Choice International Ltd
CHOICEINChoice International Ltd's earnings have outrun its stock. EPS grew +19.9% in a year against a +9.1% price move.
The sharpest disagreement: the engine is strong, but at the 82nd percentile of its own range you are paying full price for it.
The price is in a downtrend (19 weeks in) while the P/BV sits at the 82nd percentile of its own 10-year range. Underneath, the last four quarters read improving — profit +25.9% year on year, with the the net margin at 22.1%. What settles it: whether the earnings grow into the multiple.
Price story Before the numbers, the tape. A stock price moves through four repeating seasons: a flat base (stage 1), an advance (2), a top (3), a decline (4). Where the price sits in that cycle frames everything below.
Choice International Ltd trades at ₹823, in a downtrend and 19 weeks into that stage. That is +13.1% against its own 200-day average. It sits at 88% of a 52-week range of ₹616 to ₹851. On relative strength it has been ahead of the NIFTY 500 on a trailing-13-week view for 7 straight weeks.
Today the stock is in a downtrend — week 19 of stage 4. At ₹823 it trades +13.1% versus its 200-day average and sits at 88% of its 52-week range (₹616–₹851).
Against the market, two honest reads. Cumulative: over the last 10.4 years the stock moved +8,070% while the NIFTY 500 moved +276% — ahead of the index over the full window. Recent form: on a trailing-13-week view the stock has been ahead for 7 straight weeks — the ribbon below is that same metric, week by week.
What would end the trend, mechanically: two Friday closes in a row below the 200-day line. That is the exit rule — no debates.
Valuation For a bank we price the book, not the earnings: P/BV is what the market pays for each ₹1 of the bank's net worth. A bank below 1× book is priced below the value of what it owns, net of what it owes.
Choice International Ltd trades at 11.0× P/BV, at the pricey end of its own range (82nd percentile). Its long-run median P/BV is 1.8×, measured across 10.4 years of weekly readings. This places the multiple against the stock’s own record, and says nothing about what the business is worth.
Today's P/BV of 11.0× is at the pricey end of its own range (82nd percentile), against a long-run median of 1.8× measured over 10.4 years of weekly readings. This is a comparison against the stock's own history — not a claim about what it is worth.
Why the multiple sits where it does: over the past year book value grew while the price moved +9.1% — the price ran ahead of the book, pushing the multiple up its own range.
The price move, decomposed: over 5y, of the +87.2%/yr price move, ~+27.3%/yr came from book-value growth and ~+59.9 pp from the multiple (expanding); over 10y, of the +53.5%/yr price move, ~+19.5%/yr came from book-value growth and ~+34.0 pp from the multiple (expanding). The split is the honest approximate (price return minus book-value growth); it makes the rally itself visible instead of hiding it behind the percentile.
Put together: the multiple is full against its own past, so the story rests on the book-value line underneath it, not the multiple.
A quarterly PEG curve, which only the second data source carries, is not drawn on this page: its two data sources disagree by up to 11% on reported income across 14 comparable periods. A figure two sources cannot agree on is not drawn — the gap is a decision, not missing data.
Stage: Mixed Every business sits somewhere on a fundamental arc, and this page names the spot before anything else. The last twelve quarters of revenue, profit and EPS growth — plus the return the business earns on its capital — are read as curves: Deteriorating (the curves are falling), Turning around (a trough has just formed and the last few quarters lift off it), Improving (the climb off the trough is sustained), Consistent (steadily positive with healthy returns), Topping out (still high but decelerating from the peak). When the curves genuinely disagree the read is Mixed; too little history is No read. CAGR (compound annual growth rate) is the smooth yearly pace that turns the starting value into the latest one — the fairest way to compare growth across different time spans. Read the columns together: if the 1-year number towers over the 10-year, recent growth is running hotter than the long-run trend. A dash means that window is not held, or the base year was a loss (where a growth rate is not meaningful).
Choice International Ltd reads as mixed on its fundamental arc. Mixed — no clean majority across the growth curves — the per-curve reads carry the story. The read is built from 10 quarters across 2 curves, on partial evidence.
Why it matters: when the curves disagree, the per-curve reads above matter more than any single verdict.
