What were CreditAccess Grameen Ltd's latest quarterly results?
CreditAccess Grameen Ltd's latest quarterly results (Mar 2026) show
- PAT Growth YoY: +623.4% (turning around (inflection up))
- Revenue Growth YoY: +13.5%
- Net Interest Margin: 29.00%
CreditAccess Grameen Ltd: Why Is It Outperforming Nifty 500?
ActiveRS +17.4%WeakNew This Week
In , CreditAccess Grameen Ltd (Finance & Investments - Microfinance) is outperforming Nifty 500 with +17.4% relative strength. Fundamentals: Weak.
CreditAccess Grameen Ltd Key Facts
- PE Ratio
- 30.8x
- Market Cap
- ₹23,982 Cr
- PAT Growth YoY
- +623%
- Revenue Growth YoY
- +14%
- RS vs Nifty 500
- +17.4%
PB: Early ExpansionRiding Wave
What's Happening
📊PB near cycle lows — valuation reset is underway
🌐FII stake increased 1.5% this quarter
🏛️DII reducing — stake down 1.5%
Key Numbers
PAT Growth YoY
+623%
Inflection Up
Revenue YoY
+14%
Inflection Up
Price to Book
3.1
Current Price
₹1,497
Fundamental Score
28/100
Weak
3Y PAT CAGR
-2%
Market Cap
24.0K Cr
Valuation
N/A12-Week Performance
Weekly presence in the outperformers list. Green = beating Nifty 500 by 10%+ that week.
12 weeks agoThis week
How Fast Is CreditAccess Grameen Ltd Growing?
Revenue, profit and margin growth rates
| Metric | YoY | 3Y CAGR | Trend |
|---|---|---|---|
| Revenue | +14% | +20% | Inflection Up |
| PAT (Net Profit) | +623% | -2% | Inflection Up |
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Frequently Asked Questions: CreditAccess Grameen Ltd
Based on publicly available financial data. This is educational research, not investment advice.
Is CreditAccess Grameen Ltd's profit growing or declining?
CreditAccess Grameen Ltd's profit is growing with an turning around (inflection up) trend.
- PAT Growth YoY: +623.4% (latest quarter)
- PAT Growth QoQ: +34.9% (sequential)
- 3-Year PAT CAGR: -2.0%
- Trend: Turning around (inflection up) — consistent growth pattern
What is CreditAccess Grameen Ltd's revenue growth trend?
CreditAccess Grameen Ltd's revenue growth trend is turning around (inflection up).
- Revenue Growth YoY: +13.5%
- Revenue Growth QoQ: +7.2% (sequential)
- 3-Year Revenue CAGR: +20.2%
What is CreditAccess Grameen Ltd's asset quality trend?
CreditAccess Grameen Ltd's asset quality trend is deteriorating.
- GNPA Change YoY: +0.1% bps
What is CreditAccess Grameen Ltd's 3-year profit and revenue CAGR?
CreditAccess Grameen Ltd's long-term compounding rates
- 3-Year Profit CAGR: -2.0%
- 3-Year Revenue CAGR: +20.2%
Is CreditAccess Grameen Ltd's growth accelerating or decelerating?
CreditAccess Grameen Ltd's earnings growth is turning around (inflection up) with positive momentum on a sequential basis.
- YoY Acceleration: 0.0% bps
- Sequential Acceleration: -15.1% bps
- Margin Warning: Operating margins are under pressure
What is CreditAccess Grameen Ltd's trailing twelve month (TTM) performance?
CreditAccess Grameen Ltd's trailing twelve month (TTM) performance
- TTM PAT: ₹778 Cr
- TTM PAT Growth: +46.5% YoY
- TTM Revenue: ₹6,000 Cr
- TTM Revenue Growth: +5.3% YoY
What is CreditAccess Grameen Ltd's current PE ratio?
CreditAccess Grameen Ltd's current PE ratio is 30.8x.
- Current PE: 30.8x
- Market Cap: 24.0K Cr
What is CreditAccess Grameen Ltd's price-to-book ratio?
CreditAccess Grameen Ltd's price-to-book ratio is 3.1x.
- Price-to-Book (P/B): 3.1x
- Book Value per Share: ₹490
- Current Price: ₹1497
Is CreditAccess Grameen Ltd a fundamentally strong company?
CreditAccess Grameen Ltd is rated Weak with a fundamental score of 27.5/100. This score is calculated from objective financial metrics
- PAT Growth YoY: +623.4% (20% weight)
- PAT Growth QoQ: +34.9% (15% weight)
- Earnings trend: inflection_up (5% weight)
Is CreditAccess Grameen Ltd debt free?
CreditAccess Grameen Ltd has a debt-to-equity ratio of N/A.
- Total Debt: ₹24,000 Cr
What is CreditAccess Grameen Ltd's return on equity (ROE) and ROCE?
CreditAccess Grameen Ltd's return ratios over recent years
- FY2024: ROE 25.0%
- FY2025: ROE 8.0%
- FY2026: ROE 11.0%
Is CreditAccess Grameen Ltd's cash flow positive?
CreditAccess Grameen Ltd's operating cash flow is negative (FY2026).
- Cash from Operations (CFO): ₹-3,000 Cr
- Free Cash Flow (FCF): ₹-3,000 Cr
- CFO/PAT Ratio: -356% (weak cash conversion)
What is CreditAccess Grameen Ltd's dividend yield?
CreditAccess Grameen Ltd currently does not pay a significant dividend (yield 0.00%).
- Dividend Yield: 0.00%
- Current Price: ₹1497
Who holds CreditAccess Grameen Ltd shares — promoters, FII, DII?
CreditAccess Grameen Ltd's shareholding pattern (Mar 2026)
- Promoters: 66.2%
- FII (Foreign): 12.9%
- DII (Domestic): 12.6%
- Public: 8.2%
Is promoter holding increasing or decreasing in CreditAccess Grameen Ltd?
CreditAccess Grameen Ltd's promoter holding has decreased recently.
- Current Promoter Holding: 66.2% (Mar 2026)
- Previous Quarter: 66.3% (Dec 2025)
- Change: -0.04% (decreasing — worth monitoring)
How long has CreditAccess Grameen Ltd been outperforming Nifty 500?
CreditAccess Grameen Ltd has been outperforming Nifty 500 for 1 consecutive week, indicating early-stage outperformance.
Is CreditAccess Grameen Ltd a new momentum entry or an established outperformer?
CreditAccess Grameen Ltd is a new entry this week — it just started outperforming Nifty 500. New entries are worth monitoring for follow-through.
Is CreditAccess Grameen Ltd worth studying for long term investment?
Based on quantitative research signals, here is why CreditAccess Grameen Ltd may be worth studying
- Earnings growing at +623.4% YoY
What is the investment thesis for CreditAccess Grameen Ltd?
CreditAccess Grameen Ltd investment thesis summary:
Research Signals (Bull Case)
- Revenue growing at +13.5% YoY
Risk Factors (Bear Case)
- Margins under pressure
What is the future outlook for CreditAccess Grameen Ltd?
CreditAccess Grameen Ltd's forward outlook based on current data signals
- Earnings Trend: turning around (inflection up)
- Revenue Trend: turning around (inflection up)
The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.