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  4. /CreditAccess Grameen Ltd
MomentumDeep Value

CreditAccess Grameen Ltd: Why Is It Outperforming Nifty 500?

Active
RS +17.2%WeakRe-Entry

In Week of Jun 27, 2026, CreditAccess Grameen Ltd (Finance & Investments - Microfinance) is outperforming Nifty 500 with +17.2% relative strength. Fundamentals: Weak.

CreditAccess Grameen Ltd Key Facts

PE Ratio
30.1x
Market Cap
₹23,435 Cr
PAT Growth YoY
+623%
Revenue Growth YoY
+14%
RS vs Nifty 500
+17.2%
PB: Mid ExpansionRiding Wave

What's Happening

🌐FII stake increased 1.5% this quarter
🏛️DII reducing — stake down 1.5%
🏦GNPA at 3.17% — stable asset quality
💰Trading 29% above estimated fair value — significant premium

Key Numbers

PAT Growth YoY
+623%
Inflection Up
Revenue YoY
+14%
Inflection Up
GNPA
3.17%
Stable
Price to Book
3.0
Current Price
₹1,462
Fundamental Score
36/100
Weak
3Y PAT CAGR
-2%
Market Cap
23.4K Cr
Valuation
Significantly Overvalued

12-Week Performance

Weekly presence in the outperformers list. Green = beating Nifty 500 by 10%+ that week.

12 weeks agoThis week

How Fast Is CreditAccess Grameen Ltd Growing?

Revenue, profit and margin growth rates

MetricYoY3Y CAGRTrend
Revenue+14%+20%Inflection Up
PAT (Net Profit)+623%-2%Inflection Up

Other Top Finance & Investments - Microfinance Stocks Beating Nifty 500

Northern Arc Capital Ltd
Weak • 6w streak
+21.6%
Muthoot Microfin Ltd
Weak • 4w streak
+19.6%
Fusion Finance Ltd
Average
+22.4%
Satin Creditcare Network Ltd
Weak • 12w streak
+50.0%
Spandana Sphoorty Financial Ltd
Average
+21.4%
← Back to Finance & Investments - MicrofinanceDashboard

Frequently Asked Questions: CreditAccess Grameen Ltd

Based on publicly available financial data. This is educational research, not investment advice.

What were CreditAccess Grameen Ltd's latest quarterly results?

CreditAccess Grameen Ltd's latest quarterly results (Mar 2026) show

  • PAT Growth YoY: +623.4% (turning around (inflection up))
  • Revenue Growth YoY: +13.5%
  • Net Interest Margin: 29.00%
  • Gross NPA: 3.17%

Is CreditAccess Grameen Ltd's profit growing or declining?

CreditAccess Grameen Ltd's profit is growing with an turning around (inflection up) trend.

  • PAT Growth YoY: +623.4% (latest quarter)
  • PAT Growth QoQ: +34.9% (sequential)
  • 3-Year PAT CAGR: -2.0%
  • Trend: Turning around (inflection up) — consistent growth pattern

What is CreditAccess Grameen Ltd's revenue growth trend?

CreditAccess Grameen Ltd's revenue growth trend is turning around (inflection up).

  • Revenue Growth YoY: +13.5%
  • Revenue Growth QoQ: +7.2% (sequential)
  • 3-Year Revenue CAGR: +20.2%

What is CreditAccess Grameen Ltd's asset quality trend?

CreditAccess Grameen Ltd's asset quality trend is stable.

  • Gross NPA: 3.17%
  • Net NPA: 1.12%
  • GNPA Change YoY: -1.6% bps

What is CreditAccess Grameen Ltd's 3-year profit and revenue CAGR?

CreditAccess Grameen Ltd's long-term compounding rates

  • 3-Year Profit CAGR: -2.0%
  • 3-Year Revenue CAGR: +20.2%

Is CreditAccess Grameen Ltd's growth accelerating or decelerating?

CreditAccess Grameen Ltd's earnings growth is turning around (inflection up) with positive momentum on a sequential basis.

  • YoY Acceleration: 0.0% bps
  • Sequential Acceleration: -15.1% bps
  • Margin Warning: Operating margins are under pressure

What is CreditAccess Grameen Ltd's trailing twelve month (TTM) performance?

