Sector Alpha Week of 2026-08-04
20-quarter listed-company comparison

Insurance - Diversified Stocks

Insurance - Diversified: Berkshire Hathaway Inc. owns the largest revenue base; Sun Life Financial Inc. has the fastest current growth.

01 · the industry itself · before any single company

How has Insurance - Diversified moved against S&P 500?

The line below covers up to 5.2 years and opens on the 5Y view; the buttons cut it shorter. Over the most recent two of them this industry is 15% behind S&P 500. Earnings across its companies grew 6% on average over the last four reported quarters — close to flat.

TURNING · ahead 2w~Moving with the index5 of 11 companies ahead of S&P 500 by 5% or more over three months1 is 20% or more behind over a year while earnings grew 20% or more

RS ↑2w · 9/11 >200d (+0) · 5/11 lead (+3) · EPS 7/11↑

20030020262025202420232022 357348 TRAILING 12-MONTH EPS · 100 AT THE START0100137Mar 22Sep 22Mar 23Sep 23Mar 24Sep 24Mar 25Sep 25Mar 26Mar 2022 · trailing 12-month earnings per share at 100, against 100 at the start · no comparable year yet · 6 reportingJun 2022 · trailing 12-month earnings per share at 87, against 100 at the start · down 13.0% on a year ago · 7 reportingSep 2022 · trailing 12-month earnings per share at 78, against 100 at the start · no comparable year yet · 6 reportingDec 2022 · trailing 12-month earnings per share at 78, against 100 at the start · down 100.0% on a year ago · 7 reportingMar 2023 · trailing 12-month earnings per share at 82, against 100 at the start · down 19.0% on a year ago · 7 reportingJun 2023 · trailing 12-month earnings per share at 96, against 100 at the start · up 2.1% on a year ago · 8 reportingSep 2023 · trailing 12-month earnings per share at 100, against 100 at the start · up 26.2% on a year ago · 7 reportingDec 2023 · trailing 12-month earnings per share at 114, against 100 at the start · up 38.1% on a year ago · 8 reportingMar 2024 · trailing 12-month earnings per share at 121, against 100 at the start · up 24.0% on a year ago · 7 reportingJun 2024 · trailing 12-month earnings per share at 108, against 100 at the start · down 1.1% on a year ago · 8 reportingSep 2024 · trailing 12-month earnings per share at 137, against 100 at the start · up 32.2% on a year ago · 7 reportingDec 2024 · trailing 12-month earnings per share at 111, against 100 at the start · up 0.0% on a year ago · 9 reportingMar 2025 · trailing 12-month earnings per share at 113, against 100 at the start · up 1.2% on a year ago · 8 reportingJun 2025 · trailing 12-month earnings per share at 90, against 100 at the start · down 1.9% on a year ago · 9 reportingSep 2025 · trailing 12-month earnings per share at 118, against 100 at the start · down 14.1% on a year ago · 8 reportingDec 2025 · trailing 12-month earnings per share at 123, against 100 at the start · up 18.1% on a year ago · 9 reportingMar 2026 · trailing 12-month earnings per share at 121, against 100 at the start · up 21.6% on a year ago · 8 reportingNot reported yet — earnings trail price by a quarter or two121 · Mar 26No earnings on file this far back — the price series reaches further than the filings do
20030020262025202420232022 357348 TRAILING 12-MONTH EPS · 100 AT THE START0100137Mar 22Mar 23Mar 24Mar 25Mar 26Mar 2022 · trailing 12-month earnings per share at 100, against 100 at the start · no comparable year yet · 6 reportingJun 2022 · trailing 12-month earnings per share at 87, against 100 at the start · down 13.0% on a year ago · 7 reportingSep 2022 · trailing 12-month earnings per share at 78, against 100 at the start · no comparable year yet · 6 reportingDec 2022 · trailing 12-month earnings per share at 78, against 100 at the start · down 100.0% on a year ago · 7 reportingMar 2023 · trailing 12-month earnings per share at 82, against 100 at the start · down 19.0% on a year ago · 7 reportingJun 2023 · trailing 12-month earnings per share at 96, against 100 at the start · up 2.1% on a year ago · 8 reportingSep 2023 · trailing 12-month earnings per share at 100, against 100 at the start · up 26.2% on a year ago · 7 reportingDec 2023 · trailing 12-month earnings per share at 114, against 100 at the start · up 38.1% on a year ago · 8 reportingMar 2024 · trailing 12-month earnings per share at 121, against 100 at the start · up 24.0% on a year ago · 7 reportingJun 2024 · trailing 12-month earnings per share at 108, against 100 at the start · down 1.1% on a year ago · 8 reportingSep 2024 · trailing 12-month earnings per share at 137, against 100 at the start · up 32.2% on a year ago · 7 reportingDec 2024 · trailing 12-month earnings per share at 111, against 100 at the start · up 0.0% on a year ago · 9 reportingMar 2025 · trailing 12-month earnings per share at 113, against 100 at the start · up 1.2% on a year ago · 8 reportingJun 2025 · trailing 12-month earnings per share at 90, against 100 at the start · down 1.9% on a year ago · 9 reportingSep 2025 · trailing 12-month earnings per share at 118, against 100 at the start · down 14.1% on a year ago · 8 reportingDec 2025 · trailing 12-month earnings per share at 123, against 100 at the start · up 18.1% on a year ago · 9 reportingMar 2026 · trailing 12-month earnings per share at 121, against 100 at the start · up 21.6% on a year ago · 8 reportingNot reported yet — earnings trail price by a quarter or two121No earnings on file this far back — the price series reaches further than the filings do
Insurance - Diversified, equal-weighted, based at 200 S&P 500, same base, same start trailing 12-month earnings per share rising falling

Both lines start at 200 in the same week, so the distance between them is the whole story: the industry line is an equal-weighted index of its 11 companies. The bars underneath are trailing 12-month earnings per share, one bar per reported quarter, each member rebased to 100 at the start and the industry taking the median — so a price line pulling away from flat bars is a re-rating, not earnings. A bar turns red when that figure is lower than the quarter before. Rules are fixed and applied identically everywhere on this site: ahead by 5% or more over three months, or behind by 20% or more over a year while earnings grew 20% or more. Hover any point to read both values and the gap. This is a description of what the numbers did, not advice.

02 · sector relative strength, before individual stocks

Is Insurance - Diversified outperforming S&P 500?

Insurance - Diversified has underperformed S&P 500 by 7.7% over the last 52 weeks. Over 13 weeks the gap is a lead of 2%. 4 of 9 covered companies currently beat the S&P 500 on Mansfield relative strength, so leadership inside the sector is selective. Pelagos Insurance Capital Limited is the strongest against the sector itself at +17.8%.

+2.0%Sector vs S&P 500 · 13 weeks
-7.7%Sector vs S&P 500 · 52 weeks
4/9Stocks leading S&P 500
4/9Stocks leading sector

Sector metric: — as of latest available · unclassified · direction unavailable.

The central tension: the companies with the most scale are not necessarily the companies creating the most change.

Start with scale. Then earnings trajectory. Then business quality. Only after those three agree should price leadership carry much weight.

Bottom line

Insurance - Diversified has underperformed S&P 500 by 7.7% over 52 weeks and 2% over 13 weeks. 4 of 9 covered companies beat the S&P 500 on Mansfield relative strength, while 4 of 9 beat the sector itself. Berkshire Hathaway Inc. leads with income of $375,394 million, based on 6 of 10 comparable companies through Mar 2026.

