Demerger Spin Off Value Unlock
Expected: OngoingHIGH confidence
What: Net Assets: INR 5 billion
Impact: INR 260 million acquisition value
NBI Industrial Finance Company Ltd: Stock Analysis & Fundamentals
Data from 5w agoNBI Industrial Finance Company Ltd (Finance & Investments - Others) — fundamental analysis, earnings data, and key metrics. PE: 32.3. ROE: 0.3%. This stock is not currently in the Nifty 500 momentum outperformers list.
NBI Industrial Finance Company Ltd Key Facts
What's Happening
👔Promoter stake down 0.5% this quarter
🏛️DII accumulation — stake up 2.0%
Earnings Acceleration Triggers
1. Demerger Spin Off Value Unlock
OngoingHIGH
2. Operating Leverage Inflection
Q3 FY26MEDIUM
Key Risks
1. Ongoing regulatory approvals required for the scheme of arrangement and general
MEDIUMSector-Specific Signals
Total Assets₹3,513.46 Cr0.00%
Price to Book Ratio0.16x
Return on Equity0.31%
Promoter Holding74.17%
Key Numbers
Current Price
₹1,768
Dividend Yield
0.03%
Market Cap
522 Cr
Valuation
N/AWhy Are NBI Industrial Finance Company Ltd's Earnings Accelerating?
Based on Q3 FY26 (web) earnings • Updated Apr 18, 2026
Operating Leverage Inflection
Expected: Q3 FY26MEDIUM confidence
What: EBIT margin: 88%
Impact: 10.3 percentage point improvement
What Are the Key Risks for NBI Industrial Finance Company Ltd?
Earnings deceleration risks from management commentary
Ongoing regulatory approvals required for the scheme of arrangement and general
MEDIUMTrigger: Ongoing regulatory approvals required for the scheme of arrangement and general NBFC compliance.
Management view: Closing trading windows and adhering to SEBI Insider Trading Regulations.
Monitor: regulatory
What Did NBI Industrial Finance Company Ltd Report This Quarter?
Headline numbers from the latest earnings call
Revenue
₹9.52 Cr
YoY +1435.48%QoQ +10.83%
Revenue growth was exceptionally high on a year-on-year basis due to a low base in the previous year.
EBITDA
₹8.72 Cr
YoY +12557.14%Margin 91.59%
Operating profit margins remain extremely high, characteristic of an investment-holding NBFC structure.
PAT
₹6.49 Cr
YoY +1808.82%QoQ +7.63%
Net profit followed the revenue trajectory with substantial sequential and annual growth.
Other Highlights
• Profit Before Tax (PBT) stood at ₹8.72 crore for Q3 FY26.
• Earnings per share (EPS) growth for the last 3 years was 41%.
• The company is almost debt-free with a debt-to-equity ratio of 0.00.
What Sector Metrics Matter for NBI Industrial Finance Company Ltd?
Sub-sector-specific signals from the latest concall — each with management's stated reason for the change
Total Assets
₹3,513.46 Cr
YoY 0.00%
Why: Asset base remains stable as the company primarily functions as an investment vehicle.
Price to Book Ratio
0.16x
Why: The stock trades at a deep discount to its book value of ₹10,887.
Return on Equity
0.31%
Why: Low ROE due to the large equity base and nature of investment income.
Promoter Holding
74.17%
Why: Stable promoter ownership near the regulatory ceiling.
Debt to Equity Ratio
0.00
Why: The company maintains a debt-free balance sheet.
The above analysis is parsed from publicly available earnings call transcripts. This is educational research only — not investment advice. Last updated Apr 18, 2026.
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Frequently Asked Questions: NBI Industrial Finance Company Ltd
Based on publicly available financial data. This is educational research, not investment advice.
What were NBI Industrial Finance Company Ltd's latest quarterly results?
NBI Industrial Finance Company Ltd's latest quarterly results (Dec 2025) show
- PAT Growth YoY: +1808.8%
- Revenue Growth YoY: +1435.5%
- Net Interest Margin: 91.60%
What is NBI Industrial Finance Company Ltd's current PE ratio?
NBI Industrial Finance Company Ltd's current PE ratio is 32.3x.
- Current PE: 32.3x
- Market Cap: 522 Cr
- Dividend Yield: 0.03%
What is NBI Industrial Finance Company Ltd's price-to-book ratio?
NBI Industrial Finance Company Ltd's price-to-book ratio is 0.2x.
