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Muthoot Finance Ltd: Stock Analysis & Fundamentals

Updated this week

Muthoot Finance Ltd (Finance & Investments - Gold Loan) — fundamental analysis, earnings data, and key metrics. PE: 15.1. ROE: 19.6%. This stock is not currently in the Nifty 500 momentum outperformers list.

What's Happening

📊Debt increased 24% YoY — leverage rising
🌐FII stake increased 1.7% this quarter
🏛️DII reducing — stake down 1.9%

Key Numbers

Current Price
₹3,271
Dividend Yield
0.79%
Market Cap
1.3L Cr
Valuation
N/A
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Frequently Asked Questions: Muthoot Finance Ltd

Based on publicly available financial data. This is educational research, not investment advice.

What were Muthoot Finance Ltd's latest quarterly results?

Muthoot Finance Ltd's latest quarterly results (Dec 2025) show

  • PAT Growth YoY: +102.8%
  • Revenue Growth YoY: +57.8%
  • Net Interest Margin: 47.00%

What is Muthoot Finance Ltd's current PE ratio?

Muthoot Finance Ltd's current PE ratio is 15.1x.

  • Current PE: 15.1x
  • Market Cap: 1.3 Lakh Cr
  • Dividend Yield: 0.79%

What is Muthoot Finance Ltd's price-to-book ratio?

Muthoot Finance Ltd's price-to-book ratio is 3.7x.

  • Price-to-Book (P/B): 3.7x
  • Book Value per Share: ₹887
  • Current Price: ₹3271

Is Muthoot Finance Ltd a fundamentally strong company?

Muthoot Finance Ltd's fundamental strength based on key financial ratios

  • Return on Equity (ROE): 20.0%

Is Muthoot Finance Ltd debt free?

Muthoot Finance Ltd has a debt-to-equity ratio of N/A.

  • Total Debt: ₹1.2 Lakh Cr

What is Muthoot Finance Ltd's return on equity (ROE) and ROCE?

Muthoot Finance Ltd's return ratios over recent years

  • FY2023: ROE 18.0%
  • FY2024: ROE 18.0%
  • FY2025: ROE 20.0%

Is Muthoot Finance Ltd's cash flow positive?

Muthoot Finance Ltd's operating cash flow is negative (FY2025).

  • Cash from Operations (CFO): ₹-27,000 Cr
  • Free Cash Flow (FCF): ₹-28,000 Cr
  • CFO/PAT Ratio: -496% (weak cash conversion)

What is Muthoot Finance Ltd's dividend yield?

Muthoot Finance Ltd's current dividend yield is 0.79%.

  • Dividend Yield: 0.79%
  • Current Price: ₹3271

Who holds Muthoot Finance Ltd shares — promoters, FII, DII?

Muthoot Finance Ltd's shareholding pattern (Dec 2025)

  • Promoters: 73.3%
  • FII (Foreign): 11.8%
  • DII (Domestic): 11.1%
  • Public: 3.8%

Is promoter holding increasing or decreasing in Muthoot Finance Ltd?

Muthoot Finance Ltd's promoter holding has remained stable recently.

  • Current Promoter Holding: 73.3% (Dec 2025)
  • Previous Quarter: 73.3% (Sep 2025)
  • Change: 0.00% (stable)

Is Muthoot Finance Ltd a new momentum entry or an established outperformer?

Muthoot Finance Ltd is an established outperformer with 1 weeks of consecutive Nifty 500 outperformance.

Is Muthoot Finance Ltd worth studying for long term investment?

Based on quantitative research signals, here is why Muthoot Finance Ltd may be worth studying

  • Strong returns — ROE 20.0%

What is the investment thesis for Muthoot Finance Ltd?

Muthoot Finance Ltd investment thesis summary:

What is the future outlook for Muthoot Finance Ltd?

Muthoot Finance Ltd's forward outlook based on current data signals

  • Insufficient data for a forward assessment — monitoring for more signals

The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.