Sector Alpha Week of 2026-09-11
Not SEBI Registered !! Not Investment advice !!
Sector Alpha — machine-written from the numbers · Data as of 2026-09-11

Tribhovandas Bhimji Zaveri Ltd

TBZ
Diamond, Gems & Jewellery

Tribhovandas Bhimji Zaveri Ltd's earnings have outrun its stock. EPS grew +195.8% in a year against a +181.7% price move.

The sharpest disagreement: profits are rising, but only 13% of the last 3 years' profit arrived as operating cash — the gap between the P&L and the bank account is the thing to watch.

The price is in a confirmed uptrend (10 weeks in) while the P/E sits at the 50th percentile of its own 11-year range. Underneath, the last four quarters read improving — profit +54.5% year on year, and 13% of the last 3 years' profit arrived as cash. What settles it: whether the cash starts following the profit.

Stage
Consistent
partial read
Price
₹526
+181.7% 1Y
P/E
16.4×
50th pctile
of its own 11-year range
Revenue (Jun 26)
₹841 Cr
+34.8% YoY
Profit (Jun 26)
₹34.0 Cr
+54.5% YoY
Operating margin
9.0%
flat YoY
ROCE
22%
FY26
ROIC
16.0%
vs WACC 12.0% → +4.0 pp
Cash conversion
13%
of profit, last 3 FY
Unverified figures: Some figures on this page come from a second financial-data feed that could not be cross-checked against the primary source — the two do not share enough overlapping reported history to compare. They are drawn, because they are the only evidence there is, and every section carrying one is marked unverified. PEG is the exception: the quarterly curve is not drawn at all. PEG asks what is being paid for growth — both sides of that division come from the source that could not be checked, so it is withheld instead of marked.
01 · Price story

Price story Before the numbers, the tape. A stock price moves through four repeating seasons: a flat base (stage 1), an advance (2), a top (3), a decline (4). Where the price sits in that cycle frames everything below.

Tribhovandas Bhimji Zaveri Ltd trades at ₹526, in a confirmed uptrend and 10 weeks into that stage. That is +136.1% against its own 200-day average. It sits at 100% of a 52-week range of ₹119 to ₹526. On relative strength it has been ahead of the NIFTY 500 on a trailing-13-week view for 21 straight weeks.

Today the stock is in a confirmed uptrend — week 10 of stage 2, confirmed. At ₹526 it trades +136.1% versus its 200-day average and sits at 100% of its 52-week range (₹119–₹526).

Sep 26: ₹526 Weekly closing price (₹) with 50- and 200-day averages; shaded bands mark the price stage (grey base, green advance, amber top, red decline). 3-year window.
+136.1% versus the 200-day line, week 10 of stage 2
Price50-day avg200-day avg
S2S2S4S4₹562₹433₹305₹177₹48.5₹526₹223Sep 23Jun 24Mar 25Jan 26Sep 26
S2S2S4S4₹562₹433₹305₹177₹48.5₹526₹223Sep 23Mar 25Sep 26
Beating or trailing, week by week since 2016 Each cell is one week from 2016 to now (554 weeks): the stock's trailing 13-week return minus the NIFTY 500's, green ahead / red behind (±25% ramp). Grey cells are the 13-week warm-up or weeks where the NIFTY 500 reading is not held.
trailing 13-week return vs the NIFTY 500
Mar 16Sep 26

Against the market, two honest reads. Cumulative: over the last 10.5 years the stock moved +916% while the NIFTY 500 moved +267% — ahead of the index over the full window. Recent form: on a trailing-13-week view the stock has been ahead for 21 straight weeks — the ribbon below is that same metric, week by week.

What would end the trend, mechanically: two Friday closes in a row below the 200-day line. That is the exit rule — no debates.

02 · Story check

Story check

Tribhovandas Bhimji Zaveri Ltd's story is not scored yet against the markers our research file set on 22 August 2026. Where it sits in its own cycle: MID_EXPANSION. Our fortnightly research layers last read it on 22 August 2026.

NOT YET CHECKED

Our read, 22 August 2026. Tribhovandas Bhimji Zaveri is undergoing an operating turnaround driven by a diamond mix shift to 30% and retail operating leverage, trading at 8.7x trailing earnings against a peak margin normalization risk.

From the numbers. TBZ trades at a trailing price-to-earnings multiple of 8.7x, placing it at the 10th percentile of its 10-year history. Multiple compression of 63.6% over the past 8 quarters has coincided with trailing EPS expansion of…

From the price. Price stage 2, week 10 — above its 200-day line, relative strength rising.

From the research. Tribhovandas Bhimji Zaveri is undergoing an operating turnaround driven by a diamond mix shift to 30% and retail operating leverage, trading at 8.7x trailing earnings against a peak margin normalization risk.

🚨 Where they disagree. TBZ trades at a trailing price-to-earnings multiple of 8.7x, placing it at the 10th percentile of its 10-year history. Multiple compression of 63.6% over the past 8 quarters has coincided with trailing EPS expansion of 198.6%, categorizing the setup as an earnings-driven valuation contraction. While deterministic cycle analysis flags a peak margin value trap given current operating margins of 12% against a 10-year normalized level of 5.5%, structural diamond mix expansion provides support for higher trough margins than historical cycles.

What is proven. Tribhovandas Bhimji Zaveri is undergoing an operating turnaround driven by a diamond mix shift to 30% and retail operating leverage, trading at 8.7x trailing earnings against a peak margin normalization risk.

What is not proven yet. A sustained decline in quarterly operating margin below 6.5% across two consecutive quarters accompanied by diamond sales mix falling below 20%, which would demonstrate that recent earnings expansion was temporary inventory revaluation rather than structural retail operating leverage.

🚨 What would change our mind. A sustained decline in quarterly operating margin below 6.5% across two consecutive quarters accompanied by diamond sales mix falling below 20%, which would demonstrate that recent earnings expansion was temporary inventory revaluation rather than structural retail operating leverage.

🚨 Layer 1 read, 22 August 2026 — DROP. Cheapest multiple here on a real profit jump — but the margin stopped rising last quarter and the cash never arrived. Profit quadrupled to ₹202cr and operating margin doubled to 12% in FY26, and the multiple fell to 8.7x because earnings ran, not because the price fell — the setup the fund's own base rates reward. The problem is that ₹201cr of that ₹202cr profit went straight into gold on the shelf: three-year operating cash flow is ₹43cr against ₹324cr of profit and borrowings are up ₹298cr since 2022. And the engine cooled in the newest quarter — June-2026 margin of 9% is the same 9% as a year earlier, so the margin story is now flat, not rising.

What would change Layer 1’s mind. A second consecutive quarter of operating margin at or below 9% — i.e. September-2026 printing ≤9% against September-2025's 9% — would confirm the margin doubling was a gold-price and inventory-cycle effect rather than the structural diamond-mix shift the thesis claims, and would turn the 8.7x multiple into the peak-earnings trap the timeline's own R1 risk names. The reverse also holds: a September quarter back above 11% with operating cash flow turning positive against profit would lift this…

The test written in advance. A sustained decline in quarterly operating margin below 6.5% across two consecutive quarters accompanied by diamond sales mix falling below 20%, which would demonstrate that recent earnings expansion was temporary inventory revaluation rather than structural retail operating leverage. — the thesis as written as stated by the next result.

The test written in advance. Peak Margin Value Trap — Peak Margin Value Trap Quarterly operating profit margin falling below 7.5% in two consecutive quarters. by the next result.

The test written in advance. Working Capital Debt Expansion — Working Capital Debt Expansion Total balance sheet borrowings exceeding 1,050 Cr without an improvement in operating cash flow. by the next result.

What the company does. Operating margins expanded from 6% in fiscal 2024 to 12% in fiscal 2026, lifting annual net profit from 54 Cr to 202 Cr. The trailing price-to-earnings multiple of 8.7x sits at the 10th percentile of historical valuation, but normalizes to 26.1x under mid-cycle 5.5% operating margins. Working capital absorption of 201 Cr in fiscal 2026 reflects bullion inventory scaling across 37 retail showrooms rather than structural cash leakage.