Companies
10
complete canonical membership
Combined market value
$1.3T
Berkshire Hathaway Inc.
Revenue growing
2/6
positive TTM year-on-year growth
Beating S&P 500
4/9
positive Mansfield relative strength
Comparing 5 of 10
03 · research priority, made explicit

4-Factor Sector Score

An additive sector-relative research score. The four displayed point contributions always equal the total: Growth & earnings (35), Capital efficiency (25), Valuation (20), and Relative strength (20). Missing or stale evidence is absorbed inside the affected factor, never applied as a hidden adjustment.

Growth & earnings · 35%Capital efficiency · 25%Valuation · 20%Relative strength · 20%
International General Insurance Holdings Ltd. has the strongest current balance of earnings trajectory, business quality, valuation and price confirmation, with 70% evidence confidence.
International General Insurance Holdings Ltd. looks inexpensive relative to peers or its own history, but its earnings trajectory has not yet earned the valuation signal.
Sun Life Financial Inc. has stronger price confirmation than earnings confirmation; that is a research prompt, not permission to chase.
How this score is built, and what the marks mean

Missing observations are not scored as bad. Their missing weight lowers confidence and pulls the final score toward neutral. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step curve the sector itself is placed on — basing, turning, breaking out, leader, fading, asleep — read from how many weeks running it has led S&P 500 and whether that lead is widening or shrinking. It describes where the PRICE stands, not the earnings trajectory and not a recommendation, and it is left blank for a company whose weekly history is too short or too stale to read.

CompanyScorePrice stageGrowth & earnings/35Capital efficiency/25Valuation/20Relative strength/20
1International General Insurance Holdings Ltd.IGIC 57.9/100Mixed-positive evidence70% evidence TURNING 10.8/35 Income -4.5% · PAT -1.6% 71% evidence 19.2/25 ROA 4% · ROE 18.5% · GNPA — 68% evidence 14.9/20 P/BV 1.56× · P/BV÷ROE 0.08 70% evidence 13.0/20 RS sector 6.6% · RS bench 1.5% · 1Y 17.7%3 of 12 weeks ahead 70% evidence
Exact sum: 10.8 + 19.2 + 14.9 + 13 = 57.9 · Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity.
2Pelagos Insurance Capital LimitedPLGO 57.2/100Mixed-positive evidence67% evidence LEADER 19.4/35 Income -4.1% · PAT — 45% evidence 9.9/25 ROA 0.9% · ROE 4.6% · GNPA — 68% evidence 8.6/20 P/BV 0.72× · P/BV÷ROE 0.16 70% evidence 19.3/20 RS sector 17.8% · RS bench 12.4% · 1Y 49.3%11 of 12 weeks ahead 100% evidence
Exact sum: 19.4 + 9.9 + 8.6 + 19.3 = 57.2 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
3The Hartford Insurance Group, Inc.HIG 47.7/100Mixed-negative evidence60% evidence TURNING 18.0/35 Income — · PAT — 26% evidence 13.5/25 ROA 1.2% · ROE 7% · GNPA — 68% evidence 7.7/20 P/BV 1.83× · P/BV÷ROE 0.26 70% evidence 8.5/20 RS sector -0.3% · RS bench -5.2% · 1Y 10.8%0 of 12 weeks ahead 100% evidence
Exact sum: 18 + 13.5 + 7.7 + 8.5 = 47.7 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
4Sun Life Financial Inc.SLF 44.0/100Mixed-negative evidence76% evidence BREAKING OUT 13.7/35 Income 3% · PAT -2% 71% evidence 7.6/25 ROA 0.2% · ROE 2% · GNPA — 68% evidence 3.8/20 P/BV 1.93× · P/BV÷ROE 0.96 70% evidence 18.9/20 RS sector 17.3% · RS bench 11.9% · 1Y 45.8%9 of 12 weeks ahead 100% evidence
Exact sum: 13.7 + 7.6 + 3.8 + 18.9 = 44 · Decision use: Price leads the evidence: RS versus the benchmark is 11.9%, but earnings trajectory is weak. Wait for revenue and profit confirmation.
5American International Group, Inc.AIG 39.4/100Mixed-negative evidence76% evidence BASING 21.2/35 Income -2.3% · PAT 21.6% 71% evidence 8.2/25 ROA 0.6% · ROE 1.9% · GNPA — 68% evidence 5.6/20 P/BV 0.99× · P/BV÷ROE 0.52 70% evidence 4.4/20 RS sector -4.2% · RS bench -8.9% · 1Y 1.5%0 of 12 weeks ahead 100% evidence
Exact sum: 21.2 + 8.2 + 5.6 + 4.4 = 39.4 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
6Berkshire Hathaway Inc.BRK-B 36.1/100Mixed-negative evidence76% evidence TURNING 13.5/35 Income 1.1% · PAT -10.6% 71% evidence 9.5/25 ROA 1% · ROE 1.5% · GNPA — 68% evidence 5.0/20 P/BV 1.42× · P/BV÷ROE 0.95 70% evidence 8.1/20 RS sector -0.9% · RS bench -5.8% · 1Y 11.1%0 of 12 weeks ahead 100% evidence
Exact sum: 13.5 + 9.5 + 5 + 8.1 = 36.1 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
7Brookfield Wealth Solutions Ltd.BNT 20.0/100Adverse evidence67% evidence BASING 10.7/35 Income -25% · PAT -12.7% 45% evidence 5.4/25 ROA 0.4% · ROE 0.5% · GNPA — 68% evidence 3.8/20 P/BV 0.81× · P/BV÷ROE 1.63 70% evidence 0.1/20 RS sector -4.8% · RS bench -9.5% · 1Y 4.9%0 of 12 weeks ahead 100% evidence
Exact sum: 10.7 + 5.4 + 3.8 + 0.1 = 20 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction.
8Aegon Ltd.AEG 67.7/100Thin evidence · provisional50% evidence LEADER 18.8/35 Income — · PAT — 8% evidence 17.0/25 ROA 2.3% · ROE 76.9% · GNPA — 51% evidence 16.3/20 P/BV 1.33× · P/BV÷ROE 0.02 70% evidence 15.6/20 RS sector 11.9% · RS bench 6.6% · 1Y 27.1%9 of 12 weeks ahead 100% evidence
Exact sum: 18.8 + 17 + 16.3 + 15.6 = 67.7 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral.
9Exzeo Group, Inc.XZO 55.7/100Thin evidence · provisional47% evidence TURNING 22.4/35 Income — · PAT 22.6% 45% evidence 17.6/25 ROA 9.8% · ROE 14.8% · GNPA — 68% evidence 5.7/20 P/BV 4.85× · P/BV÷ROE 0.33 70% evidence 10.0/20 RS sector — · RS bench — · 1Y —2 of 12 weeks ahead 0% evidence
Exact sum: 22.4 + 17.6 + 5.7 + 10 = 55.7 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral.
10Arch Capital Group Ltd.ACGL 42.9/100Thin evidence · provisional48% evidence TURNING 14.1/35 Income — · PAT — 26% evidence 12.5/25 ROA 11.2% · ROE -0.2% · GNPA — 68% evidence 9.8/20 P/BV 1.41× · P/BV÷ROE — 10% evidence 6.5/20 RS sector -0.4% · RS bench -5.3% · 1Y 12%0 of 12 weeks ahead 100% evidence
Exact sum: 14.1 + 12.5 + 9.8 + 6.5 = 42.9 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral.
04 · what price has already done

Market action

Pelagos Insurance Capital Limited has the strongest one-year price move in Insurance - Diversified at +49.3%. It also leads on Mansfield relative strength against the S&P 500 at +12.4%. 4 of 9 covered companies are above zero on that measure. Every line covers 314 weekly closes through 2026-08-04.

