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  4. /Muthoot Microfin Ltd
MomentumDeep Value

Muthoot Microfin Ltd: Why Is It Outperforming Nifty 500?

Active
RS +19.6%Weak4w StreakRe-Entry

In Week of Jun 27, 2026, Muthoot Microfin Ltd (Finance & Investments - Microfinance) is outperforming Nifty 500 with +19.6% relative strength. Fundamentals: Weak. On a 4-week streak.

Muthoot Microfin Ltd Key Facts

PE Ratio
21.1x
Market Cap
₹3,590 Cr
PAT Growth YoY
+118%
Revenue Growth YoY
+14%
RS vs Nifty 500
+19.6%
PB: Mid ExpansionRiding Wave

What's Happening

🌐FII stake decreased 2.6% this quarter
🏦GNPA at 3.89% — stable asset quality
💰Trading 68% above estimated fair value — significant premium

Key Numbers

PAT Growth YoY
+118%
Inflection Up
Revenue YoY
+14%
Inflection Up
GNPA
3.89%
Stable
Price to Book
1.3
Current Price
₹211
Fundamental Score
36/100
Weak
3Y PAT CAGR
+1%
Market Cap
3.6K Cr
Valuation
Significantly Overvalued

12-Week Performance

Weekly presence in the outperformers list. Green = beating Nifty 500 by 10%+ that week.

12 weeks agoThis week

How Fast Is Muthoot Microfin Ltd Growing?

Revenue, profit and margin growth rates

MetricYoY3Y CAGRTrend
Revenue+14%+18%Inflection Up
PAT (Net Profit)+118%+1%Inflection Up

Other Top Finance & Investments - Microfinance Stocks Beating Nifty 500

CreditAccess Grameen Ltd
Weak
+17.2%
Northern Arc Capital Ltd
Weak • 6w streak
+21.6%
Fusion Finance Ltd
Average
+22.4%
Satin Creditcare Network Ltd
Weak • 12w streak
+50.0%
Spandana Sphoorty Financial Ltd
Average
+21.4%
← Back to Finance & Investments - MicrofinanceDashboard

Frequently Asked Questions: Muthoot Microfin Ltd

Based on publicly available financial data. This is educational research, not investment advice.

What were Muthoot Microfin Ltd's latest quarterly results?

Muthoot Microfin Ltd's latest quarterly results (Mar 2026) show

  • PAT Growth YoY: +117.7% (turning around (inflection up))
  • Revenue Growth YoY: +13.9%
  • Net Interest Margin: 16.00%
  • Gross NPA: 3.89%

Is Muthoot Microfin Ltd's profit growing or declining?

Muthoot Microfin Ltd's profit is growing with an turning around (inflection up) trend.

  • PAT Growth YoY: +117.7% (latest quarter)
  • PAT Growth QoQ: +14.5% (sequential)
  • 3-Year PAT CAGR: +1.2%
  • Trend: Turning around (inflection up) — consistent growth pattern

What is Muthoot Microfin Ltd's revenue growth trend?

Muthoot Microfin Ltd's revenue growth trend is turning around (inflection up).

  • Revenue Growth YoY: +13.9%
  • Revenue Growth QoQ: +4.8% (sequential)
  • 3-Year Revenue CAGR: +18.4%

What is Muthoot Microfin Ltd's asset quality trend?

Muthoot Microfin Ltd's asset quality trend is stable.

  • Gross NPA: 3.89%
  • Net NPA: 1.14%
  • GNPA Change YoY: -0.9% bps

What is Muthoot Microfin Ltd's 3-year profit and revenue CAGR?

Muthoot Microfin Ltd's long-term compounding rates

  • 3-Year Profit CAGR: +1.2%
  • 3-Year Revenue CAGR: +18.4%

Is Muthoot Microfin Ltd's growth accelerating or decelerating?

Muthoot Microfin Ltd's earnings growth is turning around (inflection up) with positive momentum on a sequential basis.

  • YoY Acceleration: 0.0% bps
  • Sequential Acceleration: -35.5% bps
  • Margin Warning: Operating margins are under pressure

What is Muthoot Microfin Ltd's trailing twelve month (TTM) performance?