The dials — and the exact level that would change the read
DialNowWasWhy it mattersWatch line
Diamond Mix Expansionin playRising diamond jewellery contribution toward 30% of sales structurally elevates blended gross margins.Consumer discretionary demand softens or consumer preferences shift toward unbranded alternatives, reducing diamond sales mix below 20%.
Showroom Operating Leveragein playExisting retail footprint generates operating leverage as store-level throughput increases.Same-store sales throughput declines, reversing operating leverage on fixed retail store overheads.
Asset-Light Franchise Rolloutin playTransitioning toward a 50-50 company-owned and franchise store network optimizes capital efficiency.Franchise partner acquisition slows or franchisee unit economics become unviable.
Formalization and Customer Acquisitionin playRegulatory compliance and consumer trust drive market share migration from unorganized jewelers.National retail competitors initiate aggressive localized discounting that erodes regional market share.
Everything further down this page is evidence for or against these.
the numbers
MID_EXPANSION
the price
stage 2, above the 200-day line
the why
STRONG_OPPORTUNITY
FY26-Q2FY27-Q1

🚨 What the surface reading misses. The surface reading is: A price-to-earnings multiple of 8.7x indicates an inexpensive valuation relative to the 10-year median of 15.5x. The research reads it further: Trailing net earnings of 202 Cr reflect peak operating margins of 12%. Normalizing operating margins to the 10-year median of 5.5% produces normalized net profit of 72 Cr (EPS 10.73), raising the normalized multiple to 26.1x (85th percentile).

🚨 What the surface reading misses. The surface reading is: Annual revenue expanded 22.2% YoY to 3,203 Cr in FY26 from 2,620 Cr in FY25, indicating accelerating top-line growth across retail showrooms. The research reads it further: Revenue growth was accompanied by higher operating profit expansion (104% YoY to 369 Cr), reflecting retail operating leverage as showroom throughput expanded without proportional fixed cost inflation.

1 · Operating leverageBUILDING
2 · Value-added mixBUILDING
3 · Management changeQUIET
4 · Paying down debtQUIET
5 · Regulatory approvalBUILDING
6 · Order-book winsQUIET
7 · ConsolidationQUIET
8 · Demerger or value unlockQUIET
9 · BuybackQUIET
10 · New geographiesQUIET
11 · Selling more to existing customersQUIET
12 · New product launchQUIET
13 · Mandatory normsQUIET
14 · A bigger market to sell intoQUIET
15 · Market-share gainsQUIET
16 · Asset qualityQUIET

Lever 2 · Value-added mix — BUILDING. Rising diamond jewellery contribution toward 30% of sales structurally elevates blended gross margins. What proves it keeps working: Diamond Mix Expansion. It stops working if Consumer discretionary demand softens or consumer preferences shift toward unbranded alternatives, reducing diamond sales mix below 20%.

Lever 1 · Operating leverage — BUILDING. Existing retail footprint generates operating leverage as store-level throughput increases. What proves it keeps working: Showroom Operating Leverage. It stops working if Same-store sales throughput declines, reversing operating leverage on fixed retail store overheads.

Lever 5 · Regulatory approval — BUILDING. Regulatory compliance and consumer trust drive market share migration from unorganized jewelers. What proves it keeps working: Formalization and Customer Acquisition. It stops working if National retail competitors initiate aggressive localized discounting that erodes regional market share.

Sources: our stock research file (22 August 2026) · quarterly results through Jun 26. The story check is re-scored every results season; the record below never changes.

The whole page in one table — every row jumps to its section
SectionWhere it is nowVs a year agoThe one thing to watch nextRead
Capexsee the sectionDiamond Mix Expansion
Debtsee the sectionShowroom Operating Leverage
Revenue₹830 CrFormalization and Customer Acquisition
03 · Revenue

Revenue Revenue is the top line: everything the company billed its customers in the period.

Tribhovandas Bhimji Zaveri Ltd reported ₹841 Cr of revenue in the Jun 26 quarter, +34.8% year on year. That is the 10th straight quarter of year-on-year growth. Over 10 years it has compounded at 6.8% a year. The last full year, FY26, came in at ₹3,203 Cr. The last four reported quarters add to ₹3,420 Cr.

Why this happened. Hallmarking mandates and consumer preference for certified jewellery continue to shift market share to established heritage brands. With 45% new customer acquisition recorded in key quarters and an active wedding collection pipeline, revenue expanded 34.8% YoY in the first quarter of fiscal 2027.

FY26 revenue came in at ₹3,203 Cr (+22.3% on the year), capping 10 years at 6.8% compound. The latest quarter (Jun 26) printed ₹841 Cr, +34.8% year on year — the 10th consecutive quarter of year-over-year growth.

FY26 revenue ₹3,203 Cr (+22.3% YoY) Revenue bars, ₹ Cr (left); YoY growth-% line (right). 11-year window. A bar is red when it is lower than the year before.
6.8% a year over 10 years
RevenueYoY growth
3.5k42%2.6k24%1.7k5.8%865−13%0−31%₹ Cr%₹3,20322.3%FY16FY21FY26
3.5k42%2.6k24%1.7k5.8%865−13%0−31%₹ Cr%₹3,20322.3%FY16FY21FY26
Jun 26: ₹841 Cr (+34.8% YoY) Quarterly revenue bars, ₹ Cr (left); YoY growth-% line (right). Last 12 quarters. A bar is red when it is lower than the quarter before.
10th straight quarter of growth
Revenue (quarterly)YoY growth
1.1k62%85943%57324%2865.1%0−14%₹ Cr%₹84134.8%Sep 23Dec 24Jun 26
1.1k62%85943%57324%2865.1%0−14%₹ Cr%₹84134.8%Sep 23Dec 24Jun 26

Pace check: the last four quarters averaged +31.8% growth against the decade's 6.8% — the current year is running faster than its own long-run rate.

Acceleration check: trailing-twelve-month revenue grew +29.2% over the last 4 quarters against +21.3%/yr over the last 8 — accelerating; TTM profit +194.5% vs +89.3%/yr — accelerating.

FY26-Q4. revenue ₹830 Cr and profit ₹68 Cr as reported.

FY27-Q1. revenue ₹841 Cr and profit ₹34 Cr as reported.

Why-sources: our stock research file (22 August 2026) and the company’s own results for those quarters.

Watch next
MetricFormalization and Customer Acquisition
ThresholdNational retail competitors initiate aggressive localized discounting that erodes regional market share.
Which resultthe next result
04 · Operating margin

Operating margin Operating margin is what is left of every ₹100 of sales after running the business, before interest and tax. It is the cleanest read on pricing power and cost control.

Tribhovandas Bhimji Zaveri Ltd's operating margin is 9.0% in the Jun 26 quarter, +0.0 percentage points against the same quarter a year ago. That is the widest this company has ever printed on a full-year basis. Across 13 fiscal years the operating margin has ranged 2.6% to 12.0%. The current quarter sits inside that band.

The latest quarter's operating margin is 9.0%, +0.0 pp against the same quarter a year ago. Across 13 fiscal years the operating margin has ranged 2.6%–12.0%, and FY26's 12.0% is the top of that band — a record year.

Why the margin moved: operating margin went +0.1 pp year on year while gross margin went −1.6 pp — the gain came mostly from the gross line: input costs and pricing.

Worth repeating from the valuation section: cheap against its own history on record margins is not the same thing as cheap — a record margin flatters every ratio built on top of it.