Price and relative strength

Every company, the sector's own index and S&P 500 all start level on the left edge of the window, so only the distance between the lines counts — the highest line has risen the most since then, and the chart at the top of this page is drawn the same way. It opens on one year; the buttons beside it stretch that to three or five.

05 · compare level, then change

Income Scale & Growth Durability

Berkshire Hathaway Inc. has the highest Income among the 10 Insurance - Diversified companies compared here, at $375,394 million. Sun Life Financial Inc. is next at $34,763 million. Sun Life Financial Inc. has the highest Income growth at 3%, so level and change sit with different companies. 6 of 10 companies report a comparable reading, the latest through Mar 2026.

What the numbers say: Berkshire Hathaway Inc. is the scale leader at $375,394 million, 10.8× the revenue of Sun Life Financial Inc.. Sun Life Financial Inc.'s growth is 3% from a $34,763 million base, with 19 reported observations in the 20-quarter window. Treat the growth leader as an acceleration candidate, not as equally proven scale.

LeaderBerkshire Hathaway Inc. · $375,394 million
Gap10.8× versus #2 · Sun Life Financial Inc.
Persistence4/8 recent comparable periods
Coverage6/10 companies · 164 observations

Investor read: Berkshire Hathaway Inc. is the scale benchmark; Sun Life Financial Inc. is the acceleration watch. Promote the challenger only if growth persists and converts into margin and returns.

This conclusion weakens if: Berkshire Hathaway Inc.'s growth falls below Sun Life Financial Inc.'s for two consecutive comparable reports while operating margin also compresses.

For lenders, reported income is used instead of industrial-company sales. Growth is compared year-on-year.
Income · company comparison
6/10 level · 6/10 change

On every company-comparison chart on this page: solid lines show level, dotted lines show change when “Both” is selected, and a missing report breaks the line rather than being invented.

All-company data · latest reported quarter

In every all-company table on this page, each figure is the company’s latest single reported quarter. The rankings above them use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.

CompanyIncomeIncome growthReported
Berkshire Hathaway Inc. BRK-B$93.7B4.4%Mar 2026
Aegon Ltd. AEG$20.4B73%Dec 2025
Sun Life Financial Inc. SLF$8.7B-0.0%Mar 2026
The Hartford Insurance Group, Inc. HIG$7.2B6.1%Jun 2026
American International Group, Inc. AIG$6.7B-2.0%Mar 2026
Arch Capital Group Ltd. ACGL$4.5B-3.3%Jun 2026
Brookfield Wealth Solutions Ltd. BNT$1.7B-37%Mar 2026
Pelagos Insurance Capital Limited PLGO$611M-7.1%Mar 2026
International General Insurance Holdings Ltd. IGIC$126M-2.3%Mar 2026
Exzeo Group, Inc. XZO$56M7.7%Mar 2026
Full 20-quarter history · every available company

Income · reported quarter history

Aegon Ltd. · AEG

$-4.9B
$7.4B
$7.5B
$6.8B
$13.6B
$6.9B
$11.8B
$7.2B
$20.4B

American International Group, Inc. · AIG

$12.8B
$14.2B
$14.9B
$14.4B
$14.0B
$-12.6B
$11.0B
$7.4B
$7.3B
$6.5B
$6.8B
$6.6B
$6.8B
$7.2B
$6.8B
$7.1B
$6.4B
$6.6B
$6.7B

Arch Capital Group Ltd. · ACGL

$2.1B
$2.3B
$1.9B
$2.2B
$2.4B
$3.1B
$3.2B
$3.2B
$3.3B
$4.0B
$3.9B
$4.2B
$4.7B
$4.5B
$4.7B
$5.2B
$5.1B
$4.9B
$4.5B

Berkshire Hathaway Inc. · BRK-B

$70.6B
$71.9B
$70.8B
$76.2B
$76.9B
$78.1B
$85.4B
$92.5B
$93.2B
$93.4B
$89.9B
$93.7B
$93.0B
$94.9B
$89.7B
$92.5B
$95.0B
$94.2B
$93.7B

Brookfield Wealth Solutions Ltd. · BNT

$2.3B
$278M
$1.3B
$1.4B
$1.4B
$1.2B
$2.0B
$1.5B
$2.2B
$2.5B
$2.9B
$3.0B
$5.7B
$2.6B
$3.0B
$2.9B
$3.1B
$1.7B

Exzeo Group, Inc. · XZO

$32M
$30M
$30M
$29M
$45M
$52M
$55M
$53M
$56M

International General Insurance Holdings Ltd. · IGIC

$190M
$103M
$105M
$118M
$133M
$101M
$150M
$130M
$136M
$138M
$135M
$129M
$133M
$129M
$126M
$126M

Pelagos Insurance Capital Limited · PLGO

$318M
$330M
$433M
$429M
$2.1B
$453M
$538M
$554M
$520M
$540M
$686M
$674M
$658M
$589M
$652M
$601M
$611M

Sun Life Financial Inc. · SLF

$8.5B
$13.0B
$6.4B
$7.0B
$6.5B
$7.7B
$7.6B
$7.5B
$7.9B
$7.8B
$8.2B
$8.0B
$8.6B
$8.4B
$8.7B
$8.5B
$8.9B
$8.7B
$8.7B

The Hartford Insurance Group, Inc. · HIG

$5.7B
$5.8B
$5.4B
$5.4B
$5.6B
$6.0B
$5.9B
$6.0B
$6.2B
$6.4B
$6.4B
$6.5B
$6.8B
$6.9B
$6.8B
$7.0B
$7.2B
$7.3B
$7.2B

Income growth · reported quarter history

Aegon Ltd. · AEG

-112%
-73%
-7.7%
82%
1.1%
-14%
4.1%
73%

American International Group, Inc. · AIG

35%
9.1%
-189%
-27%
-49%
-48%
-38%
-12%
-7.1%
10.0%
0.3%
8.1%
-5.9%
-8.7%
-2.0%

Arch Capital Group Ltd. · ACGL

-14%
14%
33%
63%
43%
40%
29%
24%
34%
42%
14%
19%
23%
8.2%
8.5%
-3.3%

Berkshire Hathaway Inc. · BRK-B

10%
9.0%
8.6%
21%
21%
21%
20%
5.2%
1.2%
-0.2%
1.7%
-0.2%
-1.2%
2.1%
-0.7%
4.4%

Brookfield Wealth Solutions Ltd. · BNT

1,338%
-39%
323%
54%
11%
62%
111%
47%
94%
158%
5.4%
4.7%
-1.5%
-47%
-37%

Exzeo Group, Inc. · XZO

220%
73%
90%
18%
7.7%

International General Insurance Holdings Ltd. · IGIC

-30%
-1.9%
43%
10%
2.3%
37%
-10%
-0.8%
-2.2%
-6.5%
-6.7%
-2.3%

Pelagos Insurance Capital Limited · PLGO

545%
37%
24%
29%
-75%
19%
28%
22%
27%
9.1%
-5.0%
-11%
-7.1%

Sun Life Financial Inc. · SLF

-45%
-23%
-40%
18%
7.8%
21%
0.6%
8.6%
6.6%
9.2%
7.8%
6.2%
5.9%
3.3%
3.2%
-0.0%

The Hartford Insurance Group, Inc. · HIG

-3.9%
-1.9%
3.4%
9.6%
13%
11%
6.4%
8.6%
7.2%
9.5%
7.5%
6.1%
7.7%
7.1%
6.7%
6.1%
06 · compare level, then change

Profit Scale & Acceleration

Berkshire Hathaway Inc. has the highest Net profit among the 10 Insurance - Diversified companies compared here, at $72,767 million. Sun Life Financial Inc. is next at $3,304 million. Exzeo Group, Inc. has the highest Profit growth at 22.6%, so level and change sit with different companies. 7 of 10 companies report a comparable reading, the latest through Mar 2026.

