Banks - Diversified Stocks
Banks - Diversified: JPMorgan Chase & Co. owns the largest revenue base; HSBC Holdings plc has the fastest current growth.
How has Banks - Diversified moved against S&P 500?
The line below covers up to 5.2 years and opens on the 5Y view; the buttons cut it shorter. Over the most recent two of them this industry is 66% ahead of S&P 500. Earnings across its companies grew 21% on average over the last four reported quarters. It has been ahead of S&P 500 on a rolling three-month view for 16 weeks running.
RS ↑16w · 19/19 >200d (+1) · 8/19 lead (−7) · EPS 18/19↑
Both lines start at 200 in the same week, so the distance between them is the whole story: the industry line is an equal-weighted index of its 19 companies. The bars underneath are trailing 12-month earnings per share, one bar per reported quarter, each member rebased to 100 at the start and the industry taking the median — so a price line pulling away from flat bars is a re-rating, not earnings. A bar turns red when that figure is lower than the quarter before. Rules are fixed and applied identically everywhere on this site: ahead by 5% or more over three months, or behind by 20% or more over a year while earnings grew 20% or more. Hover any point to read both values and the gap. This is a description of what the numbers did, not advice.
Is Banks - Diversified outperforming S&P 500?
Banks - Diversified has outperformed S&P 500 by 18.8% over the last 52 weeks. Over 13 weeks the gap is a lead of 3.3%. 14 of 17 covered companies currently beat the S&P 500 on Mansfield relative strength, so leadership inside the sector is selective. ING Groep N.V. is the strongest against the sector itself at +7.6%.
Sector metric: — as of latest available · unclassified · direction unavailable.
The central tension: the companies with the most scale are not necessarily the companies creating the most change.
Start with scale. Then earnings trajectory. Then business quality. Only after those three agree should price leadership carry much weight.
Bottom line
Banks - Diversified has outperformed S&P 500 by 18.8% over 52 weeks and 3.3% over 13 weeks. 14 of 17 covered companies beat the S&P 500 on Mansfield relative strength, while 8 of 17 beat the sector itself. JPMorgan Chase & Co. leads with income of $186,328 million, based on 16 of 18 comparable companies through Jun 2026.
4-Factor Sector Score
An additive sector-relative research score. The four displayed point contributions always equal the total: Growth & earnings (35), Capital efficiency (25), Valuation (20), and Relative strength (20). Missing or stale evidence is absorbed inside the affected factor, never applied as a hidden adjustment.
How this score is built, and what the marks mean
Missing observations are not scored as bad. Their missing weight lowers confidence and pulls the final score toward neutral. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led S&P 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step curve the sector itself is placed on — basing, turning, breaking out, leader, fading, asleep — read from how many weeks running it has led S&P 500 and whether that lead is widening or shrinking. It describes where the PRICE stands, not the earnings trajectory and not a recommendation, and it is left blank for a company whose weekly history is too short or too stale to read.
| Company | Score | Price stage | Growth & earnings/35 | Capital efficiency/25 | Valuation/20 | Relative strength/20 |
|---|---|---|---|---|---|---|
| 1Citigroup Inc.C | 60.0/100Mixed-positive evidence76% evidence | ASLEEP | 26.4/35 Income 12.1% · PAT 27.6% 71% evidence | 12.6/25 ROA 0.9% · ROE 11.1% · GNPA — 68% evidence | 16.2/20 P/BV 1.11× · P/BV÷ROE 0.1 70% evidence | 4.8/20 RS sector -3.9% · RS bench 4.2% · 1Y 29.5%2 of 12 weeks ahead 100% evidence |
| Exact sum: 26.4 + 12.6 + 16.2 + 4.8 = 60 · Decision use: Acceleration candidate, not a confirmed leader: earnings are strong but sector-relative strength is -3.9% and the one-year return is 29.5%. Do not upgrade until sector-relative strength is above zero and another reported period confirms growth. | ||||||
| 2JPMorgan Chase & Co.JPM | 59.4/100Mixed-positive evidence76% evidence | BREAKING OUT | 19.5/35 Income 13.8% · PAT 15.4% 71% evidence | 19.6/25 ROA 1.4% · ROE 18.2% · GNPA — 68% evidence | 11.9/20 P/BV 2.34× · P/BV÷ROE 0.13 70% evidence | 8.4/20 RS sector -5.5% · RS bench 2.9% · 1Y 10.8%10 of 12 weeks ahead 100% evidence |