FY26: 12.0% Operating margin by fiscal year, %, line (left); year-on-year change in the margin, in percentage points, line (right). 13-year window.
the widest a 2.6–12.0% band over 13 years
operating marginYoY change (pp)
13%5.8%10%3.0%7.3%0.2%4.6%−2.6%1.8%−5.4%%%12%5%FY14FY20FY26
13%5.8%10%3.0%7.3%0.2%4.6%−2.6%1.8%−5.4%%%12%5%FY14FY20FY26
Jun 26: 9.0% operating margin (+0.0 pp YoY) Quarterly operating margin, %, line (left); year-on-year change in the margin, in percentage points, line (right). Last 12 quarters. Operating profit as a share of revenue, per quarter.
Operating marginYoY change (pp)
15%7.6%12%5.3%10%3.0%7.7%0.7%5.4%−1.6%%%9%0%Sep 23Dec 24Jun 26
15%7.6%12%5.3%10%3.0%7.7%0.7%5.4%−1.6%%%9%0%Sep 23Dec 24Jun 26

FY26-Q4. revenue ₹830 Cr and profit ₹68 Cr as reported.

FY27-Q1. revenue ₹841 Cr and profit ₹34 Cr as reported.

Why-sources: our stock research file (22 August 2026) and the company’s own results for those quarters.

05 · Net profit

Net profit Net profit is what survives every cost, interest and tax — the number EPS, dividends and book value all grow from.

Tribhovandas Bhimji Zaveri Ltd earned ₹34.0 Cr of net profit in the Jun 26 quarter, +54.5% year on year. It is the 5th consecutive quarter of growth. Full-year FY26 profit was ₹202 Cr. That is 4.0% of the quarter's revenue. The same quarter a year earlier earned ₹22.0 Cr.

Jun 26 profit was ₹34.0 Cr, +54.5% year on year — the 5th consecutive quarter of growth. On the full year, FY26 printed ₹202 Cr (+197.1%).

FY26 profit ₹202 Cr (+197.1% YoY) Net profit bars, ₹ Cr (left); YoY growth-% line (right). 11-year window. A bar is red when it is lower than the year before.
Net profitYoY growth
220230%154110%87−9.8%20−130%−46−250%₹ Cr%₹202197.1%FY16FY21FY26
220230%154110%87−9.8%20−130%−46−250%₹ Cr%₹202197.1%FY16FY21FY26
Jun 26: ₹34.0 Cr (+54.5% YoY) Quarterly net profit bars, ₹ Cr (left); YoY growth-% line (right). Last 12 quarters. A bar is red when it is lower than the quarter before.
5th straight quarter of growth
Net profit (quarterly)YoY growth
87711%66511%44312%22113%0−86%₹ Cr%₹3454.5%Sep 23Dec 24Jun 26
87711%66511%44312%22113%0−86%₹ Cr%₹3454.5%Sep 23Dec 24Jun 26

Why profit moved: revenue contributed +34.8% and the margin +0.0 pp — the quarter was revenue-led, with the margin roughly flat.

Pace comparison, last four quarters: profit +261.7% vs revenue +31.8%. Profit is growing faster than sales — fixed costs are being spread over a bigger base, and each extra rupee of revenue drops more to the bottom line.

FY26-Q4. revenue ₹830 Cr and profit ₹68 Cr as reported.

FY27-Q1. revenue ₹841 Cr and profit ₹34 Cr as reported.

Why-sources: our stock research file (22 August 2026) and the company’s own results for those quarters.

06 · Cash flow — the router

Cash flow — the router The P&L says what was earned; the cash-flow statement says what actually arrived. Operating cash flow (CFO) against profit is the cleanest lie detector in the accounts.

Over the last 3 fiscal years 13% of Tribhovandas Bhimji Zaveri Ltd's reported profit arrived as operating cash — a gap worth watching. In FY26 that was ₹30.0 Cr of operating cash against ₹202 Cr of profit. After ₹47.0 Cr of capital spending, ₹−17.0 Cr was left as free cash.

FY26: operating cash of ₹30.0 Cr against reported profit of ₹202 Cr, leaving free cash of ₹−17.0 Cr after ₹47.0 Cr of capital spending. Across the last 3 fiscal years the conversion rate is 13% of profit.

Cash-flow readings here are annual — that is the resolution our series carries, so this section moves once a year.

FY26: CFO ₹30.0 Cr vs profit ₹202 Cr Operating cash flow and net profit by fiscal year, ₹ Cr; the line is free cash flow (CFO minus capital spending). 11-year window, annual resolution.
13% of 3-year profit arrived as cash
Operating cashNet profitFree cash
26516769−30−128₹ Cr₹30₹202₹−17FY16FY21FY26
26516769−30−128₹ Cr₹30₹202₹−17FY16FY21FY26
FY26: CFO = 15% of profit (three-year rate 13%) Operating cash as a share of net profit, per fiscal year, % (line). Dashed line = 100% — every unit of profit arriving as cash; outlier years shown pinned.
Conversion100%
350%168%−15%−198%−380%%15%FY16FY21FY26
350%168%−15%−198%−380%%15%FY16FY21FY26

🚨 Why conversion sits at 13%: the cash cycle tightened 54 days between FY21 and FY26 — cash that used to wait in the cycle now reaches the bank sooner. Less than 70% of profit arriving as cash is the thing to watch on this page.

Router verdict: no single sink dominates — the next section checks both the working-capital cycle and the capital spending.

07 · Where the cash goes

Where the cash goes Working capital is the cash tied up between paying suppliers and getting paid: debtor days (customers owe), inventory days (stock waits), and the cash conversion cycle (the whole loop, in days of sales).

Tribhovandas Bhimji Zaveri Ltd's cash conversion cycle runs 226 days in FY26, down from 280 days in FY21. Capital spending ran ₹101 Cr over the last 3 years. At FY26 sales of ₹3,203 Cr each day of that cycle holds about ₹8.8 Cr, so roughly ₹1,983 Cr sits inside the business at any moment.

Why this happened. Management has executed a strategic product mix shift, raising diamond jewellery sales from 20% to 30% of total revenue. Because diamond jewellery carries higher gross margins than plain gold items, this mix improvement directly raised blended gross margins above 13%, illustrating the Value Chain Climb model.

FY26: debtors at 0 days, inventory at 249 days — roughly 8.2 months of stock waiting to sell; that is where the cash sits while it waits — for a full cycle of 226 days, tighter than FY21's 280.

The full loop: cash goes out to suppliers and production on day 0; stock waits 249 days to sell; customers pay about 0 days after that; and suppliers themselves are paid at 24 days — netting out to the 226-day cycle.

In money terms: at FY26 sales of ₹3,203 Cr, each day of the cycle holds about ₹8.8 Cr — so the 226-day loop keeps roughly ₹1,983 Cr sitting inside the business at any moment.

FY26: a 226-day cash cycle Debtor days, inventory days, payable days and the cash conversion cycle by fiscal year. 13-year window.
−54 days vs FY21
Cash cycleInventory daysDebtor daysPayable days
35225816368−26days226d249d0d24dFY14FY17FY20FY23FY26
35225816368−26days226d249d0d24dFY14FY20FY26

On the investment side: capital spending of ₹101 Cr over the last 3 fiscal years against ₹78.0 Cr of depreciation — building somewhat ahead of wear-and-tear. Capital work-in-progress stands at ₹0.0 Cr (FY26) — capacity paid for but not yet earning.

FY26: capex ₹47.0 Cr, work-in-progress ₹0.0 Cr Capital spending per fiscal year, ₹ Cr (bars); capital work-in-progress, ₹ Cr (line). Quarterly capital-spending history is not held for India — annual is the honest resolution.
steady investment
CapexWork-in-progress
103744414−15₹ Cr₹47₹0FY16FY18FY21FY23FY26
103744414−15₹ Cr₹47₹0FY16FY21FY26

The synthesis: neither the cycle nor the build-out is hoarding the cash — the machine is reasonably clean.

