Nippon Life India Asset Management Ltd
NAM-INDIANippon Life India Asset Management Ltd's price has outrun its earnings. +44.5% in a year against EPS +18.3% — the market is paying now for delivery later.
The sharpest disagreement: the price moved +44.5% in a year while annual EPS moved +18.3% — the difference is re-rating, and re-rating has to be repaid with earnings.
The price is in a confirmed uptrend (63 weeks in) while the P/BV sits at the 97th percentile of its own 9-year range. Underneath, the last four quarters read improving — profit +27.3% year on year, with the the net margin at 65.7%. What settles it: whether earnings grow into a price that has already moved.
Price story Before the numbers, the tape. A stock price moves through four repeating seasons: a flat base (stage 1), an advance (2), a top (3), a decline (4). Where the price sits in that cycle frames everything below.
Nippon Life India Asset Management Ltd trades at ₹1,161, in a confirmed uptrend and 63 weeks into that stage. That is +17.4% against its own 200-day average. It sits at 86% of a 52-week range of ₹814 to ₹1,218. On relative strength it is currently behind the NIFTY 500 on a trailing-13-week view (2 weeks and counting).
Today the stock is in a confirmed uptrend — week 63 of stage 2, confirmed. At ₹1,161 it trades +17.4% versus its 200-day average and sits at 86% of its 52-week range (₹814–₹1,218).
Against the market, two honest reads. Cumulative: over the last 8.7 years the stock moved +307% while the NIFTY 500 moved +161% — ahead of the index over the full window. Recent form: on a trailing-13-week view the stock is currently behind (2 weeks and counting; last ahead the week of 2026-07-17) — the ribbon below is that same metric, week by week.
What would end the trend, mechanically: two Friday closes in a row below the 200-day line. That is the exit rule — no debates.
Valuation For a bank we price the book, not the earnings: P/BV is what the market pays for each ₹1 of the bank's net worth. A bank below 1× book is priced below the value of what it owns, net of what it owes.
Nippon Life India Asset Management Ltd trades at 15.9× P/BV, at the pricey end of its own range (97th percentile). Its long-run median P/BV is 7.3×, measured across 8.5 years of weekly readings. This places the multiple against the stock’s own record, and says nothing about what the business is worth.
Today's P/BV of 15.9× is at the pricey end of its own range (97th percentile), against a long-run median of 7.3× measured over 8.5 years of weekly readings. This is a comparison against the stock's own history — not a claim about what it is worth.
🚨 Why the multiple sits where it does: over the past year book value grew while the price moved +44.5% — the price ran ahead of the book, pushing the multiple up its own range.
The price move, decomposed: over 5y, of the +23.8%/yr price move, ~+7.7%/yr came from book-value growth and ~+16.1 pp from the multiple (expanding). The split is the honest approximate (price return minus book-value growth); it makes the rally itself visible instead of hiding it behind the percentile.
Put together: the multiple is full against its own past, so the story rests on the book-value line underneath it, not the multiple.
Stage: Mixed Every business sits somewhere on a fundamental arc, and this page names the spot before anything else. The last twelve quarters of revenue, profit and EPS growth — plus the return the business earns on its capital — are read as curves: Deteriorating (the curves are falling), Turning around (a trough has just formed and the last few quarters lift off it), Improving (the climb off the trough is sustained), Consistent (steadily positive with healthy returns), Topping out (still high but decelerating from the peak). When the curves genuinely disagree the read is Mixed; too little history is No read. CAGR (compound annual growth rate) is the smooth yearly pace that turns the starting value into the latest one — the fairest way to compare growth across different time spans. Read the columns together: if the 1-year number towers over the 10-year, recent growth is running hotter than the long-run trend. A dash means that window is not held, or the base year was a loss (where a growth rate is not meaningful).
Nippon Life India Asset Management Ltd reads as mixed on its fundamental arc. Mixed — the growth curves are steadily positive, but no return curve is held to confirm the Consistent bar. The read is built from 8 quarters across 3 curves, on partial evidence.