What the numbers say: Berkshire Hathaway Inc. leads with $72,767 million of TTM profit, 22× the profit of Sun Life Financial Inc.. Exzeo Group, Inc. shows 22.6% growth from a $65 million profit base. Compare the size of the base and persistence before ranking acceleration above profit scale.

LeaderBerkshire Hathaway Inc. · $72,767 million
Gap22× versus #2 · Sun Life Financial Inc.
Persistence2/8 recent comparable periods
Coverage7/10 companies · 169 observations

Investor read: Berkshire Hathaway Inc. sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current profit growth signal.

Net profit is ranked only where the comparison base is economically meaningful. Loss-to-profit flips are shown but do not win the growth table.
Net profit · company comparison
7/10 level · 5/10 change
All-company data · latest reported quarter
CompanyNet profitProfit growthReported
Aegon Ltd. AEG$14.5B133%Dec 2025
Berkshire Hathaway Inc. BRK-B$10.2B118%Mar 2026
The Hartford Insurance Group, Inc. HIG$856M36%Jun 2026
American International Group, Inc. AIG$763M9.3%Mar 2026
Sun Life Financial Inc. SLF$529M-47%Mar 2026
Pelagos Insurance Capital Limited PLGO$108M30%Mar 2026
International General Insurance Holdings Ltd. IGIC$21M-22%Mar 2026
Exzeo Group, Inc. XZO$20M11%Mar 2026
Arch Capital Group Ltd. ACGL$-36M-102%Jun 2026
Brookfield Wealth Solutions Ltd. BNT$-609M-99%Mar 2026
Full 20-quarter history · every available company

Net profit · reported quarter history

Aegon Ltd. · AEG

$-13.0B
$639M
$260M
$89M
$6.8B
$100M
$6.2B
$934M
$14.5B

American International Group, Inc. · AIG

$1.7B
$4.1B
$4.6B
$3.4B
$3.1B
$-7.8B
$-87M
$841M
$701M
$862M
$797M
$475M
$481M
$947M
$698M
$1.1B
$524M
$731M
$763M

Arch Capital Group Ltd. · ACGL

$297M
$583M
$173M
$399M
$9M
$826M
$678M
$647M
$669M
$2.3B
$1.1B
$-45M
$-36M
$-64M
$-17M
$-40M
$-62M
$-61M
$-36M

Berkshire Hathaway Inc. · BRK-B

$10.6B
$40.0B
$5.7B
$-43.2B
$-2.7B
$18.2B
$35.8B
$36.2B
$-12.6B
$37.8B
$12.8B
$30.5B
$26.5B
$19.8B
$4.7B
$12.5B
$30.9B
$19.3B
$10.2B

Brookfield Wealth Solutions Ltd. · BNT

$-6M
$-43M
$156M
$27M
$135M
$181M
$-98M
$363M
$76M
$455M
$335M
$264M
$52M
$563M
$-326M
$501M
$583M
$8M
$-609M

Exzeo Group, Inc. · XZO

$-8M
$14M
$14M
$5M
$16M
$18M
$-5M
$21M
$29M
$20M

International General Insurance Holdings Ltd. · IGIC

$14M
$9M
$18M
$24M
$21M
$21M
$32M
$38M
$10M
$31M
$37M
$32M
$34M
$30M
$27M
$34M
$34M
$32M
$21M

Pelagos Insurance Capital Limited · PLGO

$20M
$11M
$-91M
$123M
$1.7B
$84M
$88M
$228M
$81M
$54M
$101M
$-122M
$-43M
$20M
$131M
$118M
$108M

Sun Life Financial Inc. · SLF

$1.1B
$1.2B
$721M
$1.0B
$153M
$1.2B
$918M
$740M
$937M
$874M
$936M
$718M
$1.4B
$217M
$1.0B
$778M
$1.2B
$810M
$529M

The Hartford Insurance Group, Inc. · HIG

$482M
$735M
$443M
$444M
$340M
$592M
$535M
$547M
$651M
$771M
$753M
$738M
$767M
$853M
$630M
$995M
$1.1B
$1.1B
$856M

Profit growth · reported quarter history

Aegon Ltd. · AEG

-63%
-86%
2,528%
12%
-9.0%
834%
133%

American International Group, Inc. · AIG

2,162%
78%
-291%
-102%
-75%
-77%
-44%
-31%
9.9%
-12%
141%
8.9%
-23%
9.3%

Arch Capital Group Ltd. · ACGL

-43%
-97%
42%
292%
62%
7,333%
174%
57%
-107%
-105%
-103%
-102%

Berkshire Hathaway Inc. · BRK-B

-252%
-125%
-54%
527%
107%
-64%
-16%
-48%
-64%
-59%
17%
-2.5%
118%

Brookfield Wealth Solutions Ltd. · BNT

1,250%
-163%
1,244%
-44%
151%
-27%
-32%
24%
-197%
90%
1,021%
-99%

Exzeo Group, Inc. · XZO

29%
-136%
320%
81%
11%

International General Insurance Holdings Ltd. · IGIC

500%
50%
133%
78%
58%
-52%
48%
16%
-16%
240%
-3.2%
-27%
6.3%
0.0%
6.7%
-22%

Pelagos Insurance Capital Limited · PLGO

8,565%
664%
85%
-95%
-36%
15%
-154%
-153%
-63%
30%

Sun Life Financial Inc. · SLF

-3.3%
-86%
-1.9%
27%
-27%
512%
-27%
2.0%
-3.0%
52%
-75%
7.6%
8.4%
-17%
273%
-47%

The Hartford Insurance Group, Inc. · HIG

-51%
-29%
-19%
21%
23%
91%
30%
41%
35%
18%
11%
-16%
35%
41%
33%
36%
07 · compare level, then change

Funding Base & Its Composition

No company in this Insurance - Diversified comparison reports a funding base figure this section can compare, so the Deposits rank is empty. On Borrowings, Berkshire Hathaway Inc. is highest at $128,886 million, across 5 of 10 companies with a usable reading.

What the numbers say: There is not enough comparable evidence to name a reliable deposits leader.

LeaderNo comparable leader
GapNot enough peers
PersistenceNot enough history
Coverage0/10 companies · 0 observations

Investor read: The current leader sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current borrowings signal.

For banks, debt is operating funding rather than industrial leverage. Deposits and borrowings are therefore shown as funding-base levels; asset quality, funding cost and liquidity determine whether that funding is attractive.
Depositslargest deposit bases
Not enough comparable data
Funding base · company comparison
0/10 level · 5/10 change
All-company data · latest reported quarter
CompanyDepositsBorrowingsReported
Berkshire Hathaway Inc. BRK-B$128.9BMar 2026
Brookfield Wealth Solutions Ltd. BNT$8.7BMar 2026
Pelagos Insurance Capital Limited PLGO$0MMar 2026
Exzeo Group, Inc. XZO$7MMar 2026
International General Insurance Holdings Ltd. IGIC$2MMar 2026
Full 20-quarter history · every available company

No consistent historical series is available for deposits.