| Exact sum: 19.5 + 19.6 + 11.9 + 8.4 = 59.4 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 3Banco Santander, S.A.SAN | 59.1/100Mixed-positive evidence76% evidence | LEADER | 18.6/35 Income 2.9% · PAT 22.7% 71% evidence | 11.8/25 ROA 0.8% · ROE 13.4% · GNPA — 68% evidence | 15.0/20 P/BV 1.49× · P/BV÷ROE 0.11 70% evidence | 13.7/20 RS sector 2.4% · RS bench 10.9% · 1Y 40.6%10 of 12 weeks ahead 100% evidence |
| Exact sum: 18.6 + 11.8 + 15 + 13.7 = 59.1 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 4HSBC Holdings plcHSBC | 58.0/100Mixed-positive evidence67% evidence | BREAKING OUT | 17.9/35 Income 18.2% · PAT 51.5% 45% evidence | 13.6/25 ROA 0.9% · ROE 14.7% · GNPA — 68% evidence | 14.2/20 P/BV 1.65× · P/BV÷ROE 0.11 70% evidence | 12.3/20 RS sector 1.1% · RS bench 9.5% · 1Y 44.6%9 of 12 weeks ahead 100% evidence |
| Exact sum: 17.9 + 13.6 + 14.2 + 12.3 = 58 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 5Bank of America CorporationBAC | 56.8/100Mixed-positive evidence76% evidence | FADING | 21.1/35 Income 11% · PAT 21.5% 71% evidence | 14.8/25 ROA 1% · ROE 11.4% · GNPA — 68% evidence | 14.5/20 P/BV 1.34× · P/BV÷ROE 0.12 70% evidence | 6.4/20 RS sector -8.5% · RS bench -0.5% · 1Y 10.8%10 of 12 weeks ahead 100% evidence |
| Exact sum: 21.1 + 14.8 + 14.5 + 6.4 = 56.8 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 6The Bank of Nova ScotiaBNS | 55.0/100Mixed-positive evidence62% evidence | LEADER | 22.7/35 Income 11.5% · PAT 45.9% 55% evidence | 10.0/25 ROA — · ROE 3% · GNPA — 34% evidence | 5.0/20 P/BV 1.49× · P/BV÷ROE 0.5 70% evidence | 17.3/20 RS sector 4.7% · RS bench 13.5% · 1Y 43.2%12 of 12 weeks ahead 100% evidence |
| Exact sum: 22.7 + 10 + 5 + 17.3 = 55 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 7Royal Bank of CanadaRY | 54.2/100Mixed-positive evidence80% evidence | FADING | 21.6/35 Income 11.4% · PAT 18.6% 81% evidence | 15.0/25 ROA 0.9% · ROE 15.7% · GNPA — 68% evidence | 9.3/20 P/BV 2.81× · P/BV÷ROE 0.18 70% evidence | 8.3/20 RS sector -1% · RS bench 7.3% · 1Y 37.4%9 of 12 weeks ahead 100% evidence |
| Exact sum: 21.6 + 15 + 9.3 + 8.3 = 54.2 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 8Banco Bilbao Vizcaya Argentaria, S.A.BBVA | 50.0/100Mixed-positive evidence62% evidence | LEADER | 13.2/35 Income 9.3% · PAT 6.1% 55% evidence | 11.9/25 ROA — · ROE 5.3% · GNPA — 34% evidence | 6.8/20 P/BV 1.62× · P/BV÷ROE 0.31 70% evidence | 18.1/20 RS sector 4% · RS bench 12.7% · 1Y 45.5%9 of 12 weeks ahead 100% evidence |
| Exact sum: 13.2 + 11.9 + 6.8 + 18.1 = 50 · Decision use: Price leads the evidence: RS versus the benchmark is 12.7%, but earnings trajectory is weak. Wait for revenue and profit confirmation. | ||||||
| 9ING Groep N.V.ING | 49.3/100Mixed-negative evidence62% evidence | LEADER | 12.8/35 Income 5% · PAT 8.7% 55% evidence | 10.9/25 ROA — · ROE 3.8% · GNPA — 34% evidence | 5.6/20 P/BV 1.56× · P/BV÷ROE 0.41 70% evidence | 20.0/20 RS sector 7.6% · RS bench 16.7% · 1Y 43%11 of 12 weeks ahead 100% evidence |
| Exact sum: 12.8 + 10.9 + 5.6 + 20 = 49.3 · Decision use: Price leads the evidence: RS versus the benchmark is 16.7%, but earnings trajectory is weak. Wait for revenue and profit confirmation. | ||||||
| 10Wells Fargo & CompanyWFC | 49.0/100Mixed-negative evidence76% evidence | FADING | 13.9/35 Income 7% · PAT 10.9% 71% evidence | 15.2/25 ROA 1% · ROE 11.6% · GNPA — 68% evidence | 14.0/20 P/BV 1.39× · P/BV÷ROE 0.12 70% evidence | 5.9/20 RS sector -12.1% · RS bench -4.2% · 1Y 2.8%6 of 12 weeks ahead 100% evidence |
| Exact sum: 13.9 + 15.2 + 14 + 5.9 = 49 · Decision use: Cheap but unconfirmed: require improving earnings before treating the valuation as an opportunity. | ||||||
| 11The Bank of New York Mellon CorporationBNY | 48.0/100Mixed-negative evidence76% evidence | LEADER | 21.7/35 Income 10.6% · PAT 26.9% 71% evidence | 7.1/25 ROA 0.4% · ROE 4% · GNPA — 68% evidence | 4.4/20 P/BV 2.08× · P/BV÷ROE 0.52 70% evidence | 14.8/20 RS sector 2.9% · RS bench 11.4% · 1Y 41.2%12 of 12 weeks ahead 100% evidence |
| Exact sum: 21.7 + 7.1 + 4.4 + 14.8 = 48 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 12Bank of MontrealBMO | 44.5/100Mixed-negative evidence62% evidence | FADING | 19.8/35 Income 13.3% · PAT 17.8% 55% evidence | 10.5/25 ROA — · ROE 3.1% · GNPA — 34% evidence | 4.1/20 P/BV 1.69× · P/BV÷ROE 0.55 70% evidence | 10.1/20 RS sector 0.7% · RS bench 9.1% · 1Y 32.4%8 of 12 weeks ahead 100% evidence |
| Exact sum: 19.8 + 10.5 + 4.1 + 10.1 = 44.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 13Canadian Imperial Bank of CommerceCM | 44.3/100Mixed-negative evidence62% evidence | TURNING | 22.3/35 Income 13.6% · PAT 25.3% 55% evidence | 11.2/25 ROA — · ROE 3.9% · GNPA — 34% evidence | 4.0/20 P/BV 2.11× · P/BV÷ROE 0.54 70% evidence | 6.8/20 RS sector -3.2% · RS bench 4.9% · 1Y 38.4%2 of 12 weeks ahead 100% evidence |
