Jio Financial share price today

Jio Financial Services Ltd's share price was ₹222.27 at the close on 4 November 2026. It has been falling for 41 weeks. That is 8.8% below its average price over the last 200 trading days. In the last 52 weeks it traded between ₹205 and ₹315, and at that close it sat 16% of the way up from that low.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today Jio Financial Services Ltd is in stage 4. The phase helps read everything below.

Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 13 weeks running.

Over the last 3.2 years the share price moved +4% while the NIFTY 500 moved +29%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 14 August 2026. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

Two changes stood out: revenue up on a year earlier for 10 quarters in a row (every quarter we can compare) and foreign funds (FIIs) cut their stake for 3 quarters in a row.

1. Revenue up on a year earlier for 10 quarters in a row (every quarter we can compare)

   In the September 2026 quarter revenue was ₹1,699 crore, +73.2% on a year earlier.

   Why: Revenue rose because its lending business made more money as it gave out many more loans backed by assets, while keeping to strict risk rules.

   Next results: check whether the first Bank of America investment into Jio Credit is approved.

   From the earnings call on 15 Oct 2026.

2. Foreign funds (FIIs) cut their stake for 3 quarters in a row

   From 12.3% to 10.7% of the company by the September 2026 quarter.

For July to September 2026 (the quarter ended 30 September 2026), Jio Financial reported total income of ₹1,699 crore, up 73.2% from ₹981 crore a year earlier, and a profit of ₹340 crore, down 51.1% from ₹695 crore.

Jio Financial results: July to September 2026 against a year earlier

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

Jio Financial's management discussed these results on a call held on 15 October 2026; what it said is further down this page.

From the company's reported quarterly results (quarter ended 30 September 2026). Income and profit in ₹ crore.

Jio Financial closed at ₹222.27 on 4 November 2026, down 25.7% from ₹299.30 a year earlier (7 November 2025) and up 1.5% over three years. Its highest weekly close since August 2023 was ₹381.75 on 26 April 2024.

Jio Financial share price: then and now

Weekly closing prices. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

172 weekly closes from 25 August 2023 to 4 November 2026.

4 Nov 2026: Jio Financial closed at ₹222.27, up 8.7% on the week and up 4.6% on the month. 15 Oct 2026: Jio Financial held its results call for July to September 2026. Management guided: BofA infusion around ₹18,000 crore total with around ₹9,500 crore first tranche into Jio Credit pending approvals.

Earlier

• Results for July to September 2026: Total income up 73.2% and profit down 51.1% on a year earlier.
• 10 Aug 2026: ex-date for a dividend of ₹0.60 a share.

Jio Financial paid ₹0.60 a share in regular dividends in the 12 months to 5 November 2026 (1 payment), a yield of 0.27% at the ₹222.27 close on 4 November 2026. The last was a dividend of ₹0.60 a share, ex-date 10 August 2026.

Jio Financial dividends since 1 April 2021

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date. The record date is the same day as the ex-date for every payment here.

Yes. Jio Financial Services Ltd paid out 24% of its profit as dividends in FY26, and it paid a dividend in 2 of its last 4 reported years.

From the NSE corporate-actions record, read 5 November 2026.

On the call for July to September 2026, held on 15 October 2026, Jio Financial's management guided: BofA infusion around ₹18,000 crore total with around ₹9,500 crore first tranche into Jio Credit pending approvals.

“Going forward, the moat in financial services is going to be owning the customer's decision-making process. That moat has to be built over time with features that keep users engaged and guide them towards financial well-being with trust, transparency, and security.”Ganesh AR, on the call for July to September 2026

What management guided

• Advantage World Equity Fund launch in current quarter through GIFT City entity.
• Jio Allianz General Insurance operations commencement pending approvals in advanced stages.

Management’s own plans and goals, from our notes of the call. A plan is not a result.

Source: the call transcript.

From the call for July to September 2026, 15 October 2026.

When Jio Financial reports October to December 2026, these are the 3 checks that show whether the story is still on course. First: Lending disbursement pace sustaining at flagged all-time-high level on secured mix with stable funding cost - per risk-calibrated commentary.

Jio Financial is on 2 of our India lists: Nifty 50 companies and 52 week high & low.