One or more growth curves carry a base-effect spike — a large year-on-year move off a near-zero or loss-making comparable quarter. Those spikes are capped before the classifier reads the trajectory, and shown pinned on the chart, so a single distorted quarter does not drive the stage call.
A partial read: at least one curve is short, or the returns curve is not the computed quarterly series — hold the stage word a little more loosely.
| 1yr | 3yr | 5yr | 10yr | |
|---|---|---|---|---|
| Revenue | +21.5% | +41.7% | +44.8% | +19.6% |
| Profit | +46.0% | +58.3% | +69.5% | +50.5% |
| EPS | +19.9% | +47.9% | +52.9% | +27.5% |
| Share price | +9.1% | +67.2% | +87.2% | +53.5% |
4-Factor Sector Score
56.6/100 — rank 5 of 16 in Finance - Capital Markets - Brokers · 61% evidence confidence
Choice International Ltd scores 56.6 out of 100 against the 16 companies it is compared with in Finance - Capital Markets - Brokers, ranking 5. Confirmed research leader: earnings, capital efficiency and relative strength agree. Move to management, catalyst and risk diligence.
The four contributions add to the total exactly: 24.1 + 17.8 + 3.6 + 11.1 = 56.6. This is the SAME number shown on the sector comparison — it is computed once, for the whole peer set, and read here.
What would change it: The read weakens if ROA rolls over or gross NPA rises while sector-relative strength deteriorates.
Revenue For a bank, revenue is everything the franchise earns — interest on the loan book plus fee and other income.
Choice International Ltd reported ₹307 Cr of income in the Mar 26 quarter, +21.3% year on year. That is the 10th straight quarter of year-on-year growth. Over 10 years it has compounded at 19.6% a year. The last full year, FY26, came in at ₹1,119 Cr. The last four reported quarters add to ₹1,119 Cr.
FY26 revenue came in at ₹1,119 Cr (+21.5% on the year), capping 10 years at 19.6% compound. The latest quarter (Mar 26) printed ₹307 Cr, +21.3% year on year — the 10th consecutive quarter of year-over-year growth.
Pace check: the last four quarters averaged +23.5% growth against the decade's 19.6% — the current year is running faster than its own long-run rate.
Acceleration check: trailing-twelve-month revenue grew +23.0% over the last 4 quarters against +22.1%/yr over the last 8 — stabilising; TTM profit +46.0% vs +35.3%/yr — accelerating.
Net margin Net margin — what the bank keeps of every ₹100 of revenue after every cost, provision and tax. It is the cleanest single margin we can read for a lender.
Choice International Ltd's net margin is 22.1% in the Mar 26 quarter, +0.8 percentage points against the same quarter a year ago. That is the widest this company has ever printed on a full-year basis. Across 13 fiscal years the net margin has ranged 2.1% to 21.3%. The current quarter is running above every full year in that window.
The latest quarter's net margin is 22.1%, +0.8 pp against the same quarter a year ago. Across 13 fiscal years the net margin has ranged 2.1%–21.3%, and FY26's 21.3% is the top of that band — a record year.
Why: the numbers show the net margin move clearly, but the cost lines behind it sit below what we hold — so we state the move without inventing its driver.
Worth repeating from the valuation section: cheap against its own history on record margins is not the same thing as cheap — a record margin flatters every ratio built on top of it.
Net profit Net profit is what survives every cost, interest and tax — the number EPS, dividends and book value all grow from.
Choice International Ltd earned ₹68.0 Cr of net profit in the Mar 26 quarter, +25.9% year on year. It is the 5th consecutive quarter of growth. Full-year FY26 profit was ₹238 Cr. The 10-year compound rate is 50.5%. That is 22.1% of the quarter's revenue. The same quarter a year earlier earned ₹54.0 Cr.
Mar 26 profit was ₹68.0 Cr, +25.9% year on year — the 5th consecutive quarter of growth. On the full year, FY26 printed ₹238 Cr (+46.0%), and the 10-year compound rate is 50.5%.
Why profit moved: revenue contributed +21.3% and the margin +0.8 pp — the quarter was revenue-led, with the margin roughly flat.
Pace comparison, last four quarters: profit +52.6% vs revenue +23.5%. Profit is growing faster than sales — fixed costs are being spread over a bigger base, and each extra rupee of revenue drops more to the bottom line.