| Exact sum: 22.3 + 11.2 + 4 + 6.8 = 44.3 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 14UBS Group AGUBS | 42.2/100Mixed-negative evidence62% evidence | FADING | 20.6/35 Income 9.1% · PAT 51.4% 55% evidence | 9.7/25 ROA — · ROE 3.1% · GNPA — 34% evidence | 3.8/20 P/BV 1.7× · P/BV÷ROE 0.55 70% evidence | 8.1/20 RS sector -3.2% · RS bench 5% · 1Y 19.2%11 of 12 weeks ahead 100% evidence |
| Exact sum: 20.6 + 9.7 + 3.8 + 8.1 = 42.2 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 15The Toronto-Dominion BankTD | 37.5/100Mixed-negative evidence80% evidence | BREAKING OUT | 3.3/35 Income -4.1% · PAT -23.3% 81% evidence | 11.4/25 ROA 0.8% · ROE 13.6% · GNPA — 68% evidence | 10.5/20 P/BV 2.19× · P/BV÷ROE 0.16 70% evidence | 12.3/20 RS sector 3.3% · RS bench 11.8% · 1Y 53.4%8 of 12 weeks ahead 100% evidence |
| Exact sum: 3.3 + 11.4 + 10.5 + 12.3 = 37.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 16Barclays PLCBCS | 29.9/100Adverse evidence62% evidence | FADING | 12.6/35 Income -3.5% · PAT 11.6% 55% evidence | 10.0/25 ROA — · ROE 3% · GNPA — 34% evidence | 6.0/20 P/BV 1.04× · P/BV÷ROE 0.34 70% evidence | 1.3/20 RS sector -9.8% · RS bench -2.2% · 1Y 22.3%9 of 12 weeks ahead 100% evidence |
| Exact sum: 12.6 + 10 + 6 + 1.3 = 29.9 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 17Forbright, Inc.FRBT | 47.6/100Thin evidence · provisional10% evidence | TURNING | 18.0/35 Income — · PAT — 3% evidence | 9.6/25 ROA — · ROE 0.9% · GNPA — 34% evidence | 10.0/20 P/BV — · P/BV÷ROE — 0% evidence | 10.0/20 RS sector — · RS bench — · 1Y —0 of 2 weeks ahead 0% evidence |
| Exact sum: 18 + 9.6 + 10 + 10 = 47.6 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 18The Bank of N.T. Butterfield & Son LimitedNTB | 39.9/100Thin evidence · provisional45% evidence | ASLEEP | 16.5/35 Income — · PAT — 8% evidence | 11.7/25 ROA — · ROE 4.2% · GNPA — 34% evidence | 5.1/20 P/BV 2.04× · P/BV÷ROE 0.48 70% evidence | 6.6/20 RS sector -4.1% · RS bench 3.9% · 1Y 31.7%4 of 12 weeks ahead 100% evidence |
| Exact sum: 16.5 + 11.7 + 5.1 + 6.6 = 39.9 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
Market action
The Toronto-Dominion Bank has the strongest one-year price move in Banks - Diversified at +53.4%. ING Groep N.V. leads on Mansfield relative strength against the S&P 500 at +16.7%. 14 of 17 covered companies are above zero on that measure. Every line covers 314 weekly closes through 2026-09-16.
Every company, the sector's own index and S&P 500 all start level on the left edge of the window, so only the distance between the lines counts — the highest line has risen the most since then, and the chart at the top of this page is drawn the same way. It opens on one year; the buttons beside it stretch that to three or five.
How far ahead of or behind S&P 500 each company has been running, measured against its own recent average of that comparison, so the flat line at zero IS S&P 500: above it the company is beating the market, below it the market is beating the company. It opens on one year.
The same measure taken against Banks - Diversified itself instead of the whole market, so the flat line at zero is the sector: above it the company is beating its own peers, which is the sharper test of the two. It opens on one year.
Income Scale & Growth Durability
JPMorgan Chase & Co. has the highest Income among the 18 Banks - Diversified companies compared here, at $186,328 million. Bank of America Corporation is next at $115,792 million. HSBC Holdings plc has the highest Income growth at 18.2%, so level and change sit with different companies. 16 of 18 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: JPMorgan Chase & Co. is the scale leader at $186,328 million, 60.9% ahead of Bank of America Corporation. HSBC Holdings plc's growth is 18.2% from a $66,432 million base, with 19 reported observations in the 20-quarter window. Treat the growth leader as an acceleration candidate, not as equally proven scale.
Investor read: JPMorgan Chase & Co. is the scale benchmark; HSBC Holdings plc is the acceleration watch. Promote the challenger only if growth persists and converts into margin and returns.
This conclusion weakens if: JPMorgan Chase & Co.'s growth falls below HSBC Holdings plc's for two consecutive comparable reports while operating margin also compresses.
On every company-comparison chart on this page: solid lines show level, dotted lines show change when “Both” is selected, and a missing report breaks the line rather than being invented.