Jio Financial Services Ltd earned ₹340 Cr of net profit in the Sep 2026 quarter, −51.1% on the same quarter a year earlier. Full-year FY26 profit was ₹1,561 Cr. Over 3 years profit has grown 269.3% a year on average. That is 20.0% of the quarter's revenue. The same quarter a year earlier earned ₹695 Cr.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

For the full year, FY26 profit was ₹1,561 Cr (−3.2% on the year before).

Why profit moved: revenue changed +73.2% on a year earlier and the margin moved −50.8 percentage points. Sales did the work while the margin got thinner.

On average over the last four quarters, profit changed +20.4% and revenue +128.3%. Profit is growing slower than sales: rising costs are taking part of the growth.

Jio Financial Services Ltd reported ₹1,699 Cr of income in the Sep 2026 quarter, +73.2% on the same quarter a year earlier. That is the 10th quarter in a row with growth on the year before. Over 3 years it has grown 327.7% a year on average. The last full year, FY26, came in at ₹3,521 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

The last four reported quarters add to ₹5,623 Cr.

FY26 revenue was ₹3,521 Cr, +72.3% on the year before.

Recent pace: the last four quarters grew +128.3% on average, against 327.7% a year over the longer run, so this year is growing slower than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +122.8%, against +70.1% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +4.9%, against +3.2% a year (stabilising).

Jio Financial Services Ltd's net margin was 20.0% in the Sep 2026 quarter, 50.8 percentage points lower than the same quarter a year ago. Across 4 years it has been between 44.3% and 86.5%. The latest quarter is below every full year in that period.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

Jio Financial Services Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

Jio Financial Services Ltd's revenue was ₹3,521 Cr in FY26, +72.3% on the year before, so the loan book is growing. The latest quarter was +73.2% on a year earlier. The net margin on that income is 20.0%, −50.8 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

Jio Financial Services Ltd's P/BV is 1.1×, near the low end of its own history: it has been lower only 21% of the time. Its usual P/BV (the middle reading) is 1.3×, over 3 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.

Why the multiple is low: this lender earns about 1% a year on its equity. A lender that earns less on its net worth is valued lower for each rupee of it, and that gap usually closes only if returns improve.

Why the multiple is where it is: over the past year book value grew while the price moved −25.7%. Price and book value moved together, so the multiple stayed in its range.

Where the price move came from: over 3 years the price moved +0.5% a year; about +3.3% a year came from book-value growth and about −2.8 percentage points from the multiple (the market paying less). The split is approximate (price return minus book-value growth). It shows how much of the move came from the market paying a different multiple.

In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple.

Jio Financial Services Ltd's business is giving mixed signals. There is no clear direction across the growth lines, with ROE steady at 1.3%; each line tells part of the story. This is based on 10 quarters of 3 measures, with some gaps.

Every business is somewhere on a path of getting better or worse, and this section names where. The last 12 quarters of growth in revenue, profit and earnings per share, plus the return the business earns on its capital, are read as lines. Getting worse: the lines are falling. Turning around: a low point has just formed and the last few quarters are rising from it. Getting better: the rise from the low has lasted. Growing steadily: steady growth with healthy returns. Slowing from a peak: still high, but slowing. When the lines disagree the result is mixed; too little history means no reading. CAGR (compound annual growth rate) is the steady yearly rate that would turn the starting value into the latest one. It is the fairest way to compare growth over different periods. If the 1-year figure is much bigger than the 10-year one, recent growth is running faster than the long-run trend. A dash means there is no figure for that period, or the starting year was a loss, where a growth rate means nothing.

Why it matters: when the lines disagree, each line above matters more than any single label.

One or more growth lines have an extreme jump caused by comparing with a near-zero or loss-making quarter. Those jumps are capped before reading and drawn at the edge of the chart, so one odd quarter does not decide the result.

This reading has some gaps: at least one line is short, or the return line is not the quarterly series, so treat it with a little more caution.

Compound annual growth rate (%)

Compound annual growth rate over each period, %. Revenue, profit and EPS come from yearly figures; the share price row is price growth over the same periods. A dash means no figure for that period, or the starting year was a loss.

We do not have a clean yearly return-on-equity history for Jio Financial Services Ltd. For an insurer in particular, the usual bank ratios do not fit, so this page does not force them or estimate a series. The revenue, margin and ownership sections show what this company does report.

Two numbers usually rate a lender: ROE, what it earns on shareholders’ money, and ROA, what it earns on all its assets.