Asset quality — the ladder Gross NPA is the slice of the loan book where repayments have stopped. Net NPA is what remains after the money already set aside against those loans. Falling is healing; rising is damage arriving.
Loan-book quality history is not available for Choice International Ltd, so this section names the gap rather than estimating a ratio. No gross or net non-performing-asset series is filed in a form this page can read, and none is inferred from the profit line. The income, margin and return sections above carry the evidence this business does report.
We do not hold quarterly loan-book quality numbers for this bank, so this section states that plainly rather than working around it.
Why: loan-book quality is the engine room of a bank, and its drivers — slippages, recoveries, provisioning — sit below what we hold for this name; the sections around it carry the reads we can stand behind.
The loan book We read the loan book through revenue — when the book grows, revenue grows with it. It is a rough proxy, and we say so: rate moves and fee swings can shift it a few points in any one year.
Choice International Ltd's revenue grew +21.5% in FY26 to ₹1,119 Cr, so the book is growing. The latest quarter ran +21.3% year on year. The net margin on that income is 22.1%, +0.8 percentage points against a year ago. Interest income is a proxy for the book; rate moves can shift it a few points in any one year.
FY26 revenue was ₹1,119 Cr, +21.5% on the year, and the latest quarter ran +21.3% year on year. The net margin on that revenue is 22.1% this quarter (+0.8 pp YoY) — growth with a widening margin on it.
The synthesis: a lender compounds when the book grows while the margin holds and the loan book stays clean — gross NPA is the loan-quality read we carry here.
Returns on equity and assets Two numbers usually rate a lender: ROE — what it earns on shareholder money — and ROA — what it earns on everything it deploys.
A clean annual return-on-equity ladder is not held for Choice International Ltd. For an insurer especially the standard bank ratios are not the right lens, so this page does not force them onto the filings rather than estimating a series it cannot support. The revenue, margin and ownership sections above and below are the reads this page stands behind.
We do not hold a clean annual return-on-equity series for Choice International Ltd — for an insurer especially, the standard bank ratios are not the right lens, so this page does not force them. The revenue, margin and ownership sections above and below are the reads we stand behind.
The quarterly return-on-equity and return-on-assets curves, which only the second data source carries, are not drawn on this page: its two data sources disagree by up to 11% on reported income across 14 comparable periods. A figure two sources cannot agree on is not drawn — the gap is a decision, not missing data.
Debt
For a bank, borrowings are raw material, not a warning sign — solvency is read through the returns and the loan book. A manufacturer’s debt is a claim against its profits, so the debt-to-equity lens that works everywhere else misleads on a lender and is not applied here.
A manufacturer’s debt is a claim against its profits; a bank’s borrowings are its inventory — money taken in to be lent out. The debt lens that works everywhere else misleads here, so this page does not apply it. The solvency questions for a bank — is the loan book sound, is the equity earning — are read through the loan-book and returns sections above.
Ownership Who owns the stock, quarter by quarter: promoters (the controlling owners), foreign and domestic institutions, and the public. Steady accumulation by people close to the numbers is a signal; a quiet register is also an answer.
Promoters cut 4.6 points of Choice International Ltd over 8 quarters, the biggest move on the register. That takes promoters to 53.7% of the company. Foreign institutions moved −2.1 points over the same window, to 10.1%. The register is read on the four disclosed classes only; nothing is inferred between filings.
The register over the last two years — Promoters: −4.6 points over 8 quarters to 53.7%; Foreign institutions: −2.1 points over 8 quarters to 10.1%; Domestic institutions: +0.2 points over 8 quarters to 0.3%.
🚨 Why the register moved: promoters drove it (−4.6 points), alongside foreign institutions (−2.1 points) — distribution into the market’s bid.
Safety line The Z-score estimates how far a company sits from balance-sheet distress — above roughly 3 is safe, below roughly 1.8 is the danger zone. It was built for manufacturers, so it is not applied to banks and lenders.
Choice International Ltd: the Z-score is omitted — it was built for manufacturers, not banks, and applying it here would be theatre. The Z-score was built for manufacturers and is not applied to banks and lenders, so solvency here is read from the capital and asset-quality lines instead.