Muthoot Microfin Ltd's trailing twelve month (TTM) performance

  • TTM PAT: ₹170 Cr
  • TTM PAT Growth: +100.0% YoY
  • TTM Revenue: ₹2,000 Cr
  • TTM Revenue Growth: -7.5% YoY

Is Muthoot Microfin Ltd overvalued or undervalued?

Muthoot Microfin Ltd appears significantly overvalued based on our fair value analysis.

  • Valuation Signal: Significantly Overvalued
  • Current PE: 21.1x
  • Price-to-Book: 1.3x

What is Muthoot Microfin Ltd's current PE ratio?

Muthoot Microfin Ltd's current PE ratio is 21.1x.

  • Current PE: 21.1x
  • Market Cap: 3.6K Cr

How does Muthoot Microfin Ltd's valuation compare to its history?

Muthoot Microfin Ltd's current PE is 21.1x.

  • Current PE: 21.1x
  • Valuation Assessment: Significantly Overvalued

What is Muthoot Microfin Ltd's price-to-book ratio?

Muthoot Microfin Ltd's price-to-book ratio is 1.3x.

  • Price-to-Book (P/B): 1.3x
  • Book Value per Share: ₹167
  • Current Price: ₹211

Is Muthoot Microfin Ltd a fundamentally strong company?

Muthoot Microfin Ltd is rated Weak with a fundamental score of 36.4/100. This score is calculated from objective financial metrics

  • PAT Growth YoY: +117.7% (20% weight)
  • PAT Growth QoQ: +14.5% (15% weight)
  • Earnings trend: inflection_up (5% weight)

Is Muthoot Microfin Ltd debt free?

Muthoot Microfin Ltd has a debt-to-equity ratio of N/A.

  • Total Debt: ₹10,000 Cr

What is Muthoot Microfin Ltd's return on equity (ROE) and ROCE?

Muthoot Microfin Ltd's return ratios over recent years

  • FY2024: ROE 20.0%, ROCE 15.0%
  • FY2025: ROE -8.0%, ROCE 6.0%
  • FY2026: ROE 6.0%

Is Muthoot Microfin Ltd's cash flow positive?

Muthoot Microfin Ltd's operating cash flow is negative (FY2026).

  • Cash from Operations (CFO): ₹-580 Cr
  • Free Cash Flow (FCF): ₹-621 Cr
  • CFO/PAT Ratio: -341% (weak cash conversion)

What is Muthoot Microfin Ltd's dividend yield?

Muthoot Microfin Ltd currently does not pay a significant dividend (yield 0.00%).

  • Dividend Yield: 0.00%
  • Current Price: ₹211

Who holds Muthoot Microfin Ltd shares — promoters, FII, DII?

Muthoot Microfin Ltd's shareholding pattern (Mar 2026)

  • Promoters: 55.5%
  • FII (Foreign): 22.8%
  • DII (Domestic): 3.5%
  • Public: 16.6%

Is promoter holding increasing or decreasing in Muthoot Microfin Ltd?

Muthoot Microfin Ltd's promoter holding has remained stable recently.

  • Current Promoter Holding: 55.5% (Mar 2026)
  • Previous Quarter: 55.5% (Dec 2025)
  • Change: 0.00% (stable)

How long has Muthoot Microfin Ltd been outperforming Nifty 500?

Muthoot Microfin Ltd has been outperforming Nifty 500 for 4 consecutive weeks, indicating building momentum.

Is Muthoot Microfin Ltd a new momentum entry or an established outperformer?

Muthoot Microfin Ltd is a re-entry — it briefly dropped off the outperformance list but has now returned. Re-entries can signal renewed strength.

Is Muthoot Microfin Ltd worth studying for long term investment?

Based on quantitative research signals, here is why Muthoot Microfin Ltd may be worth studying

  • Earnings growing at +117.7% YoY

What is the investment thesis for Muthoot Microfin Ltd?

Muthoot Microfin Ltd investment thesis summary:

Research Signals (Bull Case)

  • Revenue growing at +13.9% YoY

Risk Factors (Bear Case)

  • Margins under pressure
  • Appears significantly overvalued

What is the future outlook for Muthoot Microfin Ltd?

Muthoot Microfin Ltd's forward outlook based on current data signals

  • Earnings Trend: turning around (inflection up)
  • Revenue Trend: turning around (inflection up)
  • Valuation: Significantly Overvalued

The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.