All-company data · latest reported quarter
In every all-company table on this page, each figure is the company’s latest single reported quarter. The rankings above them use trailing-twelve-month or current-market values, so a company can legitimately show a different number in each.
| Company | Income | Income growth | Reported |
|---|---|---|---|
| JPMorgan Chase & Co. JPM | $54.8B | 30% | Jun 2026 |
| Bank of America Corporation BAC | $30.2B | 17% | Jun 2026 |
| Citigroup Inc. C | $22.2B | 16% | Jun 2026 |
| Wells Fargo & Company WFC | $21.7B | 9.5% | Jun 2026 |
| HSBC Holdings plc HSBC | $18.1B | 25% | Jun 2026 |
| Royal Bank of Canada RY | $17.5B | 8.9% | Sep 2026 |
| The Toronto-Dominion Bank TD | $16.0B | 11% | Sep 2026 |
| UBS Group AG UBS | $13.6B | 14% | Jun 2026 |
| Banco Santander, S.A. SAN | $12.5B | 10% | Jun 2026 |
| Banco Bilbao Vizcaya Argentaria, S.A. BBVA | $8.8B | 20% | Jun 2026 |
| Bank of Montreal BMO | $8.8B | 16% | Jun 2026 |
| The Bank of Nova Scotia BNS | $8.6B | 12% | Jun 2026 |
| Barclays PLC BCS | $7.6B | 13% | Jun 2026 |
| Canadian Imperial Bank of Commerce CM | $7.4B | 15% | Jun 2026 |
| ING Groep N.V. ING | $6.0B | 11% | Jun 2026 |
| The Bank of New York Mellon Corporation BNY | $5.7B | 13% | Jun 2026 |
| The Bank of N.T. Butterfield & Son Limited NTB | $154M | 4.1% | Jun 2026 |
| Forbright, Inc. FRBT | $72M | 7.5% | Jun 2026 |
Full 20-quarter history · every available company
Income · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Banco Santander, S.A. · SAN
Bank of America Corporation · BAC
Bank of Montreal · BMO
Citigroup Inc. · C
HSBC Holdings plc · HSBC
JPMorgan Chase & Co. · JPM
Royal Bank of Canada · RY
The Bank of Nova Scotia · BNS
The Toronto-Dominion Bank · TD
UBS Group AG · UBS
Wells Fargo & Company · WFC
Income growth · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Banco Bilbao Vizcaya Argentaria, S.A. · BBVA
Banco Santander, S.A. · SAN
Bank of America Corporation · BAC
Bank of Montreal · BMO
Citigroup Inc. · C
HSBC Holdings plc · HSBC
JPMorgan Chase & Co. · JPM
Royal Bank of Canada · RY
The Bank of Nova Scotia · BNS
The Toronto-Dominion Bank · TD
UBS Group AG · UBS
Wells Fargo & Company · WFC
Profit Scale & Acceleration
JPMorgan Chase & Co. has the highest Net profit among the 18 Banks - Diversified companies compared here, at $63,633 million. Bank of America Corporation is next at $32,143 million. UBS Group AG has the highest Profit growth at 51.4%, so level and change sit with different companies. Its Net profit series carries 19 reported observations across the 20-quarter window.
What the numbers say: JPMorgan Chase & Co. leads with $63,633 million of TTM profit, 98% above Bank of America Corporation. UBS Group AG shows 51.4% growth from a $9,557 million profit base. Compare the size of the base and persistence before ranking acceleration above profit scale.
Investor read: JPMorgan Chase & Co. sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current profit growth signal.
All-company data · latest reported quarter
| Company | Net profit | Profit growth | Reported |
|---|---|---|---|
| JPMorgan Chase & Co. JPM | $20.8B | 42% | Jun 2026 |
| Bank of America Corporation BAC | $8.7B | 27% | Jun 2026 |
| Wells Fargo & Company WFC | $6.2B | 18% | Jun 2026 |
| Royal Bank of Canada RY | $5.9B | 11% | Sep 2026 |
| Citigroup Inc. C | $5.4B | 48% | Jun 2026 |
| The Toronto-Dominion Bank TD | $4.5B | 39% | Sep 2026 |
| Banco Santander, S.A. SAN | $3.4B | 2.5% | Jun 2026 |
| Banco Bilbao Vizcaya Argentaria, S.A. BBVA | $3.3B | 13% | Jun 2026 |
| UBS Group AG UBS | $2.8B | 17% | Jun 2026 |
| The Bank of Nova Scotia BNS | $2.6B | 30% | Jun 2026 |
| Bank of Montreal BMO | $2.6B | 34% | Jun 2026 |
| Canadian Imperial Bank of Commerce CM | $2.5B | 23% | Jun 2026 |
| Barclays PLC BCS | $2.3B | 22% | Jun 2026 |
| ING Groep N.V. ING | $1.9B | 16% | Jun 2026 |
| The Bank of New York Mellon Corporation BNY | $1.8B | 25% | Jun 2026 |
| The Bank of N.T. Butterfield & Son Limited NTB | $63M | 17% | Jun 2026 |
| Forbright, Inc. FRBT | $12M | 9.1% | Jun 2026 |
| HSBC Holdings plc HSBC | $-6.9B | 0.1% | Jun 2026 |
Full 20-quarter history · every available company
Net profit · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Banco Bilbao Vizcaya Argentaria, S.A. · BBVA
Banco Santander, S.A. · SAN
Bank of America Corporation · BAC
Bank of Montreal · BMO
Citigroup Inc. · C
HSBC Holdings plc · HSBC
JPMorgan Chase & Co. · JPM
Royal Bank of Canada · RY
The Bank of Nova Scotia · BNS
The Toronto-Dominion Bank · TD
UBS Group AG · UBS
Wells Fargo & Company · WFC
Profit growth · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Banco Bilbao Vizcaya Argentaria, S.A. · BBVA
Banco Santander, S.A. · SAN
Bank of America Corporation · BAC
Bank of Montreal · BMO
Citigroup Inc. · C
HSBC Holdings plc · HSBC
JPMorgan Chase & Co. · JPM
Royal Bank of Canada · RY
The Bank of Nova Scotia · BNS
The Toronto-Dominion Bank · TD
UBS Group AG · UBS
Wells Fargo & Company · WFC
Funding Base & Its Composition
JPMorgan Chase & Co. has the highest Deposits among the 18 Banks - Diversified companies compared here, at $2,713,700 million. Bank of America Corporation is next at $2,025,124 million. The same company also holds the highest Borrowings, at $1,343,307 million. 17 of 18 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: JPMorgan Chase & Co. leads both deposits at $2,713,700 million and borrowings at $1,343,307 million.