Borrowings · reported quarter history

Berkshire Hathaway Inc. · BRK-B

$115.0B
$114.3B
$119.7B
$119.1B
$116.5B
$122.7B
$123.6B
$125.3B
$124.8B
$128.3B
$122.8B
$123.6B
$124.5B
$124.8B
$125.9B
$127.0B
$127.2B
$129.1B
$128.9B

Brookfield Wealth Solutions Ltd. · BNT

$861M
$986M
$6.1B
$6.0B
$4.0B
$3.9B
$3.6B
$3.1B
$3.8B
$3.9B
$8.7B
$8.9B
$7.9B
$7.8B
$8.0B
$8.0B
$8.8B
$8.7B

Exzeo Group, Inc. · XZO

$0M
$66M
$8M
$8M
$8M
$8M
$7M
$7M

International General Insurance Holdings Ltd. · IGIC

$4M
$3M
$2M
$4M
$2M

Pelagos Insurance Capital Limited · PLGO

$31M
$31M
$0M
$0M
$0M
$0M
$0M
$0M
$0M
$0M
$0M
$0M
$0M
$0M
$0M
$0M
$0M
08 · compare level, then change

Return On Assets

Arch Capital Group Ltd. has the highest ROA among the 10 Insurance - Diversified companies compared here, at 11.2%. Exzeo Group, Inc. is next at 9.8%. Exzeo Group, Inc. has the highest ROA change at +7.9 percentage points, so level and change sit with different companies. 10 of 10 companies report a comparable reading, the latest through Jun 2026.

What the numbers say: Arch Capital Group Ltd. leads roa at 11.2%; Exzeo Group, Inc. leads roa change at +7.9 percentage points.

LeaderArch Capital Group Ltd. · 11.2%
Gap14.3% versus #2 · Exzeo Group, Inc.
Persistence4/8 recent comparable periods
Coverage10/10 companies · 178 observations

Investor read: Arch Capital Group Ltd. sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current roa change signal.

ROA is the cleanest first comparison for lenders because the balance sheet is the operating asset.
ROA changefastest improvers
1Exzeo Group, Inc. XZO+7.9 pp
2Aegon Ltd. AEG · older report+1.3 pp
Return on assets · company comparison
10/10 level · 10/10 change
All-company data · latest reported quarter
CompanyROAROA changeReported
Arch Capital Group Ltd. ACGL11%−3.0 ppJun 2026
Exzeo Group, Inc. XZO9.8%+7.9 ppMar 2026
International General Insurance Holdings Ltd. IGIC4.0%−0.8 ppMar 2026
Aegon Ltd. AEG2.3%+1.3 ppDec 2025
The Hartford Insurance Group, Inc. HIG1.2%0.0 ppJun 2026
Berkshire Hathaway Inc. BRK-B1.0%0.0 ppMar 2026
Pelagos Insurance Capital Limited PLGO0.9%+1.2 ppMar 2026
American International Group, Inc. AIG0.6%+0.4 ppMar 2026
Brookfield Wealth Solutions Ltd. BNT0.4%−0.2 ppMar 2026
Sun Life Financial Inc. SLF0.2%−0.1 ppMar 2026
Full 20-quarter history · every available company

ROA · reported quarter history

Aegon Ltd. · AEG

0.0%
0.0%
0.2%
0.0%
-3.5%
0.1%
0.5%
-0.1%
2.3%
1.0%
0.0%
0.0%
1.0%
1.0%
0.1%
0.1%
2.3%
2.3%

American International Group, Inc. · AIG

0.3%
0.5%
0.8%
0.7%
0.6%
0.2%
0.0%
0.4%
0.1%
0.2%
0.2%
0.6%
0.2%
0.2%
0.2%
0.7%
0.4%
0.5%
0.6%

Arch Capital Group Ltd. · ACGL

9.0%
9.5%
8.7%
9.3%
37%
12%
12%
1.7%
13%
1.2%
13%
13%
14%
14%
1.3%
14%
13%
13%
1.6%
11%

Berkshire Hathaway Inc. · BRK-B

0.8%
0.8%
0.9%
1.1%
0.7%
0.7%
0.9%
1.1%
1.1%
0.9%
1.2%
1.1%
1.0%
1.3%
1.0%
1.1%
1.2%
0.9%
1.0%

Brookfield Wealth Solutions Ltd. · BNT

-0.1%
-1.3%
3.3%
-0.1%
1.0%
1.2%
0.2%
2.1%
0.9%
1.1%
1.7%
0.9%
0.9%
0.6%
0.5%
1.3%
1.6%
0.4%

Exzeo Group, Inc. · XZO

-3.5%
0.0%
0.0%
11%
4.4%
-6.7%
15%
12%
9.8%

International General Insurance Holdings Ltd. · IGIC

1.9%
2.7%
1.5%
4.1%
4.9%
5.2%
2.2%
5.5%
6.6%
2.7%
7.4%
5.9%
4.5%
3.6%
4.8%
2.6%
2.9%
4.6%
4.0%

Pelagos Insurance Capital Limited · PLGO

0.0%
0.0%
-1.1%
1.7%
37%
1.9%
1.0%
2.8%
0.8%
0.6%
1.0%
-1.1%
-0.3%
0.2%
1.2%
1.1%
0.9%

Sun Life Financial Inc. · SLF

2.0%
4.7%
0.2%
0.3%
0.1%
0.4%
0.3%
0.3%
0.3%
0.3%
0.3%
0.2%
0.5%
0.1%
0.3%
0.2%
0.3%
0.2%
0.2%

The Hartford Insurance Group, Inc. · HIG

0.7%
1.0%
0.7%
0.7%
0.5%
0.8%
0.8%
0.8%
0.9%
1.1%
1.0%
1.0%
1.0%
1.1%
0.8%
1.2%
1.3%
1.4%
1.1%
1.2%

ROA change · reported quarter history

Aegon Ltd. · AEG

−3.5 pp
+0.1 pp
+0.3 pp
−0.1 pp
+5.8 pp
+0.9 pp
−0.5 pp
+0.1 pp
−1.3 pp
0.0 pp
+0.1 pp
+0.1 pp
+1.3 pp
+1.3 pp

American International Group, Inc. · AIG

+0.3 pp
−0.3 pp
−0.8 pp
−0.3 pp
−0.5 pp
0.0 pp
+0.2 pp
+0.2 pp
+0.1 pp
0.0 pp
0.0 pp
+0.1 pp
+0.2 pp
+0.3 pp
+0.4 pp

Arch Capital Group Ltd. · ACGL

+28.2 pp
+2.3 pp
+3.7 pp
−7.6 pp
−24.4 pp
−10.6 pp
+0.4 pp
+11.1 pp
+1.3 pp
+12.4 pp
−11.5 pp
+1.4 pp
−1.1 pp
−0.7 pp
+0.3 pp
−3.0 pp

Berkshire Hathaway Inc. · BRK-B

−0.1 pp
−0.1 pp
0.0 pp
0.0 pp
+0.4 pp
+0.2 pp
+0.3 pp
0.0 pp
−0.1 pp
+0.4 pp
−0.2 pp
0.0 pp
+0.2 pp
−0.4 pp
0.0 pp

Brookfield Wealth Solutions Ltd. · BNT

+1.1 pp
+2.5 pp
−3.1 pp
+2.2 pp
−0.1 pp
−0.1 pp
+1.5 pp
−1.2 pp
0.0 pp
−0.5 pp
−1.2 pp
+0.4 pp
+0.7 pp
−0.2 pp

Exzeo Group, Inc. · XZO

+3.5 pp
+4.4 pp
+3.6 pp
+7.9 pp

International General Insurance Holdings Ltd. · IGIC

+3.0 pp
+2.5 pp
+0.7 pp
+1.4 pp
+1.7 pp
−2.5 pp
+5.2 pp
+0.4 pp
−2.1 pp
+0.9 pp
−2.6 pp
−3.3 pp
−1.6 pp
+1.0 pp
−0.8 pp

