Unifinz Capital India share price today

Unifinz Capital India Ltd's share price was ₹134.70 at the close on 5 November 2026. It has been rising for 4 weeks. That is 25.7% above its average price over the last 200 trading days. There is not enough history yet to compare it with the NIFTY 500.

A share price tends to move through four phases: moving sideways (stage 1), rising (stage 2), stalling near a high (stage 3) and falling (stage 4). Today Unifinz Capital India Ltd is in stage 2. The phase helps read everything below.

Since its first close in our records, on 3 July 2026, it has traded between ₹100 and ₹138, and at that close it sat 91% of the way up from that low.

Over the last 4 months the share price moved +27% while the NIFTY 500 moved −6%, so it is ahead of the index over that whole period.

This page treats a rise as over when the price closes below its 200-day average on two Fridays in a row.

For April to June 2026 (the quarter ended 30 June 2026), Unifinz Capital India reported total income of ₹180 crore, up 116.9% from ₹83.0 crore a year earlier, and a profit of ₹17.0 crore, up 0.0% from ₹17.0 crore.

Unifinz Capital India results: April to June 2026 against a year earlier

The next results, for July to September 2026, are due by 14 November 2026: listed companies must publish quarterly results within 45 days of the quarter's end (60 days for the January to March quarter).

From the company's reported quarterly results (quarter ended 30 June 2026). Income and profit in ₹ crore.

Unifinz Capital India closed at ₹134.70 on 5 November 2026. Its highest weekly close since July 2026 was ₹138.00 on 30 October 2026.

Unifinz Capital India share price: then and now

Weekly closing prices. Each change is the move from that price to the 5 Nov 2026 close. A day's intraday high or low can go beyond these weekly closes.

19 weekly closes from 3 July 2026 to 5 November 2026.

5 Nov 2026: Unifinz Capital India closed at ₹134.70, down 2.4% on the week and up 29.5% on the month. Results for April to June 2026: Total income up 116.9% and profit up 0.0% on a year earlier.

The NSE corporate-actions record has no dividend for Unifinz Capital India since its first NSE close in our records (3 July 2026), so this page cannot show amounts per share.

Yes. Unifinz Capital India Ltd paid out 3% of its profit as dividends in FY26, and it paid a dividend in 3 of its last 9 reported years.

From the NSE corporate-actions record, read 6 November 2026.

Unifinz Capital India is not on any of our India lists this week.

Unifinz Capital India Ltd earned ₹17.0 Cr of net profit in the Jun 2026 quarter, +0.0% on the same quarter a year earlier. Full-year FY26 profit was ₹87.0 Cr. That is 9.4% of the quarter's revenue. The same quarter a year earlier earned ₹17.0 Cr. 1 of the last 12 reported quarters were loss-making.

Net profit is what is left after every cost, interest and tax. Earnings per share, dividends and book value all grow from it.

For the full year, FY26 profit was ₹87.0 Cr (+335.0% on the year before).

Why profit moved: revenue changed +116.9% on a year earlier and the margin moved −11.1 percentage points. Sales did the work while the margin got thinner.

On average over the last four quarters, profit changed +225.3% and revenue +273.1%. Profit is growing slower than sales: rising costs are taking part of the growth.

Unifinz Capital India Ltd reported ₹180 Cr of income in the Jun 2026 quarter, +116.9% on the same quarter a year earlier. That is the 9th quarter in a row with growth on the year before. The last full year, FY26, came in at ₹512 Cr. The last four reported quarters add to ₹609 Cr.

For a bank, revenue is everything it earns: interest on its loans plus fees and other income.

A growth rate over several years is not shown, because there are too few years of figures to work one out properly.

FY26 revenue was ₹512 Cr, +319.7% on the year before.

Is growth speeding up? Revenue over the last 12 months grew +222.2%, against +285.4% a year over the last 8 quarters (rolling over); profit over the last 12 months grew +148.6%, against +559.5% a year (rolling over).