Investor read: JPMorgan Chase & Co. sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current borrowings signal.
All-company data · latest reported quarter
| Company | Deposits | Borrowings | Reported |
|---|---|---|---|
| JPMorgan Chase & Co. JPM | $2.7T | $1.3T | Jun 2026 |
| Bank of America Corporation BAC | $2.0T | $789.0B | Jun 2026 |
| HSBC Holdings plc HSBC | $1.9T | $837.6B | Jun 2026 |
| Royal Bank of Canada RY | $1.6T | $505.8B | Sep 2026 |
| Wells Fargo & Company WFC | $1.5T | $478.5B | Jun 2026 |
| Citigroup Inc. C | $1.5T | $881.6B | Jun 2026 |
| The Toronto-Dominion Bank TD | $1.3T | $533.4B | Sep 2026 |
| Banco Santander, S.A. SAN | $1.2T | $404.8B | Jun 2026 |
| The Bank of Nova Scotia BNS | $981.5B | $5.8B | Jun 2026 |
| Bank of Montreal BMO | $966.9B | $8.3B | Jun 2026 |
| Canadian Imperial Bank of Commerce CM | $832.8B | $6.7B | Jun 2026 |
| UBS Group AG UBS | $784.8B | $373.4B | Jun 2026 |
| ING Groep N.V. ING | $773.2B | $185.1B | Jun 2026 |
| Banco Bilbao Vizcaya Argentaria, S.A. BBVA | $725.0B | $6.8B | Jun 2026 |
| Barclays PLC BCS | $594.4B | $137.9B | Jun 2026 |
| The Bank of N.T. Butterfield & Son Limited NTB | $12.9B | $0M | Jun 2026 |
| Forbright, Inc. FRBT | $7.3B | $151M | Jun 2026 |
| The Bank of New York Mellon Corporation BNY | — | $61.7B | Jun 2026 |
Full 20-quarter history · every available company
Deposits · reported quarter history
Showing the 12 largest of 17 companies with a series here. The remaining 5 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Banco Bilbao Vizcaya Argentaria, S.A. · BBVA
Banco Santander, S.A. · SAN
Bank of America Corporation · BAC
Bank of Montreal · BMO
Citigroup Inc. · C
HSBC Holdings plc · HSBC
JPMorgan Chase & Co. · JPM
Royal Bank of Canada · RY
The Bank of Nova Scotia · BNS
The Toronto-Dominion Bank · TD
UBS Group AG · UBS
Wells Fargo & Company · WFC
Borrowings · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Banco Bilbao Vizcaya Argentaria, S.A. · BBVA
Banco Santander, S.A. · SAN
Bank of America Corporation · BAC
Bank of Montreal · BMO
Citigroup Inc. · C
HSBC Holdings plc · HSBC
JPMorgan Chase & Co. · JPM
Royal Bank of Canada · RY
The Bank of Nova Scotia · BNS
The Toronto-Dominion Bank · TD
UBS Group AG · UBS
Wells Fargo & Company · WFC
Return On Assets
JPMorgan Chase & Co. has the highest ROA among the 18 Banks - Diversified companies compared here, at 1.4%. Bank of America Corporation is next at 1%. Citigroup Inc. has the highest ROA change at +0.2 percentage points, so level and change sit with different companies. 9 of 18 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: JPMorgan Chase & Co. leads roa at 1.4%; Citigroup Inc. leads roa change at +0.2 percentage points.
Investor read: JPMorgan Chase & Co. sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current roa change signal.
