Insurance - Diversified Stocks
Insurance - Diversified: Berkshire Hathaway Inc. owns the largest revenue base; Sun Life Financial Inc. has the fastest current growth.
How has Insurance - Diversified moved against S&P 500?
The line below covers up to 5.2 years and opens on the 5Y view; the buttons cut it shorter. Over the most recent two of them this industry is 15% behind S&P 500. Earnings across its companies grew 6% on average over the last four reported quarters — close to flat.
RS ↑2w · 9/11 >200d (+0) · 5/11 lead (+3) · EPS 7/11↑
Both lines start at 200 in the same week, so the distance between them is the whole story: the industry line is an equal-weighted index of its 11 companies. The bars underneath are trailing 12-month earnings per share, one bar per reported quarter, each member rebased to 100 at the start and the industry taking the median — so a price line pulling away from flat bars is a re-rating, not earnings. A bar turns red when that figure is lower than the quarter before. Rules are fixed and applied identically everywhere on this site: ahead by 5% or more over three months, or behind by 20% or more over a year while earnings grew 20% or more. Hover any point to read both values and the gap. This is a description of what the numbers did, not advice.
Is Insurance - Diversified outperforming S&P 500?
Insurance - Diversified has underperformed S&P 500 by 7.7% over the last 52 weeks. Over 13 weeks the gap is a lead of 2%. 4 of 9 covered companies currently beat the S&P 500 on Mansfield relative strength, so leadership inside the sector is selective. Pelagos Insurance Capital Limited is the strongest against the sector itself at +17.8%.
Sector metric: — as of latest available · unclassified · direction unavailable.
The central tension: the companies with the most scale are not necessarily the companies creating the most change.
Start with scale. Then earnings trajectory. Then business quality. Only after those three agree should price leadership carry much weight.
Bottom line
Insurance - Diversified has underperformed S&P 500 by 7.7% over 52 weeks and 2% over 13 weeks. 4 of 9 covered companies beat the S&P 500 on Mansfield relative strength, while 4 of 9 beat the sector itself. Berkshire Hathaway Inc. leads with income of $375,394 million, based on 6 of 10 comparable companies through Mar 2026.
4-Factor Sector Score
An additive sector-relative research score. The four displayed point contributions always equal the total: Growth & earnings (35), Capital efficiency (25), Valuation (20), and Relative strength (20). Missing or stale evidence is absorbed inside the affected factor, never applied as a hidden adjustment.
How this score is built, and what the marks mean
Missing observations are not scored as bad. Their missing weight lowers confidence and pulls the final score toward neutral. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step curve the sector itself is placed on — basing, turning, breaking out, leader, fading, asleep — read from how many weeks running it has led S&P 500 and whether that lead is widening or shrinking. It describes where the PRICE stands, not the earnings trajectory and not a recommendation, and it is left blank for a company whose weekly history is too short or too stale to read.
| Company | Score | Price stage | Growth & earnings/35 | Capital efficiency/25 | Valuation/20 | Relative strength/20 |
|---|---|---|---|---|---|---|
| 1International General Insurance Holdings Ltd.IGIC | 57.9/100Mixed-positive evidence70% evidence | TURNING | 10.8/35 Income -4.5% · PAT -1.6% 71% evidence | 19.2/25 ROA 4% · ROE 18.5% · GNPA — 68% evidence | 14.9/20 P/BV 1.56× · P/BV÷ROE 0.08 70% evidence | 13.0/20 RS sector 6.6% · RS bench 1.5% · 1Y 17.7%3 of 12 weeks ahead 70% evidence |
| Exact sum: 10.8 + 19.2 + 14.9 + 13 = 57.9 · Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity. | ||||||