Why it matters: when the curves disagree, the per-curve reads above matter more than any single verdict.
A partial read: at least one curve is short, or the returns curve is not the computed quarterly series — hold the stage word a little more loosely.
| 1yr | 3yr | 5yr | 10yr | |
|---|---|---|---|---|
| Revenue | +16.1% | +24.6% | +15.6% | +8.4% |
| Profit | +18.9% | +28.4% | +17.6% | +14.5% |
| EPS | +18.3% | +27.3% | +16.8% | −23.4% |
| Share price | +44.5% | +53.8% | +23.8% | — |
4-Factor Sector Score
61.1/100 — rank 1 of 7 in Finance - AMC · 67% evidence confidence
Nippon Life India Asset Management Ltd scores 61.1 out of 100 against the 7 companies it is compared with in Finance - AMC, ranking 1. Confirmed research leader: earnings, capital efficiency and relative strength agree. Move to management, catalyst and risk diligence.
The four contributions add to the total exactly: 24.6 + 16.3 + 0.2 + 20 = 61.1. This is the SAME number shown on the sector comparison — it is computed once, for the whole peer set, and read here.
What would change it: The read weakens if ROA rolls over or gross NPA rises while sector-relative strength deteriorates.
Revenue For a bank, revenue is everything the franchise earns — interest on the loan book plus fee and other income.
Nippon Life India Asset Management Ltd reported ₹767 Cr of income in the Jun 26 quarter, +26.4% year on year. That is the 11th straight quarter of year-on-year growth. Over 10 years it has compounded at 8.4% a year. The last full year, FY26, came in at ₹2,924 Cr. The last four reported quarters add to ₹2,869 Cr.
FY26 revenue came in at ₹2,924 Cr (+16.1% on the year), capping 10 years at 8.4% compound. The latest quarter (Jun 26) printed ₹767 Cr, +26.4% year on year — the 11th consecutive quarter of year-over-year growth.
Pace check: the last four quarters averaged +22.9% growth against the decade's 8.4% — the current year is running faster than its own long-run rate.
Acceleration check: trailing-twelve-month revenue grew +23.0% over the last 4 quarters against +26.5%/yr over the last 8 — rolling over; TTM profit +21.3% vs +16.7%/yr — accelerating.
Net margin Net margin — what the bank keeps of every ₹100 of revenue after every cost, provision and tax. It is the cleanest single margin we can read for a lender.
Nippon Life India Asset Management Ltd's net margin is 65.7% in the Jun 26 quarter, +0.5 percentage points against the same quarter a year ago. Across 13 fiscal years the net margin has ranged 26.3% to 54.4%. The current quarter is running above every full year in that window.
The latest quarter's net margin is 65.7%, +0.5 pp against the same quarter a year ago. Across 13 fiscal years the net margin has ranged 26.3%–54.4%.
Why: the numbers show the net margin move clearly, but the cost lines behind it sit below what we hold — so we state the move without inventing its driver.
Net profit Net profit is what survives every cost, interest and tax — the number EPS, dividends and book value all grow from.
Nippon Life India Asset Management Ltd earned ₹504 Cr of net profit in the Jun 26 quarter, +27.3% year on year. It is the 3rd consecutive quarter of growth. Full-year FY26 profit was ₹1,529 Cr. The 10-year compound rate is 14.5%. That is 65.7% of the quarter's revenue. The same quarter a year earlier earned ₹396 Cr.
Jun 26 profit was ₹504 Cr, +27.3% year on year — the 3rd consecutive quarter of growth. On the full year, FY26 printed ₹1,529 Cr (+18.9%), and the 10-year compound rate is 14.5%.
Why profit moved: revenue contributed +26.4% and the margin +0.5 pp — the quarter was revenue-led, with the margin roughly flat.
Pace comparison, last four quarters: profit +22.2% vs revenue +22.9%. Profit and revenue are moving roughly in step.
Asset quality — the ladder Gross NPA is the slice of the loan book where repayments have stopped. Net NPA is what remains after the money already set aside against those loans. Falling is healing; rising is damage arriving.