All-company data · latest reported quarter
| Company | ROA | ROA change | Reported |
|---|---|---|---|
| JPMorgan Chase & Co. JPM | 1.4% | 0.0 pp | Jun 2026 |
| Bank of America Corporation BAC | 1.0% | +0.1 pp | Jun 2026 |
| Wells Fargo & Company WFC | 1.0% | 0.0 pp | Jun 2026 |
| HSBC Holdings plc HSBC | 0.9% | −0.1 pp | Jun 2026 |
| Royal Bank of Canada RY | 0.9% | +0.1 pp | Sep 2026 |
| Citigroup Inc. C | 0.9% | +0.2 pp | Jun 2026 |
| Banco Santander, S.A. SAN | 0.8% | +0.1 pp | Jun 2026 |
| The Toronto-Dominion Bank TD | 0.8% | −1.3 pp | Sep 2026 |
| The Bank of New York Mellon Corporation BNY | 0.4% | +0.1 pp | Jun 2026 |
Full 20-quarter history · every available company
ROA · reported quarter history
Banco Santander, S.A. · SAN
Bank of America Corporation · BAC
Citigroup Inc. · C
HSBC Holdings plc · HSBC
JPMorgan Chase & Co. · JPM
Royal Bank of Canada · RY
The Bank of New York Mellon Corporation · BNY
The Toronto-Dominion Bank · TD
Wells Fargo & Company · WFC
ROA change · reported quarter history
Banco Santander, S.A. · SAN
Bank of America Corporation · BAC
Citigroup Inc. · C
HSBC Holdings plc · HSBC
JPMorgan Chase & Co. · JPM
Royal Bank of Canada · RY
The Bank of New York Mellon Corporation · BNY
The Toronto-Dominion Bank · TD
Wells Fargo & Company · WFC
ROE — Leaders & Improvers
JPMorgan Chase & Co. has the highest ROE among the 18 Banks - Diversified companies compared here, at 18.2%. Royal Bank of Canada is next at 15.7%. Forbright, Inc. has the highest ROE change at +4 percentage points, so level and change sit with different companies. 18 of 18 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: JPMorgan Chase & Co. leads roe at 18.2%; Forbright, Inc. leads roe change at +4 percentage points.
Investor read: JPMorgan Chase & Co. sets the level benchmark; use the change leader as an inflection watch only after another comparable report confirms it.
This conclusion weakens if: The next two comparable reports reverse the current roe change signal.
All-company data · latest reported quarter
| Company | ROE | ROE change | Reported |
|---|---|---|---|
| JPMorgan Chase & Co. JPM | 18% | +1.4 pp | Jun 2026 |
| Royal Bank of Canada RY | 16% | +2.5 pp | Sep 2026 |
| HSBC Holdings plc HSBC | 15% | −0.8 pp | Jun 2026 |
| The Toronto-Dominion Bank TD | 14% | −22.7 pp | Sep 2026 |
| Banco Santander, S.A. SAN | 13% | +1.0 pp | Jun 2026 |
| Wells Fargo & Company WFC | 12% | +1.0 pp | Jun 2026 |
| Bank of America Corporation BAC | 11% | +1.4 pp | Jun 2026 |
| Citigroup Inc. C | 11% | +3.3 pp | Jun 2026 |
| Banco Bilbao Vizcaya Argentaria, S.A. BBVA | 5.3% | +0.4 pp | Jun 2026 |
| The Bank of N.T. Butterfield & Son Limited NTB | 4.2% | −1.0 pp | Jun 2026 |
| The Bank of New York Mellon Corporation BNY | 4.0% | +0.6 pp | Jun 2026 |
| Canadian Imperial Bank of Commerce CM | 3.9% | +0.5 pp | Jun 2026 |
| ING Groep N.V. ING | 3.8% | +0.5 pp | Jun 2026 |
| UBS Group AG UBS | 3.1% | +0.3 pp | Jun 2026 |
| Bank of Montreal BMO | 3.1% | +0.7 pp | Jun 2026 |
| The Bank of Nova Scotia BNS | 3.0% | +0.6 pp | Jun 2026 |
| Barclays PLC BCS | 3.0% | +0.4 pp | Jun 2026 |
| Forbright, Inc. FRBT | 0.9% | +4.0 pp | Jun 2026 |
Full 20-quarter history · every available company
ROE · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Banco Bilbao Vizcaya Argentaria, S.A. · BBVA
Banco Santander, S.A. · SAN
Bank of America Corporation · BAC
Bank of Montreal · BMO
Citigroup Inc. · C
HSBC Holdings plc · HSBC
JPMorgan Chase & Co. · JPM
Royal Bank of Canada · RY
The Bank of Nova Scotia · BNS
The Toronto-Dominion Bank · TD
UBS Group AG · UBS
Wells Fargo & Company · WFC
ROE change · reported quarter history
Showing the 12 largest of 18 companies with a series here. The remaining 6 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Banco Bilbao Vizcaya Argentaria, S.A. · BBVA
Banco Santander, S.A. · SAN
Bank of America Corporation · BAC
Bank of Montreal · BMO
Citigroup Inc. · C
HSBC Holdings plc · HSBC
JPMorgan Chase & Co. · JPM
Royal Bank of Canada · RY
The Bank of Nova Scotia · BNS
The Toronto-Dominion Bank · TD
UBS Group AG · UBS
Wells Fargo & Company · WFC
Gross NPA — Leaders & Improvers
No company in this Banks - Diversified comparison reports gross NPA on a comparable basis, so there is nothing to rank here — 0 of 18 companies have a usable current reading. The section is shown rather than removed so an unavailable metric is not mistaken for one that was quietly left out. Filings were read through Sep 2026.
Valuation Against Growth & Quality
Citigroup Inc. has the lowest P/BV ÷ ROE among the 18 Banks - Diversified companies compared here, at 0.1×. HSBC Holdings plc is next at 0.11×. Barclays PLC has the lowest P/BV at 1.04×, so level and change sit with different companies. 17 of 18 companies report a comparable reading, the latest through Jun 2026.
What the numbers say: Citigroup Inc. has the lowest comparable P/BV ÷ ROE at 0.1×, 9.1% below HSBC Holdings plc. Only 17 of 18 companies have earnings and growth steady enough for the ratio to mean anything, so no broad “cheapest stock” conclusion is defensible unless the current multiple, own-history position and growth durability agree.
