Regulatory
MEDIUMTrigger: RBI's prior approval requirement for branch expansion creates a binary timeline risk that could delay FY27 gold loan AUM scale-up by 6–9 months
Monitor: regulatory
Capri Global Capital Ltd: Why Is It Outperforming Nifty 500?
ActiveRS +15.7%Weak
In , Capri Global Capital Ltd (Finance & Investments - Gold Loan) is outperforming Nifty 500 with +15.7% relative strength. Fundamentals: Weak.
Capri Global Capital Ltd Key Facts
- PE Ratio
- 20.1x
- Market Cap
- ₹19,048 Cr
- PAT Growth YoY
- +59%
- Revenue Growth YoY
- +45%
- RS vs Nifty 500
- +15.7%
PB: Near TroughStrong Opportunity
What's Happening
💎PB falling while earnings hold — value emerging
👔Promoter stake down 9.9% this quarter
🌐FII stake increased 3.8% this quarter
🏛️DII accumulation — stake up 5.7%
Key Risks
1. Regulatory
MEDIUM2. Commodity
MEDIUM3. Labor
MEDIUMKey Numbers
PAT Growth YoY
+59%
Stable
Revenue YoY
+45%
Stable
Price to Book
2.6
Current Price
₹198
Dividend Yield
0.10%
Fundamental Score
34/100
Weak
3Y PAT CAGR
+67%
Market Cap
19.0K Cr
Valuation
N/A12-Week Performance
Weekly presence in the outperformers list. Green = beating Nifty 500 by 10%+ that week.
12 weeks agoThis week
What Are the Key Risks for Capri Global Capital Ltd?
Earnings deceleration risks from management commentary
Commodity
MEDIUMTrigger: Gold price correction scenario is the primary tail risk for the fastest-growing segment (Gold Loan AUM +26% QoQ); management demonstrates conservative LTV discipline but correction speed matters
Monitor: commodity
Labor
MEDIUMTrigger: Senior KMP turnover at this pace signals potential cultural or organisational mismatch risk that investors should monitor; management dismissal of the concern does not eliminate it
Monitor: labor
Fx
LOWTrigger: Not a direct risk for CGCL given INR-only operations, but government borrowing increase (budget) could push up domestic yields, compressing spread if CGCL cannot fully reprice
Monitor: fx
What Is Capri Global Capital Ltd's Management Saying?
Key quotes from recent conference calls
“We'll approach the RBI at appropriate time and RBI give their approval and decision within 45 days. So in the second half of FY '27, we'll announce the expansion [Risk (regulatory): MEDIUM]”
“portfolio is currently sitting at INR60,000. It means that our portfolio is already at INR60,000. Assuming that somebody we have given the loan in the month of January when the gold loan prices have gone up 10% [Risk (commodity): MEDIUM]”
“within a -- before actually he gets settled down, I think rather than coming to Bombay and shifting his base here, he thought and reconsidered his decision in terms of that at this juncture of his 52 age [Risk (labor): MEDIUM]”
“macro environment continues to be affected by external headwinds, including geopolitical issues, global market volatility and currency movements, underscoring the need for disciplined execution [Risk (fx): LOW]”
How Fast Is Capri Global Capital Ltd Growing?
Revenue, profit and margin growth rates
| Metric | YoY | 3Y CAGR | Trend |
|---|---|---|---|
| Revenue | +45% | +48% | Stable |
| PAT (Net Profit) | +59% | +67% | Stable |
The above analysis is parsed from publicly available earnings call transcripts. This is educational research only — not investment advice. Last updated Apr 30, 2026.
Other Top Finance & Investments - Gold Loan Stocks Beating Nifty 500
Frequently Asked Questions: Capri Global Capital Ltd
Based on publicly available financial data. This is educational research, not investment advice.
What were Capri Global Capital Ltd's latest quarterly results?
Capri Global Capital Ltd's latest quarterly results (Mar 2026) show
- PAT Growth YoY: +59.0% (stable)
- Revenue Growth YoY: +44.7%
- Net Interest Margin: 29.00%
Is Capri Global Capital Ltd's profit growing or declining?
Capri Global Capital Ltd's profit is growing with an stable trend.
- PAT Growth YoY: +59.0% (latest quarter)
- PAT Growth QoQ: +11.0% (sequential)
- 3-Year PAT CAGR: +66.7%
- Trend: Stable — consistent growth pattern
What is Capri Global Capital Ltd's revenue growth trend?
Capri Global Capital Ltd's revenue growth trend is stable.
- Revenue Growth YoY: +44.7%
- Revenue Growth QoQ: +13.2% (sequential)
- 3-Year Revenue CAGR: +47.8%
What is Capri Global Capital Ltd's asset quality trend?
Capri Global Capital Ltd's asset quality trend is improving.
- GNPA Change YoY: -0.3% bps
What is Capri Global Capital Ltd's 3-year profit and revenue CAGR?
Capri Global Capital Ltd's long-term compounding rates
- 3-Year Profit CAGR: +66.7%
- 3-Year Revenue CAGR: +47.8%
Is Capri Global Capital Ltd's growth accelerating or decelerating?
Capri Global Capital Ltd's earnings growth is stable with positive momentum on a sequential basis.
