Fx
HIGHTrigger: Management directly linked the loss to currency fluctuation pushing FCNR beyond hedging limits.
Monitor: fx
Housing & Urban Development Corporation Ltd: Why Is It Outperforming Nifty 500?
ActiveAverage8w Streak
In , Housing & Urban Development Corporation Ltd (Finance - Housing) is outperforming Nifty 500 with +10.0% relative strength. Fundamentals: Average. On a 8-week streak.
Housing & Urban Development Corporation Ltd Key Facts
- PE Ratio
- 10.3x
- Market Cap
- ₹41,694 Cr
- PAT Growth YoY
- +172%
- Revenue Growth YoY
- +25%
- RS vs Nifty 500
- +10.0%
PB: Mid ContractionStrong Opportunity
What's Happening
💎PB falling while earnings hold — value emerging
🏛️DII accumulation — stake up 1.9%
💰Trading 87% below estimated fair value — significant discount
Key Risks
1. Fx
HIGH2. Regulatory
MEDIUMKey Numbers
PAT Growth YoY
+172%
Stable
Revenue YoY
+25%
Stable
Price to Book
1.9
Current Price
₹208
Dividend Yield
2.18%
Fundamental Score
56/100
Average
3Y PAT CAGR
+33%
Market Cap
41.7K Cr
Valuation
Significantly Undervalued12-Week Performance
Weekly presence in the outperformers list. Green = beating Nifty 500 by 10%+ that week.
12 weeks agoThis week
What Are the Key Risks for Housing & Urban Development Corporation Ltd?
Earnings deceleration risks from management commentary
Regulatory
MEDIUMTrigger: Management said leverage was being monitored because external commercial borrowings still face a cap.
Monitor: regulatory
What Is Housing & Urban Development Corporation Ltd's Management Saying?
Key quotes from recent conference calls
“It is the impact of the FCNR borrowing on which we had taken a lot of incentive in -- around first 6 months or 7 months. And then because of the currency fluctuation, things has gone out of the hedging limits. [Risk (fx): HIGH]”
“being NBFC, there is no upper cap on my debt-to-equity ratio, except that in case of external commercial borrowings, there is a cap of 10:1. [Risk (regulatory): MEDIUM]”
How Fast Is Housing & Urban Development Corporation Ltd Growing?
Revenue, profit and margin growth rates
| Metric | YoY | 3Y CAGR | Trend |
|---|---|---|---|
| Revenue | +25% | +23% | Stable |
| PAT (Net Profit) | +172% | +33% | Stable |
The above analysis is parsed from publicly available earnings call transcripts. This is educational research only — not investment advice. Last updated Apr 30, 2026.
Other Top Finance - Housing Stocks Beating Nifty 500
Frequently Asked Questions: Housing & Urban Development Corporation Ltd
Based on publicly available financial data. This is educational research, not investment advice.
What were Housing & Urban Development Corporation Ltd's latest quarterly results?
Housing & Urban Development Corporation Ltd's latest quarterly results (Mar 2026) show
- PAT Growth YoY: +172.1% (stable)
- Revenue Growth YoY: +25.2%
- Net Interest Margin: 16.00%
Is Housing & Urban Development Corporation Ltd's profit growing or declining?
Housing & Urban Development Corporation Ltd's profit is growing with an stable trend.
- PAT Growth YoY: +172.1% (latest quarter)
- PAT Growth QoQ: +177.8% (sequential)
- 3-Year PAT CAGR: +33.4%
- Trend: Stable — consistent growth pattern
What is Housing & Urban Development Corporation Ltd's revenue growth trend?
Housing & Urban Development Corporation Ltd's revenue growth trend is stable.
- Revenue Growth YoY: +25.2%
- Revenue Growth QoQ: +3.8% (sequential)
- 3-Year Revenue CAGR: +22.9%
What is Housing & Urban Development Corporation Ltd's asset quality trend?
Housing & Urban Development Corporation Ltd's asset quality trend is insufficient_data.
What is Housing & Urban Development Corporation Ltd's 3-year profit and revenue CAGR?
Housing & Urban Development Corporation Ltd's long-term compounding rates
- 3-Year Profit CAGR: +33.4%
- 3-Year Revenue CAGR: +22.9%
Is Housing & Urban Development Corporation Ltd's growth accelerating or decelerating?
Housing & Urban Development Corporation Ltd's earnings growth is stable with positive momentum on a sequential basis.
- YoY Acceleration: +103.0% bps
- Sequential Acceleration: +49.6% bps
What is Housing & Urban Development Corporation Ltd's trailing twelve month (TTM) performance?
Housing & Urban Development Corporation Ltd's trailing twelve month (TTM) performance
- TTM PAT: ₹4,000 Cr
- TTM PAT Growth: +48.9% YoY
- TTM Revenue: ₹13,000 Cr
- TTM Revenue Growth: +27.5% YoY
Is Housing & Urban Development Corporation Ltd overvalued or undervalued?
Housing & Urban Development Corporation Ltd appears significantly undervalued based on our fair value analysis.