| 2Pelagos Insurance Capital LimitedPLGO | 57.2/100Mixed-positive evidence67% evidence | LEADER | 19.4/35 Income -4.1% · PAT — 45% evidence | 9.9/25 ROA 0.9% · ROE 4.6% · GNPA — 68% evidence | 8.6/20 P/BV 0.72× · P/BV÷ROE 0.16 70% evidence | 19.3/20 RS sector 17.8% · RS bench 12.4% · 1Y 49.3%11 of 12 weeks ahead 100% evidence |
| Exact sum: 19.4 + 9.9 + 8.6 + 19.3 = 57.2 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 3The Hartford Insurance Group, Inc.HIG | 47.7/100Mixed-negative evidence60% evidence | TURNING | 18.0/35 Income — · PAT — 26% evidence | 13.5/25 ROA 1.2% · ROE 7% · GNPA — 68% evidence | 7.7/20 P/BV 1.83× · P/BV÷ROE 0.26 70% evidence | 8.5/20 RS sector -0.3% · RS bench -5.2% · 1Y 10.8%0 of 12 weeks ahead 100% evidence |
| Exact sum: 18 + 13.5 + 7.7 + 8.5 = 47.7 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 4Sun Life Financial Inc.SLF | 44.0/100Mixed-negative evidence76% evidence | BREAKING OUT | 13.7/35 Income 3% · PAT -2% 71% evidence | 7.6/25 ROA 0.2% · ROE 2% · GNPA — 68% evidence | 3.8/20 P/BV 1.93× · P/BV÷ROE 0.96 70% evidence | 18.9/20 RS sector 17.3% · RS bench 11.9% · 1Y 45.8%9 of 12 weeks ahead 100% evidence |
| Exact sum: 13.7 + 7.6 + 3.8 + 18.9 = 44 · Decision use: Price leads the evidence: RS versus the benchmark is 11.9%, but earnings trajectory is weak. Wait for revenue and profit confirmation. | ||||||
| 5American International Group, Inc.AIG | 39.4/100Mixed-negative evidence76% evidence | BASING | 21.2/35 Income -2.3% · PAT 21.6% 71% evidence | 8.2/25 ROA 0.6% · ROE 1.9% · GNPA — 68% evidence | 5.6/20 P/BV 0.99× · P/BV÷ROE 0.52 70% evidence | 4.4/20 RS sector -4.2% · RS bench -8.9% · 1Y 1.5%0 of 12 weeks ahead 100% evidence |
| Exact sum: 21.2 + 8.2 + 5.6 + 4.4 = 39.4 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 6Berkshire Hathaway Inc.BRK-B | 36.1/100Mixed-negative evidence76% evidence | TURNING | 13.5/35 Income 1.1% · PAT -10.6% 71% evidence | 9.5/25 ROA 1% · ROE 1.5% · GNPA — 68% evidence | 5.0/20 P/BV 1.42× · P/BV÷ROE 0.95 70% evidence | 8.1/20 RS sector -0.9% · RS bench -5.8% · 1Y 11.1%0 of 12 weeks ahead 100% evidence |
| Exact sum: 13.5 + 9.5 + 5 + 8.1 = 36.1 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 7Brookfield Wealth Solutions Ltd.BNT | 20.0/100Adverse evidence67% evidence | BASING | 10.7/35 Income -25% · PAT -12.7% 45% evidence | 5.4/25 ROA 0.4% · ROE 0.5% · GNPA — 68% evidence | 3.8/20 P/BV 0.81× · P/BV÷ROE 1.63 70% evidence | 0.1/20 RS sector -4.8% · RS bench -9.5% · 1Y 4.9%0 of 12 weeks ahead 100% evidence |
| Exact sum: 10.7 + 5.4 + 3.8 + 0.1 = 20 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 8Aegon Ltd.AEG | 67.7/100Thin evidence · provisional50% evidence | LEADER | 18.8/35 Income — · PAT — 8% evidence | 17.0/25 ROA 2.3% · ROE 76.9% · GNPA — 51% evidence | 16.3/20 P/BV 1.33× · P/BV÷ROE 0.02 70% evidence | 15.6/20 RS sector 11.9% · RS bench 6.6% · 1Y 27.1%9 of 12 weeks ahead 100% evidence |
| Exact sum: 18.8 + 17 + 16.3 + 15.6 = 67.7 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 9Exzeo Group, Inc.XZO | 55.7/100Thin evidence · provisional47% evidence | TURNING | 22.4/35 Income — · PAT 22.6% 45% evidence | 17.6/25 ROA 9.8% · ROE 14.8% · GNPA — 68% evidence | 5.7/20 P/BV 4.85× · P/BV÷ROE 0.33 70% evidence | 10.0/20 RS sector — · RS bench — · 1Y —2 of 12 weeks ahead 0% evidence |
| Exact sum: 22.4 + 17.6 + 5.7 + 10 = 55.7 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 10Arch Capital Group Ltd.ACGL | 42.9/100Thin evidence · provisional48% evidence | TURNING | 14.1/35 Income — · PAT — 26% evidence | 12.5/25 ROA 11.2% · ROE -0.2% · GNPA — 68% evidence | 9.8/20 P/BV 1.41× · P/BV÷ROE — 10% evidence | 6.5/20 RS sector -0.4% · RS bench -5.3% · 1Y 12%0 of 12 weeks ahead 100% evidence |
| Exact sum: 14.1 + 12.5 + 9.8 + 6.5 = 42.9 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
Market action
Pelagos Insurance Capital Limited has the strongest one-year price move in Insurance - Diversified at +49.3%. It also leads on Mansfield relative strength against the S&P 500 at +12.4%. 4 of 9 covered companies are above zero on that measure. Every line covers 314 weekly closes through 2026-08-04.