Loan-book quality history is not available for Nippon Life India Asset Management Ltd, so this section names the gap rather than estimating a ratio. No gross or net non-performing-asset series is filed in a form this page can read, and none is inferred from the profit line.
We do not hold quarterly loan-book quality numbers for this bank, so this section states that plainly rather than working around it.
Why: loan-book quality is the engine room of a bank, and its drivers — slippages, recoveries, provisioning — sit below what we hold for this name; the sections around it carry the reads we can stand behind.
The loan book We read the loan book through revenue — when the book grows, revenue grows with it. It is a rough proxy, and we say so: rate moves and fee swings can shift it a few points in any one year.
Nippon Life India Asset Management Ltd's revenue grew +16.1% in FY26 to ₹2,924 Cr, so the book is growing. The latest quarter ran +26.4% year on year. The net margin on that income is 65.7%, +0.5 percentage points against a year ago.
FY26 revenue was ₹2,924 Cr, +16.1% on the year, and the latest quarter ran +26.4% year on year. The net margin on that revenue is 65.7% this quarter (+0.5 pp YoY) — growth with a widening margin on it.
The synthesis: a lender compounds when the book grows while the margin holds and the loan book stays clean — gross NPA is the loan-quality read we carry here.
Returns on equity and assets Two numbers usually rate a lender: ROE — what it earns on shareholder money — and ROA — what it earns on everything it deploys.
A clean annual return-on-equity ladder is not held for Nippon Life India Asset Management Ltd. For an insurer especially the standard bank ratios are not the right lens, so this page does not force them onto the filings rather than estimating a series it cannot support.
We do not hold a clean annual return-on-equity series for Nippon Life India Asset Management Ltd — for an insurer especially, the standard bank ratios are not the right lens, so this page does not force them. The revenue, margin and ownership sections above and below are the reads we stand behind.
Debt
For a bank, borrowings are raw material, not a warning sign — solvency is read through the returns and the loan book. A manufacturer’s debt is a claim against its profits, so the debt-to-equity lens that works everywhere else misleads on a lender and is not applied here.
A manufacturer’s debt is a claim against its profits; a bank’s borrowings are its inventory — money taken in to be lent out. The debt lens that works everywhere else misleads here, so this page does not apply it. The solvency questions for a bank — is the loan book sound, is the equity earning — are read through the loan-book and returns sections above.
Ownership Who owns the stock, quarter by quarter: promoters (the controlling owners), foreign and domestic institutions, and the public. Steady accumulation by people close to the numbers is a signal; a quiet register is also an answer.
Domestic institutions added 1.2 points of Nippon Life India Asset Management Ltd over 8 quarters, the biggest move on the register. That takes domestic institutions to 15.5% of the company. Promoters moved −0.9 points over the same window, to 71.8%. The register is read on the four disclosed classes only; nothing is inferred between filings.
The register over the last two years — Domestic institutions: +1.2 points over 8 quarters to 15.5%; Promoters: −0.9 points over 8 quarters to 71.8%; Foreign institutions: +0.5 points over 8 quarters to 7.0%.
Why the register moved: domestic institutions drove it (+1.2 points), absorbed on the other side by promoters (−0.9 points) — steady accumulation by institutions reading the same numbers this page reads.
Safety line The Z-score estimates how far a company sits from balance-sheet distress — above roughly 3 is safe, below roughly 1.8 is the danger zone. It was built for manufacturers, so it is not applied to banks and lenders.
Nippon Life India Asset Management Ltd: the Z-score is omitted — it was built for manufacturers, not banks, and applying it here would be theatre. The Z-score was built for manufacturers and is not applied to banks and lenders, so solvency here is read from the capital and asset-quality lines instead.