- YoY Acceleration: -40.2% bps
- Sequential Acceleration: +2.9% bps
What is Capri Global Capital Ltd's trailing twelve month (TTM) performance?
Capri Global Capital Ltd's trailing twelve month (TTM) performance
- TTM PAT: ₹949 Cr
- TTM PAT Growth: +98.1% YoY
- TTM Revenue: ₹5,000 Cr
- TTM Revenue Growth: +45.7% YoY
What is Capri Global Capital Ltd's current PE ratio?
Capri Global Capital Ltd's current PE ratio is 20.1x.
- Current PE: 20.1x
- Market Cap: 19.0K Cr
- Dividend Yield: 0.10%
What is Capri Global Capital Ltd's price-to-book ratio?
Capri Global Capital Ltd's price-to-book ratio is 2.6x.
- Price-to-Book (P/B): 2.6x
- Book Value per Share: ₹75
- Current Price: ₹198
Is Capri Global Capital Ltd a fundamentally strong company?
Capri Global Capital Ltd is rated Weak with a fundamental score of 33.7/100. This score is calculated from objective financial metrics
- PAT Growth YoY: +59.0% (20% weight)
- PAT Growth QoQ: +11.0% (15% weight)
- Earnings trend: stable (5% weight)
Is Capri Global Capital Ltd debt free?
Capri Global Capital Ltd has a debt-to-equity ratio of N/A.
- Total Debt: ₹24,000 Cr
What is Capri Global Capital Ltd's return on equity (ROE) and ROCE?
Capri Global Capital Ltd's return ratios over recent years
- FY2024: ROE 8.0%
- FY2025: ROE 12.0%
- FY2026: ROE 16.0%
Is Capri Global Capital Ltd's cash flow positive?
Capri Global Capital Ltd's operating cash flow is negative (FY2026).
- Cash from Operations (CFO): ₹-9,000 Cr
- Free Cash Flow (FCF): ₹-10,000 Cr
- CFO/PAT Ratio: -920% (weak cash conversion)
What is Capri Global Capital Ltd's dividend yield?
Capri Global Capital Ltd's current dividend yield is 0.10%.
- Dividend Yield: 0.10%
- Current Price: ₹198
Who holds Capri Global Capital Ltd shares — promoters, FII, DII?
Capri Global Capital Ltd's shareholding pattern (Mar 2026)
- Promoters: 59.9%
- FII (Foreign): 5.6%
- DII (Domestic): 20.1%
- Public: 14.3%
Is promoter holding increasing or decreasing in Capri Global Capital Ltd?
Capri Global Capital Ltd's promoter holding has remained stable recently.
- Current Promoter Holding: 59.9% (Mar 2026)
- Previous Quarter: 59.9% (Dec 2025)
- Change: 0.00% (stable)
How long has Capri Global Capital Ltd been outperforming Nifty 500?
Capri Global Capital Ltd has been outperforming Nifty 500 for 3 consecutive weeks, indicating early-stage outperformance.
Is Capri Global Capital Ltd a new momentum entry or an established outperformer?
Capri Global Capital Ltd is an established outperformer with 3 weeks of consecutive Nifty 500 outperformance.
What are the key risks in Capri Global Capital Ltd?
Capri Global Capital Ltd has 4 key risks worth monitoring
- [MEDIUM] Regulatory — RBI's prior approval requirement for branch expansion creates a binary timeline risk that could delay FY27 gold loan AUM scale-up by 6–9 months
- [MEDIUM] Commodity — Gold price correction scenario is the primary tail risk for the fastest-growing segment (Gold Loan AUM +26% QoQ); management demonstrates conservative LTV discipline but correction speed matters
- [MEDIUM] Labor — Senior KMP turnover at this pace signals potential cultural or organisational mismatch risk that investors should monitor; management dismissal of the concern does not eliminate it
- [LOW] Fx — Not a direct risk for CGCL given INR-only operations, but government borrowing increase (budget) could push up domestic yields, compressing spread if CGCL cannot fully reprice
What did Capri Global Capital Ltd's management say in the latest earnings call?
In Q3 FY26, Capri Global Capital Ltd's management highlighted
- "We'll approach the RBI at appropriate time and RBI give their approval and decision within 45 days. So in the second half of FY '27, we'll announce th..."
- "portfolio is currently sitting at INR60,000. It means that our portfolio is already at INR60,000. Assuming that somebody we have given the loan in the..."
- "within a -- before actually he gets settled down, I think rather than coming to Bombay and shifting his base here, he thought and reconsidered his dec..."
Is Capri Global Capital Ltd worth studying for long term investment?
Based on quantitative research signals, here is why Capri Global Capital Ltd may be worth studying
- Earnings growing at +59.0% YoY
- Strong returns — ROE 16.0%
What is the investment thesis for Capri Global Capital Ltd?
Capri Global Capital Ltd investment thesis summary:
Research Signals (Bull Case)
- Revenue growing at +44.7% YoY
Risk Factors (Bear Case)
- Key risk: Regulatory
What is the future outlook for Capri Global Capital Ltd?
Capri Global Capital Ltd's forward outlook based on current data signals
- Earnings Trend: stable
- Revenue Trend: stable
- Key Risk: Regulatory
The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.