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  4. /GIC Housing Finance Ltd
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GIC Housing Finance Ltd: Stock Analysis & Fundamentals

Updated this week

GIC Housing Finance Ltd (Finance - Housing) — fundamental analysis, earnings data, and key metrics. PE: 5.8. ROE: 7.6%. This stock is not currently in the Nifty 500 momentum outperformers list.

GIC Housing Finance Ltd Key Facts

What's Happening

🌐FII stake decreased 0.8% this quarter

Key Numbers

Current Price
₹167
Dividend Yield
2.70%
Market Cap
898 Cr
Valuation
N/A

Other Top Finance - Housing Stocks Beating Nifty 500

Housing & Urban Development Corporation Ltd
Average • 8w streak
+10.0%
PNB Housing Finance Ltd
Average • 8w streak
+22.5%
Sammaan Capital Ltd
Very Weak • 4w streak
+8.0%
Repco Home Finance Ltd
Average
+5.7%
← Back to Finance - HousingDashboard

Frequently Asked Questions: GIC Housing Finance Ltd

Based on publicly available financial data. This is educational research, not investment advice.

What were GIC Housing Finance Ltd's latest quarterly results?

GIC Housing Finance Ltd's latest quarterly results (Mar 2026) show

  • PAT Growth YoY: +54.3%
  • Revenue Growth YoY: +0.4%
  • Net Interest Margin: 24.00%

What is GIC Housing Finance Ltd's current PE ratio?

GIC Housing Finance Ltd's current PE ratio is 5.8x.

  • Current PE: 5.8x
  • Market Cap: 898 Cr
  • Dividend Yield: 2.70%

What is GIC Housing Finance Ltd's price-to-book ratio?

GIC Housing Finance Ltd's price-to-book ratio is 0.4x.

  • Price-to-Book (P/B): 0.4x
  • Book Value per Share: ₹391
  • Current Price: ₹167

Is GIC Housing Finance Ltd a fundamentally strong company?

GIC Housing Finance Ltd's fundamental strength based on key financial ratios

  • Return on Equity (ROE): 8.0%

Is GIC Housing Finance Ltd debt free?

GIC Housing Finance Ltd has a debt-to-equity ratio of N/A.

  • Total Debt: ₹9,000 Cr

What is GIC Housing Finance Ltd's return on equity (ROE) and ROCE?

GIC Housing Finance Ltd's return ratios over recent years

  • FY2024: ROE 8.0%
  • FY2025: ROE 9.0%
  • FY2026: ROE 8.0%

Is GIC Housing Finance Ltd's cash flow positive?

GIC Housing Finance Ltd's operating cash flow is negative (FY2026).

  • Cash from Operations (CFO): ₹-320 Cr
  • Free Cash Flow (FCF): ₹-268 Cr
  • CFO/PAT Ratio: -206% (weak cash conversion)

What is GIC Housing Finance Ltd's dividend yield?

GIC Housing Finance Ltd's current dividend yield is 2.70%.

  • Dividend Yield: 2.70%
  • Current Price: ₹167

Who holds GIC Housing Finance Ltd shares — promoters, FII, DII?

GIC Housing Finance Ltd's shareholding pattern (Mar 2026)

  • Promoters: 42.4%
  • FII (Foreign): 1.8%
  • DII (Domestic): 4.6%
  • Public: 51.2%

Is promoter holding increasing or decreasing in GIC Housing Finance Ltd?

GIC Housing Finance Ltd's promoter holding has remained stable recently.

  • Current Promoter Holding: 42.4% (Mar 2026)
  • Previous Quarter: 42.4% (Dec 2025)
  • Change: 0.00% (stable)

Is GIC Housing Finance Ltd a new momentum entry or an established outperformer?

GIC Housing Finance Ltd is an established outperformer with 1 weeks of consecutive Nifty 500 outperformance.

Is GIC Housing Finance Ltd worth studying for long term investment?

Based on quantitative research signals, here is why GIC Housing Finance Ltd may be worth studying

  • Currently showing mixed signals — monitor for clearer trend confirmation

What is the investment thesis for GIC Housing Finance Ltd?

GIC Housing Finance Ltd investment thesis summary:

What is the future outlook for GIC Housing Finance Ltd?

GIC Housing Finance Ltd's forward outlook based on current data signals

  • Insufficient data for a forward assessment — monitoring for more signals

The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.