Watch next
MetricDiamond Mix Expansion
ThresholdConsumer discretionary demand softens or consumer preferences shift toward unbranded alternatives, reducing diamond sales mix below 20%.
Which resultthe next result
08 · Return on capital

Return on capital Return on capital employed (ROCE) is the profit the whole business earns on all the money in it — equity and debt together. It is the single best test of whether growth creates value or just size.⚠ unverified

Tribhovandas Bhimji Zaveri Ltd earns a ROCE of 22% in FY26. That is up from a trough of 3% in FY16. Return on invested capital clears the cost of that capital by +4.0 percentage points, so growth here adds value rather than only size. The wiring behind it is 6.3% net margin on 1.52× asset turns.

FY26 ROCE is 22%, recovered from a FY16 trough of 3% — the full ladder below shows the fall and the climb, undoctored.

Why the return is what it is — the wiring (FY26): 6.3% net margin × 1.52× asset turns × 2.51× balance-sheet leverage ≈ 24.0% on equity. Margin does its share; leverage is a meaningful part of the equation.

The capstone test — ROIC − WACC: 16.0% − 12.0% = a +4.0 pp spread. The 12.0% is a standing assumption for the cost of capital in India, not a per-stock estimate — read the sign and the size of the spread, not the decimals. Positive but thin — value creation with little room for error.

FY26: ROCE 22% Return on capital employed by fiscal year, % (line); ROIC by fiscal year, % (line). 13-year window, dips included. Dashed line = the 12.0% cost of capital used on this page.
the climb back from FY16's 3%
ROCEROIC (annual)WACC
24%18%13%7.0%1.5%%22%17.1%FY14FY20FY26
24%18%13%7.0%1.5%%22%17.1%FY14FY20FY26
Q4 FY26: ROCE 34.8% (TTM) vs WACC 12.0% Trailing-twelve-month ROCE and ROIC, per quarter, %; dashed line = the cost of capital. Last 12 quarters, put on a trailing-twelve-month basis and anchored to the annual figure.
ROCE (TTM)ROIC (TTM)WACC
37%29%21%13%4.3%%34.8%13.8%Q1 FY24Q2 FY25Q4 FY26
37%29%21%13%4.3%%34.8%13.8%Q1 FY24Q2 FY25Q4 FY26
09 · Debt

Debt Debt-to-equity says how much of the business is funded by borrowings. Low is the safe corner; the trend matters as much as the level.⚠ unverified

Tribhovandas Bhimji Zaveri Ltd carries total debt of ₹886 Cr against shareholder equity of ₹838 Cr as of Mar 26, a debt-to-equity of 1.06. On the annual view that ratio went from 1.11 in FY22 to 1.06 in FY26. Read the returns elsewhere on this page with that leverage in mind.

Why this happened. With showroom capital expenditure standardized at 2 to 3 Cr per unit and payback cycles of 2 to 3 years, expanding revenue across established stores diluted fixed occupancy and administrative costs, lifting operating profit margins from 7% in fiscal 2025 to 12% in fiscal 2026.

Mar 26: total debt of ₹886 Cr against shareholder equity of ₹838 Cr — a debt-to-equity of 1.06. On the annual view, debt-to-equity went from 1.11 (FY22) to 1.06 (FY26). Read the returns on this page with that leverage in mind.

FY26: debt ₹886 Cr at 1.06× equity Total debt by fiscal year, ₹ Cr (bars); debt-to-equity, × (line). 5-year window.
Total debtDebt-to-equity
9571.23×7181.17×4781.11×2391.06×01.00×₹ Cr×₹8861.06×FY22FY24FY26
9571.23×7181.17×4781.11×2391.06×01.00×₹ Cr×₹8861.06×FY22FY24FY26
Mar 26: debt ₹886 Cr, debt-to-equity 1.06 Total debt per quarter, ₹ Cr (bars); debt-to-equity, × (line). Last 12 quarters. India reports the full balance sheet half-yearly, so the intervening quarter carries the prior reading forward.
Total debt (quarterly)Debt-to-equity
9571.23×7181.17×4781.11×2391.06×01.00×₹ Cr×₹8861.06×Jun 23Sep 24Mar 26
9571.23×7181.17×4781.11×2391.06×01.00×₹ Cr×₹8861.06×Jun 23Sep 24Mar 26
Watch next
MetricShowroom Operating Leverage
ThresholdSame-store sales throughput declines, reversing operating leverage on fixed retail store overheads.
Which resultthe next result
10 · Ownership

Ownership Who owns the stock, quarter by quarter: promoters (the controlling owners), foreign and domestic institutions, and the public. Steady accumulation by people close to the numbers is a signal; a quiet register is also an answer.

No holder of Tribhovandas Bhimji Zaveri Ltd moved a full percentage point over the last two years — the register is quiet. Promoters moved +0.0 points over the same window, to 74.1%. The register is read on the four disclosed classes only; nothing is inferred between filings.

The register over the last two years — Foreign institutions: +0.7 points over 8 quarters to 1.5%; Promoters: +0.0 points over 8 quarters to 74.1%; Domestic institutions: +0.0 points over 8 quarters to 0.0%.

Fiscal-year ends: promoters +0.0 pts from Mar 24 to Mar 26 Shareholding at each fiscal-year end (March quarter), % of the company. 3 year-ends held.
PromotersForeign inst.Domestic inst.Public
80%59%37%16%−5.9%%74.1%0.3%0%25.6%Mar 24Mar 25Mar 26
80%59%37%16%−5.9%%74.1%0.3%0%25.6%Mar 24Mar 25Mar 26
A quiet register: no holder moved a full point in two years Shareholding by holder class, % of the company, quarterly, last 13 quarters.
PromotersForeign inst.Domestic inst.Public
80%59%37%16%−5.9%%74.1%1.5%0%24.4%Jun 23Dec 24Jun 26
80%59%37%16%−5.9%%74.1%1.5%0%24.4%Jun 23Dec 24Jun 26
11 · Safety line

Safety line The Z-score estimates how far a company sits from balance-sheet distress — above roughly 3 is safe, below roughly 1.8 is the danger zone. It was built for manufacturers, so it is not applied to banks and lenders.

Tribhovandas Bhimji Zaveri Ltd: the Z-score is not available for this stock, so we say so rather than invent one. It is a distance-to-distress estimate from the balance sheet, not a forecast of failure. The debt, cash-flow and return sections above carry the balance-sheet evidence this page does hold, and each of them states its own reporting date.

The safety line in one sentence: the Z-score is not available for this stock, so we say so rather than invent one.

12 · Valuation

Valuation P/E is the price of ₹1 of annual profit: how many rupees the market pays for each rupee the company earns in a year.

Tribhovandas Bhimji Zaveri Ltd trades at 16.4× P/E, mid-range by its own standards (50th percentile). Its long-run median P/E is 16.4×, measured across 10.6 years of weekly readings. This places the multiple against the stock’s own record, and says nothing about what the business is worth.

Today's P/E of 16.4× is mid-range by its own standards (50th percentile), against a long-run median of 16.4× measured over 10.6 years of weekly readings. This is a comparison against the stock's own history — not a claim about what it is worth.

One caveat before moving on: margins are the best this company has ever printed — cheap against its own history on record margins is not the same thing as cheap. If profitability mean-reverts, today's multiple is higher than it looks.

P/E 16.4× vs a 16.4× long-run median P/E, weekly (left axis); earnings per share, trailing twelve months, weekly (right axis). 10.6-year window; loss-period spikes above 49× shown pinned at the top. The eps (ttm) bars are red where the reading is lower than the quarter before.
mid-range by its own standards (50th percentile)
P/EMedianEPS (TTM) (quarterly)
52.8×₹34.740.1×₹26.027.4×₹17.314.7×₹8.72.0×₹0.0×16.40×₹32Feb 16Jul 19Feb 22Jun 24Sep 26
52.8×₹34.740.1×₹26.027.4×₹17.314.7×₹8.72.0×₹0.0×16.40×₹32Feb 16Feb 22Sep 26
P/E
16.4×
50th percentile of 11y

Why the multiple sits where it does: over the past year annual EPS moved +195.8% against a +181.7% price move — earnings outran the price, pushing the multiple DOWN its own range.