The safety line in one sentence: the Z-score is omitted — it was built for manufacturers, not banks, and applying it here would be theatre.
| Company | Score | Price stage | Growth & earnings/35 | Capital efficiency/25 | Valuation/20 | Relative strength/20 |
|---|---|---|---|---|---|---|
| 1Indo Thai Securities LtdINDOTHAI | 76.4/100Favorable setup76% evidence | ASLEEP | 32.5/35 Income 100% · PAT 100% 86% evidence | 19.4/25 ROA 17.6% · ROE 28.6% · GNPA — 72% evidence | 12.9/20 P/BV 4.11× · P/BV÷ROE 0.14 70% evidence | 11.6/20 RS sector 27.7% · RS bench -24.3% · 1Y 13.8%0 of 10 weeks ahead 70% evidence |
| Exact sum: 32.5 + 19.4 + 12.9 + 11.6 = 76.4 · Decision use: Confirmed research leader: earnings, capital efficiency and relative strength agree. Move to management, catalyst and risk diligence. | ||||||
| 2Paisalo Digital LtdPAISALO | 66.2/100Favorable setup96% evidence | LEADER | 22.6/35 Income 22.3% · PAT 19.1% 88% evidence | 18.9/25 ROA 3.8% · ROE 14.3% · GNPA 0.7% 100% evidence | 4.7/20 P/BV 3.61× · P/BV÷ROE 0.25 100% evidence | 20.0/20 RS sector 50.8% · RS bench 65.2% · 1Y 118.9%12 of 12 weeks ahead 100% evidence |
| Exact sum: 22.6 + 18.9 + 4.7 + 20 = 66.2 · Decision use: Strong business, demanding price: keep it on the quality list, but require either earnings upgrades or valuation compression. | ||||||
| 3Monarch Networth Capital LtdMONARCH | 61.9/100Mixed-positive evidence78% evidence | TURNING | 19.5/35 Income 13.8% · PAT 20.7% 75% evidence | 19.6/25 ROA 11.5% · ROE 20.5% · GNPA — 72% evidence | 13.2/20 P/BV 3.17× · P/BV÷ROE 0.15 100% evidence | 9.6/20 RS sector -14.3% · RS bench 23.2% · 1Y 6.5%10 of 11 weeks ahead 70% evidence |
| Exact sum: 19.5 + 19.6 + 13.2 + 9.6 = 61.9 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 4Share India Securities LtdSHAREINDIA | 58.7/100Mixed-positive evidence76% evidence | TURNING | 18.0/35 Income 14.7% · PAT 17.8% 86% evidence | 15.7/25 ROA 7.1% · ROE 13% · GNPA — 72% evidence | 15.5/20 P/BV 1.48× · P/BV÷ROE 0.11 70% evidence | 9.5/20 RS sector -13.8% · RS bench 15.5% · 1Y 3.8%4 of 11 weeks ahead 70% evidence |
| Exact sum: 18 + 15.7 + 15.5 + 9.5 = 58.7 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 5Choice International Ltdthis pageCHOICEIN | 56.6/100Mixed-positive evidence61% evidence | TURNING | 24.1/35 Income 23% · PAT 46% 45% evidence | 17.8/25 ROA 7.7% · ROE 16.1% · GNPA — 68% evidence | 3.6/20 P/BV 10.97× · P/BV÷ROE 0.68 70% evidence | 11.1/20 RS sector -3.1% · RS bench 7.2% · 1Y 9.5%4 of 10 weeks ahead 70% evidence |
| Exact sum: 24.1 + 17.8 + 3.6 + 11.1 = 56.6 · Decision use: Confirmed research leader: earnings, capital efficiency and relative strength agree. Move to management, catalyst and risk diligence. | ||||||
| 6Anand Rathi Share & Stock Brokers LtdARSSBL | 55.5/100Mixed-positive evidence62% evidence | ASLEEP | 21.0/35 Income 16.9% · PAT 35.4% 86% evidence | 13.3/25 ROA 1.8% · ROE 14% · GNPA — 72% evidence | 11.2/20 P/BV 2.38× · P/BV÷ROE 0.17 70% evidence | 10.0/20 RS sector — · RS bench — · 1Y —4 of 10 weeks ahead 0% evidence |
| Exact sum: 21 + 13.3 + 11.2 + 10 = 55.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 7Angel One LtdANGELONE | 48.4/100Mixed-negative evidence88% evidence | FADING | 14.1/35 Income 9.1% · PAT 3.9% 86% evidence | 16.3/25 ROA 3.8% · ROE 15.6% · GNPA — 72% evidence | 7.9/20 P/BV 4.43× · P/BV÷ROE 0.28 100% evidence | 10.1/20 RS sector -2.1% · RS bench 8.1% · 1Y 9.6%9 of 12 weeks ahead 100% evidence |
