Chola Finance share price today

Cholamandalam Investment & Finance Company Ltd's share price was ₹1,658.00 at the close on 4 November 2026. It has been rising for 18 weeks. That is 0.8% below its average price over the last 200 trading days. Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 7 weeks running.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today Cholamandalam Investment & Finance Company Ltd is in stage 2. The phase helps read everything below.

In the last 52 weeks it traded between ₹1,356 and ₹1,894, and at that close it sat 56% of the way up from that low.

Over the last 11 years the share price moved +1,137% while the NIFTY 500 moved +251%, so it is ahead of the index over that whole period. It was last ahead over 13 weeks in the week of 18 September 2026. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

Three changes stood out: promoters cut their stake for 14 quarters in a row, revenue up on a year earlier for 12 quarters in a row (every quarter we can compare) and profit up on a year earlier for 12 quarters in a row (every quarter we can compare).

1. Promoters cut their stake for 14 quarters in a row

   From 51.5% to 48.9% of the company by the September 2026 quarter.

2. Revenue up on a year earlier for 12 quarters in a row (every quarter we can compare)

   In the September 2026 quarter revenue was ₹9,271 crore, +23.8% on a year earlier.

3. Profit up on a year earlier for 12 quarters in a row (every quarter we can compare)

   In the September 2026 quarter profit was ₹1,630 crore, +40.5% on a year earlier.

For July to September 2026 (the quarter ended 30 September 2026), Chola Finance reported total income of ₹9,271 crore, up 23.8% from ₹7,491 crore a year earlier, and a profit of ₹1,630 crore, up 40.5% from ₹1,160 crore.

Chola Finance results: July to September 2026 against a year earlier

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

Chola Finance's management discussed these results on a call held on 28 October 2026; what it said is further down this page.

From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.

Chola Finance closed at ₹1,658.00 on 4 November 2026, down 2.7% from ₹1,703.90 a year earlier (7 November 2025) and up 169.6% over five years. Its highest weekly close since March 2016 was ₹1,894.40 on 14 August 2026.

Chola Finance share price: then and now

Weekly closing prices, adjusted for splits and bonuses so every price is on today’s share count. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

562 weekly closes from 11 March 2016 to 4 November 2026.

4 Nov 2026: Chola Finance closed at ₹1,658.00, up 4.5% on the week and up 4.9% on the month. 28 Oct 2026: Chola Finance held its results call for July to September 2026. Management guided: Full-year AUM growth 20-23% retained with no revision despite strong H1.

Earlier

• Results for July to September 2026: Total income up 23.8% and profit up 40.5% on a year earlier.
• 21 Jul 2026: ex-date for a dividend of ₹0.70 a share.
• 5 Feb 2026: ex-date for an interim dividend of ₹1.30 a share.

Chola Finance paid ₹2 a share in regular dividends in the 12 months to 5 November 2026 (2 payments), a yield of 0.12% at the ₹1,658.00 close on 4 November 2026. The last was a dividend of ₹0.70 a share, ex-date 21 July 2026.

Chola Finance dividends since 1 April 2021

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date.

Yes. Cholamandalam Investment & Finance Company Ltd paid out 3% of its profit as dividends in FY26, and it paid a dividend in each of its last 13 reported years.

From the NSE corporate-actions record, read 5 November 2026.

On the call for July to September 2026, held on 28 October 2026, Chola Finance's management guided: Full-year AUM growth 20-23% retained with no revision despite strong H1.

“They have now started delivering close to 3.6%. If you look at them together, they can definitely deliver more than 4% pre-tax ROA, and they should deliver that as soon as possible.”Management, on the call for July to September 2026

What management guided

• Full-year net credit cost 1.4% already met in H1 with scope for H2 improvement.
• Profit before tax-ROA 3.5% to be protected through insurance reform via ready Plan B.
• CSEL combined pre-tax ROA above 4% soon from near 3.6% on lower credit costs.
• Full-year cost of funds up 15-20 basis points on a year earlier assuming further repo hike with pass-through.

Management’s own plans and goals, from our notes of the call. A plan is not a result.

Source: the call transcript.

From the call for July to September 2026, 28 October 2026.

When Chola Finance reports October to December 2026, these are the 4 checks that show whether the story is still on course. First: Q3 vehicle disbursements versus flagged festive range - check if two-month window delivers over subdued year-ago base.

Chola Finance is not on any of our India lists this week.

Cholamandalam Investment & Finance Company Ltd earned ₹1,630 Cr of net profit in the Sep 2026 quarter, +40.5% on the same quarter a year earlier. That is the 12th quarter in a row of profit growth. Full-year FY26 profit was ₹5,233 Cr. Over 10 years profit has grown 24.7% a year on average. That is 17.6% of the quarter's revenue.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

The same quarter a year earlier earned ₹1,160 Cr.

For the full year, FY26 profit was ₹5,233 Cr (+22.8% on the year before).

Why profit moved: revenue changed +23.8% on a year earlier and the margin moved +2.1 percentage points. Most of the change came from keeping more of each sale.

On average over the last four quarters, profit changed +33.8% and revenue +20.6%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra rupee of revenue adds more to profit.

Cholamandalam Investment & Finance Company Ltd reported ₹9,271 Cr of income in the Sep 2026 quarter, +23.8% on the same quarter a year earlier. That is the 12th quarter in a row with growth on the year before. Over 10 years it has grown 22.1% a year on average. The last full year, FY26, came in at ₹31,120 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

The last four reported quarters add to ₹34,442 Cr.

FY26 revenue was ₹31,120 Cr, +20.2% on the year before.

Recent pace: the last four quarters grew +20.6% on average, against 22.1% a year over the longer run, so this year is growing slower than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +20.7%, against +23.8% a year over the last 8 quarters (rolling over); profit over the last 12 months grew +33.9%, against +27.1% a year (accelerating).

Cholamandalam Investment & Finance Company Ltd's net margin was 17.6% in the Sep 2026 quarter, 2.1 percentage points higher than the same quarter a year ago. Across 13 years it has been between 11.2% and 21.2%. The latest quarter is within that range.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

Cholamandalam Investment & Finance Company Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

Cholamandalam Investment & Finance Company Ltd's revenue was ₹31,120 Cr in FY26, +20.2% on the year before, so the loan book is growing. The latest quarter was +23.8% on a year earlier. The net margin on that income is 17.6%, +2.1 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

Cholamandalam Investment & Finance Company Ltd's P/BV is 4.1×, near the low end of its own history: it has been lower only 29% of the time. Its usual P/BV (the middle reading) is 4.7×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.