What were Fino Payments Bank Ltd's latest quarterly results?
Fino Payments Bank Ltd's latest quarterly results (Dec 2025) show
- PAT Growth YoY: -47.8%
- Revenue Growth YoY: +28.6%
- Net Interest Margin: -494.00%
Fino Payments Bank Ltd: Stock Analysis & Fundamentals
Updated this weekFino Payments Bank Ltd (Banks - Small Finance) — fundamental analysis, earnings data, and key metrics. PE: 14.8. ROE: 13.3%. This stock is not currently in the Nifty 500 momentum outperformers list.
What's Happening
🌐FII stake decreased 1.5% this quarter
🏛️DII reducing — stake down 2.8%
Key Numbers
Current Price
₹127
Market Cap
1.1K Cr
Valuation
N/AFrequently Asked Questions: Fino Payments Bank Ltd
Based on publicly available financial data. This is educational research, not investment advice.
What is Fino Payments Bank Ltd's current PE ratio?
Fino Payments Bank Ltd's current PE ratio is 14.8x.
- Current PE: 14.8x
- Market Cap: 1.1K Cr
What is Fino Payments Bank Ltd's price-to-book ratio?
Fino Payments Bank Ltd's price-to-book ratio is 1.4x.
- Price-to-Book (P/B): 1.4x
- Book Value per Share: ₹91
- Current Price: ₹127
Is Fino Payments Bank Ltd a fundamentally strong company?
Fino Payments Bank Ltd's fundamental strength based on key financial ratios
- Return on Equity (ROE): 13.0%
Is Fino Payments Bank Ltd debt free?
Fino Payments Bank Ltd has a debt-to-equity ratio of N/A.
- Total Debt: ₹865 Cr
What is Fino Payments Bank Ltd's return on equity (ROE) and ROCE?
Fino Payments Bank Ltd's return ratios over recent years
- FY2023: ROE 13.0%
- FY2024: ROE 14.0%
- FY2025: ROE 13.0%
Is Fino Payments Bank Ltd's cash flow positive?
Fino Payments Bank Ltd's operating cash flow is positive (FY2025).
- Cash from Operations (CFO): ₹76 Cr
- Free Cash Flow (FCF): ₹-88 Cr
- CFO/PAT Ratio: 82% (strong cash conversion)
What is Fino Payments Bank Ltd's dividend yield?
Fino Payments Bank Ltd currently does not pay a significant dividend (yield 0.00%).
- Dividend Yield: 0.00%
- Current Price: ₹127
Who holds Fino Payments Bank Ltd shares — promoters, FII, DII?
Fino Payments Bank Ltd's shareholding pattern (Dec 2025)
- Promoters: 75.0%
- FII (Foreign): 2.7%
- DII (Domestic): 0.5%
- Public: 21.9%
Is promoter holding increasing or decreasing in Fino Payments Bank Ltd?
Fino Payments Bank Ltd's promoter holding has remained stable recently.
- Current Promoter Holding: 75.0% (Dec 2025)
- Previous Quarter: 75.0% (Sep 2025)
- Change: 0.00% (stable)
Is Fino Payments Bank Ltd a new momentum entry or an established outperformer?
Fino Payments Bank Ltd is an established outperformer with 1 weeks of consecutive Nifty 500 outperformance.
Is Fino Payments Bank Ltd worth studying for long term investment?
Based on quantitative research signals, here is why Fino Payments Bank Ltd may be worth studying
- Cash flow is positive — CFO ₹76 Cr
What is the investment thesis for Fino Payments Bank Ltd?
Fino Payments Bank Ltd investment thesis summary:
What is the future outlook for Fino Payments Bank Ltd?
Fino Payments Bank Ltd's forward outlook based on current data signals
- Insufficient data for a forward assessment — monitoring for more signals
The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.