Every company, the sector's own index and S&P 500 all start level on the left edge of the window, so only the distance between the lines counts — the highest line has risen the most since then, and the chart at the top of this page is drawn the same way. It opens on one year; the buttons beside it stretch that to three or five.
How far ahead of or behind S&P 500 each company has been running, measured against its own recent average of that comparison, so the flat line at zero IS S&P 500: above it the company is beating the market, below it the market is beating the company. It opens on one year.
The same measure taken against Insurance - Diversified itself instead of the whole market, so the flat line at zero is the sector: above it the company is beating its own peers, which is the sharper test of the two. It opens on one year.
Income Scale & Growth Durability
Berkshire Hathaway Inc. has the highest Income among the 10 Insurance - Diversified companies compared here, at $375,394 million. Sun Life Financial Inc. is next at $34,763 million. Sun Life Financial Inc. has the highest Income growth at 3%, so level and change sit with different companies. 6 of 10 companies report a comparable reading, the latest through Mar 2026.
What the numbers say: Berkshire Hathaway Inc. is the scale leader at $375,394 million, 10.8× the revenue of Sun Life Financial Inc.. Sun Life Financial Inc.'s growth is 3% from a $34,763 million base, with 19 reported observations in the 20-quarter window. Treat the growth leader as an acceleration candidate, not as equally proven scale.
Investor read: Berkshire Hathaway Inc. is the scale benchmark; Sun Life Financial Inc. is the acceleration watch. Promote the challenger only if growth persists and converts into margin and returns.
This conclusion weakens if: Berkshire Hathaway Inc.'s growth falls below Sun Life Financial Inc.'s for two consecutive comparable reports while operating margin also compresses.
On every company-comparison chart on this page: solid lines show level, dotted lines show change when “Both” is selected, and a missing report breaks the line rather than being invented.
All-company data · latest reported quarter
In every all-company table on this page, each figure is the company’s latest single reported quarter. The rankings above them use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.
| Company | Income | Income growth | Reported |
|---|---|---|---|
| Berkshire Hathaway Inc. BRK-B | $93.7B | 4.4% | Mar 2026 |
| Aegon Ltd. AEG | $20.4B | 73% | Dec 2025 |
| Sun Life Financial Inc. SLF | $8.7B | -0.0% | Mar 2026 |
| The Hartford Insurance Group, Inc. HIG | $7.2B | 6.1% | Jun 2026 |
| American International Group, Inc. AIG | $6.7B | -2.0% | Mar 2026 |
| Arch Capital Group Ltd. ACGL | $4.5B | -3.3% | Jun 2026 |
| Brookfield Wealth Solutions Ltd. BNT | $1.7B | -37% | Mar 2026 |
| Pelagos Insurance Capital Limited PLGO | $611M | -7.1% | Mar 2026 |
| International General Insurance Holdings Ltd. IGIC | $126M | -2.3% | Mar 2026 |
| Exzeo Group, Inc. XZO | $56M | 7.7% | Mar 2026 |
Full 20-quarter history · every available company
Income · reported quarter history
American International Group, Inc. · AIG
Arch Capital Group Ltd. · ACGL
Berkshire Hathaway Inc. · BRK-B
Brookfield Wealth Solutions Ltd. · BNT
Exzeo Group, Inc. · XZO
International General Insurance Holdings Ltd. · IGIC
Pelagos Insurance Capital Limited · PLGO
Sun Life Financial Inc. · SLF
The Hartford Insurance Group, Inc. · HIG
Income growth · reported quarter history
Aegon Ltd. · AEG
American International Group, Inc. · AIG
Arch Capital Group Ltd. · ACGL
Berkshire Hathaway Inc. · BRK-B
Brookfield Wealth Solutions Ltd. · BNT
Exzeo Group, Inc. · XZO
International General Insurance Holdings Ltd. · IGIC
Pelagos Insurance Capital Limited · PLGO
Sun Life Financial Inc. · SLF
The Hartford Insurance Group, Inc. · HIG
Profit Scale & Acceleration
Berkshire Hathaway Inc. has the highest Net profit among the 10 Insurance - Diversified companies compared here, at $72,767 million. Sun Life Financial Inc. is next at $3,304 million. Exzeo Group, Inc. has the highest Profit growth at 22.6%, so level and change sit with different companies. 7 of 10 companies report a comparable reading, the latest through Mar 2026.