The price move, decomposed: over 5y, of the +47.3%/yr price move, ~+31.5%/yr came from earnings growth and ~+15.8 pp from the multiple (expanding); over 10y, of the +22.9%/yr price move, ~+27.9%/yr came from earnings growth and ~−5.0 pp from the multiple (compressing). The split is the honest approximate (price return minus earnings growth); it makes the rally itself visible instead of hiding it behind the percentile.

Put together: the multiple is unremarkable against its own past, so the story rests on the earnings line underneath it, not the multiple.

A quarterly PEG curve, which only the second data source carries, is not drawn on this page: its two data sources do not share enough overlapping reported history to be compared. A figure nobody could check is not used to price growth — the gap is a decision, not missing data.

13 · What the price assumes

What the price assumes This reading works the multiple backwards. It asks one question: what yearly rate of profit growth is a buyer at the market price already paying for? The number is the growth rate that makes eleven years of profit — six years growing, then five fading — add up to that day's market price, once each year is discounted at 11% a year.

Solved at its 27 August 2026 price, Tribhovandas Bhimji Zaveri Ltd was paying for profit growth of about 1.6% a year. Today the market pays 16.4× P/E, the 50th percentile of its own 11-year range.

What the two numbers say together. The multiple is unremarkable against its own past, and the growth the price is paying for is the whole of what a buyer is backing.

How to hold this number: it is a reading of one day's price, taken on 27 August 2026, not a running figure — every other number on this page, the multiple included, is read off the live quote as of 11 September 2026. A higher price is paying for more growth and a lower price for less, so it moves whenever the price does, and this page does not restate it between measurements.

14 · Stage: Consistent

Stage: Consistent Every business sits somewhere on a fundamental arc, and this page names the spot before anything else. The last twelve quarters of revenue, profit and EPS growth — plus the return the business earns on its capital — are read as curves: Deteriorating (the curves are falling), Turning around (a trough has just formed and the last few quarters lift off it), Improving (the climb off the trough is sustained), Consistent (steadily positive with healthy returns), Topping out (still high but decelerating from the peak). When the curves genuinely disagree the read is Mixed; too little history is No read. CAGR (compound annual growth rate) is the smooth yearly pace that turns the starting value into the latest one — the fairest way to compare growth across different time spans. Read the columns together: if the 1-year number towers over the 10-year, recent growth is running hotter than the long-run trend. A dash means that window is not held, or the base year was a loss (where a growth rate is not meaningful).

Tribhovandas Bhimji Zaveri Ltd reads as consistent on its fundamental arc. Consistent — revenue, profit and EPS growth have stayed positive through the window, with ROCE at 22.0% and holding. The read is built from 8 quarters across 4 curves, on partial evidence.

Growth, year by year: revenue +22.3% in FY26, profit +197.1% Year-over-year growth per fiscal year, %: revenue (left axis); net profit and EPS (right axis — profit growth swings far wider). Zero line drawn.
Revenue YoYProfit YoYEPS YoY
42%230%24%110%5.8%−9.8%−13%−130%−31%−250%%%22.3%197.1%FY16FY21FY26
42%230%24%110%5.8%−9.8%−13%−130%−31%−250%%%22.3%197.1%FY16FY21FY26
Three growth curves, twelve quarters Year-on-year growth of trailing-twelve-month revenue (left axis), profit and EPS (right axis — they swing far wider), % at each quarter-end. A missing point means that reading is not held for the quarter.
the trajectory the stage is read from · revenue accelerating, profit accelerating
RevenueProfitEPS
31%213%24%161%16%109%8.9%57%1.4%4.5%%%29.2%194.5%189.5%Sep 23Dec 24Jun 26
31%213%24%161%16%109%8.9%57%1.4%4.5%%%29.2%194.5%189.5%Sep 23Dec 24Jun 26
ROCE Annual readings — the quarterly balance-sheet pieces this curve needs are not held for this stock, so the returns read moves once a year and carries less weight in the call.
the return curve, annual readings
ROCE
23%19%16%12%8.0%%22%FY23FY24FY26
23%19%16%12%8.0%%22%FY23FY24FY26
Revenue growth
Rising
latest +29.2% · span +3.5% to +29.2%
Profit growth
Rising
latest +194.5% · span +18.9% to +198.5%
EPS growth
Rising
latest +189.5% · span +19.8% to +195.7%
ROCE
Rising
latest 22.0% · span 9.0%–22.0%

Why it matters: steady curves with healthy returns are the compounding setup — the risk is the price, not the business.

Return readings here are annual, not quarterly — read as level and direction only; they can confirm the growth curves but never drive the stage on their own.

A partial read: at least one curve is short, or the returns curve is not the computed quarterly series — hold the stage word a little more loosely.

Compound annual growth rate (%) Compound annual growth rate over each window, %. Revenue, profit and EPS from fiscal-year figures; share price is the price CAGR over the same spans. A dash = that window is not held, or the base was a loss.
1yr3yr5yr10yr
Revenue+22.3%+10.2%+19.0%+6.8%
Profit+197.1%+71.6%+36.3%
EPS+195.8%+71.4%+36.2%
Share price+181.7%+65.2%+47.3%+22.9%
Revenue YoY (Jun 26)
+34.8%
latest quarter vs a year ago
Profit YoY (Jun 26)
+54.5%
latest quarter vs a year ago
Revenue 10y
6.8%
long-run compound pace
15 · 4-Factor Sector Score

4-Factor Sector Score

73.1/100 — rank 1 of 26 in Diamond, Gems & Jewellery · 87% evidence confidence

Tribhovandas Bhimji Zaveri Ltd scores 73.1 out of 100 against the 26 companies it is compared with in Diamond, Gems & Jewellery, ranking 1. Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.

The four contributions add to the total exactly: 25.6 + 14.8 + 12.7 + 20 = 73.1. This is the SAME number shown on the sector comparison — it is computed once, for the whole peer set, and read here.

What would change it: The read weakens if profit growth turns negative or margin improvement reverses while sector-relative strength deteriorates.