Unifinz Capital India Ltd's net margin was 9.4% in the Jun 2026 quarter, 11.1 percentage points lower than the same quarter a year ago. Across 9 years it has been between −11.1% and 50.0%. The latest quarter is within that range.

Net margin is what the bank keeps from every ₹100 of revenue after every cost, provision for bad loans and tax. It is the clearest single margin we can read for a lender.

Why: the net margin move is clear, but the cost details behind it are not in our data, so we show the move without guessing the reason.

Unifinz Capital India Ltd does not report loan-quality figures this page can read, so this section says so rather than guess. No bad-loan figures are filed in a form this page can read, and none are guessed from the profit line. The income, margin and return sections carry what this business does report.

Gross NPA is the share of the loan book where repayments have stopped. Net NPA is what is left after the money the lender has already set aside for those loans. Falling is good; rising is a warning.

Why: loan quality drives a lender, but its details (new bad loans, recoveries, money set aside) are not in our data for this company. The sections around this one carry what we can back up.

Unifinz Capital India Ltd's revenue was ₹512 Cr in FY26, +319.7% on the year before, so the loan book is growing. The latest quarter was +116.9% on a year earlier. The net margin on that income is 9.4%, −11.1 percentage points on a year ago.

We read the loan book through revenue: when the book grows, revenue grows with it. It is only a rough guide, because interest-rate changes and fee swings can move it a few points in any year.

Interest income stands in for the size of the loan book; changes in interest rates can move it a few points in any year.

In short: a lender grows well when its loan book grows, its margin stays steady and its loans stay clean. Gross NPA is the loan-quality figure this page uses.

Unifinz Capital India Ltd's P/BV is 2.7×, near the low end of its own history: it has been lower only 13% of the time. Its usual P/BV (the middle reading) is 4.9×, over 5.5 years of weekly prices. This compares the share price with the company’s own past. It does not say what the business is worth.

For a bank or lender we compare the price with book value, the net worth on its balance sheet. P/BV is how many rupees the market pays for each ₹1 of that net worth. Below 1× means the market values it at less than its net worth.

In short: the multiple is low against its own past, so the book value trend underneath matters more than the multiple.

Unifinz Capital India Ltd's business trend cannot be read yet. There are fewer than eight usable quarters of growth figures, so there is not enough history to read the trend. This is based on 9 quarters of 2 measures, with some gaps.

Every business is somewhere on a path of getting better or worse, and this section names where. The last 12 quarters of growth in revenue, profit and earnings per share, plus the return the business earns on its capital, are read as lines. Getting worse: the lines are falling. Turning around: a low point has just formed and the last few quarters are rising from it. Getting better: the rise from the low has lasted. Growing steadily: steady growth with healthy returns. Slowing from a peak: still high, but slowing. When the lines disagree the result is mixed; too little history means no reading. CAGR (compound annual growth rate) is the steady yearly rate that would turn the starting value into the latest one. It is the fairest way to compare growth over different periods. If the 1-year figure is much bigger than the 10-year one, recent growth is running faster than the long-run trend. A dash means there is no figure for that period, or the starting year was a loss, where a growth rate means nothing.

Why it matters: with too little history, we say so rather than guess a direction.

One or more growth lines have an extreme jump caused by comparing with a near-zero or loss-making quarter. Those jumps are capped before reading and drawn at the edge of the chart, so one odd quarter does not decide the result.

The return figures here are yearly, not quarterly. They show level and direction only; they can support the growth lines but never decide the reading alone.

There are fewer than eight usable quarters, so this page does not guess a direction from so little history.

Compound annual growth rate (%)

Compound annual growth rate over each period, %. Revenue, profit and EPS come from yearly figures; the share price row is price growth over the same periods. A dash means no figure for that period, or the starting year was a loss.

