What were Jana Small Finance Bank Ltd's latest quarterly results?
Jana Small Finance Bank Ltd's latest quarterly results (Dec 2025) show
- PAT Growth YoY: -91.2%
- Revenue Growth YoY: +17.6%
- Net Interest Margin: -16.98%
- Gross NPA: 2.59%
Jana Small Finance Bank Ltd: Stock Analysis & Fundamentals
Updated this weekJana Small Finance Bank Ltd (Banks - Small Finance) — fundamental analysis, earnings data, and key metrics. PE: 12.6. ROE: 13.0%. This stock is not currently in the Nifty 500 momentum outperformers list.
What's Happening
👔Promoter stake down 0.5% this quarter
🏛️DII reducing — stake down 3.2%
Key Numbers
Current Price
₹372
Market Cap
3.9K Cr
Valuation
N/AFrequently Asked Questions: Jana Small Finance Bank Ltd
Based on publicly available financial data. This is educational research, not investment advice.
What is Jana Small Finance Bank Ltd's current PE ratio?
Jana Small Finance Bank Ltd's current PE ratio is 12.6x.
- Current PE: 12.6x
- Market Cap: 3.9K Cr
What is Jana Small Finance Bank Ltd's price-to-book ratio?
Jana Small Finance Bank Ltd's price-to-book ratio is 0.9x.
- Price-to-Book (P/B): 0.9x
- Book Value per Share: ₹407
- Current Price: ₹372
Is Jana Small Finance Bank Ltd a fundamentally strong company?
Jana Small Finance Bank Ltd's fundamental strength based on key financial ratios
- Return on Equity (ROE): 13.0%
Is Jana Small Finance Bank Ltd debt free?
Jana Small Finance Bank Ltd has a debt-to-equity ratio of N/A.
- Total Debt: ₹4,000 Cr
What is Jana Small Finance Bank Ltd's return on equity (ROE) and ROCE?
Jana Small Finance Bank Ltd's return ratios over recent years
- FY2023: ROE 20.0%
- FY2024: ROE 26.0%
- FY2025: ROE 13.0%
Is Jana Small Finance Bank Ltd's cash flow positive?
Jana Small Finance Bank Ltd's operating cash flow is positive (FY2025).
- Cash from Operations (CFO): ₹4,000 Cr
- Free Cash Flow (FCF): ₹4,000 Cr
- CFO/PAT Ratio: 813% (strong cash conversion)
What is Jana Small Finance Bank Ltd's dividend yield?
Jana Small Finance Bank Ltd currently does not pay a significant dividend (yield 0.00%).
- Dividend Yield: 0.00%
- Current Price: ₹372
Who holds Jana Small Finance Bank Ltd shares — promoters, FII, DII?
Jana Small Finance Bank Ltd's shareholding pattern (Dec 2025)
- Promoters: 21.9%
- FII (Foreign): 4.1%
- DII (Domestic): 12.9%
- Public: 59.1%
Is promoter holding increasing or decreasing in Jana Small Finance Bank Ltd?
Jana Small Finance Bank Ltd's promoter holding has decreased recently.
- Current Promoter Holding: 21.9% (Dec 2025)
- Previous Quarter: 21.9% (Sep 2025)
- Change: -0.01% (decreasing — worth monitoring)
Is Jana Small Finance Bank Ltd a new momentum entry or an established outperformer?
Jana Small Finance Bank Ltd is an established outperformer with 1 weeks of consecutive Nifty 500 outperformance.
Is Jana Small Finance Bank Ltd worth studying for long term investment?
Based on quantitative research signals, here is why Jana Small Finance Bank Ltd may be worth studying
- Cash flow is positive — CFO ₹4,000 Cr
What is the investment thesis for Jana Small Finance Bank Ltd?
Jana Small Finance Bank Ltd investment thesis summary:
What is the future outlook for Jana Small Finance Bank Ltd?
Jana Small Finance Bank Ltd's forward outlook based on current data signals
- Insufficient data for a forward assessment — monitoring for more signals
The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.