What the numbers say: Berkshire Hathaway Inc. leads with $72,767 million of TTM profit, 22× the profit of Sun Life Financial Inc.. Exzeo Group, Inc. shows 22.6% growth from a $65 million profit base. Compare the size of the base and persistence before ranking acceleration above profit scale.
Investor read: Berkshire Hathaway Inc. sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current profit growth signal.
All-company data · latest reported quarter
| Company | Net profit | Profit growth | Reported |
|---|---|---|---|
| Aegon Ltd. AEG | $14.5B | 133% | Dec 2025 |
| Berkshire Hathaway Inc. BRK-B | $10.2B | 118% | Mar 2026 |
| The Hartford Insurance Group, Inc. HIG | $856M | 36% | Jun 2026 |
| American International Group, Inc. AIG | $763M | 9.3% | Mar 2026 |
| Sun Life Financial Inc. SLF | $529M | -47% | Mar 2026 |
| Pelagos Insurance Capital Limited PLGO | $108M | 30% | Mar 2026 |
| International General Insurance Holdings Ltd. IGIC | $21M | -22% | Mar 2026 |
| Exzeo Group, Inc. XZO | $20M | 11% | Mar 2026 |
| Arch Capital Group Ltd. ACGL | $-36M | -102% | Jun 2026 |
| Brookfield Wealth Solutions Ltd. BNT | $-609M | -99% | Mar 2026 |
Full 20-quarter history · every available company
Net profit · reported quarter history
Aegon Ltd. · AEG
American International Group, Inc. · AIG
Arch Capital Group Ltd. · ACGL
Berkshire Hathaway Inc. · BRK-B
Brookfield Wealth Solutions Ltd. · BNT
Exzeo Group, Inc. · XZO
International General Insurance Holdings Ltd. · IGIC
Pelagos Insurance Capital Limited · PLGO
Sun Life Financial Inc. · SLF
The Hartford Insurance Group, Inc. · HIG
Profit growth · reported quarter history
Aegon Ltd. · AEG
American International Group, Inc. · AIG
Arch Capital Group Ltd. · ACGL
Berkshire Hathaway Inc. · BRK-B
Brookfield Wealth Solutions Ltd. · BNT
Exzeo Group, Inc. · XZO
International General Insurance Holdings Ltd. · IGIC
Pelagos Insurance Capital Limited · PLGO
Sun Life Financial Inc. · SLF
The Hartford Insurance Group, Inc. · HIG
Funding Base & Its Composition
No company in this Insurance - Diversified comparison reports a funding base figure this section can compare, so the Deposits rank is empty. On Borrowings, Berkshire Hathaway Inc. is highest at $128,886 million, across 5 of 10 companies with a usable reading.
What the numbers say: There is not enough comparable evidence to name a reliable deposits leader.
Investor read: The current leader sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current borrowings signal.