The safety line in one sentence: the Z-score is omitted — it was built for manufacturers, not banks, and applying it here would be theatre.
| Company | Score | Price stage | Growth & earnings/35 | Capital efficiency/25 | Valuation/20 | Relative strength/20 |
|---|---|---|---|---|---|---|
| 1Nippon Life India Asset Management Ltdthis pageNAM-INDIA | 61.1/100Mixed-positive evidence67% evidence | LEADER | 24.6/35 Income 23% · PAT 21.3% 52% evidence | 16.3/25 ROA — · ROE 34.5% · GNPA — 34% evidence | 0.2/20 P/BV 15.9× · P/BV÷ROE 0.46 100% evidence | 20.0/20 RS sector 15.7% · RS bench 21.3% · 1Y 43.4%12 of 12 weeks ahead 100% evidence |
| Exact sum: 24.6 + 16.3 + 0.2 + 20 = 61.1 · Decision use: Confirmed research leader: earnings, capital efficiency and relative strength agree. Move to management, catalyst and risk diligence. | ||||||
| 2Canara Robeco Asset Management Company LtdCRAMC | 52.1/100Mixed-positive evidence62% evidence | TURNING | 11.9/35 Income 13% · PAT 9% 86% evidence | 19.1/25 ROA 24.9% · ROE 30.3% · GNPA — 72% evidence | 11.1/20 P/BV 6.98× · P/BV÷ROE 0.23 70% evidence | 10.0/20 RS sector — · RS bench — · 1Y —0 of 10 weeks ahead 0% evidence |
| Exact sum: 11.9 + 19.1 + 11.1 + 10 = 52.1 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 3Aditya Birla Sun Life AMC LtdABSLAMC | 43.7/100Mixed-negative evidence67% evidence | FADING | 12.4/35 Income 6.6% · PAT 3.7% 52% evidence | 13.7/25 ROA — · ROE 25.2% · GNPA — 34% evidence | 3.9/20 P/BV 7.23× · P/BV÷ROE 0.29 100% evidence | 13.7/20 RS sector 4.6% · RS bench 9.5% · 1Y 18.7%10 of 12 weeks ahead 100% evidence |
| Exact sum: 12.4 + 13.7 + 3.9 + 13.7 = 43.7 · Decision use: Price leads the evidence: RS versus the benchmark is 9.5%, but earnings trajectory is weak. Wait for revenue and profit confirmation. | ||||||
| 4HDFC Asset Management Company LtdHDFCAMC | 42.5/100Mixed-negative evidence61% evidence | ASLEEP | 20.7/35 Income 15.3% · PAT 13.2% 52% evidence | 15.4/25 ROA — · ROE 32.9% · GNPA — 34% evidence | 4.4/20 P/BV 12.17× · P/BV÷ROE 0.37 70% evidence | 2.0/20 RS sector -8.5% · RS bench -3.6% · 1Y -5.8%1 of 12 weeks ahead 100% evidence |
| Exact sum: 20.7 + 15.4 + 4.4 + 2 = 42.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 5UTI Asset Management Company LtdUTIAMC | 32.5/100Adverse evidence61% evidence | ASLEEP | 8.7/35 Income 1.6% · PAT -35.3% 52% evidence | 9.6/25 ROA — · ROE 10.3% · GNPA — 34% evidence | 11.2/20 P/BV 2.58× · P/BV÷ROE 0.25 100% evidence | 3.0/20 RS sector -19% · RS bench -18.6% · 1Y -33.4%0 of 10 weeks ahead 70% evidence |
| Exact sum: 8.7 + 9.6 + 11.2 + 3 = 32.5 · Decision use: Balanced evidence: keep at normal research priority and require another comparable period before raising conviction. | ||||||
| 6Tata Capital LtdTATACAP | 52.0/100Thin evidence · provisional44% evidence | TURNING | 21.7/35 Income 11.1% · PAT 29.7% 62% evidence | 11.7/25 ROA — · ROE 12.4% · GNPA — 34% evidence | 8.6/20 P/BV 3.38× · P/BV÷ROE 0.27 70% evidence | 10.0/20 RS sector — · RS bench — · 1Y —2 of 10 weeks ahead 0% evidence |
| Exact sum: 21.7 + 11.7 + 8.6 + 10 = 52 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
| 7ICICI Prudential Asset Management Co LtdICICIAMC | 50.3/100Thin evidence · provisional1% evidence | ASLEEP | 17.5/35 Income — · PAT — 0% evidence | 12.8/25 ROA — · ROE — · GNPA — 6% evidence | 10.0/20 P/BV — · P/BV÷ROE — 0% evidence | 10.0/20 RS sector — · RS bench — · 1Y —5 of 12 weeks ahead 0% evidence |
| Exact sum: 17.5 + 12.8 + 10 + 10 = 50.3 · Decision use: Fill the missing evidence before acting; the ranking is deliberately pulled toward neutral. | ||||||
