Oracle Financial Services Software share price today

Oracle Financial Services Software Ltd's share price was ₹10,194.00 at the close on 4 November 2026. It has been rising for 24 weeks. That is 1.9% above its average price over the last 200 trading days. Over the past 13 weeks it has done worse than the NIFTY 500, and it has been behind for 6 weeks running.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today Oracle Financial Services Software Ltd is in stage 2. The phase helps read everything below.

In the last 52 weeks it traded between ₹6,526 and ₹12,190, and at that close it sat 65% of the way up from that low.

Over the last 11 years the share price moved +204% while the NIFTY 500 moved +251%, so it is behind the index over that whole period. It was last ahead over 13 weeks in the week of 25 September 2026. The chart above shows the 13-week comparison for every week.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

Three changes stood out: promoters cut their stake for 14 quarters in a row, revenue up on a year earlier for 7 quarters in a row and operating margin up 7 points on a year earlier.

1. Promoters cut their stake for 14 quarters in a row

   From 73% to 72.4% of the company by the September 2026 quarter.

2. Revenue up on a year earlier for 7 quarters in a row

   In the September 2026 quarter revenue was ₹1,907 crore, +6.6% on a year earlier.

3. Operating margin up 7 points on a year earlier

   49% in the September 2026 quarter, from 42%.

Oracle Financial Services Software paid ₹270 a share in regular dividends in the 12 months to 5 November 2026 (1 payment), a yield of 2.65% at the ₹10,194.00 close on 4 November 2026. The last was an interim dividend of ₹270 a share, ex-date 7 May 2026.

Oracle Financial Services Software dividends since 1 April 2021

Amounts as the company declared them on the NSE. A dividend goes to whoever owns the shares before the ex-date.

Yes. Oracle Financial Services Software Ltd paid out 132% of its profit as dividends in FY26, and it paid a dividend in 11 of its last 13 reported years.

From the NSE corporate-actions record, read 5 November 2026.

For July to September 2026 (the quarter ended 30 September 2026), Oracle Financial Services Software reported revenue of ₹1,907 crore, up 6.6% from ₹1,789 crore a year earlier, and a profit of ₹702 crore, up 28.6% from ₹546 crore.

Oracle Financial Services Software results: July to September 2026 against a year earlier

The next results, for October to December 2026, are due by 14 February 2027: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

From the company's reported quarterly results (quarter ended 30 September 2026). Revenue and profit in ₹ crore.

Oracle Financial Services Software closed at ₹10,194.00 on 4 November 2026, up 26.2% from ₹8,076.50 a year earlier (7 November 2025) and up 130.3% over five years. Its highest weekly close since March 2016 was ₹12,646.60 on 27 December 2024.

Oracle Financial Services Software share price: then and now

Weekly closing prices. Each change is the move from that price to the 4 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

563 weekly closes from 11 March 2016 to 4 November 2026.

4 Nov 2026: Oracle Financial Services Software closed at ₹10,194.00, up 2.0% on the week and down 2.2% on the month. Results for July to September 2026: Revenue up 6.6% and profit up 28.6% on a year earlier.

Earlier

• 7 May 2026: ex-date for an interim dividend of ₹270 a share.

Oracle Financial Services Software is on 3 of our India lists: Dividend stocks, Small & mid cap stocks and IT stocks.

Oracle Financial Services Software Ltd earned ₹702 Cr of net profit in the Sep 2026 quarter, +28.6% on the same quarter a year earlier. That is the 4th quarter in a row of profit growth. Full-year FY26 profit was ₹2,639 Cr. Over 10 years profit has grown 9.7% a year on average. That is 36.8% of the quarter's revenue.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

The same quarter a year earlier earned ₹546 Cr.

For the full year, FY26 profit was ₹2,639 Cr (+10.9% on the year before).

Why profit moved: revenue changed +6.6% on a year earlier and the margin moved +7.0 percentage points. Most of the change came from keeping more of each sale.

On average over the last four quarters, profit changed +48.2% and revenue +27.5%. Profit is growing faster than sales: fixed costs are spread over more sales, so each extra rupee of revenue adds more to profit.

FY27-Q1. revenue ₹3,125 Cr and profit ₹1,416 Cr as reported.

FY27-Q2. revenue ₹1,907 Cr and profit ₹702 Cr as reported.

Why-sources: our stock research file (14 June 2026) and the company’s own results for those quarters.

Oracle Financial Services Software Ltd reported ₹1,907 Cr of revenue in the Sep 2026 quarter, +6.6% on the same quarter a year earlier. That is the 7th quarter in a row with growth on the year before. Over 10 years it has grown 6.4% a year on average. The last full year, FY26, came in at ₹7,672 Cr.

Revenue is everything the company billed its customers in the period.