| Exact sum: 14.1 + 16.3 + 7.9 + 10.1 = 48.4 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 8SMC Global Securities LtdSMCGLOBAL | 47.5/100Mixed-negative evidence80% evidence | TURNING | 13.0/35 Income 12.3% · PAT -11.3% 81% evidence | 11.5/25 ROA 1.8% · ROE 8.1% · GNPA — 68% evidence | 12.2/20 P/BV 1.3× · P/BV÷ROE 0.16 100% evidence | 10.8/20 RS sector -4.4% · RS bench 11.9% · 1Y 10%5 of 10 weeks ahead 70% evidence |
| Exact sum: 13 + 11.5 + 12.2 + 10.8 = 47.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 9IIFL Capital Services LtdIIFLCAPS | 46.7/100Mixed-negative evidence67% evidence | LEADER | 11.9/35 Income 2.1% · PAT -19% 52% evidence | 15.2/25 ROA — · ROE 20.2% · GNPA — 34% evidence | 9.4/20 P/BV 3.43× · P/BV÷ROE 0.17 100% evidence | 10.2/20 RS sector -6.4% · RS bench 3.8% · 1Y 10.1%11 of 12 weeks ahead 100% evidence |
| Exact sum: 11.9 + 15.2 + 9.4 + 10.2 = 46.7 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 10Meghna Infracon Infrastructure Ltd538668 | 46.2/100Thin evidence · provisional58% evidence | FADING | 14.8/35 Income 15.8% · PAT -42.8% 45% evidence | 15.8/25 ROA — · ROE 21.9% · GNPA — 34% evidence | 3.0/20 P/BV 58.02× · P/BV÷ROE 2.65 70% evidence | 12.6/20 RS sector 5.6% · RS bench 16.8% · 1Y 26.7%10 of 12 weeks ahead 100% evidence |
| Exact sum: 14.8 + 15.8 + 3 + 12.6 = 46.2 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 11Summit Securities LtdSUMMITSEC | 41.4/100Mixed-negative evidence67% evidence | ASLEEP | 23.5/35 Income 30.2% · PAT 54.4% 45% evidence | 6.2/25 ROA 1.1% · ROE 1.1% · GNPA — 68% evidence | 8.6/20 P/BV 0.19× · P/BV÷ROE 0.17 70% evidence | 3.1/20 RS sector -27.3% · RS bench -18.7% · 1Y -27.6%0 of 12 weeks ahead 100% evidence |
| Exact sum: 23.5 + 6.2 + 8.6 + 3.1 = 41.4 · Decision use: Acceleration candidate, not a confirmed leader: earnings are strong but sector-relative strength is -27.3% and the one-year return is -27.6%. Do not upgrade until sector-relative strength is above zero and another reported period confirms growth. | ||||||
| 12Geojit Financial Services LtdGEOJITFSL | 34.7/100Adverse evidence61% evidence | TURNING | 9.0/35 Income -5.5% · PAT -52.3% 52% evidence | 10.8/25 ROA — · ROE 7.3% · GNPA — 34% evidence | 7.4/20 P/BV 1.78× · P/BV÷ROE 0.24 100% evidence | 7.5/20 RS sector -16.6% · RS bench 4.5% · 1Y 2.4%10 of 10 weeks ahead 70% evidence |
| Exact sum: 9 + 10.8 + 7.4 + 7.5 = 34.7 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 135paisa Capital Ltd5PAISA | 30.5/100Adverse evidence80% evidence | TURNING | 8.6/35 Income -1.8% · PAT -26.7% 81% evidence | 11.2/25 ROA 2.3% · ROE 7% · GNPA — 68% evidence | 4.5/20 P/BV 2.53× · P/BV÷ROE 0.36 100% evidence | 6.2/20 RS sector -18.5% · RS bench 2.7% · 1Y -10%3 of 10 weeks ahead 70% evidence |
| Exact sum: 8.6 + 11.2 + 4.5 + 6.2 = 30.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 14Arihant Capital Markets LtdARIHANTCAP | 28.9/100Adverse evidence80% evidence | TURNING | 6.7/35 Income 3.6% · PAT -26.4% 81% evidence | 11.7/25 ROA 2.8% · ROE 7.7% · GNPA — 68% evidence | 6.5/20 P/BV 1.95× · P/BV÷ROE 0.25 100% evidence | 4.0/20 RS sector -20.8% · RS bench -9.7% · 1Y -22.8%2 of 10 weeks ahead 70% evidence |