16 · Related companies · Diamond, Gems & Jewellery
CompanyScorePrice stageGrowth & earnings/35Capital efficiency/25Valuation/20Relative strength/20
1Tribhovandas Bhimji Zaveri Ltdthis pageTBZ 73.1/100Favorable setup87% evidence LEADER 25.6/35 Revenue 29.1% · PAT 100% · OPM change 0 pp 95% evidence 14.8/25 ROCE 21.9% · OPM 9% 95% evidence 12.7/20 P/E 16.4× · PEG — 50% evidence 20.0/20 RS sector 115.4% · RS bench 178.1% · 1Y 186.8%12 of 12 weeks ahead 100% evidence
Exact sum: 25.6 + 14.8 + 12.7 + 20 = 73.1 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
2Khazanchi Jewellers Ltd543953 70.1/100Favorable setup76% evidence BREAKING OUT 26.9/35 Revenue 24.4% · PAT 100% · OPM change 2 pp 95% evidence 17.5/25 ROCE 34.8% · OPM 7% 76% evidence 11.7/20 P/E 18.3× · PEG — 50% evidence 14.0/20 RS sector 13.2% · RS bench 9.9% · 1Y 27.3%7 of 10 weeks ahead 70% evidence
Exact sum: 26.9 + 17.5 + 11.7 + 14 = 70.1 · Decision use: Confirmed research leader: earnings, capital efficiency and relative strength agree. Move to management, catalyst and risk diligence.
3Sky Gold & Diamonds LtdSKYGOLD 68.5/100Favorable setup100% evidence LEADER 28.2/35 Revenue 81.4% · PAT 100% · OPM change 2 pp 100% evidence 15.7/25 ROCE 27% · OPM 8% 100% evidence 7.1/20 P/E 38.2× · PEG 1.71 100% evidence 17.5/20 RS sector 45.6% · RS bench 88% · 1Y 196.6%12 of 12 weeks ahead 100% evidence
Exact sum: 28.2 + 15.7 + 7.1 + 17.5 = 68.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
4D.P. Abhushan LtdDPABHUSHAN 68.3/100Favorable setup100% evidence BREAKING OUT 25.3/35 Revenue 30.8% · PAT 94.3% · OPM change 1 pp 100% evidence 18.2/25 ROCE 39.6% · OPM 11% 100% evidence 15.0/20 P/E 12.8× · PEG 0.68 100% evidence 9.8/20 RS sector -18.8% · RS bench 7.9% · 1Y -15%9 of 12 weeks ahead 100% evidence
Exact sum: 25.3 + 18.2 + 15 + 9.8 = 68.3 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
5Utssav CZ Gold Jewels LtdUTSSAV 64.7/100Thin evidence · provisional56% evidence LEADER 19.7/35 Revenue — · PAT — · OPM change 0 pp 26% evidence 18.1/25 ROCE 28.8% · OPM 7% 95% evidence 9.5/20 P/E 21.7× · PEG — 15% evidence 17.4/20 RS sector 43.3% · RS bench 84.4% · 1Y 183.4%12 of 12 weeks ahead 100% evidence
Exact sum: 19.7 + 18.1 + 9.5 + 17.4 = 64.7 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral.
6Thangamayil Jewellery LtdTHANGAMAYL 60.4/100Mixed-positive evidence100% evidence FADING 26.9/35 Revenue 83.2% · PAT 100% · OPM change -1 pp 100% evidence 14.0/25 ROCE 25.5% · OPM 5% 100% evidence 10.1/20 P/E 40.6× · PEG 0.77 100% evidence 9.4/20 RS sector -0.1% · RS bench 30.2% · 1Y 133.4%10 of 12 weeks ahead 100% evidence
Exact sum: 26.9 + 14 + 10.1 + 9.4 = 60.4 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
7PC Jeweller LtdPCJEWELLER 59.3/100Mixed-positive evidence100% evidence BREAKING OUT 20.1/35 Revenue 36.5% · PAT 32.7% · OPM change 10 pp 100% evidence 6.8/25 ROCE 9.6% · OPM 28% 100% evidence 15.8/20 P/E 17.2× · PEG 0.26 100% evidence 16.6/20 RS sector 2.4% · RS bench 36.2% · 1Y 3.4%7 of 12 weeks ahead 100% evidence
Exact sum: 20.1 + 6.8 + 15.8 + 16.6 = 59.3 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
8RBZ Jewellers LtdRBZJEWEL 58.3/100Mixed-positive evidence87% evidence BREAKING OUT 17.5/35 Revenue 30.3% · PAT 54% · OPM change -2.3 pp 95% evidence 16.7/25 ROCE 22% · OPM 14.8% 95% evidence 13.7/20 P/E 12.3× · PEG — 50% evidence 10.4/20 RS sector -4.8% · RS bench 26% · 1Y 26.8%9 of 12 weeks ahead 100% evidence
Exact sum: 17.5 + 16.7 + 13.7 + 10.4 = 58.3 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
9Senco Gold LtdSENCO 56.8/100Mixed-positive evidence100% evidence TURNING 24.8/35 Revenue 43.1% · PAT 100% · OPM change -3 pp 100% evidence 12.4/25 ROCE 21.2% · OPM 7% 100% evidence 15.1/20 P/E 9.9× · PEG 1.35 100% evidence 4.5/20 RS sector -20.6% · RS bench 5.3% · 1Y -10%5 of 12 weeks ahead 100% evidence
Exact sum: 24.8 + 12.4 + 15.1 + 4.5 = 56.8 · Decision use: Acceleration candidate, not a confirmed leader: earnings are strong but sector-relative strength is -20.6% and the one-year return is -10%. Do not upgrade until sector-relative strength is above zero and another reported period confirms growth.
10Uday Jewellery Industries Ltd539518 56.7/100Mixed-positive evidence78% evidence 27.2/35 Revenue 100% · PAT 100% · OPM change 3 pp 83% evidence 14.2/25 ROCE 22.4% · OPM 7% 76% evidence 12.0/20 P/E 13.7× · PEG — 50% evidence 3.3/20 RS sector -18.9% · RS bench -3.8% · 1Y -13.9%3 of 4 weeks ahead to 2026-07-19 100% evidence
Exact sum: 27.2 + 14.2 + 12 + 3.3 = 56.7 · Decision use: Acceleration candidate, not a confirmed leader: earnings are strong but sector-relative strength is -18.9% and the one-year return is -13.9%. Do not upgrade until sector-relative strength is above zero and another reported period confirms growth.
11Titan Company LtdTITAN 56.0/100Mixed-positive evidence100% evidence BREAKING OUT 26.9/35 Revenue 45% · PAT 55.1% · OPM change 3 pp 100% evidence 13.2/25 ROCE 20.5% · OPM 14% 100% evidence 8.3/20 P/E 76.2× · PEG 1.43 100% evidence 7.6/20 RS sector -9.2% · RS bench 20.1% · 1Y 36.6%6 of 12 weeks ahead 100% evidence
Exact sum: 26.9 + 13.2 + 8.3 + 7.6 = 56 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
12Shanti Gold International LtdSHANTIGOLD 55.0/100Mixed-positive evidence74% evidence BREAKING OUT 17.8/35 Revenue 100% · PAT 100% · OPM change -8 pp 95% evidence 16.5/25 ROCE 37% · OPM 10% 95% evidence 10.9/20 P/E 12.7× · PEG — 15% evidence 9.8/20 RS sector -7.1% · RS bench 23% · 1Y 12.1%10 of 12 weeks ahead 70% evidence
Exact sum: 17.8 + 16.5 + 10.9 + 9.8 = 55 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
13Kalyan Jewellers India LtdKALYANKJIL 54.9/100Mixed-positive evidence100% evidence BREAKING OUT 22.4/35 Revenue 45.8% · PAT 79.3% · OPM change -1 pp 100% evidence 12.0/25 ROCE 21.2% · OPM 6% 100% evidence 4.9/20 P/E 42.4× · PEG 2.19 100% evidence 15.6/20 RS sector 0% · RS bench 31.7% · 1Y 19.8%9 of 12 weeks ahead 100% evidence
Exact sum: 22.4 + 12 + 4.9 + 15.6 = 54.9 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
14Vaibhav Global LtdVAIBHAVGBL 52.0/100Mixed-positive evidence100% evidence ASLEEP 19.3/35 Revenue 10.4% · PAT 73.8% · OPM change 3 pp 100% evidence 12.8/25 ROCE 16.4% · OPM 11% 100% evidence 18.7/20 P/E 12.5× · PEG 0.33 100% evidence 1.2/20 RS sector -29.8% · RS bench -6.7% · 1Y -1.8%6 of 12 weeks ahead 100% evidence
Exact sum: 19.3 + 12.8 + 18.7 + 1.2 = 52 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
15Radhika Jeweltech LtdRADHIKAJWE 51.5/100Mixed-positive evidence87% evidence BREAKING OUT 11.2/35 Revenue 16.9% · PAT 27% · OPM change -6 pp 95% evidence 18.2/25 ROCE 25.1% · OPM 20% 95% evidence 10.8/20 P/E 12.4× · PEG — 50% evidence 11.3/20 RS sector -10.1% · RS bench 19.8% · 1Y -11.5%6 of 12 weeks ahead 100% evidence
Exact sum: 11.2 + 18.2 + 10.8 + 11.3 = 51.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
16Golkunda Diamonds & Jewellery Ltd523676 51.5/100Thin evidence · provisional57% evidence 13.6/35 Revenue 1.3% · PAT -12.4% · OPM change -0.8 pp 53% evidence 13.2/25 ROCE 19.9% · OPM 9.7% 57% evidence 8.6/20 P/E 16× · PEG — 50% evidence 16.1/20 RS sector 61.7% · RS bench 52.8% · 1Y 63.4%9 of 12 weeks ahead to 2026-03-29 70% evidence
Exact sum: 13.6 + 13.2 + 8.6 + 16.1 = 51.5 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral.
17P N Gadgil Jewellers LtdPNGJL 50.7/100Mixed-positive evidence93% evidence BREAKING OUT 26.0/35 Revenue 47.8% · PAT 76.6% · OPM change 2 pp 100% evidence 12.2/25 ROCE 20.9% · OPM 8% 100% evidence 7.9/20 P/E 20.1× · PEG 1.77 65% evidence 4.6/20 RS sector -22.7% · RS bench 2.8% · 1Y 2.7%4 of 12 weeks ahead 100% evidence
Exact sum: 26 + 12.2 + 7.9 + 4.6 = 50.7 · Decision use: Acceleration candidate, not a confirmed leader: earnings are strong but sector-relative strength is -22.7% and the one-year return is 2.7%. Do not upgrade until sector-relative strength is above zero and another reported period confirms growth.
18Manoj Vaibhav Gems N Jewellers LtdMVGJL 50.2/100Mixed-positive evidence87% evidence TURNING 13.5/35 Revenue 21.5% · PAT 22% · OPM change -1 pp 95% evidence 11.2/25 ROCE 15.8% · OPM 6% 95% evidence 15.0/20 P/E 8× · PEG — 50% evidence 10.5/20 RS sector -12% · RS bench 17.3% · 1Y 0.1%2 of 12 weeks ahead 100% evidence
Exact sum: 13.5 + 11.2 + 15 + 10.5 = 50.2 · Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity.
19Bluestone Jewellery & Lifestyle LtdBLUESTONE 48.8/100Thin evidence · provisional59% evidence BREAKING OUT 23.5/35 Revenue 40% · PAT 100% · OPM change 3.4 pp 74% evidence 4.7/25 ROCE 6.8% · OPM 14.5% 100% evidence 8.6/20 P/E 242× · PEG — 15% evidence 12.0/20 RS sector — · RS bench 56.3% · 1Y 47.3%9 of 10 weeks ahead 25% evidence
Exact sum: 23.5 + 4.7 + 8.6 + 12 = 48.8 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral.
20Motisons Jewellers LtdMOTISONS 48.3/100Mixed-negative evidence87% evidence BREAKING OUT 16.4/35 Revenue 10.7% · PAT 50% · OPM change 0 pp 95% evidence 13.4/25 ROCE 17.9% · OPM 15% 95% evidence 11.8/20 P/E 27.1× · PEG — 50% evidence 6.7/20 RS sector -17.9% · RS bench 9.1% · 1Y -17.4%7 of 12 weeks ahead 100% evidence
Exact sum: 16.4 + 13.4 + 11.8 + 6.7 = 48.3 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
21Shringar House of Mangalsutra LtdSHRINGARMS 46.5/100Mixed-negative evidence74% evidence BREAKING OUT 15.1/35 Revenue 65.1% · PAT 65.8% · OPM change -3 pp 95% evidence 15.5/25 ROCE 26.8% · OPM 9% 95% evidence 10.1/20 P/E 17.3× · PEG — 15% evidence 5.8/20 RS sector -23% · RS bench 2.4% · 1Y 14.6%6 of 12 weeks ahead 70% evidence
Exact sum: 15.1 + 15.5 + 10.1 + 5.8 = 46.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
22PNGS Gargi Fashion Jewellery Ltd543709 46.1/100Mixed-negative evidence76% evidence BASING 7.9/35 Revenue 18.3% · PAT 8.7% · OPM change -3.5 pp 95% evidence 19.9/25 ROCE 33.8% · OPM 19.8% 76% evidence 10.6/20 P/E 20.3× · PEG — 50% evidence 7.7/20 RS sector -2.3% · RS bench -29% · 1Y -30.4%0 of 10 weeks ahead 70% evidence
Exact sum: 7.9 + 19.9 + 10.6 + 7.7 = 46.1 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
23Rajesh Exports LtdRAJESHEXPO 31.4/100Adverse evidence91% evidence TURNING 18.0/35 Revenue 79.5% · PAT 100% · OPM change 0 pp 74% evidence 4.6/25 ROCE 1.9% · OPM 0% 100% evidence 6.5/20 P/E 13.7× · PEG 1.74 100% evidence 2.3/20 RS sector -56.8% · RS bench -41.5% · 1Y -56.7%0 of 12 weeks ahead 100% evidence
Exact sum: 18 + 4.6 + 6.5 + 2.3 = 31.4 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
24Asian Star Company LtdASTAR 20.1/100Adverse evidence87% evidence BASING 5.7/35 Revenue -3.8% · PAT -23.3% · OPM change -0.9 pp 95% evidence 7.1/25 ROCE 3.6% · OPM 2.1% 95% evidence 6.1/20 P/E 28.2× · PEG — 50% evidence 1.2/20 RS sector -31.2% · RS bench -7.9% · 1Y -20.1%0 of 12 weeks ahead 100% evidence
Exact sum: 5.7 + 7.1 + 6.1 + 1.2 = 20.1 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
25PNGS Reva Diamond Jewellery LimitedPNGSREVA 59.2/100Thin evidence · provisional43% evidence BREAKING OUT 22.9/35 Revenue — · PAT — · OPM change 7 pp 45% evidence 16.5/25 ROCE 22% · OPM 29% 95% evidence 9.8/20 P/E 19.2× · PEG — 15% evidence 10.0/20 RS sector — · RS bench — · 1Y —6 of 9 weeks ahead 0% evidence
Exact sum: 22.9 + 16.5 + 9.8 + 10 = 59.2 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral.
26SJ Corporation Ltd504398 46.0/100Thin evidence · provisional33% evidence 19.1/35 Revenue — · PAT — · OPM change 16.7 pp 17% evidence 6.0/25 ROCE 0.1% · OPM 10.7% 76% evidence 8.5/20 P/E 807× · PEG — 15% evidence 12.4/20 RS sector — · RS bench 135.6% · 1Y —4 of 4 weeks ahead 25% evidence
Exact sum: 19.1 + 6 + 8.5 + 12.4 = 46 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral.