- Valuation Signal: Significantly Undervalued
- Current PE: 10.3x
- Price-to-Book: 1.9x
What is Housing & Urban Development Corporation Ltd's current PE ratio?
Housing & Urban Development Corporation Ltd's current PE ratio is 10.3x.
- Current PE: 10.3x
- Market Cap: 41.7K Cr
- Dividend Yield: 2.18%
How does Housing & Urban Development Corporation Ltd's valuation compare to its history?
Housing & Urban Development Corporation Ltd's current PE is 10.3x.
- Current PE: 10.3x
- Valuation Assessment: Significantly Undervalued
What is Housing & Urban Development Corporation Ltd's price-to-book ratio?
Housing & Urban Development Corporation Ltd's price-to-book ratio is 1.9x.
- Price-to-Book (P/B): 1.9x
- Book Value per Share: ₹110
- Current Price: ₹208
Is Housing & Urban Development Corporation Ltd a fundamentally strong company?
Housing & Urban Development Corporation Ltd is rated Average with a fundamental score of 56/100. This score is calculated from objective financial metrics
- PAT Growth YoY: +172.1% (20% weight)
- PAT Growth QoQ: +177.8% (15% weight)
- Earnings trend: stable (5% weight)
Is Housing & Urban Development Corporation Ltd debt free?
Housing & Urban Development Corporation Ltd has a debt-to-equity ratio of N/A.
- Total Debt: ₹1.4 Lakh Cr
What is Housing & Urban Development Corporation Ltd's return on equity (ROE) and ROCE?
Housing & Urban Development Corporation Ltd's return ratios over recent years
- FY2024: ROE 13.0%
- FY2025: ROE 16.0%
- FY2026: ROE 20.0%
Is Housing & Urban Development Corporation Ltd's cash flow positive?
Housing & Urban Development Corporation Ltd's operating cash flow is negative (FY2026).
- Cash from Operations (CFO): ₹-34,000 Cr
- Free Cash Flow (FCF): ₹-35,000 Cr
- CFO/PAT Ratio: -841% (weak cash conversion)
What is Housing & Urban Development Corporation Ltd's dividend yield?
Housing & Urban Development Corporation Ltd's current dividend yield is 2.18%.
- Dividend Yield: 2.18%
- Current Price: ₹208
Who holds Housing & Urban Development Corporation Ltd shares — promoters, FII, DII?
Housing & Urban Development Corporation Ltd's shareholding pattern (Mar 2026)
- Promoters: 75.0%
- FII (Foreign): 2.2%
- DII (Domestic): 11.0%
- Public: 11.7%
Is promoter holding increasing or decreasing in Housing & Urban Development Corporation Ltd?
Housing & Urban Development Corporation Ltd's promoter holding has remained stable recently.
- Current Promoter Holding: 75.0% (Mar 2026)
- Previous Quarter: 75.0% (Dec 2025)
- Change: 0.00% (stable)
How long has Housing & Urban Development Corporation Ltd been outperforming Nifty 500?
Housing & Urban Development Corporation Ltd has been outperforming Nifty 500 for 8 consecutive weeks, indicating consistent outperformance.
Is Housing & Urban Development Corporation Ltd a new momentum entry or an established outperformer?
Housing & Urban Development Corporation Ltd is an established outperformer with 8 weeks of consecutive Nifty 500 outperformance.
What are the key risks in Housing & Urban Development Corporation Ltd?
Housing & Urban Development Corporation Ltd has 2 key risks worth monitoring
- [HIGH] Fx — Management directly linked the loss to currency fluctuation pushing FCNR beyond hedging limits.
- [MEDIUM] Regulatory — Management said leverage was being monitored because external commercial borrowings still face a cap.
What did Housing & Urban Development Corporation Ltd's management say in the latest earnings call?
In Q3 FY26, Housing & Urban Development Corporation Ltd's management highlighted
- "It is the impact of the FCNR borrowing on which we had taken a lot of incentive in -- around first 6 months or 7 months. And then because of the curre..."
- "being NBFC, there is no upper cap on my debt-to-equity ratio, except that in case of external commercial borrowings, there is a cap of 10:1. [Risk (r..."
Is Housing & Urban Development Corporation Ltd worth studying for long term investment?
Based on quantitative research signals, here is why Housing & Urban Development Corporation Ltd may be worth studying
- Earnings growing at +172.1% YoY
- Valuation: appears significantly undervalued
- Strong returns — ROE 20.0%
What is the investment thesis for Housing & Urban Development Corporation Ltd?
Housing & Urban Development Corporation Ltd investment thesis summary:
Research Signals (Bull Case)
- Revenue growing at +25.2% YoY
- Appears significantly undervalued
Risk Factors (Bear Case)
- Key risk: Fx
What is the future outlook for Housing & Urban Development Corporation Ltd?
Housing & Urban Development Corporation Ltd's forward outlook based on current data signals
- Earnings Trend: stable
- Revenue Trend: stable
- Valuation: Significantly Undervalued
- Key Risk: Fx
The above FAQs are generated from publicly available earnings data and conference call transcripts. This is educational research only. Sector Alpha is not SEBI registered and does not provide investment advice.