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MomentumDeep Value

Spandana Sphoorty Financial Ltd: Why Is It Outperforming Nifty 500?

Active
RS +21.4%AverageRe-Entry

In Week of Jun 27, 2026, Spandana Sphoorty Financial Ltd (Finance & Investments - Microfinance) is outperforming Nifty 500 with +21.4% relative strength. Fundamentals: Average.

Spandana Sphoorty Financial Ltd Key Facts

Market Cap
₹2,117 Cr
PAT Growth YoY
+101%
Revenue Growth YoY
-37%
RS vs Nifty 500
+21.4%
PB: Early ExpansionRiding Wave

What's Happening

📊PB near cycle lows — valuation reset is underway
👔Promoter stake down 7.7% this quarter
🌐FII stake decreased 2.4% this quarter
🏛️DII reducing — stake down 1.2%
🏦GNPA at 3.80% — stable asset quality

Key Numbers

PAT Growth YoY
+101%
Inflection Up
Revenue YoY
-37%
Stable
GNPA
3.80%
Stable
Price to Book
1.1
Current Price
₹267
Fundamental Score
46/100
Average
3Y PAT CAGR
+32%
Market Cap
1.9K Cr
Valuation
N/A

12-Week Performance

Weekly presence in the outperformers list. Green = beating Nifty 500 by 10%+ that week.

12 weeks agoThis week

How Fast Is Spandana Sphoorty Financial Ltd Growing?

Revenue, profit and margin growth rates

MetricYoY3Y CAGRTrend
Revenue-37%-10%Stable
PAT (Net Profit)+101%+32%Inflection Up

Other Top Finance & Investments - Microfinance Stocks Beating Nifty 500

CreditAccess Grameen Ltd
Weak
+17.2%
Northern Arc Capital Ltd
Weak • 6w streak
+21.6%
Muthoot Microfin Ltd
Weak • 4w streak
+19.6%
Fusion Finance Ltd
Average
+22.4%
Satin Creditcare Network Ltd
Weak • 12w streak
+50.0%
← Back to Finance & Investments - MicrofinanceDashboard

Frequently Asked Questions: Spandana Sphoorty Financial Ltd

Based on publicly available financial data. This is educational research, not investment advice.

What were Spandana Sphoorty Financial Ltd's latest quarterly results?

Spandana Sphoorty Financial Ltd's latest quarterly results (Mar 2026) show

  • PAT Growth YoY: +101.2% (turning around (inflection up))
  • Revenue Growth YoY: -37.4%
  • Net Interest Margin: -2.09%
  • Gross NPA: 3.80%

Is Spandana Sphoorty Financial Ltd's profit growing or declining?

Spandana Sphoorty Financial Ltd's profit is growing with an turning around (inflection up) trend.

  • PAT Growth YoY: +101.2% (latest quarter)
  • PAT Growth QoQ: +105.5% (sequential)
  • 3-Year PAT CAGR: +32.5%
  • Trend: Turning around (inflection up) — consistent growth pattern

What is Spandana Sphoorty Financial Ltd's revenue growth trend?

Spandana Sphoorty Financial Ltd's revenue growth trend is stable.

  • Revenue Growth YoY: -37.4%
  • Revenue Growth QoQ: +10.9% (sequential)
  • 3-Year Revenue CAGR: -9.9%

What is Spandana Sphoorty Financial Ltd's asset quality trend?

Spandana Sphoorty Financial Ltd's asset quality trend is stable.

  • Gross NPA: 3.80%
  • Net NPA: 0.70%
  • GNPA Change YoY: -1.8% bps

What is Spandana Sphoorty Financial Ltd's 3-year profit and revenue CAGR?

Spandana Sphoorty Financial Ltd's long-term compounding rates

  • 3-Year Profit CAGR: +32.5%
  • 3-Year Revenue CAGR: -9.9%

Is Spandana Sphoorty Financial Ltd's growth accelerating or decelerating?

Spandana Sphoorty Financial Ltd's earnings growth is turning around (inflection up) with positive momentum on a sequential basis.