All-company data · latest reported quarter
| Company | Deposits | Borrowings | Reported |
|---|---|---|---|
| Berkshire Hathaway Inc. BRK-B | — | $128.9B | Mar 2026 |
| Brookfield Wealth Solutions Ltd. BNT | — | $8.7B | Mar 2026 |
| Pelagos Insurance Capital Limited PLGO | — | $0M | Mar 2026 |
| Exzeo Group, Inc. XZO | — | $7M | Mar 2026 |
| International General Insurance Holdings Ltd. IGIC | — | $2M | Mar 2026 |
Full 20-quarter history · every available company
No consistent historical series is available for deposits.
Borrowings · reported quarter history
Berkshire Hathaway Inc. · BRK-B
Brookfield Wealth Solutions Ltd. · BNT
Exzeo Group, Inc. · XZO
International General Insurance Holdings Ltd. · IGIC
Pelagos Insurance Capital Limited · PLGO
Return On Assets
Arch Capital Group Ltd. has the highest ROA among the 10 Insurance - Diversified companies compared here, at 11.2%. Exzeo Group, Inc. is next at 9.8%. Exzeo Group, Inc. has the highest ROA change at +7.9 percentage points, so level and change sit with different companies. 10 of 10 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: Arch Capital Group Ltd. leads roa at 11.2%; Exzeo Group, Inc. leads roa change at +7.9 percentage points.
Investor read: Arch Capital Group Ltd. sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current roa change signal.
All-company data · latest reported quarter
| Company | ROA | ROA change | Reported |
|---|---|---|---|
| Arch Capital Group Ltd. ACGL | 11% | −3.0 pp | Jun 2026 |
| Exzeo Group, Inc. XZO | 9.8% | +7.9 pp | Mar 2026 |
| International General Insurance Holdings Ltd. IGIC | 4.0% | −0.8 pp | Mar 2026 |
| Aegon Ltd. AEG | 2.3% | +1.3 pp | Dec 2025 |
| The Hartford Insurance Group, Inc. HIG | 1.2% | 0.0 pp | Jun 2026 |
| Berkshire Hathaway Inc. BRK-B | 1.0% | 0.0 pp | Mar 2026 |
| Pelagos Insurance Capital Limited PLGO | 0.9% | +1.2 pp | Mar 2026 |
| American International Group, Inc. AIG | 0.6% | +0.4 pp | Mar 2026 |
| Brookfield Wealth Solutions Ltd. BNT | 0.4% | −0.2 pp | Mar 2026 |
| Sun Life Financial Inc. SLF | 0.2% | −0.1 pp | Mar 2026 |
Full 20-quarter history · every available company
ROA · reported quarter history
Aegon Ltd. · AEG
American International Group, Inc. · AIG
Arch Capital Group Ltd. · ACGL
Berkshire Hathaway Inc. · BRK-B
Brookfield Wealth Solutions Ltd. · BNT
Exzeo Group, Inc. · XZO
International General Insurance Holdings Ltd. · IGIC
Pelagos Insurance Capital Limited · PLGO
Sun Life Financial Inc. · SLF
The Hartford Insurance Group, Inc. · HIG
ROA change · reported quarter history
Aegon Ltd. · AEG
American International Group, Inc. · AIG
Arch Capital Group Ltd. · ACGL
Berkshire Hathaway Inc. · BRK-B
Brookfield Wealth Solutions Ltd. · BNT
Exzeo Group, Inc. · XZO
International General Insurance Holdings Ltd. · IGIC
Pelagos Insurance Capital Limited · PLGO
Sun Life Financial Inc. · SLF
The Hartford Insurance Group, Inc. · HIG
ROE — Leaders & Improvers
Aegon Ltd. has the highest ROE among the 10 Insurance - Diversified companies compared here, at 76.9%. International General Insurance Holdings Ltd. is next at 18.5%. The same company also holds the highest ROE change, at +43.9 percentage points. 10 of 10 companies report a comparable reading, the latest through Dec 2025.
What the numbers say: Aegon Ltd. leads both roe at 76.9% and roe change at +43.9 percentage points.
Investor read: Aegon Ltd. sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current roe change signal.