Missing observations are not scored as bad. Their missing weight lowers confidence and pulls the final score toward neutral. PEG is not shown when the ratio cannot mean anything: the company must be making a profit, its price-to-earnings must be positive, and its three-year earnings growth must fall between 5% and 60%. Dividing a price multiple by a loss, or by growth measured off a tiny base, produces a number that looks precise and tells you nothing. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step curve the sector itself is placed on — basing, turning, breaking out, leader, fading, asleep — read from how many weeks running it has led NIFTY 500 and whether that lead is widening or shrinking. It describes where the PRICE stands, not the earnings trajectory and not a recommendation, and it is left blank for a company whose weekly history is too short or too stale to read.

17 · Frequently asked questions

Frequently asked questions

What is Tribhovandas Bhimji Zaveri Ltd's share price today?

Tribhovandas Bhimji Zaveri Ltd trades at ₹526, +181.7% over the past year. The company is valued at ₹3,512 Cr. The stock sits at the very top of its 52-week range (₹119–₹526), +136.1% versus its 200-day average. On the tape, the price is in a confirmed uptrend, 10 weeks in. — as of 11 September 2026.

What were Tribhovandas Bhimji Zaveri Ltd's latest quarterly results?

Tribhovandas Bhimji Zaveri Ltd reported revenue of ₹841 Cr and net profit of ₹34.0 Cr for the Jun 26 quarter. Revenue rose 34.8% and profit rose 54.5% year on year. Earnings per share were ₹5.08. The operating margin was 9.0%, 0.0 pp higher than a year earlier. — as of 11 September 2026.

What is Tribhovandas Bhimji Zaveri Ltd's revenue?