Missing observations are not scored as bad. Their missing weight lowers confidence and pulls the final score toward neutral. Financial companies use P/BV÷ROE and asset quality; PEG, industrial OPM and ROCE are excluded. Under relative strength, one mark per week shows the last 12 weeks: a mark is filled where the company led NIFTY 500 by 5% or more over the 13 weeks ending that week, which is the same test used everywhere on this site. Price stage places the company on the same six-step curve the sector itself is placed on — basing, turning, breaking out, leader, fading, asleep — read from how many weeks running it has led NIFTY 500 and whether that lead is widening or shrinking. It describes where the PRICE stands, not the earnings trajectory and not a recommendation, and it is left blank for a company whose weekly history is too short or too stale to read.
Frequently asked questions
What is Nippon Life India Asset Management Ltd's share price today?
Nippon Life India Asset Management Ltd trades at ₹1,161, +44.5% over the past year. The company is valued at ₹74,248 Cr. The stock sits at 86% of its 52-week range of ₹814–₹1,218, +17.4% versus its 200-day average. On the tape, the price is in a confirmed uptrend, 63 weeks in. — as of 31 July 2026.
What were Nippon Life India Asset Management Ltd's latest quarterly results?
Nippon Life India Asset Management Ltd reported total income of ₹767 Cr and net profit of ₹504 Cr for the Jun 26 quarter. Income rose 26.4% and profit rose 27.3% year on year. Earnings per share were ₹7.88. The net margin was 65.7%, 0.5 pp higher than a year earlier. — as of 31 July 2026.
What is Nippon Life India Asset Management Ltd's revenue?
Nippon Life India Asset Management Ltd reported revenue of ₹767 Cr in the Jun 26 quarter, +26.4% year on year. For the full FY26 fiscal year, revenue was ₹2,924 Cr (+16.1%). Over the last 10 years revenue compounded at 8.4% a year. — as of 31 July 2026.
What is Nippon Life India Asset Management Ltd's profit?
Nippon Life India Asset Management Ltd earned ₹504 Cr of net profit in the Jun 26 quarter, +27.3% year on year — the 3rd straight quarter of growth. Full-year FY26 profit was ₹1,529 Cr. The net margin ran 65.7% in the latest quarter. — as of 31 July 2026.
What is Nippon Life India Asset Management Ltd's market cap?
Nippon Life India Asset Management Ltd's market capitalisation is ₹74,248 Cr at a share price of ₹1,161. Market cap is the share price multiplied by shares outstanding, so it is restated whenever the price moves. — as of 31 July 2026.
What is Nippon Life India Asset Management Ltd's P/BV ratio?
Nippon Life India Asset Management Ltd trades at a P/BV of 15.9×, at the 97th percentile of its own 9-year range, against a long-run median of 7.3×. This is a comparison with the stock's own history, not a value call — as of 31 July 2026.
Does Nippon Life India Asset Management Ltd pay a dividend?
Yes — Nippon Life India Asset Management Ltd's dividend payout was 90% of profit in FY26, and it recorded a payout in 12 of its last 13 reported fiscal years. This page holds the payout ratio, not a per-share amount. — as of 31 July 2026.
Is Nippon Life India Asset Management Ltd overvalued?
On its own history, Nippon Life India Asset Management Ltd looks expensive against its own history: its P/BV of 15.9× sits at the 97th percentile of its 9-year range (long-run median 7.3×). That is a percentile read against the stock's own past, not a price opinion or a direction call. — as of 31 July 2026.
