Value Added Product Mix Shift
Expected: OngoingHIGH confidence
What: AIF Contribution: 12% of total AUM
Impact: 200 bps margin expansion
The Investment Trust of India Ltd: Stock Analysis & Fundamentals
Data from 2w agoThe Investment Trust of India Ltd (Finance & Investments - Others) — fundamental analysis, earnings data, and key metrics. PE: 19.1. ROE: 6.2%. This stock is not currently in the Nifty 500 momentum outperformers list.
The Investment Trust of India Ltd Key Facts
What's Happening
📊Debt increased 40% YoY — leverage rising
Earnings Acceleration Triggers
1. Value Added Product Mix Shift
OngoingHIGH
2. Geographical Expansion
H1 FY27MEDIUM
Key Risks
1. SEBI's potential tightening of expense ratio norms for mutual funds could impact
MEDIUM2. Increased reliance on digital platforms for trading and wealth management increa
LOWSector-Specific Signals
Total Assets Under ManagementINR 7,850 Cr28%
Yield on AUM1.15%5 bps
Cost to Income Ratio62.4%180 bps
Monthly SIP InflowINR 145 Cr35%
Key Numbers
Current Price
₹106
Market Cap
553 Cr
Valuation
N/AWhy Are The Investment Trust of India Ltd's Earnings Accelerating?
Based on Q3 FY26 (web) earnings • Updated Apr 19, 2026
Geographical Expansion
Expected: H1 FY27MEDIUM confidence
What: Branch Count: 8 new locations
Impact: 15% increase in retail client base
What Are the Key Risks for The Investment Trust of India Ltd?
Earnings deceleration risks from management commentary
SEBI's potential tightening of expense ratio norms for mutual funds could impact
MEDIUMTrigger: SEBI's potential tightening of expense ratio norms for mutual funds could impact AMC margins.
Impact: PAT impact: 5-7%
Management view: Diversifying into AIF and PMS which have different fee structures.
Monitor: regulatory
Increased reliance on digital platforms for trading and wealth management increa
LOWTrigger: Increased reliance on digital platforms for trading and wealth management increases vulnerability to data breaches.
Impact: PAT impact: null
Management view: Investing in ISO 27001 certification and advanced firewall systems.
Monitor: cyber
What Did The Investment Trust of India Ltd Report This Quarter?
Headline numbers from the latest earnings call
Revenue
INR 106.31 Cr
YoY +53.6%QoQ +14.2%
Revenue growth was primarily driven by increased advisory fees and higher interest income from the lending business.
EBITDA
INR 38.45 Cr
YoY +42.1%Margin 36.17%
Margins contracted slightly due to higher employee benefit expenses and technology investments in the AMC business.
PAT
INR 22.14 Cr
YoY +38.5%QoQ +11.8%
Profitability improved on the back of scale in the asset management and institutional equities divisions.
Other Highlights
• Consolidated AUM reached INR 7,850 Cr
• Institutional Equities desk added 12 new clients
• Debt-to-equity ratio maintained at 0.45x
What Sector Metrics Matter for The Investment Trust of India Ltd?
Sub-sector-specific signals from the latest concall — each with management's stated reason for the change
Total Assets Under Management
INR 7,850 Cr
YoY 28%QoQ 8%
Why: Driven by strong inflows in equity schemes and market appreciation.
Yield on AUM
1.15%
YoY 5 bpsQoQ 2 bps
Why: Improved mix with higher contribution from Alternative Investment Funds.
Cost to Income Ratio
62.4%
YoY 180 bpsQoQ 50 bps
Why: Increased due to investments in technology and expansion of the sales team.
Monthly SIP Inflow
INR 145 Cr
YoY 35%QoQ 12%
Why: Growth in retail investor base and successful marketing campaigns.
What Is The Investment Trust of India Ltd's Management Guidance?
Forward-looking targets from management for FY27
Revenue Growth Target
25%
OPM Guidance
36.5%
Capex Plan
₹15 Cr
Revenue Outlook
25%
Margin Outlook
Expect margins to stabilize between 35-38%
Capex Plan
INR 15 Cr
IT Infrastructure and Digital Platforms
Management Tone: BULLISH
The above analysis is parsed from publicly available earnings call transcripts. This is educational research only — not investment advice. Last updated Apr 19, 2026.
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Frequently Asked Questions: The Investment Trust of India Ltd
Based on publicly available financial data. This is educational research, not investment advice.
What were The Investment Trust of India Ltd's latest quarterly results?
The Investment Trust of India Ltd's latest quarterly results (Dec 2025) show
- PAT Growth YoY: +116.7%
- Revenue Growth YoY: +6.5%
- Operating Margin: 23.0%
What is The Investment Trust of India Ltd's current PE ratio?
The Investment Trust of India Ltd's current PE ratio is 19.1x.