All-company data · latest reported quarter
| Company | ROE | ROE change | Reported |
|---|---|---|---|
| Aegon Ltd. AEG | 77% | +43.9 pp | Dec 2025 |
| International General Insurance Holdings Ltd. IGIC | 19% | +0.1 pp | Mar 2026 |
| Exzeo Group, Inc. XZO | 15% | −15.2 pp | Mar 2026 |
| The Hartford Insurance Group, Inc. HIG | 7.0% | +1.0 pp | Jun 2026 |
| Pelagos Insurance Capital Limited PLGO | 4.6% | +6.3 pp | Mar 2026 |
| Sun Life Financial Inc. SLF | 2.0% | −2.0 pp | Mar 2026 |
| American International Group, Inc. AIG | 1.9% | +0.4 pp | Mar 2026 |
| Berkshire Hathaway Inc. BRK-B | 1.5% | +0.7 pp | Mar 2026 |
| Brookfield Wealth Solutions Ltd. BNT | 0.5% | −17.2 pp | Mar 2026 |
| Arch Capital Group Ltd. ACGL | -0.2% | 0.0 pp | Jun 2026 |
Full 20-quarter history · every available company
ROE · reported quarter history
Aegon Ltd. · AEG
American International Group, Inc. · AIG
Arch Capital Group Ltd. · ACGL
Berkshire Hathaway Inc. · BRK-B
Brookfield Wealth Solutions Ltd. · BNT
Exzeo Group, Inc. · XZO
International General Insurance Holdings Ltd. · IGIC
Pelagos Insurance Capital Limited · PLGO
Sun Life Financial Inc. · SLF
The Hartford Insurance Group, Inc. · HIG
ROE change · reported quarter history
Aegon Ltd. · AEG
American International Group, Inc. · AIG
Arch Capital Group Ltd. · ACGL
Berkshire Hathaway Inc. · BRK-B
Brookfield Wealth Solutions Ltd. · BNT
Exzeo Group, Inc. · XZO
International General Insurance Holdings Ltd. · IGIC
Pelagos Insurance Capital Limited · PLGO
Sun Life Financial Inc. · SLF
The Hartford Insurance Group, Inc. · HIG
Gross NPA — Leaders & Improvers
No company in this Insurance - Diversified comparison reports gross NPA on a comparable basis, so there is nothing to rank here — 0 of 10 companies have a usable current reading. The section is shown rather than removed so an unavailable metric is not mistaken for one that was quietly left out. Filings were read through Jun 2026.
Valuation Against Growth & Quality
Aegon Ltd. has the lowest P/BV ÷ ROE among the 10 Insurance - Diversified companies compared here, at 0.02×. International General Insurance Holdings Ltd. is next at 0.08×. Pelagos Insurance Capital Limited has the lowest P/BV at 0.72×, so level and change sit with different companies. 9 of 10 companies report a comparable reading, the latest through Dec 2025.
What the numbers say: Aegon Ltd. has the lowest comparable P/BV ÷ ROE at 0.02×, 75% below International General Insurance Holdings Ltd.. Only 9 of 10 companies have earnings and growth steady enough for the ratio to mean anything, so no broad “cheapest stock” conclusion is defensible unless the current multiple, own-history position and growth durability agree.
Investor read: Treat valuation as permission to investigate, never as a standalone reason to buy.
This conclusion weakens if: The next two comparable reports reverse the current p/bv signal.