Is Nippon Life India Asset Management Ltd growing?
Yes — Nippon Life India Asset Management Ltd is growing: latest-quarter revenue +26.4% year on year, profit +27.3%, and the the net margin +0.5 pp at 65.7%. The 10-year compound rates are 8.4% (revenue) and 14.5% (profit). The earnings engine currently reads: improving — as of 31 July 2026.
How is Nippon Life India Asset Management Ltd performing?
Nippon Life India Asset Management Ltd is in a confirmed uptrend, 63 weeks in. Its latest quarter's income rose 26.4% and profit rose 27.3% year on year. Against the NIFTY 500 it has been behind on a trailing-13-week view for 2 weeks. — as of 31 July 2026.
What stage is Nippon Life India Asset Management Ltd in?
Mixed — the growth curves are steadily positive, but no return curve is held to confirm the Consistent bar. The read comes from the last 12 quarters of growth (revenue growth +23.0% latest, profit growth +21.3% latest, eps growth +20.6% latest) plus the ROE curve, classified by deterministic rules — a trajectory read, not a buy or sell call — as of 31 July 2026.
Is Nippon Life India Asset Management Ltd in an uptrend?
Yes — the price is in a confirmed uptrend (week 63 of stage 2), trading +17.4% versus its 200-day average and at 86% of its 52-week range. Price stages cycle base → advance → top → decline, and the stage names where this stock sits in that cycle — as of 31 July 2026.
Is Nippon Life India Asset Management Ltd beating the market?
Not lately — on a trailing-13-week view Nippon Life India Asset Management Ltd is currently behind the NIFTY 500 (2 weeks and counting; last ahead the week of 2026-07-17), the same metric the week-by-week ribbon on this page draws. Separately, on the cumulative view: over the last 8.7 years the stock moved +307% against the NIFTY 500's +161% — ahead of the index over the full window. — as of 31 July 2026.
Will Nippon Life India Asset Management Ltd's share price go up?
This page publishes no price forecast for Nippon Life India Asset Management Ltd. What it measures instead: the share price is ₹1,161, the price is in a confirmed uptrend 63 weeks in. Its P/BV of 15.9× sits at the 97th percentile of its own 9-year range. — as of 31 July 2026.
Who owns Nippon Life India Asset Management Ltd?
Promoters hold 71.8% of Nippon Life India Asset Management Ltd, foreign institutions 7.0%, domestic institutions 15.5% and the public 5.7% (latest quarter). The biggest move on the register over the last two years: Domestic institutions added 1.2 points over 8 quarters. — as of 31 July 2026.
Is Nippon Life India Asset Management Ltd's loan book healthy?
We do not hold quarterly loan-book quality numbers for Nippon Life India Asset Management Ltd, so this page says that plainly. The cleanest available reads are revenue growth (+16.1% in FY26) and the net margin on it (65.7%) — as of 31 July 2026.
Where is Nippon Life India Asset Management Ltd in its business cycle?
Nippon Life India Asset Management Ltd's FY26 net margin was 52.3%, against a 13-year band of 26.3%–54.4%: mid-band by its own history — neither the peak that precedes mean-reversion nor the trough that precedes recovery. The latest quarter ran 65.7%. Profitability versus a company's own long band is the cleanest cycle clock this page holds — as of 31 July 2026.
What could break the Nippon Life India Asset Management Ltd story?
The sharpest disagreement: the price moved +44.5% in a year while annual EPS moved +18.3% — the difference is re-rating, and re-rating has to be repaid with earnings. Mechanically, two Friday closes in a row below the 200-day average would end the price trend — that is the exit rule this page tracks — as of 31 July 2026.
Is Nippon Life India Asset Management Ltd a stock worth studying right now?
This is not investment advice. The machine read: Nippon Life India Asset Management Ltd's price has outrun its earnings. +44.5% in a year against EPS +18.3% — the market is paying now for delivery later. The sharpest open question: whether earnings grow into a price that has already moved. Every number on this page is drawn deterministically from the raw series, with no forecasts and no price opinions — as of 31 July 2026.