| Exact sum: 6.7 + 11.7 + 6.5 + 4 = 28.9 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 15Emkay Global Financial Services LtdEMKAY | 25.0/100Adverse evidence80% evidence | TURNING | 9.9/35 Income 21.3% · PAT -59.1% 81% evidence | 5.9/25 ROA 0.9% · ROE 4.5% · GNPA — 68% evidence | 2.8/20 P/BV 1.67× · P/BV÷ROE 0.37 100% evidence | 6.4/20 RS sector -11.5% · RS bench -7.4% · 1Y -3.5%5 of 10 weeks ahead 70% evidence |
| Exact sum: 9.9 + 5.9 + 2.8 + 6.4 = 25 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 16Billionbrains Garage Ventures LtdGROWW | 54.8/100Thin evidence · provisional41% evidence | ASLEEP | 24.7/35 Income 37.7% · PAT 30.9% 52% evidence | 16.3/25 ROA — · ROE 28.8% · GNPA — 34% evidence | 3.8/20 P/BV 12.6× · P/BV÷ROE 0.44 70% evidence | 10.0/20 RS sector — · RS bench — · 1Y —8 of 12 weeks ahead 0% evidence |
| Exact sum: 24.7 + 16.3 + 3.8 + 10 = 54.8 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
Missing observations are not scored as bad. Their missing weight lowers confidence and pulls the final score toward neutral. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step curve the sector itself is placed on — basing, turning, breaking out, leader, fading, asleep — read from how many weeks running it has led NIFTY 500 and whether that lead is widening or shrinking. It describes where the PRICE stands, not the earnings trajectory and not a recommendation, and it is left blank for a company whose weekly history is too short or too stale to read.
Frequently asked questions
What is Choice International Ltd's share price today?
Choice International Ltd trades at ₹823, +9.1% over the past year. The company is valued at ₹18,333 Cr. The stock sits at 88% of its 52-week range of ₹616–₹851, +13.1% versus its 200-day average. On the tape, the price is in a downtrend, 19 weeks in. — as of 31 July 2026.
What were Choice International Ltd's latest quarterly results?
Choice International Ltd reported total income of ₹307 Cr and net profit of ₹68.0 Cr for the Mar 26 quarter. Income rose 21.3% and profit rose 25.9% year on year. Earnings per share were ₹2.71. The net margin was 22.1%, 0.8 pp higher than a year earlier. — as of 31 July 2026.
What is Choice International Ltd's revenue?
Choice International Ltd reported revenue of ₹307 Cr in the Mar 26 quarter, +21.3% year on year. For the full FY26 fiscal year, revenue was ₹1,119 Cr (+21.5%). Over the last 10 years revenue compounded at 19.6% a year. — as of 31 July 2026.
What is Choice International Ltd's profit?
Choice International Ltd earned ₹68.0 Cr of net profit in the Mar 26 quarter, +25.9% year on year — the 5th straight quarter of growth. Full-year FY26 profit was ₹238 Cr. The net margin ran 22.1% in the latest quarter. — as of 31 July 2026.
What is Choice International Ltd's market cap?
Choice International Ltd's market capitalisation is ₹18,333 Cr at a share price of ₹823. Market cap is the share price multiplied by shares outstanding, so it is restated whenever the price moves. — as of 31 July 2026.
What is Choice International Ltd's P/BV ratio?
Choice International Ltd trades at a P/BV of 11.0×, at the 82nd percentile of its own 10-year range, against a long-run median of 1.8×. This is a comparison with the stock's own history, not a value call — as of 31 July 2026.