All-company data · latest reported quarter
| Company | P/BV ÷ ROE | P/BV | Reported |
|---|---|---|---|
| Brookfield Wealth Solutions Ltd. BNT | 1.6 | 0.8 | Mar 2026 |
| Sun Life Financial Inc. SLF | 1.0 | 1.9 | Mar 2026 |
| Berkshire Hathaway Inc. BRK-B | 1.0 | 1.4 | Mar 2026 |
| American International Group, Inc. AIG | 0.5 | 1.0 | Mar 2026 |
| Exzeo Group, Inc. XZO | 0.3 | 4.9 | Mar 2026 |
| Arch Capital Group Ltd. ACGL | 0.3 | 1.4 | Jun 2026 |
| The Hartford Insurance Group, Inc. HIG | 0.3 | 1.8 | Jun 2026 |
| Pelagos Insurance Capital Limited PLGO | 0.2 | 0.7 | Mar 2026 |
| International General Insurance Holdings Ltd. IGIC | 0.1 | 1.6 | Mar 2026 |
| Aegon Ltd. AEG | 0.0 | 1.3 | Dec 2025 |
Full 20-quarter history · every available company
P/BV ÷ ROE · reported quarter history
Aegon Ltd. · AEG
American International Group, Inc. · AIG
Arch Capital Group Ltd. · ACGL
Berkshire Hathaway Inc. · BRK-B
Brookfield Wealth Solutions Ltd. · BNT
Exzeo Group, Inc. · XZO
International General Insurance Holdings Ltd. · IGIC
Pelagos Insurance Capital Limited · PLGO
Sun Life Financial Inc. · SLF
The Hartford Insurance Group, Inc. · HIG
P/BV · reported quarter history
Aegon Ltd. · AEG
American International Group, Inc. · AIG
Arch Capital Group Ltd. · ACGL
Berkshire Hathaway Inc. · BRK-B
Brookfield Wealth Solutions Ltd. · BNT
Exzeo Group, Inc. · XZO
International General Insurance Holdings Ltd. · IGIC
Pelagos Insurance Capital Limited · PLGO
Sun Life Financial Inc. · SLF
The Hartford Insurance Group, Inc. · HIG
What can make this comparison misleading?
This Insurance - Diversified comparison names 7 specific ways its own evidence can mislead, all listed below. 1 of the 10 companies reports on an older date than the sector's freshest reporters, so its rank is marked stale. 2 of the 7 ranked sections have fewer than three usable current readings.
Keep these limits visible
- A high growth rate can be a low-base artefact. The page keeps level and change separate for that reason.
- A high ROE can be manufactured with leverage. Read it beside ROA and asset quality.
- The 4-Factor Sector Score ranks research priority, not portfolio action. Management quality, catalysts and risks need equally fresh evidence before capital is deployed.
- An “all companies” line chart preserves completeness, but rank changes should be checked against reporting dates before drawing a conclusion.
- 1 company has an older fundamental reporting date than the sector’s freshest reporters; its rank carries a stale marker.
- Banks and lenders are not forced through operating-margin or ROCE comparisons; missing lender-specific fields remain visibly missing.
- Thin comparisons: Funding base, Asset quality have fewer than three usable current readings.
How was this comparison built?
This comparison is built from the reported filings of 10 Insurance - Diversified companies, normalized to a common $ scale and a shared quarter axis of up to 20 quarters each. Fundamentals run through Jun 2026 and market data through 2026-08-04. A second data feed fills gaps only after identity and scale reconciliation, and missing observations are never interpolated.
Insurance - Diversified company comparison FAQs
These 21 answers restate the Insurance - Diversified comparison above in question form. Every one is computed from the same 10 companies and the same reported filings as the rankings and charts, current through Jun 2026. Price and relative-strength answers run through 2026-08-04. Nothing here is estimated, and none of it is a recommendation.
Is the Insurance - Diversified sector outperforming S&P 500?
Insurance - Diversified has underperformed S&P 500 by 7.7% over 52 weeks and 2% over 13 weeks. 4 of 9 covered companies beat the S&P 500 on Mansfield relative strength, while 4 of 9 beat the sector itself.
Which Insurance - Diversified company is largest by income?
Berkshire Hathaway Inc. leads with income of $375,394 million, based on 6 of 10 comparable companies through Mar 2026.
Which Insurance - Diversified company is growing fastest?
Sun Life Financial Inc. has the fastest current income growth at 3%, across 6 of 10 comparable companies.
Which Insurance - Diversified company has the strongest 4-Factor Sector Score?
International General Insurance Holdings Ltd. ranks first at 57.9/100 with 70% evidence confidence. The score prioritizes research; it is not a buy recommendation.
Which Insurance - Diversified company has the lowest comparable P/BV-to-ROE?
Aegon Ltd. has the lowest comparable P/BV ÷ ROE at 0.02, among 9 of 10 companies whose earnings and growth are steady enough for the ratio to mean anything.
How much history does this Insurance - Diversified comparison include?
The page compares up to 20 reported quarters per company for fundamentals, returns and valuation, ending Jun 2026. Missing observations remain blank rather than being estimated.
How is the 4-Factor Sector Score calculated?
The four visible contributions add directly: growth and earnings up to 35 points, capital efficiency up to 25, valuation up to 20, and relative strength up to 20. Missing or stale evidence moves only the affected contribution toward neutral.
