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  4. /Equitas Small Finance Bank Ltd
MomentumDeep Value

Equitas Small Finance Bank Ltd: Why Is It Outperforming Nifty 500?

Active
RS +24.4%Average4w StreakRe-Entry

In Week of Jun 27, 2026, Equitas Small Finance Bank Ltd (Banks - Small Finance) is outperforming Nifty 500 with +24.4% relative strength. Fundamentals: Average. On a 4-week streak.

Equitas Small Finance Bank Ltd Key Facts

PE Ratio
83.4x
Market Cap
₹8,594 Cr
PAT Growth YoY
+407%
Revenue Growth YoY
+12%
RS vs Nifty 500
+24.4%
PB: Cycle BottomAvoid

What's Happening

🚫No earnings growth, no valuation discount — limited upside
🌐FII stake decreased 1.2% this quarter
🏛️DII accumulation — stake up 4.5%
🏦GNPA at 2.60% and improving — strong asset quality
💰Trading 53% above estimated fair value — significant premium

Key Numbers

PAT Growth YoY
+407%
Inflection Up
Revenue YoY
+12%
Stable
GNPA
2.60%
Improving
Price to Book
1.4
Current Price
₹75
Fundamental Score
43/100
Average
3Y PAT CAGR
-44%
Market Cap
8.6K Cr
Valuation
Significantly Overvalued

12-Week Performance

Weekly presence in the outperformers list. Green = beating Nifty 500 by 10%+ that week.

12 weeks agoThis week

How Fast Is Equitas Small Finance Bank Ltd Growing?

Revenue, profit and margin growth rates

MetricYoY3Y CAGRTrend
Revenue+12%+18%Stable
PAT (Net Profit)+407%-44%Inflection Up

Other Top Banks - Small Finance Stocks Beating Nifty 500

AU Small Finance Bank Ltd
Average
+6.0%
Jana Small Finance Bank Ltd
Average • 8w streak
+9.6%
Suryoday Small Finance Bank Ltd
Average • 8w streak
+26.3%
ESAF Small Finance Bank Ltd
Weak
+41.0%
Capital Small Finance Bank Ltd
Average • 4w streak
+19.2%
← Back to Banks - Small FinanceDashboard

Frequently Asked Questions: Equitas Small Finance Bank Ltd

Based on publicly available financial data. This is educational research, not investment advice.

What were Equitas Small Finance Bank Ltd's latest quarterly results?

Equitas Small Finance Bank Ltd's latest quarterly results (Mar 2026) show

  • PAT Growth YoY: +407.1% (turning around (inflection up))
  • Revenue Growth YoY: +11.7%
  • Net Interest Margin: 1.00%
  • Gross NPA: 2.60%

Is Equitas Small Finance Bank Ltd's profit growing or declining?

Equitas Small Finance Bank Ltd's profit is growing with an turning around (inflection up) trend.

  • PAT Growth YoY: +407.1% (latest quarter)
  • PAT Growth QoQ: +136.7% (sequential)
  • 3-Year PAT CAGR: -43.6%
  • Trend: Turning around (inflection up) — consistent growth pattern

What is Equitas Small Finance Bank Ltd's revenue growth trend?

Equitas Small Finance Bank Ltd's revenue growth trend is stable.

  • Revenue Growth YoY: +11.7%
  • Revenue Growth QoQ: +8.5% (sequential)
  • 3-Year Revenue CAGR: +17.7%

What is Equitas Small Finance Bank Ltd's asset quality trend?

Equitas Small Finance Bank Ltd's asset quality trend is improving.

  • Gross NPA: 2.60%
  • Net NPA: 0.72%
  • GNPA Change YoY: -0.3% bps

What is Equitas Small Finance Bank Ltd's 3-year profit and revenue CAGR?

Equitas Small Finance Bank Ltd's long-term compounding rates

  • 3-Year Profit CAGR: -43.6%
  • 3-Year Revenue CAGR: +17.7%

Is Equitas Small Finance Bank Ltd's growth accelerating or decelerating?

Equitas Small Finance Bank Ltd's earnings growth is turning around (inflection up) with positive momentum on a sequential basis.

  • YoY Acceleration: +63.6% bps
  • Sequential Acceleration: 0.0% bps

What is Equitas Small Finance Bank Ltd's trailing twelve month (TTM) performance?