Pelagos Insurance Capital Limited · PLGO

−1.1 pp
+1.7 pp
+2.1 pp
+1.1 pp
−36.3 pp
−1.3 pp
0.0 pp
−3.9 pp
−1.1 pp
−0.4 pp
+0.2 pp
+2.2 pp
+1.2 pp

Sun Life Financial Inc. · SLF

−1.9 pp
−4.3 pp
+0.1 pp
0.0 pp
+0.2 pp
−0.1 pp
0.0 pp
−0.1 pp
+0.2 pp
−0.2 pp
0.0 pp
0.0 pp
−0.2 pp
+0.1 pp
−0.1 pp

The Hartford Insurance Group, Inc. · HIG

−0.2 pp
−0.2 pp
+0.1 pp
+0.1 pp
+0.4 pp
+0.3 pp
+0.2 pp
+0.2 pp
+0.1 pp
0.0 pp
−0.2 pp
+0.2 pp
+0.3 pp
+0.3 pp
+0.3 pp
0.0 pp
09 · compare level, then change

ROE — Leaders & Improvers

Aegon Ltd. has the highest ROE among the 10 Insurance - Diversified companies compared here, at 76.9%. International General Insurance Holdings Ltd. is next at 18.5%. The same company also holds the highest ROE change, at +43.9 percentage points. 10 of 10 companies report a comparable reading, the latest through Dec 2025.

What the numbers say: Aegon Ltd. leads both roe at 76.9% and roe change at +43.9 percentage points.

LeaderAegon Ltd. · 76.9%
Gap315.7% versus #2 · International General Insurance Holdings Ltd.
Persistence5/8 recent comparable periods
Coverage10/10 companies · 179 observations

Investor read: Aegon Ltd. sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.

This conclusion weakens if: The next two comparable reports reverse the current roe change signal.

ROE shows the return to shareholders, but should be read with asset quality and leverage.
Return on equity · company comparison
10/10 level · 10/10 change
All-company data · latest reported quarter
CompanyROEROE changeReported
Aegon Ltd. AEG77%+43.9 ppDec 2025
International General Insurance Holdings Ltd. IGIC19%+0.1 ppMar 2026
Exzeo Group, Inc. XZO15%−15.2 ppMar 2026
The Hartford Insurance Group, Inc. HIG7.0%+1.0 ppJun 2026
Pelagos Insurance Capital Limited PLGO4.6%+6.3 ppMar 2026
Sun Life Financial Inc. SLF2.0%−2.0 ppMar 2026
American International Group, Inc. AIG1.9%+0.4 ppMar 2026
Berkshire Hathaway Inc. BRK-B1.5%+0.7 ppMar 2026
Brookfield Wealth Solutions Ltd. BNT0.5%−17.2 ppMar 2026
Arch Capital Group Ltd. ACGL-0.2%0.0 ppJun 2026
Full 20-quarter history · every available company

ROE · reported quarter history

Aegon Ltd. · AEG

-0.7%
0.0%
2.9%
-0.3%
-61%
1.9%
11%
-4.2%
72%
33%
0.5%
0.5%
33%
33%
5.2%
5.2%
77%
77%

American International Group, Inc. · AIG

2.7%
6.0%
7.5%
6.0%
5.8%
1.0%
-0.2%
3.6%
1.7%
1.8%
1.7%
2.1%
1.1%
2.0%
1.5%
2.7%
1.2%
1.7%
1.9%

Arch Capital Group Ltd. · ACGL

2.2%
4.2%
1.3%
2.9%
0.1%
6.2%
5.0%
4.8%
4.9%
15%
6.4%
-0.3%
-0.2%
-0.3%
-0.1%
-0.2%
-0.3%
-0.3%
-0.2%
-0.2%

Berkshire Hathaway Inc. · BRK-B

2.4%
8.3%
1.2%
-9.1%
-0.6%
3.7%
6.9%
7.1%
-2.5%
7.2%
2.4%
5.3%
4.6%
3.2%
0.8%
1.9%
4.6%
2.8%
1.5%

Brookfield Wealth Solutions Ltd. · BNT

1.2%
-1.9%
-13%
43%
7.3%
56%
29%
-8.6%
32%
5.4%
23%
15%
10%
2.1%
18%
-8.6%
14%
15%
0.5%

Exzeo Group, Inc. · XZO

-12%
0.0%
0.0%
68%
37%
-17%
45%
21%
15%

International General Insurance Holdings Ltd. · IGIC

4.0%
16%
9.2%
20%
25%
23%
22%
32%
36%
9.3%
26%
28%
23%
22%
18%
17%
21%
20%
19%

Pelagos Insurance Capital Limited · PLGO

0.0%
0.0%
-4.5%
6.1%
182%
8.5%
4.2%
10%
3.7%
2.4%
4.2%
-5.0%
-1.7%
0.8%
5.2%
4.9%
4.6%

Sun Life Financial Inc. · SLF

4.1%
4.5%
2.7%
3.7%
0.5%
4.7%
3.6%
2.9%
3.6%
3.7%
3.9%
3.0%
5.7%
0.9%
4.0%
3.1%
4.6%
3.1%
2.0%

The Hartford Insurance Group, Inc. · HIG

2.7%
4.0%
2.6%
2.7%
2.2%
3.8%
3.5%
3.9%
4.9%
5.3%
5.1%
4.9%
5.0%
5.4%
3.9%
6.0%
6.1%
6.4%
4.8%
7.0%

ROE change · reported quarter history

Aegon Ltd. · AEG

−60.6 pp
+1.9 pp
+8.3 pp
−3.9 pp
+132.8 pp
+31.4 pp
−10.7 pp
+4.7 pp
−38.5 pp
−0.3 pp
+4.7 pp
+4.7 pp
+43.9 pp
+43.9 pp

American International Group, Inc. · AIG

+3.1 pp
−5.0 pp
−7.7 pp
−2.4 pp
−4.1 pp
+0.8 pp
+1.9 pp
−1.5 pp
−0.6 pp
+0.2 pp
−0.2 pp
+0.6 pp
+0.1 pp
−0.3 pp
+0.4 pp

Arch Capital Group Ltd. · ACGL

−2.1 pp
+2.0 pp
+3.7 pp
+1.9 pp
+4.8 pp
+8.3 pp
+1.4 pp
−5.1 pp
−5.1 pp
−14.8 pp
−6.5 pp
+0.1 pp
−0.1 pp
0.0 pp
−0.1 pp
0.0 pp

Berkshire Hathaway Inc. · BRK-B

−3.0 pp
−4.6 pp
+5.7 pp
+16.2 pp
−1.9 pp
+3.5 pp
−4.5 pp
−1.8 pp
+7.1 pp
−4.0 pp
−1.6 pp
−3.4 pp
0.0 pp
−0.4 pp
+0.7 pp

Brookfield Wealth Solutions Ltd. · BNT

+6.1 pp
+58.3 pp
+42.1 pp
−51.9 pp
+24.8 pp
−51.0 pp
−6.3 pp
+23.5 pp
−21.8 pp
−3.3 pp
−5.4 pp
−23.5 pp
+4.0 pp
+12.7 pp
−17.2 pp

Exzeo Group, Inc. · XZO

+11.7 pp
+36.6 pp
−22.8 pp
−15.2 pp

International General Insurance Holdings Ltd. · IGIC

+21.3 pp
+6.4 pp
+12.9 pp
+12.6 pp
+10.8 pp
−13.5 pp
+4.0 pp
−4.6 pp
−13.2 pp
+13.0 pp
−7.7 pp
−10.9 pp
−2.1 pp
−2.4 pp
+0.1 pp