For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead.

For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here.

Foreign institutions cut their stake in Jio Financial Services Ltd by 5.0 percentage points over 8 quarters, the biggest change among its owners. Foreign institutions now own 10.7% of the company. Promoters moved +2.0 points over the same period, to 49.1%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings.

Who owns the company each quarter: promoters (the founders or controlling owners), foreign institutions, domestic institutions such as mutual funds, and the public. When people close to the business steadily raise their stake, that is worth noticing; a quiet list is also an answer.

Over the last two years: Foreign institutions: −5.0 points over 8 quarters, to 10.7%; Promoters: +2.0 points over 8 quarters, to 49.1%; Domestic institutions: +0.8 points over 8 quarters, to 13.3%.

Why the owners changed: foreign institutions drove it (−5.0 points), with the other side taken by promoters (+2.0 points). They reduced their stake.

For Jio Financial Services Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead.

The Z-score estimates how far a company is from balance-sheet trouble. Above about 3 is safe; below about 1.8 is the danger zone. It was built for manufacturers, so it is not used for banks and lenders.

31.4 out of 100, rank 9 of 9 in Conglomerate Backed NBFC, with 73% of the evidence available.

Jio Financial Services Ltd scores 31.4 out of 100 against the 9 companies it is compared with in Conglomerate Backed NBFC, ranking 9. The evidence is balanced: no factor stands out, so another reported quarter is needed before the picture is clearer.

The four parts add up to the total exactly: 13.2 + 6.5 + 3.8 + 7.9 = 31.4. This is the same number shown on the industry page; it is worked out once for the whole group and read here.

What would change it: The score would fall if ROA turns down or gross NPA rises while the share price lags its sector.

Jio Financial ranks 9 of 9 Conglomerate Backed NBFC companies on the 4-Factor Sector Score, with 31.4 out of 100.

Missing figures are not scored as bad. They lower the confidence and pull the final score toward the middle. Relative strength counts only when the company has a reading for this week; with no reading, that factor is left out and its 20 points are shared across the other three in proportion. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step path the industry is placed on (basing, turning, breaking out, leader, fading, asleep), read from how many weeks running it has led NIFTY 500 and whether that lead is growing or shrinking. It describes where the share price stands, not the direction of earnings, and it is not a recommendation; it is left blank for a company whose weekly history is too short or too stale to read.

The figures in this ranking come from the industry comparison: results through the Sep 2026 quarter, and the P/E at that quarter's end. The sections above use the latest weekly price, so a P/E or return there can differ a little from the one here. The stage words in this ranking (such as losing its lead or breaking out) describe the lead over the index, not the price phase in the price section.

Related companies: Conglomerate Backed NBFC, all 9 compared on one page.

Jio Financial is the 4th largest of 9 Conglomerate Backed NBFC companies on Sector Alpha by market value (scores of 30 October 2026). Just above it: Bajaj Finance, Tata Capital and Cholamandalam Investment & Finance Company. Just below it: Aditya Birla Capital, L&T Finance and Piramal Finance.

Conglomerate Backed NBFC companies close in size

1. Bajaj Finance Ltd ₹5,84,679 crore
2. Tata Capital Ltd ₹1,35,793 crore
3. Cholamandalam Investment & Finance Company Ltd ₹1,35,517 crore
4. Jio Financial Services Ltd ₹1,35,034 crore
5. Aditya Birla Capital Ltd ₹1,01,156 crore
6. L&T Finance Ltd ₹61,256 crore
7. Piramal Finance Ltd ₹42,996 crore

All 9 Conglomerate Backed NBFC companies, largest first

Companies close in size in other industries

68. Tata Capital Ltd ₹1,35,793 crore · Conglomerate Backed NBFC
69. Cholamandalam Investment & Finance Company Ltd ₹1,35,517 crore · Conglomerate Backed NBFC
70. Jio Financial Services Ltd ₹1,35,034 crore
71. Bharat Heavy Electricals Ltd ₹1,34,965 crore · Capital Goods - Engineering Heavy
72. ICICI Prudential Asset Management Co Ltd ₹1,33,791 crore · Finance - AMC

Sector Alpha, written by code from the published numbers. Data as of 4 November 2026.

Every chart on this page is drawn by code from the published figures, with no forecasts and no price opinions.

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