Investor read: Treat valuation as permission to investigate, never as a standalone reason to buy.
This conclusion weakens if: The next two comparable reports reverse the current p/bv signal.
All-company data · latest reported quarter
| Company | P/BV ÷ ROE | P/BV | Reported |
|---|---|---|---|
| UBS Group AG UBS | 0.6 | 1.7 | Jun 2026 |
| Bank of Montreal BMO | 0.6 | 1.7 | Jun 2026 |
| Canadian Imperial Bank of Commerce CM | 0.5 | 2.1 | Jun 2026 |
| The Bank of New York Mellon Corporation BNY | 0.5 | 2.1 | Jun 2026 |
| The Bank of Nova Scotia BNS | 0.5 | 1.5 | Jun 2026 |
| The Bank of N.T. Butterfield & Son Limited NTB | 0.5 | 2.0 | Jun 2026 |
| ING Groep N.V. ING | 0.4 | 1.6 | Jun 2026 |
| Barclays PLC BCS | 0.4 | 1.0 | Jun 2026 |
| Banco Bilbao Vizcaya Argentaria, S.A. BBVA | 0.3 | 1.6 | Jun 2026 |
| Royal Bank of Canada RY | 0.2 | 2.8 | Sep 2026 |
| The Toronto-Dominion Bank TD | 0.2 | 2.2 | Sep 2026 |
| JPMorgan Chase & Co. JPM | 0.1 | 2.3 | Jun 2026 |
| Bank of America Corporation BAC | 0.1 | 1.3 | Jun 2026 |
| Wells Fargo & Company WFC | 0.1 | 1.4 | Jun 2026 |
| HSBC Holdings plc HSBC | 0.1 | 1.7 | Jun 2026 |
| Banco Santander, S.A. SAN | 0.1 | 1.5 | Jun 2026 |
| Citigroup Inc. C | 0.1 | 1.1 | Jun 2026 |
Full 20-quarter history · every available company
P/BV ÷ ROE · reported quarter history
Showing the 12 largest of 17 companies with a series here. The remaining 5 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Banco Bilbao Vizcaya Argentaria, S.A. · BBVA
Banco Santander, S.A. · SAN
Bank of America Corporation · BAC
Bank of Montreal · BMO
Citigroup Inc. · C
HSBC Holdings plc · HSBC
JPMorgan Chase & Co. · JPM
Royal Bank of Canada · RY
The Bank of Nova Scotia · BNS
The Toronto-Dominion Bank · TD
UBS Group AG · UBS
Wells Fargo & Company · WFC
P/BV · reported quarter history
Showing the 12 largest of 17 companies with a series here. The remaining 5 are complete in the plain-text rendition and the trace payload — nothing is dropped from the data, only from this grid.
Banco Bilbao Vizcaya Argentaria, S.A. · BBVA
Banco Santander, S.A. · SAN
Bank of America Corporation · BAC
Bank of Montreal · BMO
Citigroup Inc. · C
HSBC Holdings plc · HSBC
JPMorgan Chase & Co. · JPM
Royal Bank of Canada · RY
The Bank of Nova Scotia · BNS
The Toronto-Dominion Bank · TD
UBS Group AG · UBS
Wells Fargo & Company · WFC
What can make this comparison misleading?
This Banks - Diversified comparison names 6 specific ways its own evidence can mislead, all listed below. All 18 companies here report on comparable dates, so no rank carries a stale marker. 1 of the 7 ranked sections has fewer than three usable current readings. A high growth rate can still be a low-base artefact.
Keep these limits visible
- A high growth rate can be a low-base artefact. The page keeps level and change separate for that reason.
- A high ROE can be manufactured with leverage. Read it beside ROA and asset quality.
- The 4-Factor Sector Score ranks research priority, not portfolio action. Management quality, catalysts and risks need equally fresh evidence before capital is deployed.
- An “all companies” line chart preserves completeness, but rank changes should be checked against reporting dates before drawing a conclusion.
- Banks and lenders are not forced through operating-margin or ROCE comparisons; missing lender-specific fields remain visibly missing.
- Thin comparisons: Asset quality have fewer than three usable current readings.
How was this comparison built?
This comparison is built from the reported filings of 18 Banks - Diversified companies, normalized to a common $ scale and a shared quarter axis of up to 20 quarters each. Fundamentals run through Sep 2026 and market data through 2026-09-16. A second data feed fills gaps only after identity and scale reconciliation, and missing observations are never interpolated.
Banks - Diversified company comparison FAQs
These 23 answers restate the Banks - Diversified comparison above in question form. Every one is computed from the same 18 companies and the same reported filings as the rankings and charts, current through Sep 2026. Price and relative-strength answers run through 2026-09-16. Nothing here is estimated, and none of it is a recommendation.
Is the Banks - Diversified sector outperforming S&P 500?
Banks - Diversified has outperformed S&P 500 by 18.8% over 52 weeks and 3.3% over 13 weeks. 14 of 17 covered companies beat the S&P 500 on Mansfield relative strength, while 8 of 17 beat the sector itself.
Which Banks - Diversified company is largest by income?
JPMorgan Chase & Co. leads with income of $186,328 million, based on 16 of 18 comparable companies through Jun 2026.
Which Banks - Diversified company is growing fastest?
HSBC Holdings plc has the fastest current income growth at 18.2%, across 16 of 18 comparable companies.