Pelagos Insurance Capital Limited · PLGO

−4.5 pp
+6.1 pp
+8.7 pp
+4.2 pp
−178.2 pp
−6.1 pp
0.0 pp
−15.3 pp
−5.4 pp
−1.6 pp
+1.0 pp
+9.9 pp
+6.3 pp

Sun Life Financial Inc. · SLF

−3.6 pp
+0.2 pp
+0.9 pp
−0.8 pp
+3.1 pp
−1.0 pp
+0.3 pp
+0.1 pp
+2.1 pp
−2.8 pp
+0.1 pp
+0.1 pp
−1.1 pp
+2.2 pp
−2.0 pp

The Hartford Insurance Group, Inc. · HIG

−0.5 pp
−0.2 pp
+0.9 pp
+1.2 pp
+2.7 pp
+1.5 pp
+1.6 pp
+1.0 pp
+0.1 pp
+0.1 pp
−1.2 pp
+1.1 pp
+1.1 pp
+1.0 pp
+0.9 pp
+1.0 pp
10 · not available

Gross NPA — Leaders & Improvers

No company in this Insurance - Diversified comparison reports gross NPA on a comparable basis, so there is nothing to rank here — 0 of 10 companies have a usable current reading. The section is shown rather than removed so an unavailable metric is not mistaken for one that was quietly left out. Filings were read through Jun 2026.

Lower gross NPA is better. Improvement means the ratio is falling, so ranks are intentionally inverted.
11 · compare level, then change

Valuation Against Growth & Quality

Aegon Ltd. has the lowest P/BV ÷ ROE among the 10 Insurance - Diversified companies compared here, at 0.02×. International General Insurance Holdings Ltd. is next at 0.08×. Pelagos Insurance Capital Limited has the lowest P/BV at 0.72×, so level and change sit with different companies. 9 of 10 companies report a comparable reading, the latest through Dec 2025.

What the numbers say: Aegon Ltd. has the lowest comparable P/BV ÷ ROE at 0.02×, 75% below International General Insurance Holdings Ltd.. Only 9 of 10 companies have earnings and growth steady enough for the ratio to mean anything, so no broad “cheapest stock” conclusion is defensible unless the current multiple, own-history position and growth durability agree.

LeaderAegon Ltd. · 0.02×
Gap75% versus #2 · International General Insurance Holdings Ltd.
Persistence0/8 recent comparable periods
Coverage9/10 companies · 142 observations

Investor read: Treat valuation as permission to investigate, never as a standalone reason to buy.

This conclusion weakens if: The next two comparable reports reverse the current p/bv signal.

Banks are compared on P/BV and P/BV÷ROE, not PEG. Lower is better only if asset quality and return durability hold; cheap book value with weakening NPAs is not automatically attractive.
Valuation · company comparison
9/10 level · 10/10 change
All-company data · latest reported quarter
CompanyP/BV ÷ ROEP/BVReported
Brookfield Wealth Solutions Ltd. BNT1.60.8Mar 2026
Sun Life Financial Inc. SLF1.01.9Mar 2026
Berkshire Hathaway Inc. BRK-B1.01.4Mar 2026
American International Group, Inc. AIG0.51.0Mar 2026
Exzeo Group, Inc. XZO0.34.9Mar 2026
Arch Capital Group Ltd. ACGL0.31.4Jun 2026
The Hartford Insurance Group, Inc. HIG0.31.8Jun 2026
Pelagos Insurance Capital Limited PLGO0.20.7Mar 2026
International General Insurance Holdings Ltd. IGIC0.11.6Mar 2026
Aegon Ltd. AEG0.01.3Dec 2025
Full 20-quarter history · every available company

P/BV ÷ ROE · reported quarter history

Aegon Ltd. · AEG

0.2
0.6
0.1
0.0
0.0
2.9
2.7
0.0
0.0
0.3
0.2
0.0
0.0

American International Group, Inc. · AIG

0.3
0.1
0.1
0.1
0.2
1.1
0.6
0.6
0.7
0.5
0.9
0.5
0.8
0.4
0.9
0.7
0.5

Arch Capital Group Ltd. · ACGL

0.5
0.3
1.1
0.5
14.3
0.3
0.4
0.4
0.4
0.1
0.3

Berkshire Hathaway Inc. · BRK-B

0.5
0.2
1.3
0.4
0.2
0.2
0.2
0.7
0.3
0.3
0.5
2.2
0.8
0.3
0.5
1.0

Brookfield Wealth Solutions Ltd. · BNT

0.8
0.0
0.3
0.0
0.0
0.0
0.1
0.0
0.0
0.1
0.3
0.0
0.1
0.1
1.6

Exzeo Group, Inc. · XZO

0.4
0.3

International General Insurance Holdings Ltd. · IGIC

0.2
0.1
0.1
0.1
0.0
0.0
0.0
0.0
0.0
0.1
0.0
0.0
0.1
0.1
0.1
0.1
0.1
0.1
0.1

Pelagos Insurance Capital Limited · PLGO

0.1
0.2
0.1
0.3
0.3
0.2
0.9
0.2
0.2
0.2

Sun Life Financial Inc. · SLF

0.4
0.4
0.6
0.4
2.4
0.4
0.5
0.6
0.5
0.5
0.5
0.5
0.3
2.1
0.5
0.7
0.4
0.6
1.0

The Hartford Insurance Group, Inc. · HIG

0.5
0.3
0.6
0.6
0.7
0.5
0.4
0.4
0.3
0.3
0.4
0.4
0.4
0.4
0.5
0.3
0.3
0.3
0.4
0.3

P/BV · reported quarter history

Aegon Ltd. · AEG

0.4
0.4
0.5
0.8
1.1
1.0
1.1
1.2
1.2
1.5
1.4
1.3
1.2
1.3
1.0
1.1
1.3

American International Group, Inc. · AIG

0.7
0.7
0.9
0.9
0.9
1.1
0.9
1.1
1.0
1.2
1.1
1.0
1.0
1.2
1.2
1.0
1.1
1.0

Arch Capital Group Ltd. · ACGL

1.1
1.2
1.4
1.4
1.4
1.8
1.8
1.9
2.0
1.5
1.8
1.8
1.9
1.7
1.7
1.5
1.4
1.4
1.4
1.4

Berkshire Hathaway Inc. · BRK-B

1.3
1.3
1.5
1.3
1.3
1.5
1.3
1.4
1.5
1.4
1.6
1.5
1.6
1.5
1.8
1.6
1.6
1.5
1.4

Brookfield Wealth Solutions Ltd. · BNT

1.0
1.0
1.1
0.9
2.1
0.3
0.3
0.3
0.2
0.6
0.6
0.4
0.5
0.6
0.7
0.7
0.8
0.8
0.8

Exzeo Group, Inc. · XZO

8.7
4.9

International General Insurance Holdings Ltd. · IGIC

1.0
1.0
1.0
1.0
1.0
1.0
0.9
0.9
1.0
1.0
1.1
1.1
1.3
1.6
1.8
1.6
1.5
1.5
1.6

Pelagos Insurance Capital Limited · PLGO

0.8
0.8
0.6
0.9
0.7
0.7
0.8
0.8
0.8
0.8
0.8
0.7

Sun Life Financial Inc. · SLF

1.5
1.6
1.6
1.3
1.2
1.6
1.6
1.8
1.7
1.7
1.8
1.6
1.8
1.9
1.8
2.1
1.9
1.9
1.9

The Hartford Insurance Group, Inc. · HIG

1.3
1.3
1.5
1.5
1.5
1.8
1.5
1.6
1.6
1.6
2.0
1.9
2.0
1.9
2.1
2.0
2.0
2.0
2.0
1.8
12 · before the conclusion, check the blind spots

What can make this comparison misleading?