CreditAccess Grameen Ltd's trailing twelve month (TTM) performance

  • TTM PAT: ₹778 Cr
  • TTM PAT Growth: +46.5% YoY
  • TTM Revenue: ₹6,000 Cr
  • TTM Revenue Growth: +5.3% YoY

Is CreditAccess Grameen Ltd overvalued or undervalued?

CreditAccess Grameen Ltd appears significantly overvalued based on our fair value analysis.

  • Valuation Signal: Significantly Overvalued
  • Current PE: 30.1x
  • Price-to-Book: 3.0x

What is CreditAccess Grameen Ltd's current PE ratio?

CreditAccess Grameen Ltd's current PE ratio is 30.1x.

  • Current PE: 30.1x
  • Market Cap: 23.4K Cr

How does CreditAccess Grameen Ltd's valuation compare to its history?

CreditAccess Grameen Ltd's current PE is 30.1x.

  • Current PE: 30.1x
  • Valuation Assessment: Significantly Overvalued

What is CreditAccess Grameen Ltd's price-to-book ratio?

CreditAccess Grameen Ltd's price-to-book ratio is 3.0x.

  • Price-to-Book (P/B): 3.0x
  • Book Value per Share: ₹490
  • Current Price: ₹1462

Is CreditAccess Grameen Ltd a fundamentally strong company?

CreditAccess Grameen Ltd is rated Weak with a fundamental score of 35.5/100. This score is calculated from objective financial metrics

  • PAT Growth YoY: +623.4% (20% weight)
  • PAT Growth QoQ: +34.9% (15% weight)
  • Earnings trend: inflection_up (5% weight)

Is CreditAccess Grameen Ltd debt free?

CreditAccess Grameen Ltd has a debt-to-equity ratio of N/A.

  • Total Debt: ₹24,000 Cr

What is CreditAccess Grameen Ltd's return on equity (ROE) and ROCE?

CreditAccess Grameen Ltd's return ratios over recent years

  • FY2024: ROE 25.0%
  • FY2025: ROE 8.0%
  • FY2026: ROE 11.0%

Is CreditAccess Grameen Ltd's cash flow positive?

CreditAccess Grameen Ltd's operating cash flow is negative (FY2026).

  • Cash from Operations (CFO): ₹-3,000 Cr
  • Free Cash Flow (FCF): ₹-3,000 Cr
  • CFO/PAT Ratio: -356% (weak cash conversion)

What is CreditAccess Grameen Ltd's dividend yield?

CreditAccess Grameen Ltd currently does not pay a significant dividend (yield 0.00%).

  • Dividend Yield: 0.00%
  • Current Price: ₹1462

Who holds CreditAccess Grameen Ltd shares — promoters, FII, DII?

CreditAccess Grameen Ltd's shareholding pattern (Mar 2026)

  • Promoters: 66.2%
  • FII (Foreign): 12.9%
  • DII (Domestic): 12.6%
  • Public: 8.2%

Is promoter holding increasing or decreasing in CreditAccess Grameen Ltd?

CreditAccess Grameen Ltd's promoter holding has decreased recently.

  • Current Promoter Holding: 66.2% (Mar 2026)
  • Previous Quarter: 66.3% (Dec 2025)
  • Change: -0.04% (decreasing — worth monitoring)

How long has CreditAccess Grameen Ltd been outperforming Nifty 500?

CreditAccess Grameen Ltd has been outperforming Nifty 500 for 3 consecutive weeks, indicating early-stage outperformance.

Is CreditAccess Grameen Ltd a new momentum entry or an established outperformer?

CreditAccess Grameen Ltd is a re-entry — it briefly dropped off the outperformance list but has now returned. Re-entries can signal renewed strength.

Is CreditAccess Grameen Ltd worth studying for long term investment?

Based on quantitative research signals, here is why CreditAccess Grameen Ltd may be worth studying

  • Earnings growing at +623.4% YoY

What is the investment thesis for CreditAccess Grameen Ltd?

CreditAccess Grameen Ltd investment thesis summary:

Research Signals (Bull Case)

  • Revenue growing at +13.5% YoY

Risk Factors (Bear Case)

  • Margins under pressure
  • Appears significantly overvalued

What is the future outlook for CreditAccess Grameen Ltd?

CreditAccess Grameen Ltd's forward outlook based on current data signals

  • Earnings Trend: turning around (inflection up)
  • Revenue Trend: turning around (inflection up)
  • Valuation: Significantly Overvalued

The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.