha, written by code from the published numbers. Data as of 4 November 2026.

Every chart on this page is drawn by code from the published figures, with no forecasts and no price opinions.

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