This Insurance - Diversified comparison names 7 specific ways its own evidence can mislead, all listed below. 1 of the 10 companies reports on an older date than the sector's freshest reporters, so its rank is marked stale. 2 of the 7 ranked sections have fewer than three usable current readings.

Keep these limits visible

  • A high growth rate can be a low-base artefact. The page keeps level and change separate for that reason.
  • A high ROE can be manufactured with leverage. Read it beside ROA and asset quality.
  • The 4-Factor Sector Score ranks research priority, not portfolio action. Management quality, catalysts and risks need equally fresh evidence before capital is deployed.
  • An “all companies” line chart preserves completeness, but rank changes should be checked against reporting dates before drawing a conclusion.
  • 1 company has an older fundamental reporting date than the sector’s freshest reporters; its rank carries a stale marker.
  • Banks and lenders are not forced through operating-margin or ROCE comparisons; missing lender-specific fields remain visibly missing.
  • Thin comparisons: Funding base, Asset quality have fewer than three usable current readings.
13 · evidence and freshness

How was this comparison built?

This comparison is built from the reported filings of 10 Insurance - Diversified companies, normalized to a common $ scale and a shared quarter axis of up to 20 quarters each. Fundamentals run through Jun 2026 and market data through 2026-08-04. A second data feed fills gaps only after identity and scale reconciliation, and missing observations are never interpolated.

FundamentalsThrough Jun 2026 · up to 20 quarters per company
Market dataThrough 2026-08-04 · weekly price and relative-strength history
Derived metricsGrowth, changes and P/BV÷ROE are calculated only when their inputs are comparable.
Score confidenceMissing and stale evidence reduces confidence and pulls the 0–100 research-priority score toward neutral.
14 · questions investors ask, short speakable answers

Insurance - Diversified company comparison FAQs

These 21 answers restate the Insurance - Diversified comparison above in question form. Every one is computed from the same 10 companies and the same reported filings as the rankings and charts, current through Jun 2026. Price and relative-strength answers run through 2026-08-04. Nothing here is estimated, and none of it is a recommendation.

Is the Insurance - Diversified sector outperforming S&P 500?

Insurance - Diversified has underperformed S&P 500 by 7.7% over 52 weeks and 2% over 13 weeks. 4 of 9 covered companies beat the S&P 500 on Mansfield relative strength, while 4 of 9 beat the sector itself.

Which Insurance - Diversified company is largest by income?

Berkshire Hathaway Inc. leads with income of $375,394 million, based on 6 of 10 comparable companies through Mar 2026.

Which Insurance - Diversified company is growing fastest?

Sun Life Financial Inc. has the fastest current income growth at 3%, across 6 of 10 comparable companies.

Which Insurance - Diversified company has the strongest 4-Factor Sector Score?

International General Insurance Holdings Ltd. ranks first at 57.9/100 with 70% evidence confidence. The score prioritizes research; it is not a buy recommendation.

Which Insurance - Diversified company has the lowest comparable P/BV-to-ROE?

Aegon Ltd. has the lowest comparable P/BV ÷ ROE at 0.02, among 9 of 10 companies whose earnings and growth are steady enough for the ratio to mean anything.

How much history does this Insurance - Diversified comparison include?

The page compares up to 20 reported quarters per company for fundamentals, returns and valuation, ending Jun 2026. Missing observations remain blank rather than being estimated.

How is the 4-Factor Sector Score calculated?

The four visible contributions add directly: growth and earnings up to 35 points, capital efficiency up to 25, valuation up to 20, and relative strength up to 20. Missing or stale evidence moves only the affected contribution toward neutral.

Which Insurance - Diversified company is the biggest?

Berkshire Hathaway Inc. is the largest, with trailing-twelve-month income of $375,394 million, ahead of Sun Life Financial Inc. at $34,763 million. That covers 6 of 10 companies with comparable reporting through Mar 2026.

Which Insurance - Diversified company makes the most profit?

Berkshire Hathaway Inc. earns the most, at $72,767 million of trailing-twelve-month net profit, from 7 of 10 comparable companies. Exzeo Group, Inc. has the fastest profit growth at 22.6%, though growth off a small or recovering profit base overstates how much has actually changed.

Which Insurance - Diversified company earns the highest return on capital?

Arch Capital Group Ltd. leads on return on assets at 11.2%, across 10 of 10 companies. Read it beside the length of its reported history: a high return that repeats for years is evidence of a durable business, while a single high reading can be a small capital base or one good year.

Which Insurance - Diversified stock is the cheapest?

On price-to-book divided by return on equity — where a LOWER number is cheaper — Aegon Ltd. screens cheapest at 0.02×. Only 9 of 10 companies have earnings and growth steady enough for the ratio to mean anything, so this is not a sector-wide "cheapest stock" verdict. Cheap on a multiple is a reason to investigate, never a reason to buy on its own.

Is the Insurance - Diversified sector beating the market?

Insurance - Diversified has underperformed S&P 500 by 7.7% over the last 52 weeks and 2% over 13 weeks, measured on an equal-weight index of its current members. Inside the sector, 4 of 9 covered companies are beating the market on their own. Sector strength does not transfer evenly to every stock in it.

Which Insurance - Diversified stock has the strongest price momentum?

Pelagos Insurance Capital Limited has the strongest relative strength against S&P 500. Relative strength answers last, after growth, quality and valuation: price can move well before the fundamentals confirm it, and sometimes without them confirming at all.

Which Insurance - Diversified company scores highest for research priority?

International General Insurance Holdings Ltd. scores 57.9 out of 100 with 70% evidence confidence, from 10.8 points on growth and earnings, 19.2 on capital efficiency, 14.9 on valuation and 13 on relative strength. This ranks what deserves work next. It is not a buy recommendation, and management quality, catalysts and risk still need separate research.

How many Insurance - Diversified companies does this comparison cover, and over what period?

It compares 10 listed companies over up to 20 reported quarters of fundamentals, ending Jun 2026, plus weekly price and relative-strength history. Membership is the full sector list — nothing is dropped for having thin data.

What is the total market cap of the Insurance - Diversified sector?

The 10 Insurance - Diversified companies on this page carry $1,308,864 million of combined market value. Berkshire Hathaway Inc. is the largest at $1,114,794 million, about 85% of the sector's total on its own. Market value moves with price, so this reading is dated 2026-08-04.

What is the Insurance - Diversified sector's P/B ratio?

The median price-to-book ratio across the 10 Insurance - Diversified companies on this page is 1.4×, measured on the 10 that report a comparable figure. A sector-level history for this multiple is not held here, so this is a cross-section of today, not a comparison with the sector’s own past. Figures are as of 2026-08-04.

How is the Insurance - Diversified sector performing?

4 of the 9 covered Insurance - Diversified companies are beating S&P 500 on Mansfield relative strength. The sector itself is 7.7% behind S&P 500 over 52 weeks on an equal-weight index of its current members. Readings are as of 2026-08-04.

How many Insurance - Diversified stocks are listed in the US?

This comparison covers 10 listed Insurance - Diversified companies in the US, each above the size floor the site applies. The full ranked list is on this page, with reported fundamentals through Jun 2026. Membership is the full industry list — nothing is dropped for having thin data.

Why are some values on this page blank?

A blank means that company did not report a comparable figure for that period, so nothing is shown. Missing observations are never interpolated, carried forward, or replaced with a similar-looking accounting line, and a company with missing evidence has its research score pulled toward neutral rather than being scored as bad.

Is this investment advice?

No. Every figure here is a deterministic calculation from reported company filings and market data, published for research. It contains no recommendation to buy or sell any security, does not account for your circumstances, and is not a substitute for advice from a licensed adviser.

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