- Price-to-Book (P/B): 0.2x
- Book Value per Share: ₹10887
- Current Price: ₹1768
Is NBI Industrial Finance Company Ltd a fundamentally strong company?
NBI Industrial Finance Company Ltd's fundamental strength based on key financial ratios
- Return on Equity (ROE): 0.0%
Is NBI Industrial Finance Company Ltd debt free?
NBI Industrial Finance Company Ltd has a debt-to-equity ratio of N/A.
- Total Debt: ₹0 Cr
What is NBI Industrial Finance Company Ltd's return on equity (ROE) and ROCE?
NBI Industrial Finance Company Ltd's return ratios over recent years
- FY2023: ROE 0.0%
- FY2024: ROE 0.0%
- FY2025: ROE 0.0%
Is NBI Industrial Finance Company Ltd's cash flow positive?
NBI Industrial Finance Company Ltd's operating cash flow is positive (FY2025).
- Cash from Operations (CFO): ₹5 Cr
- Free Cash Flow (FCF): ₹0 Cr
- CFO/PAT Ratio: 63% (adequate)
What is NBI Industrial Finance Company Ltd's dividend yield?
NBI Industrial Finance Company Ltd's current dividend yield is 0.03%.
- Dividend Yield: 0.03%
- Current Price: ₹1768
Who holds NBI Industrial Finance Company Ltd shares — promoters, FII, DII?
NBI Industrial Finance Company Ltd's shareholding pattern (Mar 2026)
- Promoters: 74.2%
- FII (Foreign): 0.2%
- DII (Domestic): 2.5%
- Public: 23.2%
Is promoter holding increasing or decreasing in NBI Industrial Finance Company Ltd?
NBI Industrial Finance Company Ltd's promoter holding has remained stable recently.
- Current Promoter Holding: 74.2% (Mar 2026)
- Previous Quarter: 74.2% (Dec 2025)
- Change: 0.00% (stable)
Is NBI Industrial Finance Company Ltd a new momentum entry or an established outperformer?
NBI Industrial Finance Company Ltd is an established outperformer with 1 weeks of consecutive Nifty 500 outperformance.
What are the growth catalysts for NBI Industrial Finance Company Ltd?
NBI Industrial Finance Company Ltd has 2 key growth catalysts identified from recent earnings analysis
- Demerger Spin Off Value Unlock — The amalgamation with Western India Commercial Co. Ltd. significantly expands the asset base relative to current market cap.
- Operating Leverage Inflection — High operating margins suggest that incremental revenue flows directly to the bottom line.
What are the key risks in NBI Industrial Finance Company Ltd?
NBI Industrial Finance Company Ltd has 1 key risk worth monitoring
- [MEDIUM] Ongoing regulatory approvals required for the scheme of arrangement and general — Ongoing regulatory approvals required for the scheme of arrangement and general NBFC compliance.
What is NBI Industrial Finance Company Ltd's management guidance for growth?
NBI Industrial Finance Company Ltd's management has provided the following forward guidance
- Revenue outlook: Not Given
- Margin outlook: Not Given
What sector-specific metrics matter most for NBI Industrial Finance Company Ltd?
NBI Industrial Finance Company Ltd's most important sub-sector-specific KPIs from the latest concall
- Total Assets: ₹3,513.46 Cr (YoY 0.00%) — Asset base remains stable as the company primarily functions as an investment vehicle.
- Price to Book Ratio: 0.16x — The stock trades at a deep discount to its book value of ₹10,887.
- Return on Equity: 0.31% — Low ROE due to the large equity base and nature of investment income.
- Promoter Holding: 74.17% — Stable promoter ownership near the regulatory ceiling.
- Debt to Equity Ratio: 0.00 — The company maintains a debt-free balance sheet.
Is NBI Industrial Finance Company Ltd worth studying for long term investment?
Based on quantitative research signals, here is why NBI Industrial Finance Company Ltd may be worth studying
- Cash flow is positive — CFO ₹5 Cr
What is the investment thesis for NBI Industrial Finance Company Ltd?
NBI Industrial Finance Company Ltd investment thesis summary:
Research Signals (Bull Case)
- Growth catalyst: Demerger Spin Off Value Unlock
Risk Factors (Bear Case)
- Key risk: Ongoing regulatory approvals required for the scheme of arrangement and general
What is the future outlook for NBI Industrial Finance Company Ltd?
NBI Industrial Finance Company Ltd's forward outlook based on current data signals
- Key Catalyst: Demerger Spin Off Value Unlock
- Key Risk: Ongoing regulatory approvals required for the scheme of arrangement and general
The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.