Which Insurance - Diversified company is the biggest?
Berkshire Hathaway Inc. is the largest, with trailing-twelve-month income of $375,394 million, ahead of Sun Life Financial Inc. at $34,763 million. That covers 6 of 10 companies with comparable reporting through Mar 2026.
Which Insurance - Diversified company makes the most profit?
Berkshire Hathaway Inc. earns the most, at $72,767 million of trailing-twelve-month net profit, from 7 of 10 comparable companies. Exzeo Group, Inc. has the fastest profit growth at 22.6%, though growth off a small or recovering profit base overstates how much has actually changed.
Which Insurance - Diversified company earns the highest return on capital?
Arch Capital Group Ltd. leads on return on assets at 11.2%, across 10 of 10 companies. Read it beside the length of its reported history: a high return that repeats for years is evidence of a durable business, while a single high reading can be a small capital base or one good year.
Which Insurance - Diversified stock is the cheapest?
On price-to-book divided by return on equity — where a LOWER number is cheaper — Aegon Ltd. screens cheapest at 0.02×. Only 9 of 10 companies have earnings and growth steady enough for the ratio to mean anything, so this is not a sector-wide "cheapest stock" verdict. Cheap on a multiple is a reason to investigate, never a reason to buy on its own.
Is the Insurance - Diversified sector beating the market?
Insurance - Diversified has underperformed S&P 500 by 7.7% over the last 52 weeks and 2% over 13 weeks, measured on an equal-weight index of its current members. Inside the sector, 4 of 9 covered companies are beating the market on their own. Sector strength does not transfer evenly to every stock in it.
Which Insurance - Diversified stock has the strongest price momentum?
Pelagos Insurance Capital Limited has the strongest relative strength against S&P 500. Relative strength answers last, after growth, quality and valuation: price can move well before the fundamentals confirm it, and sometimes without them confirming at all.
Which Insurance - Diversified company scores highest for research priority?
International General Insurance Holdings Ltd. scores 57.9 out of 100 with 70% evidence confidence, from 10.8 points on growth and earnings, 19.2 on capital efficiency, 14.9 on valuation and 13 on relative strength. This ranks what deserves work next. It is not a buy recommendation, and management quality, catalysts and risk still need separate research.
How many Insurance - Diversified companies does this comparison cover, and over what period?
It compares 10 listed companies over up to 20 reported quarters of fundamentals, ending Jun 2026, plus weekly price and relative-strength history. Membership is the full sector list — nothing is dropped for having thin data.
What is the total market cap of the Insurance - Diversified sector?
The 10 Insurance - Diversified companies on this page carry $1,308,864 million of combined market value. Berkshire Hathaway Inc. is the largest at $1,114,794 million, about 85% of the sector's total on its own. Market value moves with price, so this reading is dated 2026-08-04.
What is the Insurance - Diversified sector's P/B ratio?
The median price-to-book ratio across the 10 Insurance - Diversified companies on this page is 1.4×, measured on the 10 that report a comparable figure. A sector-level history for this multiple is not held here, so this is a cross-section of today, not a comparison with the sector’s own past. Figures are as of 2026-08-04.
How is the Insurance - Diversified sector performing?
4 of the 9 covered Insurance - Diversified companies are beating S&P 500 on Mansfield relative strength. The sector itself is 7.7% behind S&P 500 over 52 weeks on an equal-weight index of its current members. Readings are as of 2026-08-04.
How many Insurance - Diversified stocks are listed in the US?
This comparison covers 10 listed Insurance - Diversified companies in the US, each above the size floor the site applies. The full ranked list is on this page, with reported fundamentals through Jun 2026. Membership is the full industry list — nothing is dropped for having thin data.
Why are some values on this page blank?
A blank means that company did not report a comparable figure for that period, so nothing is shown. Missing observations are never interpolated, carried forward, or replaced with a similar-looking accounting line, and a company with missing evidence has its research score pulled toward neutral rather than being scored as bad.
Is this investment advice?
No. Every figure here is a deterministic calculation from reported company filings and market data, published for research. It contains no recommendation to buy or sell any security, does not account for your circumstances, and is not a substitute for advice from a licensed adviser.