Tribhovandas Bhimji Zaveri Ltd reported revenue of ₹841 Cr in the Jun 26 quarter, +34.8% year on year. For the full FY26 fiscal year, revenue was ₹3,203 Cr (+22.3%). Over the last 10 years revenue compounded at 6.8% a year. — as of 11 September 2026.

What is Tribhovandas Bhimji Zaveri Ltd's profit?

Tribhovandas Bhimji Zaveri Ltd earned ₹34.0 Cr of net profit in the Jun 26 quarter, +54.5% year on year — the 5th straight quarter of growth. Full-year FY26 profit was ₹202 Cr. The operating margin ran 9.0% in the latest quarter. — as of 11 September 2026.

What is Tribhovandas Bhimji Zaveri Ltd's market cap?

Tribhovandas Bhimji Zaveri Ltd's market capitalisation is ₹3,512 Cr at a share price of ₹526. Market cap is the share price multiplied by shares outstanding, so it is restated whenever the price moves. — as of 11 September 2026.

What is Tribhovandas Bhimji Zaveri Ltd's P/E ratio?

Tribhovandas Bhimji Zaveri Ltd trades at a P/E of 16.4×, at the 50th percentile of its own 11-year range, against a long-run median of 16.4×. This is a comparison with the stock's own history, not a value call — as of 11 September 2026.

Does Tribhovandas Bhimji Zaveri Ltd pay a dividend?

Yes — Tribhovandas Bhimji Zaveri Ltd's dividend payout was 8% of profit in FY26, and it recorded a payout in 11 of its last 13 reported fiscal years. This page holds the payout ratio, not a per-share amount. — as of 11 September 2026.

Is Tribhovandas Bhimji Zaveri Ltd overvalued?

On its own history, Tribhovandas Bhimji Zaveri Ltd looks mid-range: its P/E of 16.4× sits at the 50th percentile of its 11-year range (long-run median 16.4×). That is a percentile read against the stock's own past, not a price opinion or a direction call. One caveat: margins are the best this company has ever printed — cheap on record margins is not the same thing as cheap. — as of 11 September 2026.

Is Tribhovandas Bhimji Zaveri Ltd growing?

Yes — Tribhovandas Bhimji Zaveri Ltd is growing: latest-quarter revenue +34.8% year on year, profit +54.5%, and the margin +0.0 pp at 9.0%. The earnings engine currently reads: improving — as of 11 September 2026.

How is Tribhovandas Bhimji Zaveri Ltd performing?

Tribhovandas Bhimji Zaveri Ltd is in a confirmed uptrend, 10 weeks in. Its latest quarter's revenue rose 34.8% and profit rose 54.5% year on year. Against the NIFTY 500 it has been ahead on a trailing-13-week view for 21 weeks. This describes what the data did, not a rating. — as of 11 September 2026.

What stage is Tribhovandas Bhimji Zaveri Ltd in?

Consistent — revenue, profit and EPS growth have stayed positive through the window, with ROCE at 22.0% and holding. The read comes from the last 12 quarters of growth (revenue growth +29.2% latest, profit growth +194.5% latest, eps growth +189.5% latest) plus the ROCE curve, classified by deterministic rules — a trajectory read, not a buy or sell call — as of 11 September 2026.

Is Tribhovandas Bhimji Zaveri Ltd in an uptrend?

Yes — the price is in a confirmed uptrend (week 10 of stage 2), trading +136.1% versus its 200-day average and at the very top of its 52-week range. Price stages cycle base → advance → top → decline, and the stage names where this stock sits in that cycle — as of 11 September 2026.

Is Tribhovandas Bhimji Zaveri Ltd beating the market?

On recent form, yes — Tribhovandas Bhimji Zaveri Ltd has been ahead of the NIFTY 500 on a trailing-13-week view for 21 straight weeks, the same metric the week-by-week ribbon on this page draws. Separately, on the cumulative view: over the last 10.5 years the stock moved +916% against the NIFTY 500's +267% — ahead of the index over the full window. — as of 11 September 2026.

Will Tribhovandas Bhimji Zaveri Ltd's share price go up?

This page publishes no price forecast for Tribhovandas Bhimji Zaveri Ltd. What it measures instead: the share price is ₹526, the price is in a confirmed uptrend 10 weeks in. Its P/E of 16.4× sits at the 50th percentile of its own 11-year range. — as of 11 September 2026.

Who owns Tribhovandas Bhimji Zaveri Ltd?

Promoters hold 74.1% of Tribhovandas Bhimji Zaveri Ltd, foreign institutions 1.5%, domestic institutions 0.0% and the public 24.4% (latest quarter). No holder moved a full point over the last two years — the register is quiet. — as of 11 September 2026.

Does Tribhovandas Bhimji Zaveri Ltd have too much debt?

It carries real leverage — Tribhovandas Bhimji Zaveri Ltd's debt-to-equity is 1.06, and operating profit covers the interest bill 5×. FY26 borrowings were ₹886 Cr against equity of ₹838 Cr. Read the returns on this page with that leverage in mind — as of 11 September 2026.

What is Tribhovandas Bhimji Zaveri Ltd's capex?

Tribhovandas Bhimji Zaveri Ltd spent ₹101 Cr on capital expenditure over the last 3 fiscal years, a figure derived from the change in fixed assets plus depreciation. In FY26 alone that was ₹47.0 Cr, with ₹0.0 Cr in capital work-in-progress — capacity paid for but not yet earning. — as of 11 September 2026.

What is Tribhovandas Bhimji Zaveri Ltd's cash flow?

Tribhovandas Bhimji Zaveri Ltd generated ₹30.0 Cr of operating cash flow in FY26 and ₹−17.0 Cr of free cash flow after ₹47.0 Cr of capital spending. Reported profit that year was ₹202 Cr, so operating cash ran behind profit. Cash-flow resolution for India is annual. — as of 11 September 2026.

Is Tribhovandas Bhimji Zaveri Ltd's profit real cash?

Not fully — over the last 3 fiscal years, 13% of Tribhovandas Bhimji Zaveri Ltd's reported profit arrived as operating cash. In FY26, operating cash was ₹30.0 Cr against reported profit of ₹202 Cr. The cash then goes into a mix of the working-capital cycle and capacity. Cash-flow resolution is annual — as of 11 September 2026.

Where is Tribhovandas Bhimji Zaveri Ltd in its business cycle?

Tribhovandas Bhimji Zaveri Ltd's FY26 operating margin was 12.0%, against a 13-year band of 2.6%–12.0%: the top of the band — a record year. Record profitability is late-cycle territory: every ratio flatters at the top, and the story leans on margins holding. The latest quarter ran 9.0%. Profitability versus a company's own long band is the cleanest cycle clock this page holds — as of 11 September 2026.

What growth does Tribhovandas Bhimji Zaveri Ltd's price assume?

At its price on 27 August 2026, Tribhovandas Bhimji Zaveri Ltd was priced for profit growth of about 1.6% a year. The figure reads the multiple backwards: the growth a buyer at that price was already paying for. — as of 11 September 2026.

What could break the Tribhovandas Bhimji Zaveri Ltd story?

The sharpest disagreement: profits are rising, but only 13% of the last 3 years' profit arrived as operating cash — the gap between the P&L and the bank account is the thing to watch. Mechanically, two Friday closes in a row below the 200-day average would end the price trend — that is the exit rule this page tracks — as of 11 September 2026.

Is Tribhovandas Bhimji Zaveri Ltd a stock worth studying right now?

This is not investment advice. The machine read: Tribhovandas Bhimji Zaveri Ltd's earnings have outrun its stock. EPS grew +195.8% in a year against a +181.7% price move. The sharpest open question: whether the cash starts following the profit. Every number on this page is drawn deterministically from the raw series, with no forecasts and no price opinions — as of 11 September 2026.

Sector Alpha — machine-written from the numbers · Data as of 2026-09-11. Every chart on this page is drawn by deterministic code from the raw series — no forecasts, no price opinions, and nothing here is investment advice.

Not SEBI Registered !! Not Investment advice !!

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