Equitas Small Finance Bank Ltd's trailing twelve month (TTM) performance

  • TTM PAT: ₹103 Cr
  • TTM PAT Growth: -29.9% YoY
  • TTM Revenue: ₹7,000 Cr
  • TTM Revenue Growth: +7.6% YoY

Is Equitas Small Finance Bank Ltd overvalued or undervalued?

Equitas Small Finance Bank Ltd appears significantly overvalued based on our fair value analysis.

  • Valuation Signal: Significantly Overvalued
  • Current PE: 83.4x
  • Price-to-Book: 1.4x

What is Equitas Small Finance Bank Ltd's current PE ratio?

Equitas Small Finance Bank Ltd's current PE ratio is 83.4x.

  • Current PE: 83.4x
  • Market Cap: 8.6K Cr

How does Equitas Small Finance Bank Ltd's valuation compare to its history?

Equitas Small Finance Bank Ltd's current PE is 83.4x.

  • Current PE: 83.4x
  • Valuation Assessment: Significantly Overvalued

What is Equitas Small Finance Bank Ltd's price-to-book ratio?

Equitas Small Finance Bank Ltd's price-to-book ratio is 1.4x.

  • Price-to-Book (P/B): 1.4x
  • Book Value per Share: ₹54
  • Current Price: ₹75

Is Equitas Small Finance Bank Ltd a fundamentally strong company?

Equitas Small Finance Bank Ltd is rated Average with a fundamental score of 42.5/100. This score is calculated from objective financial metrics

  • PAT Growth YoY: +407.1% (20% weight)
  • PAT Growth QoQ: +136.7% (15% weight)
  • Earnings trend: inflection_up (5% weight)

Is Equitas Small Finance Bank Ltd debt free?

Equitas Small Finance Bank Ltd has a debt-to-equity ratio of N/A.

  • Total Debt: ₹6,000 Cr

What is Equitas Small Finance Bank Ltd's return on equity (ROE) and ROCE?

Equitas Small Finance Bank Ltd's return ratios over recent years

  • FY2024: ROE 14.0%
  • FY2025: ROE 2.0%
  • FY2026: ROE 2.0%

Is Equitas Small Finance Bank Ltd's cash flow positive?

Equitas Small Finance Bank Ltd's operating cash flow is negative (FY2026).

  • Cash from Operations (CFO): ₹-3,000 Cr
  • Free Cash Flow (FCF): ₹-4,000 Cr
  • CFO/PAT Ratio: -3219% (weak cash conversion)

What is Equitas Small Finance Bank Ltd's dividend yield?

Equitas Small Finance Bank Ltd currently does not pay a significant dividend (yield 0.00%).

  • Dividend Yield: 0.00%
  • Current Price: ₹75

Who holds Equitas Small Finance Bank Ltd shares — promoters, FII, DII?

Equitas Small Finance Bank Ltd's shareholding pattern (Mar 2026)

  • FII (Foreign): 14.7%
  • DII (Domestic): 50.9%
  • Public: 34.4%

Is promoter holding increasing or decreasing in Equitas Small Finance Bank Ltd?

Equitas Small Finance Bank Ltd's promoter holding is 0.0%.

  • Current Promoter Holding: 0.0% (Mar 2026)

How long has Equitas Small Finance Bank Ltd been outperforming Nifty 500?

Equitas Small Finance Bank Ltd has been outperforming Nifty 500 for 4 consecutive weeks, indicating building momentum.

Is Equitas Small Finance Bank Ltd a new momentum entry or an established outperformer?

Equitas Small Finance Bank Ltd is a re-entry — it briefly dropped off the outperformance list but has now returned. Re-entries can signal renewed strength.

Is Equitas Small Finance Bank Ltd worth studying for long term investment?

Based on quantitative research signals, here is why Equitas Small Finance Bank Ltd may be worth studying

  • Earnings growing at +407.1% YoY

What is the investment thesis for Equitas Small Finance Bank Ltd?

Equitas Small Finance Bank Ltd investment thesis summary:

Research Signals (Bull Case)

  • Revenue growing at +11.7% YoY

Risk Factors (Bear Case)

  • Appears significantly overvalued

What is the future outlook for Equitas Small Finance Bank Ltd?

Equitas Small Finance Bank Ltd's forward outlook based on current data signals

  • Earnings Trend: turning around (inflection up)
  • Revenue Trend: stable
  • Valuation: Significantly Overvalued

The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.