Unifinz Capital India Ltd earned a return on equity of 72% in FY26. Its lowest yearly reading on file was −27% in FY24. For a lender the balance sheet is the business, so the return on equity and on assets have to be read together.

Two numbers rate a bank: ROE, what it earns on shareholders’ money, and ROA, what it earns on all its assets. An ROE above about 13 to 15% is healthy; below that, net worth grows slowly.

Return on assets is left out here, because its two sources disagree for this quarter. That is above the level a bank needs to grow its net worth steadily.

Why: the ROE chart shows the move, but the deposit-cost and bad-loan details behind it are not in our data.

For a bank, borrowing is the raw material of the business, not a warning sign: it borrows money in order to lend it out. Its safety is read through its returns and its loans. Its safety is read from the bad-loan figures and the return on equity instead.

For a manufacturer, debt is a claim on its profits. For a lender it is the stock it trades in, so the usual debt-to-equity test would mislead and is not used here.

Promoters cut their stake in Unifinz Capital India Ltd by 50.6 percentage points over 8 quarters, the biggest change among its owners. Promoters now own 19.8% of the company. Foreign institutions moved +11.3 points over the same period, to 11.3%. This uses the four owner groups that companies report every quarter; nothing is guessed between filings.

Who owns the company each quarter: promoters (the founders or controlling owners), foreign institutions, domestic institutions such as mutual funds, and the public. When people close to the business steadily raise their stake, that is worth noticing; a quiet list is also an answer.

Over the last two years: Promoters: −50.6 points over 8 quarters, to 19.8%; Foreign institutions: +11.3 points over 8 quarters, to 11.3%; Domestic institutions: +8.7 points over 8 quarters, to 8.7%. Promoters own under 20%, so this is a widely owned company where institutions, not a family, have the most say.

Why the owners changed: promoters drove it (−50.6 points), with the other side taken by foreign institutions (+11.3 points). They reduced their stake.

For Unifinz Capital India Ltd, the Z-score is not used, because it was built for manufacturers, not lenders. For a lender, safety is read from its capital and bad-loan figures instead.

The Z-score estimates how far a company is from balance-sheet trouble. Above about 3 is safe; below about 1.8 is the danger zone. It was built for manufacturers, so it is not used for banks and lenders.

There is no score against its industry: Unifinz Capital India Ltd is not present in the sector comparison for NBFC - Others.

The score ranks a company within its industry: each measure is scored against the other members. Without that group there is no score, so none is shown.

No sector comparison is shown here, not present in the sector comparison.

Unifinz Capital India is the 9th largest of 9 NBFC - Others companies on Sector Alpha by market value (scores of 30 October 2026). Just above it: Dhenu Buildcon Infra, A.K.Capital Services, India Finsec, Manba Finance, Laxmi India Finance and Mangal Credit & Fincorp. It is the smallest.

NBFC - Others companies close in size

3. Dhenu Buildcon Infra Ltd ₹2,213 crore
4. A.K.Capital Services Ltd ₹1,139 crore
5. India Finsec Ltd ₹741 crore
6. Manba Finance Ltd ₹720 crore
7. Laxmi India Finance Ltd ₹476 crore
8. Mangal Credit & Fincorp Ltd ₹469 crore
9. Unifinz Capital India Ltd ₹445 crore

All 9 NBFC - Others companies, largest first

Companies close in size in other industries

2125. Susan Electricals India Ltd ₹447 crore · Trading
2126. AB Cotspin India Ltd ₹446 crore · Textiles - Spinning/Cotton/Blended
2127. Unifinz Capital India Ltd ₹445 crore
2128. Covance Softsol Ltd ₹444 crore · IT - Software
2129. ANB Metal Cast Ltd ₹443 crore · Aluminium

Sector Alpha, written by code from the published numbers. Data as of 5 November 2026.

Every chart on this page is drawn by code from the published figures, with no forecasts and no price opinions.

See the plain-text version of this page.