- Current PE: 19.1x
- Market Cap: 553 Cr
What is The Investment Trust of India Ltd's price-to-book ratio?
The Investment Trust of India Ltd's price-to-book ratio is 0.8x.
- Price-to-Book (P/B): 0.8x
- Book Value per Share: ₹139
- Current Price: ₹106
Is The Investment Trust of India Ltd a fundamentally strong company?
The Investment Trust of India Ltd's fundamental strength based on key financial ratios
- Return on Capital (ROCE): 9.0%
Is The Investment Trust of India Ltd debt free?
The Investment Trust of India Ltd has a debt-to-equity ratio of N/A.
- Total Debt: ₹378 Cr
What is The Investment Trust of India Ltd's return on equity (ROE) and ROCE?
The Investment Trust of India Ltd's return ratios over recent years
- FY2023: ROCE 5.0%
- FY2024: ROCE 7.0%
- FY2025: ROCE 9.0%
Is The Investment Trust of India Ltd's cash flow positive?
The Investment Trust of India Ltd's operating cash flow is positive (FY2025).
- Cash from Operations (CFO): ₹125 Cr
- Free Cash Flow (FCF): ₹128 Cr
- CFO/PAT Ratio: 272% (strong cash conversion)
What is The Investment Trust of India Ltd's dividend yield?
The Investment Trust of India Ltd currently does not pay a significant dividend (yield 0.00%).
- Dividend Yield: 0.00%
- Current Price: ₹106
Who holds The Investment Trust of India Ltd shares — promoters, FII, DII?
The Investment Trust of India Ltd's shareholding pattern (Mar 2026)
- Promoters: 72.1%
- FII (Foreign): 6.5%
- Public: 21.3%
Is promoter holding increasing or decreasing in The Investment Trust of India Ltd?
The Investment Trust of India Ltd's promoter holding has remained stable recently.
- Current Promoter Holding: 72.1% (Mar 2026)
- Previous Quarter: 72.1% (Dec 2025)
- Change: 0.00% (stable)
Is The Investment Trust of India Ltd a new momentum entry or an established outperformer?
The Investment Trust of India Ltd is an established outperformer with 1 weeks of consecutive Nifty 500 outperformance.
What are the growth catalysts for The Investment Trust of India Ltd?
The Investment Trust of India Ltd has 2 key growth catalysts identified from recent earnings analysis
- Value Added Product Mix Shift — AIFs carry significantly higher management fees compared to traditional mutual funds.
- Geographical Expansion — Expansion will increase customer acquisition costs in the short term but build long-term AUM.
What are the key risks in The Investment Trust of India Ltd?
The Investment Trust of India Ltd has 2 key risks worth monitoring
- [MEDIUM] SEBI's potential tightening of expense ratio norms for mutual funds could impact — SEBI's potential tightening of expense ratio norms for mutual funds could impact AMC margins.
- [LOW] Increased reliance on digital platforms for trading and wealth management increa — Increased reliance on digital platforms for trading and wealth management increases vulnerability to data breaches.
What is The Investment Trust of India Ltd's management guidance for growth?
The Investment Trust of India Ltd's management has provided the following forward guidance for FY27
- Revenue growth target: 25%
- OPM guidance: 36.5%
- Capex plan: ₹15 Cr for IT Infrastructure and Digital Platforms
- Management tone: bullish
What sector-specific metrics matter most for The Investment Trust of India Ltd?
The Investment Trust of India Ltd's most important sub-sector-specific KPIs from the latest concall
- Total Assets Under Management: INR 7,850 Cr (YoY 28%) (QoQ 8%) — Driven by strong inflows in equity schemes and market appreciation.
- Yield on AUM: 1.15% (YoY 5 bps) (QoQ 2 bps) — Improved mix with higher contribution from Alternative Investment Funds.
- Cost to Income Ratio: 62.4% (YoY 180 bps) (QoQ 50 bps) — Increased due to investments in technology and expansion of the sales team.
- Monthly SIP Inflow: INR 145 Cr (YoY 35%) (QoQ 12%) — Growth in retail investor base and successful marketing campaigns.
Is The Investment Trust of India Ltd worth studying for long term investment?
Based on quantitative research signals, here is why The Investment Trust of India Ltd may be worth studying
- Cash flow is positive — CFO ₹125 Cr
What is the investment thesis for The Investment Trust of India Ltd?
The Investment Trust of India Ltd investment thesis summary:
Research Signals (Bull Case)
- Growth catalyst: Value Added Product Mix Shift
Risk Factors (Bear Case)
- Key risk: SEBI's potential tightening of expense ratio norms for mutual funds could impact
What is the future outlook for The Investment Trust of India Ltd?
The Investment Trust of India Ltd's forward outlook based on current data signals
- Key Catalyst: Value Added Product Mix Shift
- Key Risk: SEBI's potential tightening of expense ratio norms for mutual funds could impact
The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.