Which Banks - Diversified company has the strongest 4-Factor Sector Score?
Citigroup Inc. ranks first at 60/100 with 76% evidence confidence. The score prioritizes research; it is not a buy recommendation.
Which Banks - Diversified company has the largest deposit base?
JPMorgan Chase & Co. has the largest reported deposit base at $2,713,700 million. Bank borrowings are operating funding, not industrial leverage.
Which Banks - Diversified company has the lowest comparable P/BV-to-ROE?
Citigroup Inc. has the lowest comparable P/BV ÷ ROE at 0.1, among 17 of 18 companies whose earnings and growth are steady enough for the ratio to mean anything.
How much history does this Banks - Diversified comparison include?
The page compares up to 20 reported quarters per company for fundamentals, returns and valuation, ending Sep 2026. Missing observations remain blank rather than being estimated.
How is the 4-Factor Sector Score calculated?
The four visible contributions add directly: growth and earnings up to 35 points, capital efficiency up to 25, valuation up to 20, and relative strength up to 20. Missing or stale evidence moves only the affected contribution toward neutral.
Which Banks - Diversified company is the biggest?
JPMorgan Chase & Co. is the largest, with trailing-twelve-month income of $186,328 million, ahead of Bank of America Corporation at $115,792 million. That covers 16 of 18 companies with comparable reporting through Jun 2026.
Which Banks - Diversified company makes the most profit?
JPMorgan Chase & Co. earns the most, at $63,633 million of trailing-twelve-month net profit, from 16 of 18 comparable companies. UBS Group AG has the fastest profit growth at 51.4%, though growth off a small or recovering profit base overstates how much has actually changed.
Which Banks - Diversified company earns the highest return on capital?
JPMorgan Chase & Co. leads on return on assets at 1.4%, across 9 of 18 companies. Read it beside the length of its reported history: a high return that repeats for years is evidence of a durable business, while a single high reading can be a small capital base or one good year.
Which Banks - Diversified stock is the cheapest?
On price-to-book divided by return on equity — where a LOWER number is cheaper — Citigroup Inc. screens cheapest at 0.1×. Only 17 of 18 companies have earnings and growth steady enough for the ratio to mean anything, so this is not a sector-wide "cheapest stock" verdict. Cheap on a multiple is a reason to investigate, never a reason to buy on its own.
Which Banks - Diversified lender has the largest funding base?
JPMorgan Chase & Co. has the largest reported deposit base at $2,713,700 million. For lenders, deposits and borrowings are operating inputs rather than leverage, so they are read against asset quality and returns instead of as debt.
Is the Banks - Diversified sector beating the market?
Banks - Diversified has outperformed S&P 500 by 18.8% over the last 52 weeks and 3.3% over 13 weeks, measured on an equal-weight index of its current members. Inside the sector, 14 of 17 covered companies are beating the market on their own. Sector strength does not transfer evenly to every stock in it.
Which Banks - Diversified stock has the strongest price momentum?
ING Groep N.V. has the strongest relative strength against S&P 500. Relative strength answers last, after growth, quality and valuation: price can move well before the fundamentals confirm it, and sometimes without them confirming at all.
Which Banks - Diversified company scores highest for research priority?
Citigroup Inc. scores 60 out of 100 with 76% evidence confidence, from 26.4 points on growth and earnings, 12.6 on capital efficiency, 16.2 on valuation and 4.8 on relative strength. This ranks what deserves work next. It is not a buy recommendation, and management quality, catalysts and risk still need separate research.
How many Banks - Diversified companies does this comparison cover, and over what period?
It compares 18 listed companies over up to 20 reported quarters of fundamentals, ending Sep 2026, plus weekly price and relative-strength history. Membership is the full sector list — nothing is dropped for having thin data.
What is the total market cap of the Banks - Diversified sector?
The 18 Banks - Diversified companies on this page carry $3,808,203 million of combined market value. JPMorgan Chase & Co. is the largest at $927,494 million, about 24% of the sector's total on its own. Market value moves with price, so this reading is dated 2026-09-16.
What is the Banks - Diversified sector's P/B ratio?
The median price-to-book ratio across the 18 Banks - Diversified companies on this page is 1.7×, measured on the 17 that report a comparable figure. A sector-level history for this multiple is not held here, so this is a cross-section of today, not a comparison with the sector’s own past. Figures are as of 2026-09-16.
How is the Banks - Diversified sector performing?
14 of the 17 covered Banks - Diversified companies are beating S&P 500 on Mansfield relative strength. The sector itself is 18.8% ahead of S&P 500 over 52 weeks on an equal-weight index of its current members. Readings are as of 2026-09-16.
How many Banks - Diversified stocks are listed in the US?
This comparison covers 18 listed Banks - Diversified companies in the US, each above the size floor the site applies. The full ranked list is on this page, with reported fundamentals through Sep 2026. Membership is the full industry list — nothing is dropped for having thin data.
Why are some values on this page blank?
A blank means that company did not report a comparable figure for that period, so nothing is shown. Missing observations are never interpolated, carried forward, or replaced with a similar-looking accounting line, and a company with missing evidence has its research score pulled toward neutral rather than being scored as bad.
Is this investment advice?
No. Every figure here is a deterministic calculation from reported company filings and market data, published for research. It contains no recommendation to buy or sell any security, does not account for your circumstances, and is not a substitute for advice from a licensed adviser.
Not SEBI Registered !! Not Investment advice !!