Why this happened. Global banks are entering a multi-year core banking modernisation cycle driven by cloud migration, API connectivity, and AI integration. FLEXCUBE's deep install base (~600 banks) creates a captive renewal and upgrade market. Q4 FY26 cloud license and SaaS revenue growth was identified as the highest-margin revenue streams expanding, product-mix upgrade story (C002). The $100M US bank perpetual licensing deal (C005) demonstrates OFSS's ability to win large-ticket modernisation mandates. Banks cannot easily switch core banking vendors; the average FLEXCUBE replacement takes 3-5 years, creating durable revenue visibility.

The last four reported quarters add to ₹9,063 Cr.

FY26 revenue was ₹7,672 Cr, +12.0% on the year before.

Recent pace: the last four quarters grew +27.5% on average, against 6.4% a year over the longer run, so this year is growing faster than its own long-run rate.

Is growth speeding up? Revenue over the last 12 months grew +28.2%, against +14.8% a year over the last 8 quarters (accelerating); profit over the last 12 months grew +50.4%, against +19.6% a year (accelerating).

FY27-Q1. revenue ₹3,125 Cr and profit ₹1,416 Cr as reported.

FY27-Q2. revenue ₹1,907 Cr and profit ₹702 Cr as reported.

Why-sources: our stock research file (14 June 2026) and the company’s own results for those quarters.

Oracle Financial Services Software Ltd's operating margin was 49.0% in the Sep 2026 quarter, 7.0 percentage points higher than the same quarter a year ago. Across 13 years it has been between 37.0% and 50.0%. The latest quarter is within that range.

Operating margin is what is left from every ₹100 of sales after the costs of running the business, before interest and tax. It shows pricing power and cost control.

Why this happened. Revenue growth of 12% YoY in FY26 on a semi-fixed cost structure (R&D + license fees are largely fixed) has driven OPM expansion from the mid-40s to 50-51%. Q4 FY26 OPM of 51% vs 45% in Q4 FY25 (C001). OCF/PAT 1.0x in FY26 confirms earnings are not inflated by accounting. Working capital days tightened from 44 to 37 over 3 years (deterministic). The per-unit economics improve as scale scales, each incremental license deal on existing FLEXCUBE installations carries near-100% incremental OPM.

Why the margin moved: operating margin changed +6.3 percentage points on the year while gross margin changed +0.0 points. So the gain came mostly from costs below the gross margin, such as staff and overheads, measured against sales.

FY27-Q1. revenue ₹3,125 Cr and profit ₹1,416 Cr as reported.

FY27-Q2. revenue ₹1,907 Cr and profit ₹702 Cr as reported.

Why-sources: our stock research file (14 June 2026) and the company’s own results for those quarters.

Over the last 3 years, 92% of Oracle Financial Services Software Ltd's reported profit came in as cash from its operations, so the profit is backed by cash. In FY26 it brought in ₹2,638 Cr of operating cash against ₹2,639 Cr of profit. After ₹58.0 Cr of spending on assets, ₹2,580 Cr was left over as free cash.

The profit and loss account shows what was earned. The cash-flow statement shows the cash that actually came in. Comparing operating cash flow with profit is one of the best checks that a profit is real.

Cash-flow figures here are yearly, because quarterly cash statements are not published, so this section changes once a year.

Why 92% of profit came in as cash: the cash cycle stayed about the same between FY21 and FY26, so the cash follows profit, not the cycle.

What to look at next: no single use of cash stands out. The next section checks both the cash tied up in daily operations and the spending on assets.

Oracle Financial Services Software Ltd's cash cycle, the days between paying suppliers and getting paid by customers, was 64 days in FY26, up from 59 days in FY21. It spent ₹158 Cr on assets over the last 3 years.

Working capital is the cash tied up between paying suppliers and getting paid. Debtor days: how long customers take to pay. Inventory days: how long stock sits. The cash cycle: the whole loop, in days of sales.

At FY26 sales of ₹7,672 Cr, each day of that cycle ties up about ₹21.0 Cr, so roughly ₹1,345 Cr is tied up in the business at any time.

Spending on assets: ₹158 Cr over the last 3 years, against ₹208 Cr of depreciation (the yearly wear and tear on existing assets). So it is spending about what it takes to replace what wears out, or less. Work still in progress is ₹16.0 Cr (FY26): assets paid for that are not earning yet.

In short: neither the daily cycle nor new spending is soaking up the cash, so the picture is fairly clean.

Oracle Financial Services Software Ltd's P/E is 24.9×, in the middle of its own history: higher than 56% of past readings. Its usual P/E (the middle reading) is 24.0×, over 11 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

P/E is the share price divided by a year's profit per share: how many rupees the market pays for each rupee of yearly profit.