  • YoY Acceleration: +21.6% bps
  • Sequential Acceleration: 0.0% bps
  • Margin Warning: Operating margins are under pressure

What is Spandana Sphoorty Financial Ltd's trailing twelve month (TTM) performance?

Spandana Sphoorty Financial Ltd's trailing twelve month (TTM) performance

  • TTM PAT: ₹-699 Cr
  • TTM PAT Growth: +32.5% YoY
  • TTM Revenue: ₹1,000 Cr
  • TTM Revenue Growth: -56.6% YoY

What is Spandana Sphoorty Financial Ltd's price-to-book ratio?

Spandana Sphoorty Financial Ltd's price-to-book ratio is 1.1x.

  • Price-to-Book (P/B): 1.1x
  • Book Value per Share: ₹240
  • Current Price: ₹267

Is Spandana Sphoorty Financial Ltd a fundamentally strong company?

Spandana Sphoorty Financial Ltd is rated Average with a fundamental score of 45.5/100. This score is calculated from objective financial metrics

  • PAT Growth YoY: +101.2% (20% weight)
  • PAT Growth QoQ: +105.5% (15% weight)
  • Earnings trend: inflection_up (5% weight)

Is Spandana Sphoorty Financial Ltd debt free?

Spandana Sphoorty Financial Ltd has a debt-to-equity ratio of N/A.

  • Total Debt: ₹4,000 Cr

What is Spandana Sphoorty Financial Ltd's return on equity (ROE) and ROCE?

Spandana Sphoorty Financial Ltd's return ratios over recent years

  • FY2024: ROE 15.0%
  • FY2025: ROE -33.0%
  • FY2026: ROE -29.0%

Is Spandana Sphoorty Financial Ltd's cash flow positive?

Spandana Sphoorty Financial Ltd's operating cash flow is positive (FY2026).

  • Cash from Operations (CFO): ₹882 Cr
  • Free Cash Flow (FCF): ₹1,000 Cr

What is Spandana Sphoorty Financial Ltd's dividend yield?

Spandana Sphoorty Financial Ltd currently does not pay a significant dividend (yield 0.00%).

  • Dividend Yield: 0.00%
  • Current Price: ₹267

Who holds Spandana Sphoorty Financial Ltd shares — promoters, FII, DII?

Spandana Sphoorty Financial Ltd's shareholding pattern (Mar 2026)

  • Promoters: 48.2%
  • FII (Foreign): 19.9%
  • DII (Domestic): 5.8%
  • Public: 26.2%

Is promoter holding increasing or decreasing in Spandana Sphoorty Financial Ltd?

Spandana Sphoorty Financial Ltd's promoter holding has remained stable recently.

  • Current Promoter Holding: 48.2% (Mar 2026)
  • Previous Quarter: 48.2% (Dec 2025)
  • Change: 0.00% (stable)

How long has Spandana Sphoorty Financial Ltd been outperforming Nifty 500?

Spandana Sphoorty Financial Ltd has been outperforming Nifty 500 for 1 consecutive week, indicating early-stage outperformance.

Is Spandana Sphoorty Financial Ltd a new momentum entry or an established outperformer?

Spandana Sphoorty Financial Ltd is a re-entry — it briefly dropped off the outperformance list but has now returned. Re-entries can signal renewed strength.

Is Spandana Sphoorty Financial Ltd worth studying for long term investment?

Based on quantitative research signals, here is why Spandana Sphoorty Financial Ltd may be worth studying

  • Earnings growing at +101.2% YoY
  • Cash flow is positive — CFO ₹882 Cr

What is the investment thesis for Spandana Sphoorty Financial Ltd?

Spandana Sphoorty Financial Ltd investment thesis summary:

Risk Factors (Bear Case)

  • Margins under pressure
  • Appears no data

What is the future outlook for Spandana Sphoorty Financial Ltd?

Spandana Sphoorty Financial Ltd's forward outlook based on current data signals

  • Earnings Trend: turning around (inflection up)
  • Revenue Trend: stable

The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.