Does Choice International Ltd pay a dividend?
Not in its latest year — Choice International Ltd's dividend payout was 0% of profit in FY26. It did record a payout in 3 of its last 13 reported fiscal years, so there is a history but no current dividend. This page holds the payout ratio, not a per-share amount. — as of 31 July 2026.
Is Choice International Ltd overvalued?
On its own history, Choice International Ltd looks expensive against its own history: its P/BV of 11.0× sits at the 82nd percentile of its 10-year range (long-run median 1.8×). That is a percentile read against the stock's own past, not a price opinion or a direction call. One caveat: the net margin is the best this company has ever printed — cheap on record margins is not the same thing as cheap. — as of 31 July 2026.
Is Choice International Ltd growing?
Yes — Choice International Ltd is growing: latest-quarter revenue +21.3% year on year, profit +25.9%, and the the net margin +0.8 pp at 22.1%. The 10-year compound rates are 19.6% (revenue) and 50.5% (profit). The earnings engine currently reads: improving — as of 31 July 2026.
How is Choice International Ltd performing?
Choice International Ltd is in a downtrend, 19 weeks in. Its latest quarter's income rose 21.3% and profit rose 25.9% year on year. Against the NIFTY 500 it has been ahead on a trailing-13-week view for 7 weeks. This describes what the data did, not a rating. — as of 31 July 2026.
What stage is Choice International Ltd in?
Mixed — no clean majority across the growth curves — the per-curve reads carry the story. The read comes from the last 12 quarters of growth (revenue growth +21.3% latest, profit growth +25.9% latest) plus the ROE curve, classified by deterministic rules — a trajectory read, not a buy or sell call — as of 31 July 2026.
Is Choice International Ltd in an uptrend?
No — the price is in a downtrend (week 19 of stage 4), trading +13.1% versus its 200-day average and at 88% of its 52-week range. Price stages cycle base → advance → top → decline, and the stage names where this stock sits in that cycle — as of 31 July 2026.
Is Choice International Ltd beating the market?
On recent form, yes — Choice International Ltd has been ahead of the NIFTY 500 on a trailing-13-week view for 7 straight weeks, the same metric the week-by-week ribbon on this page draws. Separately, on the cumulative view: over the last 10.4 years the stock moved +8,070% against the NIFTY 500's +276% — ahead of the index over the full window. — as of 31 July 2026.
Will Choice International Ltd's share price go up?
This page publishes no price forecast for Choice International Ltd. What it measures instead: the share price is ₹823, the price is in a downtrend 19 weeks in. Its P/BV of 11.0× sits at the 82nd percentile of its own 10-year range. — as of 31 July 2026.
Who owns Choice International Ltd?
Promoters hold 53.7% of Choice International Ltd, foreign institutions 10.1%, domestic institutions 0.3% and the public 36.0% (latest quarter). The biggest move on the register over the last two years: Promoters cut 4.6 points over 8 quarters. — as of 31 July 2026.
Is Choice International Ltd's loan book healthy?
We do not hold quarterly loan-book quality numbers for Choice International Ltd, so this page says that plainly. The cleanest available reads are revenue growth (+21.5% in FY26) and the net margin on it (22.1%) — as of 31 July 2026.
Where is Choice International Ltd in its business cycle?
Choice International Ltd's FY26 net margin was 21.3%, against a 13-year band of 2.1%–21.3%: the top of the band — a record year. Record profitability is late-cycle territory: every ratio flatters at the top, and the story leans on margins holding. The latest quarter ran 22.1%. Profitability versus a company's own long band is the cleanest cycle clock this page holds — as of 31 July 2026.
What could break the Choice International Ltd story?
The sharpest disagreement: the engine is strong, but at the 82nd percentile of its own range you are paying full price for it. Mechanically, two Friday closes in a row below the 200-day average would end the price trend — that is the exit rule this page tracks — as of 31 July 2026.
Is Choice International Ltd a stock worth studying right now?
This is not investment advice. The machine read: Choice International Ltd's earnings have outrun its stock. EPS grew +19.9% in a year against a +9.1% price move. The sharpest open question: whether the earnings grow into the multiple. Every number on this page is drawn deterministically from the raw series, with no forecasts and no price opinions — as of 31 July 2026.